Newspaper Page Text
Baldwin & Brown, That Racking,
L5S7 ! ast Main Street.
Rk hmond. Va.,
W HOLESALE HARDWARE DEALERS
aad jobber. ? Bti?VVag Materials, Lease,
Ct tarnt, Terra Cotta riff, etc Head?
quarter* fof Conductor PfoC and EaVM
Tl NJgfc. Tin in roll-, V. C. painted and
nhraaued, "Besttad" Rubier and < atar*i
Magnesia Roofings. Mill Work, Mould
mA Pbrch Material.
ICaa be pleasantly, qiji, kl;
I cured l.v Jeffries' No. 1 C
kly relieved arid
Get it to-dav. There isn't a better
reparation for*<x>ughs, colds, throat and
lMes ? the market.
(.et it fr?.in Vi
Safety '- .?? (ail aakea) a - toaraa
te.tsrm oir.?? a, good or kraal 'ban
aaw. Al*> ra.">n. cl ryj?''. -' ?
atrniBrD'a, in facr.dpr '.ooia "' all h set
All ?<vk ettMeasi asd r->araatr?*.
Drop aa a card far hat a?4 blaSa maUeev
Oriental Rugs and Carpets.
Complete line of rare masterpieces.
Only artistic repairing and tleaning WBffa
in the South. Write for price*. MjiI
order?. 215 North First Street,
Roland H. Childrey
II you want to buy or
ill Karin or Suburban
Home -ee u? aboM it.
Send for our new cuta- i
CASSELMAN cV. CO.,
10IH B. Main St..
C O HEN
n given prompt attention.
Main Street. Richmond. Va.
Invitations. Cards, etc.
Mail orders a specialty.
Virginia Stationery Co.,
?15 East Main Street. Richmond. \ a.
1 Black Cat Shoea fo
men .md vonca, hand -
f idift' Satin Even
Corner t i<;hteenth and Franklin St8.,
Richmond, \ a.
THE I P-TO-DATF DRUGGIST.
I A complete line of Trusses, and tittcd
i by an c\i?cri. A fuf line of Scringes .
[Rubber Goods and Crutches. A <om- Mg Soppen?, all eaUdeg
plate Mae oi roaVt and Itsdaratad Sqape Special attention
and Loanet) 'a Confections. Prescriptions ! _T3 nrtim
aad niail orders given our special aticn
N . W. Corner Third and Broad
Indies your ( on.'oings or Cut Hair
need our attention; made into beautiful
braids, pttffs, etc. Redyc those faded
braids made to look new. Our shampoo?
ing is refreshiii'.,' and healthful. RICH?
MOND HAIR STORE, Inc., 212 North
Fifth Street, Richmond.
TV ?_T~ L.l~~ Write at once for oar
Ulnlllg labieS Great Seven-Hundred
Reduced to i Page Catalogue.
It shows the great
st collection of bar
ain* that were eve
ii->pla>ed in one as
ort mem. Every ar
iclc priced represents !
?*.verv item priced way j
doer regular price-, i
A'e can safely guar- '
antee you a saving oi I
25 to 50 per cent on
t lie dollar.
' We can Match any Shade of Hair.
' Send sample and we w ill send on approval
Hair Switches, Puffs. Transformations, etc.
21 8ach Natural Wavv
Hair Switches, special, $3.50;
in regular shades.
Hughes' Hairdrtssin? Parlor,
THE GEO. A.
514 and 16 E. Broad,
Hundley's Reserve Pure Rye,
5 vcars old,
4 quarts, express prepaid.
Send postal fo Price List.
Hopkins Furniture Co. KENT
Everything for the home or farm.
0 West Broad Street.
The Bi? Store.
[PETERSBURG, - - VIRGINIA.
This Vrrirc'a IV Shipped to
Your Home', Anywhere, S15
Ord?r ?ne to-day end en
>y Ike unlimited enter
i.r's-st ar.,1 p ?aaure of
^arlns Ike sreat.a: stars
ght ?n your own baame.
,!d on e--.?. du*, nien's ;*
Writ? for cata
Mai: erdl I a a
A Thanksgiving Souvenir.
A daintv, appropriate novelty presented
with the compliments of
The American National Bank
Write ycir name and address in the^
s-paces below, cut out and mail this notice i,
Pettit & Company.
One or rr.or. eolora No w:>rj? to 'arf. at
too small for us to han.t>. Reasonable
pi Ires. Prompt deliveries Up-to-date plant.
