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EVENING BULLETIN, HONOLULU, T. It . SATt'nDAY. SEPT 1
C. Q. YEE HOP & CO,
Free City Delivery
Ham! Ham! Ham!
Is our HOME-SMOKED HAMS.
There are no other like them.
Their flavor is delicious. A trial
will prove what they are.
Sold and Quaranteed by
C Q. YEE HOP & CO,
Free City Delivery.
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ARTISTIC ARTIE'S ANTICS
Hoc we luxe (lie slein and
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here's the picture of trie man who
Points At Issue In Insurance Exemptions
Brought Gut By San Francisco Disaster
Castle & Cooke. Ltd:
Earthauake clauses and other claus
es In (Ire Insniance policies have be
toiin' tin' chief topic iiinonp tl.v Insur
IliB public ol late. San I ian Isoo's
disaster, In which cllsauaiigemenl of
tin- water system by ear hcpiake in
illrcctly causeil awful havoc ly fire,
liaa become an eifreme example wtilili
tbe Insurer seeks to profit by In (ho
writing of bis policy. Heats Insur.
nmu Itcports, Just Issued glxo an In
tcrcstlng nummary of the suxlng clans
is over which the '1Ik contest Is be
Clause No. -I. This society shall not
be liable for loss mused illrectly or
Inilliectly by Invasion, liitilirectloii
I lot. cixll war or loiiiinotlon or mill
tury or usurped power or by order of
iitiy civil authority; or for lus or dam
age occasioned by or tlirourh any vol
enhti, earthquake or hurricane, or oth
er eruption, convulsion or disturb"
Mice, or by theft, or by negltd of the
Insured to use nit reasonable menus
nla which have boon classed under
the above clauvs ate as lollows
No 1 Ilaitloid The Insurant. e Co,
New Yoik Inderwrlters', Cltlicn-' of
No. 1! Klienien's Kit nil of Callfor
nla; Law Union & Crown. Pacific t'n
derwrlters. St I'aul Kite & Mnrlne.
Union Assurunif Boele-.y. of Uinduii
No 3 New 'Zealand Insurance Co
No. 4 Indemnity I'lro Insurance
Hi save and preserve the property at J fo., or .-sew lorn, norwicu umuu r...
nmt titter n lire or when the uronertr i Inmirnnce Society.
lug waged, some of, which may possb u cnclungored by n fire In neighboring! N 6 Nortli Herman l-lre. of New
litv en Into Ihe' c'Onrls. This nlmwlni' ! .,r,.i,,1,.- r mnl... dr.. i.naii.m nn.l 'York: Security I' Ire, of llultitnore.
will nrove Instructive to all who tire In Hint event for the damage bv Urol No. ! Aichen & Munich, Aetna In
wrestling wmi lusuruiiuv iirouiums .only) ny explosion oi uny Kino, or
Just now. I lightning, but liability for direct ilam-
Ilest'R Insurance Hcports show that age by lightning limy be assumed by
there are eight distinct earthquake
nnd dynamite clauses. In the policies
of companies operating In California.
In the process of, adjustment a prom
inent Inokerage firm has ! n gather
lug and classifying Ihein. until the to
lnl Is satisfactorily reduced to this
number, although the clauses In
which the earthquake saving appears
In slightly varying form are nearly an
many as there are. romiiaulcs
Alter giving a list of the saving 'linn Iroin
clauses, the reports close tue subject
with the statement : , "It will he seen
irom u careful "reading that there an
only two clauses ,(Nos. 7 and S) snlll
clenlly bioail to ralseS a uui-stlon as to
the liability of the company." As this
uuthority Is held high In Insurance
circles, and Is taken to reflect the
highest legal oplnlops available, the
message bus peculiar slgulllcauie for
Ihe San Fraiiclse'o sufferers. Of the
total compnulcH operating In the
Slate, only seven have cUiuses Hum
bered 7 and 8. If no doubt remains
uboill ull oilier IKlllcles, the (Killcles
thut may be litigated will be much re
duced under ejiry expectations. The
different clauses'.'ln the order present
ed, uro as follows;
At To Liability.
