Newspaper Page Text
*-_lthfu. Work in Faquier and
ADVANCEDIDEAS IN FORCE
Prof. Gilkoion takes Charge of an'Or
dinary Country School andBrlngs lt
to High State of Efficiency? Ef?
feet on the Communlty.
(Speclal to Tbe TlraeR-Dltipnt-l),)
MORR1SVILLE, VA., Feb. 21.-In 1886
Or. VV. D. Coopor, Alr. Julius Pllcaor
and Alr. Hugh Ca_meron. echool trustees
of Lee D'sirlct, Fauquier county, pald
|3_5 for one acro ot land wlth a sma.l
one-story and ono-roomed bulldlng upon
lt for tho llrst publlo school In Morils
vlllc. To-day the Alorrlsvlllo publlc
echool syBtem has thls bulldlng vasily
Improved, wlth another school-rootn. an?
nexed, all equlpped. wlth moro modern
furniture and a largo new bulldlng 24x10
feet In size and two 12 feet storles ln
helght, built upon thoroughly up-to-date
plans. In 1888 twenty-flvo puplls and ono
teacher was looked upon as a lnige
school. It now has three regular teach
ers, has speclal arrangemonta made for
furnlshlng Instructton In muslc to pupl.s
who wlsh it, and has nearly 100 puplls
eniolled; and In the meantlme two pr
vatc schools havo thrown thelr puplls
lnto-,-hls publlo school. It has the con
who took charge of the school- six yeara
fidence and vlgorous support of ihe en
ago. more than any other ono man Is
Ure communlty to-day. To Prof. Gllkeson,
Prof. C. IL Gllkeson's flrst ocqualntance
duo the flne educational Institutlon thls
place now posseases. Every year thls
tchool p.opares Bevoral teaohers, and ,n
ono year two, boys of flfteen passed the
entrance examlnatlons to one of the lead?
lng unlversltles of the South.
A natlve of Rockbrldgo county, Va..-'
wlth the school-room was made ln the
publlc schools of Augusta county. He
prcpared for college at the AuguBta Allll
tary Academy. and from there he went
to TVashlngton and Lee UnlverBlty,
where he stood very high in hls clais.
and the faculty of that Institutlon to
day look upon hlm os one of ihelr best
men and have a hlgh oplnlon of his work
?especially In. Fauquier.
After a short experlence as veacher In
the publlo schools of Augusta county he
acceptcd the place of prlnclpal of. the
Burnsvlllo Academy, In West .iVirginla_
whlch ho held for four yeajt* .graatb;,
increasing tlie efllclency ot^o~t?hM
untll, wlshlng lo be nearer to**K_s9%a
rents. whose health was ra.pldly'-fallmi;.
he reslgned hls place as prlnclpal df the
Burnsvlllo Academy and applled for a
situatlon In the publlc schools of Fau
huler. where his parents then resided.
Six years ago Prof. Gllkeson wlth one
asslstant took charge of tne Jlorrisvllle
publlc school; a school wlth a reputatlon
of belng hard to pleaso, wlth the major
rrortion of the students decidedly back
ward In thelr studles, and wlth private
schools .ln slght to lure away the brlght
e*t mlnds. Tho flrst year he ralsed the
standard studles. Increased the thorough
ness and efllclency of the school,' was
zealous.and carnest In his duUes and
gaye.a. more unlversal satisfaction _to both.
pup'ils and patrons than any instructor
the school ever had. The second year nf
ter a, canvass of the patrons he supple
monted the regular sesslon of six months
with. a private school of three months
with two teachers and thli?y puplls.
-^The next year at a speclal meeting of
tho counts' board the prlvllege of teach
Ing tho highcr branches was granted to
hlm and a charge of one dollar per month
tvas flxed as the charge of tultlon In the
Mghcr branches or to puplls over 21 years
of age. Good board was offered ln tho
.lllage at $9.50 per month and the school
now has 25 puplls or over taklng the
hlgher branches. . . . ^
It has puplls studying Caoi=ar. t^lce'ro;
Vlrgil, Latin. proso coroposltl^n,' _irn_?f,7
french, algebra, geometry and _rf_inVflbf;'
the sclencea It has a resular three'.vea "s
Hlgn School courso, conterringa dlpjomu
s.hlch wlll quallfy graduates to .enter.
:he Sophomore class In moat cotTeges.
lt ofters a buslness course arfd Bpeclal
rourses ln sclenco, mathcma.lcs. Latin.
history and Engllsh. The studles aro al
10 eleotlve. It ofters a scholarshlp whlch
Includes free tuitlon to AA'ashington and i
bee Unlversity, nnd it has strong hopes
.f belng,. nble to offer In the near fu
'.ure a scholarshlp to tho Unlversity ot
I'lrginia, whlch wlll Include free tutlon
Tall, dlgnlfied and Intellectual looklng
ls Prof. Gllkeson, wlth qulet. mod-.st, un
issuming ways and an utter ebsence of
oretenso or affectatlon; with few words
rlvo oll possible Instructlon to the In
Tn society, yet ever ready and wllllng to
Huirlng student. SeekJng not numbers.
but puplls of good character, well-be
taved and hard students, the school
_how8 a steady growth ln both numbera
ind results. Wlth no word of dlsturbance
jr dlssatlsfacUon ever comlng from the
ichool room, one puptl upon belng asked
the reason for thls replled: "AVe all have
j.0 "much respect for Prof. Gllkeson that
wo could not be bad If we wanted to."
