Newspaper Page Text
NQ' ABLISHED 15, 187, JTJL THURSDAY MORNT. ATOTTOT 9.4, mm rr mTr. ilSs I OF JCIII oJBsident Draws Analogy JXftreen the Struggle of WSjj Years Ago and Con ditions at Present. tpiiARES PROBLEM IS BEING- SOLVED Iring Address to the Vet- ns of the Grand Army flow Assembled at f Rochester. I Rochester, n. t., Aug. 23. on I the eve of his forty-day swlng '. around-thc-clrcle. on which Re L publlcau lenders expect him to de l line the Issues for the campaign HI, President Taft tonight announcod 6f unalterably opposed to the "nos fe" of reform which, he declared, ironies and theoretical extremists advanced for the solution of the itm of concentrated wealth in tiiis president spoke to the- veterans of Grand Army of the Republic, and ho A In the sirugRlc which they went Ufli fifty years ago and the one he said, now confronts this nation. riVlnp analogy, although the struggle liiy, lie declared, would be bloodless. lghc-r alms for the betterment of ilf, these new evils growing out of concentration of wealth uh'd these Hnatlons, which, properly controlled, acrcatgood in the reduction of the fof production. ' said the president, if'lnvlted from the active minded of j .suggestions of remedies that are Wrtme that the medicine to many rems worse than the disease. y rfng the Problem. fcas of 115 who are charged with jtiponslblllty and sobered with the Eoltiez find ourselves In the middle of Wd, resisting the tendency lo Soclal ra the one hand and the Inertia of ttonary contentment with present and ambition for greater concon w of financial power on the other; ware gradually solving the problem. te,prcsent does not bring difficulties wat as you hud to meet and over fii','Sl, It may be a longer light, her lt will not involve violence or the gat of blood: but It must and will fred peacefully and by the earnest js.of the luvel-Jieaded, the practical .cttiragcous among us. and by re K Utc Influence of tlic demagogue fe theoretical extremists on the one tarul the reactionary Inllucncc of Nations of wealth on politics and R3-on the other. Its solution will fcuisteiit wllli the preservation of Wlent Institutions of personal llb rfnd private properly under the con cern. Sense Will Prevail. te message that you boar, with your wire and your success, to those of "JUiEllns now with the problem is, lowcycr dark at times the situation M long a.s vo retain in this coun- Hod-fenring, sober, intelligent peo jfe can count in the long run upon forking out safely and sanely the ni sol before them, no malter tony mistakes in the form of u fney may have been led Into epeilousness of half-bakod thc- 1 progress: no matter how often nay Imve been defeated in their y Hie temporarv success of un m corrupt Influence of concen- ? mini," ? tlic moment he reached UocIicp a o'clock this moniing. until tonight, when he left for Hev j'n president was surrounded by V- He stood on a reviewing stand wre than two hours in the morning unousnnda of old soldiers, many of . lot erln? along with the aid of . nled alowlv bv. General Frederick D. Grant, fi RCrton and Commandcr-in-W mnn of the O. A. It. stood with President. the Subject. tee was really the subject of (he 1 J,!5 teoeh to" the veterans to 4nhif ? sald ,lc could not iiiIbs an ftwiAo1'. t0 raw a "nalogy between Jets iCf the past and Ihoso of 'r .1 1 and future. He discussed nJi 1 arbitration treaties wltli foi,n and France, which the scn ff en relations committee seeks na and which nart of that com- 'abelcd "breeders of war." In President said: J" not come beforo you in oppohI ,gQ senate and I do not wish lo ne majority of tho committee ahti"0 rt0fl an amendment. I am ona to promote as full a public tarZt , Uie nuesllon now arising Iti z lo tlio conllrmatlon of tlio as no.-.Klblo. because I feel con u'; 'i public discussion of the ill In.. , r ,)J' Popular expression, ch in u,o darltlcatlon of tho 'to Hr., .senate Itself and will : :n 1 'PvlcIg it majority of that Vronm?'Jr,ltV)s a11 'f wisdom of SarT,1 raHcnllciu of the trt-ullcs P cro Kilned. of Senate. ! hirwi'.0 m', Wcled to the treaty :hJh rl?d ,int Ulc organization or lo ,Hun,"issl0. with tho power t of a ..I K narl" ln secure a -refer-for(-2nlroVftr, to it for consid er. 1 J'cni makes It a breeder U fnr,"r?ss '"vsclf unablo lo fol "WtW ,.Lof fi,ch fl argument. The m, nruictl with lho Initiation CiiR-rU1M.Icr a,,v treaty, and tho tCns, ' alx-commissioners, with N all in" 1 worry attendant upon -to a I..0,,y t0 wrcvent an Invlta !htn .c,,Unbr6oino negotiation llko fcV ar 0 r,llnttry channels of dl RJre open, h thai" ,,m? ben made to this " be pi.Vnle.r lhe ,lrt)t Moctlon it K-Htai, , ,nic! that wc would be P-dorfJ.? 