Newspaper Page Text
He thought that love ana marriag
Were the acme of all bliss ;
And he found a guileless maiden
Whe agreed with him in this;
But when the twain were wedded
And he heard the baby scream,
He found domestic happiness
An iridescent dream.
-Detroit Free Prei
Grass seems to be on top.
', , A hyprocrite is one-third t
and two-xhirds liar.
Up to date, June takes the <
for wet, as 'April and May did
One ungrateful man does an
i jury to all who stand in aie
;fi . Mr. Sam Nicholson, our bri
young friond, is at home fi
I ' Miss Muriel Timmons left
Saturday to visit friends and r<
tives in Union and Asheville.
Provision reports from the Vi
show decided declines in the pri
of wheat, flour, bacon, and lard
The County Commissioners
vertise in this issue tho letting
a bridge over Little Saluda rh
The richest people are those ^
have the fewest wants, provic
they are able to gratify those f<
Miss Mamie Carwile, who 1
been at college in Raleigh, N.
is at home spending the vacatic
Mr. Wallace G. Addison, ot
son of Col. and Mrs. Henry Ad<
son, of Edgefield, will be marri
on the 15th inst, to Miss Alberti
Brenner, of Augusta.
Little Press Wood is the chai
pion mink killer of Edgefield. (
last Sunday, after Sunday-schc
hours, Press went out and kill
two minks with a hoe.
In a published list of hone
won by the fair students of t.
South Carol ina College for Wome
in Columbia, Miss Mamie Norr:
of our town, averaged for the pa
year 95 out of a possible 100
Lancaster county has a blac
Sam Jones. His name and tris
ings are, the Rev. A. McLeese, i
E. D. His last lecture in thi
county was from this text, "Go
while you're young-when you'J
old you can't.
MrB. Anna Swearingen, of Edge
field, who is a sister of Uncle Ge<
Tillman, has been in the city fe
several days visiting relatives an
friends. 'Mrs. Swearingen is a lad,
of the old school, and her man;
friends enjoyed greatly her visit.
Augusta Evening News.
A correspondent of the Britisl
Bee Journal relates an incident o
a man being cured of rheumatisn
by being stung by bees. If an;
subscriber of the ADVERTISER ha
rheumatism and wishes to tes
- this cure we will furnish the bees
although we know we'll lose 'em
because it kills a bee to use hil
stinger ou a human being.
On the 10th of July an excur
sion train will be run from thi;
place to Savannah Ga. The rate;
will be $2 for the round trip. Thc
. schedule will be as follows: Trait
will lea/e Edgefield at 8 p. m
July 10th, ?leave Savannah at 5 p
m. July 11th. Next week we will
give further information in regard
to this excursion, where tickets
can be purchased, etc.
v There is a little boy in this town
only four and a half years old,
' who does a great deal of thinking
and philosophizing on his own ac
count. Yesterday morning his
father beheld him in an adjoining
room, repeating some Bible verses
he had learned. Presently he re
peated, "The Lord is my shepherd ;
I shall not want," and then an
idea seemed to strike him, and this
is bow he soliloquized: "The Lord
is mj shepherd-Sheppard-Shep
pard? No, the Lord is my Till
man; I'm a Tillmanite, not a
Sheppardite. I love Tillman bet
ter than Sheppard, and I love my
papa better than both of them."
R. H. M., Clarks Hill, gives in
the Atlanta Constitution the fol
lowing method of keeping Irish
potatoes: "Frequent inquiries in
your paper 'how to keep Irish po
tatoes during the summer and win
ter/ is easily replied to, as it eau
be done simply and easily. Gather
when ripe (tops commenced dying)
air in the shade a few days. Select
a cellar or outhouse, or a place
protected from the rains, and scat
ter lightly air-slacked lim* over
the floor. Then scatter potatoes
over the floor on-the lime, sift lime
lightly over the potatoes and if
sound when put up will keep until
planting time the next year. Have
them for table summer and winter
and plant in the spriDg. Try it."
. Make your mistakes all teach
Final discharge of the execu
trix of O. T. Culbreath deceased
applied for herewith. See notice
bf J. Wm. DeVore, Esq. .
King Hobbs, of the Cannibal
Island, will soon visit Edgefield.
