Newspaper Page Text
(Continued From First Page.)
enUflo farmers, and arc pleased to
Ikno-w that they have become very
Important mcmbcni of the community
At any community met ting you find
them in the front seats listening anil
talking In an informal way and learn
ing as they have learned before that
there is .still more to be learned. In i
one case it is an old man who has I
boen reading, in another a traveling1
or business man who has learned the ,
value of good business and seen other |
places, 1 ti .-mother an industrious sort |
of fellow with goo'd taste who has |
just picked it up himself. In every j
case one finds an attractive home oc- j
cupled by inter..sting people. It is no
surprise to find a number of farm I
papers, a magazine or two, a dally j
newspaper, an indispensable county
weekly on thi family reading table.
Twentieth ( cntury Unlni,'i.
There are few families that cannot
tell you about the high yields of corn
club boys and abo'.it the dangers of
germ Ulsta.se.- .t so mysteriously play
havoc with their lives. It is not un
common to rams and motor wheels
at the springs along the toad and wind
inllis and ? at the wells on the
hills. And I am never surprised to find
n compete water and light plant In
any rather t .w P.King house on any
-well-kept i i :u In road construction
tho ru? ? t ?? ulne expectations have
boon ruij,;, . i. Some mistakes have
been made : <? n.?.? omission for main
tenance allowed, I ut that only stimu
lates provision - for another effort. In
ttplte of . i, ., y niarlties that have
t:orne in P a! . ? i, ? I constructing road
beds i\e- :i, ghhorhtxid that has an
Improve': i 'id is proud of it. Those
?who fa; t macadam roads will
lioon get intei-ented enough to make
g"Od dirt oi.'-.s, and such Implement as
King d i. ? t: ?; n.ay yet be seen In com
More ;.i'i ; !e sow crimson clover and
cow-pea: t.' .: ti wo;iPi be expected in
this !ii?<ii ii t ;ii: elimate. and alfalfa
patche.. - ?* t e roadsides of many
valleys lai . believed to be a good
tlilng, and ' ? . '.t in hood grinders will
help to S' ive the problems of long
hauls Jt . . i! ? ? ? i^ Jit that a good crop
cannot 1 i.i. ???! without fertiliser, so
that In us. d . - ". ledlelno," the for
mula r<-t im r.ei al|\ known "Mover
?e?d I. i t:)\ to ho thrown away,
cspe'd; 11*. v. ' ? :. th< plant does not last
more t' ? n t ?. y. r The big cattle
men J ?. ? v. In t a good pasture,
but the lit?I ? ? fellow.- do not tiirure
much on . . old pasture Held The
fheep '? . i iarety ;,;ive enough to
eat and ; ? I make t: *-ti own way
until ?' mi. > tiiio When ask
ed what :? ?<>??? v.ai planted, the
usual ie,'l i* j e white and yellow
corn. Every uro;n e : ve man has ex
periment*.': v. ?!, .umerous Improved
xaiicti. ,.f s? . and has generally
witn l:is dd variety more
? ? : era .i :.:. d Vet there- Is
'!? '"ii tii it ? g M.d, though yields
it. ?- low ? ?,iial;,y of land. Sub
foiling ? , plowing will be prac
t ?? I i ? ?? - draft lior.-es replace the
? ? tive ? nap'' t<d trotters.
J*' * I ? ? ?: -i-tod as the Hab
t> -?? ,i :? its way into the
' " e i.irniets become will
ing ? ' trouble to feed n COW.
'lai* -1 ? ? . -;rv grows, as doirs can
1- di.-.'e v.-.th Spray pumps are
' *o M::?- by the spread
? ' pi.i: ' ? i ? that us. <1 to be un
1 ear.l ..f
V: ? is r w nrr.eially used for
I'll- ?! it Iti.etitl.es the calf is
i in .a: ; Miter still bother chick -
ens, eve ti >?;. are pure bred, and
sotae | ? ; i. ?? know what to do
for til. a r (... as natural
us blue gj a - - tnl has the right of way
in si>rnt; p: s .rth
often in! : ?. . ! t ney ate four
years obi. .i-.'i ' en th<y may not go
on the b< ? .? ? ; et .Methods of sti?
ccssful n .ii;..-"ii.ent in t-d to be studied
I'oom for liii|iriivrmrnt.
