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4 GOODWIN'S ? WEEKLY,
Ha the possession of money or property?
HJ Money or property or character.
H Is not commercial credit based
HJ primarily upon money or property?
H No, air; the first thing is charnctor.
H Before money or property?
H Before money or anything else;
B Money cannot buy it.
H So that a man with character, wlth-
H out anything at all behind it, can get
HJ all the credit he wants, and a man
H with tha property cannot get it?
HJj fPhat is vory often the case.
M But is that the rule of business?
H That 4s the rule of business, sir.
Hi If that is the rule of business, Mr.
H Morgan, why do the banks demand
H the first thing they ask a statement
Hi of what the .man has before they ex-
HJ tend him credit?
HJ That is a question which that is
fl whttt they go into; but the first thing
H they say is, I want to see your record.
H Yes; and if his record is a blank
H th? next thing is how much has he
Hg People do not care then.
H For instance, if he has got govern-
H mont bonds, or railroad bonds, and
H goes in to get credit, he gets it, and
H on Lho security of those bonds, does
H he- not?
HJ He does not got it on his face or
B his character, does he? -'
H Yes, he gets it on his character.
h I see; then he might as well take
HJ the bonds home, had he not?
HJ A man I do not trust could not get
HJ money from me on all the bonds in
HJ " That is the rule all over the world?
H X think it is the fundamental basis
HJ of business.
HJ That is good to read. It puts man
HJ a head of money.' It says that char-
HJ acter counts for more than property:
B and that is the rule of business. More-
M over, it says so with power, with an
HJ undeniable candor and sonse of con-
HJ vletion. They are good words to Tie
H read, coming from a man sovonty-
H five years old, of an experience of
H human affairs, and especially of bus-
g In oss affairs, that is hardly rivaled
HJ and not exceeded in this world at this
H The greatest thing in the world is a
THE day of the -didactic novel is at
an end in this country, accord
s' ing to a New York publisher.
HJ The public is weary of . story that
Hi is sociological tract in disguise. It
H is tired of the fiction with a mission,
Hj the fiction that preaches and sermon
HJ izes and seeks converts to a "cause."
HJ This is a welcome sign. Sermon
HJ izlng novels neither amuse nor in
H struct. The story thac seeks converts
H to a political or social movement is
H usually neither fiction nor sociology.
H Art does not jibe with propaganda.
H The novel which starts out to "expose"
H WMl street, instead of "portraying"
m Wall street, is nearly always sure to
H turn out a poor specimen of art, and
H is worthless as sociology.
H Works of fiction have Inspired
H great social and. political reforms.
H They were at Hie base of revolutions.
H They accomplished this, how over, not
H by preaching and sermonizing, but
H by portraying life faithfully, lmpar
H tiolly even, but with artistic skill.
H The Russian noelist Turgeney,.who
H is Almost without a peer as a fiction
H writer, had much to do with the aboli
H ion of serfdom In his country. He
H did this not by preaching against serf
dom in his writings, but by portray
ing the life of the serfs faithfully, ar
tistically. People road and wore
amused at first. By the very absence,
however, of even the shadow of
preaching or propaganda from these
works they became a powerful indict
ment of the conditions they por
trayed. People road and pitied and
The death of the novel which is
used as a decoy by the author for
smuggling his pet ideas or theories
upon the unsuspecting reader may
tend to quicken real artistic writing.
Certain it is that no movement or
cause will suffer by it. The author
who starts out to aid his couso by
writing a noel about it seldom
achieves his aim. Often, on the con
trary, he succeeds in making it ridiculous.
MILLINERY AND MORALS.
According to Professor Patton of
the University of Pennsylvania, a girl
who spends $10 on a hat, although
she earns but $8 a week, Is more re
spected than Is a girl who wears a
dowdy hat and saves her money for
her old ago. The girl who wears the
$10 hat will receive more attention
than she of the dowdy hat, will make
more impression on the opposite sex
and run a bettor chance of securing
a life partnor who will be able to
supply hor with numerous $10 hats.
