Newspaper Page Text
THOS. J. ADAMS, - . - ' - . EDITOB
THURSDAY, MARCH 23, 1893
Gen. Wade Hampton has beei
appointed Commissioner of Rail
roads by President Cleveland.
Sixty-four of the United State
Senators are lawyers, one a preach
err one a doctor, and one a joui
On a dollar bill a Washingtoi
board of health doctor recentl;
found the germs of three difieren
The report of the earnings o
the railroads in this State shows ;
marked improvement over th
business of last month.
The hearing of the South Care
lina railroad case in the Suprem
Court has been postponed from th
27th of March to the 3rd day o
Rev. Ira Hicks, the weathe
prophet, makes a dreadful forecae
of blizzards, storms, and earth
quakes for the balance of Marci
It is to be hoped that he is out o
N. G. Gonzales, editor of Th
State, is an applicant for the con
ship at Shanghai, China. H
wants to go where the Shangha
chickens grow so tall that yo'
can't hear 'em crow, in a few dayi
The Columbia correspondent o
the News and Courier says tha
there is an increasing probabilit;
that "Uncle George" Tillman wil
be a candidate ior Governor nex
The new state of Washingtoi
has passed a cigarette law tha
gets next to the skin. It makes i
unlawful to manufacture, buj
give away, sell, or have in one'
possession cigarettes, or cigarett
The year 1893 is to be a grea
cotton year, but a poor corn yeai
This is the prediction of Jei
Welborn, the great Texas' farmei
The conclusion from this is tha
you must plant less cotton an?
The appointment of Judge GreB
ham to be Secretary of State, i
the first instance in the history o
this country of the appointmen
of a member of the opposite part
to that in power to the most re
sponsible position iii the cabinel
Cleveland will oppose the re
election of Crisp as speaker o
theHouse of RepresentativeH
This seems to be settled. If yoi
should ask why, we would hardly b
able to tell you, unless it be tha
Crisp is not in accord with th
President on the silver question
Crisp certainly made a very abl
If Harrison had been re-electe(
President the Republicans wert
going to introduce a bill in Con
gress allowing pensions to soldier
bf the Union army for becominj
bald-headed during the late wai
or since the war, if produced ty
causes existing during their ser
vice. Married men were to be ex
cepted from the DrovisioDS of thi
Secretary of State Tindall, om
of the Trustees of Clemson College
says there has been a steady in
crease in the number of applicant*
for admission to the College. Ai
the last meeting there were on h
about 250 young men who had sen'
notices to the effect that they were
certain of attending. Since thai
time enough additional replief
have been received lo run up tc
If there is truth in newspapei
reports South Carolina mayenjoj
a repetition of the merry campaign
Tennessee had a few years agc
when Taylor opposed Taylor with
two rival candidates for governor.
It would be worth while, just foi
the humor of it, to see a race be
tween Geo. D. Tillman and B. R.
A fatal objection to this brotherly
campaign would be that nothing
short of omniscience could tell,
when the horny-headed sons er
guns hollered Tillman! Tillman 1
which Tillman had the crowd;
and the burden on The newspaper
reporters, of proving which, would
offer too great a premium to pre
OUR U. S. SENATORS.
The United States Senate Com
mittees have been announced,
Senator Butler is Chairman of the
Committee on Inter-State Com
merce and the Five Civilized Tribes
of Indians. He is also a member
of the Committees on Foreign Re
lations, Naval Affairs, to Investi
gate Trespassers upon Indian
Lands and Additional Accommo
dations for the Library of Congress.
Senator Irby is Chairman of the
Committee on Transportation
Routes to the Seaboard, and is also
a member of the Committees on
Post Offices and Post Roads, Mine,
Coast Defences and C'vil Service*.
COTTON SEED BUBBEB.
They are now actually making
India rubber shoes out of cotton
seed oil. This is not a hoax, but
an absolute verity. The factory is
located near Savannah. The site j
of five acres was purchased four
miles from that city, a high board
fence was erected around the prop- j
erty, the factory was built in the
enclosure, and has been running
fox months.. Nobody knows what
is going on inside the factory ex
cept a few ignorant negroes, and
no one is admitted, because the
secret is hot patentable. A writer]
in the Baltimore Manufacturers'
Record writing on this subject
"The bare facts alone are known
that crude cotton seed oil, costing
about 50 cents a gallon, or about
$125 a ton, is carted in, in five ton
lots, and that tons of rubber,
.worth about $2,000 a ton, are cart
ed out and shipped to avery prom-1
inent rubber dealer and manufac
turer in Boston.
