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From Leading P?pera
Mfaeourl Paeaee Law.
After year? of struggle with tempt*
. tlon, the MImouH LcglelfitUf? hEW de?
cided to remove with one crushing blow
temptation Itarelf. It hag adopted a re
Solution for a, constitutional amendment
to the effect thnt th? railroads be oorrt'
belled by law to furnish free passes to
member? of the- Legislature, and somo
classes of publie officer?, "Lot us bo
come mantera, Instand of supplicante,"
orles one Impassioned ?pinker, like the
celebrated French revolutionist who ?aid!
' '.The greet, appear great to ua because
we are on our. knee?! let be rise," The
Legislature ha? "ris." It will stand
eteot before corporate power and in Ite
might compel corporate power to surr
render blue, pink and yellow slip? wjleh
?hall enable It to go to St. Louis every
Sunday If it want? to. But this Is not
?trlving with, temptation, smiting It hip
fend thigh, and overcoming it, a strife
that builds up character and ennobles
the etrtver. There le n? virtue In smoothing
the upward path,' Ih extinguishing cov
atousness by yielding up to Its cupidity,
rwe might all be upright If we w'?ro given
the legal power to compel the owner? of.
things we want to give thorn to us. No?
body need be supplicants, but all? mastors
according to' law. ft would very percept
..' Ibly Increase the lump sum that each
legislator could take home.with him to
?dopt a constitutional amendment that/
free paese? on ev?ry. hotel and boarding
house should be Issued to be honored by
them under penalty of having their win?
dows and door nailed up by the sheriff
If they didn't.?St. Louis Globe-Democrat.
BBNATB must Yield.
Resolutions from the Nevada Legislature
demanding the,.election of senators by di?
rect vote have been presented to tho
United State? Senate. Similar resolutions
from other State? will follow, very pos?
sibly In such numbers thnt the present
Congress will be compelled to face the
alternative of either submitting the ne?
cessary constitutional amendment dlroot
ly to, the people;,or; being forced by tho
demands of two-thirds of the State m,
call a Constitutional? Convention for the.
fitirpoee. Among the-'Btates in which slm?
lar resolution? haye^already been favor?
ably acted on by one or both houses Of
the Legislature are Kansas, Delaware,UK
Inols, Washington and Oregon. Though
the National House of Representative? Is
? eager ior the reform the Senate 1? loath
io swallow such bitter medicine, Never?
theless, the moneyed men ' from rotten
boroughs imiet in the end yield. The
quicker they yield the better for the
country. No other reform In the mechan?
ism of the Federal Government will have
a more bencflolnl? Influence on? the politi?
cal life of the country. Through It local
Issues may be In large part, disentangled
from National'policies, the all too numer?
ous Addickses of the Senate maybe weed?
ed out by the people, and the Senate will.
stand ?ome chance'.of attaining'? posi?
tion In which fie-members wfli.'.expedl
tlously attend: to-the Interest of the na?
tion Instead of to-those of their personal
friends and supporter?.?Portland Orego
"When," proclaimed one of. Addtcks'
henchmen,in a speech In the Delaware
Seriate, ."I buy a horse, I want my horse.
' When;a Republican buy? a vote, he wants
his vote." It seem? to be In recognition
of this principle of business ethics that
the President Is so stubbornly standing
by his bargain: with Addici?? and attempt?
ing to deliver the gode by three times ap?
pointing Byrnes '.United States District
'Attorney for Delaware.?Louisville Cou?
In Virginia AlaeV " . i.
It is announced that the State of WIs
consln has wiped out ..tty) - last of Its
public debt, and the statement comes
that Pennsylvania Is. moving in the
?ame direction, New Tork, with all Ita
big canal productions maftro rt mtgdm
big canal operations. Is ' not greatly
burdened In this respect. Wo think, on
the whole, that the present tendency
In the more important States la toward
? debt reduction. It may not be out of
order to remark that here is a lesson to
the Legislature- of Massachusetts, That
body has not been Inclined toward econ?
omy In It? publia appropriations while
thin spirit was being developed In other
quarters. Our State ham amply 'estab?
lished a reputation for llberal!ty';Vp?r
toaps It would be well now to qualify
It by on? for prudence. These. Instanr.
ees of lowering State debts or o." get?
ting out of the way of them altogether
afford an example that may be profita?
bly emulated in this quarter.?Boston
The cabin in which Abraham Lincoln
ono? lived Is to be exhibited at Luna
. Park ' on Lour Island this summer, in
aid of the IBeecher memorial fund. And
now the atrang? discovery Is said to.
have been made In taking It out ot.
atorage that the cabin in which Jeff?
erson Davis, the, head of the Southern
Confederacy, once lived got mixed up
with the Lincoln' d'orniello, so that thoy
oo?ld not In spots be" told apart. ,
Both cabins. It seems, were- bought.
by the present proprietor of ' Luna Park
for exhibition at Buffalo. Both were.
?tored. It is claimed, In a restaurant
Bom? time ago, the Lincoln cnbln was
?hipped from Buffalo to Coney Island,
the Davis cabin being left in storage.
?At Coney Island the Lincoln cabin was
again put together and storca under a
?tied In Luna park. It Is now discovered
It I? ?aid, that In shipping the cabin
from Buffalo, Ioga and othter parts of
the Davis Cabin had been placed by
mistake with portions of the Lincoln
cabin. The parts had fitted so well
?hat the mix-up was not noticed when
they were put .together at Coney la
It thus appear? that the half Lincoln
half Davis cabin, representing" the
North and South in strange union, and
wiping out of the Mason and Dixoh
line, as It were, wlll.be exhibited at the
Beeoher fuhd entertainment.