When John F. Hobbs loft this
county four or five years ago he
was simply a colonel, but now he's
First to Bloom. '*
Mr. Chas. R. Dobson of Beech
Island, "Winker," sends usa cotton
bloom, a red one, picked on Mon
day the 12th June. ?
The New Pastor.
Rev. W. S. Jacobs, the new pas
tor of our Presbyterian church,
preached an excellent sermon in
that church on last Thursday night
This reverned gentleman seems
already to have won the hearts
our people. May his pastorate t
a long and successful one.
Called to Aiken.
The Baptist Church at Aiken
has called the Rev. T. D. Clarke
preach for one year. We congrat
ulate the Baptists of our sister town
on their seleotion. There are few
preachers who so completely fill
all the requirements of pastor
teacher, and exemplar as does the
Rev. T. D. Claike.
The recent rains did much dam
age in portious of Edgofield county
especially on the eastern side
County Commissioner Padgett falls
us that in his section the washes
were such as he had never seen be
fore, even the perfectly flat land
was badly washed and in some in
stances more damage was done to
the level than the rolling lands.
Let Us Flop Together.
To satisfy all parties and both
sexes,, to heal all wounds and to
cause both .wings and the tail of
the Democratic party to flop in
unison, we propose the name of
Dr. W. D. Jennings, Sr., of Edge
field for Governor of the State of
South Carolina. Tho doctor is
hard shell Baptist, but no bigot
in religion or anything else, an
believes in the good old Jackson
ian dogma "to the victors belon
the spoils," so long as the spoil
"The Sumter Watchman and
Southeon says that of 100 members
of Company A, Palmetto Regiment
who went to the Mexican war from
that county only three are living
to wit : Col. J. D. Blanding, Col
S. M. Bo\ kin, and Sebastian Sum
ter, and that each of these old sol
diers have passed theia three score
and ten years."
In Edgefield county we can re
call to mind only four members of
this famous old regiment who are
still living, Gen. R. G. M. Duno
vant, W. H. Burrell, John Feagle
and Robt Kenney.
Six Weeks Com.
.'Six weeks upland corn" is
what they call it, because it makes
roasting ears in six weeks on up
land from the time you plant it.
Friend John R. Tompkins of Cen
tre Springs brought to our office
on Monday a few dozen ears of
this really remarkable cereal. John
planted this corn the middle of
March, and has been eating green
corn evei since the first of May.
The ear is medium sized, but the
grains are large, full, and sweet,
and are free from spot or blemish.
John Tompkins is a handsome
young man, always has good
eating at his house aLd some rich,
rare, and radiant maiden ought to
throw a bag over his head and pull
him in. By the way young men
who raise this six weeks corn are
prone to be old bachelors. Dr.
Prescott DeVore has a patch of it
back of our office. They say the c ?rn
is so sweet that they (the old bach
elors) can't conceive of anything
Artificial Limb Fund.
Clerk John B. Hill has received
the artificial limb fund for this
county, and is ready to pay it 3ut
to those entitled. The following
is the complete list of artificial
limb beneficiaries with the amount
due opposite each name :
H. S. Black, $ 16.50
Anderson Howard, 20.00
H. W. Addison, 26.00
Geo. W. Thurmond, 26.00
Lewis L. Smith, 26.00
John D. Roper, 16.50
S. T. Edwards, 20.00
J. D. Ethcredge, 20.00
John E. Harter, 20.00
D. N. Chapman, 20.00
L. E. Charlton, 16.50
W. M. Corley, 16.50
T. C. Corley, 16.50
W. P. Cassells, 16.50
J. M. Minor, 20.00
J. T. Henderoon, 20.00
T. B. Lanier, 16.50
S. W. Prince, 26.00
A Saint in Heaven.
Mrs. Annie Eliza Covar died at
her home in our village on Thurs
day last, and on the following
day wns laid to rest in God's acre,
where already sleep so many saints.
Mrs. Covar had been a sufferer for
six years, and from the first symp
toms of the dread disease, con
sumption, felt that. she could not
recover. Resigning heiself to the
will of her God she awaited in
patience the hour of her departure.
Loved ones did all that affection
could prompt to cheer and give
ease to the dying mother, whose
devotion to them had been a lead
ing characteristic of her exemplary
Christian life. By faith she saw
the shadows of time passing into
the serenity and peace of eternity.
