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r-OBiaBQXD DAUA AND TBI-WKEKL?,
T H g GLEANER.
KVEIIY WEDNESDAY MOBNINO.
3Y JULIAN A. SELBY,
KD IT OB AKD PBOPBIETOR.
Pffioe on Hain Street, above Taylor.
ear Uook and Job Printing of every dobcrip
* ion promptly and faithfully attended to.
AD VE UTI fl KM ENT H"
Jinner tod io the Daily at 76 cents per Hqnaro
.-'or the'first and 60 cents each subsequent in?
sertion. Iiong advertisements hy the week,
nonth or year, at reasonable rates.
Daily, six months, ti DO; Tri-Weekly, tl 5C;
?tfnoklv, 1.50. ...
i, ",??".,?...? "
' The CJoltHen Sid?.
There is many a IOHO in the road of lifo,
If we would Btou to talcs it;
And many a tone from the bettor land.
If tho qu.oru.louB heart would make it;
To (ha Bonny BOUI that is foll of hopo,
Arid whoso beautiful trust ne'er fail otb.
The grass ia green and tho flowers aro bright,
Though thu winter storm prevaileth.
Bettor to hope, though olonds hang low,
And koop tho ovos still lifted,
For the a wont blue sky will still peep through,
. When the ominnns cloud u are rifted.
There was never a night without a day,
Or an evening without a morning.
And tho darkest hour, so tho proverb goes,
Ia the hour beforo tho dawning.
There ia many a pom in the path of life,
Wbioh.we pass in our idle pleasure,
That iu richer fur than the j o wo led crown,
Or the miser's hoarded tioasnre;
It may bo tho lovo of a little ebild,
Ora mother's prayer t? Heaven,
Or only, a beggar s grateful thanks
For a cop of watur given.
Better to weave in the web of life
A bright and golden filling.
And do God's work with a ready heart,
And hands that are prompt and willing.
Than to enan tho delicate, minute threads
Of our curious li voe asunder,
And then blame Heaven for the tangled ondB,
And sit, and grievo, and wonder.
As the rains are gradually being oleared
away, the extent of the losses by the
Ohioago fire and the exaot ooodition of
.flairs in that city at the present time can
be estimated with approximate correct?
ness. From a statement in the Ohioago
IVibune, we gather the faots that over
50,000 persons have left the city, making
the remaining population about 280,000;
one-half of the stook of pork products
was consumed; 1,600,000 of the 5,000,
000 bushels of grain were barned; and
?boat oue-flfth of the lamber, one
qaaxter of the leather, oae-half of the
coal, and the greater portion of the gro?
ceries, dry goods and boots and shoes
were also destroyed. A careful average
of the larger items shows that the oity
hos Buffered a loss of not less than
twenty nor more than twenty-five per
cent, on her total assets-real and per?
sonal. The ratio of inorease daring the
past thirty-four years has averuged ten
and a half per cent, per annum. This
rate would restore tho status of a month
ago, within three years. Making every
doe allowunce for tho terrible set-baok
experienced, the Tribune thinks there
can be no donbt that five years hence, at
most, the exhibit of population, wealth,
commerce and c^m au u factures will be
greater than a month ago.
SHUFPJCINO.-Some paper says: "Texas
has a new game ia cards; one bolds a re?
volver, the other holds the carda. A
coroner holds the in quent." Io oase any
one ehoald wish to try the game, and
finds the instructions not sufficiently full,
we may add that the holder of the cards
"taros np," and that the firer of the re?
EMPORIUM OF FASHION,
ABBEVILLE, 8. O.
THE beet selootod stock of DRY
.GOODS in the up-country. The
grandest display of Millinery in
Mouth Carolina. Dress Making
done in the very best of style. The
very best talent to be had in Balti?
more in charge of the Millinery and Droaa
Malting Department?. Business dono strictly
upon the "cash" system. Grand opening of
fall and winter styles to tako placo on Tues?
day, October 10, at ll o'clock. The ladiea of
the up-country aro invited to attend. Sam?
ples sent npon applica'ion. Orders for any
article in tho Millinery lino will be filled and
satisfaction guaranteed. Expenses light and
prices correspondingly low.
Sept 80 Imo JAS. W. FOWLER. Pro'r.
The Cottage House Restaurant.
jSf&SS. MR. C. H. DDHME. propric-fCEa
/^Tl^ior or tho COTTAGE HOUSE.WB
VJ/ '^BS'Washington stroot, next door""
io Masouia Hall, desires to inform his friends
that ho has oponod a first clams RESTAU?