It Is not difficult to extract no little
sentiment out of this episode, and It
?offers great opportunity for any poetlo
gentiment lying around loose, it mat?
ters little that both cabins are held for
If the Llnooln and Davis cabins have
not had any serious "mix-up" over It
Why should we care??Boston Globe. '
Latest Kentucky Romance,
Following close upon the heel? of the
?uocesful "Mrs. Wlggs of the Cabbage
Patch,'' "Lovey Mary," and other popu?
lar stories of home life In Kentucky,
?ornea the announcement trat Mr. Sauer
Wash, of Lexington, hae g,von hi? pyb
Ushers the manusorlpt of a beautiful'
charaoter study entitled "Mr. Sprlgg. of
the Mint Bed." We have been permitted
to glance oyer advance sheets of the
?tory and take pleasure ir. saying that
It |s full of spirit, It' has the true Ken?
tucky .atmosphere. There la the suhtle
?weetness In It that I? appealing to tho
taste, and, too, It ha? a mellow tang as
of imprisoned sunshine, a? some poet
lia? so aptly said concerning something
el??. Without divulging too much of the
Interesting and Intricate plot we may
?ay that the Sprlgg family finds the mint
bad Iqyaded unexpectedly and that.Mr.
Sprig?. Mr?. Sprlgg and all the little'
..-._, ?r# ^ta <ww their'happy ?ur?
rouhdlhgg. from thai time they experi?
ence a succession of crushing blow?, but
nt the tout ? Wndty Individuiti mingles
a tittle balm with the ;ioy obstacle*? th**
encounter. The etory Is hot strained.
1 and while'? some people would find It
difficult ? to BWnllow,*;to other? It "Would
be a favorito companion during tho sum?
mer. .Indeed, there are many people who
/Wilt Want to go right ?Trough It again
before laying It doWn after the first
glance at ite Contents.?Chicago Tribune,
Grand Yotemlta Hotel.
Among the excellent appropriation?
made .by the Legislature is one providing
for the construction of a new hotel In
Yosomlte, Aa the beautiful Valley 1? the
most famous and most popular of our
great pleasure grounds this bll maybe
regarded an In the fullest senae one for
Nature floos not ask much of man on
behalf of VoSemtte, : Sho has .mud? the
whole valley so fair.and so healthful that
very .little In the form of; human. care
or adornment Is needed.-to render, ?it'
altogether beyond rivalry. Still there-!?
needed for the benefit of those who visit
tho placo.a good and commodious house
of entertainment. The erection of,.such
a building Is, In fact, a necessity and
should not be delayed.
The bill as passed by.the, Legislature
provide? for'an appropriation of1 1160,'
000 for. the.work.? That.le ample for the
construction of a hotel worthy of--the
site. It.Is to be regretted that we have
not a suitable hotel already there lor the
entertainment of President' Roosevelt
when he comes to visit us. However,
we shall have Presidents* to visit, us in
the future, and1 eo the main, thing le to
press fo'rward'the construction of the ho-'
tel as promptly as possible.?San Fran-,
Sympathy for Jingo.
The .sympathy of all humane people
must be with the monster, elephant, Jin?
go, that died In hi? cage at sea recently
niter trumpeting his sore ? distress.^6r
?sixty consecutive .hours,.. ?-The.f.caRtjy.Hy.
.'.of a wild creature may not ..be; burden?;
? some In proportion-to ltp.}ei?s>?but''!ts
resistance to such captivity.,'l?-fri'jprpy.
portion to Its strength, ani ??". th?.?.'case'
of Jingo this waa tremendous. .????pa?>
'?lirloslty or greed' gratified at the ex?
pense of suoh heroic resistance and .suf?
fering, make? a pitiful spectacle, of hu?
man littleness.- "Securely chained In the
aft hatchway so that escape waa im
possbie, squirming in hi? narrow cage
in a f utile, ?fforf. to get out," ?this mam?
moth sufferer was kopt tinder? the* In?
fluence of whiskey for. three; days with?
out avail, in the effort, to subdue ' hlm?
It. must have been a relief to all on ship?
board when the cessation of - his? trump
etlngs told, that he waa dead,?Portland
A Remarkable Golden Wedding.
A golden wedding celebrated; at-. Le.
Roy, N. T., recently was-.Ini more .than,
'usual way? an.exception to-.the: mutabili?
Ity of human ' things. ;The""'festly1ttes
?were held in the house whioh;, John. JL;
Qlmstead built for the occupancy of him?
self and his bride more than fifty years
before. It has been their home through?
out their married life. Bhortly before
his marriage Mr. Olmsted employed An?
nie Connor as cook. She -has been In
the service of the family all these years.
All six of the couple's children are liv?
ing, and were present at the golden wed?
ding. Mrs. Olmsted wore her bridal
wreath and her wedding "gown was worn
by one of, her daughters.. Some.of the
wedding cake of fifty-years before was
produced at the celebration.?Albany'Ar?
gus. ? -
Surtan of Sulu; * ? .: ..
Governor. Taft and Metfor-GeneriaJ Da?
vis Intend to have a little interview with
the Suttan of Sulu, and'; unless 'they
change their plans, will sail to-day. from
Manila for Sulu, for tHat purpose, There
ere. signs of trouble over the conviction
'of the Moroa for raiding and burning:
the Chinese quarter of the, town of Pe
rang, for, as It .happons, the-raiders ore
dose friends of the Sultan. Their mis?
sion has, however, a further purpose,
for Governor Taft. It Is said, has con?
cluded that the time has come to restrict
somewhat the powers now exercised by
the S?ttan, No doubt every effort will
?? made to break .the news .gently, and
?If diplomacy can avert trouble the Sul-?
tan will be kept-In reasonably good h?-'
mor.?Worcester Spy. V.: :?'.?'? i ?-? . ;
W? Can't 8tand It! , . .
