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FORTY-EIGHTH ANNUAL REPORT
New-York Life Insurance Co.
JOHN" A. McOALL, President.
STJl&MLJiJJELir OF REPORT:
BUSINESS OF 1892.
Premium Income .$25,040,113.93
Interest, llents, etc 5,890,470.90
Death Oluims $7,S90,589.29
Endowments nnd Annuities 2,484,432.29
Dividends, Purchased Insurances, etc 3,013,990.75
Golden Rule Bazaar,
W. F. REYNOLDS, Prop.
Total to Policy-holders,
Number of New Policies Issued 00,259
Aanount of New Insurance Written $173,005,070.00
CONDITION JAN. 1, 1893.
Assets, .... $137,499,198.99
Liabilities, 4 Percent Standard $120,094,250.S9
Number of Policies in Force 224,008
Amount of Insurance in Force .$GS9,24S,(i29.00
PROGRESS IN 1892.
Increase in Benefits to Policy-holders $ 1,323,521.45
Increase in Assets 11,551,908.18
Increase in Surplus 1,003,924.79
Increase in Insurance Written 20,940,088.00
Increase in Insurance in Force 00,105,451.00
CJ . CD . 3 IE 3r. Gr IB JER. ,
General Agent for (he Hawaiian Islands.
Our Optical Department still
goes along in the even tenor of its
way despite all opposition. Every
day we fit somebody cither with a
pair of Eyeglasses for 85c, and
once in a while we get as high as
$2.00. We can't go higher be
cause that is the best pair of crys
tals you can buy and why pay
morct The reason is that we do
not need any special two weeks'
studi of the question because our
instrument, the EYEMETER, is
so simple that its lest is absolute.
Doesn't matter if your eyes arc
myopic, astigmatic or any other
attic, that instrument gets there
Toilet Soap, Hair fc Cloth Bnnlios,
Uronuet Sets, Lawn Tennis Supplies.
Guitars from if 1 up, Banjos, Violins,
On the Instalment I'lan, also For Rent
A large supply of Popular Novels,
A well assorted stock of liound Books,
to suit all ages at publishers' rates.
Cluldrcra's Books from 5c. up,
Sets Hawaiian Stamps $1.75 & $4.00.
Sheet Music Ordered by Every Steamer.
THEO. H. DA VIES & CO.
HAVE JUST Ol'HNKl) OUT A OHOIC'i: DISPLAY OF
Etc. Etc. Etc.
LARGE ASSOltTMLXT OF
General Crockery and Glassware !
French. Center I2.-u.gs,
French Sofa, Rugs,
French Door IRiags,
French Stair Carpets In Latest Designs, French Iron Beds, Double and Single; Baby Cots
Sets of Telescopic Card and Fancy Tea Tables !
Basket Trunks, Steamer Trunks, Wooden Trunks.
TO CLEAR OUT CONSIGNMENT
American & English Bicycles
IMPORTER AND DEALER IN
GROCERIES, PROVISIONS, FLOUR AND FEED.
Fresh California Roll Butter and Island Butter
0T ALWAYS ON HAND j&
Hew Goods Received by Every Steamer from San Francisco.
Satisfaction guaranteed. Island Orders
- Bet. Fort and Alakea Streets.
P. O. BOX 372.
AH Orders faithfully attended to.
solicited and packed with care.
LINCOLN BLOCK, King Street -
BOTH TELEPHONES 240-
-P. O. BOX '2'J7
LEWIS & CO.,
Ill FORT STREET.
Importers, Wholesale &
Provision Dealers & Naval Supplies
Fresh Goods by Every Cala. Steamer
IOE HOUSE GOODS A SPECIALTY.
island Orders Solicited.
-P. O. BOX H5.
H. E. McINTYRE & BRO.,
IMPORTERS AND DKALEUS IN
3-rooeries, Provisions BundL Feed,
Now Oooda Received by Kvory l'wlcet from the Eastern BtntoM uml Euruo.
VHKHH OALIKOUN1A PltOMJOi: BY IJVKKY BTKA.MIJU.
All Orders faithfully uttoitded to uml UootU ilullvercil to any p.irt of the Olty free.
Inland Order bolldtotl. HutMrnitlou giiuriiiitrvil.
Bast Corner TTovt Aa XClng Stroota,
Are you looking
for a Safe
and Profitable Investment at a
Small Annual Cost?
Then examine the New and
Novel Forms of Life Insurance
now ollered by
BRUCE & A. J. CARTWRIGHT
Managers for Hawaiian Islands
OK THE UNITED STATUS.
Bruce & A. J. Cartwright.