Every Christmas hls dcBk Is plled li gh
wlth approprlate (and many of them val?
uablo) presents, testlfytng of the esteem
and affeetlon whlch hls puplls bear for
hlm, and thls last Christmas severnl of
them comblned to purchase hlm a hand?
some easy chalr. and ln presentlng It
they sald thelr pleasure would come tr .m
seelng hlm use it.
Several other communlties wltne?slng
the remarkable advance of the schoo' at
Jforrlsvllle, ln both numbers and quallty,
have made very tompt'ng ofters to lure
Prof. Gllkeson away. but he has steadl
ly refused them all. He also rcclved
many offers ln other llnes of work; but
he bolieves that tho mnn who starts Out
, Jn llfe; wlth one llne of work and uses
every talent, every power he posesses In
one directlon. putting hls whole hearl
Into hls work. stands the best chanoe of
maklng a success of hls llfe, Many of
his enthuslastlo ndmlrors nre earnestly
urging that tho educational Institutlon
over which he so ably presldos be glven
his name. Even Carlyle would be Ratis
fled wlth the amount of hero worshin to
be found In Morrlsvllle were he to walk
Its streets these days.
"Wltnesslng the steady hen | thy growth
of the school under Prof. Gllkeson' 'the
citizens started In early In the pres?nT
year and have held a serles of eduon.ion
al mretings to dlsouss the" noeds-of'thls
sectlon and fho best -methods of me_tln'g
them, There wero adflrossos by the best
epeakers of ' thls, seotlon and by 'shefr'
promlnent educntors as Dr. P. B. Bar
rlnger and Dr. Robert Frazler,
The IntoreBt tn the matter was goneral
and eonslflorable onthuslnsm developed
The citizens flnally resolved lo Inoronse
the efllclenoy of the MorrisvUle school as
a tralnlng school for teachers, for what
this sectlon most noeds Is better teach?
ers ln order to raise the standard of
educatlon un_ong the common peoplo. As
the aoommodatlons wero utterly InsurTl
elent, they resolved to flrst ereot a now
A oomml'.toe wns appolnted to spUr.t.
contributioiis of mopey, labor and buil 1-,
Ing' materlal and to' ereot the b'ul'nlng'.
and to co-operate wlth Prof. ail.esoti'
and the sohool offlclals in Increasing iho,'
efllclency of the school. The m an? t'o
ereot the bulldhig were fumlshed by 'pr'-''
vate subBorlbtlon and by ent.rtalnmehts'
gotton up by tho ladtea of thla eeoilcm, ?
alded by tho'-tudonts. One entertain*
tnont given on Thankaglvin* Day
brouajht ln about $160, Tho now bullt!*
Ing was oreoted without one dollar of
ald from dlstrlot. oounty or Stato fundB,
not that tho school trustees were not In
sympathy wlth the movement, but tha
dangsr of stlrrlng up local Jonlotisies nnd
chargea of. "avorltlsm and laek of funds
tled thelr hands aa far as flnanoiai ald
waa In questlon. Tho school trustees bo*
sldos provldlng tho nowwsary furniture
and for tho heoting of tho lower floor of
tho now bullding, hava furnished Prof.
Gllkeson aa asslstants ln hls work ho
bost teachers they can flnd; one Is a flrst
ooueln of Congrossmari John 1". Ulxoy,
of tho banker Rlxoy, of Culpeper C. II.,
and of Surgeon-Genorai Rixoy of tho U.
S, Navyj another is a .member of tha
famous Crittcndon famlly, a famlly as
promlnent ln tho history of Kentucky ns
tho L*ee famlly Is In tho history of Vlr?
ginia. Whlle oftering instructlon along
other llnes as stated above, th a school
makes a spoolalty of prcparlng young
men and women for teachers ln the com?
mon schools As an educator,' Prof. Gll?
keson has the endorsetnent and hearty
approval of such men as Dr. p, B, Bar
rlngfc". head of the Unlvcrelty of Vlr?
glnla., Dr. Georgo IT. Denny, piost ent
of Washlngton and Lee Univernlty. and
Dr. Kobort Frajzer, of tho Southorn
Suoh Is a brief sketch of how one
man's work Insplred an average com
munlty to noble and publlc-splrHed nc
tions and to lay docp and strong tho
foundatlons for a great school ln tho
Almost every house In Morrlsvlllo
takes somo puplls to board. but board Is
engaged slx months or more beforehand
. nnd every room rented long before Iho
" school opens In the fall at the house of
Miss Dulclo Edwards, whose rooftree has
sheltered Prof. Gllkeson ever since !i?
has been teachlng here. No artlcle that
dealt wlth tho Morrlsvlllo publlc school
MORRISVILLE PUBLIC SCHOOL AND ITS PRINCIPAL.
ystem could bo called' oomplete without
.few words about "Allss Dulcle's."
' ' Faclng tho postoffioe, wlth a spacious,
well-kopt lawn between It and tho maln
itreet of the town, stand a. large roomy
looking house. every thlng appearlng
neat and newly-palnted with a magnlfl
cent holly tree on the rlght, the home of
Allss Dulcle Edwards and the dearest
spot in the world to many a young heoit.
The lawn, the scene of many a gamc of
croquet and foot-ball, of commencement
exerclses, has oft resounded with the
laughter and the Joyous voloes of the
puplls and thelr frlends, and the Walls of
tho house have echoed many a tlm" to
the mlrth and merry maklng wlthln.
Wlth her rare good housekeeplng, by her
care and klndness to the unwell stu'ent.
by a blrthday cake, in a thousad and one
ways, she makes her house as dear to
the young boarder as hls own home.
