Newspaper Page Text
HE WASHINGTON HERiXD, SUNDAY. JJJHJARY 14. 1912.
A. G. PLANT & CO., 1 1 iJSA
BANKERS AND , . , c, flWjrA
BROKERS, 1415 G St. SSZJuT
LAUNCHING OF THE MONETARY PLAN-AN ERRONEOUS
INFERENCE STEEL BUSINESS COPPER
The Launching ef Ike Monetary Plaa.
The- e ent of the week moat significant in the pro gress or the republic, and. It
may be said, most Important In the year and the century, was the report of the
Monetary Commission to -Congress, made on January g. The plan, when adopted,
will rescue the United Statei from benighted monetary heathendom. The reportl
the result of three years of the most painstaking- and thorough personal investiga
tion of the monetary systems of the world, aided by consultation with the lead
ing active financiers of Europe; all crystallised Into a new and comprehensive
plan for the United States. The report prsctleally adopts the Aldrlch plan, add
ing a few amendments (as a concession to the popular fear of the money
power), which do not either mar or make better the original draft. These
amendments distribute the branch districts so that New Tork and New England
have less representation than the South and the West, although the -volume of
banktna- nower In the East Is much
money power in Ita ownership of bank
limit In the local association the voting privilege automatically, ir coraoinea
ownership of bank shares Is shown, so that no matter how many banks one
Interest may control. It has only one
If all its ownlnsrs were in one bank,
ference how far the money power may
of banks, because It advances Itself no
tation In the local associations to which
The whole country depends upon the New Tork banks. They have always
proved themselves equal to the emergency, but the responsibility in strenuous
times is a source of the greatest anxiety and hardship.
It is this very situation which will be cured by the National Reserve
Association's operations. Reserves will undoubtedly be kept In New Tork sa
heretofore, at least to some extent, but accommodations will be obtained of the
National Reserve Association by banks throughout the country, under a set
tled, unbreakable rule, and at lowest going Interest rates.
It makes little or no difference what section the different members of the
board of directors represent East, West. North, or South. Jt is purely a bank
ing proposition, and any good banker would do for a director.
Ku Erroneous Inference.
The Comptroller's report as of December 5 last shows that the national
banks are carrying over 1,100 millions of securities an Increase of 108 millions
from September 1 and of 370 millions from November of last year.
The banks during 1910, finding money In small demand for commercial pur
poses, evidently have taken on many
surplus funds employed. This Is the only Inference that can be dravra from
these figures of the Comptroller's report, but the financial writers have fre
quently referred to this showing as an Indication that the banks during the last
j ear have been loading up with stocks. The fact is the national bank act does
not permit the national banks to own any stocks, restricting their ownership
in securities to bonds only. The language of the act Is not absolutely clear on
tins subject, but has always been construed as forbidding the purchase of
Mocks, so that the various deductions made by the writers as to the banks
being loaded up with stocks is wrong.
There Is no doubt now of the sturdy character of the steel recovery, with
unfilled tonnage of the s'teel company showing an Increase of nearly a million
tons on December 30, as compared with November 30. The actual figures of ton
nage are S 084,761.
The lethargy of tonnage during most of 1911 and the quickening in the
later months are Ehown by the following table of unfilled tonnage for the year:
January 31 3.110.919
February 28 3.400.513
March 31 3,447.301
April 30 3.318.704
May 31 3.113.1S7
June 30 3.361.05S
Jul 31 3.ES4.0S2
August 31 3.695,985
September 30 .. 3,(11,317
October 31 3,694,3:8
November 30 .4,141.955
December 31 5.084.7(1
Of the situation since January 1 the Iron Age reports large volume of
rew business In some Important lines, and more than might have been expected
lor the first ten days of the new year, after the very heavy contracting In De
cember Prices are firm in nearly all lines, and In some of them an advance is
expected at once The export tonnage Is constantly Increasing. All tin, wire,
nd nail mills of the steel company are operating. Rail orders from some roads
Bill be announced soon, in good volume the Pennsylvania this week at. It Is
expected, about 150,000 tons.
The red metal Is doing Its part also toward rehabilitation of general busi
ness The Copper Producer's report for December shows a decrease In surplus
in this country of over 33,000,000 pounds. This, notwithstanding an Increase
in production ov er November of 11,000.000 pounds But domestic deliveries In
creased also about 10,000.000 pounds It was the foreign deliveries export
which cut Into surplus These amounted to 79,000.000 pounds, the largest dur
ing 1911 and only exceeded in two other months since the Producers' Report
was Inaugurated. These months were January, 1910, when the foreign business
boom became sizeable, and December, 1910.
General trade Is undoubtedly expanding slowly and irregularly Business
abroad. In England and Germany especially, is large In volume, and. differing
from our own. Is exceedingly profitable. England had the largest trade In its
history during 1911. and also, competent authorities say, the most highly prof
itable. The United States did a great business during 1911, as far as volume
Is concerned, but with little profit. The profit line Is the boundary of prosperity
for us. ana mere is a hopeful reeling
The Western storms are favorably
railroads, and In the Southwest, with
penses are piling up. In an endeavor to keep trains moving. The winter rail
read earnings will show the effect of this.
There Is unquestionably an absence
and funds are eldently waiting for further settlement of tariff and political
uncertainties Money continues extremely easy here, but In good demand
abroad, with the January 1 strains, both In London and Berlin, safely passed.
The hopeful situation In the Iron and steel business Is a guarantee of the
stability of the present trade recovery.
The large financial Interests are on a vacation, and the market Is left to
the traders, which has been the situation for a week or more. This insures
irregular activity, with an absolute Impossibility of forecasting the dav -to-day
movement At the moment traders are pessimistic, but are having a hard
time In depressing the market.
The dullest part of the year I before? us, with Us possibilities of further
decline, but eventually the favorable foundation will influence an advance.