Where fragrant flowers, immortal
And joys supreme are given ;
Where rays divine disperse the gloom
Beyond the confines of the tomb
Appears the dawn of heaven.
Card of Tbanks.
On behalf of the family, I de
sire to return our most grateful
thanks for the many kindnesses
shown during the illness of our
beloved mother. May the choicest
blessings of Heaven be bestowed
upon those who, amid sorrows and
trials of their own, have remem
ROBERT H. COVAR.
Our Deni. / Budget.
MR. EDITOR: Cotton aud corn
are looking finely now. Oats that
were sown on bottom lands are
very much damaged by the recent
The farmers are somewhat press
ed with their work, the grass hav
ing made great headway while the
rain was falling, but a few days of
sunshine and it will all be con
Childrens' Day was celebrated at
Zoar lost third Sunday. The mite
box collection was very good, and
the house was crowded. The pas
tor, Rev. E. P. Taylor, made a
short talk to the children, "Buy
the truth and sell it not," was his
subject, and he tried very hard to
impress the subject upon the
minds of the little ones. Now if
this could be impressed upon the
minds and hearts of the older
ones, it would not be so necessary
to try to instill it in the young
ones, though it should be.
The members of Zoar are going
to repair their church as soon as
they can leave their farms. This
is the right step in the right direc
tion -our Butler people are not
going to be left behind.
Mr. Gibson Yarbrough, an aged
citizen, is lying very ill, not being
able to leave his bed. Capt. Jas.
Mitchell has aisc been very ill for
sometime, not able to leave his
One of Mr. J. D. Wills's little
boys, aged 7 years, was bitten in
the face by a mad dog the other
day while in the yard feeding the
chickens; he will be carried to the
mad-stone in a few days.
Some one broke into the kitchen
at the Saluda parsonage last Fri
day night and stole several cans of
fruit, jelly, and preserves, also
some flour, Bugar, cups, saucers,
plates, two silver spoons, and sev
eral other things.
Denny, S. C.
Says the New York World:
Pending Mr. Davis's arraignment
for high treason, General R. E.
Lee was summoned before the
grand jury to give testimony as to
the overt acts. There were several
negroes on the grand jury. The
scene was very solemn and impres
sive. General Lee was questioned
and he was very frank and manly
in his answers, as every ono knew
he would be. He admitted the
acts of war and avowed his own re
sponsibility, placing himself in the
same category of crime, if crime it
was, with Mr. Davis. The jury was
deeply moved, but on looking
along the line of faces General Lee
observed that one of the colored
members was fast asleep. He said
afterwards, with a touch of humor
which was rare to him even after
the war, that if he ever had any
conceit about his power of impres
siveness as a speaker "that sleeping
darkey removed it."
A report has just reached town
from the Stokes Bridge section,
which sounds like a fairy tale, but
is said upon the reliable authority
to be absolutely true. Mr. J. S.
Amos, who is a painter by trade,
while plowing in his field at
Stokes Bridge a few days since,
struck a piece of iron which upon
investigation proved to be a gun
barrel stuck erect in the ground.
Moved by curiosity Mr. Amos dug
into the ground with a spade and
upon reaching the end of the gun
barrel he found a pot containing a
large amount of money, about
$5.000. It is supposed that the
money was buried there at the
close of the war when Sherman's
army passed through that neigh
borhood and that the gun barrel
was used to mark the spot.-Dar
lington News, 1st insi.
How can we restore the value of
silver? By free and unlimited
coinage ol silver. England by law
establishes the price of gold. The
bank of England is compelled to
take at that price all gold offered.
That fixes the price of gold through
out the civilized world. If our
government would coin for its
owners all silver delivered at the
mint, no owner of silver would sell
for less than its coinage value. All
silver here and elsewhere would
then be worth its coinage value and
the original price of silver would
be restored.-Pennsj'lvania Far
South Carolina's failure to have
an exhibit at the World's Fair may
result in turning the tide of immi
gration this way after all. For
eigners seeing the State on the map
but finding no exhibit will natural
ly conclude that it is a section of
this vast country that has never
been colonized and we may have
settlers coming in by companies
from all quarters of the globe in
A Terrible and Frightful Acci
dent at Washington.
