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EVENING BULLETIN, HONOLULU, H, T., WEDNESDAY, MA It 12, 1902.
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By
EVENING BULLETIN
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H 120 King Street, Honolulu,
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Telephono 256
Post OHlco Pox 718
WEDNESDAY MARCH 12, 1902
The multlpllrlty of water scheme!
gives rise to the query of whether there
Is a desire to develop the wnter or keep
the other fellow from doing It.
Hnvlng stirred up n scrimmage In tho
United States Senate for the reception
of Prince Henry It Is not probable tha
nation's guest will require any further
exhibition of the manly art by Ameri
can champions.
r
As the Republican party has put lt
belf squarely on record In favor of
municipal government, the worthiness
of opposition to this program coming
from so-called Republican sources has
yet to be proved.
The circular letter now being sent
out by the Anti-Saloon League force
fully represents that there should be n
marked change In tho Chief Executive
of the Territory, who Is quoted as say
ing he Is not ashamed of the govern
ment being In the liquor business.
The Joys of teaching In the Philip
pines nre largely theoretical Judging
from the teacher's story told In an
other column. When the teacher's tour
ot duty Is complete he is likely to feel
much like the man who went through
a railroad smash-up It was an experi
ence of a lifetime.
Now It appears from the financial
returns of bicycle manufacturing estab
lishments, that the wheel was nothing
but a fad. The automobile Is likely tu
follow the same route and tho good old
horse come oft victorious In spite ot the
heavy encroachments upon his sphere
ot activity.
President Smith's paper on thu
Psychology of Vocations should be
read not by teachers alone, but by pa
rents planning a successful future for
their children. Notwithstanding the
Improved development of educational
systems, there are today too many pro
fessional men who would have been
more successful at the forge, and many
a brilliant career Is checked by an
endeavor In youth either by childish
election or a desire to fulfill parental
desires, to follow a trade or profes
sion for which the man Is entirety un
fitted. Careful study of youthful ten
dencies by teachers In the class room
an 1 parentB of the home are n prime
factor of success. Teachers and pa
rents can make or mar a career by In
difference or allowing youthful passing
ambitions to have full sway.
THE CONTEMPT CASH.
The citation of Thurston's Adver
tiser outfit for contempt of court will
bring to an Issue how far a manifestly
malicious press can go In voicing a
personal and political spite by misrep
resentation of the court's edicts and a
continuous struggle to ridicule and dis
credit the Judge's acts.
Thurston's campaign to discredit the
Judges of the First Circuit Court of tha
Territory started In on Judge Humph
reys. Falling to accomplish anything
but his own downfall the leader of the
"thirty-seven" and the owner of the
Governor's official organ turned his
batteries of misrepresentation upon
Judgo Gear. As Gear went on dispens
ing Justice and paying no attention to
the attacks, his Indifference appears tn
have angered the mallgncr of the
courts and led him to adopt methods
which find no endorsement nnd offer
no palliating circumstances in tho es
timation of any honest men
Following Judge Gear's decision that
prisoners convicted during the "transi
tion period" by a majority Jury ver
dict were Illegally convicted and held.
Thurston's Advertiser has sought, by
continuous reiteration and warping or
facts, to represent Judgo Gear as the
ngent for turning criminals loose upon
the country, Thurston knew and tho
people nC this Territory wlio took the
trouble to find out by seeking for facts
which were not stated In the columns
of the Advertiser, that Judge Gear did
nothing of the kind nor were his Judi
cial nets guided by any such purposn
or Intent. Relation of facts, however
seemed to be farthest from the purpos
or Intent of Thurston.
Thurston's purpose and Intent as
voiced by the news and editorial rn-
marks of his paper has been to plarn
the Second Judge o'. tho First Circuit
Court as a friend of criminals and
opener of prison doors. This was ovl-1
denced In the case of two Portuguese
boys of tender years brought before
Judge Gear for theft, Hawaii has no,
Jail and rather than send these boys
to prison, the Judge suspended sen-'
fence for four months, a proceeding
common In the courts of Hawaii and of
the Mainland and fully in keeping with
a proper regard for the administration
of Justice. Again was the Judge
KtWuit Vtf
Kfc'v. ' '.Husk. Aaaa ,
charged by Thurston's newspaper
mouthpiece with turning loose thieves
upon tho community,
On still another occasion a husband
was brought before Judge Gear charged
with mayhem. Tho man was convict
cd, when It was found that owing to
carelessness In drawing the law the
word mayhem did not appear. Noth
ing remained for the Judge to do but
release the man, suggesting that he
should have been charged with assault
and battery. The re-arrest on a differ
ent charge followed and the case Is now
on tilal.