AA'ondrously clever Is she wlth a reedle
and the students In thelr amateur th.-a
trlcals, whlch draw people for twenty
tnfles around. look largely to her to
work out thelr costumes, planAhe deco
ratlons, asslst ln selecting the plays and
The hlgher will be the character, the
more. useful the llves of those puplls
who havo felt the sweet and wholonome
Influence of thls young woman. and ln
after years, when they have drlfled in?
to thelr nlche ln the world's work, they
wlll dream of. talk over wlth old frlends,
llve over agaln In memory those golden
days wlth the high Ideals_ the truth and
Innocehcy that are the natural eomran
lons of youth. and lt wlll bo an eternal
barrler, preventlng the eynldsm thnt tha
world weavos for our souls' coverlng
from burylng those glorlous Imp'ilses.
and with a remembrnnce ever llngering
of the healthy amusements Rhared wlth
thi, boys and glrls who gathered nt
"Miss Dulcle's," they will retnin thelr
trust In mnn and have falth ln woman
whlle llfe lasts. and the world wlll be
Just that much rlcher.
WOOQ'S "TRADE MARK"
aie the best that cun be obtained
?free from weed seeds and inipur
itlea and of strong germiriiitiupr
cjualities. It is vefy important if
you desire to secure good stunds
and good crops to purchase the
hlghest grado soeds obtiiifiable.
This you can always do by pur?
chasing ? Wood's Trade Mark
Brand'' of Farm Seeds.
Wood's New Seed Bookfor (903
maited on renuest, teJls all nbout
Vegetable and Flower Seeds,
urass and Clover Seeds,
Seed Potatoea, Seed Oats,
Tobacco, Seed Corn.
CtS_v Pe lf' So*a' Ve,vet and
Navy Beans, Sorgliums,
Broom Corn, Kaf.lr Corn,
Write for Seed Book aad prices
of any l?arra Seeds required.
Seedsraen, Rlchmood, Va,
IN OLD DAYS
Passengers' Safety Compa
ny's Flrst Conslderation.
NOT A S10H FOR OLD PLAN
Tralns Are Handletl Better by Telegraph j
Now Than Posslble Before Day of ?
Train Despatcheres?Part Railroad- i
fng PlaystnCountrys Progress. !
By W. M, Bickers. '
As *vo sald In the' former artlcle, Bafety
ls the paramount conslderation in tho
tioln-m avcment code. A good rule that ;
seem to have' como down from the days
of prlmltlvo railroadlng and whlch ls as
promlnent ln tho codo of to-day as it was
then, is thls: "Tn all cases of doubt or
uncertalnty, take tho safo sldo and riin
no rlsk." Such a thing as "taking
chance" ls not In tho vocabulary of gond
railroadlng. This IseauaTly truo In regard
to' tho constructlon and malntenance of
way, equlpment and operatlon in general.
Tho track most bo woll ballasted, 'the
ralls and ties of good quallty, the englnes,
cars and so on constructed of the best
material. Track-walkers traverse the
road-bed to provlde agalnst obstructlon,
and to look out for broken rails; all the
runnlng inachlnery ls te3ted ln every
train before it starts on the Journoy and
there are safety appliances and devlces of
THEN AXD NOW.
To properly appreclate the hlgh state of
efHcIcncy that now obtalns in first-class
railroadlng, it is only necessary to com
pare "then an now."Let the passei-ger
who hies hlmself to a comfortable beith
in a palatlal sleeper to be.whlrled over
huncreds of miles of smooth steel rails
by a mammoth iron horse, whlle ho sleops
as placidly as lf in his own bed-room,
contemplate the same trlp two-score years
ago. His traln would then havo been
hauled by nn engine whoso steam was
snall-pace generated by heat from a wood
flre! The traln would stop every few min
utes on its snall-pace Journoy for the ten?
der to be replenlshed wlth plne wood and
for the tank to be refllled with water,
pumped ln by hand!. The flrst-class pas?
senger coach was a oheap-John affair?
uncomfortable seats, dingy oll-lamps,
primltive 'wood stoves, no safety cord, no
air brakes and a common iron' llnk-and
pin coupler. Indced, the back-number
stage coach llno is no more antlquated in
thts year 1903, than tho primltive rall?
way senso. and yet lt served |.ts day and
generation and dld it well!
Before the days of tolegraphlch traln
orders, thore was of course no Buch thing
as "despstching trains" ln the present
meanlng of the term.
Tho tlme-table provlded that tho "up
mall" wlll meet the "down mail" at "D"
Csay); the "up freight" wlll meet tho
"down freight" at "C," and so on. There
was tho provlslon that If tlie rullng train
dld not flnd the inferlor traln at tho
meoting polnt, that the former should
walt a speclflod length of tlme and then
proceed, keoplng so much late, and there
was a correspondlng provlslon whlch en-'
abled tho Inforlor train to move under
tho sp-eelfled lostrlctlons.
After a bit, the wlro was strung along
the tracks and "reel and paper" operators
wero stationed nt polnts remote from each
other and primltive do-.patches came ln
vogue. The operators?or but few of
them?could "take by snund" and trana
latod tho Morso oharacters from' a tape
papor whloh wai spun off a reel ln con
junctlon with the Instrument, tho eharac
ters belng Indented on thls paper. Thls
was beforo the day of manlfold earbon
papor. To-day Iho operators all read by
sound and put down^the orders on mani
fold paper at the ruto of forty or flfty
Tho tralns are flng?ea <or slgnallod)
orlglnally by a plece of red cloth attachod
to a pole or ataff, and lay lantorn, Tlils
oausos a sinllo on ihe faoo of tho opera
tor who now s|ls wlth lils hand on iho
lever, and an up-to-data train order slg
nal, The world moves as fast as our
modern tralns I
It usod to be a questlon of mlles be?
tween citles. Now lt is "hours"?"A" ls
so many houn from ''I3-"
L0\'l2S THE OLD 'JTME3.
