Newspaper Page Text
THOS. J. ADAMS, - - - ' - . EDITOR
THURSDAY, MARCH 23, 1893.
Gen. Wade Hampton has been
appointed Commissioner of Rail
roads by President Cleveland.
Sixty-four of the United States
Senators are lawyers, one a preach
er, one a doctor, and one a jour
On a dollar bill a Washington
board of health doctor recently
found the germs of three different
The report of the earnings of
the railroads in this State shows a
marked improvement over the
business of last month.
The hearing of the South Caro
lina railroad case in the Supreme
Court has been postponed from the
27th of March to the 3rd day of
Rev. Ira Hicks, the weather
prophet, makes a dreadful forecast
of blizzards, storms, and earth
quakes for the balance of March.
It is to be hoped that he is out of
N. G. Gonzales, editor of The
State, is an applicant for the con
ship at Shanghai, China. He
wants to go where the Shanghai
chickens grow so tall that you
can't hear 'em crow, in a few days.
The Columbia correspondent of
the News and Courier says that
there is an increasing probability
that "Uncle George" Tillman will
- be a candidate for Governor next
The new state of Washington
has passed a cigarette law that
gets next to the skin. It makes it
unlawful to manufacture, buy,
give away, sell, or have in one's
possession cigarettes, or cigarette
The year 1893 is to be a great
cotton year, but a poor corn year.
This is the prediction of Joff
Welborn, the great Texas' farmer.
The conclusion from this is that
you must plant less cotton and
OB---?--^-^fc i j
The appointment of Judge Gres
ham to be Secretary of State, is
the first instance in the history of
this country of the appointment
of a member of the opposite party
' to that in power to the most re
sponsible position in the cabinet.
Cleveland will oppose the re
election of Crisp as speaker , of
the . House of Representatives.'
This seems to be settled. If you
should ask why, we would hardly be
?' able to tell you, unless it be that
Crisp is not in accord with the
President on the silver question.
Crisp certainly made a very able
If Harrison had been re-elected
President the. Republicans were
going to introduce a bill in Con
gress allowing pensions to soldiers
of the Union army for becoming
bald-headed during the late war,
or since the war, if produced by
causes existing during their ser
vice. Married men were to be ex
cepted from the nrovisions of the
Secretary of State Tindall, one
of the Trustees of Clemson College,
say s' there has been a steady in
crease in the number of applicants
for admission to the College. At
the last meeting there were only
about 250 young men who had sent
notices to the effect that they were
certain of attending. Since that
time enough additional replies
have been received to run up to
If there is truth in newspaper
reports South Carolina may. enjoy
a repetition of the merry campaign
Tennessee had a few years ago
when Taylor opposed Taylor with
two rival candidates for governor.
It would be worth while, just for
the humor of it, to see a race be
tween Geo. D. Tillman and B. R.
A fatal objection to this brotherly
campaign would be that nothing
short of omniscience could tell,
when the horny-headed sons er
guns hollered Tillman! Tillman 1
which Tillman had the crowd;
and the burden on The newspaper
reporters, of proving which, would
offer too great a premium to pre
OUR V. S. SENATORS.
The United States Senate Com
mittees have been announced,
Senator Butler is Chairman of the
Committee on Inter-State Com- ,
merce and the Five Civilized Tribes ,
of Indians. He is also a member (
of the Committees on Foreign Re
lations, Naval Affairs, to Investi
gate "trespassers upon Indian
Lands and Additional Accommo
dations for the Library of Congress. I
Senator Irby is Chairman of the
Committee on Transportation 1
Routes to the Seaboard, and is also 1
a member of the Committees on
Post Ornees and Post .Roads, Mine,
Coast Defences and C'vil Servic?. (
COTTON SEED RUBBER.
They are now actually making
india rubber shoes out of cotton
teed oil. This is not a hoax, but
m absolute verity. The factory is
ocal ed near Savannah. The site
)f five acres was purchased four
niles from that city, a high board
fence was erected around the prop
erty, the factory was built in the
raclosure, and has been running
tor months. Nobody knows what
is going on inside the factory ex
;ept a few ignorant negroes, and
no one is admitted, because the
secret is hot patentable. A writer
in the Baltimore Manufacturers'
Record writing on this subject
"The bare facts alone are known
that crude cotton seed oil, costing
about 50 cents a gallon, or about
$125 a ton, is carted in, in five ton
lots, and that tons of rubber,
worth about $2,000 a tea, are cart
ad out and shipped to a very prom
inent rubber dealer and manufac
turer in Boston.
