Newspaper Page Text
THOS. J. ADAMS, - - KDITOR
THURSDAY, ATRIL 13,1893.
The State pensioners will receive
this year $22 each, instead of $23
which they received last year.
Newberry has decided to hold
a centennial celebration on April
iOth, the anniversary of Judge
Verified reports from the whole
cotton region of the United States
indicate au increased acreage over
last year of more than 10 percent.
The State board of examiners!
met in Columbia last Friday for ]
the purpose of considering the j
adoption'of a new series of school
books for the State.
The Southern Baptist Conven
tion will meet in Nashville, Tenn.,
in May. The railroads offer special
rates to delegates and others in
the way of reduced fare.
President Cleveland says "poli
tics is," and Secretary Greshan
says "politics are." People who
haye studied American politics
know that it is singular.-Atlanta
It is plural with Gresham, who
has been a Republican a Demo
crat ; but singular with Cleveland, j
who has never been anything but?
a. Democrat.-Newberry Observer. I
A- COTTON FACTORY.
As the people of our town are
just now exercised, and laudably
so, upou the question of a cotton
factory, the following latter- will
not be amiss. This letter was
written by the secretary and man
ager of the Bamberg cotton factory
to the editor of the Colleton Press
and Standard :
"Time will not permit me to
write such an article as you should
have-for your, paper. I am glad
to see that ypur people are coming
to the front, and hope the time is
not far distant when every town in
the State will have her cotton mill.
We need diversified business, and
there is no enterprise which will
help your town more than a cotton
"It is the characteristic of opera
tives to spend all they make, and
to open up the pay-roll of $1,200
to $1,500 per month in your tow?
will increase^0 *h?:'\
^~,%'^f^\5?:.. "-.v.'''' *:... '.? ? ???
0 ?r&; ' \ ---^? *H ! ' '
?' -!'*:-:' -' X vY' ?? lr. '?'. .'-v
^V%^ have three or
t_3-^s^rTjurand then not have as many as
the Eastern States have, which
have to import their cotton.
"You can put up a nice mill for
$100,000. This would give you
5,000 spindles and 165 looms, as it
should not cost you in excess of
$20 per spindle. Should you put
in spindles and no looms you could
put in 10,000; but I would advise
that you put in looms and a few
extra spindles for the purpose of
working up your waste. I would
further advise that your weaving
- be on fine cloth, say 4 and 6 yards
to the pound. The number of bales
of cotton consumed will depend
largely upon the class of goods
you make-the finer your goods
the smaller the amount of cotton
"Such a plant as you contemplate
would consume from six to eight
bales per day.
"It would be well to locate your
mill as near the railroad as pos
' sible, and at the same time, con
venient to water. This would save
you hauling your goods machinery,
and coal, should you use coal,and I
advise that you do nnless you can
get 4-ft wood delivered at $1. 25
"If you can give a good strong
note, you can buy your machinery
for one-third cash, balance in one
and two years at 6 per cent in
"It would require about 115
hands to operate the above plan.
As to the average wages paid I am
not in a position to say accurately,
from the fact that they vary from
10 cents to $2.50 per day owing to
the skill of the operative. Most
operatives are paid by the piece.
and spinning are all piece work,
also weavers andso on throughout
the various- departments. You
may open up with a few experien
ced operatives and draw on your
surrounding country for the resi
due, as they are more likely to
remain in your employ and are
generally more reliable than the
floating class common to all mills.
"Much of your expenses can be
saved by a well-constructed and
convenient building. I would ad
vise that you build a one-story
not over two at any rate-brick
building. One overseer, with his
various assistants could superin
tend all, where, if you had a three
story, it would require one for each
"It will take 200 to 225 horse
/ "If I can be of further service
to you I shall be pleased to serve
you. In the selection of your
. machinery and the plan for your
building I might give you some
points or assistance that would be
of benefit tb you.
Yours, very truly,
"W. G.. SMITH.
"Treas and M'gr *
"Bamberg Cotton Mill."
BESOMS OF WIND AND FLAME
The Prairies of the West
are on Fire.
INCALCULABLE LOSS OF LIFE AND PROPERTY.
[The Winds Sweept Over Min
nesota at the Bate of 75
. Miles, an Hour.
OMAHA, NU., April 8.-The
gale which swept" over ' Nebraska |
yesterday bore before it great bil
lows of flame which swept from
thousand of fertile acres every
[ vestige of vegetation. The ^limta
I of the fire which has raged during
the last ten days have become al
j most state wide and the destruc
truction that was thought might
be small has become enormous.