RANT, and will furnish, at short notico, OYS?
TERS in every style. Soups, Game and other
relishes. Call at the Cottage House and
make yourself merry. Oct 22
The Exchange House.
#?/1}WELL kxown as "tho placo"
?5^JkSd5*?wboro tho boat of driukablos
V*ggF and eatables aro furnished, is_
in the fnli tide of prosperity. Tho whole
han no h aa boen put in nor foot order, and the
proprietors guarantee that guoftts sae obtain
all tho delicacies of the season-OYSTERS,
FISH, GAME. eto.
'''OSt ia !. PAYSINGER ic FRANKLIN.
. ;! T?B CAROLINA HOUSE
f1 IS on co more open to tho pub ho, ander
the. superintendence of Mr. R. BARRY.
The reputation of the bonao will be kept
ap; .' "" ' . i ._August 31 _
Native and Foreign Wines.
SCUPP?RNONQ, Concord, SantornB, Cla?
ret, Ch?mpatenos, just received abd for
salo low, by _ E. HOPE.
/MOTTON SEED REFINED OIL, hy the gal
\j ion Or barrel. Also, in glaaes, pints snd
quarts. For salelnw._E. HOPE.
Seegers' Beer is Pure.
IT- don't contain Cooooulus Indiens Fish
Berries to mateo sleepy or headache.
First in the Field.
1 r\ BARRELS NEW HULLED BUCK
JLVj WHEAT FLOUR,
/. New Orleans and Silvor Drip SYRUPS.
Opt IP -_PEO. SYMMERR.
7*1PUNTY OL.A1M8 ANO JUICY OBHT?."
ly'PIOATKQ bought by
P?\> 5 D. GAMBRILL. Broker.
SpjctiiAL. ATTENTION given totheool
'lection of Commercial Paper. Interest
on Stato and Railroad Benda and Stocks, and
Convention of State Securities, by
Nov 28 fimo P GAMBRILL. Broker.
boouro tickets in the. Oolam bia Co-opera
i ITO Building Aaeooiation,
.f f\f \ BOXEB ueerted OBAOBER8.
X\J W 100 boxes assorted Oauued Gooda.
CO boxOB Soap. . '
60 boxos Candy.
60 boxea Candle B. .
200 barrels Flour. , . .
60 barrels Whiskey, coming in and in store,
and to which wo invito tho attention bf the
trado. ?_ LQiiICK & LOW KAN OE.
?)f\(\ WHOLE, Half Barrels and Kits
?V\/V F Noa 1,2 and 8, Boston inspection,
juet received and for Balo muoh lower than at
any time sinco tho "little unpleasant ness "
- Sept 17_E. HOPF!.
The World-Renowntd Howe newing
Are the Oldest Establish ed of Any lathe World.
IN rauRO of work this Machine cannot be
equalled. Will woik equally well on thick
or thin goods, from ganzu to heaviest beaver
coating a, or ovou leather, without chango of
needle, tension or thread. Wo will warrant
them to do this. Our fino work is equal to
any, and our heavy work excels that t.f any
other machino in thu world. Ladies wishing
to introduce tho .-ewing into their families will
find it a great eavii>g ot tine, labor and < x
penao to at once purchase tho best. Persona
who have tried all machiuon are unanimous in
declaring this to bo thu easiest learned of any
in tho raarkot. If you aru prejudiced in favor
of any particolar mat Inno, at. toast examine
THE HOWE before you purobaho.
ALF KED G. ELY,
General Agent fur Booth Carolina.
Offlco throe door? below Or. Hoiniteh's Drug
Store, Main stroet, Columbia, B. C.
Sept 21 3m o
AFEW reasons why they Bhonld havo the
pr?f?rence? over all others :
1. Wheeler & Wilson's Bowing Machine ia
muoh simpler than any of tho others; ro
Sairing lesa than half tho amount of ma?
lu ne ry.
2. Aa the result of this simplicity, tins ma?
chino i? much lesa liablo than tho others to
get out of repair.
8. Another result of this eimplioity is
4. Another result is lesa friction, and, con?
sequently, groater ease and rapidity of mo?
tion, with lesa noise.
