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FORTY-EIGHTH ANNUAL REPORT
JOHN A. MoCALL, President.
STJl&hLJi.'Eirsr OF REPORT: '
BUSINESS OF 1892.
Premium Income $25,040,113.93
Interest, Rents, etc 6,890,470.90
Total Income, - $30,936,590,83
Death Claims $7,890,589.29
Endowments and Annuities 2,484,432.29
Dividends, Purchased Insurance?, etc 3,013,990.75
Total to Policy-holders, - $13,995,012,33
Number of New Policies Issued 00,259
mount of Now Insurance Wr'tten $173,005,070.00
CONDITION JAN. 1, 1893.
Assets, .... $137,499,198,99
Liabilities, 4 Percent Standard $120,094,250.89
Number of Policies in Force 224,008
Amount of Insurance in Force $689,24S,G29.00
PROGRESS IN 1892.
Increase in Benefits to Policy-holders $ 1,323,521.45
Increase in Assets . 11,551,908.18
Increase in Surplus 1,063,924.79
Increase in Insurance Written 20,940,0S8.00
Increase in Insurance in Force ... 00,165,451.00
o . b :e OR O- H3 Pi ,
General Agent for the Hawaiian Islands.
C H A S . HU8TAOE
GROCERIES, PROVISIONS, FLOUR AND FEED.
Fresh California Roll Batter and Island Batter
g0- ALWAYS ON HAND JJ
New Goods Received by Eveiy Steamer from San Francisco.
T- All rders faithfully attended to
solicited and packed with care.
LINCOLN BLOCK, Ring Street -
BOTH TELEPHONES 210
Provision Dealers & Naval Supplies
Fresh Goods by Every Cala. Steamer
ICE HOUSE GOODS A SPECIALTY.
Island Orders Solicited.
H. E. McINTYRE & BRO.,
IMPORTERS AND DEALERS IN
Q-rooerios, Provisions a.nci Feed.
Nevr Ooods Received by Every 'Paoket from the Eastern States and Europe.
JRESH CALIFORNIA PRODUCE BY EVERY STEAMER.
All Orders faithfully uttended to and UuoiIh delivered to any part of the City free.
Ifland Orders solicited. Satisfaction guarantied.
HlfLst Corner Fort A XClntz StraotH.
e. b. thomas,
ESTIMATES GIVEN ON ALL KINDS
of Brick, Iron, Stone and Wooduu
Buildings. All kinds ot Jobbing in the
building trade attended to. Krupsforsale:
Brick, Lime, Cement, lion Stone Pine and
Fittings, Old and .New Corrugated Iron,
Mlnton Tiles, (Juarry Tiles, assorted size
und colors; California and Monterey Sand,
Granite Curbing and Mocks, etc., etc,
9 Ofllco and Yurd : Corner King and
Smith streets. Otllco Hours: M to 12 a.m..
Ito4p.M. Trlephones: Bell 351; Mutual
417. Residence: Mutual 410. P. O. Box
AFIRST-CLASS FAMILY BATHING
Resort at Waikiki. Tramcnrs puss
the gate. Bpeolal arrangements can be
Hindu for Family Picnics and Kvaning
IlatliliiK Parties. WW-tf
IK 1 OAN BE OF ANY HKKVIUKTO
you in the way of Sharpening Scissors,
Carving Knives, Lawn Mowers. Filing
Hows, Repairing Sprinklers and Water
Taps and Laying l'lH). Soldering Tinware,
Setting Glass. Roimlrlng Furniture oi
Mending Garden lloso, etc.. etc., please
ring up Mutual Telephone No. 102 before
it,H, or lit-twMin VI nnd 1 ISA v. M, !
TiH-U -W. r. HUUGKBP, '
Satisfaction guaranteed. Island Onltr.s
- Bet. Fort and Alakea Stroets.
P. O. BOX 372.
-P. O. BOX 297
-P. O. BOX 146.
THE K. K. BATHS
AT REIKI'S, WAIKIKI-KAI,
open to the Public and will
carried on as a
First-class Bathing Resort
Five Minutes from the Cars,
tUT- Intending visitors should leave the
cars tirst switch aftflr passing the Waikiki
Poultry Yards. 7lrt-Hm
1 Family Carriage Horse, ki
1 Pliaeton In Good Order,
1 Covered Brake,
1 Imported Jersey Cow.
R. I. LILME,
HIT. II. Uavlei & Co.'t.
Subiorile or th Daily liullflin, m i
To Lot or lease.
(TANK s r.w uottau i; U.N i ,v
J Punchbowl Street, ncai
the Hoipital, 0 rooms. Kent
16.0t). I.. ADM'.K.
