Newspaper Page Text
FOURTH OF INCOME [
GENERAL AVERAGE
PURCHASERS PAY
Million Autos, All Kinds,
Sold Every Two
Months. >
SERVICE IS FACTOR
Type of Car Depends on Its
Use?Standard Design
Desirable.
Aceortlinf to ths law of averages, j
ery tenth man in the United
St?te? Is ?b ovD?r of some kind of |
* motor car. There Is hardly a
famUy today, of an earning capacity
of fl.SSO a year or betttr. that
does not own some kind of a motor
/eh!?*!e.
One automobile manufacturer ?n
r>etrolt turns out 100.000 cars a
month. The total output of all the
automobile factories In this country
reaches nearly 250.000 monthly.
It in said that there are as many
usod car sales as new ear sales,
and If eoch Is true. then. tHere are
about 1,000.0 >0 automobiles. ,used
ead new. sold every two months, or!
6.000.000 transfer* of title* to fucb
vehicles in a year.
Deyeada Ipon laeowe.
Somewhere, among: this nest of
figures. yon. as a prospective owner,
are represented. Are vou contemplating
buying an automobile?
If so. th?s article will be of interest
to you.
First of all. In reviewing your
financial condition, and the demands
for a means of conveyance
in your life, you must consider the
sfse of your Income. It Is considered
good business by Insurance
companies dealing with automobile
financing, for a man who uses a
car "f*r mixed business and pleasure
ptrrposes. to buy a* car selling
for more than one-fourth of his
annual income.
Whil^ many of us manage to purchase
s^car on an income less than
the stated rate, this general average
rut# holds good.
This mesns then, thst If your annual
income is $2,000 or less. th r you
should not spend more than# h
1710 for your car. or if $2,000 or
tea*, you should limit yourself to tiOO
as the first cost. .
Ipkrep Important Item. U;
You must consider the upkeep, as
wsll. for it Is an Important item,
when you might, as many buyers do.
purchase your car on time, making ol
your outlay per month much great- y<
Sf. o1
After arbitrarily determining the w
price of the car you intend to buy. ol
examine the standard car price lists, a
at figurea within and near your di
automobile- Do this, keeping in ai
mind the fact that In buying a car Cj
you must go into the scope of the f(
service rendered by the manufac- m
turer. It pays to own a car that vi
la standard in design, and whose ^
builder maintains adequate service g;
accommodations within reach of ^
your city, or section. It will be R|
folly to buy a car which would be si
an "orphan" on your hands in cas? c,
of breakdown.
Then It will be wise to go into c(
the sales and service policy of the
company in whose car you are in- ^
terested Find out what amount of
free service. If any, the dealer can.
and will give you, and for what
period. It is general practice among
tha leading manufacturers today, to [J
guarantee theaparts of the new car ; _
against defect for a period of ninety j '
days, but they do not guarantee free |
service on installment of parts, or >c
on repairs, but will make minor a<l- I'J
Juatments to such parts as valves 'J
and tappets, carburetor or ignition *
system.
Adopt Sales Warranty.
The foremost manufacturers have j
adopt*i a policy put into workable j b.
form ?y the National Automobile 0]
Chamber of Commerce which is a.
called the sales warranty. It ia tl
printed below: ts
"We guarantee each new motor s,
vehicle manufactured by us, n
whether passenger car or commercial
vehicle, to be free from, defects u
In material and workmanship un- ,5
der normal use and service, our a
obligation under this warranty be- h
lug limited to making good at our C]
factory any part or parts thereof Cl
which.ahall. within ninety days (j
after delivery of such vehicle to
the original purchaser, be returned c]
to us with transportation charges
prepaid, and which our examina- t
tfon shall disclose to our satisfactlon
tj> have been thus defective;
this warranty being expressly In
lieu of all other warranties ex- '
pressed or implied and of all other
obligations or liabilities on our 1
part, and we neither assume nor ?