8Ublnit to arbitration the EfccrnL"1? 0Ur t'K'iL to cxcludu foi rn or ,1 0111 nur horos. or the fe Iwum l0iva,,,I,tv or the southern P."tiBwn ln I'ccoti.structlon days. LMIm, IonB .,iavu nothing in them. Bluj hvM0' the Monroe iloctrlno is B4 tor V 5,oUcv which wn have Crtf? It k cc,,ttH'V, and which the W& in nopo have gcnornlly ac LfV mnn. I,,a'nly. with respuct lo Pcrl ,tJr- H,r Kdward Groy, the Kin, ,5,' of Btnto for foreign af FT" lH'nced publicly that the ij 0AtInued ou Pago Two. Novelist Who Blames Poet and Seeks a Divorce UPTON SINCLAIR TO START DIVORCE SUiT V 1 Novelist Says He Will Name a Young 'Western Poet as Co Respondent in Case. WIFE GOING ON THE STAGE Statement Sent to the Newspapers Giving an Account of the Domestic Trouble. Special to The Tribune. NEW YORK. Aug. 23. Upton Sinclair, the novelist and socialist, sent a state ment to tho newspapers tonight that his wife had left him to go on the stage. He said his wife could be found In this clly at the home of her father. He de clared he had a stormy interview with her there this week, after following hor to this,. city from Arden. Del. The apart ment is on the second floor of a flat building at 174 West Eighty-seventh street, near Amsterdam avenue. It was dark tonight and persistent boll rlm:s and rapping failed to bring any response from within, Mrs. Sinclair was Miss -Mela II. Fuller, daughter of Win, H. Fuller, clerk of the court of special sessions. She married Sinclair In 1001. when he was starting out as a writer and before he had -made anv notable success. lie credited her with being the Inspiration of one of his. oarllor novels, which failed to find a' pub lisher and which he Issued himself. She accompanied him to Chicago and livdd with him ln a tenement among the slaughter house workers while he was writing "The Jungle," his .first work lo bring him any considerable llnancial return. . , Early Eumore Domed. Thore wore rumors of a disagreement between the Slnclairs during the fall of 100", when Mrs, Sinclair was In a sani tarium at Battle Creek. Mich., but thev woro vigorously denied by the novelist, who pronounced malicious tho reports that his wife's health had been under mined bv the privations she suffered on her honeymoon in a camp along the St. Lawrence river, the unsanitary sur roundings of tho Chicago tenement dis trict, and the shock of the burning of Helicon Hall, the communistic enter prise at Englowood. N. J., which Sin clair launched with part of the pro ceeds of "Tho Jungle." . "In connection with Slnclairs objec tions to his wife's stage carrer. it was recalled tonight thnt ln October, 190C. ho himself contemplated going on the stage in a dramatization of his own novel. "The Junrrlc." ' He said he was dissuaded from his purpose by the fear of ridicule of the critics. , Acquaintance Renewed. Sinclair's statement traces, his wife's present ambition to tro on tho stage to her sojourn at tho Battle Creek san I -taridm in 1007 He says that recently 3he renewed her acquaintance with Hur ry Kemp, a Lawrence. Kansas, poet whom she mot at this time. Kemp, ac cording to Sinclair, came to Anion. Del., a month ago, and It was due to his In fluence that Mrs. Sinclair decided to go on the stage. Kemp. Sinclair says, told him that he was about to forsake poetry for the stage. Sinclair Indicates that ho might ap prove his wife's ambition to bo "indepen dent." as she stated to him. if Kemp had not played so prominent a nart in arous ing It." tho conclusion being that Sin clair intended to onter suit against his wife He was asked lonight when pro ceedings would bo Instituted. Sinclair settled the quostlon by saying. 