Clause No. t. This company shall
not bit llablo for loss caused directly
or Indirectly by Invasion, Insurrection,
riot, civil war1 or commotion or mili
tary or usurped power, or by unlet of
aii civil authority; qr, by thelt; or by
neglect of the InsureUjo use all seas
onable means tp, have and preserve
the property nt and alter a tire, or
when the property Is eudungeied by
lire In neighboring premises, or (un
less lire ensues, and, to that event, for
Ihe damage by fire only) by explosion
of uny kind, earthquake, or lightning,
but liability for ellre ' dttmage by
lightning may be assumed by specific
specific agreement hereon.
Labor Disorders Included.
Clause No. 0 This company shall
not be liable for loss caused directly
or Indirectly by Invasion, Insurrection,
riot, labor strike, civil war, or commo
tion, or uillltar) or ustiiped power, or
by ureter of any military authority, to
preent the spread of file, whether
Niicn order bu legal or not, nor In eon
sequence of any neglect of, or ilevla-
isillce or municipal laws,
utrunce Co., of Hartford; Agricultural
Insurance Co, of New York, Auierl
can Insurance Co., of lloston; Amerl
can, of Newark; American, of I'hllu
delphtn; Assurance Company of Amer
ka. New York; Atlanta llirmlngliain
Insurance Co, Atlas, of London, llrlt
Ish-Amerlcau, of Toionto; llrltlsh
American, of New York; California In
surance Co., Calmnet, of Chicago, Co
liinlal Kite Underwriters'. Connecticut.
Connecticut Kile, Continental, of New
York; Delaware Insurance Co., of
of Philadelphia; Kagle l-'lre, of New
York; I'lro Association, of l'hlladel
ul.-a or ordinances, where such ex- M"a; t-ranKiin nre, oi riiiiauv pnia;
1st; or by thelt al or alter lire; or by "'rani nre & .Murine, mens i aiis in
. !,.,. i r it,., iii.m.,.1 i,. mi,, nil r..n. suranco Co., (llolm U ltutgers. of ftu
onable means to save ntid preserv ? tlm "": liumnurg-iirciiien, Hanover, oi
iropeily nt or after the fire or when '"r"i " rut.- i-,
the property Is endangered by file California; Home Insurance to., of
,.i..M,.i,, .,r,.i.iu.,u ..r iiiiiIlu. New York; Insurance Company of
fir.. .,.,,,.,.. n,i in ii.ni ,.i,,i i,,r ii,,i North America I.Ucriool, lmclou i
damage by lire 'only) by explosion of '""be. l-ondon & lancushlre, J-o'elou
any kind or from nny catise. or the '. " ,"B, " , r", .,
bursting of u boiler, or earthquake. National of Hartford. National lln
or hurricane, or lightning; but llabll- '"" "f. I'lttsburg; Wagaiu lire, of
ity lor dire, l damage by lightning may N-w York; North llrltlsh & Mercnii
be assumed by s lie agreement ''. ' ll;r lusuiane.. Co '
l,,r,.,,i, New York; I'lioenlx, of llrookljn.
Clause No. 6. This company shall I'blladelphla Uiulerwrlleiij'. Phoenix
not brt liable for loss caused directly London; ProvIdeiico.ash iigton,
or Indirectly by invasion, Insurrection, "een City Hro Insurance to Queen,
riot, civil war or commulloii. or mill- "f New York; Itoyal l.xchange CorjKir
tao'orusur I power, or by order of "J10". Iial Insurame Co Scottish
any civil aulhorlt): or by theft; or by Union & Uiitloual. Securl nstirame
neglect of the Insured to use ull reas -,o.. of New Haven; Spring! eld I Ire
nimble means lo have and preserve the & Marine. Sun Insurunce to. Hwa
property at und alter u lire or when In"ra1"l,1,.1 to- T'a,,".r,' .!!r.,C.l'l.,;''i';0
Ihe pioperty H endangered by fire In l,n"1''1 Hremniis. of Philadelphia;
iielRlilmriiiK premises; or (unless nre Western Assurance or Toronto
ensues, and, In that event, for the , No. 7-Alllanee Insurance Co. of
damage by lire only) by explosion of l-"'"l"i Commercial Union, or Lou
any kind, or lightning; but liability 0j Comnierc al Union, of New
for direct damage by lightning may bo urk; Palatine Insurance Co, of U.n-
assumed by speclllo agreement hero 'l,m.: "J,ln" & M01'11"-,
() , No. 8 (ieriuau-Ainericnii, of New
tilause No. 7. This romiiaiiv shall urK: oewnanipsiiiri- nre iiisuranee
lint I... llnltt.i fni Intfd .-ntiji,,! .llr.ti.lle
or Indirectly bv Invasion, eaitlruiiake. I
Gommlss.s.1 Mirohants "
:: Sugar Factor
The Cwa Plantation Co,
The Walahia Acjrlcultural Co.