A novel illustration of subsidy laws is
presented by a statement in the Philadel?
phia Press that the Standard Oil Com?
pany's fleet of sailing vessels is tied tip
because the. subsidized French sailing
craft for the "deep-water" trade are able
to take freight at .ruinous rates.. Bo
cause the French subsidy more' than
pays the running expense of. the vessels
the latter are able to carry case oil to
Japan at 12 cents a ease, nnd coal to
Cape Town at 13 shillings '6 ponce per
ton against regular rates of twice those
?'Inasmuch as this is presented as an
-alarming, oondltion It Is pertinent to. re?
mark that this country can. afford \ to
accept the situation '?'philosophically..
Certainly If tho Standard Oil /Company
can have Its oil carried by Fr?hch'-'ves-*
sols at half the cost In, Its'qwn: craft Dr.
"Harper will not have to.?'c?t down' ex?
penses at the University of Chicago. As
regards nntlonnl Interests, too, 'there Is
more In these statements to worry the
French than the American, business In?
terests, . If the French taxpayers insist
on; paying Frenoh sailing vessels t? car?
ry freight for tho United States at half
cost tho Interests of the United States
can afford to enjoy that cheap'transpor?
tation until the Frenoh got tired of fur?
nishing lt.?Pittsburg Dispatch.
Men. not Clothes.
There doesn't seem to be much sense
In Congressman Bartholdt't pet , hobby
on drees. Ho wants to wipe out the pomp
and feathers of Americans at foreign
courts, and proposes that American re?
presentatives shall wear, on stato occa?
sions "nothing more than the dress of
an American gentleman.'! . And, pray,
what is that? One, of the ' finest and
most courtly American gentlemen who
ever lived wore a powdered wig, a three
cornered hat. knee breches and shining
shoe buckles, Ho was nelvher more nor
less a gentleman because he followed cus?
It Is the custom to put on one's flne^i
raiment i?hon In the company of thogi
who are high In affairs of society or
businese. It is a good custom? There
is enough of tha peacock in the average
human being to make him desire to live
up to his clothes, There is aiiothor side
to it, Clothes do count for much in
first Impressions, You oannot look Into
men's hearts, You cannot tell their true
worth by temporary contact and do Judge
by appearances largely. The well'dresa
ed man at least look? as If ho possessed
more merit than the slouch. All over
the world, good clothes gets a hearing
when out at the elbows find? the door
Give us mon?real, blooded and full
brained men-r-for representatives a% tho
courts of Europe and let them borrow the
plumes of tho peaoook and the coat of
the sobra, If they will, tt (s a small
metter when compared with brain?.?
Kansas City World.
Wreoked Golden Gate.
The story of tha finding of the wreoH
of the steamship Golden Gate, as print?
ed In a? recent telegraphic news col?
umn, has a familiar; appearance, Next
to the-perennial yarn about the finding
of the wrack ot th? Brother1 Jonathan,
MEN AND WOMEN
fyha Enjoy the Choicest Product?
' of the World'? Commerce.
Knowledge af What la Beat Mor? lam?
yutLui Thau, WeaUb WUli
It must be apparent to every one that
qualities of the highest order are nee????
?ary to enable the best of tha products of
modern commerce to attain permanently
.to universal acceptance. However loudly
heralded, they may not hope for world-wide
preeminence unless they meet with the
general approval, not ot Individual? only,
but of tho many who have tha happy
faculty of selecting, enjoying and learn'
Ing the real worth of the choicest prod?
ucts, Their commendation, consequently,
becomes Important to others, since to
meet the requirements of the well In?
formed of all countries the method of
manufacture must bo of the most per?
fect Order and th? combination th? most
excellent of its kind. The above Is true,
not of food products only, but Is espe?
cially applicable to medicinal agent? and
after nearly a quarter of a century of
growth and general use the excellent
remedy. Syrup of Pigs, Is everywhere
accepted, throughout the world, as the
best of family laxatives. IUl? quality is
due not only to the excellence of the
combination of the laxative and carmin?
ative principles of plants known to act
most beneficially on the system and pre?
sented in the form of a pleasant and re?
freshing liquid, but also to the method
of manufacture of the California Pig
Syrup Co., which ensure? that uniformi?
ty and purity essential in'a remedy In?
tended for family use. Ask any physi?
cian who Is well informed and he will
answer at once, that It Is an excellent
laxative. If at all eminent In his pro?
fession and has made a special study of
laxatives and their effects upon the sys?
tem he will tell you that It Is the beat
of family laxative?, because It la aim?'
pie and wholesome and cleanse? and
sweetens the system effectually, when
.-a laxative is needed, without any un?
plcaaant after-effects. Every well-in?
formed druggist. of reputable standing
know? that Syrup ot Fig? is an excel?
lent laxative and la glad to sail It, at
the regular price of fifty cents per bot?
tle, because it. gives general satisfac?
tion, but one. should remember that In
order to get the beneficial effects of
Syrup of Figs' It la.necessary to buy the
genuine, which.is. sold In original pack?
ages only; the name of the remedy
Syrup ot Figs and' also the full name of
the Company?California Pig Syrup Co.
?printed on tha front of every package.
that of the Golden Gate, like the poor,
Is "always with" ua." This latest finder
of the wreck bring? With his ?tory, sei-,
corroded and partly melted coins;to sub-'
stantlate the yarn. 'This Is even leas
convincing that- the last report of the
finding of the Brother Jonathan wreck.