A. G. PLANT & CO,
1415 G Street, Washington. D. C.
WILTSIE IS DDE
FOR TAX SALES
Speculator Has Until March 9 to
Start Campaign in "City
Emplojes of the District tar collector's
office are preparing for the annual tax
sales, to begin March 9. The full force
Is working overtime.
Although the tax sales do not begin
until March 9. It Is necessary to have
the list of property to be offered for sale
In the hands of the printer by February
I The first advertisements of the sales
will be published February 11 There will
be offered for sale every piece of prop
erty the taxes on which have not been
paid. The assistants of Charles C. Rog
ers, District tax collector, will be kept
busy up to the time of the sales, revis
ing the list of property to be sold.
There are approximately 20.000 pieces of
property the taxes on which have not
oeen paio. unis -number win be consid
erably reduced by the time of the sales.
The sales will be held In the tax col
lector's office, on the first floor of the
District Building, and will continue for
about a week.
Last year the revenues from the tax
sales amounted to approximately 1120,000.
The greater portion' of the property of
fered for sale Is bought by Charles B.
Wilt tie. a millionaire real estate dealer,
of Rochester. N, T. Mr. WllUte visits
the National Capital every year to at
tend the tax sales. He not only comes
to Washington on this mission, but visits
practically every large rity in the eun-
try where tax sales are held. Among
greater. Tney alto restrict any collective
shares. The course here pursued Is to
vote no more votes, In other words, tnan
under mis arrangement it maces no on
stretch itself out toward the purchase
further In acquiring power or represen
the nanus belong.
high - grade bonds. In order to keep their
that we will pass this line In 1912.
covering up the wheat, but blocking the
the thermometer below xero, large ex
of Investment demand in our market
other cities where Mr. Wlltsle operates
are St. Louis and Detroit.
Several years ago at a local sale the
Rochester real estate dealer purchased
3155,000 worth of property.
PIANO 50T MOVED,
Bnt Thieves Did Not Overlook Any
Two thieves entered the home bf Isaac
Taylor, 634 Callan street northeast, early
last night and, according to bulletins re
ceived from the Taylor residence several
hours later, moved everything In sight
except the piano. They might have
taken that, the complainant explained
to the police of the Ninth precinct, had
It not been that a large trunk full of
warm doming, wnicn tney felt com
pelted to steal, handlcacned them
The men entered the Taylor house by
the back door, which they forced. They
ransacked the place from top to bottom
carried the trunk to parts unknown, and
managed alto to obtain enough cash to
pay raiiroaa are ior tnemselves and
their loot out of the District limits. Mr
Taylor told "the police the thieves rob
bed him ot a leather wallet contain
Investigation by the police disclosed
that two colored men earning a trunk
and several packages were seen leaving
the rear of the Taylor house shortly
after the family had eaten dinner.
Rnmslde Post OfHcerw Installed.
Officers of Burnslde Post. No. it nA
Army of the Republic, have been In
stalled, as follows: Dr: J. K. Qleeion.
commander; Leonard Warner, senior vim
commander; George S. Johnson, Junior
vice commander; George T. Carter, quar
termaster: James McKee, surgeon; Rev
N. H. "Holmes, chaplain; A. 8. Perham,
patriotic Instructor; F. A. Carter, officer
ot the day: J. R. Ousler, officer of the
guard; Durkln Weaver, sergeant major,
and C E. Carter, quartermaster sergeant.
rten pntir pressors than .pirJU.
FINANCE ANB REALTY
The common stock of the Washington
Railway and Electrlo Company created
quite a surprise at the meeting of the
local stock exchange yesterday when it
took a, sudden Jump of two and a half
points and sold at 59.
Prices for this stock have been ad
vancing for several weeks past, but here
tofore the dally gains have been frac
tional. The faightst price paid at the
meeting Fridsy was 554. The first sale
recorded yesterday waa at STii. The next
sale was one point better. The selling
then advanced by fractional gains until
the culminating point was reached, when
100 shares sold at (9.
At the clos the bid ras 87JS. and the
stock was still offered at (9. After call
a quotation lot sold at UH and another
100 shares at 59. The total amount of
trading In this stock yesterday was 375
Railway preferred sold at SSU and then
fell back to SSH- The selling then ad
vanced one-eighth of a point. The sup
ply of the stock at this price was great
er than the demand. At the close the
stock was sail to be had at SSH. but the
maaing remainea nrm at SSH.
Washington Gas sold on a lower level.
The highest price paid for quotation lots
was 907-8. The stock sold as low as
903-8. The dosing bid was 901-8 and
the asking price a quarter point higher
than this figure.
The only other stocks dealt in yester
day were the typesetters. Mergenthaler
sold odd lots at 2S1-2 and odd lots of
Lanston sold at Sll-S.
The bid for the stock of the Citizens'
Savings Bank, which Jumped to 17 Fri
day, resumed its formed level yesterday
at 151-4., The asking price was 18. The
broker who bid for 1,000 shares Friday
renewed his bid again yesterday with
out resulting In any trading. Testerday
Bettor R. Walters, treasurer-cashier of
the bank, denied that negotiations were
under way for the purchase of the In
stitution. He said: "No offer has been
made for the purchase of the bank by
the representatives ot any other bank.
It seems that once In every twelve
months a report Is circulated that the
control of the bank Is to be changed.
I will now state positively that this bsnk
Is not for sale. The stockholders are en
tirely satisfied with earnings that now
reach 6 per cent on a stock valuation of
820 per share and 13 per cent on the par
value of xio."
Coll I ere Made Superintendent.
The appointment ot Richard C CoUlere
as superintendent of agents In the Wash
ington office of the Mutual Life Insur
ance Company he been announced. The
appointment marks a change In the sys
tem In the local office. Mr. Colllere has
been connected with the company for
the past four years
Chevy Chase Properties Sold.
Walter IL Barley has purchased from
William L. Browning the new ten-room
residence at 373S Northampton street.