These are the facts, but Thurston has
seen fit through his nowspdper to take
this Incident as the foundation of a di
rectly inferred charge, that Judge dear
Is the friend and protoctor of the wife
beater, guarding tho criminal rather
than tho home.
Ily such tactics has Thurston sought
to discredit Judge flpar and destroy
confidence In a court of Justice, Fall
ing to control court mandates he has
made Its Judges the object of vicious
attacks not supported by even a sem
blance of fact. It Is well that the mat
ter Is brought to nn Issue. Mr. Thurs
ton Is a member of the liar Association
and ns an attorney Is nn officer of the
court which ho seeks to drag through
tho mire of malicious misrepresenta
tion. No time Is better than the pres
ent for the determination of the limi
tations of Indecent attack to which a
court of Justice and Its Judge arc oblig
ed to submit.
A correspondent of the Manila Am
erican tells of the leading municipal
officers of an outside town winding up
In Jail. This may be cited by the local
ofllclal press as demonstrating the
failure of the American municipal sys
tem, ft should be noticed, however,
that the Jail birds of this Philippine
town did not get their Just deserts till
the municipality wns established and
they were given a chance to prove the
stun they were made of ,
The success of the sisal experimen
ters gives promise of solving In n most
happy manner the problem of dealing
with our arid lands. When hitherto
waste areas can lie made to yield a
profitable product It Is apparent that
there Is no. necessity for our business
men to put their eggB In one basket.
Valenn Marshall Is getting down to
his old time swing In his review of af
fairs and men surrounding him. Ills
explanation of law practice In Philip
pine courts Is not likely to cause an
emigration of lawyers to Uncle Sam's
Spanish-American possession.
f PSYCHOLOGY Of VOCATION
t .
At tho meeting of tho Territorial
Teachers' Association held last even
ing President Arthur Maxon Smith
read the following nddress on "Psy
chology of Vocation":
Tho practical schoolman of today
finds hlmseir traveling that great land
called "reform." He is Interested in
the scenery, all new and beautiful, es
pecially the clouds. IJtit In spite of the
apparent attractiveness of tho new
country, his pathway Is, for the largei
part, difficult, thorny, full of rocks and
pitfalls, and were he able to take time
to orient himself requently, he would
find doubtless that his course Is the
longitudinal section or a labyrinth.
Hut he Jogs hopefully nnd strenuous.
ly on, nothing doubting that In good
time and season ho will straighten out
the devious pathway Into a bee-line to
the glorious ideal, and a new educa
tional epoch, perhnps several of them,
will burst npou him. It really Is not
his fnult that he Is In this reformatory
transition state. The very lively
American public demand for new In
ventions, assisted by the rather Gener
al public feeling thnt there Is a wide
gap between tho school and practical
American affairs, togeucr with the
confident and (on the whole) helpful
efforts of our psychological, phllasopn-
leal mazers or the now path havo forc
ed him Into this position; In spite of
himself ho must thread tho way
rocks, thorns, clouds and all and It Is
hard (financially) to kick against tno
pricks. Most of tho suggestions which
wise people make to him are either so
sweeping and drastic In their reform
atory Intent or so vague and unpracti
cal tnat me poor teacher knows not
which way to turn or what to do next
and possibly, In this state of mind,
he is somewhat negligent of the old
things which experience nnd tradition
designated as good for a schoolboy to
learn. However, wo may leavo thnt
part of tho diagnosis to Prof. Munster
burg, and go on to what Is more popu
lara suggestion of something more
now a now course of study; ono
more thorn In tho flesh; another kink
In the labyrinth! Tho apology for this
suggestion Is the hope that it mny help
to solve some of the difficulties which
already confront us, or perhaps serve,
both to the teacher, administering a
curriculum, and to tho student, taking
the dose, something of a palliative and
corrective.