6. And greatest of all, that it uses no Shut?
tle, and makes the lock stitch.
it la tho cheapest to buy tho best. Boy the
machino that bas justly, fairly and honora?
bly won a reputation and independence
against a strong and bitter oom pot it iou. For
more than twenty y ears bas tho Wheeler.Y
Wilson not only stood first and foremost bm
now stands tho untivalled Sewing Maohint ol
the enlightenod civilized world. Boy the ma?
chine that hat? been thus tested and proved,
and then yon aro euro to pet the best. For
nain on the eaeiost possible terms. Sales?
room Main street, second door below FBIKNIX
o nico, Columbia, 8. O.
J. 8. PUR8LEY, Agent.
A. WHYTE, General Sonthcrn Agent.
June 21 Cmo t
tiENTBAL MIIINAL BARK
OF cin.nr.iHiA. s. c.
Present Capital, $150,000.
AUTHORIZED CAPITAL, 55OO.00O.
John B. Palmor, President.
A. G. Brenizer, Cashier.
0. N. G. Butt, Assistant Cashier.
J. Eli Gregg, John B. Palmer, F. W. McMaB
ter, B. D. Benn, of R. D. benn A Bon; G. W.
Dearden, of Copeland & Reardon ; B. L. Bryan,
of Bryan A McOarter; W. C. Bwaffield, of II.
CL W. C Sw&Sl?id.
F. W. McMaator, Solicitor.
THIB Bank is now open for the transaction
of a general banking business.
CERTIFICATES OF DEPOSIT of enrroncy or
coin, bearing interest at the rato of seven (7)
por cent per annum, in kind, will be issued.
Deposits from County Officers especially so?
licited: also, from Trustees, Administrators.
Executors, Professional Men, and others.
Particular attention given to accounts of
Oily and Country Merchants, and ether busi?
ness men, and tho usual accommodations ex?
Notes, Bills of Exchange, and other cvi
donees of debt discounted, and money loaned
Stocks. Bonds, Gold, Silver bought and sohl.
Mutilated Currency purchased at a small
Sight Drafts drown direct on all the promi?
nent plaoos in England, Ireland, Scotland,
France, Germany, Belgium, Holland, Den?
mark and the Orient. Jjetiers of Credit issued,
; avablo in any of the abovo pinces
Drafts on all tho prominent cities in thc
United States bought and sold.
Banking Houso opposite Columbia Hotel.
Open from 9 tn 3. Feb 28_ly _
CITIZENS' SAVINGS BANK
Deposits of $1 and Upwards Received,
? ? ?
INTEREST ALLO H ED A T TDE RATE Ol
ti EV Ell PER CENT. PEP. ANA UH,
ON CERTIFICA'IES OF DEI'VISIT,
AND SlJt PER OL NT. COM?
POUNDED EVERY SIX
MONTHS ON A COO UNTS.
Wm. Martin, President.
John B. Palmor, i TT,".. Li.*.*
John P. Thomas, f vice-Presidents.
A. G Bronizorj Cashier.
J. H. Sawyer, Assistant Cashier, i
obargo of Rranchcs.
John 0. B. Smith, Assistant Cashier.
Wade Hampton, William Martin, A. C. Has?
kell, F. W. McMaator, John P. Ibonias. E. IL
Hoinitsh, John B. Palmer, ThomaB E. Greca,
J; EH Gregg, Marion.
G. T. Scott, Newberry.
W. G. Mayes, Newberry.
B. H. Rutledge,Charleston.
Daniel Bavenel, Jr.. Charleston.
? Mechanics, Laborers, Clerks, Widows, Or?
phans and othors may here deposit their sa.*
Inga and draw a liberal rato of interest there?
on. Planters, Professional Mon and Trusted
wishing to draw int ort st on their funds until
they roqulre them for bcaincsB or other pur*
poaoa; Parents desiring to sot apart small
?urns for their children, and Married Women
ind Minors (whose deposits can only bo with
lrawn by themselves, or, in caso of death, by
their legal representatives,) wir-hing to lay
taide funde for futuro uso. aro hore afforded
lin opportunity of depositing their miana
ivhoro they will rapidly aoonmnlate, and, at
Ihoaametimo.bo eubjeot to withdrawal when
needed. _?_Aug lg
Yon may secure a valuable prize by pur- j
chasing a ticket in tho Colombia Co-opera
live Building Aosociat.cn.
Another Supply of New. Books.
"?71 OUR Yoara at Yalu,by a Greduato of lt)K>.
-Ju Travels of a Doctor of Physio.
JSIng Artbar. A Poem-by Lord Lytton.
Stories Troon Old English Poetry- by Abboy
Bago Richardson. <? ?
