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E; lavished By Wm. Need. 1870. Volume LI. - Study This Chart Carefully - Everything to This space represents man’s accumulative This is the age of caution \ * ,u. period. Either success or failure is settled. No as a man must not speculate, gam and noth g o| ace allowed. * {or he has nothing to ghm. \mg to lose. re He looks for security, not 40 high rates of interest Now or never At 65, 85 per cent, of the Danger Line men still living are depend \ ent on children, relatives or 20 - charity. i his is tile eg> tistical 45 period when the son thinks he knows more than his father. i , This represents the son’s egotism. \. 30 The boy is 35 now chang- \ mg his mind The son re and conclud’s alizes that life At 45 he does not is a reality 16 per cent, are dead, knowasmuch and he is not 65 per cent, self-sup as he imagin- as smart as he porting. 15 per cent, are ed. He now once thought, dependent wholly or in 1 considers his Father is of part: only 4 per cent. father of fair fair intelli- have accumulated any jintelligence. gence. thing and kept it. IN ALL STAGES THIS BANK HELPS All along the varied Road to Success, through the rough, brambly places and along the wide and easy stretches, this bank lends a willing, helpful hand and encourages its patrons. Shoulder to shoulder, through fat times and lean, our officers aim to inspire to bigger and yet bigger accomplishments. Those who save make up the ranks of the successful. Put yourself on the right side of the line —open an account with us today and add to it regularly. CITIZENS SAVINGS BANK, Station of THE CENTRAL TRUST COMPANY OF MARYLAND, THURMONT, MARYLAND. A 7 per cent HOME INVESTMENT OF PROVEN MERIT | Announcing the Offering “COMMUNITY PARTNERSHIP POLICY” $200,000 Par Value OF OF THE HAGERSTOWN & FREDERICK RAILWAY COMPANY THE HAGERSTOWN & FREDERICK RAILWAY COMPANY , r m' c.T"t°w. s'r‘iS.way m Company. 7 P er cent Cumulative Preferred Stock and Subsidiary Companies -! £“• SiST* Price SSO per Share Par Value SSO a Share [ The Potomac Light & Power Company. _ The provision of an adequate Electric Light, Power, Heating and Transportation service to BUSINESS Production of electric energy for Light, Power, Heating and Transpor- j every community in the territory which we serve has always been the paramount policy of the AND tation purposes in a large and growing residential and industrial territory Company, in order that it might give the fullest measure of co-operation to the development TERRITORY. in Maryland, Pennsylvania, Virginia and West Virginia, of the T* *mi rrv 77 P® r cent of the Company’s operating income is derived from electric V STA ntp 11 * service furnished industry and the public and the demand for which * mTcrNTPQQ service is constantly growing. The economic foundation of the electric BUSIN tab. business is of the most permanent and enduring character. .... . . , . .. ... ... , . , The annual earnings applicable to dividends on the Preferred Stock The results of this policy have compensated us for the capital expenditures made and have crr.miTY have reached the print of being over there times the amount required materially aided in the Company’s rapid development and expansion. From the viewpoint of SECUKIIi. _ j or g purpose H the mdst conservative residents, our efforts have been recognized as having been of inestimable v > value to the remarkable community development of the past decade. We are gratified in thus having been associated with the various communities in a real spirit of AUTHOR- The authorization of this issue was approved by the Public Service IZATION. Commission of Maryland on February Ist, 1922. PARTNERSHIP The stability of character of the Company’s business and its satis- MARKET. factory growth from year to year insures a ready market for the It is therefore with pleasure that we announce a new policy through which we extend to ' Exempt to holders in Maryland from State, County and Municipal our present and prospective patrons the opportunity to share in the profits of our business by the taxes; also from the normal Federal Income Tax, the Company pay purchase of shares of our Cumulative Preferred Stock. This is but the extension of the business EXEMPTIONS. ing these taxes, relationship already formed between the Company and the Community and will prove to be a mutually profitable Sent by check February, May, August and November to share hold if \r " DIVIDENDS. era of record on the 25th, day of the previous month, 1% P** U L 1 V Y quarterly or 7 per cent a year. THE HAGERSTOWN & FREDERICK RAILWAY COMPANY | SUBSCRIPTIONS WILL BE AC- [ RITIES DEPARTMENT, FREDER- CEPTED IN THE ORDER IN SWIl AN c D al A l SfSSKSfe SECURITIES