In High School Course,
We suggest what might bo called,
for lack or a more scientific-Bounding
title, a Psychology or Vocations; a
courso of study to bo given to the stu
dent sometlmo during tho many long
years before ho finishes the High
School. This courso need not contin
ue longer than three or four months. It
should bo void of nil psychological ter
minology and technicalities, but never
tnelesB should bo a psychological ex
amination and study of the various
leading vocations In llfo which ordi
narily attract tho student, and which
exercise upon him (togethar with his
childish caprice) tho deciding Influence
In his cholco of electlves as a school
preparation for life. Such a courso of
study would give tho student an Intelli
gent Idea of tho human powers brought
Into piny by the various vocations. It
would point out tu him tho mental,
nervouo nnd physical functions called
into activity by tho different pursuits
and professions. In a very simple
manner that various demonstrations
and experiments might bo undertaken
in the class tending not only to Illus
trate the activities Involved In tho va
rious vocations, but ns well tho rela
tive adapatabillty of the students to
the different pursuits. For example,
there Is a wide difference between tho
activities of tho merchant and those
of tlio physician. Theso characteristic
activities, and tho corresponding qual
ities of mind and nervo Involved might
be easily studied, classified and made
Villi rir 11 m mMmiCmrUtkkfmt'aim' i imrlUff.ii
a basis of psychological study with
the class. And so on through the va
rious more Importnnt vocations, Such
a study probably could not bo profit
ably undertaken with a class below tho
eighth grade, and would be much mor
valuable for tho flrBt or second year
class of the High School.
What, now, aro somo of tho difficul
ties which a Psychology oi ocntlons
called by any other name as sweet,
If you wish would remove, and what
arc some of the positive ndvnntngcn
it would afford 7
The Elective System,
One of tho great new things In mod
ern education Is the elective system.
It Is here to stny. Whether we like 11
or not, American public sentiment de
mands today that a part of the long
period of schooling from tho kinder
garten (age tbtee) to the glorious
High School commencement (age 18)
shall be utilized for tho purpose of
preparing tho student for some special
vocation in life. Public sentiment mny
be wrong, nnd when wo have tinker
Bltytrnlned teachers throughout our
schools, thereby considerably shorten
ing the period of primary and second
ary schooling, public sentiment may be
less insistent on this point of special
repparatlon. Hut so long ns the great
majority of High School students end
their school days wliu tho completion
of tho High School course and enter at
once active life, so long will tho High
School In particular be compelled to
afford students n special preparation
for some vocation. If tho vocation Is
n technical profession, requiring colla
glate specialization, then nlso will tho
High School student be forced to a
certain extent to specialize In order to
meet tho entrance requirements for
10s special college work, 'i.ius for
both classes of students, those who In
tend to go to college and those who do
not. public sentiment demands n cer
tain amount of specialization In the
High School course, nnd this special!
zatlon can be afforded only by an
elective system.
There Is nlso another reason for tho
demand for nn elective syBtcm. viz..
tho feeling entertained by many lend
Ing educators that cur traditional edu
cation did not really meet the require
mcuts of tho child's nature ns theBo
have been determined by experimental
psychology and by the ruling philoso
phy of the times. They tell us today
that the logical nnd natural culture ot
thu child should proceed along tho
lines Indlcnted by bis social and his
torical environment and inheritance,
ratner man along the lines of the clas
sical culture handed down to us by me
dlacval scholasticism. This new con
ception of education demands changes
nnd tho changes must naturally be
such as arise from a closer correlation
of the school nnd society, that Is. tno
school must more definitely represent
tho current Miclnl and economic forces,
hence the Introduction of courses ol
study; either as required or elective,
which represent tho range of vocations
In the child's social and economic en
vironment, -no elective system Is
thus with us. an the fulfillment of a
public demand and a philosophical and
psychological verdict as to the nature
and process of true education.
The Elective Dangers.
Hut neither public demand nor phil
osophy have ns yet freed us from tno
very grave dangers ot the elective sys
tem. Good as It is to a certain extent.
It Is. nevertheless, mil of danger nnd
weakness If not properly handled. Why
should a boy of fourteen bo compelled
to choose at that age his life work!
That Is precisely what he must do un
der tho electlvo system ns conducted
by many schools. If ho wants to avoid
a great loss of time and be free from
harassing and injurious experimental
changes from one course to another
during his High School career.
