Newspaper Page Text
THE MAUI NEWS, FRIDAY, FRIDAY, OCTOBER 27, 1916.
CITY'S DUTY TO FARMER
Secretary Of Agriculture Urges Busl
Neaa Men To Cooperate In Promot
ing Rural Prosperity.
David P. Houston, Secretary of Agri
culture, delivered the following; ad
dress on "Agricultural and Commerci
al Cooperation" before the Association
of Commercial Organization Secretar
ies In Cleveland, Ohio, September 25:
"Your Invitation found mo in a
responsive mood, at the close of an
interview in which I had asserted that
the next great thing to do for the
betternraent of agriculture and rural
life Is effectively to awaken urban
communities and business men to a
sense of their responsibility toward
agriculture and rural life and to en-
llBt their constructive interest and sup
port lor their improvement. The
thing which concerned me was how to
do this how to reach them and how
to touch them. Naturally, your invita
tion seemed most opportune made to
order, as it were. It immediately oc
curred to me that there was no otht-r
body whose members touch business
men more expertly or adroitly or touch
more business men than this.
The Foundation of Industrial
"Experience has strikingly emphas
ized in my mind the necessity of en
listing for the betterment of rural life
the support of the town, of Us com
mercial organizations, and of its busi
ness leaders. Heretofore, agricultural
agencies have worked somewhat ex
clusively with farmers and farmers'
organizations. They have not largely
worked with or on the business world,
and the business world has relatively
speaking, displayed an indifference to
the problems of rural life, or at least
has not given them the requisite ef
fective study and sympathetic aid. In
fact, it may be said that, relatively
speaking, there has been neglect of
the rural life by the Nation as a whole.
We have been so bent on building up
great industrial centers, in rivaling
other nations of the world in manu
facturing, fostering it by every natural
and artificial device we could think of,
so busy trying to make each city larger
by the next census, that we had, in
great measure, overlooked the very
foundations of our industrial existence,
It bad been assumed that we had a
natural monopoly in agriculture, that
it could take care of itself, and we
had, therefore, in many directions
cheerfully left it to do so; ana rest
lessness and waste had been incident
to our breathless conquest of the cont
inent. We have been too prone to in
dulge in praise of farm life and in
flattery of farmers and too little dis
posed to take effective steps to lend
aid. President Wilson was right
when he said: It has, singularly en
ough, come to pass that we have al
lowed the industry of our farms to lag
behind the other activities of the
country in its development.' It was
high time that there should be a
change. Quoting the President again:
'I need not to tell you how funda
mental to the life of the Nation is the
production of its food. Our thoughts
may ordinarily be concentrated upon
the cities and the hives of industry,
upon the cries of the crowded market
place and the clangor of the factory,
but it is from the quiet interspaces
of the open alleys and the free hili
sides that we draw the sources of life
and of prosperity, from the farm and
the ranch, from the forest and the
mines. Without these every street
would be silent, every office deserted,
every factory fallen into disrepair. And
yet the farmer does not stand upon the
same footing with the forester and the
miner in tha market of credit. He is
the servant of the seasons. Nature
determines how long he must wait for
his crops, and will not be hurried in
her processes. He may give his note,
but the season of its maturity depends
upon the season when his crop ma
tures; lies at the gates of the market
where his products are sold. And the
security he gives is of a character not
known in the broker's office or as
familiarly as it might be on the count
er of the banker.'
Shortsighted Attitude of Cities.
"Agriculture is the greatest single
line of industry of the Nation. Its an
nual contribution to the Nation ex
ceeds ten billions of dollars, while the
total value added to raw materials by
manufacturing does not exceed nine
billion, and on at least two occasions
the outpouring of products from the
farms and their exports have saved
the nation's finances. The largest
cities In the land are intimately de
pendent upon agriculture, and vast
numbers of pities and towns owe their
existence and well-being practically
exclusively to it. The amazing thing
Is that so few recognize this fact, or,
if they recognize it, act accordingly.