U, is very lnterestlng to hear rooltals of
tho. prlmltlva rnllwaj days by those who
have seen the sarv'ce pass through the
varlous suot-osslvo stages of advnncement,
And somo thoro aro who ap ar.-ntly slgh
for the "good old days." But al) such
elffhlnti le not touuinc. I rccall tbat wfoew
I was a tlokot-agent on tho road, a farm
er came to buy a tlcket to RIchmond to
attend tho sale of his tobnev-o crop. Tho
wetd hnd beon shipped by fro'ght and he
lumented the good old (JnyH when rall?
roads dld not I'.ooco the tftrmers and the
county reada wero flIT-d wlth tobacco
te.imi. I o.uld not r<slst ihe lemptatlon
to courtcously Inqulre why ho did not
conilnuo In Ihe good old way nnd not
pntionl/.o the Institutlon that waa op
prcsslng the tlllers of tho sotl. t know
the roada were still open and that horse
flesh wns abundant. Of course. tlie
klckor swltchcd off on tha weather when
I prlckod hls bubbles. Aluch of the
blckerlng agalnst rallroads Ib ot thls
charaoter, Tho mo<t ensual ob.ervcr of
curront events cannot. fall to rcnllze tho
very Important part our rallroads pl.iy |n
tho ago of evor lncrenslng materlal pros
pcrlty. Somo fow peoplo have tho mls
taken Idea that these roada should not be
operatod prlmarlly wJth tho vlew to an
! lntorest on nn Investment but the average
1 mnn lo?ki upon thom as buslness enter
| prlics wlth some rlght. and pr viio^es und
does not oxpect hls cow's value to bo
i enhancod by her comlng In Contact wlth
j the pllot of o locomolive.
ln my next, I w.ll sponk of tho varlous
, sub-dlvlslons of the great railway army
of operallvea and tho "'lansungo ot tho
For llbrary and bcd chamber tho more
i blwrro the waste-paper basket tho grcat
or tho pleasure.of tho owner, especially
If sho bo a very youthful- housekeeper.
Docldedly odd ls the one that ls in the
form of an automobile. It Is made of
green and whlto, and ls as perfect a llt?
tle model as the most enthuslastlc motor
Ist could deslre.
Singular, even ln thls unlquo Uno, is the
basket fashloned to straw to represent
a man's top hat. It rests on the crown,
ls of dark brown, and a wide scarf of
yellow sllk ls tled ln a blg bow to make
lt unusuaily handsomo. Another pretty
ono ls in the shape of a large wide urn
and is a deep rose ln color.
Spangled velvet is the latest material
for trimmlng handsome gowns. It is not
an inercponslve decoratlon, but lt is very
beautiful, and a very llttle of It adds
greatly to the elegance of a gown. The
velvet is black, and its richness la In
creased by. the tiny golden beads that are
thlekly scattered over lt.
Old Soldler Claims to Have
Found Perpetual Motlon.
IS AT SOLDIERS' HOME
What Mr. W. E. Chamberlaln Has to
Say About His Inventlon?-Ho is a
Man Wlth an Excellent War
Veteran W. E. Chamberlaln, now at the
Soldlors' Home, is satlstled that ho has
solved tho long-sought problem of perpet?
ual motlon. For many months he has do
vuted hls tlme and his braln to tho work
of solvlng the problem.
Around-hlm ln hls room at tho Home aro
ciude modcls of hls work of tho brain
combined wlth mcchanlcal genlus. Mr.
Chamberlaln ls a practlcal cablnet-maker,
onl lt wns whllo at work at his trado
Lhat tho idea took posscssion of hlm, und
slnco ho has grown too fceblo for hard
munual worlt, hls braln has been actlve,
and while his fellows nt the Home en?
gaged themselves in readlng and smoking
and gosslping, ho put forth hls mentat
"iicrgles ln perfeetlng hls model.
The model la about as crude as could
be. It conslsts of a number of curlous
pieces of pasteboard and a pencil dlagram
on a large sheet of paper. At intervals
the pieces of pasteboard are rivcted) wlth
AN ACTIVE BRAiN.
Although Mr. Chamberlaln has passed
the allotted age, hls faco is as ruddy, his
oyes as brlght and his braln aa actlve as
those of a man of forty.
"X served my tlme as cablnot-makor at
John A. Belvln'a ln 1M5," ho sald to a
Tiaies-DlBpatcharoportor, who sat on tho
sido of hls bed oxamlnlhg tho model.
"Although I went through somo pretty
hnrd flghting during the war, I was never
once struck by a bullet. I had my foot
cut open, though, whllo asslsting in throw?
lng up the works ln front of Petersburg."
Mr. Chamberlaln was ln the Thlrty
elghth Battalion, Stribbllng's Battery of
Artillery, and went through the battlea
at Petersburg. Suffolk, Plymouth, Wll
liamsport and elsewhero.
Mr. Chamberlaln was ln the battleB
around Sufolk; he was at the battle of
Plymouth, he helped to drlve Butler to
Bermuda Hundreds; he was ln a hard
battle at Willlamsport. He was at Cold
Harbor, and ln front of Grant at Peters?
burg from hi3 arrival to its fall. He
won Presldent Davls' hundred-dollar gold
bond by not asking a furlough in 1S64.