On that occasion the finder waa reported
In the San Francisco papers as bringing
back with him a deck bucket with the
name of the steamer engraved on It*
brass hoops. Perhaps the most Improb?
able feature of this, latest finding of the
Golden Gate wreck is the statement that
she was resting in eight feet of water.
The Golden Gate was an old wooden
steamer, and' forty years of battering
by the sea in ! eight feet of water, off the
Mexican coast would hardly leave enough
of ber Intact to hold many "sea-corroded
and partly melted coins."?Portland Ore
Three weeks and three days of March
have passed and only a week remains In
which to complete its record. Unless the
Closing days ; are unprecedentedly tem?
pestuous It will be almost phenomenal
in its mlldnes. The season Is far ahead
of its average, almost a.' month some
observers say, and certainly we hav?
more .than, once come to Patriots* Day
with the roads less settled and the grass
no greener than to-day. We do not be?
lieve In taking the pessimistic view of
tho rurailst, that pleasant days are sim?
ply waather-breeders ,?nd therefore not
rationally to be enjoyed; but there Is
about so much cloud and so much'sun?
shine, so much cold and so much heat
during the round of the seasons. Our
pleasant spells we can. account .for bc-'
cording to temperament. Wo can re?
gard them as atonement for the past or.
as drawing, upon the future; but it Is
the best philosophy to take them as they
come and enjoy! them while they last
The earth is quickly responsive this
month, The frost fetters were compa?
ratively weak and easily broken. The
buds are swelling and in many cases
bursting on trees and flower stalks. The
birds aro. coming back with a confidence
In the future that we wish we could
sharo. It. has been more of a transform?
ation than an evolution thus far. Wheth?
er this Is the. preferable proc?s may be
er this is the preferable process may be-,
mhplo' sugar Industry very materially.
Its season has been very brief. In some
places It', had gono before it was known
toi^have-i'c?me. But perhaps the beets
can-be-put-in the gTound all the earlier
and ?the usual amount of sweetness as
well as", light vouchsafed to us.?Boston
Transcript. , \
Chronic Bronchitis and Catarrh of the
Bladder Cured In 48 hours.
CAP S ULES
Superior to Copaiba, Cubebe or Injections.
/ ?? - '.
OATS, PEAS, ONION SETS,
CLOVER AND GRASS
NEW CROP, BEST GRADE.
Write for Prices and Sample?,
S. T. BEVERIDGE ft 00.
1217 g, Cary 6t? RICHMOND, VA,
I Exoiltlor r"mo? and Foot Powdir |
| PATENT-LEATHER POMSH.I
International Manufacturing Co.,
Geo, H. Burgees, Oom'l Agt.,
SYRUP OF FIGS
Manu Millions *
'.:-;;v ?, ;'v.',);?>' ????;.-? ^ .\
Throughout the World
\ 8 am afravaolaeo? Casi* .
Uulirllla, Hy. New Torli, ?. T.
rOS BAIS BT ALL LBADINQ DBU00IBT8. ????????? CENTS MBBOTTIM
NNTJAI? STATEMENT FOB THE YEAR . ENDING DECEMBER 81, 1903, OP THE CON-,
. DITION AND AFFAIRS OF THE WESTERN ASSURANCE OOMPANT_OF TORONTO,
...... ORGANIZED. UNDER THE LAWS OF THE. DOMINION OF CANADA. MAD? TO
TUB AUDITOR OF PUBLIC ACCOUNTS OF THE COMMONWEALTH OF VIRGINIA, IN
PURSUANCE TO THJS LAWS OF VIRGINIA. '/.. ? ? ???;?,.?
. President, HON/T?BO. A. COX; Vlce-President, J. 3. Kenny; Secretary, 0.0. FOBTER;
Principal Office. 23 WELLINGTON STREET,, EAST TORONTO; General Agent In Virginia,
JULIUS STRAUS; Resideuco, RICHMOND, VA.; Organisai! o? Incorporated, AUGUST, ??l|
Commenced Business, AUGUST, 1801.
Loan? on mertgage (duly recorded and being the first llena on the fea Siepi?)' _?
upon which not mora toan .one year's Interest is doe.I 10,000 00
BONDS AND STOCKS OWNED ABiOLUTEXT ?Y TH? COM?ANY.
Par ' Market
United BUte? 2 per cent. reg. bouda.I 210,000 00 I 228.875 00
Dominion of -Canada atock 4 per cant. 65,850 00 60,00!) 50
Georgia State bond?, 3>4 per cant.. 10,000 00 11,000 00
City of Columbu?, O., bond?, ett per cent..... CO.000 00 58,750 00
City ot Toledo, .0., bouda, 4 per cent;.,. 60,000 00 50,750 00
City of Richmond, Vs., bond?, 4 per cent.,. 43,000 00 48,470 00
City of Portland, Ore., bond?, 5 per cent..... BO.noooo 84,800 00
City of Portland, Ore., bonds, ? per cent. - 5,000 OO 0,287 60
City of Now York, Corporate ?tock, 3H par cant., 141,000 00 ,148,402 50
City of. London, Ont, Dobenturea, 4 per cent. . 40,000 00 .40,724 00.
