Newspaper Page Text
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Clotfy tonight; Saturday fair.
Full lleport.on Page 3.
Yesterday's Circulation, 49,701
WASHINGTON, FRIDAY EVENING, MAY 16, 1913.
PBICE ONE CENT
To the People of Washington
I want to say a personal word to you about
The Munsey Trust Company. I have talked
with you at some length within the last week,
in an official way, through advertisements' in
the newspapers of the city.
Now that the work of organizing the com
pany and of organizing a force to man the
bank, and now that the bank has opened its
doors for business, and has one day's' actual
business to its credit a splendid record day I
want to say a 'word more to you, and to say it
in a more intimate way than through a con--ventionil
The two hundred and fifty- and more men
aad 'women who came into this bank yesterday
the opening day of the bank of their own
volition, and opened accounts, furnish the most
substantial evidence' of their confidence in The
Munsey Trust Company and their indorsement
of its plan of doiqg business with the public
I appreciate very much this cordial welcome
to the new trust company, and to these two
hundred and fifty men and-women the initial
depositors in The Munsey Trust Company I
wish to'extend the thanks of the board of di
rectors and especially to extend my own warm
"The Munsey Trust Company is already an
established, seasoned banking house estab
lished in a single day and its success made
certain. Of course, there was never a minute's
question in my mind about its ultimate suc
cess, but putting the measuring stick on is to
know. JThe measuring stick gave a good ac-csuat-of
yesterday's business an account that
points conclusively to a brilliant career for The
Munsey Trust Company.
Shall IstelL you the secret of yesterday's
splendid indorsement? The secret lies in the op
petition. we ran up against when the initial step
tshen'toekiar towards the establishment nf
rv ir m: vx' i'j-V' '. -T-. J.-- '
r'SMwacyirast t-ompamrnere in winning-
It was no fancied opposition, .but a decisive.
antagonism that cropped out all over the town,
and the atmosphere was surcharged .with it.
"When the stock of, the company was first, of
fered for sale' it found few buyers in Washing
ton, and it was not until I came over here from ,
New York and very frankly stated in the press
the facts and my purposes that Washington
confidence began to show life.
In a word, the opposition was stubborn,
forceful, subtle, and able able enough to kill
any new enterprise of this kind except it had
good fighting blood back of it.
It is because of this opposition, the char
acter and measure .of it, that I have come to
have so bis a measure of personal, virile in
terest in The Munsey Trust Company of Wash
ington. I had not expected to do much indi
vidual work in connection with it, and should
sot have' done so but for the opposition lined
tip against it.
And it was while shaping up the more or
less perplexing problems preliminary to the
founding of the company, while keyed up to
overcoming opposition, that we worked out the
plans for dealing with the public that the public
so handsomely indorsed yesterday.
,These plans are straight plans, straightfor
ward in every particular. They mean exactly
what they say. Where they say they pay a
given interest three per cent or four per cent
they mean that the interest will be figured in
a straight way on daily balances that is, on
the actual average daily balance for the month,
not on the lowest day's balance of the month
regardless of the balance on the big days of the
The Munsey Trust Company will do busi
ness1 in an open, frank way with the public.
It will establish a sound, just system of com
puting interest and men square the rate of in
terest to it. In other words, The Munsey Trust
Company will not seem to pay a rate of in
terest that it does not deliver. It will deliver
the goods full measure that it advertises to
deliver. To whittle down the advertised rate
of interest by methods of computing interest is
misleading "and is not understood by the gen
In this discussion on the question of figuring
interest, I realize that The Munsey Trust Com
pany is putting itself in opposition to the bank
ing system pretty generally or wholly in vogue
It is not with the. purpose, however, to crit
icise the methods of others that we are dis
cussing this matter, but obviously because we
must explain our position to the public. The
fact that our way of figuring interest as it works
out brings so much bigger returns on deposits
to the depositor than other systems compels" us
to say so in any common sense, view of the
For example, if two banks were paying the
same rate of interest and the one paid interest
on the lowest day's balance of the month, and
the other paid interest on the average daily
balance of the mooth, and if everything else
were equal with these two banks capital, man
agement, opportunities, and expenses it is
clear that the bank figuring on the lowest day's
balance of the' month would soon put the other
bank out of business, because of the lower rate
it would pay to depositors.
