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THIS GARDEN 1BLAXV, TtTESDAT, DEC. 28, 1920
THE GARDEN ISLAND
My New Year Resolve
Issued Every Tuesday
KENNETH C. HOPPER
DECEMBER 28. 1920
BEXEFICIAL 1XSVRAXCE FOR LABOR
One of the progressivejneasuros ttont might
well be installed in Hawaii is Industrial Em
ployees Insurance. This was inaugurated
some 30 or more years ago in Germany and
p oved so successful that it has been adopted
by England where also it has proved a most
salutary and beneficial measure. Substantially
it is a monthly deposit of a certain fixed pro
portion of the wages by the employee. . As a
rule the employer is required to deposit an
equivalent amount which also goes to the
of the employee. In case of disability from
any cause, accident, illness, old age, etc. this
insurance fund is available for support.
Hawaii furnishes an unusually .good field
for this sort of beneficial insurance. The la
bor is largely in the employ of big concerns
disbursing large payrolls so that it would be
comparatively easy to collect the dues. "We
have very largely an improvident, hand-to-mouth
class of labor, that is extravagant today
and thoughtless about tomorrow.
Every plantation or other similar corporat
ion is becoming increasingly a charitable
institution supporting improvident depend
ants, who are dependant because they failed
to make provision for old age or incapacity.
Perhaps they could not; at any rate they did
not. The County is now in a measure assum
ing this burden also. It is a burden that will
grow, especially when it becomes evident that
dependants will be readily taken care of.
Employees insurance would obviate all this
pauperizing kind of sycophantic support.
Insurance is one of the very best lii.es of de
velopment iu citizenship and patriotism. When
the government holds a considerable fund
made up of a man's hard earned savings for
years, he w ill be more likely to stan'd by that
government ami be loyal to it. He has an
interest in it. The Bolshevist- sithe man who
saves no money, and has no stake.
Finally, the sum accruing from the Insur
ance dues would in the course of time mount
up to a very large fund which the government
could use for beneficial public purposes, and
which would very materially add to the
strength and influence of the government.
' PAX AM A CAXAL PROFITS
Speaking of Panama Canal profits, there
arc none. The canal is a burden financially;
but economically it is a source of great profit,
if time and convenience are to be considered as
profitable to the nation.
The Panama Canal was built at an expense
of $307,151, 093 and since its opening the cost
of operation has been 3(!,(j37,7G0 and the rev
enue 34,(i57,S71. Its last year was the best,
having yielded a gross income of 8,1)35,871,
with an operating cost of $((,584,372, leaving a
profit of $2,387,50!). If a fair rate of interest
upon the cost of the canal was reckoned, the
balance would be upon the wrong side of the
ledger by a considerable sum ; but the cost of
the canal is a buried proposition. If it will
show in future years a profit over operating ex
penses it will have performed the function for
which it was intended, and that was, to shorten
the distance and save time in transportation
between the Atlantic and Pacific coasts of the
One reason for its building was to reduce
the cost of railroad transportation, and for this
the government has sunk an immense sum of
money and at the same time queered the rail
transportation to the extent that the people of
the United States are now called upon to make
up u railroad defecit far iu excess of the cost
of Ihe canal; but this latter condition is not
a direct result of the digging of the "big ditch",
but a condition arising out of the war.
The canal will or should pay better in future
years, although it was not built as a source of
profit. It affords a means of quick passage
of our fleets from coast to const, iu time of
war; but the immense distance of an enemy
from our Pacific coast makes invasion in that
quarter very improbable.
As a commercial enterprise the canal has
been a success; for it accomplished its object
iu the reduction of trans-continental freight
rates and eliminated profits from coast to
The proposition now before the n ation is to
operate the canal in harmony with the rail
roads. It is claimed that by raising of tolls
to a point that would make the canal profit
able, the losses to tax payers would be reduced;
but if the increased toll is to be added to the
price of merchandise carried through the can
al, there seems to be no way to save money to
the people by that method. If increased
tolls and freight rates increase the price of
commodities to the consumer, although It may
eliminate the necessity of appropriating mon
ey to make up a deficit in operating expenses
of the railroads, there can be no gain for the
people, and only the satisfaction of a larger
balance in favor of the canal. This is a sort
of an india rubber proposition. If you
squeeze it in one place it bulges out in another.