A T WAIKIKI, ON THE
XX lk'iioli, a KurnHii-d
Cottago with iokhotlsc
accommodation. Tor tnr-
tluuhirs inquire lil'u.i.iin Offleo. TwMf
NEW HOUSE OF KT.VE
rooms, on MnRazine
utreet. with Until room, pitt
isiit . O.. etc. Commands
one of the finest view in Honolulu. Appl
to (177-tf) J. M. VIVAS.
ON C 11 LOOK FROM BE
rctania slrret ears, a
Cool and Convenient I'ot
tauo of Six Rooms. Luino
Lot. Btnmu ana t.nicKcn iiouo. Appn
K. K. HENDRY,
at Hawaiian Hardware l-o.'s store,
TO LEASE OB FOB SALE,
rpUE PREMISES AT
JL Pearl City, Ewa, with
the Dwelling and Stables
thereon formerly ocottuicd
by It. T. White. Terms reasonable
possession civen at once. Apply to
rnn.o... mus w 'm
HOUSE NOW OCOU
plcd by Chas. Herrlck,
K-ii., situated at SO I3eio
tanla streot: possession to
be given Sept. 1st. How contains Parlor,
Jiniingroom, a xsearooius, iviicnen, .ran
try and Bath. Apply to
t07-lw J. F. MORGAN.
NEW COTTAGE NO. 1.
fl VH 1.1U1I.1U 1' I t LilWHUi -.'
rtOXTAlNlNG FIVE ROOMS.
1 luitrii-s to Kitrtinn unit tl''
Dining-room, Kitchen and I)in-JSgSSUJSS
ini'-rooni lloor.s minted, other rooms hand
somely papered and finished; PutenrV.
0., Jtatbroum, Servants' Room, Woodroom,
Chicken Hou-e and Yard. The Grounds
properly cultivated, (.ontaining Fruit Trees,
hrubs"and 1'loweis. These premises are
located one block from Buretauia street and
one mile from town. Can be leased by a
good party at a reasonable rent TO SUIT
l TO LET
! NEW COTTAGE NO. II.
CONTAINING SIX ROOMS, .JfvV.
J T.Finni M.lv- AVniM.iw llnl.
cony, interior of house hand-fe
comply grained and papered, Kitchen nnd
Dining-room floors (Minted, J'arior lloor
carpeted, other Hours matted nnd oil
dollied, all new. House sets up seven feet
from ground cncloM.d all around. Win
dows, Doors, ttc. Two Patent W. O's,
IJ.Uhrooin, Washroom, Servants' Rooms,
Tool Room. Chicken Douse and Ynid,
lj.irge Cirnngo Hoii'-o and Stable ith
rooms upi-t.iirs. Anv amount of Fruit
Trees, Grapes and Flowers, large L.ihii
and t.rounds under proper cultivation.
IXKation same as House No. 1 and same
totms to a good partv at prii'o TO SUIT
N. B. All wate water fiom sink, etc.,
is carried thiough pipes to largo brick
gW Apply at
. A. Mugoon.
Oflite or to
Real Estate Agency,
No. 519 Fort Btreot.
Dwelling Hono at Waikiki near the
1 House on Alakea street next- Pacific
Club '2 per Month.
1 House on Berctania street near Piikoi,
0 Rooms, Bath, etc. $.!0 per Month.
1 House on Emma Square $l.r per
1 Store on Nutianu street.
'2 Houbes on Beteiania street.
2 Houses on Fort street.
House and Lot on Berotanla street near
Pensacola. Lot 200 feet frontage and
HO feet deep.
Also, a Valuable Block of Brick Build
ings in the heart of the City.
Several Desirable Resiliences at llrst
E. BOA RDM AN,
Bruco & A. J. Cartwright.
To Let or Lease
At Prices to Suit the Times.
witli Pleasant Grounds.
formerly the residonce of the late 11.
Hart, situate on Niiuanu Avenue below
school stuet. Terms easy. Oil-tf
NOTE Beforn seeking or closing bar
gains elsewhere, it will pay you to hcnn
our column, and to at once consult the
undersigned at their olllce.
t& Wo keep Property In Frtt class
Condition. Our terms aio model ate and
as landlords wo will always bo louud tea
lonuhle in our dealings,
W Apply in eiieh case to
BflUCB or A. J. OARTWRIGIIT,
"l.'artw right Building," Merchant sheet.
ilotihe und Lot an Ltllha strtiol,
ot on Kinikiiil htrcut, liiitwi't'ii Niiuanu
avenue and i.iiiha stieet.