Hut this Is not tho moBt serious dan
ger of the leectlvo system. That lies
rather In tho fact that in perhaps the
majority of cases the election of
courses Is based on childish cnprlce,
which Is as unreliable, unintelligent
and ns useless as would bo the ambi
tion of an Apache Indian to be tho
King of England. Tne only redeeming
feature about such a situation Is that
the child must study something. Ho
cannot elect to do nothing. Some will
maintain that It really makes no dif
ference what tho child studios, provid
ed he Is kept busy. Hut It does make
all the difference in tho world It n
child elects the scientific courso be
causo he wants to meet the require
ments for n college courso In civil en
gineering, because, forsooth, his great
uncle Is n very successful engi
neer, nnd tho boy nas chanced to see
more of this profession than nny other
particular ono It does mako a great
difference, If ho chooses such a course,
and then, three or four years later, dis
covers that, groat-uncles notwithstand
ing, he has no taste or aptitude for sci
ence nnd mathematics, but has strong
linguistic tendencies, It means that
for several years he has been putting
his time into work that has crowded
out his preparation for a linguistic
college course, for wiil'eh he really
should have been preparing himself.
It would havo been far better for n
bay in such a case to have been held
to tho old straight-Jacket system ot
Latin, Greek, mathematics, English
Bclencc. with perhnps a little more or
less of any ono ot these, than tho stu
dent now gets under the elective sys
tem. This Is not a fanciful case, but Is
typical of a great many Instances of
the Inefficiency and Injury of tno elect
ive system. But too elective system
Is here, and It Is an advance on tho
old system, provided wo can harness
nnd bridle and hitch It up and drive It
straight.
Check Capricious Election.
The first benefit, therefore, of a
good courso in tho Psychology
or Vocations would be n decided chock
on the caprlclotiH election or courses.
Our budding young engineer, by a
careful and comparative study or tho
work or a civil engineer and that or a
proresBor of Greek probably would
have easily discovered with tho help
of a teacher well trained In psycholo
gy, that In splto of tho gilt-edged at
tractions of his gront-uncle's career,
his own powers did not Indicate that
field of labor as his lire work.
Misguided Ambition.
And this suggests a second beneficial
result of a Psychology of Vocations:
Just think ot a 14-year-old child decid
ing on his lire work! Now think of
thnt! Hut the clecltvo system invites
him. nnd within certain limits fairly
compels him, to do so, Hosult: In tho
case of tho boy who decided to bo a
minister, three or four years later an
other nolilo career blasted before It
even vproutcd. At 14 ho was suro
that he was to bo a minister', hence
the cholco of tho classical courso, but
at 18 ho discovers that he abhors
Oieek and Lntln. has little aptitude
for public speaking, and absolutely no
dtslro to occupy a pulpit the rest of
.xtftLt
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his life, but instead, fairly revels In
bugs, worms nnd germs, microscopes
and scalpels, and really can do very
credltuble work In biology, and thor
oughly enjoys it. Another result: so
certain was he. at fourteen, that ho
was to be a minister that ho at onco
felt all tho Importanco of position,
leadership, etc., of that career, as his
J "n. and consequently wns so conceit
ed that he was an Intolerable bore to
others nnd, what Is worse and exceed
ingly serious, his proper and modest
appiccliillon of seir, a right relation ot
self to ot hern and to his work, was
spoiled by this overdose or ambition
and premature realization of a magni
ficent career! This destruction, or.
rati- -r, super-Inflation of self-respect
rec'Btiirlly reflected most injuriously
on the child's attitude toward his own
Intellectual endeavor. He became
convinced of his superior mental ma
chinery, gradually forgot to turn tho
crank steadily every day, and conse
quently at the end or his course found
his ministerial college preparatory
equipment badly out of gear, exceed
ingly rusty nnd poorly lubricated, whllu
his real Interest had been Incidentally
awakened In an entirely different field.
Tho most serious phase of tho whola
affair Is tho destruction of the child's
right attitude toward self and others.
