Newspaper Page Text
gjU&JS to 1 a. m
A proat many
B i yC
li o a v v . .f
hair, but f
Low to '
w lint puzzle:
fact Is, tho
hair uoeds u
now and thou,
Tho roots ro
qulrofecdlnt?, When tho lialr Is starved. It stops
growing, loses Its lustre, falls out,
turns pray Ayer's Ilnir Vigor Is a
hair-help. It makes tho hair grow,
stops It from falling, and completely
Ayer's Hair Vigor
If your hair is fading or tunUng
gray, begin at onco with Ayer's Hair
Vigor. It will positively rostoro color
to your gray hair, nil tho full, rich
color It had in early life.
As a hair-dressing you will certainly
llko it, for it kcops tho hair soft and
glossy and provonts It from splitting
at tho ends.
Do not bo deceived by cheap Imita
tions which will only disappoint you.
Mako suro that you gut tho geuulno
Ayer's Hair Vigor.
Fnttnt br Dr J C. Am Co., Lowell. Mm , U S A.
For Sale by HILO DRUG COMPANY
Union Barber Shop.
GARCIA & CANARIO, Props.
Ule SDaoe, Cut fiair and Shampoo
at Ect-Eivc Rates.
We also lake particular pains with Chil
The Old Reliable Stand is
Razors honed, Scissors and all edged
tools perfectly ground. Satisfac
FRONT AND CHURCH STS.
If you appreciate n good
meal nicely prepared call
anil see me.
Meals 35c Up
C. SHIMAMOTO, Prop.
to I a
fff I f.Xt- "- 3 i I
EmBLc C. Baddnky, Prop.
HSw Rainier and
1JH Primo Beer
BB , bottled and
WmJ on draught
9Gf Best Wines
HHItC and Whiskies
Wfm Two Beers ior
IBji twenty-five cents
WEBjuh Call and oxamino our stock
IShMBI Tcleplione 38
HILO MARKET CO.,
Telephone No. 39.
BRIDOH St. - IIlLO, II. I
Pacific Heat Markel
I Fkont St., Huo, II. I.
Choice Cuts of
POULTRY of all Kinds
FRESH ISLAND BUTTER
Flno Fat Turkeys.
. . Sucking Pigs.
N1UV YO ) K SAN I'RANCISCO
M. S. GR1NBAUM & CO.,
BROKIvRS and COMMISSION
Dealers in Dry Goods, Notions, Cigars
and Tobacco. Special attention given
to consignments of colfcc and sugar.
...All kinds of...
GOODYEAR RUBBER CO.
R. II. l'KAStt, President
San Krancisco, Cal., U. S. A.
WM. G. IRWIN & CO., Ltd.
Sole Agents for
National Cane Shredders,
Alex. Cross & Sons' Sugar Cane
and Coffee Fertilizers.
Hilo Railroad Co.
Short Route to Volcano
In effect January 1, 1903.
l'assengcr Trains, Except Sunday.
No. 1 No. 3
No. 4 No. 6
3:301V Hilo ar
...nU. r,... Mill
j.jv Ul ... IWill .HI1I...UI
4:00 ar Keaau ar
1 1 :ao
Iv Hilo ar
ar I'alioa ar
... l'unii Iv
lv Hilo or
ar I'alioa ar
ar I'll 1111 Iv
The only desirable means of reaching
the Volcano. Connections at Mountain
View with stages daily-morning trains
going; afternoon trains returning. Pare
from Hilo for the round trip fS. This
route is through Olau plantation, the
largest in Hawaii, virgin forests of koa
and wild ferns, and through many coffee
The natural wonders of Puna make
that district the most interesting spot in
Hawaii. One can spend a most delight
ful day exploring the underground caves,
.swimming in the famous Hot Springs
and resting 011 the cool shores of Green
Excursion tickets between all points
are sold on Saturdays and Sundays, good
returning, until the following Monday
Commutation tickets, good for twenty
five rides between any two points, and
thousand mile tickets are sold at very
' V. II. I.AM1WRT, R. R. KI.OIN,
Superintendent. G. P, tSc T. A.