With the one system the daily balance
system two per cent means two per cent full
measure on the actual amount of money in the
bank for the month. And, likewise, three per
cent means three per cent, and four per cent
four per cent
With the other system, two per cent on bal
ances might mean one per cent or more all the
way up to a full two per cent. Or it might
mean no more man a quarter of one per cent,
or even less. The same thing would hold true
in proportionate measure if the rate were three
or four per cent
Without actually knowing and there' is no
way I can know definitely I will venture the
guess that here in Washington the forty or fifty
thousand or more checking accounts on a basis
of two per cent interest on balances are ac
tually getting as a whole less than one per cent
interest And this would be due wholly to what
seems to me to be a false theory of doing busi
ness an old, very, very old theory that has
come down from the past and remained too
long. It in no sense reflects on the integrity of
the bankers of the city. The same thing is
done in many ether cities. In is an inheritance
and a habit, but'fHs nevertheless' bad, 'because
it is misleading; Its only justification is that it
is and has been, but ises because they have
been are not good enough' for today.
What I wanted especially to talk with you
about 'is our savings account plan. Without
question, it is the fairest and squarest and most
generous and most elastic plan for savings ac
counts that has ever been put out in any coun
try anywhere under God's blue sky.
Other houses, many of them, pay four per
cent, as we do, but they tie up the poor savings
depositor with so many conditions that he has
nothing of the freedom of the big man in nan-,
dling his money.
The small man may have use for his money
any day quite the same as the big man, and he
bhould be able to get it and get interest on it so
long as the bank has had it. To frame rules
that rob a man of weeks and months of interest
well nigh six months, and under certain con
ditions even more when necessity presses him,
is monstrous. This, too, is a come-down from
the past, and it has stayed too long.
The Munsey Trust Company will not be a
party to any such antiquated, cast-iron methods.
It will give to the small savings depositor every
advantage it gives to the biggest depositor. It
will hedge itself about with no rules that take
away from him a day's interest, to say nothing
of months of interest. Money deposited in The
Munsey Trust Company will draw interest every
day it is on deposit, save the day of deposit.
Every business day in the year is deposit day,
and every business day of the year is one on
which money may be drawn, and without the
penalty of losing a day's interest. And interest
will be compounded quarterly four times a
It is to be assumed that money placed in a
savings account is so placed with the intention
of its remaining for some time, but it is possible
conditions may so change that the depositor
must have his money. By our plan he can get
it at any time, and with interest, the only dif
ference being his interest would be figured at
three per cent instead of four if on deposit less
than six months. We fix upon six months as
the shortest time on which we can allow four
per cent, but provide a way for a man to get
his money in a less time, to get it whenever he
wants it, and with interest on a smaller.interest
basis, three per cent.
Man hates compulsion hates any plan that
compels him to tie himself up hard and fast to
any given scheme for six months. Man wants
freedom in banking as in other things wants
freedom and security. Depositors get both of
these at The Munsey Trust Company.
One word more. My aim is to build The
Munsey Trust Company info a great banking
house here in the National Capital to make
it institutional in character a Rock of Gibral
tar in strength. All this presupposes a further
increase in capital many increases, I hope.
FRANK A. MUNSEY
West Virginian Brings New
Tales of Miners' Sufferings
in Coal Districts.
EXPECT DECISION SOON
Senate Will Take Up Resolution
As Soon As Tariff Bill Has
Been Disposed Of.
Desolation and despair in the
thousands of huts called homes by
the West Virginia .miners would re
sult from the defeat of the resolution
of Senator Kern calling for a Con
gressional investigation of mining
conditions In West Virginia, accord
ing to State Senator Sam B. Mont
gomery, of Klngwood, W. Va.