City of Montronl, ; Quo., Debentures, 4 per cent.; "'. 40,000,00 .48.405 00
City of Kingston, Ont., Debcnturea. 4H per cent.:'.'. S1.80? 00 ' 28,688 60
City'of Kingston, Ont, 4 por cent. ' 2?,700?0 27,480 05
City of Winnipeg, Man., Debentures, 4 per cent. 14,000 00 14,119 00
City Of Winnipeg, Man., Dobenturea, 4 per cent........ 16,000 00 18,200 00
City of Winnipeg, Man.. Debenture?, 5 per cent.... 10,000 00 10,750 00
Town of Cobourg, Debenture?, 4 per cent. 25,000 00 25,000 00
Town of Walkervlllo. Debenture?, 4H per cent. 88,000 00 88,000 00
Connty of Blmcoe, Debentures,-4 per cent. 10,172 44 ,-? 16,738 48
Prorlnce of Manitoba, Debenture?, 4 per cent...?. 00,000 00 03,000 00
1 Rochester, ?. ?. Rwy. Co., bonds, 5 per cent.;........ 20,000 00 23,400 00
CM.. Mil. A St Paul Rn-y. bond?, 4 per cent..,. 8,000 00 8,020 00
B. A 0. Rwy. Co., bond?, 3)6 per cent. 60,000 00 58,400 00
R. A 0. Bwy. Co., bonds, 4 por cent.. , 50,000 00 48,250 00
B. A 0. Rwy. Co., bonds, 4 per.cent. 50,000 00 50,750 00
Canadian Northern Rnllway Co., bonda, 4 per cent.... 156,000 00 158,450 00
Kingston A Pembroke Hwy. bonds, 8 per cent. 60,000 00 44,500 00
Manitoba A Southeastern Rwy. Co.. bond?, 4 per cent.. 07,382 00 101,871 27
Canadian Bank of Commerce stock...-. 40.000 00 64,800 00
Dominion Savings A Invest Co., stock.?. 15,000 00 . 10,600 00
Canada Per. A West. Can. Mori. Corp. atock. 10,020 00 28,704 80
Central Canada? Loan A Bat. Co.. atock. 20,000 00 97,200 00
Toronto Loan A Baring? Oo,, Debenture?, 4 per cent.... 72,600 00 72,500 00
Total .par and market valu? carried out at market
' Tafee?.?.,...,. ......... Il,574,274 44 |1;?58,2?? 60 fi,868,368 50
Ca?h In the company'* principal office.,. 188 68
Oaab belonging to the company In bank.......i???:,?"..:.?. 174,148 01
Oro?? premium? (aa written In tba pollclea) In coures of collection, not mor? than
three month? doe. 400,200 05
Billa receivable, not matured, taken for fire, marina and Inland rtika. 20,700 76
Aggregate amount ef all assets of the company, stated at their aotual rain?..., $2,872,701 88
- .- LIABILITIES.
Groas claims for ?diluted and unpaid loaaea due and to become do?.... 198,811 08
Oroaa loaaea In procesa of adjustment, or In euipense, including all
reported and auppoaed loase?.,. 85,888 40
Loaaea restated, Including interest, costa and other ?xpenies thereon. 8,183 18
Nat amount of unpaid loaaea. 120,080 68
Grosa premium? received and receivable upon nil nnexptrod Are risks
running one year or lesa from date of policy, including interest,
premium? on perpetual Oro risk?, 11,584,881.80; unearned pre?
mium? (50 per cent)...,..'. $702,190 M
Groaa premiums received and receivable upon all nnexplred flre risks
running more than one year from data of policy, $955,2,15.21;
unearned premiums (pro rata). 518,803 13
Groaa prem?ame (Including both oaab and billa) received and receivable
Opon 'all unexulrml Inland navigation risk?, $114,078.80 $59,508.77;
nneurned premium?, (00 per cent.).,. 20,700 88
Gao?? premium? (cash and bill?) received and receivable on all on
expired marine rlaka, 100 per cant. 4,003 22
Total unearned premiarne aa computed above.J. 1,401,982 80
AU other demanda ?gain?t the company, abaoluta and contingent da? and to be?
come due, admitted and conteated, via ? Commtaslona. 58,817 00
Total amount of all liabilities except capital stock and not aarplua.,,,,.,.$1,680,888 03
Joint atock capital actually paid up in cash ? depoait capital.,. 200,000 00
Surplua beyond capital and all other llabllltlea,......,.,, 502,865 80
Aggregate amount of all llabllltlea, Including paid up capital stock, sad net
?XOEIPTB DURINO THE TEA?,
Fir?. Inland. '
Groaa premium? and bills unpaid at clos? of la?t year.... $ ?56,802 60 $105,855 84
Net collected. $ 256,803 60 $106,855 84
Oros? premium? on risk? written and renewed darin?;
the year...9,788,864 78 531,805 08
Total. $3,003,657 M $627,001 40
not groaa premium? and billa In cours? of collection
at thla date. 488,907 48 81,183 88
Entire premiums collected daring tbe year. $2,558,740 85 $646,800 07
Deduct relnsursneu, rebate, abatement and return pre- ? .?,
' alluma.?.,..,, 784,002 03 82,852 03 ,
Net cash actually received for premium. $1,810,056 00 $463,516 14 $2,383,578 04
Received for tntersit on mortgagee; rtxwlvsd for Interest and dividend? on atocka
' and bond?, collateral Ioana and from all other eouroee.,.,. 08,488 8a
Aggrgate amount of receipt? actually received daring the yes? la ?sib,,.$3,851,058 70
DISBURSEMENT? DURINO THE TEAR.
Oroas amount actually paid for loaaea (Including $148,. .