?Pictures of Travel-by Haus Christian
RuBkins' Letters to tbo Workmen.
Origin of Lowest Onrauiuma-by Bastian.
Gideon's Rock-by Katheriuo Sauudtia. ?
EpiBodes in an Obscuro Life.
Ouida's last novo), italic Parino. , ?
Do wring's t?o lout od Fruits for the Market
AJBO. a largo assortment of LATE NOVELS,
just receivod and for ?>( .? by
Ootl_?UYAM & McCARTER.
Vegetable Blood and Liver PillB.
Pure Bite ! Pure Blood I Pare Fleth !
AMUCtl needed uiediciuo. in all tropical
Oiimates, is a Blond Purifier and a Liver
Reculator. Thoeo PILLS combine tho essen?
tial proper!int of au Iuvigorator of Ibu Liver
aud I'm ill er of thu blond 'J hu largest organ
in thu body.is tho Liver, lt is tho *>roat
work-shop of thu body When this imporlaut
organ doua not act, tbo bkiu becomes sal?
low; sick beadacho sets in, with chilly sensa?
tions; cold bauds and feet; pain in tho head;
hectic fever; gaott ic disturbance; vomiting; a
feeling of weight in the region til the l.ivur; a
dry Cough. Among other symptoms of tiver
dernngemi nt, tu e sureness 1U th' region of
the liver, act os? the stomach, and below Ibo
tibs; oppressed stomach; facu sometimes;
Hushed; feverifhn? bs in the afternoon or ut
night; drowsiness and indolence; nervous
WatchlUlln sa ut night; melancholy, blue-:
dreams, commonly Inghtful; chest oppressed
aud heavy; da ling ennis in the abdomen;
faintness; sighing; difficult and short breath ;
pain in the chest, about tba lungs, commonly
mistaken tor pleurisy; shifting pams. liku
t'iose ot rheumatism; colics; sume tunes a
short, sharp cough, with dryness of throat;
unpleasant throbbing about the stomach; ex?
cess ot dandruff, and scurfy deposit on tho
skin; falling of the hair; miner-s and straitness
of tho abdomen, with desire to loosen tho
clothing, -our stomach, with symptoms of
dispepsia; bilious colics; diarrhoea; dysen?
tery; fevers; obstinate constipation; intermit?
tent fever, or fover aud ague; jaundice; cos?
tiveness and dian lan . al tr ruatuly ; expectora?
tion stringy und Blicky; foul month in the
morning, oft? n nausea and vomiting; diz/.i
ness; pain in tho right shoulder, sometimes
in shoulder-blade; inability to lie on luit side;
hiccough; occasionally, pain iu left shoulder
t-easonable use of tho b Lu OD AND LIVER
PILLS, takou as directed, will always provont
this painful tern iuation of thu disorder.
Thebc Pills are for salo bv
EDWARD ft. EE?NIT8H,
August ?Of _Ch* mist and Druggist.
WARFIELD'S COLD WATER SOAP.
THIS BO AP washes perfectly in cold water,
soft, hard or ?alt. It removes grease,
oil and paint from garments, lt washes all
kinds of goods-cutton. dannel, silkor woolen.
It cleanses silver, plated ware and jewelry
without scratching. It tho articles aie muon
tarnished, rub them with a piece of flannel
which has plenty oi tho 8oap on it. To people
who do their own washing, it is invaluable.
It will save its cost in one wattling. For salo,
in boxes of thirty-six bars, by
April 9 _._Agent for Hi.nth Carolina.
The Dexter Stables.
<JV. THE undersigned have rc
J?WLi moved their Stahles to tho new
nbipry-?. building, immediately South ol
^aTQf^^j^ji.Taiiney'a Hall, and, with a now ;
\rirMt^5^F Yatock of CARRIAGES, BUG- I
mi-.!-, ?in?, lino ll O Kt-EN. arc ptepared lo an?
swer all calls that may l o made upon them.
HorsoB bought and ?tdd on commission.
Persons in waut ot good stock, are invited to
give ns a oall. Liberal advances made on
stock left for salo. BOYCE & CO.
W. H. BOYCE.
C. n PETTJNOII.I.._ Jan 21
Malt Corn Whiskey.
WARRANTED two years old, at
_FoV 31 JOHN <! HEFOKIW.
The Doctors Recommend Seegers' Beer
IN preference to London Porter and Scotch
Ale. Wh\?Thnv know it. la unadulterated.