Chevy Chase, for about 811,001 Tha sale
was made through the office of Thomas
J. Fisher & Co . Inc. The house Is the
detached type, and Is on a lot fifty feet
wide. A sleeping porch with a south and
east exposure Is one ot Its features.
C warthen purchased lot XL square
1875, Chevy Chase Heights, a sixty-foot
frontage, on the north side of Jenifer
street, between Connecticut avenue and
Thirty-eighth street. Mr. Warthen plans
to build a ten-room detached dwelung on
the site. The consideration named In the
transfer was 82,500. This sale was also
effected through -the office of Thomas J.
Fisher & Co., Inc.
Sold to Investor.
Mrs. Sarah R. Broome has sold to an
Investor the three-story dwelling at 1009
Twenty-third street northwest for 2&500.
The sale was made through the office of
the J. Louis WlUIge Company.
Committee Appointments Made,
William II. Singleton has been appoint
ed chairman of the public schools com'
mlttee ot the Board of Trade In place of
Odell Smith, and Louis A. Dent was
selected as chairman of the law com
mittee. President Noyes yesterday an
nounced the appointment of the following
committee on public transportation: E. C
Graham, chairman: John L. Weaver, vice
chairman, H. Clifford Bangs. W W. Bo
wie, L. S. Brown. Frank A. Butts,
Charles T. Clagett William P. Eno. Mor
ris F Frey. William F. Ham. Thomas M
Henry, S. B. Hege. William T. Galllher.
Stirling Kerr, Lee D. Latimer, Ralph W
Lcc, William H. Rapley. Charles P. Ra
venburg, W. S. Richardson. George Cur
tis Sblnn, Odell S Smith. Thomas W.
Smith. George F. Schutt, James H. Tay
lor, A. Coulter Wells, G. Langford Whit
ford. LOCAL PRODUCE MARKET.
Quotations siren below an for lane lota. Joe
bent prices are higher.
EGGS-Near-br frrtb. Vlnunla. r. VTnt YTrrtnla
and Southwest Virginia, 31: Tennessee. 30.
BUTTER Elsia laser. 39"ia. Western Srrte,
3TS13S4; arcooda, 3Wa33i.
CHEESE-Ke Tort SUU factory, new. 15MUI.
POULTRT-Cblckens. per lb, Vi.lt; hens, per
lb. II, rooetere, prr lb., I; turkeja, per lb., Ualt,
doeka. rer lb.. MelS.
DRESSED POCLTRT-Hene, caste, per lb.. Ha
IS: cnicxene. ret lb., lit 17: roosters, per lb, fait:
turkeys, me lb. IlalS: duesa. ner IK. liali: rreee.
per lb., lieu; capons, 7 lb. aierace, per lb.. Xia,
capons, enull. ner lb., mus.
UAME-Rebbits. nee dot. LTJalM: klU. ere
dot. WaLCO: snail. e. 1, per doc.-iaim. -so. 3.
per txoa., iMLW. arinlrrel. eacn. aaa.
VEGKrABLES-rotatMS, SllcMtan State pel
tact xsoaun: iwert IN. CI. rer bbl. SJeaUO:
yima IN', a.), ur bbL XOOalSO. eabbam. !D lba..
I "iif.CO. bmaid aprouta. per aoart. (all, onwna.
per aaek. "gialTi: eanllnover. oer crate. iOOilM
droiint. Florida, per crate. 8.50a VP. lettuce, per
barker. 1.0OU.S); ttrlnt beans, per baafcet, LSOaltt.
eelerr. naLtOj aquao. per bbL, tSaLOO, kale, per
3i Lsauo- apuaen. per bOL, xncaia.
OCEEN rKUrrs-ApTJae. par bht. LatI
erasrtt. California, per box, ITSaiOO; Florida.
orasfea, UDaltO; Untertsea, per strap. aa3.(n;
lemoca, per box, USaUO: mprfrult. per box. 4.5
IS; pineapples. LOOalS; rrtnbtmn, XQsart
boiea, SJSalTI; per bbl- lOSOalUO.
HAT AND BTnAW-nir. Welters. No. 1. xuta
B.CC: No z. s.ceaLSBr mind bar. U.OOaS.0: straw.
rre. bale. lUrairn: nuchlna times. UCOailw:
atraw, wheat, pre ton. 1.00a? JO; atnv, ear, per in,
LIVE STOCX-Sbeep. rer lb., ZaMilemba. urine
per lb.. Sat; calm, choice, per lb., 10; median!, per
GRAXK-.vTbeat, new. per baabrt. K; eom,
tbellrd. new. tSaCS; ear, per bbL, XKalH, oat..
Wntem wblte. No. J, per buabei. BaSS; oata.
mlied. per bubel. KaM; bran, per ton, 27 (ft;, mid.
dlinr. per ton, aoo.
WOOL. AND HIDES-Wool. watbed. free of bum.
per lb, saSi wool, nxwaabed. per lb, : hide
in. per lb., Uall: ajeen hldca, per lb, 11; ralfaHn,
trees each. LSaUO.
SEEDS-Bed dorer. pet bmhtt. lLTSalzS): al
alia dorer. per buihel. ll.KHHS: white clorrr.
per baahel. 13.ecaS.09. erimaon elortr. t.75a5.00, Um
othT. per buihel. TrXas.00: blue pats, per batbet.
XStlTSl redtop mn KJCaUOD per 100 lba.; al
falfa, per bushel. (.eOafOO.
Catholic SUaslon Postponed.
Because ef the Inclement; veather, the
two weeks' mission services which were
to have been held In St. Joseph's Cath
olic Church, beginning this morning, have
been postponed until March 17. Accord
ing to the plans of Father Fealy, the
services will be held then In the same
order they were planned. One week will
be devoted to women and one to men.
Would Bar Drunkards.
Richmond, Vs., Jan. IX A bill was In
troduced In the State legislature to-day
to prevent the marriage of conOrmed
drunkards; Imbeciles, or those afflicted
with Incurable disease.