The question of morality does not fig
ure in the controversy between the
professor and the women readers of
the newspapers. From the mllllnaiy
viewpoint she of the $10 hat Is re
spected because she desiros to wear
good clothes, and good millinery, and
should be encouraged to save as much
as she can out of her $8 per In order
to secure them. She of the dowdy hat
will grow stingy as she grows older,
and the rainy day toward which she
Is saving will find her a lone occu
pant of a hall bedroom without those
associations that make a girl's life
worth the living. Spend loss money
on matinees, theaters, confections and
knickknacks and more on millinery
and the invitations to theaters, co
fectionary and partios will como free
ly from the opposite sex. The Mil
linery Trade Review.
A BEERBOHM TREE STORY
One day Sir Herbert Beerbohm Tree
walked leisurely Into the "West Strand
postoflfce, which is a particularly busy
place. The young women clerks there
have no time for frivolity. What be
tween selling stamps, answering the
telephone, weighing parcels and count
ing the words In telegrams their
minds are completely ocoupled and
their faces wear a worried look that
won't come off.
Sir Herbert strolled up to the
counter and leaning over said in his
suavest tones: "Do you sell stamps
"What kind?" snapped the girl, who
didn't recognize hln..
"I should like to see some penny
'I should like te see some, please'
The girl gave him a contemptuous
glance, opened the blank book In
which they keep the sheets of stamps
In England, pulled out a sheet of a
hundred and shoved It In front of
him. Sir Herbert adjusted his
monocle and studied the sheet care
fully for a full minute. Then very
deliberately he placed his gloved fin
ger on the stamp exactly In the mid
dle of the sheet and with his peculiar
lisp and most innocent expression,
said: "I'll take that one, please."
The girl snatched the sheet back,
tore one off the corner and passed
It to him. Sir Herbert picked it up
as though it was of priceless value.
"How much, please?"
"Really! Only a penny! That Is
vory reasonable. I shall tell all my
friends to come here to buy their
Even the worried postoffico girl
couldn't withstand such sublime Idiocy
and smiled. Immediately she did so
Sir Herbert dropped the mask and
laughingly handed her a sovereign.
"That's yours," said he. "I made
a bet with myself that try as hard
as I could 1 would not be able to
make a postoffIceN girl smile, and you
A novjalty Is a, penholder permit
ting ono to write in the dark, since
it is provided with an eleotric light.
The tube through which the point
of the pencil goes is fitted with a
small accumulator and an electric
lamp. The lamp throws a disc of
light over the point where the writ
ing is balng done. This luminous
pencil has been Invented fqr tho use
of doctors, reporters, detectives, etc.,
whose work necessitates the taking of
notes in the streets and in darkness.
Henry Gable has just been pardoned
out of prison In Tacoma to return to
Minnesota to claim an estate of
ON THE HIGHLANDS
Hero grow the amber poppies, 43
gold like stars, '
On hills as sapphire as a tropic
Here lark and linnet sing thair
j3 magic bars .
Sweeter than nightingale of &
God wanted Eden; so ho chose
Xnd bowled His sky above S
them blue and wide;
And at their feet He laved his '
Where magic Argosies en- '
What showers of wealth and
life this good earth brings;
What rest and sleep afid
dream come flowing In!
Lo, here is joy and empire, 'all
And here again man may for-
get to sin. . ,
Henry Meade Bland.
Just now synthetic milk Is a com
mon topic in the German press, and
is lauded as the highly Important l
discovery of Dr. Rigler, professor of
hygienics at tho Universiay of Klau- '
senburg, Austria. This milk is pro
duced from grain by a machine of
simple construction and Is said to
equal tho best quality of cow's milk.
Milk can also bo mado 'from soy
beans; It has a peculiar flavor, but a
German factory has for several years
successfully produced from the soy
bean milk of a reputed agreeable
flavor, which sells at a low price. I
The Mexican per an crop Is heavy
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K Keith-O'Brien Company
K Announce j
K The opening of our Annual d$
Y January Clearance Sale, T
if Monday the 13th; continues W
KJ one week. Every depart- j
Y meat in the store reduces Y
W prices for this sale. W
Discounts 20 to 50 ,
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