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H CjrGGtlHS '"rm':"' You Joy and jK I HS Nineteen Twenty passes into mHfifi t liWM history with this week ' Have .lov in the knowledge. ui" accompish- 'IHh& I I p you doneai that you resolved '. HH p your account. opens our hearts to one another in Pf Bl jj the broad spirit of friendship and Mp 1 I jjflf CAPITAL $100,000.00 wiM- IPv II 1ST gSf SURPLUS $150,000.00 fMt I UNDIVIDED PROFITS $ 75,000.00 V T 1 TTb 1 HI i I fill National Bank w& 1PP: ' OFFICERS and DIRECTORS JB. VJ' X JL A XJ CI llli jf 1 Im'M PATRICK HEALY, President ADAM PATTERSON Vice Pres. f Jw - " ! Btf ,? P A. SMYTH, Vice President R. A. MOVES, Cashier I f I f TY1 tTTl Of v V! Sl'I J S HOUTZ Vlce President W. C. EMI FA Asst Cashier V 1 V U ill 111 LtJ Commercial National Bank cHASiM, - lilt I wv j w ABBOTT Vice President JAMES E ELLISON fT vS" Jj8W H ArvPM Tf-n EZRA RICHARDSON. Vice Presid-nt PARLEY T WRIGHT W' flJ jH IjlllPr1 fV I T A H H H HUD M A N V.cf Prei'dmt DR. J OWIGHT HARDING '1 A VVVJ-,i-i Al l J. H. RILEY Caslif H. C WOOD I ft Sk Our Christmas Yllletide 1 ' ' 1 I M Ipfj Sentiments M n"1" f I I J-'SF TP0 0UR many friends and patrons, the 111'?, jf lAAf lrtfO I' 'aB& ' rHf i First National Bank and the O-dcn - J-Jf T FT I I I I V h $ 1': . "P Savings Bank extend in sincerity the sea- ' f? I v?f M II JHi llc iQy ancl happiness incident tu Christmas V' F,: V - comes from the spirit of service, and that frl .... . same . spirit is the basis of all our joys he holiday season aftords an opportunity to express v throughout the entire year again the pleasure we derive from our business relations s I W,, The present year, 1920,' will long he remem- vilh ou' and T behalf ? our c!lli.ro organization, we t, fch , bered as one of the most prosperous in the w,sh for you and yours a Merry chr,strnas and a HaPP f . J history of the two institutions, and although and ProsPerous New lean l,M Tl Kg 'vi-1921 Pre5.ent new problems to solve, and p I'l "ew obstacles tu overcome, the New Year V 1 I IDS S Sd" greater 8rowth and prospcntv ! TTtih XTt ionl W 1 Vi KI Optimism, cunhdencc and WORK w,ll win - Lit JLA JL Ct LAvliCtA I et us a11 "PLl11 together." j Ji' J J?f May your Yuletide be a jovous one may KO "Tl 17" 1 0S yoii find the New Year filled with success, JLtlllV f'l I : E?s Of Ogden 1S I IWsa'VJ R B PORTER. Vice President yBBM I 1SBS'VI O. W. ADAMS. Vice President V . lyf5- :i JAMES F. BURTON. C;is!iler OPP.CERS M. 8 IBR OWNING B " ' ' (Plrst National Bank) M S. BROWNING. President DAVID C ECCLES riW.v, J SUMNER P. NELSON. Assistant Cashier WARREN L. WATT IS. Active Vlc Prei w JJ- WATT'S1N1 M T (First N.itlonil Bank! JOHN M BROsVNING TO'.W ' ;ii h- v T 'OixL c -r ,LJL." rj.mon.ii Bank) CHAS. E KAISER, Vice President JOSEPH SCOWCROFT c!!M S. T. JEPPESEN. Assistant Cashier 1K1TetJ , CHAS E KAISER rS'ViB 'Ogden Savings Bank) A. V. MclNTOSH, Cashier ,. j PA R K E R SfKW W F BURTON iFlrst National Bank) ' WM- H L00S' Assistant Caihler WARREN L. WATTlS -oAJeI i 1 ) M S. ECCLES JAMES F EUPTON (Flrit National Bank) 3 HP. X C MXT-A R0rNPtI?N GEORGE A. BARRY (Flr.t National Bank) A. T. WRIGHT f leffWU , s'MgM W ",TER T. C. MERCER (Ogdcn Saving:, Bank) JOHN tJHjM HKRV ii 18 I Wm first national bank ('apili" and Surph,s s mmM SSSb (PI OGDEN SAVINGS BANK ' 1 51: S .. .: " wttM B