"I find ( ?!!:'? examples of fine farm
ing nnd sti' ? --fal grazlni;, some homes
that are i<!> il ; appointment and spirit.
Fomo enter;t'aat are inagnlllcent
In scope tnav.agehetit Hut no
ph&so of romniunity life Is well or
ganized. then- is too little getting to
KCther. too tnu.-h doln?r the other fel
low. too niii' li mis! i tt.-t and misman
agement of j il?li< aii'airs. Those of us
?who are In t'.-- 'i.-M are trying to find,
recognize and encourage every good
thing In opinion and practice about the
home and *? i the farm, and trying to
discourage extravagance, indolence and
wrong impressions. \\ e have a good
opportunity t.? work through the
tchools, through clubs fot young folks,
through x-isits to farm homes, through
neighborho.. i meetings, and throtigh
newspapers :n 1 lecture courses at col
leges. There is a spirit of co-opera
tion arnonir the eilucation.il forces that
Is gratifying, a suggestion of reor
ganization and redirection of the com
munity life that is stimulating. Our
big problem is to get the right atti
tude of mind among all the people.
Instruction Is an easy thing to get
?when It is really wanted. Our pro
gress comes at as high a cost as does
our land, but it is as sure as the rock
under otir blue grass sod."
l-WTTS !'!IO>I AFAH.
Minor Xolr.i of mi Iiidtisfrinl Character
From All liver ?lir World.
Germany in lyi 1 made n.nvj.400,000
Kansas is said to need 20,000 harvest
hands this year.
Tlui United States produces about R8
per cent of the world's oysters.
Apples and asparagus arc among the
vegetables most easllx digested.
Tlio graphite deposits of Madegascar
aro to be exploited by a French com
Andrew Carnegie has offered Van
rterfiilt University, Nashville, a gift of
Minnesota's new prison at Stillwater
will cost $2,000,000. It is a "daylight"
There are 3:)l,3a0 government po
sitions under civil service regulation
in this country.
The first all-electric steel foundry
in Great I'.ritain is about to be estab
lished at Shetlichl.
irrigation has been practiced in
Spain nearly a century, the first canal
having been begun In 1SH.
Muskogee, (ticla., boasts a bakery
where practically all the work, even
the baking, is done by electricity.
In at least t hirt y-ti v?> countries
oysters support special Fisheries, and
in several more figure in the food
Harness to bold a fishing pole, so as
to leave a fisherman's hands free to
manage his bait or catch, is an Eng
German passenger dirigibles carried
3 0.2H1 persons on regular trips last
year without killing or injuring one
Electrical machinery is used almost
exclusively In a Philadelphia ice cream
factory that turns out ten thousand
quarts a day.
The encouraging theory recently ad
vanced that the mineral elements of
the soil are inexhaustible seems to bo
borne out by the fact that Chinese soils
are among the richest in the world
after 4,000 years of intensive cultiva
tJ(i?ort Arthur, at the head of Hake
Buperltjr, Is about to build the greatest
freight carrier on the Great Lakes,
with a graon capacity of $450,000
bushels. The boat will be 025 feet
long, nnd she will operate between
port Arthur and Collijitjwood, On
Loans and Discounts $406,662 33
Bonds, Securities, etc 88,257 62
Real Estate 15,000 00
Furniture and Fixtures 5,800 00
Cash in Vault and Due from Banks 39,032 31
Unearned Insurance 800 00
Capital Stock $192,100 60
Surplus and Undivided Profits.... 20.802 01
Dividends Unpaid 126 7S
Reserved for Interest, Taxes, etc.. 2,432 74
Bills Payable 40.000 00
Deposits 300.090 73
Commenced Business in May, 1909
SEETHOW WE GROW!