He is a natlve of Norfolk and lived
In Tazewell nineteen years before comlng
to Riehmond. Ho is firmly convlnced that
hls inventlon is the correot thing, and he
thinks lt Ib somethlng the world wlll ap
preolate. The great obstacle In hls way
ls the lack of fundB to push the matter.
Ho is anxlous to get lnto communlcatlon
v*ith persons who desire to go lnto the
scheme wlth hlm, and he says he is pre?
pared to show any draftsman, mechanical
engineer or any other person the feasi
blllty of his idea.
"There aro a great many people
throughout the clvillzed world at work on
what is called perpetual motlon," sald
Mr. Chamberlaln. "AATien they read what
I am going to state, thoy wlll discover
that I have found a new Idea.
"After thirty-four years" labor I have
developed what is known ln mechanice
as perpetual motlon. I know thls state?
ment wlll give scientlsts a blg laugh, but
I wlll knock that out of them' by telllng
them that I not only havo the motlon,
but I havo tho greatest power wheel the
world has over seen. In Its actlon It
represents an undershot wheel, rcversed,
with this advantage. I can use a hun
dred-foot shaft and a hundred-foot
dtameter.. I can uso an ounco welght
or a two hundred pound welght;
I can work on a mountaln or
a small desert, wlth nothlng but oll to
lubricate the bearings. Tho machine la
of slmple constructlon and will run all
"For the manufacture of electrlcity
you can placo your power where most
deslred. I can pull half of tho diameter
I use an incline piano for a short space
deslred. On the holsting sido of the wheel
I use an Incline plane for a short spaeir;
I then use what I call a helper, whlch
does not cost me anything to ,carry,
and I hoist the weights to the center at a
cost of about one-eighth of my power,
thus leavlng me ful powor of an Un?
Mr. Chamberlaln Is anxlous to com
municate wlth some expert draftsman
who will onter into the .scheme wlth hlm
and help push. the Inventlon to a flnlsh
AD?TIO,V blr TRBT lfv.IUn?B_T*_S.i5 BNDING DECBMBER Sl, 1902. OF THB COS
THP r\w? n^- ^r,n eIJF2_,SJ^TBS CA-SUALTY COMPANY. OUOANIZBD UNPEU
L-O ACCOUVT^mP^viT^r-n^H.^E NBW T0BIC- MADB 1? THB AUDITOIt OF PPB
OF VII.GINIaT COMMONWEALTH OF VIRGINIA. PCHSUANT TO THB LAAVS
er-ll,Mn9i._g.r" ^nsoVi.' Stm^EF' VIce-I?resl_Ien1L PBKRY BELMONT; Socrotary and Gen
-80.; P-g.fol, -Q^ ..j BKOA_)WnATN?wd'YOUK. 2" "*"'? Commen?<1 Bt?"">-?. *-*-* 3'
Amount of cnpltnl pnid np In cash..?.J_P.ITf1'*. ' sino nrm nn
Amount of uet ledgcr assets, DecemberjBlstot prertcu's Ve'sV.V.'.V.'.V.V.'....JlVC.... $1,224,002 21
INCOME DURING THE YEAB.
i-m?.__ _. ,.v ??'_,.0f'e^?, Steam AutomMlc
Gross premlums unpald ACCldCnt HeaUh" LlAllft5'' BoIler' SprluUler.
Decoinber 81. last year
GrPo__dpr.m.___V VriuVa * ?1AT' " * <8"083 ? ? 5""7 30 ? 2'?" 23
anjl reaewed during I
i year...... .... ...... Qfi.t.oit. Q4 $13.32508 CQ4[7S_ 79 65,438 23 20.ST8 54
DedaTcOtteBros_:-pren.Vum_?:i00,''0TM $13"323 M ?^T__?? . i_t_T5i m.lWli
nnw lu courso of col
lcctlon. <?*?<?>* "2 6.000 03 55.730 87 8,83102 8,003 04
Entiro premlums collect- * " '
D,-*.^ V'32595 *50'"00-08 W.?MB1 .28,33183
ment. robute uud return
premlums. UT.7U 2T 800 52 177,180 12 15,210 23 6,04120
Not cash actualb- re- ~ ~ "
eolvod for prcmluuis
(Ciirrled out).$I2.V.O0 12 $ 5.S16 13 $417,803 07 ^$..0,133 2Q $22,000 83
Interest and dlvldends ou stocks and bonds. '.o'asa 05
Total Incomo actually reeelved during tho year, Ia casb.T~_50.702 70
AgKreguto last balonco and Incomo."|2 173 465 03
_-I8BT.RBEMENTS DUBINO THE YEAB.
? ,a _ ].,?p.l!',.cr*' ?t0"m Automatle
? ,. . , , .. Accldont. Liublllty, Uo or. Suriukler
Gross amount pald for clnlms cicoptliig oi._i_i_.iir.