'As soon as I can got into touch with my lawyer and have the necessary papers prcnarcd. it is my Intention to enter suit against mv wife. Meta F. Sinclair, for divorce. ' - Oo-Ee5porUlont a Poet. By Associated Press. NEW YORK. Aug. 23. Upton Sin clair author and socialist. Issued a state ment tonight saying that as Boon as he could get In touch with his lawyer and have tlio necessary legal papers drawn. It was Ills purpose to enter suit, against his wife for divorce. Ho said he would name as co-respondent a young western poet, who recently was a visitor at the Sinclair summer home at Arden. Del. Mr Sinclair In 1900 was tiuirrloil to Meta II. Fuller. FOUL MURDER OF COLORADO WOMAN Mrs. Loo Borg, Wife of Machine Man to Tomboy Mine at Tellurido, Victim of Robbers. TEI(MMUDE, Colo., Aug. 2.Tho body of Mrs. JLuo liorg, who myntorlous y sappeared near here last Thursday. ws found this evening at the bottom of a 700-foot cliff. She hud boon roobed "'"Ira1 nor?"wnS 2B years old and the: wlfr of a machlno man employed hi lhe Tomboy mine, which is six miles from TCl'SdThursday sl. loft the mine with M50 which sho intended to deposit lr lho. hanV at Tellurido- The road Is a woll fi vpled thoroughfare. but u though flcarchlng irtios hail been looking tor twlr constantly since Thursday night no 'r rc nf was found until , th body w s discovered today at the bnl ura of the precipice over which it had occn hroX The -money and a wa ch which she had when she left the num. I?' hf' believed that at least two men participated In lho murder. Semi-Official Communique Issued Regarding the Dis pute With Germany Over Morocco. SOUNDS VERY MUCH LIKE ULTIMATUM General Fear That War Must Come Unless Ger man Government Comes Down a Peg. Special to Tho Tribune. PARIS. "Aug. 23. The semi-official communique, Issued last nighl, which ended with a statement sounding very nearly like an ulti matum, that a satisfactory settle ment of the present deadlock will be reached only If France's rights ln Morocco are so defined that tho question Is finally settled without fear of any future con troversy, and. secondly. If Cermany ic duces hor claims regarding tne extension of her territory In tlc Congo, "claims which still seem obviously excessive." has added to the four here that war Is threat ened. The secrecy surrounding the whole of the French-German conversations Is re garded as ominous and it Is felt on all sides that the country Is very near to war. The announcement that tho great army maneuvers In September are to be curtailed, one corps taking part In them instead of two, "on account of the foot and mouth disease now prevalent among French cattle," is regarded as highly sig nificant, The French public are even more skep tical regarding the pretext offered by the British government of a water shortage for the total abandonment of the maneu vers this year. Both statements are con sidered to be mere excuses to hide I lie fact that the armies are being kept ready for Instant action. Throughout the country tho addresses of deputies and senators at the general councils of the various departments have been read with the greatest interest. All sound a note of extreme gravity and urge the necessity of firmness. A similar stund is taken by the press, only its tone is still more emphatic. All the newspapers declare that the country does not intend to stand continual annoy ance and hindrances from Germany tind, that it Is time that her claims a to col onics' are settled once and for all. This attitude of tho press anil political leaders Is indorsed by the Paris public, but over the capital broods tho push of Impatient suspense. . In political circles the semi-official com munique mentioned In the foregoing Is re garded as the French government's last word, and tho whole country seems reso lute in the decision not to suffer material territorial losses, whatever the cost may be. SECRET OF ROAD IS MADE PUBLIC El Paso and Southwestern and Not tho Salt Lake Seeking Line in Southern California, Special to The Tribune. SAN 'BERNARDINO, Cal.. Aug. 23. That tho El Paso & Southern, and nol the Salt Lake railroad, Is seeking to secure a road Into southern California by way of the Morongo Pass and Banning Is tho statoment made here today by Frank Chase, a prominent and well known rail road contractor who claims to have re liable information regarding lho matter. For several weeks an engineering party has been actively engaged In running lines and grades In the Morongo Pass country, oast of Banning. This activity has caused a great deal of comment, both here and other sections of southern California, it hns been supposed that lho Salt Lake was seeking a now road by that route, but this the contractor denies, Chaso points out. ln support or tlio statement that tho El Paso & Southwest ern Is tho road sending out the survey ing party, which at the present lime is engaged in extending its lino from Ben son to Tucson and thai, then) Is every reason to believe that as soon as that pieco of road Is completed It will be pushed on to Phoenix. From Phoenix to J.os Angeles the most direct as well as the most feasible route would pas3 through the Morongo section. AFFECTING SCENE IN COURTROOM Brother of Murdered Broker Consoles Mother of Young Geidel, Ac cused of tho Crime. . NEW YORK, August 2.':.