Mal! ordere a specialty. Bend for ?amplea
iohmanv r.n not.r \riiivc rn?r.l.M,
Uovrrnur anil Ross *treet?,
We car furnish fee
reeaeaakla prire?. Mi
rerleel rooms or old
? comp.etc at
Suite* for the
327 West Broad Street.
Motor Cycles and Bicycles, new tad
second-hand. Repairing of all kinds
Cm-rate prices on sundries of all kinds
Write for prices.
Sour Stomach ?
Drop a Copodone Liver Pill down th?
food line. Nothing better than Robins'
("opodone Liver Pills for sour stomach.
A trial will convince you. In use over 35
years. Made in Richmond by a pharma?
cist of 55 year-.* experience.
A. H. Robins. 2d and Marshall Sts.,
"In bu.-int-..s for vour health."
Ala: erden Btvea prompt, ar.d careful at
Ttlon. Goods ih:pp?d, charf?i prepaid.
v. ; to Dept. M.
You Can Shop at Schmidt*s
A fullv organized department
takes care oi out-of-town order?.
Capable people till your order-,
MC that they are pa< ked and
-nippe,] to arrive prompt 1>
and in perfect order. All
orders sent , b> prepaid
Ouality?-that mea::- flawoTi purity and
costs no more here than mot housewives pa\ for
Our guarantee assures you satisfaction.
Y"our New Schmidt
Catalog is now read>.
A post-card request will
Fine Straight Whirkies for
every paipoae where the be*t is
Penn-> R\c. gaUoeL
(iib-..n Rve. S4 Kjaloa.
N o 7 BovrtNMt, $4 nRoa.
Write for cranpiete Ii-t. Sent
American National Bank
THE RICHMOND JEWELER,
?M2 ty. Main Street.
Repairing tine watches. I.arge-t stock
of Watches in the State. Old Watches
taken in en hange. For particulars con?
sult us by mail.
PETTIT & COMPANY,
By mail secure the same prompt atten- j
tion as though vou were here in person.
Horse Biaakets.$1.00 to $*.00
Prepare for the winter.
Lap Robes.$2.00 to $12.00
Rain ( overs .$2.50 to $3.50 ,
J. C. Dickerson i
FINE JEWELRY. STERLING SILVERWARE.
DIAMONDS AND PRECIOUS STONES.
Wedding and Anniversary Gifts
Fof over three-quarters of a ceniury we have served the Southern people and
? held their confidence by our manner of dealing and the goods we saV.
OUR ILLUSTRATED" CATALOGL'E will be mailed you upon request, and
within it you will find illustrated a mo.-t charming assortment of uselul and orna?
mental articles made of gold, silver, pi tintim and kindred wares.
C. LUMSDEN & SON, Inc.,
"Jewelers to the Southern People."
Manufacturing Jewelers and Silversmiths,
731 East Main Street, -
Should be of
Cost No More
\ Ll^r/1 109 Eavt Br?ad,
\ nCIC. Richmond. Va.
jiaiaa 11 ? aar? ? sLsi-'VaaearaBapeMi
We Make a Specialty of Things to Wear
Hard to Find Elsehwere.
Motor Wear?Liveries?Fur Coats -Full Dresj
Clothing?Thermos Bottles?Steamer Rugs
Carriage Robes- Nulife--Girls' Coats and Rain?
coats, and even thing men and boys wear.
Write us for samples, descriptions, etc Goods
\ sent on approval.
Ml W.e Broa.l. ni.hmond. Va
0. H. Berry & Co.,
This is Our Platform! RICHMOND,
<Cuntiir.ed From Firs; Face ?
at ?i\ p< r i-ent for ten years. The
.?nnunit> >m IS.a litt> ove- "". t-3
Pt cent: if Ihe term be twenty yars.
the annuity is a.TlS.-;. about 1.1 per
c?nt: If the term be fifty years the
annuity ia ?.'.444. a Mtle am ?',.:::: p.r
rent. The longer t!.c term, the small?
er the annuity, so tha?. in t is InfN
case, the payment on the prin ipal
betim?? absolutely insignificant and
Tanner Paint & Oil Co
HIT and 1419 East Main
K IchtnrtnJ. V'a.
M \ I N -I-IT |2V ^TRF.I T
A Oar prim sec cr-os sfsn*
srltfc das area* a* work we
rredccs, frees rbe big-seer
class of basalsSi te tbe s.as
tle Jab, reel" of wh*? tee
jeer oar Ves* starts
Whittct (A Shgppcrson
n il h Casars at. tueain
hardly distinguishable from the inter
eat rat<\ it starts at rents per
II??!. Use first year. and. at the final
year, is but the annuity el tM
[ per cent remains the same for every
i year of the term.