The Kohala Suqar Co,
The Walmea Sugar Mill Co.
The Fulton Iron Works, St. Louie, Ma.
The Standard Oil Co.
The Geo. F. Blake Steam Pump.
The New England Life Insurance Co.
The Aetna Fire Ins. Co. of Hartford,
The Alliance Assurance Co. of London.
Ml war or ccimnio-
or military or usurped power, or
Clause No. 2. This company shall ! '',' ,r,1"r ;,f "' 1rlv1" "utl'urlW'or by
not be liable for lossttaused dlrecllv
or Indirectly bylinusciii, lifsiirrectlon,
riot, eh II war 'or comtiiotlou, or mill
tary or usurped power) or by order or
(liny cltll authority, whether such or
der be legal or mil J nor in eon.ie
liieiuo of any ncgliutrof, or deviation
lioin, police or municipal laws, rules
or ordinances' wki;nbuch exist; or by
the (I, or by neglect of the Insured to
use all reasonable) means to save) and
preserve the) probertyjnt and nfter it
fire, or when the property Is emlati
gered by a lire In neighboring nreiu-
I Ise-s. or (unle's's flro Ensues', and, In
Ithat I'vent, for damage by lire only)
,by explosion of any kind, or lightning;
but liability fur direct damugu by light
ning may he nssuini-d -by specllle
A Volcano Clause.
Clause No. 3. Tills company shall
not be liable) for loss avuusod dlre-etly
or Imtlieiljy by InV.Mlop. linuireitlon,
riot, civil War or- (omniollou. or mil
llory or usurped power, or by order of
any civil uiithorl y; or volcanic erup
tlous; or by theft; urjiy neglect of
the Insured to use ull leasouuhle
means to save ,-iml preserve the pinp
erly at and after u tire, or when prop
erty Is endangered by lire In uolghhor-
'ling premU.'s; of7(iinlc;sii flru ensues,
unci, In thai event, for tho dumage by
i file only) by explosion of uny kind, nr
1 lightning; but liability ,for .direct dum
age by lightning, may be assumed by
Mierlllc agreement hereon.
theft, or by neglect of the instiled lo
use all ceasoiiahle means lo save and
preserve the property at and ajter a
fire In neighboring premises; or,' (un
less fire ensues, and In that event, for
damage by flic uuly) by explosion of
uny kind, or lightning, but liability
for direct damage by lightning, may
be assumed by specllle ngi cement
Clause No. 8. This company shall
not he liable for loss caused directly
or indirectly by Invasion, Insurre-ctlou.
Hot, civil war or commotion, or mill
la ty or usurped peiwi-r, or by order or
any civil authority; or for hiss or
damage occasioned by earthquakes,
hurricanes or volcanic eruptions, or
I loin the burning of forests or Ihe
clearing of lands; or by theft; or by
neglect, of the Insured to use all reas
onable means to save and preserve the
property at and after u lire, or when
the pioperty is endangered by flro in
neighboring' premises; or unless lire
ensues, and, In that event, for the
damage) by lire only) by explosion of
As to Falling Buildings.
After eueli of the above eight claus
es occurs the following iiarugrupli.
which (overs eases where buildings
"If a building or any part thereof
lull, except as the result of lire, till In
surance by this policy on such build
ing or its contents shall Immediately
c ease," i
The companies operating In Callfor
Co., Phoenix, of Hartford.
Kxpert Insurance men of I'orlhnd,
ufter studying the several clauses set
forth, state that the first six are on
qucgtlunaldy liable at San Kranclsco.