--The nrof-ccu-llon scored a point this afternoon at lhe trial of Paul GcldM. a lxillboy. 17 years old, accused of killing William II. .lack son, an aged broker, when part of the verbal confession alleged by tho pnllco to have been made by tho defendant was placed before the Jury after Judge Grain had overruled an objection of Goldcl's counsel. Detective Jcromlnh Barber lstlflod tliut Goldrl had admitted the ownership of a bloody handkerchief, found In the room of the slain broker, and paid: "I used it to wipe m.v hands on." A possible Hno of dofenp-o w-as forc Hlindowod durlnc tile examination of wit nesses today. Questions nut by James A Gray., Goldcl's counsel, to Coroner's Physician I.ehune seemed lo Indicate the defense would try to nrovo that. .Mr. Jackson died of heart disease. Dr. Jackson, brother of lhe slain broker, and Mrs, Geidel, Paul's mother, found a common bond of sympathy to- la,5'Do vou know who that is over then-7" asked a friend of Dr. Jackson, pointing to tho sad-faced woman. "That Ik Mrs, Geldol." , , , "Is it?" exclaimed Dr. Jackson. Poor woman! I must go over and speidc to ',0n a moment he was beside her. "My dear madam." ho nuld quietly and kindly. "I cannot loll "ou how sorry I am for you. lho mother of that noor boy. You have my greatest sympathy. I can't speak about It; but God bless Jljlrs, Geidel was in tears when she rained her face. She smiled her thanks. 1 but did not speak. Campaign Against Union Pacific Engineered .by Western Plunger Re gardless of Risk. BIG PAPER PROFITS OF THE BEAR CROWD Country as a Whole Pros perous; Crops Good; La bor Well Employed and Business Excellent. Special lo The Tribune, NEW YORK, Aug. 23. That tho rc cont smash In tho stock market, especially In the Harrlman stocks, was engineered by a big plunger formerly Identified with the Rock island crowd, and whose paper profits at present arc said to reach the enor mous sum of '$10,000,000, was reiterated In Wall street this afternoon on well informed authority. Norberter Pendcrgast. of Pendergast, i ale As Co., after being closeted with one or the most prominent bankers in lhe street, expressed these, radical views In an Intorvlew with a Tribune reporter I read Judge Lovett's Interview vester dny with gratification, But the presi dent of a railroad cannot talk as freelv as ho would like. Neither can the great banking Interests affiliated with the road, ro do so would bo to invite suspicion o: talking for market effect, "I know absolutely whereof I speak when I charge plainly that the campaign against Union Pacific has been and Is being: engineerxl by a big western plunger. J here Is no length to which those peo ple will not go In their desperate at tempt to drive a great public properly down to a market price where thev can cash In on their shorts. I know" that their short line is so great that could they cover at present quotations they could realize $10,000,000 profits. But I don't believe they can succeed." As to the bear raids on the stock ex change, bankers had little to say other than that the speculative game now be ing played would In a short time leave high and dry some of those who had tried to destroy legitimate values by the dissemination of false statements- affect ing tho conditions of railroad and other corporations. " A. Barton Hepburn, president of lhe Chase National bank, chairman of the clearing house and presiding officer of the chamber of commerce, said' "There is nothing the matter with ex isting conditions from a business ststnd polnt. Crops, averaging the country as a whole, are good. Prices are high, la bor generally Is well employed at good prices, collections are good. The large volume of undigested securities arc grad ually finding their level and being ab sorbed by the ultimate consumer that is, finding lodgment In tho hands of Investors." MONTANA MURDER MYSTERY SOLVED Two Suspects Arrested in Connection With Killing of "Dago Mike" and "Greek Mike" at .Pipestone Springs. BUTTE. Mont.. Aug. 