It is too soon to get any idea of |
how much the exact damage is,
for the places most affected are
remote from telegraph lines. It is
known, though, that muon grap
and hay in store together with
many barns and other out
buildings, miles of fences, dozens!
.of dwellings and many bridges)
have bten^licked'up. Whether any
[lives have been lost is? not repor
ted, though it seems almost de
yond doubt that some Bettlers who |
are located away from easy assis
tance must have perished.
In-Banner county the village of j
Ashmore is supposed to have been
completely destroyed. , Word was
brought to Harrisburg last night
by the driver of the stage that
the town was directly in the path
of the fire at4 o'clock, and that the
entire pupulation of the village
was engaged in a battle to save
their homes. The stage driver re?
ported-having seen Several - dwel
ling houses in flame? aud settlers
fleeing for their lives. He crossed
the line of the fire and received a
severe scorching, although he is
not seriously burne d.
Meagre details from Ogalia,!
Harrisburg, Duning. Invertou,]
Kearney, ?rand Island,Lexington,
and Hastings give accounts of j
great losses to property. The Bur
lington roilroad bridge al Dun
ing and another at Hastings on
the Elkhorn were destroyed, de
laying trains somewhat.
At Kearney the-fire bnrned
near enough to town to destroy a
hratt-orv located i?st at the edge,
j a P.itpi .. an >ia hi?y . .'
j Bs '?ii . as euri.-.ri badly
? - i:. . ; ? . ? i-f " *?
Z/~rSx? -.w. - - ---r.
- . a ?- K.f?vy j
!.'. nv & ?i^t-^itl V":' i"n3..faH
j ;--riiftt:-';a.-;'s have SJje&t long hoc?. :
burned over is the' chief grazing
section of the state, and the de
struction of the grass means great j
loss to stock men in this respect,
as they will be compelled to seek
new pastures. Their feed in store J
being destroyed and their stock]
stampeded by the fire, it will taka
them many weeks to figure up what |
their loss really is.
CATTLEMEN LOSE EVERYTHING.
North Platte. Neb., April 8.-I
A disastrous praire fire broke out j
south of Sutherland in this county
yesterday. The loss will probably
reach $1.000.00. It is claimed that
the fire was started by a passing
engine. Never has such a dis
astrous prairie fire devastated the
valley. Everything fora distance
of twenty-five miles is in ruins and
the width reaches from three to
four miles. Everything, corrals,
barns, fences and haystacks are in
ashes The fire started south of
Sutherland ? . ah ort ly; before noon
and swept everything before it
travelling at the rate of from
30 to 50 miles an hour. Shortly
after 12 o'clock it struck the city
of North Platte wheie only by
almost superhuman efforts the
town was saved. The fire com
panies responded to the alarm as
soon as it was known the fire was
I raging west of the city and when
they reached the outskirts of the
city the fire was upon them and
fought them back within the
water limits. Almost everything
beyond the water limits was licked
up in a few minutos by the
flames. The faimers and
ranchers in this neighborhood will
A SWARTH 15 MILES WIDE
Ainsworth, Neb., April 8.
Tho most fearful fire that has
been witnessed in this country
for many years passed over nearly
all of the country from three or
four miles north of this city to the
Moorara river, a distance of fifteen
mileB, yesterday, destroying much
property and imperilling life. The
wind blew a gale. Parties coming
through the burned district say
the fury of the fire could not be
described. It swept over the prairie
at the rate of forty miles an hour.
75 MILE8 AN HOUR.
Minneapolis, April 8.-A special j
to the Tribune from Deadwood, S. J
D., saysiA terrible wi .id storm,
has prevailed here for the past
forty-eight hours. Telegraph and'
telephone wires are prostrs
Many buildings have been bl
down and others unroofed. F
mont is partially destroyed
all trains are tied up. The vele
of the wind is seventy-five rr
per hour. The damage ?anno
THE STORM'S PATH.
Nashville., ' Tenn., April 8.
special to The American f
Sparta, Tenn., says : This vieil
suffered -from electrical ste
to a great, extent during the
fewday8. Yesterday the dwel
of Al onza Burgess was struct
lightning, tearing it into splin
and wrecking the furniture* I
gess's wife was struck and
had one eye burned out and a
torn off. Ho body was terri
burned and she cannot reco
Two other houses were destr?
in a like manner and several j
Buffalo, N. Y., April 8.-Rep(
from a number of points in Wi
ern New York show that the w
storm of yesterday did conBide
ble damage io propety.