Siimu persons doubt If nil effort will
l-e made to protect even companies
having clauses 7 and S In their poli
cies fiom tho San l-'ranclsco condi
tions. It there Is any litigation over
the M)lnl. It Is confidently predicted
that it will bo confined absolutely to
clauses 7 and 8, as Ilest's Hcports
Alexander & Baldwin
. t. COOKE Mnaj
H. P. Baldwin Prstldsnt
J. B. Castle Vice President
W. M. Alexandtr... Second Vic Prst.
L. T. Peck Third Vic Prss.
J. Waterhouss Treasurer
E. E. Paxton Secretary
W. O. Smith Dlractor
COMMISSION HERCIIAN1S and
Hawaiian Commercial el Sugar C.
Haiku Sugar Company.
Maul Agricultural Company.
Klhel Plantation Company.
Hawaiian Sugar Company.
Kahuku Plantation Comoany. ,
Kahulul Railroad Company.
Haleakala Ranch Comoany.
B. F. DILLINGHAM CO.
Oeneral Agent for Hawaii:
Atlas Assurance Company of London.
Phoenix Assurance Co. of London.
New York Underwriters' Agency.
Providence Washingtor Insurance Co.
1th FLOOR, STANOENWALD BLOO.
Tom Johnson Slated
For Forced Retirement
Columbus, ()., Aug 20. Tho nil
nouiieed plan of Major Tom Johnson
of Cleveland to read the present lend
ers out or the State Democracy hai
Hlrrcd up his opponents, nnd the In
dication tonight Is thut the Mayor
laces political oblivion. The null
Johnson forcc-i huu combined nnd ar
claiming enough ulelegates to defeat
the Cleveland executivu on every hsue.
.They claim that Johnson will be dead
politically rorever ufter the Btuto Con
venllon, which will open tomorrow.
The convention platform, as planned
tonight, will Indorse President Koosc-
velt. Tho autls, led by Congressman
(rnber, declare that Major Johnson's
platform will not bu adopted.
Blank books of all aorta, ledgers
etc., manufactured by tbe Uullelln POD
. I. Irwii &Ci.,U
WM. O. IRWIN. ..President and Mgr.
JNO. D. 8PRECKEL:..1st Vic Pre.
W. M. CIFFARO 2d Vic Pre.'
H. M. WHITNEV Treasurer1
RICHARD IVERS Secretary'
E. I. SPAULDINQ Auditor
Oceanic Steamship Co., 8an Francisco,
Western Sugar Retiring Co, San Fran
Baldwin Locomotlv Work, Phila
Nswall Universal Mill Co. (Manufac
turers of National Can Shred
der), New York, N. Y.
Pacific Oil Transportation Co., Sin
""""'-------"---'------- yi iiyi 1 1 innrcAivtrijTrinrij'inrcn
It's the finest in the market Water-White. High Fire Test for Fnmily Use.
Quality Guaranteed, :
PRODUCED BY UNION OIL COMPANY OP CALIFORNIA
Sold by L.ccciadlnjt' Qrocura nnd
H. HACKFELD & CO., - Distributing Agents
C. Brewer & Co., Ltd. .
QUEEN STREET, HONOLULU, T. H.
Hawaiian Agricultural Co, Ookata, '.
Sugar Plant Co., Onome Sugar Co.,'
Honomu Sugar Co.,Walluku 8ugar Co.,
Pepcekeo Sugar Co., Th Planter
Lln-i of San Francisco Packet, Chas.
Brewer & Co.' lln of Boston Packets,
LIST OF OFFICERS:
C. M. Cooke, President; Osorg
Robertson) Vic President and Mana
ger; E. F. Bishop, Treasurer and Sec
retary; F. W. Macfarlane, Auditor; P.
C. Jores, C. M. Cook and J. R. Gait,
WI. I. IIWIN& CO., LTI.
AOENTS KOIt Till
Royal Insurance Co. of Liverpool, Eng.
Alliance Assurance Co. of Londo.-,
Scottish Union A National In. Co, f
Fir Association of Philadelphia.
Alliance Insurance Corporation, Ltd,,
Wllhelma of Magdeburg General Ineu'r-
We have some Yery good
for Garden Purposes
Price $3 per load
Lord & Belser
P. O. BOX 192. pHONE MAIN 108.
M. Phillips & Co.
Wholesale Importer and Jobber
AMERICAN DRY QOODS.
FORT and QUEEN STS '
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