It was probably never intended that the AnP
erican Indian should become rich. It was ex
pected that he would remain poor and a ward
of the nation. lie was given a home in the
supposedly sterile lands of Indian Territory,
now Oklahoma, and government agents were
appointed to look after him and supply him
with the food and clothing necessary to his
wants; but oil and coal have been found be
neath the surface of the lands allotted to the
Indians, and they have become rich, richer in
fact than their white brothers and are today
the richest people in the world.
Iu the old days the Indian walked or rode
upon his pony. Today he is riding in his
automobile and living in a good house, when he
feels so inclined ; but in many cases the house
of the white man does not appeal to the Indian,
and frequently the wealthy aborigine may be
seen enjoying life in a tepee, when he has a.
bank account sufficient to purchase the New
York stock exchange. There are but 304.1)50
Indians iu the United States, yet their combi
ned wealth is in excess of ?1)00,000,000.
SII1PP1X G IX VFSTI GA TIOX
The Shipping Board investigation is reveal
ing conditions that rival even the South Sea
Bubble. The men connected with the compa
nies engaged in ship building were in many
instances allowed 10 per cent, upon the cost
of the work, and the higher the cost the more
money they made, and fabulous prices were
paid forunskilled labor.
A more pernicious system could not have
been devised, and tle men engaged in the rob
beries of the government money (the people's
money) deserve no consideration on the part
of the people, who will be obliged to pay for
years to come, burdensome taxes, in order to
make good the money that was stolen by the
unscrupulous manipulators of the ship build
The interests of all citizens are involved in
this inquiry, and the general desire is to have
the Congressional investigation made thorough
and complete, and then every effort made to.
bring the guilty to justice.
. WOMEX'S PROGRESS
In America the name of Susan B. Anthony
is closely allied with the long struggle for
women's suffrage. She, was the organizer of
the International Council of Women, which
has recently held its first full session since
11)14, in the main parliament building in
Christiana, Norway. All of the 22 countries
which affiliated with the organization in 11)14,
except Germany and Italy, were represented,
and also the newly formed councils of Uru
guay, Russia, Iceland, Ukraine and Mexico.
Reports showed a steady advancement of
women in political rights, legal status, etc.
In 28 countries women have been granted full
political freedom, and there are 100,000,000
voters in the world today. Women are eli
gible to vote and hold office iu the League of
A Minnesota pastor has what seems to be
the most rational idea regarding the restora
tion of the national self-respect of Germany.
His proposition is to force her to pay for the
damage she wrought during the war. Good
sense prevails in the confirmation of that meth
od. They who deliberately commit crime
should pay the penalty. Germany deliber
ated half a century and never once during all
that time ceased her preparations for the per
petration of the greatest crime in centuries,
and the Minnesota pastor has the right idea.
It is said that few Yale graduates are going
into teaching. They might succeed better as
football or baseball coaches, and in any event
the salary would be more gratifving.
We are warned to save our pennies, and we
may as well do it; for they will buy nothing
but a post card.
Some autos have automatic attachments, and
others sheriff's attachments.
KEEP YOUR PICTURES IN
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Dealers In i
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SOLE AGENTS FOR
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Merchandise of the
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WHEREAS it appears as sound reasoning
THAT My country cannot fully prosper
THAT My family, who, with other families,
constitute the bulwark of the nation,
, cannot prosper unless I
THAT The Banks which hold the wealth of the
nation cannot fully prosper unless I
THAT I cannot prosper unless I am willing to
intelligently do my full share of the
, THEREFORE BE IT
THAT Beginning the first day of January, 1921,
I w ill do an honest day's work every working
day in the year; and further, that I will save
in some manner, preferably in a Savings Account,
an amount equal to at least 10 of my earnings.
THE BANK OF BISHOP & CO., LTD.
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W. M. MULLIN
Acetylene and LIHUE HOTEL
Electric Welding Kauai.
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