authorise any other person to
assume for us any other liability in |
connection with the sale f>t our
vehicles. u
Votes Some Exceptions. si
"This warranty shall not apply b(
to any vehicle which shall have w
been repaired or altered outside of hi
our factory in any way so as. in tt
our Judgment, to affect its stability g
or reliability, nor which has been Is
subject to misuse, negligence. or hi
accident, nor to any commercial ti
rehiclb made by us which shall have m
been apterated at a speed exceeding g,
the factory rated speed, or loaded a
beyond the factory rated load c<
_ capacity, ' tl
"We make no warranty whatever
In respect to tires, rims. Ignition tl
apparatus, horns, or other signaling t<
device* starting devices, generators al
batteries, speedometers, or other r(
trade ^accessories, inasmuch as they
are usually warranted separately w
by thfir respective manufacturers." |r
> At king Else Warraateed. al
The' prospective buyer of a new w
ear should study this warranty I"
carefully, and know that he is not
guaranteed free service, although
he ri^ty be advised by a not-too- a(
truthful salesman, that "they will ?]
take ?are of vou for a year." This r<
latteri condition is not maintained. gj
as a general rule, by %ny of the e,
standard car dealers, and the pros- tr
pectivc car owner should examine
sach k statement with caution and ,
suspicion. The price battle among
the factories for new trade 1s so ?
keen, that the purchase pi-ice of
most cars is cut to the bone, anil
sorelyv an owner cannot expect to "
'wet a (great amount of free service *
under! these conditions. y
The word "sarvice" has been d]
abused to such an extent that to tr
the niinda of many owners there a),
seem, to be In the near background th
the preflx "free." This illusion bl
should, be dispelled. Manufacturers
selllnB their cara to the public on fa
a small marginal profit cannot af- be
ford to ^v? any fiee sarvice, hu* gh
4s a ifiitter of strict buainess a
ethics guarantee their parts against gu
defect, for replacement within the
.matj.da.jr period. If you pay a us
(-crtarB price for a machine and ha
the daalfr himself advise* you that at
SO ENDETH
I
e will care for your car for a
ear. rest assured that you have
aid for the servire In the original
urchasc price before you have
sed the car.
Mam DfrMr on Tri*.
To get down to the fine point*
f buying:, after going: into flnancen.
ou must determine from th? sire
f your family and the use you
ill put the car to, just what type
f car you will need. Will It be
four or a six-cylinder car? The
fference between the two is purely
rademic. and the four and tixrlinder
model.* at a certain price
>r each would give you approxiately
the same satisfaction for
alue given. However, since the
lanufacturers make cars to tit pub.
c demand, you will do well to
now that 50 per cent of aut"?iobiIe
manufacturers are build'n*
x-cylinder cars; 40 per cent, four^Hnder
cars; 8 per cent are turn-j
ig out eights, and but two per
jnt make the twelve-cylinder type.
You will also wish to know that
le leading manufacturers approve
f the cyllnders-cast-in-block type
' engine design, over 90 per cent
r the builder* of cars using this
rinciple. and about HO per cent
*ing the I*-head type of engine.
? well as the same per cent usiug
ater pump cooling systems. As
oiling systems, the compromise
>rce-feed and SDlash system leads
ic van. with about 70 per cent of
>e manufacturers making today's
irs along these lines.
Mont TnnkN at llear.
Convenience and refinement of
ody design demanded that the gasline
tank be p'ared at the rear
nd it seems to have been assigned
lat place for good. This necessities.
of course, a vacuum feed fuel
ystemt and over 90 per cent of tlu>
lanufacturers are using it today.
The same percentage of carmakers
se plate or disc clutches, ^nd nearr
as many manufacturers have
dopted the unit power-plant idea,
ousing the transmission clutch and"
ngine In one case. The rear axle
omes built with transmission houslg
abutting in one car onlyt and it
i expected that this maker will
hange before many months elapse.
The elimination of the torquelbe.
or torque-arm. in modern
uilding practice, has popularized
ie Hotchkiss -drive and brought it
le almost universal use of the semilliptic
spring, both front and rear,
he Hotchkiss drive. by the way
ikes the driving torque through
le rear springs.
Body Should Salt \eeda.
After reviewing these mechanical i
nits of a new car, the owner-to-be I
lould consider the type of body
?t suited to his needs. Does he
ant a closed car, which will give
Im year-round use? Is the covpe
k> small for the family and possible
uests? Then the sedan?is It too
trge and heavy? Also, is It topeavy?
Some makes of cars unforinately
constructed their sedan
iodels with a very high center of
ravity# and the instability of such
car on the road caused insurance
>mpanies to raise their rates on-i
lat type.