The value of the new industry
to its discoverer and" his associates
is indicated by the figures we have
just given. It is not easy to over-1
estimate its value to the South and |
to the world. The uses of rubber
are increasing every year, and the
demand for the article is taxing
the natural supply already. If!
the artificial product can success
fully be employed for all or moBt
of the purposes to which the natu
ral product is applied, or would be j
applied if its cost were cheapened,
there will soon be a market for all
of it that can be made in the
South, and the cotton farmers will
be directly and greatly benefited
by the increased value of the raw
material, cotton seed oil, which
they must supply.
It has been predicted that the
seed of the cotton plant will some
day represent a larger value than
the lint, and that it may yet come
to pass that the crop will be plant
ed mainly for the profit in the]
seed. It really begins to appear
as if the prediction, wild as it
it seemed at first, will yet be veri
fied. A berry or nut-or whatever
it is-that furnishes at once a
wholesome table and cooking oil,
the best kind bf food for all cattle,
a sugar fifteen times sweeter than
cane sugar, a rick fertilizer agent,
and material for the making such
varied articles of usefulness as
Alabama strings, erasers, galoshes,
gum boots, bicycle and buggy tires,
hospital bods, soldiers' overcoats,
ladies' wraps and car buffers and
springs, has a future before it that
it would be vain to attempt to out;
: line orto limit." 'rr"r" 'TTT
COL. CUNNINGHAM DEAD.
Col. John Cunningham, known
in Edgefield as Col. Jack Cunning
ham, died at his home in Laurens
county on the 10th inst., in the
seventy-fifth, year of his age. He
belonged to a past generation, and
not many know of his active
career in earlier times. He was
the son of Capt. Robert Cunning
ham, a prominent officer of the
war of 1812, and a distinguished
citizen of this State. His mother
was Miss Louisa Bird, a Virginia
lady. Miss Pamela Cunningham,
the famous "Southern Matron,"
author of the movement to pur
chase Mount Vernon, was his sis
ter. He was a first-cousin of Wil
liam L. Yancey, of Alabama, the
great secession orator, and he was
also gifted with the fiery eloquence
for which Mr. Yancey was cele
brated. He was a grand-nephew
of Col. William Cunningham, of j
Revolutionary fame, familiarly j
known as "Bloody Bill," a dreaded ?
Col. Cunningham all through
life was an earnest and enthusiastic
advocate of the duelling code. J
Early in life he met upon the field |
of honor Judge Samuel McGowan,
now Associate Justice of the Su
preme Court of this State. Shots ?
were exchanged and Judge Mc
Gowan was slightly wounded. In
1856 Col. Cunningham became en
gaged in a heated newspaper con
troversy with Mr. L. M. Hatch, one j
of the editors of the Standard.
This led to a correspondence be
tween the two editors, which ter
minated in a hostile meeting. The
encounter, which took place on the
Washington Race Course on July
28,1856, was bloodless and after
an exchange of shots an amicable
adjustment of the difficulty was
'During the last few years of his
ife Col. Cunningham developed a
strong advocacy of spiritualism,
and, with others entertaining the
same opinions, he held weekly
seances, at which it is said strange
disclosures were made.' "
The Cotton Crop in Sight.
NEW YORK, Narch 18.-The
total visible supply of cotton for
tho world is 4,072,830 bales, of
which 3,681,600 bales are American
against 4,72,539 and 4,050,339
respectively last year. Receipts
from plantations 38,355 ; receipts
from all interior tow:is 30.711.
Crop in sight 5,890,086.
CENTRAL ASIA COTTON.
The following acconut of the
rapid increase in cotton production
in Asia will show our farmers
that they must soon perforce turn
their attention to something other
than the fleecy staple ; for in addi
tion to over-production in America
they will have to compete with an
immense production the other
side of the water.
... In 1871 but 23,000,000 pounds
of Turkestan cotton found its way
to European Russia. In 1881 this
had increased to 45,000,000 and in
the year 1891 the total amount
sent out was 93,000,000 pounds.
While this, when compared to
America's production of 2,814,
000,00o pounds yearly may see
but minute, a careful examination
will show that the progress of the
increase of production is so rapid
that it will not be long before
this Turkestan cotton will rival
American products not only in
the Russian markets, but also in
those in Western Europe.