23. J. Kelly, bar tender at Pipestone Springs, was ar-. rested today at Pipestone by Marshal Borden of Whitehall on Instructions from Sheriff Manning of Jefferson county and taken to Whitehall Jail, where ho now lies. No bonds have been offered. Yes terday Borden arrested Kelly on a gam bling charge, but released him again on bonds. It Is stated loday that Kelly Is accused of complicity in the murders of "Dago John" and "Greek Mike" Trufoa. Mlchuel Ilennlgan. a well-known and respected cltl7.cn of Butte and a shift boss at ono of tho mines for many years, who was at tho hotel at tho lime or lho holdup and murders, having regis tered the day heforo. was arrested in Butte today by SShorlff Manning and taken lo Boulder on the afternoon train at .1 o'clock. It is stated at the local sheriff's office that Ilennlgan was ar rested on representations mudc by Harry Karaplls, nephew of "Grcelv Mike." A third warrant Is out for another suspect, but as far as can bo learned, lie has not been arrested and his Identity is unknown. Rumor has It that, the affair arose out of gambling losses of a week previous. In which ono of tho murdered men won a large amount of money from ono of tho suspects. It Is claimed that the hold up fvns a fake to frighten away tho men from the table in order that In their absence the chips might bo taken. When the plan did not work. If Is be lieved that the shots were fired In a moment of exeltoment. The failure of the gun to fire when flashed in Kelly's face Is being freely discussed. WEDDING TO TAKE PLACE THIS FALL Esther Cleveland. Eldest Daughter of the Late President, Engaged to Marry Randolph D. West, Special to Tho Tribune, TAMWOHTI1. N. II.. Aug. -.':!.-it was learned today at tho home of Mrs. G rover Chivoland that the (N-prosldent's eldest daughter, Kslhcr, Is soon lo marry Ran dolph D. West of New York, son of Prof. Andrew "West of Princeton university. Ho has been attentive to hor here at Tamworll.. Miss Cluvcluud is about -0 years old. She bus been coming hero with her moth er for five years. She Is an ardent tenuis- playr and also an enthusiastic autolst. riding much with her mother. . A reporter who called ut the Cleve land place was told that Mrs. Cleveland was Indisposed. Miss Cleveland wus out on an automobile trip. IF. was learned from u member of the household that the wodd'ng will tako place about Oc tober li. Mrs. Cleveland Is planning to erect a hungnlow on hor property for Mr. and Mrs. West. Although Mr. West has been in New Tlampshlro this sum mer, local people know utile about lilm. Will O. Cook, superintendent of the CIcvoland estate, probably will not re cover from tho burns sustained In Mon day's accident which threatened lho house. I v France Seeks Mona Lisa t ' ej MayBe Still in Louvre Mrs. C. H. Blanchard of 546 East First South street, Salt Lake City, '! has a photograph, mado from tho original "Mona Lisa" in the ) Louvre. The Tribune's illustration is made from the photograph ( owned by Mrs. Blanchard and shows the haunting beauty of "La ' S Joconde," S T IEPDE of P01.C& JURY OBTAINED TO TOTYJKBEJITTIE Today Will Witness the Begin ning of Taking of Evidence in Sensational Case. 'CIirSSTISnFIELD COUUTIIOUSB. Va.. Aug. 23. The Jury which will dccldo whether Henry Clay Healtle, Jr., Of Rich mond shall go to the electric chair con virtcd of wifo murder was completed lo day. The battle Tor human life will begin tomorrow morning, when tho common wealth will call Its first witness. The prisoner was locked up for the night In the small Jail here and will not hi- returned to thf Richmond Jail during1 tho trial. His' gray-headed father em braced him and then went home In n dusty public conveyance surrounded by curious persons. ln charging the Jurors, all but three of whom are fanners, Judge Walter A. Wat son set forth lh law of Virginia as applicable lo homlrldu. As the Indict ment covers all degrees, from first -decree murder to Involuntary manslaughter, he explained that, the defendant might be found guilty accordingly. "ir yon find him guilty of murder In the llrst degree," said the court, "you will sav so and nothing more, In Which event the punishment shall be death: but If you find him guilty of murder In tho second degree you shall' say so and shall fix ills punishment in the penitentiary at not less than five nor more than eigh teen years." It was hot almost lo suffocation In the ; Utile courtroom today. None of the w.t-. nesfc.s was on hand and those .who came to see Uculah Ulnford. the "girl In the; case," wvre disappointed. I Sir.) will probablv not bo called to tes tlfv until Into In the week. Thomas Owen, an undo of Mrs. Heat He, to whose home Henry took tho body with a ta.'ir of boarded highwaymen firing Into his automobile from tho loadway, probablv will la; lhe first witness. Fatal Auto Accident. PORTLAND. Ore., Aug. 