:t -Koiuu iiml Lot on the I'almna roud.
1 Hiiiiiiii und Lot on Emma Kinil.
'. liuiikonnd JOt on l.llllui Htioci,
For further purtlculara, apply to
J. M. MO.S'HAIUIAT,
CartM riuht'a liluuk. Merultunt mruut,
Tho Condition of tho Country.
In vory truth it Is a comlilion aud
not a theory that confronts tho
country. Everybody who has nionoy
is hoarding it, in foar of what may
happon boforo this sonsoloss panic
is at an ond. That is what's tho
matter, aud it is pretty nearly all
that is tho matter. Thoro is noth
ing else to complain of in thisothor
wiso wonderfully prosperous coun
try of ours. Every material interest
throughout all tho laud is thor-
I oughly safe aud sound. Thoro has
i beou no wild or rash speculating to
i speak of visible anywhere. Indus
try is ovorywhoro prosecuted with
prout. .Labor is fairly well remunor-1
atcd bettor, indeed, than in any
other country nnd capital nowhere-1
oiro yioms sucn largo roturnB. Uur
feitilo soil is at this moment yield
ing a crop of nbundanco tho pqunl
of which has never bofoie boon seou
in all the world. Tho capital ;valuo
of our difforont crops, now ripe unto
the harvost, would bankrupt all tho
nations of Europo if thoy had to
forthwith exchange their gold for
our cotton, wheat, corn, pork, fruit,
wine, etc. Uur country is a now one
with teeming woalth unparalleled,
and our people are workers with
out equals. They have boon trading
nowhere unprohtnbly. Tboy have
made no foreign ati vaucus t hat threat
en lohs. Yet tho extraordinary spec
tacle i at this moment presented of
a people unprecodontodly rich in all
that is good to eat, drink, wear or
otherwiso enjoy, hoarding thoir coin
and thereby re'udoring the oschango
of commodities among themselves
diilicult, if not impossible. Tho re
sult is a condition almost amount
ing to general patalysis. That is
tho disease of tho hour. What is tho
It is an immodialoly existing and
temporary trouble, yet one of a sharp
and critical character that ought to
bo ended in so many hours, or, at
most, a few days. There ought to
be and there can be a way found to
causo our monetary tnaehiuery to
lesume its normal operation. Sud
denly and almost without warning it
ceased to perform its fuuetions.
That is to say: banks, savings insti
tutions, and other money handling
machines refused to loan ruonoi', no
matter what tho security, and, ot
course, this withdrawal of the pivot
upon which nearly all tho wheels of
commerce are made to revolve, caus
ed a sudden cessation of a largo part
of tho busineb-s of tho country, and
the existing demoralization is tho
natural and inevitable consequence.
It is in this particular money pauic,
unlike others that preceded it, un
true to say that the badno&s of busi
ness caued the withdrawal of confi
dence. No such condition oxibtod.
In no other periotl in our entire his
tory has tho business of tho ueoulo
boon so absolutely controlled by
confidence-inspiring conditions as
now. Let that fact bo proclaimed,
illustrated, elucidated and made
clear by the press all over tho coun
try, without regard to partisanship,
and within two or thioednys, wo are
poruaded, there would come from
such appeals to reason a return to
reason. With such return the crisis
Happily it is not tho unthinking
crowd we have to deal with in striv
ing to itnprovothe piesent state of
affairs. Tho ruon who, if they willed
alike, could wake up on Monday
morning and end tho crisis before
night ate bankers, merchants and
capitalists, who, claiming in some
souso peculiarly thoir own to be con
servative, are supposed to be par
excellence thinkers. What amount
of thought and right-reason has
been brought to boar upon the
financial situation iu our own city of
San Francisco it would be hard to
say. The occasion was met b' lock
ing up tho money-vaults. Simply
that and nothing more. In con
cerns where financial feebleness ex
isted that might bo a ery safe expe
dient, but it was a thoughtless, heed
less and vory cruel one on the part
of those who were under no compul
sion to abdicate thoir rightful func
tions as bankers. Wo mistake the
temper of the timos, or there will
come a day of serious reckoning for
many of the monoj'-hoarding finan
ciers of the period through which
wo aio now passing. That is not
conservative banking or just bank
ing, or oven banking at all, which
becomes so scared at the approach
of a tight mouey market as to know
nothing better to do than soal
up its plethoric vaults and refuse
to do business "until we seo how
tho tide turns." That is tho way
to protont the tide turning un
til it has swept all before it. Tho
bank that refuses to do business
when it is in a position to do it, is
about liko tho oUiorwiso well-found
ship that goes down iu a storm be
cause in command of a captain who
loses his head when thoro is tho most
need for his seamanship. It is known
that our savings and commercial
banks aro overflowing with money.