DON'T con tain Strychnine. It is pure, and
warranted tn he so. Mtfrcb ll
Seegera' Beer is Pure.
"V don't contain CoppcraB, Salt, Lime or
. Alum. Marah ll
Tho raffle fur Temperance Hall, Ac , vt ill
positively take place on the 10th November.
.Motte'? Victoria Tonic Bitters."
For the cure of Dyspepsia, Ague and Fever,
Bilious Diseases, Genrral. Debility,
and all Impurities of the Blood.
THESE BITTE H 8 have cow firmly esta?
blished themselves In the favor of the
public and tbe medical profession. Prepared
from purely vogetablo ingredients of acknow?
ledged efficacy, their unrivaled and bigbly
tonio. stimulatiDg and prophylactic qualities
peculiarly adapt them to all caaes ot Qoneral
Debility, Nervoua Prostration of ibo Sya
As an excitant of tho appetite and a whole?
some aid to tho process of digestion, they
will be found lo bu very e?icmuoua. while
their peculiar medical properties rendort hom
of unequaled valuo to thoac subject to Chilla
and Fever, Congestion, and other miasmatic
These Bitters will bo found moat wonder?
fully boiiefioial in all cases of Debility and Ir
regniatitics of Females. Wheresoever intro?
duced, they become a standard article-a
medicinal staple Unlike tho many noxious
stimulants advertised, they braco and fortify
tho system without oxoitilig undue cerebral
aotion. They are without donbt tho best to
nie and constitutional renovator ever offered
to tho public. MOTTE ft TARRANT,
Manufacturers and Solo Proprietors,
Newberry, 8. C.
Sold liv E. n. HEINITSII, Columbia, S. C.
BtVpt 16 fimo H
IN view of tho influx of vi?
sitors to Columbia, occasioned
by thc prevalence of the yel
_How fever in Charleston, the
proprieuo ii] ItOSE'8 HOTEL has coucludod
tn re-open hts establishment for the accom?
modation uf the public at once, and therefore
withdraws tho proposals he has herctotoro
made for its sato or lease.
Tho Hotel will henceforward bo conducted
as a first class house of entertainment, and
special pro vit-ion will be made for the comfort
and convenience of families.
Carriages and an Omnibus will ho found at
cvoi v arriving train. W. E. BOSE.
An KUM 30 _
Canned Goods! Canned Goods!
-| pr (\ CASES fresh CANNED GOODS, jost
1?)" received, consisting in part as follows
Cove sud Spiced Oysters, Salmon, Lob?
sters, otc. For sab- bv
JJjcl_4_ JOHN AGNEW A BON.
Tnornwell's Collected Writings,
THEOLOGICAL and Ethical, 2 volumes,
embellished wtth Dr. TbornweU'u por?
trait. $4 per volume.
Memories of Pal mos. By MacDuff. $2.
The Conservai ive Reformation and its The?
ology. By Rev. Charles P. Krowth, D. D. $5
Ibo Unseon World. By Rev. Dr. Btork. tl.
Her Lord and Master Ry FloroncoMaryatt
Won. not Wooed. By the author of Bred in
thu Bone, dec 5U couta.
Terrible Temptation. By Charles Reade
Uniterm edition of Graco Agnilor'a Works,
sueh as Mother's Recompenso, Vale of Cedars,
i o., at il per volume.
The above hooks Beni to any address, post
paid, on receipt of prico
Aug 1 DUFFIE k CHAPMAN, Booksellers.
Guns, Pistols, Etc.
I INFORM my friends and
finblic iu goneral that I have
ust received an entire new
Ji?tnek of Double and Singlo Bar
rol GUNS, REPEATERS, Flasks, Pouches,
Pistol-Belts, Caps, Buck-Shot. Cartridges.
I Cartridges for all kinds of Pistols, Powder
REPAIRING donn?t short notice.
Oat 8 _ P W. KRAFT. Main stroet.
TOCKS, BONDS anti COUPONS bought
and auld by D QAMBHI1 L. Broker^
Meals furnii<b??i at all boura at POLLOCKS'.
THE BEST IN THE MARKET!
CHOICE mu? H?lfet FA M II Y ?JtOCEItii S, ?nil assortment of
Sugars, Coffees-Rio, lava and Laj-nayra; Teas of all lundi-;
Chocolat ca, Ul oma, r-piceu, Pickles, Soucis hnd Table Dressings
o* al) Linde and dis'-riptu ns, Chet fcc--Sap-Sago, Fact my, Fino
a) pie at d cul.tis.
