Newspaper Page Text
Will Mcike Loans for A
Announcement of the opening
headquarters in Columbia- for
loaning of money for farming ;
posas in South Carolina under
agricultural credits acts was n
.yesterday by the committee appc
.ed for this state* by the war fin?
?corporation. Temporary headquar
.will be located at the Palmetto
tional bank and all applica
blanks and other information
be obtained from W. Latta Law,
secretary of the committee.
The committee to have charge
loans in this state is composed of
following: J. Pope Matthews, ch
man; William Barnwell, vice ch
man; H. L. McColl, J. C. Self,
Latta Law, Jr., and C. L. Cobb.
Mr. Matthews is president of
Palmetto National bank and a db
tor of the Federal Internatio
Banking Corporation of New Orle
and other large industrial compar
in the South. He has long be?
leader in advocating new methods
financing the Southern farmers.
. .? t
Mr. Barnwell is president of
I National State Bank of Columbia i
is one of the most prominent ba]
ers and business men in the sta
IVir. Cobb is cashier of the Peopl
National Bank of Rock Hill and v
president of the South Carolina Ba
?rs' association. Mr. McColl is pr
ident of the Bank of Marlboro,B<
nettsville, and a well known busin
man in that section. M:r. Self is cha
jnan of the board of directors of 1
Bank of Greenwood and president
the Greenwood Cotton Mills. Mr. L;
is connected with the Palmetto ?
tional bank and was formerly w
the National City Bank of New Yd
in New York and Habana, Cuba.
Will Be Loan Agency.
This committee will function as c
loan agency for this state of the w
finance corporation and will ha
charge of administering Section
of the agricultural act, which authc
izes the corporation to make advanc
to any bank, banker, or trust co:
pany in the United States, which mi
have made advances for agricultui
purposes, including the breedin
raising and marketing of live sto
or may have discounted or rediscour
ed notes, drafts, bills of exchange
other negotiable instruments issui
for such purposes. The committ
"will receive and pass upon all app
cations for loans..
The committee yesterday made tl
"This method of procedure w:
save ? great deal of time to the loc
borrowers and will give the war 1
nance corporation the benefit of tl
experience . and local knowledge (
the conditions of the bankers wi
will compose the committee. As tl
administration of the act is almo;
entirely a banking proposition, th
list of members consists of banker;
both national and state, who are fs
miliar with agricultural conditions i
their sections. The names of th
committee were chosen on the rec
ommendations of the various busines
organizations in the different dis
tricts of the state. They are unpaii
for their services, realizing the op
portunity for public service.
"All applications for loans mus
be submitted in triplicate and 01
forms provided for the purpose b:
the war finance corporation. Thesi
forms and other information may bi
obtained from the secretary of th<
committee. Mr. Law, at the Palmetto
National bank, Columbia.
How Advances Made.
"The corporation's authority tc
make these advances extends to, Jul j
2, 1922. Advances will mature no1
later than one year and loans can
not be extended beyond three years
from the original date of the ad
"Advances may be made against
the note or acceptance of the borrow
er or. other negotiable instruments,
making primarily and uncondition
ally responsible for the payment of
the advance. Application of the bor
rower must be adequately secured
by indorsement, guaranty, pledge or
otherwise. The corporation shall re
tain the right to require additional
security at any time, and in the event
of failure of the borrower to furnish
same upon demand, the loan shall
forthwith become due; and payable.
"The rate of interest will be de
termined from time to time by the
board of directors of the corporation.
Under the law a bank obtaining ad
vances on the basis of loans mace
by it for agricultural purposes, may
not charge greater than 2 per cent.,
in excess of the rate charged by the
war finance corporation, which fur
ther warns applicants that this pro
vision of theiaw should not be con
strued to authorize any bank to
change a rate of interest in excess cf
the rate permitted by the state law.
"The amount of any advance is
limited to the aggregate of all out
standing advances made by the bor
rower for agricultural purposes, in
cluding discounts and rediscounts of
"This act is of great assistance to
the banks and farmers of the entire
Uunted States, and will enable many
frozen credits to be liquidated. It
will enable the farmer to obtain bet
, ter prices for his produces and at the
same time relieve the banks from ty
ing up their reserves for long terms.
It means a new era of financing agri
cultural products and an improve
ment in the business of the South."
Creamery and Dairy Butter.
Creamery butter is the standard
in market because it is uniform and
Jean be had in quantities sufficient to
supply the retail trade. The creamery
man, however, has his trials. In the
creamery journals, at dairy meet
ings and institutes the incompetency
of the butter maker is frequently
'mentioned. After following this line
of work for fifteen years himself, the
writer has no desire to shield the but
ter maker from any criticism that he
deserves, but I believe that ninety
nine out of a hundred can make good
?butter if they have the proper ma
terial to make it out of.
