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FORTY-EIGHTH ANNUAL REPORT
JOHN A. McCALL, President.
STTiMiMI.AJELY OF REPORT:
BUSINESS OF 1892.
Premium Income $25,0 J0.1 13.08
Interest. Rents, etc o.WJfi.-lTO.OO
Total Income, - - $30,936,590.83
Death Claims 7,SOG,580.20
Endowments and Annuities 2,-lS4,'J:j.20
Dividends, Purchased Insurances, otc 3,(H;,000.75
Total to Policy-holders, - - $13,995,012.33
Number of New Policies Issued CO,2."5!)
Amount of New Insurance Written $170,005,070.00
CONDITION JAN. 1, 1893.
Assets, .... $137,499,198.99
Liabilities, 4 Percent Standard .tl20,G04,250.S!)
Number of Policies in Force 224,008
Amount of Insurance in Force .i(iSO,248,(i20.00
PROGRESS IN 1S92.
Increase in Benefits to Policy-holders $ l,323,i"21.l5
Increase in Assets 11,531,SK)S.1S
Increase in Surplus ,(Hi3,024.79
Increase in Insurance Written 20,0 10,088.00
Increase in lusur.uicc in Force GO, lii.'yl .11.00
O. O. K :H3 X 3- lEu jR
General Agsnl for the JJauniian rslandi.
I-I A S
GROCERIES, PROVISIONS, FLOUR AND PSEB.
Frcsli California Roll Baiter ana Island Butler
SPS" ALWAYS ON JJAXP J&3
Hew Goods Received by Evciy Steamer from San Francisco.
VO All Outers faithfully attended to.
solicited and packed with care.
LINCOLN BLOCK, King Street -
BOTH TELEPHONES 240-
LEWIS & CO.,
Ill FORT STREET.
Importers, Wholesale & Retail Grocers
Provision Dealers & Naval Supplies
Fresh Goods by Eiary Gala. Steamer .
ICE HOUSE GOODS
Island Orders Solicited.
H. E. McINTYRE & BRO.,
lMI'OB'IEBS AND DEAJiEIiS IN
Groceries, Provisions eliicL Feed.
New Goods Received by Every I'Jckei, fiom the Eastern States and Europe.
FKESH CALIFOBNIA PJIODUCE BY EVERY feTEAMEB.
All Ordeis fiiithfully attended to and Gondii delivered to any pint of the Oltj free.
Itdand Orders solicited. Siitihfi.i'iion miarnniped.
TCRHt, Oomoi' T'ort .In TCtnir Bti-oftn.
E. B. THOMAS,
Contractor j$j$& & Euilflor.
ESTIMATES (MVEV ON ALLKIVHS
of Bnek, lion, .stone nnd Woolen
Buildings. All kinds of .lonlniig in tin
building tiudt iiticndid to. Keeps foi hale:
Brick, Linn'. (Viiu-nt, lion Btoiie Pine and
Fittings. 0). I and Nt w ( oriiiutiii Iron,
Mlntou '1 il(s, ijn irry 'illci, assorted i.l7i'
nnd colors; I .ihfori.ia and Moiill'lev hand,
Glltliitc urt) iijr iiml I'Jorl.', etc, ctr.
tf iliii'i nnd uiil: onn r Kunriind
Smith stiici-. u lii'f lluiirsi H in 1 M..
1 to 1 p.m. 'lih plioiiHs. B"ll"ol; ,Mti I mil
417. Bdidi'ii-i-i Mutual llo. J'. i lii.x
Sor Sale I
Priestman Oil Engine
fi Horso Power. Buns with Ordlnnry
Kerosene Oil without Boiler or Fur
nace. Cost to run very small
us compared with bti.im.
Can he seen in motion ntmv Wnre-
nouhu, ijuoeii street.
705-lm ROBT. OATTON.
rrwv. HnimnvKii ivoiima
JL M Toiik Hegli-tcr, Hiilmtaii
tlnllv built of Ouk and Cedar:
Coppor aud Capper Fastened, -C
For pricD mm nurtloulurv apply
TtH TUKO, If, DAVIKH A 00.
U S T A 0 1
Satisfaction guaranteed. Island Orders
- Bet. Fort and Aiafcea Streets.