The value of the new industry
to its discoverer and his associates
is indicated by the figures we have
just given. It is not easy to over
Bstimate its value to the South and
to the world. The uses of rubber
are increasing every year, and the
demand for the article is taxing
the natural supply already. If
the artificial product can success
fully be employed for all or moBt
of the purposes to which the natu
ral produot is applied, or would be
applied if its cost were cheapened,
there will soon be a market for all
of it that can be made in the
South, and the cotton farmers will
be directly and greatly benefited
by the increased value of the raw
oaaterial, cotton seed oil, which
they must supply.
It has been predicted that the
ieed of the cotton plant will some
day represent a larger value than
the lint, and that it may yet come
to pass that the crop will be plant
ad mainly for the profit in the
seed. It really begins to appear
as if the prediction, wild as it
it seemed at first, will yet be veri
fied. A berry or nut-or whatever
it is-that furnishes at once a
wholesome table and cooking oil,
the best kind of food for all cattle,
a sugar fifteen times sweeter than
cane su^ar, a rick fertilizer agent,
and material for the making such
varied articles of usefulness as
Alabama strings, erasers, galoshes,
gum boots, bicycle and buggy tires,
hospital beds, soldiers' overcoats,
iadie-*' wraps and car buffers and
springs, has a future before it that
it would be vain to attempt to ouk
line or;to limit."
COL. CUNNINGHAM DEAD.
Col. John Cunningham, known
in Edgefield as Col. Jack Cunning
ham, died at his home in Laurens
county on the 10th inst., in the
seventy-fifth year of his age. He
belonged to a past generation, and
not many know of his active
career in earlier times. He was
the son of Capt. Robert Cunning
ham, a prominent officer of the
war of 1812, and a distinguished
citizen of this State. His mother
was Miss Louisa Bird, a Virginia
lady. Miss Pamela Cunningham,
the famous "Southern Matron,"
author of the movement to pur
chase Mount Vernon, was his sis
ter. He was a first-cousin of Wil
liam L. Yancey, of Alabama, the
great secession orator, and he was
also gifted with the fiery eloquence
for which Mr. Yancey was cele
brated. He was a grand-nephew
of Col. William Cunningham, of
Revolutionary fame, familiarly
known as "Bloody Bill," a dreaded
Col. Cunningham all through
life was an earnest and enthusiastic
advocate of the duelling code.
Early in life he met upon the field
ot honor Judge Samuel McGowan,
DOW Associate Justice of the Su
preme Court of this State. Shots
were exchanged and Judge Mc
Gowan was slightly wounded. In
1856 Col. Cunningham became en
gaged in a heated newspaper con
troversy with Mr. L. M. Hatch, one
af the editors of the Standard.
This led to a correspondence be
tween the two editors, which ter
minated in a hostile meeting. The
ancounter, which took place on the
Washington Race Course on July
28,1856, was bloodless and after
m exchange of shots an amicable
idjustment of the difficulty was
'During the last few years of his
ife Col. Cunningham developed a
?trong advocacy of spiritualism,
ind, with others entertaining the
lame opinions, he held weekly
leances, at which it is said strange
iisclosures were made.'"
The Cotton Crop in Sight.
NEW YORK, Narch 18.-The
otal visible supply of cotton for
he world is 4,072,830 bales, of
rhich 3,681,600 bales are American
gainst 4,72,539 and 4,050,339
espectively last year. Receipts
rora plantations 38,355; receipts
rom all interior towns 30.711.
"rop in sight 5,890,086.
CENTRAL ASIA COTTON.
The following acconnt of the
rapid increase in cotton production
in Asia will show our farmers
that they must soon perforce turn
their attention to something other
than the fleecy staple ; for in addi
tion to over-production in America
they will have to compete with an
immense production- the other
side of the water.
? In 1871 but 23,000,000 pounds
of Turkestan cotton found its way
to European Russia. In 1881 this
had increased to 45,000,000 and in
the year 1891 the total amount
sent out was 93,000,000 pounds.
While this, when compared to
America's production of 2,814,
000,00o pounds yearly may see
but minute, a careiul examination
will show that the progress of the
increase of production is so rapid
that it will not be long before
this Turkestan cotton will rival
American products not only in
the Russian markets, but also m
those in Western Europe.
. Another significant factor is the
extremely low cost of production.