WASHINGTON, June 9.-At 10
o'clock this forenoon one of the
most frightful, fatal andun-looked
for disasters that ever took place
in this country occurred in this
It was the sudden and terrible
crashing of Ford's Theatre, well
known by everybody who has ever
visited the city. This building
was being used by the United
States goverment as an annex or
part of the Pension Bureau, and
there were hundreds of clerks' in
the building at the time. At this
hour it is impossible to furnish de
tailed accounts, but they will be
horrible, no doubt.
WASHINGTON, June 6- Ford'6
Theatre, where Abraham Lincoln
was assassinated, collapsed to-day
at 10 o'clock. There w?re 300
government employes buried in the
ruins. If is supposed 100 at least
12 :$0 p. m.-Ford's Theatre was
occupied by 300 pension clerks.
At 10 o'clock the top floor collapsed.
The supports were weakened by
the excavation for a cellar. The
fall carried down three other floors
with hundreds of clerks. Some of
them jumped from the third floor.
The firemen are now taking out
the dead and wounded. The walls
are standing. At ll o'clock every
floor was down. The debris and
smash up of things are indescriba
FROM OTHER SOURCES.
WASHINGTON, 10 a. m.-The old
Ford theatre here, where Lincoln
was shot, collapsed. It is said that
500 people are in the ruins. It
was a branch of the War Depart
FROM A PRIVATE DISPATCH.
WASHINGTON, June 9.-Noon
The Pension Building in Washing
ton has collapsed. Several hun
dred people were in it at the time.
Unable to give number killed and
injured. Now presumably in the
The accident at Ford's Theatre
was not caused by fire. Workmen
were excavating under the build
ing, when, without a moment's
warning, the entire building collap
sed. It was used as offices of the
Pension Department and upward
of 1,000 people were employed.
. ANOTHER ACCOUNT.
The Surgeon General's office, oc
cupying the old Ford Theatre,
where Lincoln was assassinated, on
10th street, between E and F., fell
in this morning, burying many of
the clerks. The disaster was caused,
it is said, by the weakening of the
walls from the digging of a cellar
under the building.
The top floor fell first, without
any warning, carrying with it the
floors below. It is impossible to
tell how many were killed, but a
large number of lives were lost,
and the number of maimed and
wounded must be over 100 as there
were 450 clerks on duty in the
building at the time. Sixteen dead
bodies and a number of injured
have been removed from the debris,
and the searchers have not yet
reached the centre of the first floor,
where the desks were thickest.
A NEWSPAPER ACCOUNT.
WASHINGTON, June 9-1 p. m.
The old Ford Theatre in this city,
which has been used as the Record
Division of the War Department,
collapsed this morning at 10
o'clock on account of the weaken
ing of the foundations by reason
of excavations which were being
made by workmen.
Four hundred or five hundred
clerks were at work in the building
at the time. The upper or third
floor collapsed first and carried all
the other floors with it to the
ground, burying nearly all the
clerks in the ruins. The scene
was terrifying and heart-rending.
Thus far thirty dead bodies have
been taken out and scores of badly
injured victims. It is supposed
that at teast thirty or forty of them
will be found to have been killed.
There was no fire in the building
nor did the walls fall, and thereby
a st?l greater catastrophe was
DIED IN THE HOSPITAL.
1:30 p. m.-There have been
twenty-seven deaths in the hospi
tal since being taken there. This
makes 43 deaths thus far.
A DELAYED SPECIAL.
WASHINGTON, June 9-11:30 a.
m.-There were 400 clerks in the
building. The hospitals are crowd
ed and the injuries are of the sever
est character. At 10:40 eight of
the dead had been removed. Two
troops of cavalry and two compa
nies of infantry were ordered out
to clear the streets.
Naval medical officials have also
been ordered out to attend the in
jured, and the naval hospitals are
open to receive all the injured.
The Training of Nurses.
Thc State. -
When Dr. Babcock took charge
of the Lunatic Asylum, the board
of regents, at his suggestion, es
tablished in the institution a
school for nurses where profes
sional training of a high order
could be imparted.
Last week the first class to com
plete the course in the Asylum
Training School for Nurses finish
ed theirfinal- examinations. The
class numbered seven women and
three men : Misses Helen Burr, of
Beaufort; Annie G. Delvin, Char
leston; Fanny Ferrell, Fairfield;
Fanny Irwin, Columbia; Addie
Medlin, Columbia ; Ludie E. Pitts,
Laurens, and Fanny Sloan, Rich
land ; Messrs. C. 'P. Broome, Fair
field ; J. B. Herron, Aiken, and J.