P. O. BOX 372.
-I'. O. BOX IT,
-P. O. BOX Vn
JSTew Elwi'opoetn. 1
109 Elegantly FiinmM Rooms
OM.V TWO I.UH.KA I MiJl
Wain Eutraaoo to tho Fair !
HM-"M iiSth Tcnac", I'IiImiro.
Rales: 5i par Day & Upward. 1st Class Cafe.
i-ior-j If l.r.
at Willi: 1: 1. Truijicurd miss
the gate, Speuiul uriaiiguiiieiits can be
Hindu for Family Pinnies mid Esenlng
iliilhllitr I'nrlliH Ws-lf
IF I CAN BE OF ANY f-rUVKKTO
fill in the way -if isliiiriiouim; He
i niving (.Hives, unwi r. i . is i i ,
Niwx, Ri-li.tliintf N-r.nl I mid Water
Tiip and uiui l'in . .-oidninij Tinware,
betting (Jim,!-, ittn iIuiik 1 uniliiini or
.Mending (liiidcn llut-t, cut., etc, iilouhu
ring up Mutiuil IVluphonu Nn. lyi before
l a. it, or liitMun 12 itud liSO p. m.
TMMf N, If. IIUBGKBU,
To Lot or Iioubo.
TTOUSE TO LKT 0"
Li. Fort street, nest to
du-ss "!'. 0,
AT WAIKIKI, ONTHE
Bench, n Furnished
Cottage with Cookhouse
accommodation. For par
ticulars Inquire Bulletin Office
VTEW HOUSE OF FIVE
X-1 ruonn, on .'tuguziuu finrfYTi
sireoi, wmi jiiuuruoiii, pai- anil
unt Y . O.. i'tt!. Commands 4ii
ono of thu finest views in Honolulu.
to (177-tf) J. M. VIVA
ONE BLOCK FROM BE
rctanln street cars, a
Cool nnd Convenient Cot
toco of Six Rooms, Largo
Lot, Stublu and Chicken House,
. 1.n.. ' '
at Hawaiian Hnrdwaro Co. 'a store.
TO LEASE OK FOB SALE.
THE I'llEMIBES AT
JL l'cnrl City, Ewa, with
thu Duelling and Stables
thereon fortuorlv oeouuicd
bv B. T. Whito. Terms reasonable nnd
possession given nt once. Apply to
7(B-2w JOHN F. UOLBURN.
TO LET OB LEASE
THE COTTAGE AT NO.
JL I'M King street, lately
occupied by Air. II. S. Levy,
I'mitniiiinct Hod rooms, l'ar-
lor. Dlnlmr-room. Kitchen and Bathroom:
Stable in yard; Artesian Water laid on.
For particulars and term", apply to
7VMf ABU. FERNANDEZ.
NEW COTTAGE NO. I.
CONTAINING E I VE BOOMS.
J i'diitrk's to Kitchen and
Diiiimt-ronni, Kitchen and Dm-
iiiL'-rooni iloors nainted. other looms hiiin
homely paperid and fuiMicd; Patent W.
(.'., liiithroi'tn, Servants' Boom. Woodroom,
Chicken Hone and Yard. Thu Grounds
pi operly cultivated, containing fruit Trees,
liiuls and Flowers. Thou prcmUes lire
located one block from Beretaiun street and
one mile from town. Can be leased by a
good paitv at a reasonable rent TO SUIT
NEW COTTAGE NO. II.
"tONTAINIXG SIX BOOMS,
J I.anat, Hay Window, lial
i'onv. intci lor of house hiiud-
.soiin'ly drained and papeied. Kitchen and
JMiiing-ioom lioory iunteu, ranor Iloor
cai jiftud, other Hocus matted nnd oil
clothed, all new. House sets up seven feet
f om ground enclosed all aiound, Win
dows, Duors, etc. Two Patent W. C's,
B.ttlimoiii, Washroom, Servants' Booms,
Tool Boom. Chicken Hotiso and Yard,
I.ugu Carriago lloiiso and Stable with
rooms upstairs. Any amount of Fruit
Trees, Grapes nnd llowors, larf;e Lawn
and Groundi under proper cultivation.
l.i'Mtion same as House N'o. 1 and .same
tci nib to a good partv at price TO SUIT
X. B. All waste -untor from sink, etc.,
is carried through pipes to large brick
J. j. Miinon.
Ollico or to
Bruce & A. J. Cartwright.