SET THE PACE
Civil Service Setirement Piadi aa
Example in Sew Bostk Wales
and Sew Zealand.
By CHARLES DICK,
Cinoiar of Ctiiimlttaa ef Oo Hundred,
Civil lervioe retirement legislation Is
comparatively old In some of the young.
est countries of the wprld, New South
Wales and New Zealand hare an experi
ence In this line running back more than
fifty years, which serves both as a guide
and a warning to other countries, in
both countries the law now In effect has
been in foroe but a very few years. Illus
trating the difficulties In the way of a
proper solution ot the problem.
New South Wales established a pension
system pure and simple for Its civil em
ployes In ISM and maintained it for thirty
years on an annual appropriation of
J17.0CO. In ISM a -contributory plan was
Inaugurated and employes were com
pelled to pay i per cent per annum of
their salaries. AH employes were In
cluded except certain minor ones, mes
sengers, letter carriers, laborers, and
others in similar employment who could
contribute or not, as they elected. The
government assisted the fund so formed
by appropriating 197,000 annually for five
years in addition to the 117.000 a year
that had been paid. Even with this In
crease of revenue the superannuation
fund soon became Insolvent. Retirement
was not compulsory at any age, but was
permissible after fifteen years' service
and arrival at the age ot sixty, or for
The pension paid waa as many sixtieths
of the average salary for the last three
years' service as there had been years
of service, ranging from fifteen to forty.
Benefits were paid those retired for In
capacity after less than fifteen years'
service equal to one month's pay tor
eacn year of service, and to those Injured
In line of duty to as to be unable to
work again two months' pay for each
year of service and not less than six
months salary. Dependents of govern'
ment employes left by their death in
necessitous circumstances were given an
allowance the maximum of which was
six months' salary.
System Found Faulty.
Within three years after Its adoption
this system was reported by an expert
to be actuarlly unsound and the fund
Itself insolvent. Among the reasons
given for this condition waa the follow
The age ot retirement, sixty years, was
entirety too low.
The deduction of 4 per cent of tha sal
ary from each employe. Irrespective of
age and length of service, while suffi
cient for an employe entering the serv
ice at the age of twenty-five, was Insuf-
ncient to Duy a pension for those who
were older when they becan to con
tribute. "The rate should Increase about
1 per cent for every additional five years
No separate account was kept of each
contributor, all the deductions were In
termingled, and the amount contributed
by the younger employes waa paid out
for pensions to older employes who con
tributed little or nothing to their own
The payment of gratuities to widows
and orphans a provision entirely out ot
Place in a superannuation scheme.
The pensions paid were based on the
average salary for the last three years
or service. The actuaries believed
should be based on the average salary
ror the entire length of service.
A contributory pension scheme can be
devlied which will be actuarlly sound,
and will work successfully, but It must
be founded on tried and well settled life
Insurance methods, the rate must vary
with the age, and the younger employes
must not be compelled to pay the pen
sions of those who are ready to retire
or soon will be. In other words, ac
crued liabilities must be kept distinct
from future liabilities.
Fenslon Worked Improvement.
Even after the fund was shown to be
Insolvent and the expense prohibitive, the
government clung to the plan because of
the great Improvement worked In the
public service by a provision which se
cured retirement for the Inefficient and
promotion for the efficient,
The third triennial Investigation of the
superannuation fund was made In 1S33.
and the deficiency In the fund was shown
at that time to be more than ni.CCO.000.
This report convinced the government of
the total Inadequacy ot the plan and of
the hopeless Insolvency of the fund, and
It passed a law In IKS which prohibited
admission to the pension system of any
employe entering the civil service after
Those who had contributed In the past
vere permitted to discontinue their pay
ments, and on death or retirement their
contributions were refunded with 3 per
cent Interest, and a gratuity ot one
month's pay for each year of service.
Those who preferred to continue their
contributions could do so, and maintain
their original pension privileges and
rights. Out of 993 contributors to the
fund. S.KD. composing the younger em
plojes, stopped their payments. Those
entering the service after that date were
required to take out endowment Insur
ance with soma life Insurance company
doing business In New South Wales either
for the payment of a lump sum at death
or for an annuity after reaching the age
of sixty years. In 1902 the pension fund
was exhausted, and notwithstanding the
immense number of withdrawals there
was a deficit of JS.DO0.0CO, which the gov
ernment was compelled to assume. The
endowment Insurance feature Is still In
force, but Is reported to be an unsatls
factory substitute for a pension.
The experience of New South Wales
shows that a contributory pension plan
is not always satisfactory, and unless
based on sound actuarial principles Is
bound to be a failure.
WILL ASK CLEMENCY.
Gov. Foss to Present Rlcheson. Pe
tition to Executive Council.
Botton. Msts., Jsn 12. Gov. Foss will
pretent a petition to the executive coun
cil asking for the commutation of the
death sentence of Clarence V. T. Rlche
son, It was learned to-day. In spite ot
the widespread efforts thst are being
made to prevent such action ot the chief
executive ot the State.
Gov. Fots la a fellow-trustee with M.
Grant Edmunds of the Newton Theolog
ical Seminary, where Rlcheson gradu
ated. Hundreds of letters are pouring In
upon the governor. Imploring him not to
stand between Rlcheson and electrocu
tion. Many of these letters are written
Col. Lee to Deliver Address.
Salisbury, N. C, Jan. 11 AH 8alltbury,
s well as this section f North Caro
lina, are Jubilant at the announcement
made public here to-day that CoL Robert
E. Lee. cf Washington, hss accepted an
Invitation m deliver a special address In
Salisbury on July i. the occasion being a
patriotic celebration. CoL Lee la a
nephew of Gen. Robert E. Lee.
Alleged nagger ! Benten.
McKeesport Jan. II Accused ot em
bracing a sixteen-year-old girl In the
street here and otherwise offending her.
