Newspaper Page Text
?Y JULIAN A. SELBY,
PUBLISHES ASP rsbrsxtaoB.
JOHH P. THOMAS. Chief Editor.
.'.ii- I-.?!?>?' -;-T
.VBook and Job Printing of every deaorip
-ion promptly and fultbfolly attended to.
-.-.j '.. AOVKBTIBBMKNTB
Inserted in the Dany at 76 oents per square
for the first and 60 cents each Bubaequent in
lortlon. Long advertisements by the week,
uonth or yeai1, at reasonable rates.
8 UBS OB IF TIO?.
Daily, six months, $* 00; Tri-Weekly, 3 6C;
.Veakly, 1 ?0.[_
The following po um wat written by Fred.
W. Luring, while ho waa besieged by the In?
dians in the Valley of Death, and ia probably
the last relio ot his pen:
8 OHNE-A mountain camp on the Surra Ne?
vada. Jack washing clo(Jies,*sol?oquises:
Well, by Jove! Here's a handkerchief now,.
?Which, in washing my clothes, I find lying
Decidedly feminine, too! Well, how
Gould that thing ever have crept in here?
ja-tv-bel; what is the other name?
By gracions, it must be Ia ab ol King;
And rid forgotten herl What a ahame!
She was really a lovely little thing.
Now ? remember-how could I forget!
The night when that handkerchief I took;
I wonder If she is married yet,
And if she still keeps that girlish look?
We eat on the beach-I believe it was Bye
E'en now I near how the wild surf sings
And we wer? alone-there waa nobody by.
And I said a great many preposterous
And I pressed the handkerchief to my heart,
And swore to keep it forever and ever;
And-it not being lao?-she let it depart,
And I aworo that it should go from mo
And I've kept my promise for all theao years;
Isabel. I am more faithful than you;
For, that you are married. I have my fears
But, when was a woman known to Be trne?
For yon havo forgotten mo quite, and I
Am wringing the suds from your handker?
Which neeme aa though it would never get
And it ia now my assured belief
That X eh all get married when thia trip's
I shall make the heat huaband In the world,
Beoauae I am ever constant and and true
Witness thia rag on tho clothes-line curled.
By Jove! what's that? Why, Jim, old boy,
Wounded, and by a grizzly, you aay?
And you killed him! Goodl that ia oauae for
Put him down hore, fellows, this sido of the
Not fatal, but still I think you will find
That it is far from fun to he clawed ny a
Hero,bring na aome stuff his wounds to-bind;
Stay! Take that old handkerchief over
AN INDIAN ROMANCE.-The Key West
Guardian, of the 9th, supplements the
tales of the romanoers with the following
Landed at Garry's Wharf, Wednesday
morning, a son of the famous Semin?lo
chief "Tiger Tail," in a frail oanoe,
loaded with pumpkins, fresh from the
Miami everglades, 150 miles distant from
Key West. The voyager paddled the
entire way over a rongh sea, single?
handed and alone, and dumped his
pumpkins at the precise point aimed at,
without shaking a feather in his cap as
the soion of an illustrious father, The
oanoe is twenty by three feet.
. . .
A prison chaplain wes lamenting the
want of success attending his ministry.
Of one man who had been condemned
to death, he said he had great hopes,
the priBonor having been moBt assiduous
in the study of a Bible he had given
him. The chaplain, after great exer?
tion, obtained a commutation of the
sentence. "I called to inform him of
my success. His gratitude know no
bonads; he said I was his preserver, hie
deliverer. 'And here,' he added, as he
grasped my hand in parting, 'here is
your Bible. I may as well return it to
you, for I hopo I shall never want it
Au Irishman being annoyed by a
howling dog in the night, jumped ont
of bed to dislodge the offender. It was
in the month of January, and the snow
was three feet deep. Ho not returning,
his wife went out to see what was the
matter. There she found her husband
in his night snit, his teeth chattering,
and his Whole body almost paralyzed
with cold, holding the struggling dog by
the tail. "HonTy mother, Pat," said
she, "what wnd ye be after doing?"
"Hush," said he, "don't ye see? I'm
trying to fraze the d-d baste."
Mrs. Partington entered the office of
the Probate Judge, (called "Civilian,")
and inquired in her blandest tone: "Are
you the oivil villain?" "Do you wish to
insult me, madam?" said the judge.
"Yes," replied the amiable lady; "my
brother died detested, and left three in?
fidel children, and I'm to be their execu?
tioner; so I want to insult the civil villain
A "personal" in the London Times
rans thus: "His life not in danger. In?
stead of 'severe illness' read: 'Two rain?
bow colored eyes, caused by external un?