If a touring car is selected, is
lere adequate equipment suppled
) keep its occupants dry in a storm;
re the Stde curtains designed for
*al stormy weather work?
All of these considerations, and
lany more of a lesser nature, enter |
ito the common sense buyng of an I
litomobile, whether new or old, and
e will turn for a minute to the
jrchase of a used car.
Hnentlon #f Can.
Some clever used-car salesman
t one time coined the expression,
Every car you see running on the
ad is a used car." and the expreson
found immediate favor wittr
rery used-car dealer In the pouny,
and It was worked to death as a
filing point. Undoubtedly that is
ue, but it does not guarantee that
rery used car for sale will run on
ie road?for very long.
Nationwide forming of reliable
sed-car dealers into competent ormizations
has done a great deal
? check the unscrupulous dener.
erv few handlers of used cars will
ire to carry out a dishonest von
act, for the local organization w'H
lortly put him out of business, in
e courts, in order to protect ti:e?r
isiness Integrity.
Even considering all this, you may
11 afoul of a used c*r which has
<en doctored to "perform" for a
ort while, in the hope of catching
sucker. Don't be one of th?
ckers.
It Is considered good business.* bv
ed-car dealers to make their cars
ive ihe best appearance obtain*
4a. Some when the car is of a
1 II Bg"gg!g*
THE VACATION.?E
?
^~~~~~??
| TIMELYWALL
NEW YORK. Sept. 10?When
business was resumed on Tuesday
aft<* the triple holiday, the speculative
element was presented with' a
surprise in the announcement by the
operator who had long been regarded
as the leading bear plunger, that he
I had changed his position and had
I taken a prominent place in the bull
I ranks. A little over a week ago
I brokers .acting for this operator
bought over 100,000 shares of stock
in a single* hour and during the
past week this group of brokers has
I been noted as heavy buyers of all
the leading stocks. This change of
position was the subject of much
comment, but generally the stateI
ment was regarded as havng been
made earnestly and the operator was
credited with being uniquely frank
in openly stating his market poslhigh
grade, will actually rebuild r.,1
repainting, re-upholsterlng end rofininishlng
all woodwork, as well
as metal work, hoping to get a return
for their outlay. Such dealers
will hardly flnd it profitable to
dress up the exterior of a car. when
the merhanical parts are defective.
Usually when a car has been done
over, th* working parts are likewise
in good order.
There arc many ways to "dope*
an old rar to give excellent performance
for a brief period. Among
the many slick tricks used by ihe
professional dopers" is the use of
a special high grade fuel, which
will cause an old has-been to sf.iri
and cavort like a young colt, nut
beware when ordinary gasoline in
put into the tank. Here the t.oubVs
begin to show up.
t C.rapkite l ?etf mm
Powdered graphite carefull?H
blown into the air Intake from a
spoon with engine running, will deon
scored cylinder walls and
give good compression, for a while
The same material, mixed with the
crnnkcase oil will have the same
effect. Very heavy oil, with high
body content, will sometimes help
the compression. The heaviest cud
grease mixed with graphite and
ground cork will silence the clash
of worn gears in the transmission
and differential case, but when the
mixture is well pulverized and the
harder parts separate out ami deposit
In the todth slots of gears
there is trouble and plenty of It.
Also, be on the lookout for a car
that has been in a wreck, anil
fixed' up for sale. It may have
? c fr-m? o,|
somewhere, or there, may be a care.
fully concealed runture of the hodv
* even a cracked spring. Usu "X
Jh* conditions of the fenders
will indicate whether or not a c.ar
has been In an accident, for they
catch he brunt of most collision*.
Purchaser *eed. Advice.
The ordinary purchaser of a used
car is pot an expert mechanic, ard
should have tb? competent advice
.and pay for It. of a mechanic whom
he can trust. Tt would be a small
investment with a i?r<r? return thire
a dlsinerested repair man to
accompany you. and test out any
car you are thinking of buying.
If common sense and business
judgment nru used, the problem of
I>y?ni? . car off*'* P??1 dlfflci'li
es. and the possessor o* a car
offers a wl-Jetiirg of business and
social activities that not onlv
broadens the mind. Hut also ext-"*a
mans business sphere to a profit
able degree, far (n excess of Are
valu^of the money investment.
ill dvties or government d
W ernnfehn',rt
I concrete 8ford??<" a
U Beautifully colored, with fial
HI Vice President Coolidge.