M. Mitchell1; Anderson.
There will be no graduating ex
ercises, but those who have passed
all the examinations will be given
certificates of proficiency. Misses
Pitts, Deviin and Burr have secur
ed positions in general hospitals
in Northern cities, where they will
obtain practical experience in spe
cial branches of nursing not taught
at the asylum. The other mem
bers of the class will continue for
the present in the service of the
The second class, which was
formed last September will finish
the prescribed course next- June
It consists of six women and six
men. Several probationers of a
third claes have entered the school.
Vacancies occurring from time to
time are filled by selecting the
most promising applicants as pro
Application blanks containing
further information about the
school may be obtained from the
West Point Graduates.
WEST POINT, N. Y., June 12.
The class of '93, which graduates
from the Military Academy to-day,
is the smallest in several years.
What it lacks in size it makes up
in brilliancy and strength.
The present first class entered
with a membership of over 100.
Resignations and the pruning
knife of learned professors brought
the number down to fifty-one. Of
these, five who graduate highest
will be sent for a post graduate
course of four years to Willett's
Point, where the advanced forms
of military engineering are taught.
Mashed Between the Cars.
Last night, at Ridge Spring, a
negro named Henry Peterson, was J
seriously and perhaps fat?lly in
jured by being caught between two
box cars. The northbound Rich
mond and Danville mixed train
was taking on two air brake box
cars loaded with peaches, when
the negro attempted to walk across
the track. He got caught between
the cars as'they bumped together,
and was very badly mangled and
mashed about the hips. He was
sMll alive when last heard from.
Reform appears to be progress
ing backward down in Clarendon
county. The "reform" executive
committee there has gone back to
the old convention system of nomi
nating a State senator, repudiating
squarely the farmers' movement
demand for general primarit s.
.WOOD'S ' PH08PHODENX
The Great English Remedy.
Promptly and permanent
ly eurea all forms ol Nervous
? Weakness, Emissions, Sperm
lalorrhea. Impotency and all
Teeta of Abuse or Excesses.
_een prescribed over 85
ye ar 3 In thousands of cases;
IB the only Reliable and Hon
est Medicino knoten. Ask
_Idrog&iss for WOOD'S PHOS
t lie fir - tmd Jtfifr rnoDDfE; if ho offers some
>*>Sfw ?wwwy??T? worthless medicine In place
of thu . leave his dishonest store, Inclose prlco In
lotter, .iud we will send by return mall. Price, ono
faokagi. ?1; six, $5. One will please, six will cure.
amphlotln plain sealed onvoiopo, 2 stamps.
Address THE WOOD CHEMICAL CO..
i 131 Woodward avenue, Detroit. Mich.
Sold in Edgcficld by G. L. Penn & Son
au3 druggists everywhere.
Liquor, Morphine, Tobacco, Etc.
The liquor, morphine, and chloral
habits absolutely cured under guaran
tee. Particulars given by better or in
person at my office, which is open all
hours of the day.
There is no use to go away from
home and spend hundreds of dollars
for treatment, when you can be cured
at home for a much smaller amount.
J. GLOVER TOMPKINS, M. D.
Edgefleld, C. H., S. C.
ONE or more County Commissioners
will be at Pope's bridge, Little Sa
luda river, near Trotter's old mill, on
Friday, June 30th, at ll o'clock A. M.,
for the purpose of letting a contract
to build or repair the bridge at that
place. Specifications made known on
that day. The Commissioners retain
the right to reject any or all bids.
J. A. WHITE,
D. W. PADGETT,
J. W. BANKS,
Final Settlement and Dis
NOTICE is hereby given, that appli
cation will be made to the Probate
Judge of Edgefleld County on Monday
the 17th July prox., for a final dis
charge of of Mrs. F. P. Hammond as
Executrix of the estate of O. T. Cul
breth dece'd, and that a final settle
ment of said estate will be made on
j. w. DEVORE,
Attorney for Executrix,
June 13th 1S93.
Berkshire and Essex.
I Have 4 pairs above breed pigs for
sale, about 2 months old. Price $4.00 a
pair or $2.00 each.
A. J. SULLIVAN.
Edgefleld, S. O.
Pigs for Sale,
AFEW pigs for sale-$1.25 each.