To Let or Lease
At Prices to Suit the Times.
JL and Well-appointed
'.2-Story Brick Building
with Pleasant Grounds.
formerly the residence of the Into H. J.
Hart, situate on Nuiianu Avenue below
School street. Tonus easy. G23-tf
NOTE Beforo seeking or closing bar
gains elsewhere, it will pay you to scan
our column, and to at once consult the
undersigned at their ollice.
tV Wo keep Property in Frst-elass
Condition. Our terms aro moderate and
as Lundloids we will always be found rea
sonable in our dealings.
Mf Apply in each case to
BRUCE or A. J. CARTWRIGHT,
"Cartwright Building," Merchant street.
Real Estate Agency,
No. 519 Fort Street.
1 Furnished House at I'alniun near Bo-
formntory School -f.'2 per Month,
i! Houses nn Beietaiiia street.
'i Houses on Fort street.
House mid Iit
on Berotnnla street near
Lot 0(J feet f routago nnd
Also, a Valuable Block of Brick Build
ings In the heart of the City.
Scleral Desirable Besidenccs at firaU
G. K. BOABDMAN,
1 House nnd Lot on Lililia street.
J Lut on Kuakini btreet, botuecu Nuunnu
ltveuuo and Llliha stiuet.
y- llouso and Lot on the Palnuia road.
1 House nnd Lot on Einmn trect.
2 House and Lot on Llliha street.
i IDSi- For further piirllculnrs, apply to
. J. M. MONBABBAT,
Curtwright's Block, Meichant street.
Pure Bred Pointer Pups
VST APPLY TO
T. W. LISHMAN,
Hull TufyftiMj tli
Ja AtiHL u
(Continued from 1st Page.)
Minneapolis lottor writos, "You or 1
would bo ostracisod for a titho of
tho wii'kodnoss of which tho ox
Qupon is fruilty." Ostrncisudl Is
thoio ono of thoni that over roftisod,
for hintsolf or his dnughtore, invita
tions to sit nt tho Quouu's tnblo, ovou
to tho vor- ovo of tho revolution?
And when I wont to tho oponing sor
vico of tho Control Union Church
Inst Dt'combor, nt which both tho
authoress of tlio.so letters nnd tho
Rov. Si'roiio Bishop took part, wns I
not told thnt there wns only ono
sent unoccupied, namely, tho pow
reserved for the Queen? That is a
strain form of ostracism, which
condones in n queen what it de
nounces in n fugitive. I havo no
moans of knowing whether those
chnrgos against tho Queou aro
true or inlso; but no whisper
of tho chanio of idolatry had
readied niv oar when tho revo
lution occurred, and nothing in tho
public or private JiTo of tho Queen
is known tome, that could justify
tho oilier charges. Moreover, those
who make the.so charges must havo
kuowu as much about them when
thoy condoned them, as they do now
that thoy seek to make "political
capital out of thorn. Tho public of
Minneapolis havo been informed
that 1 dearly lovo position, and I am
afraid this is true, for I am proud
and thankful to-day, to know that I
havo not had one selfish thought,
nor spoken ono dishonorable word,
nor grudged either timo or effort in
my determination that ni' name
should not bo amongst those whoso
reputations will havo found their
grave in this year's history. This is
a po.silion which I am not ashamod
It is heart-breaking to think of
the names that have been lowered
by mistaken statesmanship in this
miserable broil, and so much of it is
done under cover of scriptural
quotations. Minneapolis readers aro
imormcu that I do not ueuovo tue
whole of tho 1'ible, aud that I
would omit the inspired statement,
"Thoujih hand join in hand tho
wicked shall not go uupuuishod."
Sir, 1 fully believe that text to bo
true, hut am not sure that tho
desciiption "tho wicked" was in
tended particularly to apply to the
soieieign oi nation of Hawaii, to tho
exclusion of whito men. In the 5th
verso ol a subsequent chapter by tho
samo sacred writer (Solomon) I find
that those who are "glad at calami
ties sli.ill not go unpunished," and
when 1 lv.id of tho exultation over
the piosiiuto form of llawaii, and
the attempted violation of her
nationality. 1 am tempted to ask who
have joined hand in hand? aud who
have been glad at her calamities?