City Clerk Brown was heaten tip by her
brothers. Warrants for arrests have been
MVM T0TX1S TO HIT,
CoBBeeitat Leaivlators to Address
RcayaMieast State Clmb.'
TatrMiairml meeting of the JVnnectleut
KepufettosA. Association ot pe District
will ba hild at the clubhouse; f the Na
tional Republican Club, 13(7 Pennsylva
nia avenue, next Tuesday evening. Offi
cers will be sleeted and the, assoolatlon
will be addressed by Senator Frank B.
Braadegee. Representatives E. Stevens
Henry., of Hartford; Etreaezer J, H11L
ot Norwalk. and John Q. TUson, of New
Haven. Senator McLean will be unable
to be present on account of. a previous
After the speaking Is concluded, a buf
fet luncheon win ta served The Con
necticut Association was organised in
Wt, and has bad In its membership many
ot cosaeoticura most .prominent retl
dents In political life,
TEMPLE MAMGEBS ELECT.
Dr. A. B. CoOlldge Chosen President
of Hagaztne Assoolatlon.
The board of managers ot the Uasonla
Temple Association, elected at the stocks
holders' meeting on December SOL 1111.
consisting of Dr. A. B. Coolidge. Thomas
C. Noyes, James A. Sample. George E.
Fleming. Charle E. Howe. E. C. Gra
ham, and Charles B. HUlyer, held Its
regular quarterly meeting last night and
elected officers for the ensulhg year, as
Dr. Ai B. Coolldre. creal3ent: Thomas
C. Noyes. vice president: A. W. John
ston, secretary: James A. Sample, treas
urer; Joseph J. Darlington, counsel, and
Henry K. Simpson. James B. Lamble.
and Lafayette Leaman, members of the
LOOT AHD FOUND.
LOST GOLD MONOGRAM BREAST
nln. Finder return to 71S Erh at n.
LOST-JAN. 12, SILVER HANDLE OF
umhralla- Initials "IT C t. litH t .
between Corcoran and R ats. nw. Return
1SU R st, Liberal reward. 14
LOST MINK MUFF. ON STREET CAR
line between Taboma Park and 7th and
Florida ave or between 7th and Florida
ave. and Union Station, New Jersey ave.
car line. Reward U returned to Z03 oak
ave.. Takoma Park. Takoma 17L, II
LOST FEMALE DOG; TERRIER,
bundle, black, and white; bob tall: blsxk
saddle on Its back. Liberal reward If re
turned V 13M A st. se. II
WE PAT 80 A MONTH SALARY AND
furnish tig and all expenses to Intro
duce guaranteed poultry and stock pow
ders: outfit free: new plan; stead7 work.
BIGLER CO . X 880. Springfield. 111.
AGENTS TO SELL OUR NEW 8UB
stltute for slot machines: send SI for
sample. ANJOU & CO, IIS Water st,
Boyne City, Mich.
LAND SALESMEN WANTED IN AND
out of the city; live leads furnished:
property will bear strictest Investigation;
expenses of Investlcatona for Drosnectlve
Sirchasers paid by us: thorough selling
structlons; perfect, simple, understand
able literature; unusually liberal commis
sion; spienaia co-operation; tne nrm is
one or we strongest complete land or
ranlrationj! In America. Address DRAW
ER tU. Chicago.
HELP WANTED MALE.
AUTOMOBILE BUSINESS FAYS.
Chauffeurs, automobile mechanics, and
salesmen make uw to suo a monin. oive
ns two hours of your time during these
long winter nlrhU. and we will have you
ready for a good Job by April. Our
course reduced 125 for next ten days.
One of our graduates now foreman In
big automobi e factory at salary ot ISO
a week, uau ana taix it over witn us.
THE AUTO COLLEGE
1S05 FOURTEENTH STREET NW.
TJR WHITE STUDENTS.
WANTED BOTS. OVER. IS YEARS
old. with bicycles; can earn ItO to tU
per" month. Apply WESTERN UNION
iLuuiKAru urMuc ia r- st.
LINOTYPE OPERATORS EARN S1.200 A
year, make your future years success-
Jul by mastering the Linotype: day, even
ng classes. EMPIRE LINOTYPE
SCHOOL. IIS 1st ave.. New York.
RAGTIME PLAYING TAUGHT IN 20
lettons, write for booklet Address
BOX SS. Herald office. IS
AN INTELLIGENT PU1SON MAT EARN J
month erxTeapoodlnt for newspapers; no ean-
vaaebic Band for particular. TRESS SYNDI
CATE. Lorkport, N T. 2M-U
TTRT.P WANTED FEMALE.
GIRLS, ARE YOU LOOKING
, afmiAthln that rtll rwv mnmm fl
to you In your walk of life? If so. call
at the NATIONAL SCHOOL OF BEAUTY
lULTURK and we can teach you the
art of manicuring, halrdresstng. facial
matsagr, and all electrical dermatologist
work Also an apprentice wanted. Room
SOS. District National Bank Building. 140S
G st nw. is
AN INTELLIGENT PERSON SI AT EARN tX
month eorreapondlnc for newapapm. no can
vaiaina. Send for partVultn. ITtESS SYNDI
CATE, Loerport, N. T. S4-lr
MALE & FEMALE HELP WANTED.
DRAUGHON-S. 1217 NEW YORK AVE.
nw. A link of a Cham of SO colleges
that recently placed an order for FOUR
HUNDRED typewriters perhaps the
largest order ever placed by any one firm
BARN GOOD PAY rOPYrVfS AD.
dresses: particulars six stamps. HINCH-
ux. 31. Miaaieport N T i-s-u
LADIES aK5 GIRLS-RELIABLE. HOME
ork; steady oe erentng: stamping patterns; SL50
dotra; work guaranteed. Lady In attendance. Can
noom zu, Kaoou Bldg, 11th IS3T G no-n
FOR SALE MISCELLANEOUS.