To the Point
A Very Pertinent and Also
a Reasonable Query.
Don't the managers buy nil the
stock themselves, if the Phoenix is
such a good proposition, is what a
great many people aski, when we
speak of the immense financial
standing und profits of this com
pany. This question has been
asked us thousands of times, and
when we find one interested suffi
ciently to ask these pertinent points
we know that they want stock. It
is one question above all others
that shows interest in the matter
and that they are also a thinking
1st. We would not allow them
to buy all of the stock.
2nd. If our directors, managers
and other large financiers took all
of the stock, who would borrow
the money? Do you suppose they
are in the banking business to bor
row money from themselves? No.
3rd. In offering the same in
ducements to the small shareholder
as to the large and giving an equit
able distribution of the profits to
all, we are extending our field of
operations for loans, which is the
life of the business. A great many
people save up for a few years until
they havp sufficient, with what
money they obtain from us, to buy
a house and lot for themselves and
own it complete in a few years
4th. If jouwerea stockholder
in any of the good banks iu the
United States would you advise a
man to go to a different bank if he
should ask you regarding a deposit
or a loan? No. Well, then, why
should not the shareholders of the
Phoenix throw all their influence
towards their own company, when
they know that it increases their
dividends, rather than throw it
5th. The best advertisement
that we can get is the selling of
this stock to such a large number
of people (up to a certain limit) as
the fact of being able to buy co
operative bank stock on install
ments is something the average
man seldom thinks about until it is
brought to his attention by our
manner and method of doing so,
and he, in turn, would not throw
anything iu the way of someone
else taking the stock. Don't you
6th. The distribution of the
stock of this company over such a
large area of territory to such a
large number of individuals in
small lots, no maturities of any
large amount being due at the
same time (all being due at differ
ent dates) make it far safer for all
concerned than if the money was
placed by a small number of indi
viduals in large lots, and such a
large quantity due at one time.
This would compel us to keep a
large amount of cash on hand
which would be idle and not earn
ing anything (something we avoid
7th. The distribution of this
stock over such a large area of ter
ritory t'ives us also a distributive
class of loans, so that if dull times
should come in one territory the
good times iu another would more
than overbalance it. This keeps
money from lying idle (a point we
watch very closely), and at the
same time prevents any quantity of
property where we have loans from
coming back on our hands.
8th. The demand for loans cre
ated by our large membership, se
cured by selling to others besides
the managers is more than the
money received from the monthly
installment stock. This enables
our managers to make additional
purchases of stock also. This
partly explains one of the main ob
jects in putting such an attractive
proposition before the public.
There is only one way to accom
plish the above, give each member
an equal division of the profits ac
cording to amount invested. Are
you satisfied with the answer?
Wouldn't you like to be a part
ner with the men whose names are
nt the cud of this article, and know
that they nre handling your nmu ey
by the side of their own? Tb ij
have been singularly successful in
business, and the combined judg
ment of competent and successful
men is better than the judgment of
any individual successful man. If
you have not been successful, why
not try some of our stock, which,
in a few years, will give you a com
petency. Class A stock, sixty
cents a share, payments limited to
one hundred to make $too. (Soon
to be withdrawn). Class B, pre
paid, $60 per share, 5 per cent cash
interest semi-annually may be with
drawn, if desired. If not with
drawn it is estimated that it will
reach par value within five or six
years. Class C, $100 per share 6
per cent payable semi-annually
(same as a bond). All of the above
are secured by first mortgage on
improved (people's homes) city
and town real estate distributed
over 400 cities and towns. Kach
mortgage that is made has a stated
portion of interest and principal re
paid monthly, thereby increasing
the value of the original mortgage.
You have a partnership, as a stock
holder, in the assets of the above,
and are guaranteed in addition ab
solutely against loss by the Reserve
Fund which is now worth $155,000,
also by the State law of California
under which we operate, all securi
ties deposited with a reliable. Trust
Company, and tjiey are non-negotiable.
$12.00 per mouth deposited for
100 months will produce $2,000.00.
List of Directors, Managers and
Reserve Fund Stockholders of the
Phoenix Savings, Building and
Loan Association of California: S.