267,48 loaaea occurring In previous year?).,...., $1,887,788.44 $830,964 23
Dtduct all amount? actually received for Ulvage (wbeth;
er on loaaea of the last or of prsvlou? year?) and all
?mount? actually received for ?Insurance to other
companies. Total deduction..,,. 64,787 89 23,181 87
Net amount paid during the year for Iosim.$1,273,035 60 $328,832 60 $1,001,868 10
Puld for commUilon or brokerage..,,?.,,......,.,...,...., 400,100 84
Paid for salaries, fee?, or other chargea of officer?, clerk?, agent* sud all other
employe?.,.,,.,.,.,., ..?.. ..???.? ,., 87,120 00
Paid for State and local tatua In this and other State?...,.,,,,,,.,,,,,.,,, 63,677 84
All other payment? ??* expendlturee,.,,,,.,,,..,,................... 140,544 83
Aggregat.? ?mount of actual diaburacmanta during the year In oaab..,,..,,.... $2,803,870 81
BUSINESS IN THE ?TATE OF VIRGINIA DURINO THE TEAR.
Fire. Inland. Aggregate,
Risk, written....,. ....M..............$2,806,476 00 $40,014 00 $2,087,000 00.
Premium, /ecolve'd (gro.a),.,. 48,678 go 643 38 44,l5l 48
fa intuid::;;::::;;:::::::::::;:::":::::;:;:::::::: ?S? ?.? ? o?
Dominion of Canada! Province of Ontario! County of York?ss:
nonunion ? wanau?, ^^ to?j>nuwy 88, ipoa, before W. B. RAYMOND, Netsry Puolt?,
JULIUS STRAUS & SON, Agent
1013 East Hain Sinti.
A'Mt^J9^StSSSf!Lt01t ? *?*?? ??DINO DBCTMBIS H, IMH Of fit?
g*TfOM Op THB HARTFORD BTBAII BOILER INSPECTION AND tNtUftArTOI _.?
President, J, M. ALLEIN; eeoretary, t, B. P?BROEl Incorperttsd. f?tfsV iMl Ot*?
maneed Dullness, OO?0BHB. 1888) Horn? ?frica"? UklS'STHEaT^ ?????????. OWN.
Ametint of capital stock snthorlsed, ?1,000.000; subscribe? fe*.......... $tttt?M f*
?mouuC of capital ?lock paid up ?? AT. "TVm.,? . ??5? ?0
Amount cf net ledgsr aaaets. Dumber Bist oV pV?ff?ti?ItiUi.XlXZiJ??t?Z.l* Hat? Of'
INCOME DUBtNa THf TEA?. ,
gross premian? ntipald De?aralw ??? laat yew pai?.... V"fB,W7 ?j
Groa? ???miama written ?ed renewed ??In?.Tear*....... l,ofeo38 8?
. Total,,.,,.?.,,,,,.,,.,.,.?,,...,,.,,,..,,.,..?. ii.fMIU M
Deduct gross pfamaSf? now la eoa?? ei collection. 880.0?? 83
J?H**? ?corne'?Meet?? during th? ?ear...,.. $1,417,981 87
Deduct relnsariB??, abataraent rabat? Sad retar? premium? 108,900 SO
get e??h actually ?ee*tTad for premiti me. ,.,,,,?.. .?..,............. $1,194,011 ?
Rents from company?? property.....,,....,.,./,....,?.,.,,v..., V.HI 01
Interest on loan? on ttortgages of real estate.... $38.488-6T
Intere?} on bondejnd dividend? on ?took? .....>. 88,881 IT ,.'?
Interest upon other debts due th? company and en deposita
la bank..?..........?.....?.. ?,381 91 > ".
Total rants asd Interest..,.....,......,.,. 117,008 85
PfoB.t?f?-?.*i? ?* w?1 ?**?*?' ,?.*??? On sale or maturity ft?ecwttle?, ,-.
aai,BOJ.oi... ...,,?,......... 98,81181
?pedal mechanleal sarrleee,,. 8,870 85
TeUI Inootne daring the year...;.........'..es?..,?............ $1,871,708 8? ? ',
?na ef ?ota ?momita...,.,,.;.W1(J.? $8,897,??* 08
DirarntlEatENT? Btr?XMO~THZ TBA?.
... , , ? Steam Bollar,
Oro?? amount paid for elalma excepting weekly indemnity.... $108,164 06
Net paid poUoyholdsrs.... $108,184 ??
Stockholders for. Interest or dividano? amount declarad daring th? rear 80,000 00
Commissions or brokerage to agenta, Ism received on reinsurance.., 817,918 81
Salaries, traveling and all expenses ot agents sod agencias, not on
?ommlsslon account.,...G...,,...,,,....' 140,880 4*
Inspection?..;....'.... .?,.. 458,688 90
Salaries ?nd all other compensation of officer?, $82,6001 and horn? office
employes, $?,800..,.,..'.".'.,. 88,400 00
Taxes oti premium?, $10,420.65) taxe? on real sstats, $858.04; inaurane? ' I
department fees and ?gents' lloenses, $8,844.23) municipal license?, r < .
Rent.,,.,,..,. 5,813 50
Legal expense?. $711.40; real estate repaire and ?spense? (other than
taxe?), 751.19...........V...........?. 1,483 6?
Furnitur? and natures. $4,880.08; advertialnf, $14,804.8?) printing and
stationery, 818,054.30...."..,."..,., $8,04? tS
Loss on salea of real estate, $550) losses on ?ala? or maturity of se?
curities, $8,461.87. 4,011 87
All other disbursement? (ttemtae profit and los? account), office expenae?,. 1.8M 89
Total miscellaneous expenses, $1,060,740.88.
Total dlebummenta during th? year..??....???.??....???.$Utf|Nlfl.
Baiane?.,..,. , fl.ttff.T^t Vj
Book t?1a? of real esUte unlnenmbsrsd................w..................... $
Mortgage loan? on real eatate, first lien?.,..........?....... ??