It is needless to go into elaborate
explanations on this head. Suffice
it to state that whereas the aver
age price of cotton in the United
States is about 12 cents per pound,
The Turkestan product may be
bought at Nijal Novgorod for as
low as 7 and 8 cents, and eyen less.
Nor is tfie Turkestan staple any
inferior in quality to that of
America. Indeed, on the contrary,
that couutry is very fortunate both
in the climate and soil as regards
the production of cotton. The
climate is soft and the ideal one
for the semi-tropical products.
The soil is rich with salt and
supersulpbate of lime. These two
are quite significant items in
Furthermore, the plant, which
attains in this region some niuo
and a half feet in height, and a
thickness of stalk of two and a
half inches is singularly free from
the various kinds of worm, such
as the cotton worm boll worms,
etc., which are accredited with
destroying nearly 34 per cent of
the American cotton crop. While
the caterpillar does appear here,
it is only toward the end of the
summer, and thus does more good
than harm, since it eats off the
top leaves of the plant, and lets
in the sunlight to shine upon the
lower portions of it, at the time
when it needs it most, as the crop
is gathered in August.
There are at present sixteen
mills at Andijan, and, as these
have boen found inffP^l*^-^igg
where near filling Che demand,
8 more are already in course of
construction, and several others
have been contracted for. One of
these present mills is capable of
cleaning 2,000 puds (about 7,000
pounds) per day.
BUTLER AND EARLE.
Senator Butler Contradicts Col.
WASHINGTON, March 18-I asked
Senator Butler today if it was true
as alleged by Col. Earle in the
Greenville News that previous to
the correspondence betweee them
on the 15th inst., Col. Earle asked
him personally whether he would
vote for his confirmation sf nomi
nated, and he said he would do so.
"It is not true," replied Senator
I asked Mr. L. M. Fouche of
Ninety-Six, who was present at
the interview, whether Senator
Butler made such a statment.
"He did not make it during my
presence," said Mr. Fouche.
Mr. Fouche to-day addressed the
following letter to the senator: '
Dear Sir : At your request. I
will endeavor to give my under
standing of an interview between
Gen. Joseph H. Earle of Greenvile,
S. C., and yourself, which occurred
in this city on Wednes day, 15th
instant. I was at your residence,
and there met Gen. Earle, and
heard Gen. Earle ask you if it was
true, as had been stated by the
News and Couier and The State
that if he (Earle) was nominated
for district attorney that the
Senate would not confirm his
appointment, and if such
statement had been author
ized by you. Senator Butler dis
claimed having any knowledge of
these statements, and suggested
to Gen. Earle to not pay any at
tention to newspaper squibs. Gen.
Earle said he could not allow the
papers to take such license; if
they did, he would give them a
place of his mind. He further
stated that he felt a delicacy in
asking Senator Butler to endorse
him, and thought it useless, as he
understood he had pledged him
self to Gen. Yournans.
Senator Butler again stated that
was another mistake, and said that
he had placed the same endorse
ment ?ii several applications for
this same office. "That the with
in named applicant is qualified
to fill the office asked for," or
words to that effect, and that he
would give th?j same endowment
on his application should it be
placed in his Hands. .
Senator Butler then asked his
authority as tojthe statement that
he was pledgedit?'Gen. Youmans.
Gen. Earle replied -he. could not
give his authority, but that it was
a rumor. . Gen. ?Earle then asked
Senator Butler if he would reduce
this to writing. He said he would ;
ann.Gen, Earl?.asked that.-it.be
done then and there. There being
no paper convenient, Senator
that Gen. Earle
address him a Bote to his office,
and he would reply at once.
Gen. Earle immediately left,
and Senator Butler and myself
went to his pommittee room.
While there, Mr? Sullivan of
Senator Butler a
in and handed
note from Gen.
Earle, asking if Be were nominated
for United StateslDistrict Attorney
by the Presidentj would he vote
for his confirmation.
Senator Buffer replied, by Mr.
Sullivan, declining to answer
the question. I read both noteB.
This is as nearly(as possible, the
conversation that took place in
my presence. Yours, very truly,
Lil RE NS M. FOUCHE.
The following is the correspon
dence : WASHINGTON, March 15.
-Hon. M.C.Butler, U. S. Sen
ator-Dear Sir : Referring to our
conversation this morning, I would
be glad to know' whether you
would vote for " confirmation
should the President nominate me
for the position of United States
District Attorney for South Caro
ma. Very respectfully. .