In not a few cases the relation of the
town to the surrounding country is
one of hostility, and, in many cases.
in effect, amazingly selfish. In a few
there are Indications of a spirit of en
llghtended selfishness, and, in still
fewer, of a wise, constuctive, helpful
attitude. Illustrations of the truth of
these assertions are not far to seek
They are found not only in nonaction
on the part of cities, but also In posi
tive resistance to participation in
plans and legislation essential for the
upbuilding of country districts. They
are found in struggles over apportion
ments of school taxes and road funds
and against better sanitary arrange
ments. They are rooted in the short
sighted attitude of bankers and bust
ness men toward not only the needs
ind programs of the rural population
but also legislative proposals designed
to remedy prevailing general condi
tions. There has been for too long a
time in too many localities a nice
balancing of benefits and burdens of
government, Just as there is beginning
to appear too nice a balancing of the
benefits and burdens in the natlona
field. In both directions such attitudes
are as blind and destructive to com
munity and national Interests as they
are unpatriotic. The town and the
country are in the same boat; and
what ts best for the one is in the long
run highly likely to be conducive to
the welfare of the other.
"it was my fortune not many
months ago to have an oportunity to
speak to the chamber of commerce of
one of our thriving cities. I had made
some study of its problems and prog
ress. I had certain views as to its
relations to the surrounding country
and the direction of progress. Before
speaking, I asked if someone would
not tell me what made the city, and
the answer came, 'the back country,
and this I knew to be true. I then
innocently observed that, of course,
as prudent business men, they had
taken steps to inform themselves of
the needs and problems of the back
country, of the best ways to foster a
balanced agriculture and to promote
its well-being, that their bankers had
intelligent views as to the credits
which should be extended and for
what, that they had taken pains to
see that good roads radiated into the
country districts, and that they had
assisted the farmers in solving their
difficult problems of marketing and
distribution. I then asked if they
would tell me what had been done;
and a deep and significant silence
pervaded the room. This is one of
many experiences and could, I believe
be duplicated in many parts of the
Union. That there should be a change
or that the change which is beginning
to appear should be rapidly made, I
am sure you will agree."
Size of Loan and Purpose for which
Employed Have Direct Bearing
Upon Rate of Interest Charged.
Every farmer before borrowing mo
ney should ask himself certain ques.
tions. according to Bulletin No. 4U9
Factors Affecting Interest Rates and
Other Charges on Short-Time Farm
Loans, recently published by the de
partment. Very often the farmer who
does not ask himself these questions
may find that the banker will require
answers before he makes the loan.
"As the importance of promoting
and encouraging Improved systems of
farming becomes increasingly appar
ent," to quote the bulletin, "attention
will be directed more and more to
ward such questions as the purpose
and size of farm loans. How are the
Droceeds of a proposed loan to be
employed? Are they to be expended
for a productive purpose, such as
would lead to improvement in the
farming business? Is the size of the
loan well adapted to the purpose in
view? Does the period for which the
loan is to run conform to the time the
capital is actuaf.ly needed? All of
these questions have a direct bearing
on the costs of short-time farm loans,
Purpose of the Loan
"The use of any given loan ought to
yield a return sufficient at least to
repay both interest and principal. If
the returns are net sufficient for this
purpose, then the money should not
be borrowed. The only way in which
the use of credit can be directed so
as to serve the interests of improved
agriculture is to control the extension
of loans so that they may be used for
productive purposes only. This
means, at the same time, a safer use
'In some localities banks offer loans
to farmers at reduced rates of in
terest when the money borrowed is
used for some specific and approved
purpose, such as the purchase of live
stock, the building of silos, or th
We want to get Letter acquaint
ed with the good people of Maui.