At Springvill, the barn
Vedder Hemstreet was blown do
and Hemstreet, who was milk:
a cow killed.
What Bad Roads Cost 1
The Board of Trade in a Tenn
see town, in a recent memorial
the Legislature, demonstrated tl
bad roads were costing the p
pie of that commonwealth nv
than .$7.000.000 annually.. Pi
W. W. Carson of the University
Tennessee after careful investi]
tioii, found the average cost
hauling to the Knoxville marl
by wagon to be $7.50 per ton
aggregating $1.250.000 a year
the total tonnage hauled. ]
maintained - that this hauli
could have been done for half t
sum over good dirt roads and J
one-sixth of it over good macadi
roads, saving 31.000.000 annual
Prof. Richard T. Daly of the Joh
Hopkins University and Secreta
of the American Economic J
sociation affirmed that poor roa
cost this country over $20 a hor
and Prof. Jenks of Knox Collei
111., thinks $15 a horse a low esl
mate for the loss. From pape
calculated by Prof. Carson for
|Aa/?;}.yv;' lat., on .?'^-v .
.? ' rtw.?ne -ind- ? ??}f ii .
COST or.?'?:- 'A;'?.
?je? & kh* \:?? J?SM
the United DiaVpn ?/i?uec 1.
says : I have made a careful coi
putation from such data as I ha
been able to obtain of the cost <
bad roads (which figures will 1
published and I find they ti
what is understood to be agrien
tural products fully $135.000.0(
annually. I think it a modera
estimate to put the other coi
tributions to bad roads by tl
remainiug traffic of the coun try :
an equal amount, making a tot;
WILL GOOn ROAUS PAY?
Mr. Stephen Favill of Madiso
Wis., in an article on highway
says: "Butthe question of whei
her or not it will pay to build an?
care for our country roads i
fortunately not all theory but th
practical demonstration has bee]
worked out. England, France,
Germany, and many other of thi
European countries have col vet
this problem to their entire satis
faction, and some parts of ou:
own country have tried this matte]
far enough to prove that as a busi
ness venture it is one of the ven
best for the farmers. There hat
been no general taking hold ol
this matter in this country as in
European countries, but some ol
the States have laws allowing
counties to bond and borrow moue j
to build roads. My time will al
low me to give only one or two ol
the many good results that have
come from good roads. In Union
county .JN. J., the road improvement
fever got hold of the people and
they expended $350.000 in ma
cadamizing their roads, and the
testimony of those best qualified
to- know is that the increased
valuation of their lands would
more th au six times pay the cost.
Just one case of a mah owning 123
acres that he valued at $65 an
acre and could not find a buyer at
that, had since the advent of
good roads, refused $200 an acre
for the whole tract. I do not
claim that rate, but I am confident
that the increase in the value of
our farming lands that would fol
low the advent of good roads in
our State would very much more
than pay all the cost of buildug
them, to say nothing of the con
venience and luxury 'of having a
road that could be used at any
season of the year."
The experinonce of every well
informed man teaches that in each
and every case where good roads
have been constructed, property
has advanced to such an extent as
to make the improvement cost
Seventeenth ?erttupy Laws.
The Sabbath shall begin at sun
set on Saturday.
Every male must huve his hair
cut round according to his cap.
A wife shall be deemed good evi
dence against her husband.,
A man who strikes his wife shall
pay a fine of ten pounds.
: Married, .persons, jnust. Jive, .to
gether or be imprisoned in jail.
No woman shall kiW her *chi?
dr?n"??" the" Sabbath ! day or fast
day. . ! * V
A woman who strikes her hus
band shall be punished as the
No one shall travel, cook vic
tu als, make beds, sweep houses,
cut hair, or shave on the Sabbath
No man Bhall court .-a maid, in
person or by letter,; .tif?th'p?t first
obtaining the consent-of her pa
rents. . 1 'r I. .
? debtor in prison, < swearing
that he has no est?t?, shall be
laid out and sold, ta make satis
No one shall run on a Sabbath
day or walk in his garden, or else
where, except reverently to and
from meeting. ,
Each freeman shall swear "by the
blessed God to bear true; allegiance
to this domini?n, arid?that "Jesus
is the only king.