'SJ. lohn Yotmg of Damascus. Ore., and H. A. Cummings of Portland wuro killed to night when the former's automobile' plunged off an embankment near this city. M. 'Lspine, the Sherlock Holmes of Paris, Heads the Quest'. SLEUTHS BAFFLED BY THE MYSTERY One- Theory Is That Picture Is Still in Gallery; All Exits Barred. PARIS,-' Aug. "3. The mystery of the disappearance from . the l.ouvrc of Leonardo da Vinci's great painting, "Mona Lisa." called by the French "La Joconde." appears more im penetrable than, ever. IpnJghL " The only thing definitely ostabllshcd by today's Investigation It,- that the plcturo disappeared between thf hours of 7 and S:30 o'clock Monday morning. ,Whothcr It Is still In the Louvre. -or has boon taken away. It i Impossible to determine. Under tho direction of M. Lopine. pre fect of police, the search- Is being con tinued by lhe' pick of the Paris detec tive force To Qicllltate this, the mu seum will be cloabd for three days. No one will be admitted except lhe police. . A council of war was held In tho Louvre this afternoon. Those hi attendance in cluded M. Steeg, minister 0f public in struction; M. du .lardln-Bcnumetvi, imder sccrelary of public instruction, and M. Ilomollc. director of lhe Louvre, Exam ining Magistrate Drloux. who is charged with the Judicial Investigation, and the different chiefs of the museum. Various theories were advanced, weighed and finally rejected for lack of evidence. It is believed, however, that the picture has not left lho building, but Is hidden hi one of tho innumerable recesses. All tio gatekeepers are pos-ltive Ihal no such package as the picture would have made was taken out of the museum. It would require at least a week to search min utely every cranny of the vast build ing. An oxporhneni made today established that while a guardian or a person accus tomed to the work could handle a picture the sh:e of "Mona LIsm" unaided. It would ho impossible for nn Inexperienced hand to detach and carry It alone. It Ik sup posed that the thief or thieves entered the museum before II. was closed Sunday and remained hidden all night. COLORED BOY KILLBD IX BURNING HOTEL PARK15RSHUHG. W. Va.-. Autr. 23. One pcr.xnn Is dead, two are fatally hurt and the Chancellor hotel Is damaced to the amount of $50,000 as the result of a fire which started on the seventh floor of 1 the hotel here today and spread so rapidly : that for a time the i-ntlre bushier sec , lion was endangered, Joseph ..Hall, a colored boy, was killed and Mrs. Ball, also colored, and Roy Uews. nged 12. were fatally hurt by falling walls. Search Is being made In tho ruins fur other bodies. MISSING WITNESS IS NOW READY TO TESTIFY SUPERIOR, Wis.. Aug. 23. R. J. Shldds, who could not he found when wanted by the Lorlmor Investigating committee at Its Washington spslons.s has returned hro and. It Is said, will r.ppoar before the commit leo when It re sumes its hearings in Chlcug tills fall. J- J. -L V Jh LiHilN XO. IK sir promises I PELif ICTI.QIi State Commissioners Look ,j Into Scaling Down or Re- M jection of Just Insur- 11 ance Claims. iS FIND PERCENTAGE ' IS MUCH TOO HIGH i Legislation Recommended to j ffi Cure Some of the Evils jf Practiced Upon Policy- Holding Public. ;i ft n-ILWAriCKE. AVIs.. Aug. 23. Im- j IS Pi Tl0rla"t' legislation -for the con- j IjJ l 8 trol of Insurance companies do- i H L.fl. Ing an Industrial, health and accident business Is proposed In m the report of the special committee of ; U: the state Insurance commissioners of tho , i United States, made public today. The -.lit basis for the legislation proposed is glvcii ill' In reports on the i-xamlnatioii of four- J IV teen companies In which nearly 2000 srt- I Mi tlomoiil:i effected by these companion 8j arc discussed and criticised, in discuss- IK ing the settlement of these claims, the , jj report fays: ' u "Of th specific claims examined. ,m where the amount involved Is coiuhl- u- cruhle, the percentage