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THE NEWS-HERALD, HILLSBORO, OHIO, THURSDAY, JANUARY 16, 1913.
Editor and Manager
ptrBiiismaD na-xrxJOEi-sr tiiuhsday
One Year (In Advance) $1.00
Six Months 60
Three Months 25
Entered at Post Ofllee, Hillsboro, Ohio, as Second Glass Matter.
ADVERTISING KATES Will Bo Made Known on Application.
Mugwump, An Independent Voter.
Why has the word "mugwump" become practically obsolete ?
We can remember when it was a favorite epithet, a term to convey
contempt, ridicule, derision and condemnation. Now it is almost
Mugwump as denned by the Century Dictionary is A voter
identified more particularly with one party, but claiming the right
to vote with another party." A mugwump is in fact an independ
ent voter. The term first came into use during the presidential
campaign of 1884. Then party lines were much more closely drawn
than now. From the close of the Civil War until that time most men
had voted their ticket straight with but little attention to the char
acter or the qualifications of the candidates on the tickets.
Now we practically never hear the term mugwump, but in every
election we hear a lot about the independent voter. An independ
ent voter is not considered a traitor and a crook, an object unfit for
decent people to associate with, but on the contrary the term is one
of praise and commendation. When you hear a man described as a
Republican or Democrat, but an independent voter, you think of a
substantial free thinking, conscientious, good citizen.
We think that it is essential to have political parties in a repub
lic. We believe that this is the bast way to carry on the govern
ment. But we think that political parties are only a means for
conducting the government ; that their aim should be the securing
of the greatest advancement, the greatest good for all of the people
of this country. Whenever a party ceases to work for these ends
or in the opinion of a member of it has ceased to work for these
ends, it is the duty of that member to leave it and support the can
didates of some other party. Or if a party nominates unworthy or
incapable men for office it is the duty of a member of that party to
support the opposing candidates.
The independent voter simply places the welfare of his country
above the success of any particular party. And this is only right.
In the last twenty years the ranks of the independents, the
mugwumps, have grown faster than any party and we believe will
continue to grow even more rapidly in the future.
Thus a word becomes obsolete because originally it was intended
as an epithet carrying odium, because of the great number and high
character of the people it would now designate.
In a recent sermon of Rev. Billy Sunday at Columbus were two
statements which we heartily endorse. They were
liiBaverttBejfuuugiBiiuw is mure particular aDOuc the com
pany he keeps than the average girl. You hold yourself too cheap
girls, too cheap."
"I don't believe any girl ever loses-her virtue that some brute
of a man didn't take the initiative. Anyone who contrives or
plans the seduction of a woman ought to be shot."
This is plain language but we all know that it is true and it is
good for us at times to hear truths even if they are unpleasant. To
state a thing forcibly and bluntly is often the only way to make it
Because a girl holds herself too cheap, associates with men of
low morals and base passions is nearly always the cause of her losing
her virtue. No one can deny that the man who seduces & pure girl
is worse than a murderer, a brute, a fiend incarnate. We can think
of no punishment that fits such a crime. The fallen woman is first
an outcast, shunned and despised by all her former friends and
associates, with nothing left for her but a life of shame, dissipation
of all kinds follow and soon the suicide's grave or broken in health
by her dissipation, poor and suffering she dies and death is a sweet
relief to both body and mind. Surely her blood is upon the hands
of the man who seduced her as much as if he had shot her down in
cold blood. He has not only killed her but he has caused her untold
agony and suffering and not only her but those who loved her.
No girl can afford to hold herself cheap. It is much better that
she keep company with no man than 'to keep company with men
who are depraved and degraded. If the doors of the homes of re
spectable people were closed to men of such character, there would
soon be fewer such men. If the women will only insist upon the
men living as blameless lives as they insist upon the women living,
who are given entrance to their homes, the men will soon live such
The crime of seduction is greater than the crime of murder be
cause in seduction both body and soul are destroyed. Therefore
the punishment for seduction should be greater than that for mur
der. Is not that good sense and good logic ?
On inquiring Monday of a prominent Democrat, who had gone
to Columbus for the inauguration of Gov. Cox. he replied. "All the
applicants for postmaster." It is unnecessary to add that Hills
boro on that day was a deserted village.