TTTVi.-rT arniwri rn r.A-nnvr Rr.TTTrrtr
bells In Washington. Apply DRUG
Biww,u es au iw,
Eecond-hand upright pianos, first
All makes, ntncludjig some erf
), -our own.
CHAS. M. SHEET.
J DCS-10 7 Street N. W.
. .. J. C C0NL17J-. Mgr.
BEAUTIFUL RUOS woven from old
carpeta by the WASHINQTON RUO
WBAVINd CO , S1 StlLSt nw. Main 2.
WINDOW AND HOUSE CLEANING.
YOUJLL W2AR BILLIKEN'S SMILE
If vnn Vfl. eh- a,-m' Aa von win
dow, offlre. and house cleaning. ACMB
WINDOW CLEANING CO 821 Q st nw.
'IHinnah r.l. Mr
DRr FISIC ELGIN. EXPERT IN
treatment of anelal disaasea. chronlo
and acute. Consultation confidential.
Medicine fiirnlahV THr mrwlerate.
Corner Hth and Pa. ave nw. 'Phone M.
W. Office hours. to 1. 2 to S. 2-tf
MANTELS, TTTiKS, &c.
MODERN A are d complete
MANTELS, stcck to select from.
TEES. &c. Edwin E. EUett,
N.732&. 1106 9th St N, W.
D& LKAMKX SOTwUf, XXTArSTBiClAN,
ttisduUa rr dwcuaalon daaue eterr 1CONDAX
ireslnc at t o'clock. AH earnest teaktra ef troth
aloes adraactd thonSfe lines corJUllr wtlnei1,
M TEX rAaHUOOTTrrta. AIM iasjn-tf
TUB VACUITM TRXATXETT
Cures .Locomotor Ataxia, Paralysis, Rheu
matism, Bright' Disease, Asthma, Nerv
ous, stomach. Respiratory. Dlnstlve,
urinary, and other serious. Incurable (so
Hours. 10 to to Sundays, 11 to L
Literature and Consultation Free.
- PROF. H. N. D. PARKER,
The Drugless Healer, 1023 9th st. nw.
See ray big ad on last page Monday.
eurmr. shampooing, French balrdresstnr,
Ac SANITART BEAUTi" PARLOR,
B. M. Brooks, Manager, UM F st, nw.,
second floor, SI
WORKWOMEN THE FACT THAT
tney enable cash saving to put upon the
table more grub; say, bub, see this lot
slightly used suits and overcoats,!? to
S10 Tell the club. One price. JUSTKS
OLD STAND. 03 D.
LADIES BEND FOR BEAUTIFUL
free samples of our latest Imported
terns at rock-bottom prfees. SCOTCH
LACE AND EMBROIDERY CO. ISM Ful
ton St., Brooklyn. N. Y. City. 327-S-St
SCIENTIFIC MASSAGE & PHYSICAL
CULTURE treatments for chronic dis
eases. Hours, ttoln, in., or by appoint
ment. DR. HUNTER, Mechapo-Therap-ist.
SI 11th st, ze. tu.th.8-tf
CHIROPODY (Both Feet). 50c,
lth st and N. Y. ave. (Oxford BldgJ-
MISS WELLS AND ASSISTANT. MAN
, lcurlsts. MB st nw Apt 2- Hours,
I a. m. to 5 p. m.
MI8S KATIE CAIN AND ASSISTANT,
manicuring. 716 7th st nw.. Apt L
FOR RENT APARTMENTS.
FOR RENT-ON PARK ROAD, S-ROOM
. and bath flat In first-class condition;
large rear yard: SM.E0. CAYWOOD A
OARRETT, 1211 N. Y. ave. nw. IS
FOR RENT ROOMS.
THE DE SOTO, NEAR THOMAS CTR-
cle Apartment 2t- second floor: fur
nished room for a gentleman: SU: elec
tric elevator, steam heat apartment bath;
cafe on first floor. II
WANTED TO RENT LARGE. WELL-
furnlshed room In private family: heat
and bath; refined married couple; no
children Address X. Herald office. 17
FOR RENT HOUSES.
FOR RENT-IN GOOD CONDITION. SIX
rooms and bath; electric lighted, pebble-dash
house; porches, yard: 240J Nay
tor rd.; WJSO. CAYWOOD & GARRETT.
1221 N. Y ave. nw. 19
FOR RENT-TO FIRST-CLASS -COL-ored
tenant 6-room house. In central
location: S22J30. CAYWOOD At GAR
RETT. 1231 N Y. ave. nw.
FOR RENT 1SJ2 LEVIB ST NE.. FOUR
rooms, in good condition, near cars,
SS.M. CAYWOOD GARRETT, 1221 N.
ave. nw. le
FOR RENT STORES.
rear, on jtin au nw.. nwr u au. ex
cellent stand: II2.M. CAYWOOD & GAR-
KETT. 1231 N Y. ave. nw
FOR SALE HOUSES.
S100 CASH AND SMALL MONTHLY
payments buys new 6-room corner brick
house: hot-water beat hard-trim mirror
aoors. new moaei gas range; on neignis:
11.500. BOX 23. Herald office. 4-s,8.th-tf
FOR COLORED IN EXCELLENT
neighborhood, modern seven-room and
oath; hot-water heat: large yard; ele
block to cars;
FOR 8ALE ATTRACTTVX. MODERN
eight-room detached frame dwelling, on
two large lots: northwest seeitlon: big
bargain; easy terms. Address BOX H
neraia omce. con
FOR SALE LOTS.
OWNER OF TWO LARGE LOTS.
northwest section, one block from car
une. win sen at a Bargain: win accept de
ferred payments. BOX 92, Herald office.
FOR SALE SUBURBAN.
START THE NEW YEAR RIGHT.
Buy an acre lot: high altitude: most
beautiful view of the city and the Poto
mac; four minutes ot electric car. four
teen minutes to center ot city.