Thorbnrn's Garden Seeds. *
ALABOE assortment of fresh OABDEN
HEEDS, Onion ?eta, fco., for salo low.
Jan 13_EDWABD HOPE.
Fresh Garden Seeds.
PEAS. Boana, Oom, Cabbage, and every
varioty of frosh and genuine Seeds, for
sale by W. 0. FISHER, Druggist,
Jan 4_Opposite Columbia Hotel.
FOUR UNFURNISHED ROOMS. Apply at
the State Capitol Restaurant, on Main
street, near Bridge street. Jan 512
Revenue Stamps! Revenue Stamps!
ALL DENOMINATIONS for salo at the
usual discount, at the SOUTH OARO
LINA BANK AND TRUST CO._Deo 7
?AA BARRELS of LIME, for sale low by
^Uli JOHN AGNEW A SON.
?Y Rea t anrant la In order for the
winter ae&son, and OYbTBRB and
r o th 6 r Refre Bh m en ta will b e fu raia h -
eftai?hort notioo. "How will you b ave them
-fried, roasted or stewed?'' Gt. DlBBOKfl.
get 36 . ? ?
Yfv THE u odor ?lg ced bee taken up
^^mfBTL a position near hui old stand, on
fflgBSafcllaiB streot; and is again prepared
to supply his customers with stood LIQUORS,
choice WINES, etc. LAGER on draught.
SEGAR S add TOBACCO of best quality. The
RESTAURANT will furnish OYSTERS and
other substantials in season. Sohweitzer Oaso
at all times.. A. STORK.
Nov 3 Brno
Bead! Read!! BeadU!
Near corner Main and Bridge Streets.
?fSi OYSTERS in every Btyle
^fcjJUSerBoasted. Stewed, Fried and
^StMW Broiled. Good Liquors, fine
Winos, imported Cigars.
N. B. Private SUPPER ROOMS.
FRANKLIN A FINE.
THE CAROLINA HOUSE
IS once more open to tho publio, under
[the superintendence of Mr. R. BARRY.
' Tho reputation of the house will be kept
np. , August 31
AFEW reasons why they should have tho
prof eronco over all others :
1. Wheeler & Wilson's Sowing Machine is
muoh simpler than any of the others; re?
quiring less than half the amount of ma?
3. Aa the result of this simplicity, this ma?
chino is much lees liable than tho others to
get out of repair.
3. Another result of this simplicity ia
4. Another result ia lesa friction, and, con?
sequently, greater eaaft and rapidity of mo?
tion, with less noise.
5. And greatest of all, .that it uses no Shut- |
tie, and makes the lock stitch.
It ia the cheapest to buy the best. Buy the
machine that bas justly, fairly and honora?
bly won a reputation and independence
againat a strong and hitter competition. For
more than twenty yeara has tho WheolerA
Wilson not only stood first and foremost, but
now stands the unrivalled Sewing Machine ol
tho enlightened civilized world. Buy tho ma- j
chino that has been thua teated and proved,
and then you are euro to get thc best. For
aale on the easiest possible terme. Sales?
room Main streot, second door below PnatNrx
office, Columbia, B. C.
J. 8. PUR8LEY, Agent.
A. WHYTE, General Southern Agout.
banned Goods! Canned Goods!
1 KC\ CASES fre8h CANNED GOODS, jost
J ?J VJ received, consisting in part aa follows
Cove and Spiced Oysters, Salmon, Lob
Btors, etc. For sale by
Oct 4_JOHN AGNEW A SON.
COTTON SEED REFINED OIL, by tho gal?
lon or barro!. Also, in glaasa, pints and
quarts. Foraalolow._E. HOPE.
?F it waa only in tho matter of GROCERIES,
this question could never be asked, be?
cause the people of Columbia and up-oountiy
already know tho fact and aot upon it.
We offer the boat goods to be found in any
known market, and if better than tho best
could possibly bo had, we should have them.
Our perishable gooda aro fresh, daily. Wo
can scarcely supply tho demand, dull as times
aro. In this class wo lucinda Hams, Break?
fast Stripe, Tongues, Ac
In Flour-handling, we think, moro heavily
than auy merohant hore, we offer peculiar in?
ducements in quality as in price.
In Liquors, I am assured you have tho in
sido track. Wo trust all who givo us a call
will acknowledge tho "Corn."
In Fancy Groceries and Canned Goods, our
assortment is unequaled; every novolty
Being added to stock promptly, and standard
goods alwaya on hand.