. Another significant factor is the
extremely low cost of production.
It is needless to go into elaborate
explanations on this head. Suffice
it to state that whereas the aver
age price of cotton in the United
States is about 12 cents per pound,
The Turkestan product may be
bought at Nijal Novgorod for as
low as 7 and 8 cents, and eyen less.
Nor is l^e Turkestan staple any
inferior in quality to that of
America. Indeed, on the contrary,
that couutry is very fortunate both
in the climate and soil as regards
the production of cotton. The
climate is soft and the ideal one
for the semi-tropical products.
The soil is rich with salt and
supersulpbate of limo. These two
are quite significant items iu
Furthermore, the plaut, which
attains in this region some niue
and a half feet in height, and a
thickness of stalk of two and a
half inches is singularly free from
the various kinds of worm, such
as the cotton worm boll worms,
etc., which are accredited with
destroying nearly 34 per cent of
the American colton crop. While
the caterpillar does appear here,
it is only toward the ond of the
summer, and thus does more good
than harm, since it eats off the
top leaves of the plant, and lets
in the sunlight to shine upon the
lower portions of it, at the time
when it needs it most, as the crop
is gathered in August.
There are at present sixteen
mills at Andijan, and, as these
have been found incapable?of- HS
where near filling the demand,
8 more are already in course of
construction, and several others
have been contracted for. One of
these present mills is capable of
cleaning 2,000 puds (about 7,000
pounds) per dav
BUTLER AND EARLE.
Senator Butler Contradicts Col.
WASHINGTON, March 18-I asked
Senator Butler today if it w:is true
as alleged by Col. Earle in the
Greenville News that previous to
the correspondence betweee them
on the 15th inst., Col. Earle asked
him personally Whether he would
vote for his confirmation sf nomi
nated, and he said he would do so.
"It is not true," replied Senator
I asked Mr. L. M. Fouche of
Ninety-Six, who was present at
the interview, whether Senator
Butler made such a statment.
"He did not make it, during my
presence," said Mr. Fouche.
Mr. Fouche to-day addressed the
following letter to the senator: "
Dear Sir : At your request. I
will endeavor to give my under
standing of an interview between
Gen. Joseph H. Earle of Greenvile,
S. C., and yourself, which occurred
in this city on Wednes day, 15th
instant. I was at your residence,
and there met Gen. Earle, and
heard Gen. Earle ask you if it was
true, as had been stated by the
News and Couier and The State
that if he (Earle) was nominated
for district attorney that the
Senate would not confirm his
appointment, and if such
statement had been author
ized by you. Senator Butler dis
claimed having any knowledge of
these statements, and suggested
to Gen. Earle to not pay any at
tention to newspaper squibs. Gen.
Earle said he could not allow the
papers to take euch license; if
they did, he would give them a
place of his mind. He further
stated that he felt a delicacy in
asking Senator Butler to endorse
him, and thought it useless, as he
understood he had pledged him
self to Gen. Youmans.
Senator Butler again stated, that
was another mistake, and said that
he had placed the same endorse
ment >n several applications for
thi# same office. "That the with
in named applicant is qualified
to fill the office asked for," or
words to that effect, and that he
would give th?! same endorsment
on his application should it be
placed in his hands. <
Senator Butler then asked his
authority as tojthe statement that
he was pledged)tcTGen. Youmans.
Gen. Earle replied, he could not
give his authority, but that it was
a rumor. Gen. jEarle then asked
Senator Butler if he wp?ld reduce
this to writing. He" said he would ;
ann .Gen. Earlej. asked that .it-be
done then and there. There being
no paper convenient, Senator
Butler suggest&chhat 'Geri.* Earle
address him a note to his office,
and he would reply at once.
Gen. Earle immediately left,
and Senator Bjitler and myself
went to his committee room.
While there, ' j\?r. Sullivan of
Charleston came' in and handed
Senator Butler a note from Gen.
Earle, asking if ie were nominated
for United States District Attorney
by the President^ would he vote
for his confirmation.
Senator Buffer replied, by Mr.
Sullivan, declining to answer
the question. I read both notes.
This is as nearly as possible, the
conversation that took place in
my presence. Yours, very truly,
LUREN8 M. FOUCHE.
The following is the correspon
dence : WASHINGTON, March lo.