Senator Montgomery, who was in
conference with Senator Kern for
more than an hour, this afternoon
gaye additional information of the.
most startling nature regarding ex
isting conditions In the West Vir
ginia coal fields.
Charges Are Substantiated.
The charges of peonage, assault mis
treatment of both men and women, and
similar conditions, were substantiated
by the State senator.
In the Senate the demand for a Con
gressional Investigation, as provided for
In the Kern resolution. Is more Insistent
than ever. Before adjournment tonight
the Senate will decide whether the Kern
resolution shall be passed. As soon as
the tariff bill has been disposed of the
Kern resolution will be taken up.
The Senate Is aroused the reports
and charges of peonage, .mistreatment
of women. Imprisonment of men
through the operations of military tri
bunals. which"1 have been made to that
Charles T. Burns Found Guilty
of Activities in Behalf of
Former Weather Chief.
GETS SALARY REDUCTION
Assistant Foreman of Division
Dtmoted After Investigation
By Secretary Houston. v
Demotion and reprimand have
been meted out to Charles T. Burns,
assistant foreman of division of the
United States Weather Bureau, and
alleged lieutenant of Willis L.
Moore in a political campaign for
Professor Moore's appointment as
Secretary of Agriculture.
Burns was found guilty by Secre
tary Houston of misconduct and Ir
regularities in the performance of
his duties at assistant foreman of
division, and did not, according to
the Secretary's official findings,
show sufficient cause why he should
not be punished.
Demoted With $350 Loss.
Consequently; he Is to be demoted
from assistant foreman of division to
compositor, with a loss of $350 a yvr
In salary, dropping from 81,600 to $1,250.
Prof. Oliver I. Fasalg, who is in
charge of the weather station at Ean
Juan, and against whom charges were
preferred" by Prof. Moore Just berore
the tatter's dismissal, was acquitted by
Secretary .Houston on all the chants
except those asjto Items of expense
aggregating 18.66, The Secretary fur
ther "wholly acquitted him or -naving
claimed or received reimbursement to
any extent except for moneys actually
expended by him In the course of his
Ariciii rnnritiet." With rccard to the
. Itenv "Mr. Fassig wa found guilty
COMMANDER TB3LIP ANDREWS.
READY TO CONFER
ON PENSION PLAN
Retirement Association Will
' Send Committee to Talk
With Employes' Today.
txidy throuarh-Si'WitorjKern rc-ntly -,,, accuracy and franTcneuu ml
1 . a - . 1 . t. ...a. .... ... m j. nfi .!
TUm fuanl.ttlmi itrnhdhlv will be re-
ferred to the Committee on 'Education
and Labor before being passed by the
(Continued on Second Page.)
Public Carriers Must
Furnish Pure Water
New regulations to safeguard rail
road and inland steamship passengers
against reception of disease from con
taminated Ice, or drinking water, have
Just been issued by the Public Health
AH public carriers have been in
structed that they can comply with the
law by having water used by them ex
amined by the health officer of the
State from which It comes, and cerUfW
as to purity. Bacteriological examina
tion should also be obtained from State
medical officers at the source of all Ice
Whenever there Is an epidemic of
disease at any point where railroads
or steamship lines obtain a drinking
water supply "or Ice, a supplementary
examination by State health authorities
to pass the supplies should be made.
It Is the idea of the Public Health
Service to ha wo all water and ice
scurccs passed upon. Where water is
suspected. It can be used by the car
riers If they take precautions to so
treat It as to prevent Its carrying disease.
Bryan Will Cut Down
On His Speaking Dates
Secietary of State Bryan is planning
to restrict his visiting engagements.
The Secretary has been kept so much
on the Jump lately tilling speaking en
gagements that he has fallen behind on
his office work. The Secretary says
he has no entailments that will take
him out of Washington in the Immedi
He sayb he has not received an Invita
tion from Governor Sulzcr to stump
New York State for the direct primary
bill as had been reported In New York.