These figures point the way f-> the
I correct method f.,r the farm nurt^age
:.. ss ..f f . run. -1 i?tute?. Adont
I the amortization system, a:..l there
j be few foreclosures and ii sJNJaV
IeeeetSSBK But amortisation --uKs for
special institutions for its full play.
? Thee may be either associations of
borrowers. like famo-is I-and
?ehaften, or joint stock oomr'antes.
; like the land m >rtgage hanks of tier- 1
I manv and the Credit Fonder of
I France Oa the basis of Has mort ?
! g.ices that they hold, these ussocia- j
Hons and compani? s issue a;'d sell
J debenture bonds w i.Vh have a very
[arftas and suady market. By Ike Bass
of these dehenr.ir# s. funds ar- d-awn
to .-isrierslture from the out?id< invest
I merit market F.uropesn land I r*dit '
institutions, w'ich hsve gTttailsd
I money .n abundance to reai saftStS
Ieenssee for over a century, have low-;
ered the interest rate to the present
I minimum of three per cent. Ti:s w.is ,
j done be cfenM gnsafe. convenient, ne-j
l sotiabJe securities for the siv^ngs of
I all sorts of p> Jtde.
In addition to funds for the pnr- |
chase of land and its p?rm?.i nt Im
pro^fmetif. farmers Bogi fn.-ds for
o-? rating their property, and for this
purpose their per?or.al credit ahould
I be made avail <!>le. As In the case
?f mortgage loans, the facilities In
'tie* cosntr;. for making negotiable
i e personal credit oi farnvra ,-ire
The personal credit system fori
' short-f n-.e loans, such as has beg?nne
! the almost e- , slve means of dis
?? ? ' and deposit In agricultural QsT<
man>?.of eh;.', t ie Ralffelser bar*?
, are the best known t>pe-wotild re
I 'j-iire b:.t very few changes .n order
1 lo ada,ef It for uses of fsr:.e rs In
j many part* of the I'nlted State* hi
j these agricultural banks are rlmply
co-operative eocietlea. the credit of <
! e? h :s established upon t're solidarity
?>f its members.
This solidarity mar rende- the
members Individually liable w >h or
without.Um t for all the debt* of that:
association, according to the :-.?? of
the. artleles of agreement und ? wMeh
It Is formed The tendency Is toward;
erdlm'trd llaMlitr. f>r It In-; ?? con 1
ndeme and expands reaponsi'' !H ? el
the sdhTlng member*, T*>c lnnns of
thee* e< operai e ? ?? ne
ewred. east by mortgages, hot by the
personal obllgn'ion of the b.rrowera.
'?sualle guaranteed by two associate
members. The affairs of a few co
operative credit societies hav ? been
wound op. but na tsllayre lias -.ver oc
f IllWi ton to &fr.oslfors or credit
| ors. er a bdia> aweee* eseeeesw ad on
members. Their solidity is so widely
I reoatniz'd In Germany that in pO.nl IS
deposit? withdrawn from <?;!:.!- banks
? 1? en offered to these societies,
in Innerem 1H|?|SJ.
j The inherent strength ->f the co
| operative credit society is easily nn
' derstiod upon studying the principles
i which srov -rn it The liabi'itv is the
only thing about it which is ur limited.
The territory of its operation- Is limit?
ed. Xo sp' dilative >r risky iuvest
i mi nis are tolerated. The total amount
of IssaSa allowed Is limited. Ti'< rn.ixi
mint for indlv.dua! io.ms six ? d.
The term of the loan Is fired, gajl 'irn
ally . an run no Innge:. a :th icilCiSJslS,
than fr->m harvnt to harvest, if not
then paid by the borrower, his guar?
antors bSCWSSS liaide. The money ad
?-I mn l>e us*d onl' f..r a pro?
ductive purpose nod In the w .1 f SSfS -
etBJDy ngrred upon and. tbssbl the
clnlm he fought or tiie o.ntrct wil?
fully violated, lbs borrower !s eX
;>? 1 l?d from tie- sSCSSty and pract HBsJIl
b. conn s an outcast In his ciinnunit)'.