So, doar reader, whenever your stock of
Orocories runs abort; whenever a delicacy is
required for tho sick room; whenever the ap?
petite of tho epicure fails; in short, whenever
you want any tiling else but Dry Goods, Boote
and Shoes, or Quoon's Dolight, call; and wo J
can tell you, also, whoro they oau be got for
4TUBB Virginia Valley BUTTER,
6 tubs Mountain Butter.
3 tubs fine Goshen Butter.
All nice and frosh and for aalo LOW.
Octl_L?RICK A LOWRANCE
Groceries, Wines and Liquors.
AFULL SUPPLY of CHOICE FAMILY
GROCERIES, in all iheir vsriotios. Best |
branda Champagnes, Wines, Liquors. Ac,
suitable for Christmas, on hand and for salo
low, hy_JOHN AGNEW A SON.
American Clnb Fish.
^^Sv^f?^ A DELICIOUS rollah; better
and mu?h oheapar than Sardinoe. For salo
by_ h. HOPE.
STENHOUSE, MACAULAY & CO.,
Grocers and Commission Merchants,
CHARLOTTE. N. 0.
SOLICIT ordere mr COTTON, Corn, Flonr,
Bacon, Lard, Ac, and Family Grocorioa
?;on orally. Orders il lied carefully and prompt
y._Fob 7 lyr
Pipes! Pipes ll
Uf\r\f \ INDIAN OLAY PIPE8, for
.\J\J\J aale low to doalera.
NovU JOHN C. SEEGER8.
, Hot ice. ,
ALL persons hiving left Joh? Of repairing
of JE WELBY. WATCHES, Ac, mu? t call
for thom within thirty days, from dst?, or the
articles will be sold at public auction for
.mount of repairs due on them. :r
Deo 20 th?8* A. W. WEHBHAN.
OFFICE Om ABSEBBOB,
COLUMBIA. S. C., January 8,1873.
BETDBNB of lloai and Personal Property,
subject to city taxation, will bo roceived
at City Treasurer's Offloe until JANUARY 21,
1872. at whioh date the books will oloeo. All
versons failing to render returns will be sub?
ject to the penalty prescribed by Ordinance.
Persons desiring to do so can pay their taxes
at the time of making returns.
Proper blanks famished on application.
Taxes on Beal and Personal Property, also
Water Bents, must be paid on or before Janu?
ary 81, after whioh dato penalty will attach.
Jan 0 W. J. ET TEH, City Assessor.
OFFIOE OF 01TY TBEAS?BEB.
COLOMIIIA, S. C., January 1,1872.
(1ITY OP COLUMBIA COUPONS maturing
J this day will bo paid on and after Febru?
ary 1,1872, at this ornoo. In tho meantime,
they will be received at par for Licenses and
Taxes. Per instructions to
WM. J. ETTEB, City Troasuror.
?THE largest and most varied '
stock of Southern acclimated
F BU ir THEES, adapted to our
soil and climate, consisting of
Apples, Poaohea, Pears. Plums,
Almonds, Apricots and Nectarines, from the
earliest to the latest: Cherries, Quinces, Fige,
Hazle Nuts, English Walnuts and Spanish
Chestnuts, several fine varieties; Orapo Tinea,
embraoing ohoice table kinds; Strawberries
andBaspberrieB, Evergreens, in great variety.
! for ornament and for cemeteries: Hoses-all
tho best: Dihliis, Gladiolas, LiHeSjAc.; Or?
nementai Flowering Shrubs, Asparagus and
Horse Kadish Boots, Osage Orange and Ma?
cartney BOBO, for hedges. Choice Fruit Trees
of all kinds, which will bear the first eoason if
transplanted early, will be furnished at mode?
rate prices. A now priced cataloguo sent to
all wno apply,
Persons wishing, will pleaso apply direct to
the proprietor. WM. 8UMMEB,
Deo 13 tgmo_Pomaria, S. 0.
LENTHAL NATIONAL BANK "
OF COLUMBIA. S. C.
Present Capital, $150,000.
AUTHOHIZED CAPITAL, 5500,000.
John B. Palmer, President.
A. Q. Bronizer, Cashior.
O. N. G. Butt, Assistant Cashier.
J. Eli Gregg, John B. Palmer, F. W. Meilas?
ter, B. D. Soun, of lt. D. benn A Son; O. W.
Beardon, of Copeland A Bearden; B.L.Bryan,
of Bryan A McCarter; W. C. Swaffield, of B.
A W. C. Swaffield, John C. Scegers, Wm. B.