One is generally accustomed to
look for tho instruments of tho
Divine displeasure amongst tho
Philistines and fiogs, and fiory ser-pont:-;
1 havo never wished to asso
ciate ii.s, if with tho scourges of
mankind, bin hate rather taken rest
and refuge in the words of Him who
said wit It His own loving lips, "Lot
him that is without sin cast tho first
stone." Truly tho wicked shall not
go unpunished, but "Vengeance is
mine; 1 will repay, saith the Lord."
Aro tho Minneapolis readers to
understand that annexation was
adopted as a means of punishing
"tho wicked?' This is surely strange
doctiine tor Christian annexation
ists to advance.
Finally, in this connection lot me
refer to the sentence pronounced
against thoo Israelites who violated
the treaty winch Joshua had made
with the Giboonites. Tho Gibeon
itos had obtained tho treaty by
Iraud, aud it became very inconveni
ent to tho chu-en people to keep it,
but thoy had to learn at a terriblo
cost what a sacred thing a treaty is.
(This may bo profitably studied in
2 Samuel, 21 -t chapter, 2nd verse.)
But, sir, I do not want to indulge
in recrimination. 1 want to work
for peace and quiet. This could
have been secured at tho outset by
honest compromise with tho Queen,
who would probably havo consent
ed to abdicate then, to secure the
throne for her race. As 1 then urged
upon the Commission at Washing
ton, thoy might have secured a now
constitution and a now Sovereign
with intelligent control. 1 do not
know that the Queen's abdication
is either attainable or desirable now,
and 1 am sure tho succession of
Princess Kaiulnni would be most un
desiiablu under such conditions of
heat and contention as now exist.
On the other nand t hero can bo no
Government worth tho name, which
io not based on content without
bayonets. Ts there any promiso of
such content in llawaii now?
The United States will surely not
ombioil theiiHehes in the present
condition aud what is tho end to bo?
"Will reasonable men on both sidos
honestly work for peace, oven at the
cost oi sfimo sell-denial, auu ac
knowledgment of past errors?
1 am convinced that compromise
and pi ace aie possible, and that tho
tendency to disoider will grow rapid
ly unless sonio avenue of poaco can
J txi things ate ossoutml; tho Ha
i waii.in niuiouiil instinct must bo sat
I iaiad, t lie confidence of whito men
1 intibt be maintained; and let mo add
the honor of treaty powers must
' bn reioo-uizod.
, All this can bo done if men and
women also will lot byo-gonos bo
l bje-gi.iie.s, and will bo satisfied with
seeming guarantees for tho future,
if J have ono ambit ion in connec
tion with Hawaii, it is to help for
j ward ..ieh a consummation,
i I am. sir, your obedient servant,
j Tiiko. If. Davies.
Sundown, Jo-hot h Park, South-
poit, July 1C, 18HJJ.
Truuts and Combinations
Aro unpopular. Hut thoro is ono
fonnol trust agiiin.st which no ono
litis anything to bay. That is tho
tniht wliK'li tho publio reposes in
Hood's iNirenpiinlln, and tho host of
itisiho tnidi ib fully jusitiied by
llio iiii-ni of tho iiit'dicino. l''or, io
inouiUi, llood'h .'saixipat'illa Cuius.
Huod'H i'illn mo ptiroly vogotnblo,
nnd do not purgu, puiu or gripU.
Bold by ull druggluttf,
Tho Gorman Situation.
George V. Sraalloy in ono of his let
ters from Berlin to tho New York Tri
bune quotos a remark made to him by
n "student of German pi ilitica" evi
dently a Germ nniwhich is nigni flba n t
in view of the result of the elections.
"No doubt," says thin student, "the
emperor is a danger to Germany, and
socialism is a danger. But, on the
wholo, socialism is a greater danger
than tho emperor. It is agreed that
tins was tho way in which tho situation
shaped Itself in tho minds of thousands'
of voters. Thorn are numerous demo
oruts in Germany, nnd numerous oth
era who anticipate and desire as large
a measure of popular power in the
government as in England. The largo
majority of Germans, outside of the
privileged classes nnd tho clericals,
hold these opinions to a greater or
less extent. But nil democrats uie not
socialists, and all believers in popular
government uo not aim at tlio over
throw of existing social institulionn
Accordingly these democrats not only
cut loose from tho socialists in elec
tio;i8,but madethec hoico which Sm al
ley's student made, and decided to
bear with the emperor, army bill and
all, a while longer, rather than give
the socialists too much power.