Siie. Suitable for
|| Price m Cei
U MAG
||| NATIONAL FEDERATION
ty J. N. Darling. ?
t
STREET TOPICS j
tion. Brokers closely affiliated with |
him also announced that they had j
changed from the short to the long i
side of the market.
F.eptembei Is always an Important j
period for the consideration of divl- j
dend policies of many industrial corporations
aryl railway systems and
the dividend meetings are generally |
awaited with acute interest by those j
taking an active part in security
trading, or who are included in the j
lists of security holders. This month,
however, the dividend outlook is re- '
garded with a good deal of tranquillity.
Utah copper on Thursday declared
its quarterly dividend at the
same rate at which the dividend dis- j
tributlon wa* reduced three months j
ago and on Wednesday New York
Central directors declared the regular
quarterly dividend at the established |
rate of 5 per cent. Many other dividends
are to be acted on during the
remainder of the m^nth, but no uneasiness
prevails even about those !
stocks which nave been in an un- I
certain class for some time.
Reports of the position of the short i
Interest assumed a different charac- j
ter toward the end of the week, j
Brokers in the stock loan market j
stated that enormous amounts of borrowed
stock were returned during j
the week, especially on Thursday, indicating
heavy covering on the two!
preceding days and the new borrowing
was extremely light, suggesting j
that these active on the short side
of the market had received such an j
object lesson that they had become j
cautious about making further efforts j
to depress prices. Only two stocks I
now command a premium. Sears Roe- j
buck and Co. and American Sugar
; refining, those Issues loaning at 1-32 j
i premium. Over twenty stocks, how j
ever, loan flat.
Reports of heavy offerings of time !
money are not confirmed in banking j
circles. A moderate amount of thirty
day money is in supply at 5 per cent,
but four to six months' money 1.-*
quoted at 5%, to 6 per cent and bank- J
era are not disposed to make other
extensive loans for long periods.
Sixteen Firemen Injured.
PHILADELPHIA. Sept. 10.?Sixteen
firemen were overcome ir j
slightly injured in a $150,000 fire at
the Merchant Storage Company's
warehouse here this afternoon. Lives
of firemen were endangered bv falling
wall*, hut none were caught un- j
Jer the debris. Several were slightly
injured when they jumped from win-"
dows. The building was destroyed.
"JUST FOR LUCK"
Burn Indian Tempi* Incans*
??Tery day and Are yonr troubles away.
Concentrate. Meditate and Pray. cau*e
Bverytkint ?ood to coma your way. It
la uocesafnlly used , and indorsed by profTeaaWe
people everywhere. 2&o a box
with r traction a. Aak your drurflat for
OSMAM'S INDIAN TEMPLE INCENSE.
he can get it for you from
Leedbestor-Brahler Sales Corp.
or from
Osmaw, 1728 7tli St. N. W.
EIURTMEXT8 AT A GLANCE!
its and bureaus of the U. S. Govtative
and instructive description
iministrative duties of officals in
f-tones of President Harding and
framing. ,
it*. Poet paid. |
I?HI.M PCR TEAR
AZIXK or THE
Of FEDERAL EMPLOYEES I
^ Jfl
*.? " ' - . .;
llinriirv acnrr i report of tin c?m^r?u*^^uw^^hr^^Tinplor*< It waa IIM good to choice yearllnga.
rriLIEtllLI UrriLCi of nl,trirt aBd "??? to the Th? tnm gathered by tba b? good to pr??M yMrilnfi. I? MU? TI.