There Is no doubt thnt an electlvo sys
tem, turned loose In a school, is a mag
nificent producer and fertilizer of an
Intolerable Bclf-concelt and bombastic
sclf-assertlvcness on the part of
students. And tho pity of It Is that
the electlvo system Is very largely
turned loose! Hero there Is a great
possible benefit to bo derived from a
Psychology of Vocations: It would
Inevitably check this destruction ot
right attitude, clear away much of tho
lamentable self-conceit common to tha
American school, to say nothing of thu
salvation of young men and women
from great disappointment anil the
feeling that they have long been on
the wrong track, so long that thero
Is nothing to do now but to go on,
against Inclination, desire and natural
abilities.
If, In his second year, nn Intelligent
and trained teacher had exhibited to
tills promising and aspiring young min
ister a real sot of ministerial nerves,
nnd had explained, from the psycho
logical point of view and with Its
method (minus the technical terminol
ogy) that the life of the minister Is
the most long-suffering of all voca
lions or long-suffering humanity, nnd
that tho real qualifications for sued a
life work nnu tho motives for under
taking It really lie far beneath the
surface which a boy casually per
ceives, It Is quite possible that our
young aspirant would not have mado
a blunder In nls choice, nnd, at all
ovents, his splilt would have been
saved. Hut again. Just because ho Is
a child, the 14-yeur-old boy might de
ride. In spite of psychological dis
couragements aud his own apparent
lack of natural aptitude, to bo u min
ister, for thoio IB simply no tolling
what castles In tho air a boy will bulla
and live In. for boys usually havo trc
mendous theoretical courage.
Study the Pupils.
Now, whllo tho students are study
ing vocations with thu teacher, tno
teacher will be studying his pupils,
nnd If ho Is psychologically trained and
in addition has a few grains of com
mon sense, ho will pot be at this class
',U.
.$8Hi
fcd.yi.-VAW,,. frL.
We have
work thrco weeks before ho will bo
nblo to give both the students and
their parents some sound, corrective
advice as to what Intellectual and ner
vous and physical qualifications his
pupils have, and within certain limits
what they can and what they cannot
do in tire. If, for example, he finds
n boy who has to tako three minutes
to ndd up a column of thrco figures,
but who has a strong and quick per
ceptlon of rythm and responds quick
ly to poetic form and expression, and
lias good command or language, lie
certainly would mako no mlstnko In
advising that boy's parents to keep
the boy ot mathematics throughout a
considerable portion ot his school
course, for the sa'ko of decent mental
balance, but by no moans allow htm
to choose a course of study or a ca
recr based on facility for mathematl
cal calculation; rather to mako his ul
timato work In tho region of language
and literature. Under a capable teach
er, such a courso of study would be
come a magnificent Intelligence bu
lean, for students, teacher nnd par
ents, and would not only throw out
many warnings as to tho election of
courses or study, but would greatly as
sist and oftentimes greatly encourage
students In the selection of courses.
Another posltlvo result of a courso
In Psychology of Vocations would be
a Btep toward tho positive and Intclli
gent relating or the child's self to his
community. What our schooU arc
moro nnd moro Insisting upon, what
leading educators aro demanding ns
fundamental, and what. In fact, has
given rise to this elective system in
the schools, Is the posltlvo correlation
of the school and the community. No
mntter how much Lntln, Greek and
llistorv lit liv.erinn nirpa th et,ln.
may know, wo Insist oven moro em-
llbatlcallv In tluRn Rtli-rlnt. Itmoa l,nt
he shall find his place In his com mil
nuy; mat no biiiiii understand tho va
rlous elements of society; that ho
shall prepare himself to bo a rcspon
Hide and active member of society.
And ta wo glvo him the electlvo sys
tem! nut gather up all tho elective
pystems on tho face of educational
-aith today, In them all or with them
all. how much aro we actually teach
ing tho boys and girls, who aro prepar
'ng for responsible living, what llfo is,
why men do this, thnt and the other,
how people net, live, work, succeed
nrd fall? Nothing! Just nothing. Is
the sum of posltlvo Instruction In this
direction. We take the eaith, tho sky,
what men did in Greece and Homo, a
low of the battles they havo fought
dining the centuries, somo of tho lit
craturc they havo written, how tc
fount In the concrete nnd calculate In
the abstract anil then, behold our
beneficent and provident acts! wc
shako this all up, divide It by three
ot four along tho lines of least resist
ance, nnd tell the student to come nnd
tnko or tho wntor of llfo freely and
get ready to live! If a Psychology or
Vocations could do oven a llttlo by
way of Imparting to the student an In
telligent view or i.io various elements
of society or which ho Is n part, and
point nut to him tho probable possibili
ties and Impossibilities lor his llfo la
society, It might go far to solvo the
question of the Intelligent relation or
tho student'B school llfo to society.