X i loo;d. si" haa been 1. ft In theory I
Slid practi e. Th< se . o-operatlVe ?n
< ?: ?.? are admitted to be splendidly
adapted to accomplish the object for
which tbej a ? deslsed. In some pro?
vinces of Oermsny thc-e is a BSCtst]
within a aiding distance of every
farm, comrof-.il. ? t. of only a
do-en or more neighbors, anl having
hot a few hundred d'-lls^s of n?scts.
an.l t !.i-rrigho.it the C< -m?n emp're
th?r? I? an avr-rags ,-?f one bark for
?Tery 1 .Son persons The very smail
n* ss r do.in Is to ita strength It per-'
mil* the farmers to watch ^nd en
ro;;rage ra.h other and p; ????? ..is im?
provident bor rowing" or the misuse of
a loi?n. These e..-T V rr. * t So
iie'l.-s hue lowered Hps; rate of in- j
?.r>.?! 10 ". or 4 per c<nt. bet rJaSSSB
money Is not the only good tr ? v <|o.
Organized snd mnnagei as Intelli- '
gen'l. as in O'rraarc I 0.00. rative
credit s.wirtle? would pllre th- motiCV
American farmers make \n tl . |r own
control and keep It in circulation for !
agricultural purpose a.
The fo-eigr moTttrage lean S'. e.
ties ?od companies, and trie ^ 1 i?
tnral cred.t sor-letles. (nvr.lve n 1 flnan- 1
rial principles that are not familiar in''
the fatted All?? "i ner- ? . i--.
wbv ae should not profit by the exper?
ience of France' and Ormnny and
bu'ld up In this country organisa?
tion* Hat will satisfy the fliamld
needs of farmers oere *? well as the
urganlzations In those ronnlri-? lake
care of the fnancial necrssi ?-t of
TSAOE NOTES FROM
ALL OVER VIRGINIA
All Part< of the Commonwealth.
Stkoar StgB9 of F'rosperitv
NEWPORT NEWS AIMING HIGH
1 "itrUTes Here ami Tiicrc From
Records Made Darias
the Past Y?W.
Ti.< tvvfj mt War n' I \ o: e>. up at tne
Inner end of the Valley. ad..ed rive mmW
ItaJraatllia ??? It*1 Industrie.! importance
thin year--an oak flooring factory, anj
Want an Ener?
getic Man to Handle
~ Our Line of Virginia
Grown Nursery Stock
I? rv-rv Bwaty in V.rtrinM and
.!?!?? .fim^ >f?-|es It y,m are ??
?.itiMtcxi tl'it Jon ?an trnr voiir
entire time. part ol \nxir time,
to the work, ?r hrli?\- ih.it onfj
u ill MO<i our propw?>ition \rr-, pr.,nt
Wiitr |?r mpth for full par
\ 'n ubr?.
Old Dominion Nuraenev
(.rower* mi Hifch t.rade \urv<r< 0
apple evaporating plan', an extensive
planning mill ami a co-operative
??reamery and cannery. Wayn.es
boro and Basic City together
already had about fifteen manu?
facturing plants, among them two
stove works, four furniture fctories.
three flouring mill*, two harrel ta- -
tl-riea. two tanning extract works, a
cider and vdn- sa - factory and a
hwiraulic ram factory that builds and
ships rams to all parts of the coun?
try All of th?-se industries are said
to he running with full forces, and j
have done prosperous business the past
vear. * j
Tie Hughes N'ut-I^vk Corporation,
which originated some months ago. for
the purpose of manufacturing a pat
erstes] ej?*t-teek, invented by K. U. !
Hughe*, has just installed a factory
iti Uvn. hb :rg The nut-lock is for use I
in raiiwty construction, and the ex
?M made with the Hughes in- j
\entlon by the Pennsylvania, Chesa
I?akr and Ohio, tbe Norfolk aar] West?
ern and other big roads having proven
very sati?fa.-tor\. duldlesa this
new industry for l.ymhburg will prove
to be a big thing
As New York. i?elng the greatest p**T
on the North Atlantic, is the great?
est manufacturing centre >f all that
region, so should Newport Ncas. the
.?...!. port" of the Jsouth. be Vir?
ginia's greatest manufacturing ettj |
Thus arg<i,a 'iie Newport New? T.meS-I
MirslS and adds
' When our new manuf.irt irtng zone j
is opened up. there a III bo no placet
In Virginia that ta egua! to it W i
both water and rail transportation ail
I he doors of the factories and the sa*n< ,
frelaht rat? that *? enjoyed by the j
most favored ci"ie* If Newport New*'
does not take the rank to which ehe j
ts fairly entitled, i; will be through!
the negligence of D ir oa n ?e?. !?? ?'
The town of Wsverlv :-as oi.tg-oa-nj
its depot facilities and has gotten tired
straight after the Norfolk and Western
authorities, and the chances are good
for a new and up-to-date depot gt
sn early day That la what Waverl*
needs ver\ mtscb.