V^HIIV a vm > *vaa Comrahslonera Wednesday, Paul reau ar> now *>eing tabulated and choice to prime hoary ateera. I in
___ - ??p?-of the bureau, aald yeater- will be finished Wednesday morn- 10.00
Will KhlflMMllNn to?- ln* Th? aurvoy of methoda and Hog?? Bulk aalaa. I|,a> M. m-II
ILL IlLlVVtnmrily ..ecause the report will be made organlaatlon will begin Thuraday. dlum to choice. :ftO pounds op I N> ,
bat one day , before the Coromis- Rapp aald. *.? ; food to choice. IMalM mmn j
l\ r niV llirnriCT ?loo?r? Mnd Bu4*.t Wrectw Dawea ? I.MU.ll: choice to prime eh,pptrt
dalapay lnlrease Z?s?g?jff72!'. ZSrSti chicago livestock. ?j~ .zt'svtki2*
Include aalary recommendationa. It CHICAGO, Sept. 10.?Steady pri?fe mr4la , choice nlri 11* txHjwd. I
1. not believed that the bureau'a PcM for moat of the * ? ? boa. ?'",n ?"? ,M P0""*' .
Hronii in ITrco 9>K P?r recommendationa will help Dlatrlct r?eelTed today, but the market waa
UltfUU lO urge i.O rer; ,mploy? tj,la ye.r, bu, conatdera- ,Iow and dull and finished lower. Al- ^ ^. ? _
p._i if,,,__ / ri-. tlon of the report by the Controls- thongh recelpta of cattle thla weak. Wire Destroys Ham.
V^eni more I or Ciul* I alonera la expected to result in aal- totalling about (UH, are l.tM leae ROTltA'ILLE If A. N-pl 10 ?Early
y ary Increaaea In succeeding yeara than last ?eek./ the market waa T).mornin_ t|? n? lfc.
ployes. J Rapp could not forecaat which alumpy and dull, with prices f<* 1
offices needed reorganisation. He eteerr generally :5aS0c lower. Offer- | f?rtn of Mra Frank I Stone. In j
1 aald thgt In moat of the aurveya inga In the aheep department today Potomac district, thla county, waa 3
r*venty-flv? per cent Increaaea In made by Che bureau, reorganisation j ?er? 3.000. practically all direct *?ideetroyed by fire, together with .
larlea of District employe*, aa and uae of Improved methnd* packers. The market waa nominally hulv?,_ .. _h<.?.
ill aa reorganisation and employ- silenced the requests for more em-1 steady. . s
>nt of Improved methods In Dla- ployea. Cattle?Common t<) fair. 4-60a?S6; ind 'arming Implements The loaa
ct government oAcos will be Elimination of the need of hiring medium to good, abort fed* I.Mal.H; '* plared at about II.000. and la
commended by the Bureau of Ef- more employee will probably per-1 fair to medinm yearUngs. 7.Tta*.i6. partially covered by Inauranc*. The
lency, which will make its Drat mlt Increaaea In ealarlea for those j medium to good yearlings, ft.fOa*.SO: cause of the lire l? unknown
FALL OPENING
First Showing of New Furniture at Lower Price Levels
, Tomorrow we throw open the storefo the public for the inspection of the new autumn
furniture styles, a marvelous, complete, and extensive showing of the home beautifuL
'' *
Our Convenient Credit Terms Complete Home Outfits
Tou do not have to pay cash for any article of furniture you may This great fall opening will be of special interest to September
select, an our convenient credit plan enables you to make Just a small Brides. Never has there been a better time during the past Ave yearn ?
cash deposit, which vljl deliver the article yo<? choose to your home. to furnish your homes at a ssvlnp. and you owe it to yourself to
and will permit you to"pay the balance on credit terms to range to come to a store that has specialised in the creation of artistic horr.??s
suit your own Individual requirements. If you have an account at a moderate cost. Convenient credit terma are available If you
here, simply say "Charge It." desire.
Tapestry Suite Is a Rare Value Qjning Room Suite as Pictured
Ordinarily you would expect to pay as much for the davenport ?
alone as this special sale price for the complete three-piece suite. This S-plece Suite consists of a 48-inch. 6-ft. Table, a large
The davenport is 6 ft. in longth. has deep coil-spring seats and Huff^t with plate-glass mirror, a handsome, larg*-. roomy
backs, while the chairs, with their big roll arms, are luxuriously China Cabinet and Ave genuine leather ^ ^ A A
designed for ,e?ul?. comfort .nd relax- * ? /?|V50 * | U X
atlon. lour choice of three different de- V I 1% VI in Queen Anne Period. 1 ZJ C_J
signs in handsome tapestry at this I II. I ..... ? _
special price tomorrow. * *-<r ?? T. Par *?""?