Deposits June 1st, 1910 - ------ $136,762.15
Deposits June 1st, 1911 ------ $177,206.95
Deposits June 1st, 1912 - - - $232,758.74
Deposits June 4th, 1913 - - $300,090. 73
In starting a savins account the best rule is the old one?"Do it now."
A man is worth what he saves, not what he spends.
We guarantee conservative management, with courteous and liberal treatment.
JOHN C. HAG AN
SIMON P. JONES
FRANK M. BOXLEY,
FRED R. BRAUER,
GEORGE \V. BROWN,
MINATREE J. FULTON,
President I F. HORACE HARDAWAY . . .
Vice-President | G. VERSAL BLACKBURN,\..
JOHN C. HAG AN,
F. HORACE HARDAWAY,
SIMON I\ JONES,
CHARLES H. KASTELBERG,
yawn rtr "wwiM'Tm.
CONDENSED STATEMENT OF THE FINANCIAL CONDITION OF
Main Street Bank
OF RICHMOND, VIRGINIA,
MADE TO STA^TE CORPORATION COMMISSION AT CLOSE OF BUSINESS v
JUNE 4, I9I3
GEORGE W. LANCASTER
WILLIAM E. TANNER,
SAMUEL P. WADDILL,
M. F. SWANN.
HOME OF A. R. HOLDERBY
I.ATKST III 1I,T IIOMK IX no\ AIR.
GREAT PROFITS IN I
; VIRGINIA CATTLE
Keep the Calves and Let Them'
Grow Into Big Profit
[Special to The Times-Dispatch.]
Washington, June 21.?That cattle
l raisers of the South, especially in Vir- ;
ginia, are losing thousands of dollars
| annually by a short-sighted policy re
garding the wholesale shipping of1
i their female cattle to other States, has j
j been emphasized by experts in the
Bureau of Animal Industry, Depart- j
1 ment of Agriculture.
When The Times-Dispatch corre
spondent asked what was being done j
with reference to the enlargement of
j this field of industry in the South, this
j statement was made:
"The South Is especially adapted to
i raising cattle, because of the long
, grazing season, the enormous areas of
cheap land, much of which is now lying
j idle, the great variety of pasture
grasses and legumes which grow lux-!
I uriantly on all soils, and because of
| the mild winters.
"If the Western ranchman can af- \
| ford to pay Southern farmers good
prices for cows, pay the high freight j
j rates to the West, stand the losses j
i which naturally occur during shipping j
j thin cattle such long distances; also \
' boar the losses due to a change of cli- i
I malic conditions, and then make money j
i 011 them, why cannot tbe Southern i
| farmer, who already owns the cattle, [
' as well as the grazing lands, and who '
| needs the manure upon the soils, keep j
, this stock on the farm and secure tbe i
increased profits? He can if he will ;
I free his cattle of ticks, Increase the i
| elliciency of his pastures by planting
mixtures of lespedeza, bur clover, white !
clover or perhaps molilotus, alsiko !
clover, and red top over his pasture ;
( lands, ami by raising more hays and ?
1 forage crops for wintering his stock
j and finishing them for market. The |
I surplus cattle can then be fattened by j
j feeding cottonseed cake on grass, or j
| grazing fields of velvet beans, while j
feeding some concentrate; or they can I
bo finished in the dry lot during the j
winter months. For winter feeding, no
roughage has proven more valuable
than silage, as the addition of It to a
feeding ration invariably increases the
size of the daily gains and reduces the i
cost, thereby making greater profits.
The quality and the quantity of silage ;
i which can bo produced on some of these j
jcheap lands cannot be surpassed by
j the high-priced lands of the corn belt, I
j whereas the cost of producing It is far |
i loss because of the cheap labor.
I "Tbe farmers of the South, are there
fore urged to discontinue this whole
sale shipping of their female cattle
to other States, to free ihe pastures of
the cattlo tick, and to increase the
number and quality of their cattle by
the use of pure-bred beef bulls. The
progeny will not only grow faster and
make larger and better cattle, but will
be far more profitable to raise and to
feed than are the natives. The soils
will bo increased in fertility by the j
manure, which gives such profitable
returns when applied to :he cotton crop ,
and puts vegetable matter into the soil. !