Prlee, f OOO to Sl.lOO per Acre,
On monthly payments. Adjoining land
selling for S2.500 an acre.
BOX 20. Herald office.
WILL TRADE EQUITY OF J1.500 IN
new earner brick house on heights,
rented for S20.S0, tor unimproved land or
x. j. jioniiAs,
Box 2X 122S LUh st nw.
I WILL TRADE MY EQUrTT IN DE
slrahle northwest city lots for an equity
In small six or seven room house. BOX
SL. Herald office. SSS-tf
PER CENT NET INCOME. GUAR
anteed: lS-vear lease: IS. COO cash will
buy this S2I.CM property; will trade. BOX
3T, Herald office. 12-s.S-tf
MEETINGS UOMDATS, WEDSESDATS. AND
Fridaja, t p. ra. aharp: a message to each: ditlr
rradlngv lereloping elaaa TTrandar. s p. ra. 31ra.
SIALTBT. SS M at. nv 'Fsane N. Z3C 3-ta
MONEY TO LOAN
ON DIAMONDS AND JEWELRY.
. MOVED TO SIS O BT. NW.
SPECIAL BARGAINS 1S10 WASHING
toa Car, tSX. Other miku of cars, CM
and I upward. Open evenings. CARTER
MOTOR CAR CORPORATION. 1S2S Hth
st nw. SKtf
FOR SALE FIRST-CLASS CONDITION.
second-hand casings: sizes S2z2H. Itxl
Slxttt. SSzlH; a bargain. 1620 L st nw.
'Phone Main 2272. 3SS-U
and repairs. Antique fur. reproducing.
Iirf P st nw. 'Phone N. SS23.
MOVING, PACKING, & STORING.
MOVING, PACKING, AND STORING A 8FE-
elaltr. Get our estimates: sera money and worry.
PEOPLE'S STORAGE AND EXPRESS CO.. IS)
Tin at v. 'Phone North IHML xr-a
FURNITURE. BAGGAGE, PIANOS. c
movea witn curer pacsang ana stripping
specialty. KRIEG'S EXPRESa 1T4
H st, nw. 'Phone Main 2010. lS2-tf
GET OUR ESTIMATES ON ABSOLUTE-
ly nreprooi storage. ujsaTEt) STATES
STORAGE CO, U-C 10th st nw. 'Phone
Main C29 177-tf
LARGE LIBRARIES AND SMALL
lots of books purchased. THE RARE
BOOK SHOP, m 17th st nw. IS
INVENTORS T7E PERFECT TOUR
Ideas and Inventions, make models, file
patents, do your manufacturing; skinful
mechanics: experts In all departments;
"vrlte for particulars; HILL-LEERS
COMPANY. 160 William st. New York.
INVESTED IN 4l OF OUR SIX
per cent first morriage gold bonds wiu
bring you a guaranteed Income at M per
year, and will grre you JlOfr In common
stock, which mar bring anywhere from
S10 to U per year. In addition to the
yearly" Income guaranteed by the bond.
Arrangements can be made to pay larger
subscription on the Installment plan.
Best of bank references. For further
particulars, write REX 8MITH AERO
PLANE COMPANY, College Park. Md.,
or -Room SU. Victor Building. City.
RAISE CAPITAL! BEST METHODS;
corporations organised and promoted
everywhere; collections. U S. LEGAL
CORP.. HO Bond Bldg. 175-8tf
MONEY WANTED AND TO LOAN.
MONEY TO LOAN.
Secured by first deed of trust on real
estate In District of Columbia,
HORATIO N. TAPLIN,
227 Southern Building. ' Mala SZH.
MONEY TO LOAN ON REAL ESTATE
In small and large sums. Several trust
funds to loan at m to E per cent Inter
est on good business or residence prop
erty. All transactions conducted with
economical consideration for borrowers.
WM. H, SAUNDERS & CO.. Southern
Building. 107 15th st nw. 2W-tf
MONEY TO LOAN ON APPROVED
city real estate at lowest current rates
of Interest: specie) privileges with respect
to prior payments. TYLER & RUTHER
FORD. INC.. 720 ISth st nw. S-tf
NORFOLK & WESTERN RWY.
SCBIDCUS IN tmOI OCT. t, UU.
Lear VTaahlaetsn. New Colon Station.
lit a a DaHj AJJ pctata on Norfolk and
13 JO p. m. Dttty-Bnuoke. Brlatnl. Tnastoe
Salem. EnaxrlDe. Chattanocca. NaihTfU. New
Orleans, Tnrooah Sleeper. Dtalnf Cara.
t3) a. a. For BrUcoL KnoxtUJ. Chattanoon.
Naahrlllr. and Jlnnphla. Wathnirtoa-Uiniphlt
elaeper open at 19 p. m.
For Norfellc Leare CTathinrton, 13) a. m. daily,
antra Norfolk. 1129 a. xn.: 1241 nooa daur. eirtM
Norfo-i. 34 p. ra. daOr. Parlor Cara. Leart Rich
mond daOj, 4:10 p. m., arrlre Norfolk. 730 p. a.
i a m. Dtur Berrrnue, Mirer. Bhcnanaoae.
Trains from the Soothwtst arrive IJt a. m.. 10 Jt
p. ze.. and 1215 a. m.
AH lafnrmatloo Fourteenth street and New Tork
avctroe (Bond Bunding).
CHESAPEAKE & OHIO LINES.
rnbUaofd only aa information: net cnaraeteed.
131 n. m. dafir-O A O. SPECIAL. Bolld tnla
to Clndaun. with Pullman- eleepera to LocdsrDIe,
ClnrtnnaU. Indlanapolia, Be. Loola. and Chlcaco.
C O. dlnlnf ear; serrle a la carte.
1120, p. ra. daflr-F. F. V HUTTED to the
CTeet Bonthwect. and Northweat PnTlmaa alMcera
to Ytrtmla Hot Spring. Clncinsatl. and LooJarUl.
dadncan sleeper open for occupancy 10 p. aa.