JOSEPH H. EARLE.
Kindly send rae a reply by Mr.
U. S. SENATE,' - WASHINGTON?
March 15, Hoy. Joj^pJtH. Earle,
Washington D. C.-r-Dear Sir ; In
reply to your letter ,of this date;
just handed me by Mr. D. A. J.
Sullivan, asking me if I would
vote for confirmation if the Presi
dent should.nominate you for dis
trict attorney for South Carolina,
I beg to say it would be improper
for mo to say what I will do in
executive session ot tie Senate;
and I must therefore decline to
answer your question.
M: C. BUTLER
Col. Karie's Side.
The following isgOol. Earle's
conception of what was said, as it
appears in the Greenville News.
Col Earle returned jiere yester
day from Washington and when
seen by^ a , repres . - _ I
Greenville' News flatly"'' and
emphatically contradicted the
above statement. \.
He says ho called, -on Senator
Butler and asked ' if ; the senator
had said he would oppose his
(Earle's) confirmation' if he was
nominated for district attorney
The senator replied that he had
made no such statement.
Colonel Earle then asked if the
senator would vote to confirm the
nomination if made.
"Assuredly," was the reply.
Colonel Earle says Le then as
ked if Senator Butler would put
that in writing. The senator said
he would. Colonel EH rle asked
for"writing'materials,but there were
none convenient the conversation
having occ urred at Senator But
Colonel Earle says he .promised
at Senator Butler's suggestion to
write and send to the. senator's
office a note covering the points
of their conversation.. He return
ed to the hotel, wrote the note, and
meeting Mr. Sullivan who said
he was going to Senator Butler's
office, entrusted the note to him.
No reply was received and his first
knowlbdge that one had been sent
was when he read the . above state
ment in The State.
"There is notting in this country
upon which so much money is ex
pended, where there is such an
exhibition of ignorance, lack of
system, and looseness of expendi
ture, as there is iu the ] repair of
country roads"-U. S? Senator,
J N. Dolph.
GEO. B, LAKE
Office over Bani of Bteeflfiii.
g*"* 95 cents on the dollar will
be paid for school checks', at the
ADVERTISER office, provided you
area subscriber to the paiper, or
become a subscriber whpn you
bring in the check,
. Ho W?inted to Cot In. .
Jimmy Murphy was a newspaper of
fice boy, und Jimmy was a terror. He
did nothing in particular save smoke
cigarettes and beg for theater tickets,
and was known to all the reporters as
"Morph." One night he wanted to go
to a certain show very badly, but had
not been successful in begging or steal
in g a ticket from the dramatic editor.
He went up to the theater about 8
o'clock and stood around the gallery en
trance in the hope that he could in some
way gain admittance. The manager of
the theater carno along in a little while,
and noticing him standing there, mid,
f*H?Tl?, M?rphT and went into the
Five minutes later "Murph" walked
up to the doorkeeper at the main en
trance and said, "Say, is de manager
"What do you want to know for?"
asked the guardian of the portal.
"Well, I wanter see him, see?"
"But what do you want to see him
"1 wanter get him ter puss me in."
"But he won't do it."
"Itink he will, see?"
"What makes you think that?"
"Well, he came along ont dere an
said, 'Hello, Murph,' an ennybody wots
familiar enuff wid me to call me
'Murph,' will do a little favor like dat
fer me."-Buffalo Express.
An Innocent Rural "Lady.
Monroe is a flag station on the Bots
ford branch of the New Haven and
Derby road. When the engineer of Con
ductor Beer's train saw the Hag exposed* |
a day zr two ago he stopped his'train.
Only oue person, an old lady, was to he
seen, and the conductor stepped from
the train to help her aboard. The old
lady did not stir, and the conductor said,
"Step on board, lady, so we can go on."
Then her mouth opened, and she said:
"Laws, I don't want to get aboard. 1
stopped you to send word to my folks
that I was coming up tomorrow, and 1
want you to tell John to meet me at the
station to cure for my baggage."
Then she stopped, for the train* was j
moving, the conductor having given the
signal to sturt withont waiting to learn
where "John'* and "my folks" lived,
while the old lady looked as though she
thought train officials were not very
accommodating when they would not
even carry a message for her.-Hartford
An Autor*? Unknown Friend.