Darrow May Escape
New Bribery Trial
LOS ANGKLKS. C'al.. .May lfi. That
Clarence S. Darrow neer will he tried
again on charges of bribery In connec
tion with the trial of the McXamara
murder case, is the general belief here
InIHI t lll.Ul I. tllA ni.ln.. n -...!..
District Attorney Ford in striking the
Darrow indictment from the court cal
endar. This leaven the ase without a date
for trial, and It Is expected that later
the district attorney will quash the
Repairs Are Begun
In Tornado-Hit City
SEWARD, Nib. May 16. Commit
tees working under the direction of the
Commercial Club today began re-con-structlori
and a general clean-up. fol
lowing Wednesday's tornado, which de
stroyed twenty-two homes and killed
eight persons In this city.
Physicians stated today that the
score or more injured would all recover.
Manslaughter Is Charged.'
TRENTON. N. J.. May IBHarvey G.
Reed, of Mercer, whose automobile col
lided with the motorcycle of Oljver
lts. rcituUInHr In the latter's death.
KWunrtoSiy.JUdBO GIChte, ,n
of misstating the exact nature of' ills
esnendlturea In claims presented tothe
Government for reimbursement. Prof.
Fasslg was reprimanded.
With lengthy writing opinions to be
filed with the Civil Service Commission,
Secretary Houston today disposed of
two cases of the Weather Bureau tan
gle, that has been marked by charges
and counter charges and many hints of
Charles T. Burns was furloughed
without pay April 18, 1313. pending an
investigation. Written charges, with
specifications, of misconduct and Irreg
ularities In the performance of his
duties were preferred against him. and
he was -directed to show cause why he
should not be removed or reduced In
grade and compensation.
Alter a review u me euum mac
Secretary Houston found that "on Sep
tember 37, 1912. Mr. Burns signed and
delivered to the chief clerk of the
Weather Bureau, an official memoran
dum conveying and Intended by him to
convey the Impression on the records
of the bureau that he had conceived the
Idea that an Inspection of station print
ing plana, located In various cities,
was necessary in the interests of econ
omy and efficiency, whereas the Idea
was not conceived bv him but the trip
was planned by WllUs L. Moore for
the primary purpose of promoting his
(Moore's) candidacy for appointment aa
Secretary of Agriculture."
The Secretary found furth-r that Mr.
Burnt had reported on his trip Janu
ary 7, convelng the impression that he
had spent the time from October 23 to
December 2 continuously and exclusive
ly to Inspection of printing plants.
whereas. In fact, outside of the time
spent in travel he had used a larg
part of the period In furthering the per
sonal and political Interests of Mt.
Moore, and had devoted a relatively
small part of the period to inspection.
Plea of Ignorance Fails.
Similar findings were filed In a trip
made by Mr. Burns to Baltimore.
The Secretary found that Mr. Burns
had made claim on vouchers for reim
bursement of his expenses by the Gov
ernment on a per diem basis, although
a large part of his time was devoted to
the personal and political Interests of
Other Instances are cited, and the Sec
A plea of inexperience and Ignorance
does not exonerate one from blame In
making out claims against the United
States containing such exaggerated
amounts as are Included In the voucn
ers. The gravamen of the offenses of
.Mr. rturns was not political activity,
but consisted of doing personal work
under the guise of performing official
duty, misstatements In official docu
ments, and use of Government time and
money tor purposes inai were private,
and not official."
Strikers Ask Senate
Inquiry at Paterson
IWTEUSON. N. J.. May 16.-In nn ef
fort to force a Federal investigation of
the strike of the silk workers hexe. thu
Industrial Workers of the World s to
day having a transcript made of me
testimony on which Patrick Qulnlan was
convlcte". hub win oe lorwarued to
Sen.uoi Hughes, who will be asked to
hae the Senate Investigate. The strike
lepdfrs will alls?e that Qulnlan hnd an
unfair trial, and that It Is Impossible
for any leader now under indictment to
Sct a fair trial.
Captor of Davis Nearly Dies.