Tlx- amount of commercial fertilizer
necessary to produce a crop will he re- 1
diK-ed, and a more bountiful yield will
be produced." P. II. McG.
But There'll >"0 War.
Genera! Wood ?<*lls the graduates of Car
negie Institute that if war should come
we should need an army of 600,000 men. with
l^.OOO trained oltlcers. We might make
?toldlers of a fort out of our peaceful citizens,
but we should have hard work to muster
mor>- than 4.000 really qualified officers. "The
Inevitablo result." says General Wood,
"would he that disease would cause more
havoc than actual warfare." It's all true
enough, of course, but anybody considering
It seriously will he called a Jingo.
BON AIR VILLAGE
Citizens' Association Votes Down
lage to Be Lighted Da *k Nights.
Bon Air. Va., June 21.?In its sum
mer blothes the lovely village of Bon
Air never lopked lovelier than it does
this good summer! There is a good
deal of talk about the new Bon Air
Development Company doing great
stunts in the way of making the vil
lage on the granite hills a Richmond
suburb. There are all kinds of rumors
concerning the street car line which
now consists of a track from the cen
tre of the village to the Southampton
Bridge over the raging James, but
which runs no electric cars or gaso
lene cars or any other kind, and just
why the company Is letting the iron
rails lie there and rust out nobody
knows, and, as a matter of fact, but
few of the original Bon Air denizens
care. They know they have the love
liest village of the plain, and it is to
be doubted if they really wish their
place to become a thickly settled Rich
mond suburb. They are quite well sat
isfied with things as they nre
Bt>n Air is not an incorporated town,
but it keeps the best of order, and all
things herein are peaceful and quiet.
The government, if it lias any or needs
any, is in the hands of a volunteer
I congregation of the male population,
I who call themselves the Bon Air <"iti
| zens' Association. The association has
never done very much, simply because
| there was nothing much for it to do,
| hut new folks are coming in, the circu
lar autoplke front and to Richmond has
been finished, and the favorite drive of
Richmond autofsts is through the vil
lage; there is talk of Vhrious develop
ments, and the association thought ,t
might be well enough to get busy and
look out for these things. To that end
a general meeting was hojd last week
Money in Wheat
| $10.00 Byys Puts or Tails on 10.000 hunheln
! of wheat. No Further Kl*k. A movement
' of Br from prl^e irlvos you chance to takfl
ii'iOO.OO; 4c, $100.00, oc. $300.00, etc. Write for
1'llE CENTRAb STOCK AND GRAIN CO.,
I*ark UlUg., Cleveland, O.
at the residence of Polk Miller, and the
association underwent a kind of reor
ganization. A. R Holderbv, Jr.. a new
citizen and the builder of the latest
handsome residence in the village, was
elected president. It. 13. Christian was
made vice-president. and II. Carl
Bosch en was elected secretary and
treasurer. A half a dozen or more new
members were enrolled and paid up
their initiation fees, and the association
decided to pet busy. Various and sun
dry twentieth century proposition's were
discussed in the meeting, among: them
a woman's suffrage clause that Presi
dent Holderhy tried to get incorporated
in the by-laws. The president's mo
tion. if it had been adopted, would have
admitted to full membership and on
qual terms with the men folks all the
women of Bon Air who might desire
to become members. The motion caused
extended, not to say heated, discussion,
and tlnally a kind of near-suffrage
amendment prevailed. Under the by
law, as tlnally adopted, all the women
of I3on Air are or may be associate
members of the association, and may
serve on committees, work around gen
erally. and do any old kind of drudgery,
but cannot vote, and are not subject
to the payment of dues. It goes with
out saying that President Hoiderby will
appoint women on every committee he
is officially called upon to name.