DEPARTMENT which thby are received. ■ FURTHER DETAILS. I —■ . FREDERICK ■ MARYLAND “ I --A- ■ -• > _ The catoctin Clarion A Family Newspaper—indepandeat in Pelitics —Devoted to Literature, Local and General News. Thurmont, Frederick County, Maryland, Thursday, March 2,1922. BALL TEAM ORGANIZED. “Bill” Stoner accepted the manag ership of the base ball club for another season at a meeting held Friday night in the Community Club Room. The other officers, L. S.Birely, Pres ident, and S. R. Damuth, secretary treasurer, were reelected. It was conditionally agreed to enter the Frederick County League, and it was also agreed to send representa tives to the League meeting which will be held in Frederick. So Thurmont is assured of having a ball club during the coming season, whether it be in the league or not. Financially, the club is in excellent condition, there being a balance of nearly S2OO In the treasury from last year. Mr. and Mrs. P. N. Hammaker of Thurmont, gave a dance at their home on Friday evening in honor of Misses Evelyn and Lucille Routzahn of Mid dletown. Music was furnished by the Thurmont Orchestra. Refreshments were served during the dance. The guests included: Mr, and Mrs. G. Hunter Bowers, Mr. and Mrs Claude Clary, Misses Alleen Thomas, Pearl Lease, Elizabeth Staley, Elizabeth Ap ple, of Frederick, Evelyn and Lucille Routzahn, of Middletown, Messrs Wil bur Hammaker, of Liberty, Lee Kel baugh, Fred Bulman of Thurmont, R. Ames Hendrickson, Edward D. 1 Shriver, Jr., Noel Haller of Frederick, Mr. and Mrs. P. N. Hammaker. j The Pneumonia Month. March it a typical pneumonia month and usually gives a high rate of mor tality for the disease. After a long and hard winter, the system loses much of its resistance and people grow careless. When every cold, no matter how slight, is given prompt and in telligent attention, there is much less danger of pneumonia. It should be borne in mind that pneumonia is a germ disease and breeds in the throat. Chamberlain’s Cough Remedy is an ex pectorant and cleans out the germ ladened mucus and not only cures a cold but prevents its resulting in pneu monia. It is pleasant to take. Chil dren take it willingly. Adv. MORRIS L. ROUZER APPOINTED Representative Zihlman on Monday recommended to the Postoffice De partment that Morris L. Rouzer be ap pointed postmaster at Thurmont, to succeed Jos. C. Gemand, whose term has expired. Mr. Rouzer’s name was sent to the Senate on Tuesday, by President Harding, for confirmation. He was indorsed by the Republican Central Committee for the Thurmont; District, and also by former Senator! J. P. T. Mathias of this town. REBEKAH MEETING Mrs. Susan Jones and Mrs. Marga ret Roberts, Secretary and Past Presi dent, respectively, of Rebekah Assem i bly of Maryland, of Baltimore, will be 1 present at the meeting of Rebekah Lodge tomorrow (Friday) evening, at 7:30 o’clock. All members are urged to be present. To endorse and help the Memorial Park project is like casting bread on the waters—it will return to you by j and by in the joy you will have in the ■ thought that you helped to honor your | soldier boys and at the same time helped to create a “beauty spot” for! your town. Sick Mrs. Barbara Baxter has been con fined to her bed with grippe. Mrs. Russell Baxter and daughter Mary have been confined to the house | with severe colds. . Children Cry FOR FLETCHER’S j CASTORI A SIOO Reward, SIOO i' The readers of this paper will be pleased to learn that there Is at least | one dreaded disease that science has been able to cure In all Its stages and that is catarrh. Catarrh being greatly Influenced by constitutional conditions requires constitutional treatment. Hall’s Catarrh Medicine Is taken Internally and acts thru the Blood on the Mucous Sur faces of the System thereby destroying the foundation of the disease, giving the patient strength by building up the con stitution and assisting nature in doing Its work. The proprietors have so much faith In the curative powers of Hall’s Catarrh Medicine that they offer Ons Hundred Dollars for any case that it falls to cure. Send for list of testimonials. Address F. J. CHBNET ft CO.. Toledo. Ohio. Sold by all Druggist, 76c. Terms SI.OO in Advance. EARL H. HOFFMAN AUCTIONEER Thurmont, Md. Farm Sales. Personal Prop erty Sales, Etc. • 2-23-3 t The Fredericktown Savings Institution Established March, 1828 The great Theodore Roosevelt is quoted as saying that, “If you would be sure that you are beginning right. Begin To Save.” Should you not take the ad vice of one of our greatest Pres idents? Begin to save NOW. Deposit money each week or month at this Old. Sound Bank, and you will be sure to begin right and end right. We pay 4 per cent interest on time deposits. No. 51