weekly Indeniljlty.. $ 51,012 00 $187,202 30 $308 31 $10,007 0(1
GroBS umouut pulil for weekly or other ?*v._-i un
nerlv-dlcul luduuuilty.. 101,010 78
n . T.otul,.?..-...$103,502 70 $187.20_"_ $308 31 $10,007 00
DodllCt retnuuruncps, siilvnues and rn
eovorlea on Iosbos pruvluusly puld.. 1,570 80 -1,1110 83
Not pald poilcybolders.$151,075 00 $I83.10_Tol $308 .11 $10,007 00
Commlsslon or brokeniRe to S.ontli lc?_ ructilvcd ou rolnaunuico.T7T77TT 1254 811 34 310,,154 21
_Suliirle?, travellng und iill expenses of u.tinU und ugenclea iiot on '
ciiujinlB.ion uccouiit. .,. 23 (lon an
IiiBpeellons. 15823 17
Sulurlea und all otlier _oiii|iun-iiiloii of onTcera, $33,605.15; uud liuui. offlce
oniplojen, $44,IB)7.8U..-'...'.',.; 78 21)3 81
Tuxcb ou promlums 1*,l2,--i).(13; 'lu._eB ou nn.iiorly. $17.71; limiiriiuee ,le
imruuunt fees aud it_eii)-' I1_oiiu_b, **l,0S5,_fl;iuunlcliial lleeiis.-, $101.1)0 10.523 03
llent,,.,,,.,,,,,.. ,.,... , a ..^|) ,?,,
I-e.al expenses, $100.08.T......_!. "loo os
I'urnlturo nnd li_liire_. $1.273.78; advortlslnir, $308.40; prlmlii_ uud
Stutliniory. $ll),S(14.0S.*. 21.446 88
All other Items, vt_: I'.iHtiigo, $13,010.84! Iclogrmnn iiuil tolcphone.
81.212.1)8; l_r_ of dlreet,,r?, $3,i(5D; Internal Itevnnuo, $20: mUcul
luncoua, *|0,307,30; pni-U iuid loss (accouutu uuuollectubla, $.13.01.. 28,3S8 70
TotuI uitscelluneou- _xpeuse?.,,.'" ,|.|8 no ft.*,
Total dUbiiraemcntu.,.,'. 704i?oT"lT?
oata',w.?? ? '_*__.??-/?.*i.aso,o_ol.
Book value of ronl esiito,-?..,..-...?*,,. ? s aaa 0(,
U)?U? ou wurtguse ou icul eatiite.,....,,.,.,.'/,* .,00. oo
Aajregai* amount of nll nssots 0f tha compiiny otsto' at tbntr mjtuiu valuo,... $1,380,000 77
, NOI.-I.EDOEH ARSETS.
In.r-rwt fjcrniert on iKinrld nnd stocks.,..
uross vromluiiM, ].-? comtnltilons not over threo roonths due, In court* of collectlon
Oross SMeU. ' ?i .-H aja lt
Deduct ugenu' deblt balanco unsnctircd........................................ m 7?
proof n.it tiii-ii.
i\"i:i,';y?t. $10,152 oo
Health.T 'jrjj- on
Empioyors' llnhlllty. ?30,027 oo
Net nmounts of anpnld clalm nccount. $10,882 00
Aggrecnto of unpnlil clnlms nml oxnen-os.
i j Iteslit*
e.1 by Com?
pany on Its
Groits premlums upi.n nll u'?>x|.trci] rUks. rininlnn one j-enr or los*
froin .lnto of policy i Accl.ient. premlums, $:ns.2-18.70: uiir-nrned por?
tion (50 por cent.) $174.12-I.:lft; [Inilth prnmluin, $12,514.51. Unenrn
cil portion (CO pnr cent.) |(I.2B7.2?| Hmplnynrs" llnhlllty .premlums.
S30S,086.40, nneumed portloii ir.O per cent.) S182.nfln.2i>: Stonra
Uotlor, prcmluin. 420,218.80. CJlienrned poitlon (50 per cent.),
$10,106.00; Automntlc Sprlnkler. $2l,.TS0.7rt, Uminrnod portion (50
per cent.); Total on? yi-nr or less.,. 15.55 57a co
Grosy premlums upon all tlncxplrcd riskt. rnnnlng more thnn ona yonr
from date of policy; Employer*' llnhlllty, premlum, $21,804.73. Un*
enrnnd premlum, pro rata. $14,804.01; Stonm iinller. $68,052.00. Un
onnic<l premlum, pro mtn. $?8. 170.32, ToUl for term pollclea.$ 53.004 33.
Total iiaei.riied pruinliuiia, ns cniuputcil nliovo.
Amount voluntnrtly rescrve.l for euiitlngi'iiclen on llnhlllty claims.
All other lu.lBbte.Iness.,,
ToUt nmount ot nll llnl.lllilp*, eieept cnpltnl.??
Cnpltnl HCtUnlly pnld up lll cnsh. $300.000 00
Surplun ti.-j-un.l capltal nnd other liuhllltlcs.,. 550.000 00
$ 110,102 Ot
43.1.7 ?*, 0"
BUBINES8 IN THE STATE OF V1BOINIA DimiNO THE YEAB.
Rlnkn rreratumo Losses,
Written. Received. Pald.
Accldent."7-10,000 00 $1.412 2.1 $ 40 03
Hi-.ilih. 14,002 00 100 CO
Kmployers' Unbillty. 12,292 tn 4.14114
Steam Bollor. 100,000 00 408 8S
Automntlc Sprlnkler. -9,000 00 00 80.
$ 72 60
$ 023,035 4i
,478,035 45 ?
nt rUk at
ond of year,
. 6.000 oa
Aggrcgato.$022,092 00 $14,400 50 $4,18120 $3,032 80 $024,402 04
Iloslsted for nssurcd.
Including $15,081 ouiergoncy rcsorve fund. Toluntarlly eatnbllshcd.
Stato of New York; Oounty of New Tork??*.:
Subscrlbcd and Bworn to February 6, 1003, beforo VINCBNT EOSEMO
EDSON 8. LOTH, Secrttmry, '
J. W. lUNMXEY, l-roaldeni, ?
Notary Ptiblto,, |
Agents, 1103 E. Main Street.