Some order might come out of our
elective chaos, and tho school might
be somewhat helped to accomplish
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Sugar Co., Haiku Sugar Co., Pala Plan
tation Co., Nahlku Sugar Co., Klhel
Plantation Co., Hawaiian Sugar Co.,
Kanuiul Railroad Co., and
The California and Oriental S, S. Co
w V VI WWTf w J tr o ww 17 r ti fc'
LIFE and FIHE
Insurance - Agents
AOENTS FOR
NEW ENGLAND MUTUAL LIFE IN
SURANCE CO. OF BOSTON.
AETNA FIRE INSURANCE COM.
PANY. OF HARTFORD.
Bruce Cartwright
General Manager of
THE EQUITABLE LIFE
A8SURANCE SOCIETY
Of the United States for the
Hawaiian IslnnHs....
OFFICE, Merchant Street, Honolulu.
KAAHUMANU STRET.
vhat It wants to do now, but Is not
doing, viz., give tho nature wnlch God
puts in tho, child a chance to grow In
the way It wants to, and prepare It to
uo tho work In thu world It Is fitted
by nature to do.
A child comes to us and wo offer him
his rhuicu between two things ho has
never Been beforo an nxo nnd a
spade. He chooses tuu spade, possl
b!y because, it is less liable to cut his
lingers, nnd jumps to the conclusion,
no altogether without reason, that It
Is a cood thing for cutting wood, and
he hoglnB to try to cut wood with It.
We lenvo him strictly alone, for It
would ha a shanio to deprive "him of
tho splendid character-moulding proc
ess of Independent cholco anl self-ill-lection!
And his American father and
r.o'her nro altogether too busy to ex
am nt- this new tool, or to enquire what
he l tryUig to do with It. He Is faith
fill and la working hard, oh, yes! ho
will conio out nil right In thu end; so
wo let him hack awny, and If he does
not cut enough wood In four years, wo
drop him. The collego will not ro
celvo 'lb,. Yes; ho has worked faith
fully, hut has not accomplished
enough. Too had! Poor quality!
Menger endowment! We encourage
him to drop school and go Into busi
nessdriving n grocery wagon! It
never occurred to our Bplendldly edu
cated, productive, Inventive inothodl-
cal. philosophical, cxecutivo North
mnrlran Intellects that wo might have
told tho child In tho beginning that
me spaiio is good for d lite nc 11 th
soil, not for chopping wood, nnd thnt
If he wants to chop wood he should
choose the axol
Ruffon wrote In'lace ruffles; Alexan
der Dumas In shirt sleeves,
I., v.... '... .,. .Ayifa.iflftiltoif'
Bankers.
BISHOP & CO.
BANKERS.
Established In I8C8.
T BANKING DEPARTMENT
Transact business In all department
ot Banking.
Collections carefully attended to.
Exchange bought and sold.
Coihmerclal and Traveler' Letters
of Credit Issued on Tho Bank of Cali
fornia and N. M. Rothschild & Sons,
London.
Correspondent The Bank of Cali
fornia, Commercial Banking Co. of
Sydney, Ltd., London.
Drafts and cable transfers on China
and Japan through tho Hongkong &
Shanghai Banking Corporation and
Chartered Bank of India, Australia and
China.
Interest allowed en term deposit at
tho following rates per annum, viz!
8even day' notice, at 2 per cent.
Three month, at 3 per cent.
Six month, at 3 1-2 per cent.
Twelve month, at 4 per cent.
. f TRUST DEPARTMENT
Act as Trustee under mortgages.
Manage estates (real and pcraonal).
Collect rent and dividends.
Valuable papers. Wills, Bond, etc..
received for safo-keeplng.
ACCOUNTANT DEPARTMENT
Auditors for Corporations and Pri
vate Firms.
Book examined nnd roported on.
Statement of Affair prepared.
Trustees on Bankrupt or Insolvent
OFFICE, 924 BETHEL 8TREET.