We want to let you know that in
Hilo, we have one of the best
stocked and up-to-dateDrugStores
in the Islands. We want a part of
your drug orders and are so anxi
ous to please you that we believe a
trial order from you will be the
Leg-inning of a drug store service
to you that will be the best vou
experienced. Our low rent in Ililo enables us to give
Letter values than are obtainable in the City. Send us a trial
order and let us prove this statement. Whether it Le, butter,
drugs, or service the only way we find which is the better is
Ly giving the new kind a trial. We carry as large an assortment
as can Le found in Honolulu from the finest of French Toilet
articles, perfumes and face powders to the smallest of LaLy
needs.. Hospital supplies all the well known talcums and
Eastman Kodak films and the very Lest of developing and printing.
We" pay the postage too, so send us just the one trial order and we
will do the rest. Fresh Orange Blossom Candy Ly every steamer 05c.
per pound prepaid.
Box "A" IIILO DRUG COMPANY Hilo, Hawaii.
making of othe improvements which
will make farming more profitable
under the given condit'ons.
Size of the Loan
"The banker usually charges a
higher rate of interest on a small loan
than on a large one. The clerical and
bookkeeping expenses are the same
In both cases. Unless a higher rate
were charged on small loans, the point
would be reached where the expenses
connected with such loans wou'd be
be greater than the Interest. On
the other hand, it pays the banker to
handle large loans at a lower rate of
"The Importance of restricting loans
to those for approved productive purp
oses and of having the size of the loan
conform to the requirements of sound
farm investment has been recognized
by some bankers to such an extent
that they employ advisers who dis
cuss such questions with their farmer
patrons in order to promote thetnter
ests of their farm-loan bus'ness. This
nlan has been followed by banks in
the Central West, In New England,
and in the South. The plan of one of
the southern banks may be taken as
an example. The agricultural adviser
emp'oyed by this bank, a.fter a con
ference with the prospective borrower,
decides whether the proposed loan is
businesslike and expadient. If the
purpose of the loan meets with his
approval he works out a plan of
procedure with the farmer. The
farmer may consider that he needs a
loan of $1,000. As a result of his
conference with the adviser it may be
found that $700 is sufficient. They
discuss the safety of the proposed in
vestment, the additional equipment
necessary, and, in case live stock is
to be purchased, the crop rotation that
will furnish the most economical sup
ply of feed. These items are all ar.
ranged and agreed upon before the
bank makes the loan. After the 'oan
has been made and the capital invest
ed it is the duty of the adviser to visit
(lie .farm from time to time to see if
the plan adopted is adhered to and if
the investment is yielding proper re
sults. Such a plan means added prot
ection to both the farmer and the
On Saturday afternoon at 4:15 on
the lawn in front of the residence of
Mr. and Mrs. H. B. Penhai'low, there
will be the first performance of the
children of Maui in what may develop
later into a children's theatre. The
presentation of "Alice Through the
Looking-Class" will take twenty-one
Wailuku ch'ldren who have been train,
ed by Mrs. Helen Mar Linton. A small
admission of 25 cents for adults and
15 cents for children will be charged.
The performance will be of unusual
Interest to the children of Maul. Adv.
The Board of registration will sit
at the County Clerk's office on the 2nd
day of November and the 7th day of
November between 9 A. M. and 4 P.
M. to make such corrections as may
be necessary in the Great Register.
Oct. 27, Nov. 3.
Orange Blossom Cand, 65c. per
pound prepaid. Try It. Hilo Drug
MAUI COUNTY FAIR BOOSTER DINNER
At GRAND HOTEL, Wailuku, Maui, T. H.
THURSDAY, NOVEMBER, 9th, 1916-7. P. M.
The General Committee of the Maui County Fair
is giving a Grand Booster Dinner at the Grand Hotel,
Wailuku, Maui, on Thursday evening November 9th,
1916 at 7 P. M. Price per nlate $1.00. All friend's
interested in Maui's first Lig show are requested to
kindly notify Mr. F. B. Cameron, Manager First Maui
County Fair, Wailuku, Maui, T. H., Ly card or letter,
on or be tore .November znd.