"Joe Jefferson," said an old theater
goer, "had taken a lady to a restaurant,
and when he put his hand in Iiis pocket
to pay his ..bill ho didn't . feel a penny.
He explained his position to the cashier,
but the cashier 'didn't know him.' The
perspiration began to ooze when a gen
tleman stepped up, luid a twenty dollar
bill on the desk, and said:
'1 know you, sir: allow me to settle.'
"Jefferson was profuse in his thanks,
and when near the door, said:
" 'You must give me your name and
address, sir, in order that 1 may call
around tomorrow and settle.'
" 'Never mind that,' said the stranger
with a smile. 'That bill was a counter
feit and 1 got seventeen dollars in
change.' "-rSt. Louis Chronicle.
A Modern Currica lam.
Visitor-1 understand that the public
schools of this city aro models of Nine
teenth century progress?
Little Boy-Ycs'in, that's wot every
.ne says. I go to 'era.
' "What do you study?"
"Oh, everything-free 'and drawin,
an cookin, an bacteriology, an music,
an spectrum analysis, au sewin on but
tons, au agricultural chemistry, an dish
washin, au everything."-Good News.
. How ft? ?S?I *^?ah*-Co?r*
To tell a good cod when you go to
market, examine the fish just above the
tai 1. In a healthy cod the body is round
and plump. The lower half of the fish
will be almost cone shaped.-New York
The Roman* Did Not Use Soap.
The Romans were not acquainted
with the use of regular soap, but they
employed an alkali, with which the
greasy dirt was dissolved out of their
clothes. This alkali, called nitrum, is
referred to by Pliny, but the cheapest
solvent was urine, which was mostly
used. The clothes were put in this,
mixed with water and then stamped
upon with the feet This process was
performed by old people, while boys
lifted the clothes out of the tubs. The
white garments, after being washed,
were subjected to the vapor of sulphur,
being stretched on a frame and the sul
phur burned beneath. Poor people in
Rome cleansed their bodies with meal
of lupins, called lomentum, which, with
common meal, is still used in some
places tor that purpose.-Knowledge.
H. C. PERKINS, ?. A. H AUBER,
Saw Mill Machinery,
FUs ni Mill Supplies
Founders & Machinists.
JUT* Bring your school checks
it the ADVERTISER offioe, if von
pant 95 per cent, of their face
Faiget? Pays the Freight!
A'larg* iHiisfrnted Catalogue show
ing hundreds..i designs of Furiilture.
HIOYHH und J?JibT Carriages will bo
malled irv.?, If you mention this
imper. I ?rill fell you KL'KNITI'RK,
oto,. Ju?t ns cheap nt you can buy
them lu I?i-rcr oltinH. mid piiy the
freight to your II?*|MII.
livre an? a ?jw muiiplcs:
A No 7 fo?t lop Cooking ?love witta
SOoooIcUig utPMtlls, delivered to any
depot, for $12 UO
A 5-hol'? Cooking Range with 20
cooking utensils, delivered to any
depot. Tor $13 cn.
A Inrue. lUwof Stoves lu propor
. lion. Sp?cial.iigetit -for Cunrier Oak
A jilwiParlor ^ult. upholstered lu
?rood plush, fashionable colors, de
livered anywhi-T" for 180.00. A large
Hue of 1'arlor Suits to select lrom.
A BMrobni Suit. Urge glass, big
bedstead, unclosed washstand, full
?ult U pieces; chair? linve cane scats,
delivered auvwhere ror |?J DO.
Other Suits both cheaper and more
'?> yds. of yd.-wlde Carpet for $7 50.
1 pair Nottingham I ?nee Curtains,
pole. .> chains. '2 hooks, 10 pins, all
A nice Window Shade, 7 ft. long, 3
rt. wide, on spring rollers,with fringe
lor 50 cents.
No freiiiht paid on shades and Cur
tains unions ordered In connection
with other goods. ?
Send for Catalogue. Address
I* IT. PADGETT,
60S Broad Street, Augusta, Ga.
CHILL and M
The River Swamp
Price 50 cents and $1.00 Per Bottle.
Chills and Fever,
Also a PREVENTIVE of all the
troubles. The remedy is simple and
harmless contains no arsenic or poison-1
ous drug. In all cases of debility and
loss of appetite from malarial poison
ing the use of this wonderful remedy
Ask for the River Swamp Chill
and Fever Cure and take no other.
Sold by all country stores.
Proprietor & Manuf'r,
ATTC3-TTSTA, - O-A.