Book value of bonde (eiclmltog Interest $1,640,810.18), and stocke. ?30,81???. 1,9
Caahln company?' office, ?11,408.15; deposited la bank?, $1*4,4?3.??... 1?
Interest accrued on mortgages..,...?.??..? 18,$
Markst v?lu? of bonds and atock not Including Interest..............,,.,,. 140,4
Nst premium? not over thrs? month? do?...t.......................... ftlt.4
UASIUTXZI. " '^____
?toan bolter.?.........~..~..........?....~..~.?G???*?9 OS
Net amount of unpaid claim account.,......?.,. $7?9> 8? _
Aggregate of unpaid claim? and expenses.................................? $ ?8,889 a?
Oro?? prsmlurn? upon all unsxplred rUka running on? yea? cr laaa from dat? cf policy? ??<,;,'
Pteaelnms. (00 Per Cent)
?t??? hollar.1...,,?Sijlmm $M,9of n_ ?
Total one year or teas....................................,.,., W.HHI !
On?? premium? opon all nnexplred risks nin?ln*n*is? tb?a one yes? tassa d?rteos* peUcy ?
! Unearned Pre*
Premium?. mlama pro rate. '
?team boiler.....,.... ?*,9??,4???? ??,?41,11? 18 .
ToUl mor? than on? year.I?!???"!*.-?4,?141? a? : _...-.?..-.
Total unearned premium? and raeerve as computed afear?,..........?...,.... UWrLtBO $?,
Capital atock paid up la caah. ............................. $600,000 00 ' - - .VAi-iSSs
Surplua beyond capital and oth.r llabllltls?................. 741.90T 74 ,
.' .', .,11"" 1.941 i??T-.f|?V'-';-$i;
, - ?uenrcsa ? th? ?tat? ?t-t?????? ????? the tea?.
S lake Prem?ame Losses Losses at Bisk at ??
tten. Received. Paid. Incnrred. End of Tasi.
Steam botter....?3,011.?0? 00 $18,048 89 $310 88 ,$380 ? , $?Jf?1,4?^T8r ?
\?s!&) :_ ? ?^a:; f
etate f?uba^hed^<.wo?n<m-%J???SfiBi, ttefca? tVOU? ?. MTOUIBOOK. NoUry Wm*? '
Agents, No. III5 East Main Street
?1A__ ' . . .1 :
ANNUAL STATEMENT FOB THE TEAR ENDINO DECEMBER 81, 1909, OF mm ? ??????^
DITION AND AFFAIRS OF THE BRITISH AMERICA ASSURANCE COMFANT OF
TORONTO. ORGANIZED UNDER THE'LAWS OF THE DOMINIONOF CANADA. MAD?
TO THE AUDITOR OF PUBLIC ACCOUNTS OF THE COMMONWEALTH OF VIRGINIA, 1N
PURSUANOB TO THE LAWS OF VIRGINIA. _? '.?,? A ? - ???.,:
President HON. OEOROB A. COX; Vlcs-Preaidant I. 3. KENNY; Bscretary, P, H. tlMftl
Principal Office, 18 AND 20 FRONT STREBT, EA8T TORONTO, CANACA; Ganeral ATOt.?
In Virginia, JULIUS BTRAUS; Reetdence. RICHMOND, VA.; Organised or Incorporated. FIB?;
RUARX 18, 1888; Commenced Bualnesa, JUNE 10, 1880.
'''>'" ??????. '? ' -". ',::!-': -
Loans on mortgage (duly recorded and being the drat Itene on th? fee simple) ape? ?.,.'.
which not more than one yssr's Interest 1? due,.. 910,000 Of. :
?ONDS AND STOCK? OWNED ABSOLUTELY BY TKF, COatFANY.
United States 2 por cent bonde. $210,000 00 $2x8,870 00
City ot Brooklyn bonda... 80,000 00 .89,470 00
City of London bonda.. 180,000 00 188,650 OO -
City of London bond?./. 10,000 00 .15,496 60
City of New York bond?.. 170,000.00 178,025 00
Ceutral Canada Loan A Barings Debenture?.....,. 86,000 00 26,000 00 >,?
City of Winnipeg bonda. aO.OOO 00 21,500 00
City of Kingston bonds. 90,000 OO 31.710 00
Woat Shore llallway bonda. 13,000 CO 18,470 00
Georgia State bonda...". 10,000 OO 11,600 00 '
City of Toledo. 0? bonds. 10,000 00 11,450 00
City of Richmond, Va., bond?.......,.,...,.,. J.JOO 00 1,484 94
City of Richmond, Vn., bonda....,. 38.000 00 97,875 00
City of Riverside, Cal., bond.,. 90,000 00 29,250 00
Canada Permanent and Weetern Canada Mortgag? Cor? . . -'. "'
noratlon, atock. 8,040 00 10,798 00
Rocheater Railway Company bond....... ??.??? 00 . 37,500 00 . ! :!
Toronto Eleetrio tight Company bond?........ SO.OOO OO ,30,000 00,
City of Colorado Springe bonde.... 35,000 OO 86,669 00 .
Canadian Northern Railway Co. bond?. ?S'SSSSS ??'552 S9
Toronto Saving? and Loan Co. Debenture?........ 00,000 00 50,000 00 . ., .;
Baltimore and Ohio ?old bonda. 50,000 00 50,818 00
New Mexico Territorial bonda. 10,000 00 11,800 00
Total par and market valu? carried ont at market valus $049,940 00 $991,067 44 f WT.Mf U
Cash belonging to tho company in bank-.??!???:.?. *95?95? 3Y
Interest due and accrued on bonds not Included In mark?? valu?.. 19,491 84
Groas premiums (a? written In the policies) In cour?? of collection, not more than -.??;._ __ ,
thre? months du?.?.??. 9sb,80T 411-.;-;-?