During the past week 94 people showed their culture, refie-n
ment, education and love of good literature by dropping into the office
of this old palladium of liberty and organ of uplift and paying their
One of the gladder thoughts which occur to us as we cast an
eye over the general situation is that most of the young men who
think they are good parlor singers get over it sooner or later -Ohio
State Journal. But the sadder thought is that it is more often later
and sometimes never.
We confidently predict that some of the unselfish, patriotic
office seeking Democrats, who journeyed to Columbus to be present
at the inauguration of Gov. Cox will before the end of the year be
denouncing him as a tool of predatory interests and an enemy of the
common people. Because the jobs won't go all the way around.
Changes In Banking System.
Former Governor, Myron T. Iler
rick had an excellent article In the
Enquirer of last Sunday on defects In
the banking system of this country,
especially as regards the needs of the
farmers, fie explained the systems
used In Germany and advocated their
adoption in this country.
He says, "Farmers need funds for
two general purposes: First for the
purchase of property and for its per
tnanent improvement, and, second,
for operation that is, the purchase of
live stock, implements, seed andjfertl
lizers and the harvesting of crops.
These two general divisions of agri
cultural capital requirements should
be preserved in the nature of the loans
that are made to secure funds. Each
of these two divisions can and should
support Its own cred It."
He points out that our system of
banking is designed to serve the
needs of commerde and is not fitted
to meet the needs of farmers, as a
farmer in borrowing money for the
purchase of land or for its permanent
improvement should be allowed a
long time in which to pay it as the
farmer's Income from this source is
In Germany by giving loans on farm
property a long time to run, from 10
to 50 years, the rate of interest on
such mortgages lias been decreased
from 12 to 3 per cent, and foreclosures
and dispossessions are few. The aver
age length of time for such a loan in
Germany Is 50 years When the loan
1$ made a Used amount is set that the
borrower shall pay each year, this
amount always being the same. This
is known as amortization. An exam
pie given by Mr. Herrlck Is as follows:
"Thus supposo a loan to be granted
at 0 per cent, for .10 years. The an
nuity is 13 5863 a litle over 13 per
cent; If the term be 20 years, the an
nuity Is 8.7185, about 8 7 per cent; If
the term be 50 years the annuity Is
G 3441, a little over G 3.! per cent. The
longer the term, the smaller the an
nuity, so that in this last case, the
payment on the principal becomes
absolutely inslgnllicant and hardly
distinguishable from the interest
He advises special institutions for
the handling of this biislness and in
Germany and France such institutions
have attracted plenty of money for
handling of the business.
For the purpose of raising money
for the operating expenses of the
farm Gov. Herrlck suggests the per
sonal credit system. These are short
time loans and are handled by agri
cultural banks. Germany has an
average of one such bank for every
1G00 persons. As he explains it it is
a cooperative plan. A dozen or more
men in a community go together with
unlimited liability. Loans are only
made to people of the immediate vi
cinity. The borrower must show for
what purpose lie wants the loan and
must have two of his neighbors as
guarantors and the loans are usually
made only until after the next harvest.
Thus the farmers are able to encour
age each other, see that the money
Is not misused and prevent itnprovl
Gov. Herrlck says that If a borrower
wilfully violates his contract he is
expelled from the society and becomes
an outcast in his community.
Both of these plans as outlined by
Gov. Herrlck seems to be sensible
solutions of the financial pro lemsof
farmers and we can see no reason why
we should not profit by the methods
of Europe and use the main principals
In this country and if possible Im
prove upon them.
That the same banking system will
not meet the needs of commerce and
the farmer has been proved. The
merchant turns his money much
quicker than the farmer, therefore,
he borrows for a shorter period. To
meet the needs of the merchant and
the demands of the depositor whose
funds must be subject to withdrawal
on demand the bank can not have
Its assets on long time loans. We
have not seen any plans suggested
that seem to meet the needs of the
farmers as well as the methods sug
gested In Gov. Ilerrick's article, and
they have the advantage of having
been tried and found practical.
If your children are subject to at
tacks of croup, watch for the first
symptom, hoarseness. Give Chamber
lain's Cough Remedy as soon as the
child becomes hoarse and the attack
maybe warded off. For sale by all
I BIG REDUCTIONS I
Suits and Overcoats
Stock Taking and my usual January
Clearance Sale Prices make this
your best time to buy Cheap any Suit
or Overcoat in the house.
IT WILL PAY YOU to buy your Cloth-
ing for next winter now as the price
means a Big Saving to you.
j Don't Fail! Get My Prices. 1
I Pay All Parcel Post Charges
Send Your Orders In
I MmQLoe I
For this week
only, we will
sell a High
For 23 Cents
Campbell's Cosh Grocery
FREE'SCORNER, HILLSBORO, 0..