--Hon. M. C. Butler, U. S. Sen
ator-Dear Sir : Referring to our
conversation this morning, I would
be glad to know' whether you
would vote for " confirmation
should the President nominate me
for tho position of United States
District Attorney for South Caro
lina. Very respectfully.
JOSEPH H. EARLE.
Kindly send me a reply by Mr.
U. S. SENATE,' - WASHINGTON?
March 15, Hon. Joj?ph H. Earle,
Washington D. C.-Dear Sir; In
reply to your letter ?of this date ;
just handed me by Mr. D. A. J.
Sullivan, asking me if I would
vote for confirmation if the Presi
dent should nominate you for dis
trict attorney for South Carolina,
I bog to say it would be improper
for mo to say what I will do in
executive sebsion oi tte Senate;
and I must therefore decline to
answer your question.
M; C. BUTLER
Col. Karie's Side.
The following isg?ol. Earle's
conception of what was said, as it
appears in the Greenville News.
Col Earle returned here yestor-^
day from Washington and when
seen by! at: repris . I
"Greenville News- hatly and
emphatically contradicted the
He says he called -on Senator
Butler and asked ' if ?the senator
had said he would ^oppose his
(Earle's) confirmation if he was
nominated for district attorney.
The senator replied that he had
made no such statement.
Colonel Earle then asked if the
senator would vote to confirm the
nomination if made.
"Assuredly," was the reply.
Colonel Earle says he then as
ked if Senator Butler would put
that in writing. The senator said
he would. Colonel Earle asked
for"writing'materials,but there were
none convenient the conversation
having occ urred at Senator But
Colonel Earle says he .promised
at Senator Butler's suggestion to
write and send to the; senator's
office a note covering the points
of their conversation- He return
ed to the hotel, wrote the note, and
meeting Mr. Sullivan who said
he was going to Senator Butler's
office, entrusted the note to him.
No reply was received and his first
knowledge that one had been sent
was when he read the. above state
ment in The State.
"There is nott ing in this country
upon which so much money is ex
pended, where there is' such an
exhibition of ignorance, lack of
system, and looseness of-expendi
ture, as there is iu the ' repair of
country roads"-U. S.\ Senator,
J N. Dolph.
GEO. R LAKE
-AND - I
Office mr Bank ol Heil.
. i -
g?F 9.K cents on the dollar will
be paid tor school checksrat the
ADVERTISER office, provided you
are a subscriber to the p?per, or
becoruo a subscriber when you
bring in the check,
. JHo .Wanted to Cot In.
Jimmy Murphy waa a newspaper of
fice boy, and Jimmy was a terror. He
did nothing iu particular save smoke
cigarettes and beg for theater tickets,
and was known to all the reporters as
"Murph." One night he wanted to go
to a certain show very badly, but had
not been successful in begging or steal
ing a ticket from the dramatic editor.
He went up to the theater about 8
o'clock and stood around the gallery en
trance in the hope that he could in some
way gain admittance. The manager of
the theater carno along in a little while,
and noticing him standing there, said,
"Hello," M?rphl" and went into the
Five minutes later "Murph" walked
up to the doorkeeper at the main en
trance and said, "Say, is de manager
"What do you want to know for?"
asked the guardian of the portal.
"Well, I wanter see him, see?"
"But what do you want to see him
..1 wanter get him ter pass me in."
"But he won't do it."
"I tink he will, seer
"What makes you think that?"
"Well, he came along ont dere an
said, 'Hello, Murph,' an ennybody wots
familiar enan! wid me to call me
?Murph,' will do a little favor like dat
fer me."-Buffalo Express.
AB Innocent Rural Lady.
Monroe is a flag station on the Bots
ford branch of the New Haven and
Derby road. When the engineer of Con
ductor Beer's train saw the flag exposed"
a day cr two ago he stopped his "train.
Only one person, an old lady, was to be
seen, and the conductor stepped from
the train to help her aboard. The old
lady did not stir, and the conductor said,
"Step on board, lady, so we can go on."
Then her month opened, and she said:
"Laws, I don't want to get aboard. 1
stopped you to send word to my folks
that I was coming up tomorrow, and 1
want you to tell John to meet me at the
station to cave for my baggage."
Then she stopped, for the train-was
moving, the conductor having given the
signal to start wi thon t waiting to learn
where "John" and "my folks" lived,
while the old lady looked as though she
thought train officials were not very
accommodating when they would not
even carry a message for her.-Hartford
An At tor's Unknown Friend.