Rooms to let with board at Ilani
Root Beer on draught at Benson,
Smith & Co.'s.
After shaving use Cucumber Skin
Tonic. Benson, Smith & Co., Agents.
Sunburn relieved at ouce by Cu
cumber Tonic. Beusou, Smith & Co.,
Dr. R. I. Mooro, dentist, has re
moved his office to Arlington House,
Hotel street Parlor No. 2.
Dr. Geo. H. Huddy, D. D. S., has
removed his office from King street
to Borctania street, near Emma.
W. H. Benson, piano aud organ
tuner, has returned from Kauai aud
may bo found at tho Arlington
Hotel as usual.
Dr. M. E. Grossman, D. D.S., hav
ing returned from the Coast, has re
sumed tho practice of hi3 profession
at his old office on Hotel street.
Mr. H. J. Mayors, of Oakland, Md.,
says: "I have sold thirteen bottles
of Chamberlain's Cough Remedy
to-day ana am literally sold out.
This )s tho largest sale on record of
any one preparation in a day ovoT"
our counters. It gives tho best sat
isfaction of any cough medicine wo
handle, and as a seller it loads all
other preparations on this maikot."
For sale by all dealers. Benson,
Smith & Co., agents for tho Hawai
Some of the newsp.ipers are speak
ing of the United States ns having the.
double monetary standard. On the con
trary, it has the single gold stand rd
Silver is bought only in terms of that
standard, and the silver dollar i-sued,
although an unlimited legal tender,
occupies precisely the same position
as the greenback, which is also an un
limited legal tender. Springfield lte
publican. FOR. SALE!
1 Family Carriage Horse, ene
1 Phaeton in Good Order,
1 Covered Brake,
1 Imported Jersey Cow.
at T. H.
Davles & Co.'s.
Palace Ice Cream Parlors
Arlington Block, - Hotel Street.
Ice Cream, Soda Water, Candy, Etc.
COFFEE, CHOCOLATE & TEA
- - Proprietress.
ALOHA BATH HOUSE
- - NEAREST TO TOWN - -
Good Accommodation for Bathers
Bell Telephone 157.
MRS. J. H. REIST, - - - Proprietress.
KING STREET HOUSE,
117 & 110 King St., cor. Alaken.
Comfortably Furnished Rooms
From $1.50 and Upwards Per Wook.
Quiet Clean Rooms. Bath Up & Down Stairs.
A. MoDOWALT, -
iMl'OUTEU AND DeALUII IN
Gent's, Ladles' and Children's Boots, Shoes
No, 103 Port Stfeot.
uinncT imi-oiotr or ,
ENGLISH AND CONTINENTAL !
IDr y (3-oods
No. 15 Kaahuninnii street.
J. J. WILLIAMS.
Tho Only Collection ol Island Views,
Daily Bulk tin, SO cmti a mnn-ih,
1:30 P. M. SHABP.
1st RACE-QUEEN'S OOP Purse 50.
wniitiu Bred Horses.
2d BAOE-HONOLULU PURSE-
'J in 3 to harness.
Mllo Heats; best
3d RACE-MATCH RACE.
1 Mllo Dash between
and "Lord Brock."
4tu RACE-PRESIDENT HAWAIIAN
JOCKEY CLUB CUP.
Trotting and Pacing.. Mile Heats; best
3 In .. to harness. Free for all
5th RACE-KALAKAtIA CUP.
Running Rnco. Milo Dash for Ha
waiian Bred Hoises owiu-d by the
Members of the Club. Cup to become
thu property of the one winning it
Gtii RACE KAPIOLANI
Purse If 100.
Trotting and Pacing. Mile Heats; 3
Minute Class; best 'i in 3 to harness.
Froe for nil.
7th RACE OCEANIC
i-Mile Dash. Free
All Entries to close on WEDNESDAY,
Aug. INth, nt 2 o'clock v. m nt the Oillce
of the Secretary, nnd all Entry Fees 10
Percent of the P"urse; all Cups $10.
All Races to be Bun or Trotted under
the Rules of the Hawaiian Jockey Club.