To Let or Lease
At Prices to Suit the Times.
2-Story Brick Building
with Plenant Grounds.
formerly thu residence of tlio lato H. J.
Hart, situate on N'uuanu Avenue below
School troet. Tonus easy. 023-tf
NUTH Hofure Peking
gains elbow here, it will pay you to tean
our column, and to ut once consult the
undersigned at their ollice.
ff AVo keep Property in Erst-class
Condition. Our terms aru moderate and
as Landlords v,e will alwajs be found rea
sonable in our dealings.
tSf Apply in each ease to
BRUCE or A. J. CARTWRIGHT,
"Cartwright Building," Merchant stieet.
By the Bark "H. Hackfeld'
A NEW SUPPLY OF-
Problem in Etiquette.
A correspondent nslts for n cnlo
gorienl nuswor to tlio following im
portant question :
"To bo truly polite, should a gen
tleman romovo his hat when iu nn
olovator, public or private, with a
Wo shall uot abuso our corre
spondent's confidence by attempting
to solve so profound a sooial prob
lem as this off-hnud. It will bo hot
ter to lay before him soino of tho
chief data on which tho study of
tho subject is based, togothor with
tho opinion of tho loading authori
ties, and leavo him to form his own
Iu Now York thoro is always a
crowd on tho ground floor, waiting
for tho elevator. Whon tho door
onons the mass surges inward. The
killed and wouudocl. gonorally wo
men, aro carted to tho morgue and
tho hospital in a patrol wagon, and
tho olovator shoots up with tho sur
vivors. Tho gontlomon do not ro
movo their hats. Anybody who did
so would bo marked at once as a
"jay." . Jays also riso to civo thoir
seats on tho elevated cars, and tho
Now York gontlomon slido into tho
vacant places. Gontlomon likowiso
occupy tho seats in tho ladies' cabins
of tho ferry-boats while tho women
stand. Tlio men's cabins aro occu
pied chiefly by hogs.
In Chicago tho conditions aro sub
stantially the samo as in Now York.
Not only aro tho stock yards tho
most potent element in setting tho
sooial touo of tho place, but tho fact
that most of tho inhabitants have
thoir offices in tho twentieth story
and live in tho olovators would ren
der it impracticable to adopt any
such rule as that to which our cor
In Washington it is the uniform
rule for gonllomon to romovo thoir
hats in tho presence of ladies in ele
vators of any description. Porsons
who do not do so are set down as
coming from Now York or Chicago.
In spite of the mixed character of
its transiont population, Washing
ton is essentially a Southern town,
and it is dominated by the Southern
traditions of ceremonious courtesy
toward woniou. Thoro aro vory few
open olovators there as yet. Whon
they become more plentiful tho cus
toms may bo modified.
Iu San Francisco the practice is
unsettled, which is ombarrassiug for
people who want to bo in the swim.
Whon you aro invited to dinner iu
Loudon you can feel secure iu put
ting on a dress coat, and in Croede
a flannel shirt, but iu Milwaukoo you
don't know what you ought to wear,
and that is uncomfortable. Just so
iu Now York you can bo ateasowith
your hat on in an elevator full of
women, and in Washington with it
off, but in Sau Francisco, whichevor
course you adopt, you aro sure of
incurring tho wrath and scorn of the
faction that adheres to tho opposite
There aro local censors of manners
of the highost authority who will
toll you that it is tho mark of a vul
garian to romovo tho hat in a public
olovator in tho presence of strange
lauies. Tlioy say that tuo olovator
is a part of the public hall and that
it is no more proper to intrude one's
personality on women with whom
one is not acquainted in such a place
than it would bo to lift the hat to
them in the street. One distinguish
ed connoisseur in etiquette asserts
that a gentleman will uncover his
head in a closed elevator when ladies
are prcsont and that ho will also do
it iu an open one if he is a blanked
fool. Otherwise not. An open ele
vator he considers part of the hall
a closed one a room. Another ex
pert draws a difforont distinction.
He would have tho hat removed in
elevators in hotels and other places
of abode, and loft on in office build
ings. And there aro still others who
will be satisfied with nothing less
than tho unconditional divorce of
the hat and tho head in ovory ele
vator containing ladies, wherever
and whatever it may be. They oven
go so far as to apply to those who
do not act on thoir views the same
epithet of "vulgarians" which the
pundits of tho other school apply to
We trust that our correspondent
feels now that he has the basis for a
judgment of his own. If not, wo
suggest that ho select half a dozen
of the ladies of his acquaintance
whom ho is most anxious to please
and ask them what course would
suit them best. Thou ho will bo safe,
whatever the authorities may do.