F. W. McMaster, Solicitor.
THIS Bank is now open tor tho transaction
of a general banking business.
CEIITJFIOATKH OB DEFOSIT of currency or
coin, bearing interest at tho rate of seven (7)
per cent, per annum, in kind, will be issued.
Deposits from County Officers especially so?
licited; also, from Trustees, Administrators,
Executors, Professional Aten, and others.
Particular attention given to accounts of
City and Country Mercluxnts, and other busi?
ness men, and tho usual accommodations ex?
Eotes, Bille of Exchange, and other evi?
dences of debt discounted, and money loaned
Stocks, Honda, Gold, Silver bought and sold.
Mutilated Currency purchased at a small
Sight Drafts drawn direct on all tho promi?
nent places in England, Ireland, Scotland,
France, Germany, Belgium, Boltand, Den?
mark and the Orient. Letters of Credit issued,
j ay able in any of the above places
Drafts on all tho prominent; cities in the
United States bought and sold.
Banking House opposite Columbia Hotel.
Open from 9 to 3._Feb 28 ly
CITIZENS' SAVINGS BANK
. -? ?
Deposits of $1 and Upwards Received,
INTEBEST A LLO W ED A T THE EA TE O /
SE VEE FEB CEET. FEB AEEUAf,
OE CEBT1F1CA1ES OF DEPOSIT,
AND SIX PEE CEET. COM
POUEDED EVERY SIX
MOE TBS OE ACCO UETS.
Wm. Martin, Prosidont.
John B. Palmer. Vice-President.
A. G. Bronizer, Cashier.
J. H. Sawyor, Assistant Cashier, i
charge of Branches.
John C. B. Smith, Assistant Cashier.
Wade Hampton, William Martin, A. C. Has?
kell, F. W.McMaster.E. II. Heina nh, John B.
Palmer,Thomas E. Oregg, Columbia.
J. Eli Oregg, Marum.
G. T. Scott, Newberry.
W. G. Mayes, Nowberry.
B. H. Rutledge,Charleston.
Daniel lt avenel, Jr.. Charleston.
Mechanics, Laborers, Clerks, Widows, Or*
fihans sud others may hore deposit their sav
ngs and draw a liberal rato of interest lhere*
on. Planters, Professional Men and Trustee*
wishing to draw interest on their funds until
they require them for business or other pur*
posos; Parents desiring to set apart small
lums for their ohildron, and Married Women
and Minors ( whose deposits can only be with?
drawn hy themselves, or, in case of death, by
their logal representatives,) wishing to lay
asido funds for futuro uso. are hero afforded
an opportunity of depositing their means
whore they will rapidly accumulate, and, at
lihosame time.be subject to withdrawalwhon
.leoded. Aug 18
BUY THE GENUINE
Moro than 250 Different Modification.
WENTS ALSO FOB TUE II EST AI.AHM MONEY
ira tn H A Mts ?5t co ,
232 Broadway, Eew York.
KAI IIB AN KS, into wry <? CO.,
118 Milk street, Boston.
For salo by loading llardwaro Dealers.
. Sept 27 wf 4mo _
1 AA DOZEN AXES.
1UVJ 49 bales Bagging.
21)0 bnndlos Arrow Ties.
20 dozen Railroad Shovole.
200 cairs Traco Ohains.
Just received and for salo at lowest market
prloee. L?RICK A LOWBANCE.
^?.tlantio Acid Phosphate.
mH TS ar liol e, prep ?rod by the ATLANTIC PHOSPHATE COMPANY, under direction of
JL their Ghomist, I)R. ST. JULIEN RA VEN Et J, for composting with Cotton Seed, ia now
offered at the re da oed prie o of .?? per ton cash, or 931 par ton, payable .lat November,
?873, free of interest. ? . .. . ? . . ?. .
Orders filled now will ho considered as cash 1st March, 1872, or on time as one 1st No vern
ber, 1872, thereby enabling planters to haul it at a tima when their wagons ind mules are
idle- PJBLZKR, UOD6BRI & CO., Ocumal Affcaits,
Jan 2 3mo Brown's Wharf, Charleston, B. 0. .
THI8 FERTILIZER, manufactured by the ATLANTIC PHOSPHATE COMPANY, under
the direction of their Chemist, Dr. ST. JULIEN RAVENEL. ie now offered to the plant?
ing community at the VERY REDUCED PRICE OF MB FEB TON OASH, or *?? PAYABLE
1ST NOVEMBER, 1872, FREE OF INTEREST.