\ *? ? 1
FREE F n n n
FREE 4-Piece Circassian Walnut- I
Year Choice of Thle 42- | i i p t .
p"~8M ' rinished bedroom ouite *
Hin nafurThis Suite, as Illustrated, consists of a Chiffor- A ^ ^ r" Silvprwa rp
L/innerware ette. Wood Bed. triple-mirror Dressing Table and JK ^ A g\ / S U1IVCI wa,c
..... . _ a I>resser with a large plate mirror. You canifot V | ? wuh .Mrrkah# Ar iisii or b
2.i!? 7 af afford to buy bedroom furniture without flrat in- *+ n ?? R
! 11 * -?>/ || ?; I
Srfta. CW MMi ?^$09.75 I
tm? hnr,unm? Ordinarily you would expect W
This is the most startling large dresser with plate-glass ^hI* and80Tlle *u?t* includes (o . af ^ ^ tnl(l,lrh for A ?
value offered the public since mirror and a bedroom rook?v a large-sixe buffet, exactly hs buffet alone, but tomorrow we V
before the war. A complete This entire combination com- pictured: an extension table have reduced the price on this fr
bedroom outfit at the ordinary plete. M1SO. ?.ith , .lnk t an<1 f t r Hin. romplote S-pieee Colonial l?e
price of.but one or two pieces! If ydu bought these pieces * *' nod Suite to th.s rock-bottom E
Includea Is a white enamel steel separately the cost would be ,n? chaira# with brown inula- level Conxenient terms If you
bed. a set of springs, a SO- many dollars more than the tion Spanish leather seats." desire.
_jjoun^njattresa^^w^j?Jl!ow8j^^^^sgeciji^comh^na^ioT^jirice^^^^^ B
^ ^ ^nus^
. Look at This! A Kitchea Coapietc in Every Detail CCQ 7C
C I K 7C Kitchen Cabinet. Kitchen T.H., I Chairs. 12-pc. Alnratanm J J7al 3 There Is hardly anjr other
tD X ? * * Set. .H-pc. Housekeeper's Set, 12 Sq. Yds. Fio.r Covrrlns. r piece of furnitur.* that will
THE OAK KITt'HKS <ABI\KT I Two gl'BHTAKTIAI. OAK Kivc the same service a* will
This nrice mtnteri . has white enameled china cup- CHAins neatly designed and well a dunfold l:ke t.. * A single
Silk Shad^ bosi-d. removable tilting flour bin finished. s nil ,e moti..n converts it In
d ?5 and a Mahogany ?,i,h sifting base swinging sugar stantly frotn a davenport Into
Base. Thera are several kinds J*''h J.'ji | nick'eloid top and a A HOI REKEKPKR'S SKT. con- a full-siaed be?l and practical
of shades to select from? full'set of spice jars?the drawers slstins of 8 necessary articles, con- ly places an extra bedr om In
blue, old rose, mulberry and "dboards all scieBtiBcally leniently hunK from a m-tal rack your home
others. Equipped for either Jrr,n^ed for your Con?nienci ?Pancake Turner. Ice Pick. Cleav '
gas or electricity. KITCHEX TABLE with square *r. Carving Kntfe and Fork. Bread "Ti ii r I
tape"d legs lar"e drawer and Knife. Paring Knife and Comblaa- 1 hlS USetul
smooth, round-cornered top ? a Cap Opener and Cap L.lfter? ^
P- ?? . RJII_ tXble far superior to the usual run all made of tempered steel that V-OHlDinatlOn 3ct
oathroom Mirror of kitchen tables. KlTes real service.
^ 1S.P1ECE AUHIXl* RET of 1J !?. VflS. OK FLOOB IOVES- Q ft _
With I flWf>l Knrlr heavy-gauge, seamless aluminum. IX.?A long-wearing, high-trade . t7Ut
"*^"1 an assortment of large pieces that covering in a large assortment of
Qrt Includes all the most desirable attractive patterns ? guaranteed - - ,
, OyC utensils. strictly first quality. 1 i
M AXWELI ^
FURNITURE CDiBl
.... D , ^ 'rTr
iwt .?hi. .Mlrror^ 415-N-19 7tn St-Between D said E h"rd
-.a, .1- A . . _ a*^ >.. _: __ _ . ?