Aggregate amount of all aweta of tho company ?tat? at their aaroal Tara?...... $1,400,805 73 '
?*\ " " ? .
Groa? claims for adjusted and unpaid losses due and to .become due..$19,800 91
Gross losses In procesa of adju?tment or In ??pana?, Including ?11 r*- ?__?_.__
ported and aupposod losses..,.,,?,.,."...??? ?????? S
Loase? resisted, Including interest, cost? and other expenses thsrson..... 7,544 80
Net ?moant of unpaid losaes..????.???.?.?.?...........?...?????????.??.? 100,841 M;?;?/,
Gross premiums received and receivable upon all onaurplrad firs rlaks
running on? year or laaa from dato of policy. Including Interest, ' , . , -
premium? on perp?tuel Ore risk?, $888,833,58; nnaunsd premium? .?_ ?. ?
(60 por.eont)............?.^ I41IV4U S?
Gross premium? reeolvod and recelTable opon all ttnexplrod Are tlafca t,
. running more than one year from date ot policy, $001,229,301 uu. . - _^ ?.,?..
earned promluma (pro ma).,..,.......,....,...............,;. nf.OOO 99 ,<,*.;? ?
Groas piemtum? (Including both caah and bills) received and receivable
upon all unoxplred inland navigation rlak?, $08,048,15; unearned pre?
' mluma (50 per cent.).,...?.,.. 98,97407
Groaa pramluma (caah and billa) received and receivable on all as?
expired marine rlaka 60 per cant on time halls. 10,900 ?7
Tot?! unearned premiarne ?s computed aborre..........?/??...>?????
missions, brokerage and other charges due and to become do? to ageata and
broker?, on premium? paid and in course ot coUsctten....
Total amount ot ?11 ?abiliti?? except capital stock and net anrptu?.,.. $ 047.4af ft
Burplua beyond capitel and ?11 other Uablllttea. 409,879 10
Aggregate amount of all ^!?,oSP,xi,"?ltj|fiJc> %?,*????? *"* ?et aoj?IiM |1.4fj9,??? Ti
Gro?? premium? and bill? unpaid at eloee ot test year.,., $ 918,749 M $ 88,10$ TO
Nat collected.i-iv_:????.:.? ? *????4? 58 $ 86.108 TO
Orna premium? on risks written and renewed during th? ^ *T ??,,?,?.
year,.???.?..? ............ ?????>.????. ,?,??.???,?? 1,007,014 TT 001.107 58
Total. $1,735,708 ?0 $837,311 38
Deduct gros? premiums and Mila In course of collection at
this dato,...?.??.???.?.?? .........??>?>?????? ?ho,box us ao.oes ot
Entire, prem?ame collected during tbs >??t.............. IMfMiO M $801.166 78
Doduot relnsurunco, rebate, abatement and return piemlume 888,584 4T 45.06T T?
Not caah actually received ftr pramluma.................. $1,006,825 89 $3M,49?00 f4,8U,SM 0$
Received for intereat and dtvllande on stock* ?nd bond?, collateral loan?, and from ???. ?.
all other aourcsa....,,..,....,.,,, OO,?*? 94
?? ?? il
Aggregate ?mount of recelpta aatoally received daring the year In cash.,,, 91,981,?$? 19
DISBURSEMENTS DURINO THE TEA?.
M?rl: . _ _
Groaa amount actually paid for losas? (Including $80,086.28 ,?.-?,ft ?,
lo???? occurring lu prevlou? mbi?.y?,??;;? ???,??? ?0 $343,010 04
Dsdnct all amounts actually received for salvage (whoth?
?r ol loaees of the U?t,or of prevlou? ywirs) $i?,780,88
and all amounta actually reoslved for relnsuranc? In ? _. ?
other compa??as, $108,050.83. Total deduction. T8.6T4 67 49,989 08
Nst amount paid during the y?ar for loase?..,.. $660.080 83 $190,747 41 $ BM.au 74
P?fdftw commission or brokerag?...y\r'AL?? ?44.91??
Paid for ?alari??, tve? or other chargea of officer?, cl.rk?, ?gsnte ?nd all othsr
Psld* ?ilr0S tat? 'und ' local' ta'xea'i? 't'h'l? ?nd '?t'h'o'r Bt?tea'. '.".', '. '. '. '. '. '. ". '...'.' '.'.'.'. '. '.'. ',','.','.'.'. 4?.'??7 o?
All other ???menta and expeh?ltur??.V.'.,. 108,40$ M
aggregata amount of actual dlsbur?ament? during the rut In euh.,.,.$1.810,809 ?1
BUSINESS IN THE OTATE OF VIRGINIA DURINd ??? TEA?.
Rlaka written...........?...,...,,.,.,,..,.Hf^-fiS 28
Premium? recelred (groaa).?mi.n.?mum..? 84.063 80
tosses paid,.?.;.t.<??<?<?.'. 3?SSS
Lusso? Incurred........ ct.. >"??"? """'.......,,,,,.,,,. ,,,???......,.,,. ?,83? 89
(Bigoert.) h ?nXfS'fa't'Vlee.Pr^d???.
(Blgueil.) ^_^^__>^___^ * B* *****? ????etary.
Dominion of Canada! Province of Ontario; City of Toronto?sat
pomiuwu or vanaa?, r v^^ ^ J>nliwr ^ 1003, bsfor? ?, p. OAMBL?, Notary Public
JULIUS STRAUS & SON, Agents,
1013 East Main Street.