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THE GARDEN ISLAND. TUESDAY, JULY 1, 1919
For High Economy and Power Efficiency, inves
Built in the familiar types. Simple engines in all sizes from
50 H. P. up, compound engines up to the largeft size made.
Solving powr problems is our specialty,
Catton, Neill & Co., Ltd.
Queen and Alakeu Sts.
Waimea Stable s i
Up-to-date Livery, Draying and Boarding Stable and Auto- j
T ' T
BETWEEN LIHUE and KEKAHA
Leaving Lihue every Monday, Wednesday and Friday,
Leaving Kekalia every Tuesday. Thursday and Saturday.
ARRIVING AT THEIR DESTINATION IN THREE HOURS
ALFRED GOMEZ, Manager.
Telephone 43 W Waimea
v mmm T
f. U. BOX 1 J
Honolulu Music Co. Ltd.
JAMES W. BERGSTROM, Manager
Ampico Reproducing Pianos, Knabe, Fis
her, Haines and Kroeger Pianos, Victor
and Columbia Machines and Records.
Latest Sheet Music and Player music rolls,
Pianos and Player Pianos on small month
ly payments. Pianos tuned and repaired
and rented by Jack Bergstrom, Kauai
Honolulu Music Co. Ltd.
TERRITORIAL MESSENGER SERVICE
TAKES ORDERS FOR ALL KINDS OF
Dry Cleaning and Laundry Work
SEND BY PARCEL TOST TO
1112 UNION ST. H0N0ULU
Dyeing - Dry Cleaning - Laundering
of the better kind
The sheerest materials yield as readily to our skill as the
sturdy untearable kinds. '
There ia keen satisfaction in our excellent work.
J. Abadie, Prop.
The Farm Loan Act
TIP TOP TAILORS
Makers of Dress Suits and Business Suits,
Summer Suits and Uniforms
Clothes Neatly Cleaned and Pressed.
TIP TOP BLDG. LIHUE
f?ojnc facts regarding its pur-
poxes, and the conditions under
trhtch loans are made.
The Farm Loan Hoard, which
was created hy Act 225 of the Ter
ritorial Legislature, 1)1), will be
gin its duties on July 1st., and
applications for loans may he
filed on after that date.
The members of the Board are
Harry Irwin, Attorney General,
chairman ; Charles T. Bailey,
Commissioner of Public Lands,
and Delbert K. Metzger, Terri
torial Treasurer. The appoint-'
ments were made by Governor
McCarthy, effective July 1st.,
1JI11). William C. Avery has been
appointed Secretary to the Board
with offices In the Capitol Build
The following summary will
give a general idea of the provl
sions of the Act, and explain the
purposes and conditions. Persons
engaged in agriculture who are
interested in the matter, should
write to the Secretary, Farm
Loan Board of Hawaii, Honolu
hi, T. II., for further information.
A pamphlet setting forth the de
tails or the Act may be secured
hy applying to the tax assessor,
deputy tax assessor, or sub-land
agent of each district.
Purposes of the Farm Loan Act
The full title of the Act reads,
"AN ACT to encourage the Es
tablishment of a Itural Popula
tion by Providing Loans to Assist
The Act further stipulates that
its purposes is to aid practical
farmers, persons who derive the
whole or a part of their living
from active management of, or
participation in, farming in its
broadest sense, including there
under general farming, cane
growing, fruit growing, grazing,
dairying, the handling of any
other form of agricultural deve
lpment. It also specifies that a borrow
er must be a citizen of the United
States of America, and must have
been a resident of the Territory
of Hawaii for at least three (3)
years next preceding the date of
the application for a loan. Its
purpose is, therefore, to assist
American citizens, resident in the
Territory of Hawaii, who are
bona fide residents ou the land.
The purposes for which loans
may be made are divided into
Class A. To provide for the
purchase of land for agricultur
Class B. To provide buildings,
fences, and other permanent im
provements, to provide for break
ing up, and planting and cultiva
ting land, and the purchase of
fertilizers, seeds, machinery, im
plements, and other equipment
necessary to the proper cultiva
tion of the land or other farming
operations, and the purchase of
livestock for working, breeding,
or fattening purposes.
Class C. To pay off indebted
ness incurred for any of the pur
poses specified by the Act, or
when relief from indebtedness
will aid the applicant in his fann
Conditions Under Which
Loans are Made
All loans must be secured by
All loans, except short time
loans in Class B, must be repaid
in semi-annual installments on
an amortization basis, in addi
tion to the interest.
The amortization plan requires
that a certain sum on the princi
Dal. dIus the interest on the
amount outstanding, be paid ev
ery six months until the principal
is paid. For example, if a man
borrows one thousaud dollars for
the purchase of farm land, the re
payment may be made fifty uol
lars, plus the interest at six per
centum on the amount of the
principal standing, at the close
of each six months period. At
the end of ten years the principal
would be entirely paid under this
plan. Arrangements may be
made to pay the principal in less
than ten years.