SAVINGS DEPARTMENT
Deposits received and Interest al
lowed at 4 1-2 per cent per annum, In
accordance with Rule nnd Regula
tion, copies of whlcn may bo obtained
on application.
INSURANCE DEPARTMENT
AGENTS FOR
FIRE, MARINE LIFE, ACCIDEN1
AND EMPLOYERS' LIABILITY IN-
8URANCE COMPANIES.
Inurance Office, 924 Bethel 8treet.
CUu Bpreekel. Wm. Q. Irwin
Claus Sprcckels & Co.
BANKERS.
HONOLULU, : : T. H.
Bin Francisco Agent The Ne
vada National Bank of San Francisco.
Sin Franeliea Tkn Hn.4. m..
tlonal Bank ot San Francisco.
London Tho Union Bank ol Lon
don, Ltd.
New York AniArtrnn V.Thn xr-.
tlonal Bank.
Chicago Merchants' National Bank.
Pari Credit Lyonnal.
Berlin Dresdner Bank.
Honakonn anrl Vlnl.aM tt
kong-Shanghal Banking Corporation.
New Zealand mH Aatp:ii n.nt
ot Now Zealand. -
Victoria and Vancouver Bank ot
British North America.
Deposits received. Loan made on
approved security. Commercial and
Traveler' Credit issued. BUI ot Ex
cbanse boucht nnd um.
Collection Promptly Accounted For.
Pioneer Building and Loan
Association.
A88ET8, JUNE 8J, 1901, 80,043J7.
Honey loaned on approved security.
A Baving Bank for monthly deposit.
Houses built on Ihn tnnrthl. In.,.. II.
ment plan.
Twenty-third Sorlc of Stock Is now
opened.
OFFICERS J. L'. McLean. Preal
dent; A. A. Wilder. Vlco Preildent;
O. B. amy. Treasurer; A. V. Gear,
Secretary.
DIRECTORS J. L. McLean. A.
A. Wilder. A. V. no.,. r n n..
J. D. Holt, A. W. 'Keec'h, j. a". Lylo
j. n. t,uuo, u. a, uoyd.
A. V. GEAR,
Secretary,
Office Hours; 12:301:30 p. tn.
The Yokohama Specie Bank
LIMITED.
Subscribed Capital.... Ten 24,000.000
Paid TTn flflnltnt v.. lonnnnnn
Reserved Fund Yen 851o)00O
iic.au UFIU1S, YOKOHAMA.
Thfi Ttank hnv nnd raalv.. f, .a1.
lection BUI of Exchange, Issue Draft
and Letter of Credit, and transact a
general nanKing business.
INTEREST ALLOWED.
On Fixed Per cent
Deposit. Per annum.
For 12 month 4
For 6 month 3
For J mnnthi
Branch of the Yokohama Specie Bank.
New Republic Bid., Ill King Street
nuiiubuuu,
lanta
ion
Proper
ies
FOR SALE
AT HAMOA, MAUI.
Mill Mrtrhlnnrv rnmnlntn no In tinf
...... ........ ,,,,., j i vuuiiiviu u lit jrut 1. 1
consisting of one 30"xC0" S-rollcr mill,
II. I. Wks. mako, Putnam Englno,
vuc. ran, ijouuio unects, mariners,
Centrifugals, Vac, Pumps, etc., etc.
Parcels of land, Interest In Hut
Lands, Houces, Work Animals, Carts,
Harness, nows, Tools of all sorts.
For nartlciilarft. nnntv tn mt r ti
MYERS, Manager, at Uamoa, Maul, or
to C. BREWER &. COMPANY, LTD.,
Honolulu, i!
Dated Honolulu, March 4th, 1902.
2087-2m
W. C. Achi r Co.
BROKERS
AND DEALER8 IN
REAL ESTATE
We Will Ttliv nr Rail Ttl TP.,.1.
all part of the group.
we win bell fropertle on Reason
able Commissions! Tel. Main 120.
OFFICE ,
10 WE8T KING STREET.
DECKER, FERNANDES & GO,
Real Estate Agents.
We also mako a specialty of enlarging
Photographs.
RENT8 COLLECTED.
Office, cor. South and King Streets.
P. O. Ilox 321; 'Phone 252 Main.
LOAN8 NEGOTIATED.
i .
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iikAU .J&sJSa&,J &1