Prentiss Smith, director National
Bank of D. 0. Mill, S. F.; Gavin
McNab, Attorney, San Francisco,
Cal.; Ciarence Grange, Managing
Director Phoenix Savijigs, Build
ing and Loan Association, San
Francisco, Cal.; C. E. Ladd, Ladd
& Tilton, Bankers, Portland, Ore.;
Theo. B. Wilcox, president Port
land Flouring Mills, Portland, Ore.;
R. R. Hoge, of Hoge & Swift,
Mfg. Agts., Portland, Ore.; Wal
ter Powell, Manager Canadian
Bank of Commerce, S. F.; C. & G.
W. Spencer, Etna Insurance Co.;
Edgar Mills, Capitalist, San Fran
cisco, Cal.; Chas. F. Dillman,
Cashier National Bank of D. O.
Mills & Co., Sacramento, Cal.;
Geo, B. Domin, Manager Spring
field Fire Ins. Co., S. F., Cal.;
Geo. H. Fuller, Pres. Fuller Desk
Co., S. F. Cal.; Charles Mills Gay
ley, Director First National Bank,
Berkeley, Cal.; Walter K. Smith,
Asst. Secretary Phoenix Savings,
Building and Loan Association, S.
F., Cal.; William Thomas, Attor-
uey-at-Law, San Francisco, Cal.;
S. H. Boardman, with Balfour,
Guthrie & Co., S. F., Cal.; F. A.
Ruhl, Hardware, Stockton, Cal.;
F. L. Winn, Capt. U. S. Army;
A. Wilson, with Balfour. Guthrie
& Co., S. F., Cal.; G. J. Ness,
Real Estate, Fresno, Cal.; J. C.
Moore, Real Estate. Fresno, Cal.;
George F. Smith, Capitalist, Santa
Barbara, Cal.; J. A. Murphy,
Etna Insurance Co., Seattle,
Hawaiian Department Robert
Slaughter, General Agent, Hono
lulu, H. T. Judd building.
H. L. Herbert, Special Agent,
Copper On Curs.
Cars for the rapid-transit subway
in New York are to be sheathed
with copper, the advantages claim
ed being greater resistance to fire
and weather. In the latter respect
the maintenance has been found to
be less costly than when paint is
used. A few years ago the New
York, New Haven and Hartford
Railroad-had some cars finished in
this way, and they are reported to
have given good satisfaction. The
wainscoting of the passageways and
some other woodwork iu the Back
Bay Station in Boston were similar
ly covered with copper. The dark
tone of the natural oxide has a
pleasing effect. Baltimore Sun.
(Juts a Fortune.
San Francisco, Cal., March 10.
W. K. Macomber, a Hawaiian, re
ceived news today that he has been
left a $500,000 legacy by an aunt
who died in Worcester.
Plantation Supplies of
Paints and Oils
Iron and Steel
A Full and Complete
Line of Groceries
SOLE AGENTS FOR HAWAII
KEEN CUTTER KNIVES AND HOES
P. O. BOX 94
J. C. Ohlandt,
N. OHLANDT & CO.
Off Euery Description.
Sulphate of Potash,
Sulphate of Ammonia,
Alaska JMsh Scrap,
High Grade Tankage.
127 Market Street. uAN rKANuluUU, bAL Indiana & Yoto'
. Certificate of Analysis accompanies our shipments, which we guarantee
to be correct.
R. OD. GUARD,
Agent for the Hawaiian Island.
ORDERS FILLED AT SHORT NOTICE.
THE POINT IS MADE
That the device is more strongly built than is usual, and that the trolley
wheel is covered s-o that the traveler sheave cannot iu any way be
affected by the elements. Once in position it CANNOfr be thrown
off the track.
Of the track is that it can be placed either side up, which is a conve
nience in cases where the building is not suited for placing the track
as regularly intended.
FOR SALE BY
THEO. H. DAVIES &
J. A. Uuck
C. M. Uuck
and Dbawrs in
Muriate of Potash,
Nitrate of Soda,
CO., Ltd., - HILO