January 13, 1013.
Aunt Margaret Farls Is visiting her
daughter, Mrs. Ada Ramley, at Cin
cinnati. Dr. Pratt and famllyDhave been en
tertaining his mother from Dodson
ville, the past week.
Mrs. Mallnda Young received the
sad news Friday of the death of her
brother, Blen Holden,- of Cincinnati.
Mr. and Mrs. J. C. Landess spent
part of last week with their son, Ed.
Miss Grace Certier has gone to Cin
cinnati to spend the winter.
Opal Landess spent from Friday
evening until Sunday evening with
her grand-parents, Mr. and Mrs. J, A.
Mrs. Eliza Farls entertalnedJCharles
Farls and wife, of Hillsboro, B. F.
Farls, of Falrvlew, Robert Farls, of
New Market, and Mrs. Addle Sonner,
of New Market, Sunday.
Orland Marconett and wife, of Hoi
lowtown, spent Saturday with her
parents, Mr. and Mrs. John McCon
naha. Ilez Gibler, of Kansas, and Lewis
Gibler, of Falrvlew, spent last week
with their brothers, John and Frank
Ira Fawley Is visiting his parents,
Charley Fawley and wife, near Love
land. Rev. Foust and wife entertained a
number df relatives and friends Fri
day In honor of the former's mother,
Mrs. Elizabeth Foust's birthday.
Those present were Mrs. John S.
Farls and daughter, Miss Madge, of
Hillsboro, Mrs. Lewis Shaffer, of near
Danville, Mesdames Eliza Farls, Mar
garet Stevens, Ida Foust, Lulu Bar
ker and Grandma Miller. The day
was spent with music and a social
Paul Bennington spent Saturday
night and Sunday with his cousins,
Dwlght and Mary Gossett.
John Bennington Jr., and wife spent
Sunday with his parents, John Ben
nington, sr., at? Taylors vllle.
When in Hillsboro on Saturdays
drop in at the Forum and enjoy 40
minutes of good amusement for only
5c. Two reels of pictures and plenty
of good music.
Knlcker Very talkative, Isn't she ?
Bocker Yes ; her father was a bar
ber and her mother was a woman
New York Sun.
(Not to Quit Business)
Our Entire Stock of
Chinaware, Dishes and Crockery
: AT :
20 Per Gent and More Off the $1,00
This sale begins Saturday, January 18, and continues for two
weeks or more if necessary, to clear our tables and shelves of every
thing in the CHINAWARE and CROCKERY STOCK. It is our
intention to make some changes and improvements to enlarge our
store, and these stocks and several others (sales of which will be an
nounced later) must be closed out entirely to enable us to make these
Improvements. Now will be your opportunity to buy fancy China
and serviceable Dishes and Crockery at almost wholesale prices. Come
in early and get the first pick out of our large stock. Everything
marked in plain figures.
"Stimulator" Sale of Decorated Plates, Cups and Saucers, 7c
each or 45c a set of six Saturday, January 18. These are known in
crockery trade as "decorated seconds," some being nicked and re
glazed, but not cracked. Good for everyday use. You can buy as
many as you please on this day only, for this price.
tabler's 5 10c Store
WHERE CASH WINS.
Jan 13, 1013.
Ray Ervin called on his grandmoth
er, Mrs. Ellen Hiestaud, Sunday.
Miss Ruth Stout was entertained at
tho home of Harry Haynes, Friday
Frank VanZant and Miss Hellen Mc
Connaughey spent Sunday with the
latter's brother, below Marshall.
Jas. Ward and family spent Sunday
with T. W. McCoy and family.
Earnest Ward and family, of Wil
mington, spent two days last; week
with Jas. Ward and family,
Mrs. Ellen HIestand called on Mrs.
Wilkin Woodrow, Monday.
Ray Ervin and sister, Maud, called
on Mrs. Ellen HIestand Monday.
Mrs. Ellen HIestand passed her 80th
milestone last Wednesday. We all
wish her many more happy birthdays
and hope she will continue in her
present good health for many years.
When in Hillsboro on Saturdays
drop In at The Forum and enjoy 40
minutes of good amusement for only
5c. Two reels of pictures and plenty
of good music.
i a , , .
8arborougti insurance, adv
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