Provided tho security bo good and
the intoiost satisfactory, the sooner
this nionoy woio put into circulation
tho better, i'ot tho policy has been
to loan no money, "no mat tor what
the security." Though the needs of
this particular season aro always
known in advance, money was ac
tually refused to harvest tho bounti
ful products of the soil. Such a re
fusal was cottainly tantamount to
an abdication of the banking func
tions. It put a dogiee of pressure
anil hardship upon tho people gen
erally that will bo long romombored,
ami that will, it is to bo feared, seok
retaliation thiough tho halls of legis
lation. The way to use money is to
tiho it. Gold might as well have re
mained hidden in its oiigiual stoie
hoiibo a Incliod up in the bankers'
wiults. -.V. '. iVrwt Letter.
Of Coui'su You Itoud
Tim tuiMiiiiiiiiftlH fruqiionlly pub
liisliud in tliU pnpor ii'latint; to
I loot! s Sainiijiftrilln. Tluiy aio from
rullulilo piioplf, Hlnto Kiinplu fnnln,
nnd hlmw Imj'ond n dottlit Unit
Hood'odin-ii. Why don't yon to
thin iiicdioinof Ho htiro to got
Coiibtipiitiwii.jtiid all tronliltis with
lliu digoMnu oruuiM and llio livor,
mo uurcd by Hood's Pillu. Uu
i oqiiullod an a ditmor pill,
W. F. REYNOLDS, Prop.
CASH la tho basis of our business. Foi
Cash you can always got good bargains.
All our Goods nro Marked In Plain Figntes ,
the Holiest man nnd .tho poorest child ran
toll tho pricos of Goods in our Store. Kvory
steamer keeps our stock properly assorted.
Fashionable.. Society.'. Writing.. Papers,
Fabnrs, Dixons nnd every othor kind of
Pencil at lOo. per Dozen up.
School Supplies !
CROQUET SKTS & OTHER GAMES.
The onlv 8torn,wl)ich keops a Full-assorted
Stock of TENNIS GOODS at
SOLE AGENT FOR
The Star that Loads thorn All.
SOLE AURNT FOR
The Cock of tho Walk.
SOLE AGENT FOR
Pan-American Sewing -Machines
Hand Machines 512 with Cover.
Stand Machines from 525 Up.
S2.ro extra is charged for packing and Hhlp
ing Stand Machines to tho othor Islands.
A PERFECT STOCK OF
Spectacles & Eyeglasses
Is always kept on hand In either Steel,
Nickel, Shell or Gold Frames. No
charge for testing eyes and
A Well-assorted Stock of NOVELS always
on hand. A Kent Assortment of
Bound & Children's Books !
At Publishers' Prices. No need to
send away for books.
MUSIC ORDERED BY EVERY STEAMER.
Of the ikst German, Spanish and American
ts on hand from $1.00 up.
Jnst rdteived the BEST GUITAR ever
ollered tho public
Genuine v Spanish v Make
Unequalled in Tone only $7.50.
Banjos, Tamborlnes, Harmonicas, Bones, Etc.
SEND US YOUR ORDERS
PER BARK "O. D. BRYANT"
OF ALL STYLES
Carpets, Rugs and Mats
IN THE LATEST PATTKKS8.
HAND SEWING MACHINES
All with the Latest Improvements.
ALSO ON HAND
Celebrated Cottage Pianos
Parlor Organs, Guitars
FOR BALE BY
ED. HOFFSCHLAEGER & CO.,
King street, oppo. dottle it Cooke.
if ou want a Good i'alrof
-: OL OVES:-
For Driving or Walking I can soil 'em to
you. Or if yon want to aee tioiue
UTow '- 3Sreolcwea.r
In the UiluHt Designs and Slmpes; eall
around und feabt your eyes. I
have also got a New Stock of
COLLARS : and : CUFFS
And ahovu all do not forget that I am
Making v ShirtsvTo v Order
In all Btylen and that I am Sole Agent
DR. G.JAEGER'S SANITARY UNDERWEAR
Your ulivsielan reconiiui.niU It for
NOTICE TO SPORTSMEN.
T-TUNTINO. HHOOn.Ml OK orillllt.
II wise treapualng on thu I.itiulu ol
Malle i nmt Wiihiawa, Ulnlrlct of Wululun,
and tho Lauds ol Jlo.teue, Wuitiiauo. Mil.
natiit, Wiiluuu uud Wuiuu, Dlatrlctof Kwu,
laliiiid of Oaliti, U furljlddun. An) one
ilinrt'nurdliif; tbl notice will uu iirotnuutul,
l-!it M. P. UOiUNBON.