PHILADELPHIA. May 16. With, a
gold men1 awarded him by Congress
cUsneJ ln nl8 "ands- Casper Knobel,
Beenty. the last of the band of fourteen
cavalrjmen who captured Jefferson
Davis the fleeing President of the Con
federacy. " today found unconscious
in his room while gas flowed from sev
eral Jets. Knobel was rushed to the
hmoltal. and after surgeons had worked
desperately over him. expressed the be-
The United States CivU Service Re
tirement Association, at a meeting at
the New Ebbltt today, voted to send a.
committee, to confer late this afternoon
'Vltn u committee, of tu National As
sociation of Civil Service Employes re
specting legislation for the benefit of
employes of the classified service. -
The retirement association makes
this proposition to the national associa
tionthat the retirement association
shall seek to have withdrawn the Aus
tin bill, providing for a contributory
It also urged that the National As
sociation cause to be withdrawn the
Hamill bill. Introduced yesterday and
providing for straight out pensionsr and
that a Joint committee of tin two as-
(Contlnued. on Fifth Page.)
District Supreme Court
Arranges for Vacations
Vacations for the members of the
District Supreme Court bench will begin
July 1, the assignment for the summer
sessions being announced today follow
ing a conferences of the Justices ln
Only one member of the court will be
on hand from July 1 to October 6, the
assignment being as follows: Justice
Anderson, July 1 to IS: Justice Gould,
July 17 to August 1: Justice Barnard.
August Z to 18; Justice Wright, August
19 to September 3; Justice Stafford. Sep
tember 4 to September 19, and Chief
Justice Clabaugh, September 30 to Oc
Joy Rider is Sentenced
To Six-Month Term
Putting into effect for the first time
the new law regarding the taking of
automobiles without the permission of
owners, for Joy-rldint. Justice Gould
sentenced Charles Jefferson, in Crim
inal Court. No. 2, today to six months'
Imprisonment at Occoquan. Jefferson
took an automobile owned by Congress
nan Mondell of Wyoming, and aban
doned "it In the suburbs. The maximum
puialty for the offense Is rtve years' Im
prisonment. John Anderson, who was
Indicted on a charge of taking an auto
mobllo belonging to Edward B. Myers,
pleaded not guilty. He probably will
be placed on, trial next week.
Teamster Is Fatally
Injured in Runaway
Ernest Trultt. thirty-five yeara old.
a driver at the. Home for the Aged and
Infirm, Blue Plains, was killed shortly
before noon today in a runaway acci
dent on the farm connected with til's
Trultt was driving a hor--e attached
to a heavy farm cart when the animal
took fright and started running. Droi
plng one of the reins, he started to
climb out on the shafts to get hold of
It In an effort to chtck the horse. As
he did so his foot caught In a piece
of harness nnd he fell against the
wheel. A moment later the man was
dashed to the ground, and the wheels
passed over his body, crushing him
about the abdomen and legs.
Six Months in Jail
For Forging $85 Check
John F. McDonald, who was arrested
Saturday after he had attempted to
pass a worthless check for JS5 on the
llrm of Peter Grogan & faon. furniture
dealers, pleaded guilty when arraigned
In the United States branch of the Po
lice Court today, and was sentenced to
six months In J. Tlc ,"" who has
been convicted of a similar offense In
Boston, declared that he was out of
work and needed money to get straight.
GOVERNMENT IN CRISIS
OVER JAP LAND BILL
CALLS WARSHIPS BACK
White House and State Department See Signifi
canceof Trouble Caused by California's New
Land Measure Coast Artillery Ordered to
Honolulu Ammunition for Philippines.
SECRECY VEILS ACTIONS OF OFFICIALS;
CONFERENCE RESULTS IN NAVAL ORDER
The United States Government, drawn into a contro
versy with Japan over the California anti-alien land bill,
today finds itself face to face with the most serious propo
sition that has confronted it since the Spanish-American
This is the carefully cloaked feeling in both the State
Department and the White House today, following a meet
ing of President Wilson and his Cabinet.