In-as-much as 200 guests can be conveniently ac
commodated, the Committee has decided to accept the
first 200 requests, and friends are therefore asked to
make early reservations. An excellent menu will be
served, nice music furnished, and interesting speakers
will be heard on all phases of Maurs big undertaking.
Ladies are particularly requested to come and
hear for themselves what Maui contemplates doing.
MAUI COUNTY FAIR EXECUTIVE
R. A. Wadsworth, General Chairman, F. B. Cameron,
Manager, J. Garcia, Secretary, D. H. Case, J. J. Walsh.
MAIL THIS COUPON
Mr. F. D. CAMERON, Manager
Maui County Fair Committee
riease reserve ..
County Fair Booster Dinner.
..seats for me for the Maui
We have prepared charts
showing the correft lu
brication of the various
makes of automobiles
a separate chart for each
car. Ask your dealer, or
write us for chart for
ike Standard Oil for Motor Cars
Sold by dealers everywhere and
at all Service Stations of the
Standard Oil Company
Four dollars' worth of GASO-TONIC
FOUP treats 160 to 320 gala, of gasoline, ac
cording to H. P.
dOlIclPS Increaaea mileage 25 to 40 per cent.
Removea Carbon Depoalta.
WOPtll Keepa the cylinders clean.
Contalna no aclda, and la guaranteed
not to injure the motor or any of
Of its parts.
$4.00 worth of Gaao-Tonlo la equivalent
In added mileage to 40 to 128 gala.
GASO" of gasoline.
Guaranteed by the makera, by The
White Manufacturing Co. of Cln
TONIC cinatl, and by us.
ACYTELENE LIGHT & AGENCY CO., LTD.
The Henry Waterhouse Trust Co., Ltd.
BUY8 AND SELLS REAL ESTATE, STOCKS AND BONDS.
WRITES FIRE AND LIFE INSURANCE.
NEGOTIATES LOANS AND MORTGAGES.
SECURES INVESM ENT8.
A Llat of High Grade Securities Mailed on Application.
HONOLULU. HAWAII. p. o. BOX 141
Now is the time for
Before the winter rains set in for good is the time for figuring
on repainting all your buildings.
W. P. FULLER'S Paint
form a perfect paint protection against the ravages of Hawaii's
SEND FOR OUR COLOR CARDS. '
Lewers & Cooke, Ltd.
LUMBER AND BUILDING MATERIALS
167179 South King Street HONOLULU
1915 Indian Motocycles
15-H.P. BIG TWIN
C, SINGLE SPEED, with Quick-Acting Indian
I Starter $245.00
AS ABOVE, Fully Equipped with Magneto,
1 Generator, Accumulator, Electric Horn,
" Electric Head and Tail Lights. $275.00
15-H.P. BIG TWIN
C0 TWO SPEEDS with Quick-Acting Indian
-4 Starter .$285.00
AS ABOVE, Fully Equipped with Magneto.
r Q Generator, Accumulator, Electric Horn,
w Electric Head and Tail Lights $315.00
15-H.P. BIG TWIN
THREE SPEEDS, with Quick-Acting Indian
J Starter $295.00
AS ABOVE, Fully Equipped with Magneto,
Co Generator, Accumulator, Electric Horn,
O Electric Head and Tail Lights $325.00
Send for Catalogue. Also Sold on Installments.
E. O. HALL & SON, LTD.
Splendid House lots of all sizes at the old Wells Park site
in Wailuku, are now ready for sale.
Prices and terms are reasonable. Blue print maps and other
particulars supplied to applicants on paying 10 cents Postage
J. K. KAHOOKELE
Surveyor and Land Dealer WAILUKU, MAUI
Dp. S. E. LUCAS
Eyes examined and tested.
Office: 1107 Alakea St., corner
of Hotel, Honolulu.