No one 6hall read the common
prayer book, keep"'. Christmas, or
set days, or play any" instrument
except the drum or .Jew's harp;
No Quaker ?r dissenter, from
the established worship of thia
dominion - shall be -mlowed to
give a vole for magistrate or any
office. . I'
Whoever wears "clothes;; trimmed-'
with gold silver, or boifbjlace above
two shillings a yard sh??l lie pre
sented by the' grand jurors," ind
the seleclmen shall tax'tho offen
der 300 pounds on his estate.
A Loved One GOiic.
lt was a sad experiencejto us. Tues
day evening, April 4. 1893?at 6 o'clock,
to bid farewell to our beloved mother,
and grandmother, Mrs. , MAUV.
TI.MM ERM AM : but we are comforted
with the assurance that this farewell is
only as to earthly association. .She bas
gone to heaven, and weave1- purposed
to follow. Grandmother '.was born
September 6,1817. She united herself
with the Methodist. Ch?rdh whi'e in
her youth, and remained , a consistent
member of the same uni if her death.
At an early age, she- was married to
Mr. -T?o n 'Pimiiiprman.'*.'irh '"Mm
xor her than this earth .could give.
She leaves four children] one sister,
and about forty grand-cpidren, with
a lar ire circle of other relatives and
friends made richer by her departure.
May the Lord abundently bless the
children, sister, and other , relatives
and help them to be reconciled to this
sad dispensation of His providence
JAS T. OUZTS, Jr.
K?rksey's, s- C. Apr. 7,1893.
IF there is any person now living in
the county or State who was present
land witnessed the marriage ot Lewis
Culbreath and Kebecca -Maguire on the
6th day of Nbverab?r,?l842, by James
F. Patterson, near Richardson vi Ile, or
has any knowledge of said marriage
he or, jhe will? confer. a favor by ' ad
dressing the widow, v
Fulton county, Ga.
. Every Machine hal
a drop leaf, fancy cover, two large drawers,
with nickel rings, and full set of Attachments,
equal to any Singer Machine sold from $40 to
$80 by Canvassers. The High Arm Machine
has a self-setting needle and self-threading
shuttle. A trial in your home before.payment
is asked. Buy direct of the Manufacturers
and save agents' profits besides getting certifi
cates of warrantee for five years.. Send for
machine with name of a business man as
reference and we will ship one at once.
CO-OPERATIVE SEWING MACHINE CO.,
lox S. Eleventh St., PHILADELPHIA. PA.
M9-WE FAY TUB FJtBWUT.'?
STATE OF SOUTH CAROLINA,
COUNTY OF EDGEFIELD.
Court Common Pleas.
JESSE R. TIM MERMAN, Plaintiff,
LAURENCE E. KEEPS, Defendant.
PURSUANT to the judgment of fort-1
closure in this case, I will offer for
sale at public outcry before the court
house, town of Edgefleld, and State of
South Carolina, on- saleeday in
May, 1893, (being the 1st day. of said
month) between the legal hours of
nale, the following. described mort
gaged premises, to wit :
9. All that piece, parcel, or tract of
Und in the said County of Edgefleld,
and State aforesaid, containing one
hundred (100) acres, more or less, and
bounded as follows : On the north, by
lands of David Smith; on the south,
by lands of the estate of John Gog
rans; on the eait, by lands of F. P.
Smith; and on the west, by lands of
the estate of John Wheeler and J. R.
Smith in Coleman Township.
Purchaser to pay for papers,
W. F. ROATH,
Master E. C.
Bills of Sale and Mortgages of
personal and real , estate formale at
the ADVERTISER office. )
Bjy your Straw Hats-cheap this
season-from J. M. Cobb.
Under ExecntiOB ?y United States
UNITED STATES OF AMERICA
DISTRICT OF SOUTH CAROLINA.
_In the Circuit Court.