ThlB Fertilizor has been very extensively used in this Stato, and has given entiro satisfac?
tion; some of tho most practical planners admitting it to be equal to Peruvian Quano, pound
for pound. .
All sales ruado now will bo considered as aash on the 1st of March, 1872, and to those
buying on time, the sale will be considered as duo ou 1st November, 1872.
By this arrangement, planters will bo enabled, without extra cost, to haul their manure
at a timo when their wagons and moles are idlo. Pamphlets containing the certificates of |
thoao who have used the Atlantic Phoarhato will be furnished on application to the Agents.
PELZKH, HODGKUH At CO.. General Agents,
Brown's Wharf, Charleston, B. C.
COPELAND A BEARDEN, Agents, Columbia. 8. C. Jan 2 3mo
The Brooklyn Life Insurance Company.
OP NEW YORK.
Paid Up Cash Capital and Assets Two Millions Dollars.
CHRISTIAN W. BCCCK, President. I W. M. COLE, Secretary.
W. H. WALLACE, Vice-president. D. PARKS FACKLER, Actuary.
OFFICE NO. HI BROADWAY, NEW YOBK.
JOHN E. BACON, W. P. BUTLER, General Agents and Managers for South Carolina and
AB General Agents, wo tako pleasure in presenting this well known and responsible Com?
pany to the public, and in recommending it KB first class in every way. We might add
much more on thu subject, but, being interested as its Agents, prefer to speak through dis
interested parties. Therefore, read and digest the following notices-among many others
from both Northern and Southern papers, as to the virtues of tbis Company:
Thero is no better company in tho land. A comparison with other corporations of a simi?
lar character will convince all of the superior safety in taking risks with tho Brooklyn Life.
[Columlms, Ga., Sun, January 27.1869.
Tho Brooklyn Life has placed itself in tho vanguard of insurance reform, ana is the first
company that has dune iud justice io the insured, Ac.
[Insurance Times, New York, January, 1869.
This great feature of cash surrender vaines is an important improvement that signalizes
tho era of insurance.-Haleigh Sentinel, N. C.
This plan-guaranteed surrender values-removes the solo objection existing to making
an application for icsnranco. Each policy becomes apiece of negotiable paper, as easily trans?
ferred as a Government bond.-Boston, Mass., Fosl, 1869.
A polioy in tho Brooklyn Lifo ie worth so much in roady money. This is the only Ufe com?
pany that has carried this excellent feature into business.
[Dispatch. St. Louis, Mo., January 7,1869.
Wo call especial attention to this distinctive and advantageous feature of guaranteed sur?
render value, particularly characteristic of the Brooklyn Lifo. And also to the fact that
thero are co classes in tho Brooklyn Life; sll faro alike, whether from the North, South, East
or West. Also, wo direct the attoution of tho public to the fact that policies can bo obtained
in this Company, owing to its careful management and superior advantages, at lower ratOB
than in any other company of equal rank and solvency in America.
BACON A BUTLER, Goneral Agents.
Office above Citizen's Savings Batik, Colombia, S. C., and at Edgefield Court House.
Reliable agents wanted in every town und County in the State, and aleo in tho citv of Au?
gusta, to whom liberal commissions will bo paid. ? Nov 4 3mo
THE UNIVERSAL LIFE
LIBERTY STREET, ^^^^^^^^^r NEW YORK.
The Original Stock Life Insurance Company of the United States.
WILLIAM WA I.Iv Kit, President.
nENRY J. FURBER. Vico-Proeidont. JOHN H. BEWLEY, Secretary.
GEORGE L. MONTAGUE, Actuary. E. W. LAMBERT, M. D., Medical Examiner.
THIS COMPANY ollera tho following IMPORTANT ADVANTAGES to]
those about EFFECTING INSURANCE ON THEIR LIVES :
1. Ineuranco at Stock Rates, being from 20 to 30 per cent, less than the ratos charged by
I mutual companies.
2. Each Policy-holder is regarded as a Stockholder to the extent of one Annual Premium
on his Policy, sud will sharo in tho profits of thu Company to the same extont aa a Block
holder owning au equal amount or tho Capital Stock.
3. Every Polioy issued by the Company is uou-forfeitable, and contains a clausa stating ita
exact Surroudcr Yaluo.
Before Insuring your Life or accepting the Agency of any Company,
READ TH V. FOLLOWING I
A lengthened experience has demonstrated that tho ratos ot premium ordinarily chargod
by life insurance companies aro from twenty-five to thirty per cent, in excess of what aro
necessary for a safe and legitimate conduct of the business. In other words, carefully and
prudently-managed companies charging "mutual" rates havo been able to return to their
policy-holders from twenty-five to thirty per cent, of the amount charged for premiums.