of scaled or re- ; l jected claims Is high: indeed, very much ilji too high to be explained by error of lit Judgment or carelessness. Uj. "Indeed, the committee feels warranted i i2 In conciudlng thnt when dealing with " companies doing an Industrial, health or Jlj accldi.nt business. the pollcv-holdiug iV1. public of the country has too frciiiently Jj(. been the victim of unconscionable prac- . , ticcs in the claim departments of the ; i; companies criticised In this report. r: Promises Not Enough. p-' ".Promises of reformation made at the t hearings are, therefore, not enough. This j convention Fhould take action which . tr will guarantee Just treatment of policy- I.' holders in the future." The companies under examination are: .', Standard Accident Insurance company. J. Detroit i : I'nltcd States Health and -Accident In- ',( sumnoc company.- Saginaw: Mich. Mas9ftcht::otts Accident company. Bos- ht ton. . u t G'eat Eastern- Carualtv cor.rpanv. New .x York- )r. Federal Casualty company. Dctiolf. , ; ICnijltahlc Accident companv. Host rut. i . Continental Casualty company. Ham- f ; mond.'Ind. fl North American Accident Insurance ijlf co-mptiny. Chicago: ! rj NatlonnI Casualty company. "Detroit. : . KIdelltv Accident companv, Saginaw. , ty. General Accident K. and L. insurance ; In corporation. American Assurance company, Phlla- H: dolphin. ' L Phoenix Preferred Accident c6m:anv, Detroit. if German Commercial Accident company. L h Phfadelphla 5 The report says of one comoany "It Is impesi-ible in language lilted lo an official document aptly to characterize what Feenis to have been the practices nnd methods of the industrial department .f ', of this corporation In settling with Its .' policy holders. It appears to have resort- jj', cd to every possible means, not merely lo t! protect Itself against Imposition, for ' which It could not be criticised, but alto. .it:' and more particularly, to cut and shave ' down claims apparently without con- j r.clence nnd certainly wllhoul right," -iwj' Tho report further says tliut only two : or thr.ee of tho companies 'examined have j i' boon round lo bo substantially undeycrv- 1' Ing of any criticism. A "Three or four others merely show in t Ji reasonably Isolated cases, either 'errors In ji adjustment, or that the bad practices of j (' competitors wen; sometimes followed. .;! About half the companies examined show serious conditions In their claim depart- .;J incuts, particularly In tho adjustment of specific claims if considerable amounts: 'Ml while. In at least two of such companies. f- these conditions arc so shocking as, to call .Y i for Immediate and emphatic reforms." M' . The report concludes with twenty-four .(! recommendations, the most Important of which arc-: 'i.i. Some Recommendations, jjY That a standard of health and accident ij-'-i provision law be enacted; that pro-rating t'n for change of occupation should bo per- jj mltted only when tho Insured has actually changed his occupation; that tho policy 'J. foe to abolished; that nil Industrial nsonts and collectors be licensed by the state: that freminnt examinations for the V covering not only of financial conditions, ! i but also treatment of policy holders, be ' conducted either by lhe Individual stages ti er by a committee of the convention, and . that publicity be given to the results of r . ' all such examinations. '- Tho report also recommended that the j . present Investigation bo continued to tho ti end that all companies dolnn an Industrial. r. ; health and accident business may bo cx- J'..; ; amincd. The commission asks that tho (., Continental Casualty company. National Casualty company and Phoenix Preferred Vj ,' Accident company mnke changes of em ployees connected with adjustments. The General Accident. Fire ond Life Insurance company Is asked to remove fji-, tho heads of several departments. In y'- this connection the committee says th ;!); company hod ngrecd to comply. J;:- , ADVERTISING TALKS 111. WRITTEN BY 1 WILLIAM G. FREEMAN How DALLAS, TEXAS j got the next Convention of ' the Advertising Clubs is a hi- story that tcaehes a lesson $' every advertiser should -tij.f heed. . Mi In the first place, there ilf j was nothing haphazard about the plans of the Tex- I ans. They wanted the Con- j ventioii, and they planned to ; ';); get it. They raised money jpj 'j! by popular subscription to vv' Continued on Fago your.