BY virtue of an Execution issuing-out
of the United States Circuit Court
for theT>istrict~of ?South Carolina, in
the cause entitled, "The D. A. Tomp
kins Company, Plaintiff against The
Edge-field Ginning, Milling, and Fer
tilizer Company, Defendant," and to
roe directed, I nave levied upon andi
will sell at public auction to the high-1
est bidder, in front of the Court House |
at Edgefield, South Carolina, on Mon
day, the first day of May, 1893, at I
ll o'clock in the forenoon of said day,
the following described property, to
All that piece, parcel, or lot of land
situate, lying, and being in the District j
of South Carolina and in the town of
Edgefield, containing three acres,
more or less, bounded on the north, by
Norris Avenue Street; on the east, by
lot Of Mrs. D. R. Durisoe, Sylvia I
Thomas, and others; on south and
west, by lands of Dr. J. W. Hill. And
?ll the buildings and machinery ap
pertaining to said Company situate |
thereon. The following is a descrip
tion of the property on said lot:
Buildings and machinery: three
engines, one 100-horse power, one 65
horse power, and one 5-horse power;
two boilers, 90-horse power each. And
all the machinery used in the manu
facture of cotton seed oil, ginning, and
milling machinery. Also a lot of cot
ton seed, about 200 bushels in one of
the buildings on said premises.
Plant is fitted up throughout with
the most modern machinery (diversi
fied power) and appurtenances for the j
manufacture bf cotton seed oil and for
ginni rig cotton.
Capacity of oil mill, thirty tons
daily. Capacity of ginnery, sixty bales
Buildings are of slow burning con
struction. Electric lights, with auto-]
mat ic sprinklers throughout.
G. L CUNNINGHAM,
I'. S. Marshal.
H. C. FKBKINB, 1. A. rUUSEK,
Saw Mill Machinery,
Filia mi lill Silk
GEO, B, LAKE.
- AND -
Office over Bani ol MEM.
ON Friday and Saturday, the 21st and
22nd of April, proximo, the Board
of School Examiners for Edgefield
county will meet at Edgefield C. H.,
for the purpose of examining: appli
cants to teach in the public schools of
the county. Friday will be devoted to
the whites and Saturday to the colored
M. B. DAVENPORT,
S. C. E. C.
Spring & Sniner MUlinery.
I have just opened a stock of
beautiful Spring and Summer
Millinery at the old stand, Mr. W.
H. Turner's store, where I will be
pleased to sen my friends and the
public. My; stock consists of all
kinds of Millinery goods, Pattern
Hats and Novelties. Tho most
Beaoif ul Lan?o pars,
THE Annual Meeting of the ?Sout h
Carolina Medical Association will
be held in Sumter April 19,1893. Dr. H.
O. Marcy, of Boston, will address the
Association, and the prize offered by
Dr. Joseph Price, of Philadelphia,
for.the best essay on "The History of
Surgery in South Carolina will be
W. H. WARD IN M. D. Prisldent.
W. P. PORCHER M.D., Secretary.
Padgett Pays the Freight !
A liirge Illustrated Cntalonue show
ing li it mired* .ifdcaitMisof Furniture.
Stoves and Nuby Carriages will be
mallei, tree. If you mention thia
puper.. I will nell you KiMiNrri'KK.
eic, Just us cheap ns you cnn bay
them In larne .cities, and pay the
freight to your depoi. \
Itera are A few ?imp?os:
A No. 7tbit ?opCookingSlove willi
20 cooking utensil*, delivered to any
depot, for $12 HO i . -
Athole rooking Itangc with 20
cooking utensils, delivered to any
depot, for fl? MI.
A larne Uno of Sloven in propor
tion. ?pedal agent for Charter Oak
A nice Parlor suit, upholstered In
good pluHh. fashion*!*!* colors, de
livered auy where for?50.00. A large
line of Parlor Hutt* to select lrom.
A Bedroom Suit, large giana, big
bedstead, enclosed washstaud, full
Mult 0 pieces; chairs have cano seats,
delivered anywhere for fil 00.
Ollmr sn Us bot h cheaper und more
25 yds. of yd -wlde -Carpet for |7 50.
1 pair Nottingham Luce Curtains,
pole. 2 ebal ns, % hooks, 10 pins, all
for ll 00. -
A nice Window Shade, 7 ft. long, 3
ft. wide, on spring rollers.wlth fringe
lor 50 cents.
No frei mit paid on Shades and Cur
tains unless ordered in connection
with other goods. C\
Send for Catalogue. Addresu
Iv. IT. lPAJoa-ST^r,
1805 Broad Street, Augusta, Ga.
IS A CERTAIN CURE FOR.
Price 50 cents anil $1.00 Per Bottle.