Edgefleld, S. C.
PURELY a vegetable compound,
made entirely of roots and h orbs
gathered from the forests pf
Georgia, and has been used by millions
of people with the best results. It ^
AU manner of Blood diseases, from the
pestiferous-little boil on your nose to
the worst cases of inherited blood
taint, such as Scrofula, Rheumatism,
Treatise on Blood and Skin Diseases "mailed
free. SWIFT SPECIFIC CO., Atlanta, Ga.
"5 HARPER'S' WEEKLY is acknowledged
as standing first among illustrated
weekly periodicals in America. It oc
cupies a place between that of the
hurried daily paper and that of the
less timely monthly magazine. It in
cludes both literature and news, and
presents with equal force and felicity
the real events of current history and
the imaginative themes of fiction. On
account of its very complete series of
illustrations of the World's Fair, it
will be not only the best guide to the
great Exposition, but also its " best
souvenir. Every public event of gen
eral interest will be fully illustrated
in its pages. Its contributions being
from the best writers and artists in
this country, it will continue to excel
in literature, news, and illustrations,
all other publications of its class."
PER YEAR :
HAMPER'S MAGAZINE.$4 00
HARPER'S WEEKLY.4 00
HARPER'S BAZAR. 4 00
HARPER'S YOUNG PEOPLE.2 00
Postage Free to all subscribers in the
United States, Canada, and Mexico.
The Volumes of the WEEKLY begin
with the first Number for January of
each year. "When no time is mentioned,
subscriptions will begin with the
Number current at the time of receipt
Bound Volumes of HARPER'S WEEKLY
for three years back, in neat cloth
binding, will be sent by mail postage
paid, or by express, free of express
(provided the freight does not exceed
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Cloth Cases for each volume, suita
ble for binding, will be sent by mail,
post-paid, on receipt of $1.00 each.
Kemittancesshould be made by Post
ofiice Money Order or Draft, to avoid
chai ce of loss.
Newspapers are not to copy this ad
vertisement without the express order
of HARPES & BROTHERS.
Address : HARPER & BROTHERS,
HARPER'S MAGAZINE for 1S93] will
continue to maintain the unrivalled
standard of excellence which has char
acterized it from the beginning.
Among the notable features of the
year there will be new novels by A.
Conan Doyle, Constance Fenimore
Woolson, and William Black. Short
stories will be contributed by the most
popular writers of the day, including
Mary E. Wilkins, Richard Harding
Davis, Margaret Deland, Brander
Matthews, and many others. The illus
trated descriptive papers will embrace
articles by Julian Ralph on new South
ern and Western subjects; by Theo
dore Child on India; by Poultney
Bigelow on Russia and Germany; by
Richard Harding Davis on a London
Season ; by Col. T. A. Dodge on East
ern Riders; etc. Edwin A. Abner's
illustrations of Shakespeare's Come
dies will be continued. Literary arti
cles will be contributed by Charles
Elliot Norton, Mrs James T. Fields,
William Dean" Howells, Brander
Matthews, and others.
HARPER'S MAGAZINE.$4 00
HARPER'S WEEKLY. 4 00
HARPER'S BAZAR. 4 OG
HARPER'S YOUNG PEOPLE. 2 00
Postage free to all subscribers in the
United States, Canada, and Mexico.
The volumes of the MAGAZINE begin
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ber of each year. When no time is
mentioned, subscriptions will begin
witn the number current at the time
of receipt of order. Bound volumes of
HARPER'S MAGAZINE for three years
back, in neat cloth binding, will be
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ing, 50 cents each-by mail, post-paid.
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Newspapers are not to copy this ad
vertisement without the express order
of Harper & Brothers.
Address : HARPER & BROTHERS,
Notice of Application
EDGEITELD C. IL, S. C, \
May 24,1S93. \
Notice is herewith given to all to
whom it may concern, that Mrs. Sa
vannah Padgett, widow of the late
Dr. Elbert Padgett, has fileu her peti
tion in this Court, praying that a
Homestead, as prescribed by law, be
assigned to her. I will pass upon the
same on the 27th day .if June 1S93.
W. If. ROATH,
Master E. C.
Sprini & Snimer lillinery.
I have just opened a stock of
beautiful Spring and Summer
Millinery at the old stand, Mr. W.