C A O. dlnt&c ear. eerriea a la carta.
Ticket Omeaa. CI Pa. ire.. US) T at and Chios
Station. 'Phones. Mam lass. BOS. and 1289.
BALTIMORE & OHIO RAILROAD.
LEAVE UNION STATION.
SOTAL BLDE LINE.
-EVERT OTHER HOUR OV THE ODD HOCR"
TO PHILADELPHIA AND VEVV TORS.
NEW YORK TZRMTNAL8. LIBERTT STREET
ard V. TWgt 11 -THIRD STREET.
Tin. T IBaral SprelaL ( hotrn). tin fRont
Bprrfal). niM a. n. 1130. im fttanl Lcslted. S
boon). "3X0, ISO p. el. and 11221 sdahr, TU
a. m. Dlnera and Parlor Cars on dar trains.
Eleepars on IZiS sltht fen at 18 p. ra.
phCaderphla and Atlantis Cltr. TIXO. tea. nija
a. m.. 1x9. 30. tin p- m.
"EVERT HOCR OS THB JTOCR.-
(WeK dar. 126 a. m. to lttfB p. m.)
2-4S. tib. ttao. nae. is, tsao. "iss. i.
fiao. ion), nw a. m 12a) noon. ram. i.
Baa. m. Jan. fiat oao. tiao. tt-a. n.
tsa. sao. ta. S3. psa. na. t. itsa.
:). mas. iijs Blent
CHICAGO. "Ml a, ra, 13. -Sat 0. m.
CINCINNATI. ST. LOCIS. AVD LOUISYTLLB.
.. -gj utnr.
. ra, 12J. -sat p. ra, 11-sl
ra, COLEUBUS. IS
tVbcdole ef local trams at ucleC efieae,
Pair, t Except Sunder. ISanday enlr.
TELETHOVES at fonovtnf Ticket OSeasr IOT
G at ew,. Mala, 3331; C9 Pensajlrtnia are.. Main
rt: Cnton Station orVe. Mam SSL
PREMIER CARRIER OF THE SOUTH.
N. B-FoUowinc schedule flrnrea pabUahed ntx
aa tnfomatio& and are not guaranteed.
For Atlanta. Blnnrciiham. Mobile New Orleans,
AabeeOle. 5 a. ra. and 10 U p. ra. For Coattuoota
and Memphis, IDaS p. ra. dally. Dlnint ears.
For TaDadeca. Calera. SeUna. Unlontovn. Dembp
eha. ) a. m. daily.
For Roanoke. Knoarffle. Chattanooga. Xuzmrnt
ham. New Orleans. U30 p. ra. Drains oars.
For Rcsnoke. EncxrDla, Chattanoatm. NaahfdA,
"Ttr 420 a. m. dailr. (Sleeping ear open after
19 p. n.1 Drains; ears.
For Cfttarlotte. Spartanborr. Atlanta. Anrdatonj
Birmingham, f 2S p. ra. daily. Dmins ears.
Fee AiberTOe. Charlotte. Cohrmbfa, Charleston,
Aiken. Angosta, Saransab. Jacksonville, and Florida
prints, S20 p. so. dailr. Dtntrg can.
L. 8. BROWN. Oentral Agent
patrons last year Orer I.QOS
ladies. Strictnt prtracr- In
dorsed or leading hanks and
nenraiiera. Bonded to the
Why Ta, Moral District
PRUDENTIAL LOAV SOCIETT
Victor Bldg, a Ninth St X W, Cor Grant Plaev
Horoe office. Philadelphia. BrancheaBalthnorew
Md.. nttaeurg. Rochester, Buffalo.
EARNING A SALART CAN SIAKX A LOAX
$10 to $500
Ob ur kind f seazritT, pcnooal sal indorw
Doted, znittsr. xisvaoss, Ac., wltbowt any jd tap
v&atmr tnt atactntrij so dtltj. At a vpiciU to
dnccntent during tikis tatath iH iric wa tT
mrst 00 ptlndr-l er iatrct octil UAitA, anil
win ct 70a a lower nU abd csatcr rarnicnta Uua
aa eoDonn in th dtr. Wt ttaka a spdalt7 ot
LOANS TO LADIES
W htm a bodioon anttt eC PRXTATB OFW
TICKS for their iecogmwdUon. aad tbar win U
vaj Ttctif th mtt trompt and cctntcoaa attea-
tkm. xu Ioam arrantcd la pajmcBU to salt.
LOANS WITH OTHER CONCERNS TA1D Cf.
WB WANT THB PCBUC TO TUNDKUSTAND
llut thk is a flnt-daw otSo?. catnine to tha ray
bat cUm of poocte. awt vt eti oalj what latttV
Tbompaon BnlldluK, T03 13tsj St. X. XV
Opp. Treasory. Bet. G at. and 2f. Y. avaa
jext to 11 mg store.
fa LOANS AND OPWARU BECOBEO FOR SAb
aried cmtiMS. owners ot ramltnre. and otnessj
ARUNOTON A: CO, nh at aw. Room SB.
To any oae sot la Govt, service.
Qtildr, Prlvste, CanfldeatlaL
Easy ereekly or saentbly paymeata.
CITIZENS LOAN CO.
4M Commercial Bank Batldlag,
N. W. Cor.- Mtb aad O St.
MONEY LOANED SALARIED PEOPLE,
ivvmcn Acwpuis aeuaa ana auicrs, wim
out security. Offlcea in all nrinelnal
cities. D. Ef. Tolman. R. SOS S3 lith nw.
Ta fniaw sirs iW4rtat fan nani (n rMA- srswlru(
then has fhem ianrittcd a rfrcafcr beattr to bsi
raAcotd ta It la each ptfcB that tha Ite C1
I 1 per cent I
to 3 per rent. 1
uow -warm aif aooai a ncak
"" izW 1