All Horses not withdrawn by Friday,
Sept. 1st, nt 2 o'clock r. m., are expected to
All Horses are expeted to appear on tho
Track at the tnp of the
Judge's Stand, otherwise
Admission CO Cents
Grand Stand (extra). 50 Cents and $1 00
Carriage (inside of course) $2 60
Quarterstrotch Badges $5 00
C. O. BERGER,
Secretary Hawaiian Jockey Club.
Japanese Fancy Goods Store
Next door to the Palace Ice Cream Parlors
orrErt ron sale
Bed Covers, Handkerchiefs, Shawls,
Scarfs, Sashes, Cushions,
Doilies nnd Screens, Kimonos,
Fancy Silk and Cotton,
Very Fancy Silks
Hnndpninted and Embroidered;
Parasols, Photo Frames, Card Cases,
Carved Wood and Bamboo Screens,
Oppo. Bethel St.
- IB HOLDING A -
G- E 3ST XJ 1 3ST E
GREAT BARGAINS I
IN ALL KINDS OF-
Handsome and Artistic Goods,
J. M. Jle SA e SILVA
AUCTION 7 ROOMS
P. W. BAUER,
Auctioneer, Commission Agent,
Broker, Forwarding aud Skipping
Fruit Consignment Agent.
LAND FOR BALE
AT IWILEI, HONOLULU,
Oahu, a Valuable I'iceo
of Lund, close to Rev, .1, Will,
uiimu't, property, and known as
"I'aliio'd Laud.1' 'term i-iihIi.
Alil to J. V. IvAllAUMIA,
at JCullhl 1'oi Faotory.
Or throtiuh Bull Tolu.UU, Mutunl Tele. 677,
W. F, EEYNOLD9, Prop.
A Word hbout Oar Baseball Supply
It is Full and Comploto
Tho Prices Can't be Beat.
Ai before remarked our Optical Department
with the assistance of the infallible EYEilE
TKU goes steadily along, but we have a word
of warning for those who THINK they will be
made to Iook more stylish by wearing glasses
take Punch's advice and 'DON'T, unless you
wear only the frames.
Gold, Nickel, Steel & Shell Frames In Stock
BOLE AGENT FOR
SOLE AGENT FOR
The charm that kcops peace in every
Guitars from $4 Up I
Our Stationery Department is replete with
nil Fashionable Society Papers.
Novels by every steamer. Also tho Latest
and Best Bound Books to suit all
ages at Publisher's Rates.
Music and Books Ordered by Every Steamer.
Don't forgot that we keep the Best Assorted
Stock of Lawn Tennis Goods in
Hawaiian Flj A.GrS Amer,can
Legends & Myths of the Hawaiian Islands
By His Late Majesty Kalakaun.
Sent to nny nddress on receipt of $2.75.
PER BARK "C. D. BRYANT"
OF ALL STYLES
Carpets, Rugs and. Mats
IN THE LATEST PATTERNS.
HAND SEWING MACHINES
All with tbe Latest Improvements.
ALSO ON HAND
Celebrated Cottage Pianos
Parlor Organs, Guitars
FOR SALE BY
ED, HOFFSCHLAEGER & CO,,
King street, oppo. Castle & Cooke.
Long Branch Baths !
Extensive improvements havo recently
been mndo at this popular resort, and the
management announces a re-opening on
THURSDAY, JULY 6th.
A NEW AND COMMODIOUS
has been erected for the accommodation
of Bathing and Dancing Parties, and with
the now and increased accommodations in
The Ladies Bathing Department
unusual facilities are offered to La
dies and Children.
A full assortment of Now Bathing
Suits just received. 70!Min
THE K. K. BATHS
AT REIKI'S, WAIKIKI-KAI,
open to tho Publio and will be
carried on as a
First-class Bathing Resort
Five Minutes from tbe Cars.
Intending visitors should leave the
enrs llrst switch ufter passing the Waikiki
rou ii ry Yarns. i-iiii
Elegant -:- Restaurant
LADIES AND GENTLEMEN.
Mrs. Lack's Building, Fort, between King
und Merchant stroets.
Opening on Thursday, June 29th,
A.T XO .A.. 1A.
fm Upstairs Room Roservod for Ladlui
and their Escorts.
Home Cookery, Only White Help Employed,
FRANCES M. NIU0LL, : : Proprietor.
Subtoribe or th IMty Hull ft in, 6Q
enh ftr month