NNDAL STATEMENT FOR TnH YEAtt ENDING DECEMBEJt Ia. 1002. OP TH1B CO"l?
(. DITION AND AFFAIRS OF THE FHENIX INSURANCE COMPANY OF BROOK.
*? LYN. ORGANIZED UNDER THE LAAVS OP THB ST ITE OF NBW TOBK. HADH
TO THE AUD1TOR OF FUDLIC ACCODNTS OF TBB COMMONWEALTH OF VlttQlSlA.
IN PUUSCANCE TO TPE LAAVS OF VIRGI.NIA. . ^
?Presidcnt, GEORGE V. KHELDON; Secrotnrr. Wtr,TjIAM A. WBIOnT; PrtnctDfJ Of.
fle*. 16 COtJRT STItEET, BROOKLYN, NEW YORK; Orgnnlzed or lnr-irnnr??-*A Rlfptraif.
BER 10, 1853: Oommtnccd Buslness. SEPTBMBHR 10, 1858. - wm.*?*w.
Amount of capltal ntaek subscribed.
Amount of capltal stock pald up ln cash.
?. .-. ...... $1,000,000 on
_.< ??-?...~..?.. 1,000,0000a
Valu* of real estato owned by the company....?.* 533.000 00
Loans on mortgage (duly recorded nnd bolng tho flrat llons on the fee Blmpla)
upon whlch not moro than ono year'a lnterest ls duo.
Value of landn niortgagcd, excluslvo ot buildlnga and parlshable
Value of buildlngs mortgaged (Insured for $77,000 aa collatora.1)...
Total valuo of - aald mortgaged premlses. ......$127,500 00
BONDS AHD STOCKS OWNED ABSOLUTELr B7
L'nltod States government. bonds. $ 400,000 00
Stato of Vlrglnla "Century" bonds. 100,000 00
Clty of Riehmond, A'a. bonds. 21,000 00
New York City consol. stock "dock bonds,"., 400,000 00
St .P.. Jllnn. <t Man., Ry. Co? con. mort. bonds. 60,000 00
Chl. & Nor. WoKt. Ry. Co., gen. mort. bonda.. 20,000 00
Council Bluflfs Clty Wnter Worka Co. bonds.... 100.000 00
Donher Gas nnd Electrlc Co., bonds. 150,000 00
LIncoln Gns nnd Electrlc Co., bonds. 100,000 00
Grove Mllls Paper Co., bonds. 20,000 00
Chl. & Nor. AVest. Ry. Co.. stocks. 400,000 00
Loulsvlllc & N.-ihhvllli- R. R. Co., stocks. 80,000 00
Dcl., Luckawannn & Weat. lt. R. Co., atocks.. 103,000 00
Delaivnre & lludnon Cnnnl Co., stocks. 60,000 00
Chl., Mll. "c St. Paul Ry. Co.. "com." atock.. 100,000 00
Chl., St. P.,Mlnn. & Oma. Ry. Co.. "pfd" stock.. 50,000 00
Central Ry, Co, ot Now Jersoy stock. 150.000 00
IMtt., CIn.. Chl. & St. LouU Ity Co., stock.... 50,000 00
Erlo Jlr. Co. "pfd" stock. 100,000 00
Flrnt 'Natlonal llnnk, New York, stock. 80.000 00
Natlonnl Pnrk Bunk, Now Tork, atock. 30,000 00
Natlonal City Dnnk. New York, stock. 40,000 00
Western Nntionnl Bank, New York, stock. 14,500 00
Chntham Nntlanal Bank, Now York, atock..., 35,000 00
Natlonal Bnnk of Commerce, New York, stock.. 5,000 00
Phenlx Natlonal Bank. New York, ntock. 4,000 00
Natlonnl Clty Bank, Brooklyn, atock. 30,000 00
Brooklyn Bank, Brooklyn. Btock. 20,000 00
Trust Company of ;Amerlca, stsck. 20,000 00
Bonda nnd Mnrtgnge Guarunteo Cn., stock.... 20,000 00
U. S, Steel Corporatlon "pfd" 8tock. 100.000 00
New York Mntual Gns* Light Co.. stock. 60,000 00
Consolldated Gaa Co., New York, stock. 132.500 00
Amerlcan Light and Trnctlon Co., "pfd" stock 22.200 00
Cen. nnd South Amerlcan Tel. Co., stock.... 100,000 00
"Hcnlty Abioelatcs" stocks. 50,000 00
$ 432.000 00
,. 07.500 OO'
>... 128.000 00
: ? 20,000 00
< i 880,000 00
,'i j 102,400 00
l 630,000 00
: ;? 170,000 oo
! 67,600 00
1 i 202,600 00
I : , 47,000 00
1 232.500 00
i I 180,000 00
. : 120,000 oo
' 5 15,000 00
? ,'". 5.200 00
! ! 87,000 00
li;l 26.000 00
tC| 68.000 00
?''! : 78,000 00
I I 88,000 00
l.l '. 170.000 00
' 288.200 00
Total pnr nnd market value (carrlcd out at
market value).".$3,315,200 04
$ 55,000 00
$5,878,518 00 $5,871,51* I
Losuied, -. , y
COLLATEBAL LOANS. Vnluo.
260 shares Con. Gas Co. Btock.$25,000 00
100 shares Ama. Cop. Co., stock. 10.000 OOi
312 shnres Elcc. Stor. But. Co., stock.... 31.200 00
100 nbarcs Klngs Co. Elec. Light and
Power Co.. Btock. 10,000 00
12 shares Mun. Gus Co. of Alhnny, N.