S. F. Examiner.
WM. G. IRWIN & CO.
OFFER FOR SALE
AT.EX. CROSS A SONS'
Celebrated High Grade Cane Manures.
Wo aro also prepared to tako orders for
MosarB. N. OhlEbxidt. 8c Oo.'s
Insuring prompt delivery.
CV This is a superior Point Oil, con
suming less pigment than Linseod Oil, and
giving a lasting brilliancy to colors.
Used with dr!o It gives a splendid iloor
Fairbank Canning Co.'s Corned Beef
PARAKFINK PAINT CO.'S
Compounds, .Roofing & Papers,
Reed's Patent Steam Pipe Covering.
Jarboea' Diamond, Enamel & Ever
Especially designed for Vacunin Pans.
FOR SALE I1Y
H. HACKFELD & CO.
FOR S ALE
THE NHW YAOHT
With Dinghy, lias Oak Framo and Spnii-o
riauking, Copper riveted throughout.
Kails fant and Is a htrnng eonifortahlu wo
limit. Can he Imsiici toil at thu Ilealanl
lloat lluiibB, Apply to
CHAHLES D. WALICEH,
I. O. llox 0,
or II.. K. Walker, at
DR. M. GOTO,
Physician and Surgeon
Can ho consulted ut his reuldenee at Kco
neula, on thu inuiikii side of King and Kuu
side of Lilllia street, 'ioiixu formerly occu
pied hy Mr, (leo, L. Dosha,
Rooms to lot with board at Ilaui
Root Boor on draught at Benson,
Smith & Co.'s.
After shaving use Cucumber Skin
Tonie. Benson, Smith & Co,, Agents.
Sunburn roliovod at once by Cu
cumber Tonie. Benson, Smith & Co.,
Hartford Fire Insurance Co.,
London & Lancashire Fire Ins. Co.,
Thames and Mersey Marine Ins. Co.,
New York Life Ins. Co.,
C. 0. BERGER,
General Agent for Hawaiian Islands.
Wm.G. Irwin & Co.
Wra. G, Irwin, - President and Manager
Claua Sprcckels, - - - - Vice-President
W. M. Gillard, - Secretary and Treasurer
Theo. O. Porter Auditor
AGENTS OF THE
A comfortable cottage, well fur
nished, is wanted on tho plains. Ad
dross "F.," Bulletin ollico.
Dr. MeLonuan, 181 Fort street,
above Hotel. Chronic and Sugical
cases. Mutual Telephone G82.
Prof. F. Lombard, A. B., will con
tinue giving instruction in private
aud in classos; French, Spanish,
and Latin. Residence, Alakea street,
near Y. M. C. A.
Will Vaccinate from Pure
cine Matter 1
and from '.' to o r. i.
rrniii H to 10 a, m,
The Daily Bulletin U delivered by
tarrlert for 60 oent per month.
My wife was confined to her bod
for over two months with a very se
vere attack of rheumatism. Wo
could got nothing that would afford
hor any relief, and as a last resort
gave Chamberlain's Tain Balm a
trial, To our groat surpriso alio be
gan to improve after tho first appli
cation, and by using it legularly she
was soon able to got up aud attend
to houso work. E. H, Johnson, of
C. J, Kmitson & Co., Kensington,
Minn, HO cent bottlos for sale hy
all dealers, Honson, Smith & Co.,
agents for tho Hawaiian Islands.
Oceanic Steamship Company,
OF SAN FUANOISCO. OAL.
C. BREWER & CO.
J. O. Carter President and Manuger
G. 11. Robertson Treasurer
E. E.Iliahop Beciotary
W.K Allen Auditor
Hon. O. It. Bishop .. .. 1
B. O.Allcn Directors
H. Valerlinuue... ... .1
iMl'OUTKli AND DliAI.Kll IN
Ladles' and Children's Boots, Shoes
Priest (J o(l morning, dauuhtor
the Kvil Olio. Little Girl (sweetly)
Good morning, father. 2Vun,
Has removed to Nuuami street, "Foster's
lllock," opposite Merchant street.
For Locul Nowh
I1""!'1"'! T T ""Ti
JLm i 1 1 1 W . JEZLi
ARE RECEIVING XEW INVOICES OF
BOOK & JOB STOCK-
BY EVERY STEAMER
Merchant Street, Honolulu, H. I.
FINE JOB WORK M COLORS
Etc., Eto, Etc., Eto.
In Fact Anything in the Printing Line!
E WEEKLY BULLETIN
fi"" ISSUED EVERY TUESDAY "Xbtt
Island, per annum,
Foreign, per annum,