A mil ttit). 11 i hr lit-l bi M i'a cf
In b?rrele ai d palkagee, consist irg in part of Nonpareil, Madison
and Highland. Aleo. Oatmeal, Tearl Grift. Hominy, Corn, etc.;
Table and Liverpool Salt, biscuit and (Track? rs of all kinds, Eng?
lish and American. Pul aloes, Ot ioi s and olin i V? gi la bli ? rei stn nt ly on bund to supply
retail trude A full supply pf all kinda of FANC Y HOi.PS, including Colgate's bret toilet,
and thai for don i stio j ti ri ?os es. ( anni d Goods of every descriptif.n. Jello s and Preserves,
nest family Butter, Lard, Molasses of all grades, Meats. Han. s, Diu d Pr? f Tongue .Lacon
Strips, bellies ai il Hi'es. Also, a full arson mont of FISH, inducing lust Kn. 1 und Mess
Mackerel, atid Smoked and Pickled Salmon, etc. Particular atti ninnis in v ind toourfull
Fmbracing the Ix st brands, foreign and demotic. Io be found
in the maikit. rn AM 1 AdM fs of al) pepulai brands; Mieir.is,
Madeira, Port and Catawba Win? s of all kinds, and Hitit ru of
every grade. Also. 1 uglis)), f-ioti h and Hr? nu n Al Kw, nf tho,
following blands: McEwun's. Muir & Hons', Young* r's, etc., etc. 'ii
Fepecial attention is called to our MOr-GGbAM and oti.orM
WHISKI YS, tim best in lb? msrkttfnr family uso or medicinal >(j
purpost a. Also, to our BltANDJES, including the best Hivert
Pt-lhvoison, Larroutto Fres. ( ogi BC, vint ago of 18(5 Also,
OINK, Palniolto and Swan brands. Al) impom J and warranted
good. Also, we have ? n batid a full stoi k of choice CIGAl S and ^aWHr**'
CHEWING TOBACCO, Bagby'a Fine Cut, i t?. A au ck of FAGGING and COTTON TIES,
and other ari ides ? b>r pim. talion use. In fact, evil y i hing needed orlo lo mund in a first
class Omeo v Store, and at prices to suit thc timi a. We warrant our gooda first class, and
invito au inspection ot ihim. HAltDY SOLOSION,
Oct G Columbia Hotel Block.
Y E L L 0_W_L I N E !
FAST FREIGHTS TO MD "FROM NORTHERN CITIES,
Via Charlotte, Columbia and Augusta Railroad, North Carolina Railroad*
Raleigh and Ongton Railroad, Seaboard and Roanoke Railroad,
and Steamers between Port sin uth and New York,
Boston, Philadelphia end Baltimore!
TOE A DOVE-NAMED RAILROADS, iii con
nc ot ion with tho SteamerLines, having unit? d
'in forming a Fast Through Fr? ight Line, lo be
(known as iii? YELLOW LINE, will i ut in on? rn
ft^rS^Tvft^Uun^^ : ??..nrafur:,;,,,, on , hl. 4f i, ,,r Ht.,,tc mbei, a FAST TH DOUG11
FHEIGHT SCHEDULE betwtin Conimbia and Augusta iud (he ?bovi-nuiud Northern
citioa. Tho ? itt nt ion of t-hin eis ?md j fCfcivcn* of lr? ight is mik il m tl e folk wing advan?
tages o (Te n tl by the line:
it is almost enlii eh an inland route, by which ralis of inmroi ec anil risks of diln\ from
bad weather aro greatly reduced. There is no di ey age, und no I rs nsf? is, exeo| I under coyer.
Daily Stearne) s will tun ht tween Port*nu nth end Pnltinioie, 1 Inlntli tj bia und Ni w York,
and fi eights will have prompt despatch,
ltntes and clatMilcatioiir the sume ns by olin r routes.
Through bill? of lading givtn ard claims i n m| Hy B?'JnsIfd.
KT HA VE GOODS MARKED " VIA YJiLLO ll' L1JCE." TPft
For further information, apply to E. P. ALEXANDER,
Superintendent Charlotte, Columbia and Annnts Lu il mad.
.B. R. DonsKT, Goneral Freight and Ticket Agent. Sept 2 Smo
S. STRAUS & BRO
Io tho placo whero you can huy
The Best and the Cheapest
CLOTHING AND GENTS' FURNISHING GOODS.
k ; I ? \ ' iii
WE arc now prepareil to exhibit ono of tho moat choleo and aolect Stocka ever offered io
thia market, and
At Astonishing Low Prices.