The association proposes to light the
streets of the village, to have a small
sized police force, to look after sani
tary and health affairs, and in a gen
eral way to let the outside world know
that Hon Air is right largely on the
FERTILIZER IN AIR
(Continued From First Page, i
South, as well as from the. West; from
individual experience and experimen:
and from the schools of agriculture.
Another use for cotton seed now is
after the oil has been extracted to
"dump the hulls into troughs in the
pineries where the cattle feed during
winter. This food assists in rapid fat
"The State, of Columbia, S. C., sug
gests that the new fruit, cltrange, ex
perimented with in the Tennessee foot
hills of the Alleghanies, could he
grown throughout the entire cotton
belt. It Is the, result of a cross of the
luscious Florida orange with the hardy
but worthless trifoliate orange of Ja
pan, producing a fruit more acid than
the liner grades, but of a taste that
may bring it Into the favor of many.
In Tennessee and Georgia the trees
have survived li) degrees above zero,
and so it is believed the groves will
be comparatively safe throughout any
weather known to the cotton States.
It is believed, also, that trie tasto will
come into favor quite rapidly and gen
eral!}', as did that of the grapefruit,"
NEW IN VIRGINIA
(Continued from Klrst Pago.)
and banks would have their share.
So ^ these business men were anlcod
to ' lend their credit and thus
aectire the batiks. Hupposo eaoh of
ten business nwn became responsible
for 5250 at the bank. The bank then
loans $2,500 with which to buy oows,
which are sold to the farmers on rea
sonable time. |n brief, this la the
Ashland plan of obtaining farm loans
W 1th the money thus obtained, good
Judges of cattle went to the dairy dis
tricts in Southern Wisconsin ano
?ought good grade cows. These were
shipped to Ashland and sold at actual
cost to the farmers. When a man
bought a cow he signed a note Tor
the amount, and also a contract which
binds him to sell the milk or cream
I1 .<.the^ l0( al CK'll!n()ry. Kach month
half the csvam cluck goes to the
? armer and the other half to the bank,
to be applied on the price of the cow.
In this way the farmer slowly .pays
off his debt, and in the end will* own
a good herd of cattle.
The bank 1? doubly protected?In the
cream returns anil the credit of the
business men. The latter find their
trade increase,! through the money
brought into town by these cows.
Not X e vr |D Virginia.
This Ib the sk'-letnn of a plan which
has great possibilities In inanv other
places, especially In old Virginia.
m'1&i ^a,llan'1 is being much
talked about in Virginia just now as
If It were really something now. As
a matter of fact the plan was being
worked out in certain parts of Vir
ginia before Ashland. Wis., was ever
heard of by Virginians. If I mistake
not I pilnted In these columns more
than two years ago the story of how
George M. Robeson made the Far in vl lie
Creamery a success'by the adoption of
Just that method, which was original
with him, as far as he knew, and Kobo
son didn t try to jrot any patent on
the method or plan either. He simply
got the Farmville banks to back him
in buying good milch cows in carload
lots to be sold to farmers around Farm
ville on credit, and on the condition
that they would feed the cows well
and sell the milk and the cream to
the Farmville Creamery. The result
is the fai mors of sections of Princo
j 'Idward and Cumberland Counties, con
tiguous to Farmville, are now largo
cattle owners. and the Farmville
Creamery is a business success. The
so-called Ashland Plan" is not new
in \ ii glnla. but there is great room
for its growth and more general appli
cation. Let the batiks take due notice
and act and govern themselves accord
ingly, and if they want any more de
tailed information, I am sure G. M.
Robeson, of Farmville, will be glad to
WEST POINT NOTES.
I.line Industry May Centre ut "I'ort Itich
mond"? Ilrirkniiiliinc nt We*t l'olnt.