HAVING 11EEN APPOINTED
BOTTLED BY THE
Anheuser-Busch Brewing Ass'n,
AND FOR THE
BOTTLED BY THE
Jos. Schlitz's Brewing Comp'y,
OFFER THE SAME
LOWEST RATES 1
We Having Jnst Received
ANOTHER FULL CARGO OF
HAY and GRAIN
For Hawaiian Bark "Mauniv Ala,"
1500 Bales of Large and K Hay.
2000 Bags Surprise No. 1 White und
2000 Bags Whole Barley.
1000 Bags Rolled Burley.
3500 Bags Ooarse and Flne'Bran.
600 Bags Middlings.
300 Bags Mixed Feed.
200 Bags Choice Wheat.
200 Bags Cruckod Corn.
100 Bags Rolled Oats.
100 Bag Small Yellow Corn.
70 Bags Oil Cake Meal.
Wo selected these Ooods during our last
trip to the Coast, they aro
ALL FIRST CLASS
And cost no more than poorer qnnlitiex
now on the market.
Give Us a Trial !
Bed Rock Prices!
ALL ORDERS DELIVERED PROMPTLY
CALIFORNIA FEED CO.
RING & WRIGHT,
701 lm-32 -it
FOR SALE !
a island bocoaiiim
SUITABLE FOR PLANTING.
IN QUANTITIES TO SUIT.
JOHN F. COLBURN &. CO.
WELD & CO
ATA MEETING OFTHE DIREOTOKH
of the II vuaiian Hi'UAn Co. held Aug.
18th, rt Dividend of 2t Percent was do
flared on the Capital Htock of the Oom
pany, tunable ut thu Ollho of tho Ageutn,
Win. U. lruiu iV (.'o., (li'd 1, on aud after
Bept. 1, lti'.D.
WM. ( . IHW1N,
'Irousitror II. 8. Co.
Honolulu, Auk. Ill, IhlKl. fi07-llt
A 1,1. PER80NH IIAVINH CLAI.MB
UKalnut A. A, Bllva, storekeepor,
K I mui Htroeti Honolulu, uru hereby notl
lleil to pruneut thu tuiuu to the unilur
t'lttned within iV) dayH or they will bu for
uvei burred; and all pvraonn indebted to
culil A. A, bllvu iiuut uinke Imiiiedlnte
puyuuiiit to M. It, da Hit ut said Bllvu'n
tore on Klniui vtrut't. or to.-ilio uiidiir
klKiiu'i, M. A, nONBALYKK,
Honolulu, AU. 21, mi, HMif
Aro Itt'cclvlng Now Invoices of
BOOK AND JOB STOCK
BY EVERY STEAMER
Electric Printing; Office,
Where they are fully piepnrcd to do all
kindB of work In the latest stylos, at
the shortest notice nnd at tho
most Reitsonablu Rates.
Pine Job Work Id Colors a Specialty I
Executed iu the Most Attractive
Read the following partial list of spec
ialties uuil get theBuLLiixiN's priecs be
fore placing your oiders. By so doing
you will save both time aud tuouey.
UilU nt Lading,
Receipts of all kinds,
Labels ot ever,) variety,
Petitions in any language,
Envelopes & Letter Circulars,
Sporting Scores & Records,
Perpetual Washing ListB,
General Book Work,
Eio.. Etc., Etc., Etc.,
Piinted and Blocked hen duslrea.
" No Job Is allowed to leave the ot
II ce until it glviK satisfautinu.
Japanese Pane,) Goods Sture
Next door to the Pslaco Ice Cream Parlom
UAti JDdl RECE1VE1
Beautiful Silk for Ladies' Dresses
IN SILK AND COTTON;
EMBROIDERED '.'SILK PARASOLS,
CARD AND NOTE CASEB,
Etc, Ete., Etc., Eto.
116 King Street (Mai Side)
Uet. Kokaulike St. and King Street Bridge.
HAS 10K HAI.K
All Kinds Japanese Silk,
OREPE, STRAW HATS,
Ete., Etc., Et-., Eto.
Large Assortmeut !
Low Prices 1
Oppo. Bethel St.
18 UOMlINU A '
ca-E3 isr xj i asr E
GREAT BARGAINS I
- l AM, KINDS OF-
Handsome and Artistic Goods,
Kto., VAu., Etc., Etc,
J. M. do SA o SILVA,
& tm '