Our motto ia "QUICK BALES AND SMALL PIIOFIT8." Oct 8
Drawing Postponed frc m Uctober 1. 1871, to January 1, lb72.
In Consequence of tue Ftvtr In Charleston, S. C.
$500,000 to be Given Away!
The South Carolina Land and Immigration Association,
BUTLER, CHADWICK, GARY & CO., AGENTS,
UNDEIl tho auepicoa of the "South Carolina State Agi ?cultural and Mechanical Society,"
will give a serb s o? CONCERlb, at tko Academy of MUB?C, Charl?alon, 8 C.. commetc
ing January 8.1872. Reft rs to all tho bankers, brokera and prominent'gentlemen of the
country, both North and South.
150,000 Season Tickets of Admission, at $5 Each.
If you have not received a circular, ?end for ono, giving full particulars. All order?
strictly confidential. . r
2,405 Gifts, Amounting in all to $500,000.
The drawing of thia gnat Sentkern i nt tl pl ?M will tie coi.dnrKd tu.mr ile tn|ti\itu ii of
the following well known ntidle n ? ii: Gt li A.lt W light, t J ( et igia; fem. 1 ractj 1. 3 vi n
son, of Virginia: Col. D. H. lmihdce. ol South Cai oui a; Bot .hopi r A. Fry or. of bc? joik.
Money lor Tickets can bc Bent tilhtr bj 1 i( rem oi lott C flice Older, and thoTicketa will
bo promptly forwarded.
??-Direct all letters to BUTLEB. CHADWICK, OAKY A GO.,
Principal < Alee, Cbarlealon, 8. C. Charleston, H. C.
G KN. M. C. BuTLEn. JOHN CHADWICK. OKN. M. W. GABY.
Oct 1 8mo
GRAND PRIZE DISTRIBUTION!
rpiCKET8 to tho Concerts of tho 80UTH CAROLINA LAND AND IMMIGRATION ASSO?
CIATION roady for salo and delivery. All orders from tho country promptly filled. Agente
wantodforthe Counties of Lancaster, Lexington, Spartanburg, Greenville,Abbeville, Oco
neo andPickona. Apply to D. GAMBRLLL A CO.,
Juno G Gonoral Agents, Columbia, 8. C.
THE UNIVERSAL LIFE
I he Original Stock Life Insurance Company of the United States.
WILLIAM WALKER, President.
HENRY J. FURBER, Vice-Prceidtnt. JOHN II. BEWLEY, Secretary.
GEORGE L. MONTAGUE, Actuary. E. W. LAMBERT, M. D., Medical Examiner.
THIS COMPANY offers the following IMPORTANT ADVANTAGES to those
about EFFECTING INSURANCE ON THEIR LIVES:
1. Insurance at Stock Bat cs, being from 20 to 30 per cent, lcea than the rates oharged by
2. Each Policy-holder is regarded as a Stockholder to the extent of ono Annual Premium
on hiB Policy, and will share in the Profits of tho Company to the a arno extent aa a Stock
hold? r owning an equal amount of tho Capital Stock.
3. Every Policy isauea hy the Company is non-forfeit able, and containa a Iclanae stating its
exact Surrender Value.
Before Insuring your Life or accepting the Agency of any Company,
A lengthened experience baa demonstrated that the rates of premium ordinarily charged
by life insurance companies are from twenty-live to thirty per cent, in excess of what are ne?
cessary for a safe and legitimate conduct of tho bnsiuesa. In other words, catt tully and
prudently-n>anagcd companies charging "mutual" rates havo been able to roturu to their
policy-holders from 25 io 30 per ccut. ot tho amount charged for premiums.
When life iusui anco companioa were first organized, reliability of the data upon which pre?
miums wcro constructed had not undergone test of experienco. lt waa thought, therefore, no
more than common prudence to adopt a u nie of premiums which would, in any event, meet
all thu presumed and unforeseen coutingeiicit s of tho husmees. As long as tho mattel waa
involved in some doubt, it was better to fix the rato too high than to incur tho risk of mak?
ing it too low; because, in the former caso, tho error could be easily nm mied, ut least in
part, by returning to llie policy-holders, ut certain intervals, euch non iou of tbo premium
charged aa waa found necessary ter the purposes of the bunine es and the completo Becority
of the company. Experienco, however, having aatisf?cto i!> demonstrates! that thete rates
ure excesaive, what pnssiblo excuse can there lie for maintaining them?