We.st Point Va.. June I'l.?Joel H. Watlcins.,
(TeoloRlHt of th- .-"outliern Railway Companyf
| lias been In town Investigating a rlav dei
[posit. and found the very clay he wns look
| In* for a few hundred yards beyond the ror
| porate limits of West Point of unsurpassed
quality for making a rcrtnln kind of brick
| While there .Mr. Watklns looked after an
| Iron or* deposit and some lime banks In New
Kent < 'ounty. about two and a half miles
, from \\ ? ? i l'olnt. 11?? found n natural .shell
I bed. twenty fe>'t thi.-k. near the top of the
I Kroun.l that will. when analyzed, show from
I TO to !m per cent ? arbonate of ltmo. KfTorts
j will be made to locate one of the State llme
I ?:rinding plant* here. The supply of shells is
Inexhaustible, of the highest quality, and
, - an be had al practically small cost for the
The Old Dominion Industrial Corporation
had a number of prospectors over on the
brl<-k-hou>e tenet. In New Kent, yesterday
l<'<.k!n? after and perhaps buying land, and
admiring the Neustadt home on the sain*
tract. ri?ht on the banks of the York River
The st eamer I.ouise, of tlieMattaponl Itlver
| is in Norfolk this week to be repainted and
I The people In tills r?i tlon are very much
(Interested in the proposed electric railroad
to be run from Itl< himmd dow n through the
Intervening counties and t>. < ross the (Ires
j ham Bridge, at est Point, and to go on
down into Gloucester County, seeking a ter
minus The fart that the road is to be
barked by lllohinond rapltalists seeme to
Insure It- enrly construction.
Southern .Mills I.cnd.
New Orleans. June '.'1. In his last report
the ^ecreraiv of the New Orleans Cotton tex
j change shows that the amount of cotton
brought Into si.rl t during 2<>; days of the
present season was 13.309.-tsi bales, a decrease
1 under the s.,me period last year of 2,ITS,SI0
ibaies. The exports were S.l-.m.T4T bales, u de
crease ol I.l'lVTi' bales. The takings were,
by Northfrn spinners. 2.r>il.S3t". bales; a de
I crease of I'.TP 27.k bales; by Southern spinners,
2.t3S.in bal?-. an Increase of L'SS.SSS bales.
CHARLES F. HUONALL
000 Travelers* Ilidg., Richmond, Va,
E. A. BARBER, Jr.
Certified Public Accvnatant.
E. A. BARBER & CO.,
213 Mutual Building,
Pliant Mnd. .*>1121. Richmond* \'m
The Success of the
Is not an accident, nor a
matter of luck, nor anything'
else hut the result of the
confulcncc tell by Richmond
business men and wage
earners in the solidity, care
ful management and supe
rior privileges granted bv
this new, clean and strong
If you haven't an account
we'd he glad to put your
name on our hooks.
One dollar starts p. sav
?VE WANT YOU TO OPEN AN AC
COUNT WITH THIS BANK.
Bank of Commerce & Trusts
^ KLtnl; aa<i Suoet*
Ninth and Main
CAPITAL and SURPLUS
Three Million Dollars
Safe Deposit Department
The Best in Banking 1
CAPITAL $1,000,000 SURPLUS, $1,000,003
In Olden Times
Men acted as Guardians, ad
ministered estates, etc. In doing
so, they often brought ruin on
their own families.
The modern trust company
has been evolved to avoid
such catastrophies in the future.
THE STRONGEST TRUST COMPANY
IN THE SOUTH ATLANTIC STATES
Surplus and Profits. .SI,."?()(),000.00
A "Different Kind of Bank"
For the Merchant and Manu
facturer Who Believes in
"Richmond's Strictly Commercial Hank."
Is all that is required to open a savings account in
"THE HOME TOR SAVINGS,"
and the money will draw 3 per cent interest per annum, compounded
Come in and let us talk it over.
Central National Bank
OP RICHMOND, VIRGINIA.
Capital nnd Surplus, - $100,000.00
INCREASE YOUR INCOME
By investing your money in high-grade bonds, where it will be abso
lutely secure, and you will receive not less than "> per cent interest.
Wo invite your investigation of this matter, and are always
pleased to answer all inquiries, regardless of the amount you have
to invest. r
Fred'k E. Nolting & Company
0l)S East Main Street.