1 8 9 3!
JAS. M. COBB is the manufac
:urer's agent for the best and cheap
?st line of TOBACCO on the
market. Examine his prices.
Special prices given by the box in
10, 20 and 40 lb. lots.
J. M. Cobb.
rHE Edgefleld . County Alliance
is hereby notified to hold their
lext quarterly inseting at Edgefield
>n Wednesday, 12th day of April prox.
L'his change of time for meeting is
nade at the request of District Lec
urer Gaston, who, with the State Lec
urer, will be present and address the
neetlng. A full attendance is desired.
W. II. TI MM ERM AN,
Pres. E. C. A.
Subscribe to the
Union Mutual Lite Insurance Company,
OP IFO^TL.AJtSTD, IMLAXLsTE.
Its Policies are the Most Liberal Now Offered
to the Publi?.
Is the only existing Company whose policies are, or can be subject to the
MAINE NON-FORFEITURE LAW.
WHAT IT IS.
The Maine Non-Forfeiture law protects policies from forfeiture
by reason, of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure to pay any subsequent
premiums shall not forfeit a policy, but it shall continue in force for
its full amount until the reserve (less a small surrender charge) upon
the policy is exhausted.
The reserve is a sum made up of portions of each and every pre
mium paid upon a policy in anticipation of its maturity. Beginning
with a small portion of the first premium, it is increased each yearby
the addition of each subsequent premium, and grows larger year by.
year, until, at maturity, it exactly equals the face of the policy. When
apolic}T is discontinued therefore, there is in the hands of th? .Com
pany a reservo, greater or less, according to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, to confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in .force until the policy
holder receives an equivalent for it in extended insurance.
Ho w IT WORKS.
If a person, aged 35, pays three years' premiums upon a twenty
payment Life policy and then discontinues payment, the policy wil
be continued 4 years and 257 days longer; if he pays five premiums,
and then discontinues, the insurance will continue 7 years and 357
If the policy is a twenty year endowment, same age, three years'
payments will give an extension of 8 years and 150 days j five years'
payment 13 years, 300 days. If the policy is a 15 Year Endowment,
($1,000) same age, three years' payments will secure insurance to the*
end of the endowment period and $13.68 in cash if insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 years and $592.17 in cash. . ?
These extensions vary with the age of the insured, i he class of
policy, and the number of nayments m&de ^ thpy^rp efti?ll *"*
pol&yrin-yeareva?'d&y^^?r each humltf?r, ;?i:"payments, so that the -
policy-holder knows ata glance exactly what he, is entitled to if he
discontinues his payments at any time.
What it Has Done.
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this law,'aggregating in sum3 insured more than Four
Hundred Thousand Dollars.
In every case there had been a default in the payment of pre
mium, and, except for this law, the policies would have been of little
or no value. Instead of this, the insurance in each case was extended
to the time of death, and the Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
T&e Tie o? Hie Lav Mensis as Guiared
WITH F^LIDD-TJF ^LZLVCTES.
It is the custom of many companies to provide in their policies
that, upon discontinuance of payment of Premium, paid-up policies
will be given, without the option of extension. This was the practice
jf the Union Mutual before the Maine Non-Forfeiture Law was en
acted, but it now substitutes for paid-up values the more advantage
Dus plan of extended insurance. The objection to the paid-up system
is that the amount of paid-up insurance which is given upon the dis
sontiuuance of payments upou a policy, unless it has been in force a
great many years, is insignificant, and of little or no value as protec
tion ; and it leaves the insured who ceases payment without adequate
insurance at the very time he needs it the most.
The great advantage of the extended insurance afforded by the
Maine Law over the most liberal paid-up system is strikingly shown by
the following comparison, and it will be observed that the paid-up
v&lue is insignificant in comparison with the amount actually paid by
the Union Mutual. The result of two hundred and twelve policies
,vas this :
[f the insured had received paid-up policies instead of ex
tended insurance, the Company would have had to
pay in settlement of the claims only. $98,197.50 .
Whereas, in fact, it did pay under the Maine Law, $418,344.77
Making a difference in favor of the beneficiaries under Two
Hundred and Twelve pol iciei of $320,147.28
The policies are free from all restrictions, and incontestible after
A grace of one month is given in the payment of premiums.
For further information call on, or address,
B. B. EVANS,
Manager for South Carolina,
Office, No. 1, Advertiser Building,
BDGEFIELiD, - S. O.