Availing themselves of this experience, the Directors and Managers of the Universal Lifo
Insurance Company, at its organization, adnpd d a feculo of premiums in accordance there?
with, and which has provea to ho fait and adequate, mid all that was necessary to meet the
requirements of tho burmese. These picminuis are about twenty-five per cent, lower than
thurn charge hy mutual compam-is. It albo appeared, inasmuch as tho ra?ca ao established
were as near BB could possibly be determined fair rates, and not in e xcess of what inturasco
has previously co?-t tho policy-holders in mutual companies, that any profita arihing 1 rom
inud.-nt manage me nt justly and properly belonged to the stockholders of tho company, for
the riak incurred by them in undertaking the business.
Experience bas shown that there are eunices of profit in the practice of the business which
theory will not admit of being considered as eh menta in the calculation of the premiums.
These resnlt? form a saving in tho mortality of the mimbi rs of a company owing to ike me?
dical sehet ?on of good liv* a, a gain in interest on the invetlnu nts of the cc-mpany over that
assumed in the calculation of its premiums, the profita dciivablo from the lapsing nnd enr
render of policies by tho numbers, and ft om otb? r minor sonre? s. Profits from theae eourcca.
in a company potscFsod cf a capita* et $200 CW), and doing a fair amount of business, would
give to tho stockholders dividends largely in excess of what wcro counted on by tho Directors
<>f tho Universal at the timo of ita organization. They have, therefore, determine d to divido
among tho policy-holde rs of ibo company a largo p&it of tho profits accruing from tho
sources named, all of which have heretofore been divided among the stockholders.
Tho plan adopted for snob divinion is as follows: Every person who may hereafter ineuro
with tho Universal will, for tho purposes of division, be treated aa a stockholder to extent *>f
ono annual premium upon his policy; and will share in the profits of tho company to precisely
samo extent aa a stockholder owning au i qual amount of tho oapila) stock.
By this system of inauranco, original with tho Universal, the policy-holder secure3 tho fol?
lowing important advantages:
1. Insurance at tho regular "stock" rates, requiring a primary outlay of about twenty to
thirty per cent. Iras than that chiugod by mutual companies, and which is equivalent to a
yearly "dividend" paid in dvanco of that amount on mutual rates. Thia low cost of insur?
ance la worthy of attention. Since its Organization, this company bas receive tl in premiums
from its policy-holders the sum ol ll.617 .COO. To effect the same amount ot insuiancc in a
mutual company would havo cost Hu m an initial tiutlay of (2 COO.CCU By allow lng its policv
holdt-rs to retain, in their own possession, this excess of $-183,000, tho Universal has virtually
paid thriu a "dividend" of 1483,000 and paid It, too, in advance, instead of at the end of one
or mere years. It ia impossible to lind any example cf a mutual rempauy furnishing insur?
ance at so low a coat by rot ll min g to policy lit Iden? in reinal amount upon ?im?n.r receipts,
2 Participation in thu legitimate profila of the company, upon a plan which seenroa to tho
policy-holders tho same treatment which directors and stockholders award to themselves.
Thii? aynlerc of participation, in connection villi tho low "stock" ratee of premiums, must
necessarily secure to thc policy-holders every poteiblo advantage to bo derived from prudent
and careful management.
Tl.o low rate s bi premium con pel economy, and, independ? nt of participation, guarantee
to I ho polioy-liohh r bin lucnrnnro at a rale which is not iii excisa of tho cost In well managed
mutual companies; while, by the pt oponed plan of participation in what may bo considered
the legitimate profit fi eif the business, tim cost will bo Mill further diminished.
Ilms by the combined advantages atising from low Mock rate mid participation in profila
it is coull Icnlly believed tho UNIVERSAL LIFE INSURANCE COMPANY o flo re int ur?lico at
it s lowes? practicable cost.
Thone of tho existing policy-holders wlio desire to participate in tho profits under tho new
plan can do an by making application to tho head e.flice, or to any agent?of tho company.
The company ?a in a sound financial condition. Ratio of assets to liabilities ISO lo 100.
49-G?0D RELIABLE AGENTS WANTED, who will doa! direct with tho New Yorkofflcj,
and to whom full general agents' commissions will ho paid.
31. AV. OAKY ami M. C. fJVTLER,
Ststo Superintendents of Agencies
Office on Richardson street, opposite Columbia Hotel, Columbia. 8. O, Sept