Additional payments in sums
not less than twenty dollars
($20.00), or the whole amount of
the principal, may be paid on any
regular installment date,
The rate of interest shall be
six per centum," per annum, sim
No loan shall be made for less
than one hundred dollars ($100),
or for more than three thousand
No loan shall exceed fifty per
centum of the value of the secur
All applications for loans upi
"The Unbeliever" Tells
Noble Story of Young
Class pride, utter unbelief in
the God of Christianity, and race
prejudice these were the three
things that grew like rank weeds
in the fair garden of Philip Landi
cutt's virtues, the three things
that were ever the subjects of dis
agreement between himself and
his mother, otherwise perfectly at
tuned. But the boy became a marine,
was caught in the swirling tide of
human passions on the battlefield,
and caiiie back an man ! "The Un
believer,", a moving picture of tre
mendous import was shown for
the first time at Mission Memor
ial Hall on May 7th. Few pic
tures shown in Honolulu have
left a greater impression on the
minds of the spectators. It car-j
ried a sermon but was far from
being pedantic. It told a story of'
war, of gallantry, of love.
The marines did their part in
the capture of Bouresches, in Dix-
mude, at Chateau Thierry, at Bel-i
leau Wood. Tliev were part and
parcel of the picture and their.
fighting will ever mark a brilliant
.1 A k I 1- .... !
cuapier in American msiory.
The young lad had virtues too ;
these were the passionate pity for
the oppressed, the eager chivalry
which cannot contemplate a
wrong unmoved, the quick self sac
rifice of youth.
These led the young American
to throw himself into the welter
of European warfare, in defense
of Belgium. They led him into the
trenches where he lost Ins class
'prejudice; left him desperately
wounded upon the battlefield,
where he found his God, and
into a hospital where he learn
ed that humanity is greater than
races. A few months only sufficed
for these experiences, but the re
sult occupied the young man for
the rest of his life.
Barely indeed has so much of
life's meaning, so much of power,
so much of soul moving emotion
packed into any story as the pic
ture showed. Mary Baymond
Shipman Andrews, who wrote the
story, gave it pure imagination,
sincere and straightforward, and
without the alloy of a single false
note. The picture vitalized it and
gave it life.
thousand dollars,, (1,000) must
be accompanied bv a fee of two
All loans in Class A must be
repaid in not more thau ten (10)
All loans in Class B must be
repaid in not more than five (5)
Loans under Class C shall be
repaid according to the classifi
cation of the" original indebted
ness under Class A or Class B in
the original transaction. That
is, if the loan was for the purpose
of farm land, the loan under
Class C may be for a period of
ten (10) years. If the original
loan was contracted for the pur
chase of livestock, machinery, fer
tilizer, or for building fences, the
loan under Class C could be
granted for a period not more
than five (5) years. ,
All buildings, improvements,
stock, implements, land, etc. of
fered as security must be kept in
good condition, and failure to do
so will cause the luortgage to be
come due and payable in full at
Payment of moneys loaned
shall be made, in (Mass C, to the
person, or persons, to whom the
indebtedness is due. In ('lass B
payment shall be made to the ven
dor upon order from the borrow
er. Loans made for labor shall
be paid to the person or persons
performing the service, upon or
der from the borrower.
All insurable security offered
for loans must be properly pro
tected by insurance, and all such
policies must be made payable to
All mortgages are subject to
foreclosure according to the laws
of the Territory of Hawaii for
failure to meet the conditions
No loan shall be made on un
Land held under homestead
lease or agreement may be mort
gaged in an amout not to exceed
fifty per centum of the niort
agor's interest in the land.
Security offered may consist of
land, livestock, chattels, and
The mortagor must remain on
the land during the life of the
mortgage, and permission for any
leave of absence must be obtain-
Successors to C. W. SPITZ
J. A. COCKETT, Manager
NAWILIWILI, KAUAI TELEPHONE 494
Automobiles to all Parts of Kauai,
all hours, Day and Night
AUTOMOBILES AND LIGHT
FORD CARS, McFARLAN, STANLEY STEAMER,' LOCOMOBILE,
COLE, REO, CHEVROLET (except Model "490") AND SAJON, also
REO, COMMERCE, LOCOMOBILE AND MORELAND TRUCKS.
We carry a complete stock of U. S. L. Batteries and Battery Parts
also Automobile and Tire Accessories.
A COMPLETE LINE OP FORD PARTS
Goodyear Tires and Tubes
The best in the Market for the Money.
NAWILIWILI GARAGE, Agents for Kauai.
Caiiihl Hul IcbtfiMf U Mux
Silva's Toggery, Honolulu.
to one thousand dollars, (?1,000), ed from the Farm Loan Hoard,
must be accompanied by a fee of Such permission may be granted
one dollar ($1.00), and all appli- only in cases of extreme neces
cutions for loans iu excess of one' sity.
J. I. SILVA, Prop.
ALWAYS LEADS IN LOWEST TRICES ON
Dry Goods, Boots and Shoes,
Mens Furnishings, Cigars and
Tobacco, Notions of all kinds.
MAIN STORE, ELEELE,
PHONE 72 W.