Y? stock.. 1,20000
5 ahares Con. Trust Co. ot N. Y? stock 600 00
100 shares N. Y. Mutual Tel. Co., Btock 2,600 00
Totnl pnr nnd mnrket value, and amount
lonncd thercon .$80,400 00 $125,470 00
Cnsh In tha compnny's prlnclplo offlce. . .
Cnsh belonging to tho company In bank.?,..,
lnterest duo nnd aocnif-d on bonds uot lncluded tn market valuo.,
Grosa preniliims,,(as iwittan ln tho pohcles) lu courso of collectlon, not more than
three months due.. .........
Uents dua nnd accrued........ ............ .....-,.-..
Aggregate amount of all Assets of the Company, stated at thelr actual value-.... $7,578,USl"3
Gross losses ln process of adjustment or in suspense, including all re?
ported nnd supposed losses.$205,218 55
Losses reslsted, Including lntcreat, costs and other expenses theroon.. 34,373 50
Net amount of unpald losses.^_ ?.....,,
Gross premlums received and recoivuhle upon all nneiplred flro rlsks
runnlng one year or leus from dato of policy, lncludisg uiter*.
est premlums on perpotnal flro rlsks, $3,010,012.80; unoarned
premlumB (50 per cont.). .$1,600,958 40
Gross premliimn recolved nnd rccolvnblo upon a.11 unsxplrod flre
rlsks runnlng moro thnn one year from dato of policy, $5,102,*
S8S.10; unaarnod premlums (pro rata). 2,71720148
Totnl unearned premlums ns eomputed abova. . "4122T**tTM
Iluc an.l accrued for sulurles, rent, advertUlng, and other mlscellnneous cxpenses ' 26*0 00
Cuinniia.nl'-us, brokerage and othor charges duo and to beconie due to ngents and '
brokern on premlums pald nnd ln courso of collectlon, $107,471.30; return
premlums, $101,104.27; relnsurnuce, $2,350.77. . 281,016 4$
Totnl nmount of all LlabllltleB, except capltal stock and net surplus.14 820 478 81
Tolnt stock cnpltnl nctunlly pnld up In c.Bh. l'ooo'oOO Oo
Surplus beyond capltal and all other llabllltlcs.\\ i^bsIi*,- $i
AggTcgate amount o? all Llablllties. Including pnid up cnpttal stock and net surplus $7,578,831 ia
KEOEIBTS DUBINO THE VEAB.
Gross premlums and bllls unpald at close of last year.$ 7sa2S3*20
S'et collectod. 78(1293 20
Gross premlums ou rlsks wrltteu and reuowud durlng tho yoar. 6,085,'851 84
Doduct gross premlums aud bllls lu courso of collcctlou at thls duto 918,763 89
Entlrn premlums collected dnrlng the yoar.$6,S.'a3,370 85
Deduct rt'lusurunce, robate, uhnicmeut and return promlums .... 1,359,714 82
Net cnsh nctunlly received for premlums (cnrrled out)..$5.403 650 88
Itecolved for Interrst nn mortffages. 3 Siia 88
Received for lnterest and dlvldends on stocks nnd honds, colluteral loans, and
from nll othor sourcen. 1(12 6S8 61
liicouic received trom all other Bourcea?vij.; Uents. 3 37,285 08
I'rotlt on sule or muturlty lt securltles. 120,042 14 137,827 82'
Aggregnto amount of Recelpts nctunlly received durlng the year tn cash.... $5,816,000 43
DIBBUE8EMENTS DURINO THE YEAR.
Gross amount aetuitlly pald for losses Including $239,870.52 losses oc
oiirrlw- ln pr.ivliaiis yonrs.$3,512,375 00
Ou.luct nll amount" (letnally received for snlvnge (whether on lo?s
cs of tho liikt or of prevlous vuurs). $ld.oiti.:M. nnd all
nmounts nctuully received (or reliisiu-iiiice lu hIIk-i- companlea,
?2S7,617.S2. Totul deductloii. . .103,067 16
N'et nmount pnld durlng (he yonr (or losses. $3 218 70$ 88
'ash (llvldends nctunlly pnld ?tockliojiltra durlng the iyear. 'loo'ouo oo
?uld f.ir eonimlaslon or hi-olieriise. 1 151 6U2 45
I'nld for Hiilnrles, fees or other charges of oftL-.-rs, cli-rki, ugeiits nnd nll othor
omiiliiyeH.,.,.' :wn's.s 4,*
l'nlil for Stnto un.l locnl tuxos ln UiU und othor Slutos. 31IL06Z 80
All other (layinonts und expeiidltures. 4.WS72 70
Aggregnto nuiount o( uctunl Dlsluirsenieitts durlng tha year, lu cash.$5,-133,387 48
BUSINE83 IN THE STATE OF VIROINIA DURINu THE YEAR.
llsks wrltteu. ,. 35 496 723 00
'n-niluuis recolved (gross).,.,. ' 7?'ft8'l lll
l.osiirn pald.. 40,'S20 16
.ossoa tueurroil. V oJM ?'
riUORGE P, SnKtnON, Preslileut*
AVM. A. AVRIGHT, Beeriurj.
itutft of New Yoik; City of N.-iv York?ss:
Sworn (o Jiiiiimrj 2.1, lao;!. betore
_ ? JOHN \v. COLLINS, js'otary Publlc.
J.B MOORE & GO., Agents,
E. KalD St.