"Joe Jefferson," said on old theater
goer, "had taken a lady to a restaurant,
and when he put his hand in Iiis pocket
to pay his " bill ho didn't. feel a penny.
He explained his position to the cashier,
but the cashier 'didn't know him.' The
perspiration began to ooze when a gen
tleman stepped up, laid a twenty dollar
bill on the desk, and said:
*1 know you. sir; allow me to settle.'
"Jefferson was profuse in his thanks,
and when near the door, said:
" 'Yon must give me your name and
address, sir. in order that 1 may call
around tomorrow and settle.'
" 'Never miud that,' said the stranger
with a smile. 'That bill was a counter
feit and 1 got seventeen dollars in
change.' "-St. Louis Chronicle.
A Modern Curriculum,
Visitor-1 understand that the public
schools of this city aro models of Nine
teenth century progress?
Little Boy-Ycs'm, that's wot every
.ne says. I go to 'era.
' "What do you study?"
"Oh, everything-free 'and drawin,
an cookiu, an bacteriology, an music,
an spectrum analysis, au sewin on but
tons, au agricultural chemistry, an dish
washin, au everything."-Good News.
Y llofr- ?TTen l^reiitf~C?3T"-* *
To tell a good cod when you go to
market, examine the fish just above the
tail. In a healthy cod the body is round
and plump. The lower half of the fish
will be almost cone shaped.-New York
The Roman* Did Not Utie Soap.
The Romans were not acquainted
with the use of regular soap, but they
employed an alkali, with which the
greasy dirt was dissolved out of their
clothes. This alkali, called nitrum, is
referred to by Pliny, but the cheapest
solvent was urine, which was mostly
used. The clothes were put in this,
mixed with water and then stamped
upon with the feet This process was
performed by old people, while boyB
lifted the clothes out of the tubs. The
white garments, after being washed,
were subjected to the vapor of sulphur,
being stretched on a frame and the sul
phur burned beneath. Poor people in
Rome clean; od their bodies with meal
of lupins, called lomentum, which, with
common meal, is still used in some
places for that purpose.-Knowledge.
H. C. PERKINS, T. A. HAUSER,
Saw Mill Machinery,
Founders & Machinists.
?EST* Bring your school checks
at the ADVERTISER office, if you
want 95 per cent, of their face
faige?t Pays the Freight!
A'I?rgi illustrated Cataiomie show
iiijfluuulri'iis.ii'.leHleiia of Furniture.
8tor?N und llnhy Carriages will bo
mulled i tve. If you mention thin
paper. I will nell you KcKMTt'RK,
etc, just MS clump ns you can buy
them lu large chins, and pity tbe
freight to your II**|MI(.
Her? ai* a firw imtnplcs:
A No 7 Ant lop Cooking Stove with
20oookhi>j II tc H il Is, delivered to any
depot, for fi? 1)0
A S-hol? rooking Range will? 20
cooking utensils, dellvcrud to any
dupoi. for fl-1i?).
A lance, lune (if Stoves in propor
tion. Spcclal.ugcitt for Charter Oak
\ jik30.Parlor "ult. upholstered in
good plush. fnNhtoitiUile colors, do
Uv.-r.-d anywln-r?; for fSU.00. A large
Hue of I'arior Suits to wolcot lrom.
A Bedroom Suit. Urge glam, big
bedstfiid, enclosed washstand, fall
?ult u pieces; chain linve cane scats,
delivered anywhere forfiiOO.
( >t H -r suits both clieaper and more
?"> yd*, of yd.-wlde Carpet for |7 50.
1 pu lr Nottingham l.ace Curtains,
pole, i chains. '2 hooks, 10 pins, all
for fl 00.
A nice Wluilow Shade, 7 ft. loag, 3
rt. wide, on spring roi lern, wi th fringe
tor 50 cents.
No frc I iih t pal'l on shades and Cur
tains unless ordered in connection
with other nods. c?
Send for Catalogue. Address
Xv. E\ PADGETT,
606 Broad Street, Augusta, Ga.
The River Swamp
Price 50 cents and $1.00 Per Bottle.
Chills and Fever,
Also a PREVENTIVE of all the
troubles. The remedy is simple ami
harmless contains no arsenic or poison
ous drug. In all cases of debility and
loss of appetite from malarial poison
ing the use of this wonderful remedy
Ask for the River Swamp Chill
and Fever Cure and take no other.
Sold by all country stores.
Proprietor & Manuf'r,
AUGUSTA, - GA.