When life iusuranoo companies wore first organizod, reliability of tho data upon whioh pre?
miums wore constructed had not undergone test of experience. It was thought, therefore,
no moro than common prudence to adopt a scale of premiums which would, in any event,
meet all tho presumed and unforeseen contingencies of the business.
As long as the matter was involved in somodoubt.it was better to fix tho rate too high than
to incur tho risk of making it too low; because, in tho former case, the error could be easily
remedied, at least in part, by returning to tho policy-holders, at certain intervals, such por?
tion of the premium charged as was found necossaVy for tho purposes of the business and
tho complete security of thu company.
Experience, however, having satisfactorily demonstrated that theso rates aro excessive,
what possible excuso can there bo for maintaining them?
Availing themselves of this experience, the Directors and Managers of the Universal Life
Insurance Company, at its organization,; ndopted a scale of premiums in accordanco there?
with, and which has proved to be fair and ad?quate, and all that was necessary to meet the
requirements ol tho business. These premiums aro about twentv-tl ve per cent, lowor than
those charged by mutual companies.
lt also appeared, inasmuch as the rates so established were as near as could possibly bo
determined/utr rates, and not in excess of what insurance has proviously cost tho policy?
holders in mutual companies, that any profits arising from prudent management justly and
properly belonged to the stockholders of the company, for tho risk incurred by them in un?
dertaking the business.
Experience has shown that there aro sources of profit in tho practice of tho business which
theory will not admit of being considered us elements in tho calculation of the premiums.
These results form a saving in the mortality of the members of a company owing to tho me?
dical selection of good lives, a gaiu in interest ou the investments of the company over that
assumed in the calculation of its premiums, tho profits derivable from the lapsing and sur?
render of policies by thc members, and from other minor sources.
Profits from those souraes, in a company possessed of a capital of #200,000, and doing a fair
amount of business, would givo to the stockholders dividends largely iu excess ot what were
counted on by thu Directors of tho Universal at the time of itu organization. They have,
therefore,determined to divide among the pnlicv-lioldors of tho company a largo part of the
profits accruing from tho sources uatuod, all of which have heretofore boen divided among
Thu plan ndopted tor such division is as follows: Evory person who may hereafter insure
with the Universal will, for the purposes of division, ho treated as a stockholder to extent of
ono annual premium upon his policy; and iciii share in the profits of the Company to precisely
the same extent us a Stockholder omuiug an CauuA amount of the Capital Stock?
ily this system of insurauce, original with tho Universal, tho policy-holders secure tho fol?
lowing important advantages:
1. Insurance at thu regular "stock" rates, requiring a primary outlay of about twenty,to
thirty per cent. IPBU than that charged hy mutual companies, and which is equivalent to a
yearly "dividend" paid in advance of that uni' unt on mutual rites. This low cost ot insur?
ance is worthy of attontion. Since its organization, this company baa received in premiums
irom its policy-holders tho sum or $1,517,000. To effect the same amount of insurance in a
mutual company would havo oost them an initial outlay of $2,000,000. By allowing its policy?
holders to retain, iu their own possession, this excess of $183,000. the Universal has virtually
paid them a ''dividend" of $483,000. and paid it, too, in advance, instead of at tho end of ono
or moro j oars. It is impossible to lind nny example of a mutual company furnishing Insur?
ance at BO low a cost by returning to policy-holders an equal amount upon similar receipts.
2. Participation In tho legitimate profits of tho company, upon a plan which secures to the
policy-holders the same treatment which directors mid stockholders award to themselves.
This system of participation, in connection with tho low "stock" rates of premiums, must
necessarily secure to the policj-holders every possible advantage to bo derived from prudent
and careful management.
The low rates of premium compel economy, and, independent of participation, gnaranteo
to the policy-holder his insurance al a rate which is not in excessof thc cost in woll managed
unit ital companies: while, by the proposed plan of participation in what may bo considered
lim legitimate profits of tho business, tho cost will bo still further diminished. *
Thus by the combined advantages arising from low stock rato and participation in profits,
it is confidently believed tho UN1VEHSAL LIFE INSU SANCE COMPANY offers insurance
at its lowest practicable cost.
j>e- Those of tho existing policy-holdi rs who desire to participate in profits under tho new
plan can do so hy making application lo the head office, er to any agents of tho company.
The Company is in a sound financial condition.
Ratio of Assets to Liabilities 13G to 100.