No one can-make a good article of
butter out of improperly handled
milk and sometimes it is impossible
for the butter maker to detect the
dirt and its effects in the milk. The
dirt may not have had time to exert
its influence when it is delivered to
the creamery. It is wrong to deliver
milk which the producer knows is
dirty, but in which the bacteria has
not yet developed sufficiently to make
their presence known. The making
of a fine quality of creamery butter
depends largely upon the ones who
produce the milk. The impossibility
of overseenig the production and
first handling of the milk often places
the butter maker at quite a disad
In regard to dairy butter, there is
and always will be an opportunity
for good dairy farmers having prop
er facilities and sufficient help to
make a good grade of butter equal,
if not superior, in quality to the av
erage creamery product. There'are
people in every town who are very
anxious today to get hold of good
farm made butter at or above the
regular creamery butter prices. To
succeed in making first class dairy
butter, it is necessary to lay aside
some of the old ideas and whims
which have been common for years
among some farm butter makers,
such as tempering cream by the sense
of feeling or determining acidity by
taste. Butter owes its good qualities
very largely to its treatment in the
ripening process. The essential fea
tures of good butter making are pure
sweet cream of proper consistency
ripened rather slowly at the proper
ripening temperature. The churning
temperature is governed by the per
cent of fat and degrees of ripeness
of the cream, also chai*acter of the
herd at period of lactation. The tem
perature should be such that forty
to sixty minutes will be required for
churning. Cream ought never to be
churned when it breaks in from five
to ten minutes, as such handling is
ruinous in point of quality and econ
Excessive washing of butter is al
ways at the expense of the flavor. If
in just the right condition it requires
very little washing. Some prefer to
do the washing with brine and good
::csuits are obtained in this way. Less
of the flavor it taken out of the but
ter when washed with brine than with
clear water. Color and salt of the
best quality should be used in quan
tities to suit the consumer. Working
is important; that is, it is important
to do just as little of it as will answer
the purpose of evenly incorporating
the salt and removing moisture.
Strict cleanliness should be rigidly
observed with every implement and
in every operation from the begin
ning to end ,not one day in seven,
but every day in the year so long as
the business continues.-Farm- and
Correct Use of County Jails.
To the reader it may sound like
the repitition of a well known truth
tc say that our couny jails are places
for the safekeeping of persons ac
cused or suspected of breaking the
law until they can be properly tried.
But it may not be so generally known
that only three states in the union
make this use of them. South Caro
lineans should be proud of this fact
even though our jails are not all
that might be in the nature of re
No. 50, A. F. M. TVUV
hereafter hold its'
tion on ,the SECOND
MONDAY night of each month in
stead of Friday night as heretofore.
All members are kindly requested
to observe the change and be pres
J. H. CANTELOU, W. M.
Edgefield, S. C., August 1, 1921.
Eyes scientifically examined and
glasses properly fitted.
GEO. F. MIMS,
Edgefield, S. C.
J. S. BYRD
Dental Surgeon ^
Office Over Store of
Quarles & Tim merman
Office Phone No. 3
Residence Phone 87
Foundry, Machine, Boiler
Works and Mill Supply
Cotton Oil, Gin, Saw, Grist, Cane,;
Shingle Mill, Machinery Supplies and
Repairs, Shafting, Pulleys, Hangers,"?
Grate Bars, Pumps, Pipe, Valves and
Fittings, Injectors, Belting, Packing'
Hose, etc. Cast every day.
GASOLINE AND KEROSENE
Pumping, Wood Sawing ssd Feed
Alabama Lady Was Sick For Three |
Tears, Suffering Pain, Nervous
and Depressed-Read Her
Own Story of Recovery.
Paint Rock, Ala.-Mrs. C. M. Stegall,
of near here, recently related the fol
lowing Interesting account of her re
covery; "I was In a weakened con
dition. I was sick three yeara in bed,
suffering a great deal of pain, weak,
nervous, depressed. I was so weak,
I couldn't walk across the floor; Just
had to lay and my little ones do the
work. I was almost dead. I tried
every thing I heard of, and a number of
doctors. Still I didn't get any relief.
I couldn't eat, and slept poorly. I
believe if I hadn't heard of and takpn
Cardui I would have died. I bought
six bottles, after a neighbor told me
what it did for her.
"I began to eat and sleep, began to
gain my strength and am now well
and strong. I haven't had any trou
ble since ... I sure can testify to the
good that Cardui did me. I don't
think there is a better tonic made
und I believe it saved my life."
For over 40 years, thousands of wo
men have used Cardui successfully,
lu the treatment of many womanly
If you suffer as these womon did*
take Cavdui. It may help you, too.
At &U druggists. E 85
DO YOU WANT
If you are out of employ
s' ment or would like to make a
change, consult us.
GREENWOOD, S. C.
now To Hive- Quinine To Children.
PEBRILINE te the trade-mark name given to an
improved Quinine. It ia a Tasteless Syrup, pleas
ant to take and does not disturb the stomach.
Children take it and never know it is Quinine.
Also especially adapted to adults ?ho cannot
ake ordinary Quinine. Does not nauseate not
cause nervousness nor ringing in the head. Try
<t the next time you need Quinine for any put?
Tose. Ask for 2-ounce original package. The
uuneFSBRU.INE is blown io bottle. 25 ?eot?
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