1 8 9 3!
JAS. M. COBB is tbe manufac
turer's agent for the best and cheap
est line of TOBACCO on the
market. Examine his prices.
Special prices given by the box in
10, 20 and 40 lb. lots.
J. M. Cobb.
THE Edgefiehl . County Alliance
is hereby notilled tn hold their
next quarterly meeting at Edgefield
on Wednesday, 12th day of April prox.
This change of time for meeting is
made at the request of District Lec
turer Gaston, who, with tho State Lec
turer, will be present anil address the
meeting. A full attendance is desired.
W. II. TIM M ERM AN",
Pres. E. C. A.
Subscribe to tho Edgefield AD
Union Mutual Life insurance Company,
OIF IFOIE^TLJUSriD, IM^XNTE.
j ... ' . 7' 'rM
Its Policies are the Most Liberal Now Offered
to the Public.
Is the only existing Company whose policies are, orean be subject to the
MAINE NON-FORFEIT URE LAW.
?WHAT IT IS.
The Maine Non-Forfeiture law protects policies from forfeiture
by reason, of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure to pay any subsequent
pr-miums shall not forfeit a policy, but it shall continue in force for
its full amount until the reserve (less a small surrender charge) upon
the policv is exhausted.
The reserve is a sum made up of portions of each and every pre
mium paid upon a policy in anticipation of its maturity. Beginning
with a small portion of the first premium, it is increased each year by
the addition of each subsequent premium, and grows laTger year by.
year, until, at maturity, it exactly equals the face of the policv. When
a policy is discontinued therefore, there is in the hands of the .Com
pany a reserve, greater or less, according to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, to confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in.force until the policy
holder receives an equivalent for it in extended insurance.
How IT WORKS.
If a person, aged 35, pays three years' premiums upon a twenty
payment Life policy and then discontinues payment, the policy wil
be continued 4 years and 257 days longer; if he pays five premiums,
and then discontinues, the insurance will continue 7 years and 357
If the policy is a twenty year endowment, same age, three years'
payments will give an extension of 8 years and 150days; five years'
payment 13 years, 300 days. If the policy is a 15 Year Endowment,
($1,000) same age, three years' payments will secure insurance to the*
end of the endowment period and $13.68 in cash if insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 years and $592.17 in cash.
T?ese extensions vary with the age of the insured, the class of
policy, and the number of pay manta madgiJ^ffi,, ft*T ?<-ftk**-i" e
Lpolicyvi? yearrum* ilajiB? Turea^lTfltlmb^r.ioTpayments, so that the
? policy-holder knows ata glance exactly what he is entitled to if he
discontinues his payments at any time.
What it Has Done.
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this law,'aggregating in sums insured more than Four
Hundred Thousand Dollars.
In every case there had been a default in the payment of pre
mium, and, except for this law, the policies would have been of little
or no value. Instead of this, the insurance in each case was extended
to the time of death, and the Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
Tue Tie o? Maine Law Extensions as Court
WITH IP-AJEID-TJIP VJLUJTJES.
It is the custom of many companies to provide in their policies
that, upon discontinuance of payment of Premium, paid-up policies
will be given, without the option of extension. This was the practice
of the Union Mutual before the Maine Non-Forfeiture Law was en
acted, but it now substitutes for paid-up values the more advantage
ous plan of extended insurance. The objection to the paid-up system
is that the amount of ^aid-up insurance which is given upon the dis
continuance of payments upon a policy, unless it has been in force a
great many years, is insignificant, and of little or no value as protec
tion ; and it leaves the insured who ceases payment without adequate
insurance at the very time he needs it the most.
The great advantage of the extended insurance afforded by the
Maine Law over the most liberal paid-up system is strikingly shown by
the following comparison, and it will be observed that the paid-up
value is insignificant in comparison with the amount actually paid by
the Union Mutual. The result of two hundred and twelve policies
was this :
If the insured had received paid-up policies instead of ex
tended insurance, the Company would have had to
pay in settlement of the claims only. $98,197.50
Whereas, in fact, it did pay under the Maine Law, $418,344.77
Making a difference in favor of the beneficiaries under Two
Hundred and Twelve pol iciei of $320,147.28
The policies are free from ?//restrictions, aud incontestible after
A grace of one month is given in the payment of premiums.
For further information call on, or address,
B. B. EVANS,
Manager for South Carolina,
Office, No. 1, Advertiser Building,