Chills and Fever,
Also a PREVENTIVE of all the
troubles. The remedy is simple and
harmless contains no arsenic or poison
ous drug. In all cases of debility and
loss of appetite from malarial poison
ing the use of this wonderful remedy
Ask for the River Swamp Chill
and Fever Cure and take no other.
Sold by all country stores.
Ll GAMELLE, Dmilist,
18 9 3!
JAS. M. COBB is the manufac
turer's agent for the bestand cheap
est line of TOBACCO on the
market. Examine his prices.
Special prices given by the box in
10, 20 and 40 lb. lots.
J. M. Cobb.
Work the Roads.
ALL road-overseers are hereby di
rected to order out their hands and
put their respective roads in good con
dition, as prescribed by law, before
April 15 th next.
Lumbermen must not deliver lumber
on roads except on order of proper
J. A. WHITE,
D. W. PADGETT,
J. W. BANKS,
C. O.E. C.
Union Mutual Life Insurance Company,
OIF1 IFO^TLAJSO), I1VLAXN"DS.
Its Policies are the Most Liberal Now, Offered
to the Public.
IB l he only existing Company whose policies are, o: can Le subject to the
MAINE NON-FORFEITURE LAW.
WHAT IT IS. -
The Maine Non-Forfeiture law protects policies from forfeiture
by reason of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure to pay any subsequent
premiums shall not forfeit a policy, but it shall continue in force for
its full amount until the reserve (iess a small surrender charge) upon
the policy is exhausted. |
The reserve is a sum made up of portions of each and every pre
mium paid upon a policy in anticipation of its, maturity. Beginning
with a small portion of the first premium, it is increased each year by
the addition of each subsequent premium, and grows larger year by
year, until, at maturity, it oxactly equals the face of the policy. When
a policy is discontinued therefore, there is in the hands of tho Conch
pany a reserve, greater or less, according to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, lo confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in. force until the policy
holder receives un equivalent for it in extended insurance.'
How IT WORKS.
If a perron, aged 35, pay6 three years' premiums upon a twenty^
payment Life policy and then discontinues payment, th? p?Jicy will
be continued 4 years and-257 days longer; if he pays five premiums,
and then discontinues, the insurance- will continue 7 years and 357
If the policy is a twenty year endowment, same age, three years'
payments will give an extension of 8 years and 150days; five years'
payment 13 years, 300 days. If the policy is a l&Tear Endowment, !
($1,000) same age, three years'payments will secure insurance to the %
end of the endowment period and $13.68 in cast if insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 years and $592.17 in cash. ^
These extensions vary with the age of the insured, lhe class of ;
oolicy, iu years and days, for each number of payments, so that the
olicy-holder knows ata glance exactly what he is entitled to if he
?8continues his payments at any time.
What It Has Done.
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this law, aggregating in sums insured more than Four
Hundred Thousand Dollars.
In every case there had been a default in *he payment of pre
mium, and, except for this law, the policies would have been of little
or no value. Instead of this, the insurance in cachease was extended
to the time of death, and the Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
Tie Tirol lie Lat Eitensions as Cipi
WITH PATTVTTP VA.LTTBS.
It is the custom of many companies to provide in their policies
that, upon discontinuance of payment of Premium, paid-up policies
will be given, without the option of extension. This was the practice
of the Union Mutual before the Maine Non-Forfeiture Law was en
acted, but it now substitutes for paid-up values the more advantage
ous plan of extended ineurance. The<pbjection to the paid-up system
is that the amount of paid-up insurance which is given upon the dis
continuance of payments upon a policy, unless it has been in force a
great many years, is insignificant, and of little or no value as protec
tion ; and it leaves the insured who ceases payment without adequate
insurance at the very time he needs it the most. >
The great advantage of the extended insurance afforded by the
Maine Law over the most liberal paid-up system is strikingly shown by
the following comparison, and it will be observed that the. paid-up
value is insignificant in cornparieou with the amount actually paid by
the Union Mutual. The result of two hundied aud twelve policies
If the insured had received paid-up policies instead of ex
tended insurance, the Company would have had to
pay in settlement of the claims only. $98,197.50
Whereas, in fact, it did pay under the Maine Law, $418,344.77
Making a difference in favor of the beneficiaries under Two
Hundred and Twelve policiei of $320,147.28
' - :' *
The policies are free from ?//restrictions, and incontestible after
A grace of one month is given in the payment of premiums.
For further information call on, or address,
B. B. EVANS,
Manager for South Carolina,
Office, No. 1, Advertiser Building,