The csnnerr at Walfcerfnn has s ce
oi.it of je.aee cases per -,ei ?r,,i uti
Ii;:e? th? s< r ? ? of T*a err.p' '? The
? ifpljt ? or..is-? ., ber-ie? im. b. <
pees, succ dash. corn, tomatoes and
At the Danville fair last fall one
erchard In Tstrck Coi.nty had thirty
threr varieties of apples on exhibition.
The -Free State of Patrick" will be
largely in evidence at the fr'ilt show
of the Virginia Horticultural Society
in I4 nchburg tliia week.
Suffolk's largest new luilMIng ere, t
eo! in 191- was a $J?.0G? high school
IcuiMing. of which the young city I?
very proud. Her t>i< tv.ikling for this
yer-r v? III M a $100.0<>o post-office, of
which she will be still prouder.
It is snid that Ike beat and finest
turkeys that found their way to He*
Y?rk. IMiilailelphta and other Vorth
<in markets this season, wont from the
.our.ties of Floyd, Montgomery and,
F.-lask:. in Southwest Virginia.
The deliveries of coal at the New-]
f?Tf New? piers hv !'? ?'. ?> I I'.'
Ohio Kai way the past y ??.?? r were as]
loUosva: January, r.ri.*:.". ton?: Febrti-|
ary. 3ns.S>? tons: Marek, .:r,?.iitl tons;
April, 4,r>*<M tons. Ma\. .tTIAi'T tons;'
-??utic. jvics.-t tons .!??:>. 311.151 tons.!
August. 333.1*4 tons: September. 2?>..
M tors OcteAar, ;7;.?.t tons: Xovetn
t?r. 2Z1.3-Z tona; December, SIS,***]
tons. Total. 3.Ti..*?$ tons.
The aWMveetsa ?r coal at the n*w
Secre?ary Siiafcr. of the Roanokr
Cuarrhfr of Commerce, claims a popu.
in- BfJ Bf close to 4?."lie for the Ma*:<
Ctty. not countina the suburbs.
Ten new business fMsMMMM nt?
were ataMed in \.yn< hlmrg dtinna
1?!S. This contribution of new cap tai
In the city's b leiness e*:*M.shments
aietiats to f:?s.i>es
Th? eof ?r. r-iTs par v = :;e p?
out in Wae*es last year something t?fm\
<l.??*.?*?? The fo-ir national banks ot
tiie town ar? now paving out $2.??..
in eami-annual dividends earned the
latter half of MS
On* hundred and flftr new resi
aV necs and twenty odd factories and
I Mores were eroded in Lyn-hbiirg ill
I the prosperous year just gone by.
The Massanutten National Bank of
I Strasburg has declared a 3 per eent
i semi-annual dividend on tts capital
stoek of $:'5.o00. and increased its sur?
plus from $l>""ci to $_?<>.'toe.
i F. M Runnels, who has been tba
I secretary of the Bristol Board of Trade
1 for some time past. Is al'out to leaTo
that employat to I? c.?me assistant
land and industrial ag- nt of the I'ari
lina. Clinchfteld and ' >hn> Kallroad.
Farmers to Meet la l.> aefchurg.
Lynchhurg. Va.. January 1.?eerctary
K H >lay:i dd. .>f the. " Chamber oT
Commerce, has received a letter from
L?. M. Blankcnshlf. ST.tte Secretary of
the Farmers' Educational and Oaa
operative I'nion. accepting the Iny'ta
tion to come here for tin- convention
I of that organization, which Is to ha
j held in the second week of February.
There wiil be a three-day convention.
I Ii is confidently expected that at least
lelegates a>ud visitors*,
will be present during the sessions of
the convention The sessions will bs
bsM In the CTfy Auditortum. which
will be donated by the Chamber Of
Brass Stescik Seak Staca-CertsfcaOe
4 South I2'>? St Pmonc Mosaoe 847
The Confederate Museum
i TWELFTH AJfD CI.AT srTR11 T"S>
Open f A. ? to I. P at
Admisaion. ZlC Free an >atu-4aya
DAVID T. WILLIAMS
CIVIL ENGINEER AND SURVEYOR
19% National Rank nf \irginia Building,
Thon* Mnnrn? Jle. Hi, hrnAftl. ltlrglrila.
Esaaunation?. Report?. Eetnrtatr?, ^r^inration*. and s?B?*rv??r>n of Coa
atruction of Raikoadv Strew R*ibra>?, Road BtriU*ag ?at Sttant Paevig.
v?irag? Syetfai? and Mater Work?.
s'ir\e\? and SaAdreiaioas of Saaaatru Timbrr and Mineral LearV, and
Survrv?, Plan?. Map? and Development mi < and Subnehan Real Lrtate.