Two of the Navy's best fighting ships, the Montana
and the Tennessee, now cruising m Mediterranean waters,
have been ordered home.
The Navy Departmenrdeclines to openly give its rea-
u "iw 1VIU1U Ul MK OMIU9. IV 1A.AC1U1-U1BVUH1V auuui-js'
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iea, nowever, mat tne warvesseirwereoraereanomeTn
event thaftheir services are required.
For days there has been an undercurrent of unrest
1 manifested by the secrecy maintained the State, War,
and Navy Departments and the White House regarding
developments in the Japanese situation.
HIGH OFFICIALS SEE GREAT UNREST.
While no statement will be made by any one in au
thority, it is known that President Wilson and his Cabinet
see a greater degree of seriousness in the situation than the : ,
public has any idea of.
The orders for the dispatch of two companies of coast
artillery to Honolulu are held to be in compliance, however,
with plans announced in the annual report of the Secretary
of War which' call for the creation of a permanent and suf
ficient garrison in Hawaii.
If Japan strikes, and it is generally admitted that such
a thing is not improbable, she will do it before the comple
tion of the Panama Canal. This is admitted by State De
The same insistent manner shown by Ambassador
Chinda in pressing the State Department to transmit to
Governor Johnson the protests of his government against
the California anti-alien land legislation is now being dis
played by the ambassador in an effort to obtain an official,
reply from this Government to his note of protest. All told,
Viscount Chinda has made five visits in person to the State
Department within thelast few days.
AMMUNITION HURRIED TO PHILIPPINES.
The official explanation of the orders fenses of the Potomac and of the post
for the dispatch of the coast artillery
to Hawaii to aid ln manning the
Hawaiian coast defenses makes no men
of Fort Washington was given orders
to sail with the 119th and 143d Com
panies of Coast Artillery.
tapu lieorge u. hicks, jr.. was as-
tlon of the fact that these two compan- J ji;ned to accompany Colonel Rafferty
les are being dispatched much In ad- as a member of his staff, and Major
vance of the time Intended for their de-' Frank WCoe. now personnel officer of
narture. Significance also Is given lni'he N"h. Atlantic Artillery, district.
.'";... i'i .- .h. ,. ,h. i.,l"us eera 10 sail on the same
uuuiiiiini ni" v. un ...... ...... ' gieamer.
week a big consignment of ammunition
was dispatched to the Philippines from
Another fact that seems to Indicate
the Government attaches more signific
ance to the present situation than Is of
ficially admitted. Is that orders have
been Issued from the White House to
the War and Navy Departments that
nn wnrshlns or troops shall be moved
or any naval or military demonstration
made wnile tne aipiomaiic negotiations
with Japan are in progress.
Arranged At Conference.
The orders to the departments were
issued last night after a conference at
the White House between President
Wilson. Secretary of the Navy Daniels,
Secretary of War Garrison, ami John
Passett Moore. Acting Secretary of State
riurlnc Mr. Bryan's absence. Subse
quently the orders were given for the I
movement 01 aruuery iroops 10 nawaiu
The orders to the three officers and
two companies of Coast Artillery pro
vided for their sailing fromwSan Fran
cisco about May 24. Col. "William C.
Raflerty, commanding ta ceaat 4t
Court Clears Hyde.
NEW YORK. May 16.-The appellate
division of the supreme court today de
livered an opinion reversing the decis
ion convicting former City Chamber
lain Charles H. Hyde of bribery In con
nection with the deposit of city funds
ln the Northern Bank and Carnegto
Trust Company. Hyde was tound guilty
on the charge of bribery November 30.
IN CONGRESS TODAY. ""
Met at noon.
Debate resumed on tariff bill. Senator
D'scusslon of Kern resolution on West
Virginia mining situation will be re
sumed at t o'clock.
Senator Norrls speaks on coffee valori
Met at noon.
Congressman Fitzgerald reported dis
agreement on sundry civil bill, and
asked that It be returned to confer
enct. Debate was begun.
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