?OOD RELIABLE AGENTS WANTED, who will deal direct with the
Now York Oflico, und to whom full general agenta' commissions will bo paid.
M. W. O AR Y .
M. C. BUTLU1I,
Stato Snperintondonts of Agencies.
Offlco on Richardson street, opposite Colombia Hotel, Columbia, S. C. Deo 38
Seeger s ' Beer is Pure. 1 Fresh Biscuits and Crackers.
IT don't contain Ooooculus Indiens Fiah ) A LaRGE assortment and choleo varioty,
Borrios to make sleepy or hoadacho. ( J\ just in and for ealo low. E.HOPE.
Wnaa>om>K. COLUMBIA AND AUGUSTA B. BM
Om?GfcMt, TBZIOHT & Ticxrr AOXMT,
_WruraoTOR, N.O.. Deo. 18.1871.
rpHK attention of Merchant; Shippers of
JL CoOon and Produce, and the pu?do gene- .
rs Hy. ie invited to the direct connection now
existing between all interior points in South
Carolina and Northern eitle?, by tho Wilmm?
ton, Columbia and Augusta Railroad, and ita
connections at Wilmington, either -cia steam
ship lines from that port, or via Wilmington
and Weldon Railroad, and its connections via
Portsmouth or Petersburg. 'Iv
These varions lined, connecting at these
terminal points, afford facilities for shipments
to or from BALTIMORE daily, PHILADEIi
PHIA tri-weekly, NEW YORK flvo time's pet
week. BOSTON semi-weekly. * ' m .
Uniform ratea aro maintained with all oona- .
poting linea. No detention o coors to ship- - j
monta. Through Lilla lading gives hetzen
all stations and points named. Bates and
classification sheets obtained of all Agents.
The passenger schedule of night train from
and morning train into Columbia gives a su?
perior connoction for all points on Greenville
and Colombia and Charlotte, Columbia and
Augusta BaUroads, giving a Bay Line connec?
tion via Portemcsth, and an all rail connection
eta Washington, and avoiding all delays at
Through ticket? for aale at Columbia to all
pointa North. For ratee, classifications and
all information, apply to
A. POPE, Con') Freight A Ticket Agent.
J. C. WINDER, Qen'l Bnp't. Jan 4 8mo
Change of Schedule.
WILMINGTON, COLOMBIA A AUQUBTA B. B. Co.
WILMINGTON, N. C., January 10.1872.
BMEB?B AFTER this date tho
tsrW-ttrV^riw'm'wt*following schedule will
be ran by trains on this road:
DAV EXPBE88 THAIN [DAILY.]
Leave Wilmington [Usicn Depot J 8.-50 A. Mi
Arrive at Colnmbia. 1.16 P. M.
Leave Colnmbia. 8.20 A. M.
Arrive Wilmington [Union Depot] 6.80 P. M.
NIGHT BXPBEBS TB AIM.
Leave Wilmington [Union Depot] 6.45 P. M.
Arrive at Columbia. 6.30 A. M.
Leave Columbia. 6.80 P. M.
Arrive at Wilmington. 6.00 A. M.
No NIGHT TRAINS leave Wilmington or
Colnmbia Sunday P. M.
Jan 13 JOHN C. WINDER, Qen'l Bnp't.
Charlotte. Columbia and Augusta B, B
COLUMBIA, B. C., January 1,1872.
EsaEbgHME ON and after Thursday,
BESSiSBK^SaK5th instant, thofollowing
schedule w ill be run over this road:
Train No. 1. Train No. 2.
Leave Augusta.3.15 A. H. 6.00 P. M.
Leave Columbia.8.22 A. SI. 11.04 P. M.
Arrive Charlotte.2.09 P. M. 5.15 A. M.
Leave Charlotte.7.15 A. M. 7.30 P. M.
Leave Columbia.1.35P.M. 2.00A.M.
Arrive Augusta.6.50 P. M. 7.30 A. M.
No. 1 Train daily. No. 2 Train daily, Sun?
days excepted. Both trains make close con?
nection to all points North, South and West.
Through tickets Bold and baggage checked
to all principal points.
E. P. ALEXANDER, General Sap.
E. B. DORSET, Gen. Freight and Ticket Agent
Greenville and.Colomhia Railroad.
COLUMBIA, 8. C., MABCB 1,1871.
?MESft3?ieK?^3tst?date, tho following
schedule will bo run daily, Sundays excepted:
Leave Columbia at.7.00 a. m.
" Alston.9.10 a. m.
" Newberry.....11.15 a.m.
" Ookeabury.8.00 p.m.