H. Turner's store, where I will be
pleasod to see my friends and the
public. My stock consists of all
kinds of Millinery goods, Pattern
Hats and Novelties. The most
Beautiful Lawn Hats,
Ladies Hats at CoWs.
Ladies have you seen Jas. M.
Cobb's beautiful assortment of
Ladies and Misses Trimmed Hats.
Don't fail to see his millinery
goods. You can savo money and
got the latest styleB.
Union Mutual Life Insurance Company,
Its Policies are the Most Liberal Now Offered
to the Public.
Is the only existing Company whose policies are, orean be subject to the
MAINE NON-FORFEIT URE LAW.
WHAT IT IS.
The Maine Non-Forfeiture law protects policies from forfeiture
by reason of default of payment of premiums. It provides that, after
three years' premiums have been paid, failure to pay any subsequent
premiums shall not forfeit a policy, but it shall continue in force for
its full amount until the reserve (less a small surrender charge) upon
the policv is exhausted.
The reserve is a sum made up of portions of each and every pre
mium paid upon a policy in anticipation of its maturity. Beginning
with a small portion of the first premium, it is increased each jTear by
the addition of each subsequent premium, and grows larger year by
year, until, at maturity, it exactly equals the face of the policy. When
a policy is discontinued therefore, there is in the hands of tho Com
pany a reservo, greater or less, accofding to the character and age of
the policy. Instead of permitting the Company, upon non-payment
of premium, to confiscate this reserve, the Maine Non-Forfeiture Law
requires the Company to continue the policy in force until tho policy
holder receives an equivalent for it in extended insurance.
How IT WORKS.
If a person, aged 35, pays three years' premiums upon a twenty
payment Life policy and then discontinues payment, the policy wil
be continued 4 years and 257 days longer; if he pays five premiums,
and then discontinues, the insurauce will continue 7 years and 357
If the policy is a twenty year endowment, same age, three years'
payments will give an extension of 8 years and 150days; five years'
payment 13 years, 300 days. If the policy is a 15 Year Endowment,
($1,000) same age, three years' payments will secure insurauce to the
end of the endowment period and $13.68 in cash if insured lives till
that time, and in like manner ten years' payments secures insurance
for the full 15 years and $592.17 in cash.
These extensions vary with the age of the insured,. the class of
policy, and the number of payments made; they are stated in each
policy, in years and days, for each number of payments, so that the
policy-holder knows at a glance exactly what he is entitled to if he
discontinues hiB payments at any time.
What it HasD@nea
The Company Has Paid over Two Hundred Death Claims, in con
sequence of this law, aggregating in sums insured more than Four
Hundred Thousand Dollars.
In every case there had been a default in the payment of pre
mium, and, except for this law, the policies would have been of little
or no value. Instead of this, the insurance in each case was extended
to the time of death, and tho Company was required to pay to the
beneficiaries under the policies the sum of $418,335.77.
Tin Tin ol Maine Law Extensions as Compared
WITH ZF-A-HD-TTIP VALTJES.
It is the custom of many companies to- provide in their policies
that, upon discontinuance of payment of Premium, paid-up policies
will be given, without the option o^lxtension. This was the practico
of the Union Mutual before the mine N?n-Forfeiture Law was en
acted, but it now substitutes for paid-up values the moro advantage
ous plan of extended insurance. The objection to the paid-up system
is that the amount of paid-up insurance which is given upon the dis
continuance of payments upon a policy, unless it has been in force a
great many years, is insignificant, and of little or no value as protec
tion ; and it leaves the insured who ceases payment without adequate
insurance at the very time he needs it the most.
The great advantage of the extended insurance afforded by the
Maine Law over the most liberal paid-up system is strikingly shown by
the following comparison, and it will be observed that the paid-up
value is insignificant in comparison with the amount actually paid by
the Union Mutual. The result of two hundred and twelve policies
If the insured had received paid-up policies instead of ex
tended insurance, the Company would have had to
pay in settlement of the claims only. $98,197.50
Whereas, in fact, it did pay under the Maine Law, $418,344.77
Making a difference in favor of the beneficiaries under Two
Hundred and Twelve pol iciei of $320,147.28
The policies aro free from tfW restrictions, and incontestible after
A grace of one month is given in the payment of premiums.
For further information call on, or address.
B. B: EVANS,
Manager for South Carolina,
Office, No. 1, Advertiser Building,