Arrive at Greenville. 6.80 p.m.
Leave GreenvUle at.6.15 a.m.
" Belton.8.05 a.m.
" Cokeabury.10.07 a. m.
" AbbeviUe.8.16 a. m.
*' Newberry.1.60 p.m.
" Alston.4.05 p.m.
Arrive at Columbia.6.65 p. rn?
THOS. DODAMEAD, General Sup.
M. T. BABTLETT. General Ticket Agent.
Schedule on Blue Ridge Railroad.
. .i-imtsssri Loave Anderson.6,00P. M.
&MMt\SBLi " Pendleton.7.00-j"
~ - ' " Parryville......7.45 ??
Arrive at Walhalla.8.80 "
Leavo Walhalla.8.45 A. M
?? Pendleton.6.30 '.? .
Arrive at Anderson.6.30 "
Waiting at Anderson one bonr for the arrival
of up train on GreenvUle and Colnmbia Hoad.
Jnly 2_W. H. D. GAILLARD. Sup,
Summer Schedule S. & TT. B. B.,
rHS^agD DOWN TRAIN. UP TRAIN.
^Siff? Arrive. Leave. Arrivo. Loave.
Spartanburg.. 6.S0 5.25
Batesville. 6.00 6.00 4.63 4.53
Pacolet. 6.08 6.13 4.40 4.45
Jonesville. 6.43 0.48 4.05 4.10
Unionville. 7.25 7.60 3.06 8.25
Santuo. 8.20 8.25 2.30 2.85
Fish Dam. 8.40 8.45 2.10 2.15
Shelton. 9.15 9.20 1.35 1.40
Lylea? Ford... 9.40 0.45 1.12 1.17
Strother. 10.05 10.10 12.50 12.65
May 24 THOS. B. JETER. President.
Change of Schedule.
OFFICE NORTH CAROLINA R. R. CO.,
COMPANY SnoPB, N. C., June 3,1871.
Sctr, p^?kitOJ ON and after SUNDAY,
fS^Hraa?Jancl, 1871, TRAINS will
be run over this Road in accordance with thc
following TIME TABLE.
Trains Going East. Trains West.
AB BI VB. LEAVE. A UH I VE. LEAVE.
Charlotto 5.35 am 8.10 pm
Sallsbnry8.03am 8.23am 5.26 pm 5.80 pm
Gr'nBb'oll.08amll.l3am 8.25pm 8.85pm
Co 8hopl2.40 p m 1.05 pm 9.66 p m 10.16 p m
Hillob'ro 2.28 pm 2.33 p m 11.35 p m 11.87 p m
Raleigh 5.05 p m 2.06 a m 2.40 a to
Goldsboro 7-20 a m
Charlotte7.15am 8.00 pm
8aliBb'ry 4.32am 4.37 am 5.15 pm 5.26 pm
Gr'nsb'o 1.25 am 1.35 a m 2.10 p m 2.20 pm
Co8hop 11.87pm 12.02 am 12.30 p m 12.50 pm
HillsbrolO.07 p m 10.09 a m 11.07 a m 11.10 a m
Raleigh 6.58 p m 7.40 a m 8.45 a m
tl old BI/o 3.00 pm
Juno 6 W. H. GREEN, Maa, Trana. .
Change of Eohedule.
SOOTH CAROLINA RAILROAD COMPANY,
COLUMBIA, S. C., June 9,1871.
rr am TawrfaWlfiTir Change of Schedule
mmQWw&PB&Slo go Into effect on
and sfter Sunday, 24th instant:
MAIL ANO PAB8BNOEB TBAIS.
Loave Columbia at.7.40 am
Arrive at Charleston at. .8.20 p m
Leave Charleston at. ..8.20 ant
/ rrivo at Columbia at.3.40 p m
NIGHT EXPBE88, FREIGHT ANO ACCOMMODATION
THAIN, [Sundays excepted.]
Loave Columbia at.7.00 p m
Arrivo at Charleston at.7-00 am
Leave ^Charleston at.7.10 p m
Arrive at Columbia at.6.00 a ra
Camden Accommodation Train will con
tinue to run to Columbia as formerly-Moa
dayB, Wednesdays and Saturdays.
A. Ii. TXLER, Vice-PreBident.
8. B. PIOKINB. Ooneral Ticket Agent._
Just Received. .
.f f \ HALF OHE8T8 aaaorted TEA. Though
WJ tho price in market has advanced 15 per
cent , we succeeded in getting our Angnet bill
duplicated, which we offer at aame price as
beioro. L?RICK A LOWRANCE.