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\4 1 1 4 7 ss.' Today's world's new* today. ZL VOLUME XVIII. NO. 41 I AR INSURANCE PROBLEMSARE EXPLAINED TO LOCAL LEGION Cf H^Giles, Repreeenting Gov ernment, Gives' Advice H on Lapsed Policies SERVICE MEN SHOULD FILE REINSTATEMENT Present Form of Insurance Good Five Years After, Peace Other Forms Charles H. Giles, representative of the Bureau of War Risk Insurance .and an insurance expert with over thirty years experience, who clearly I -outlined the features of the War Risk Insurance before ,the annual meeting of the Ralph Gracie pos of the Amer ican Legion, Thursday evening, at the rooms of the Bemidji Civic and -Commerce association, cleared up many a hazy idea that the govern ment insurance was costing too much -since the war is over, and the holders Tmve returned J their civilian occu pations. Principal Points. Following are the principal points brought out by Mr. Giles in his talk which proved to be of great interest to all who heard it: To extend the time for reinstate ment of government insurance to Juyl 1, 1920, a new ruling has been passed, that'all men who have per mitted their insurance to lapse since Teceiving theire discharge from th military servic of the S mighe take advantage of the reinstatement After July 1, 1920, the original rules for reinstatement will' again apply, reinstatement to be, made within 18 mouths after discharge, unless the man haes made paymentsIon -c sinc his discharge that case reinstatement must be made within one year from the time the last pre- TniHm was paid, even though this may be more than 18 months alter discharge. Making Application. la. making application for rein statement, men who have been dis charged for over three months must make a certificate stating that they are-In as good health and condition as when they received their dis charge, In case application is made in less^than three months after dis charge, no certificate as to condition need be made. Upon reinstatement two months premiums must 'be paid on the amount for which reinstated, one premium for the month' follow ing that in which discharged and the other for the month in which rein- Since the original army insurance is good for only five years after peace is -declared, several forms of policies -are toeing Noffered into which the present term insurance may be ron verted. Any man who is financially able to convert his policy into one of these forms of insurance, such as twenty-payment plan or twenty- year endowment, should do so at once and not wait until later when, on account of the increase of his age, he will have to pay a higher rate. For those 'who are not able to pay the higher permium on the converted policies at present should hojd to the term in surance and then, when the oppor tunity offers, convert it into the form which is desired. Policies Are Liberal. Thai government policies are far more liberal than similar policies in private companies. The government pottdes have a cash surrender and loan value, which commences one year after the taking out oft policy- Comparisons show1 PAVING CHEA THAN ROAD the poli- the tha the war risk insurance' plan, in the long run, is far m'ore expensive than the converted policies, although at the start the premiums are much higher. Instead of the increasing premium -under the term insurance, the pre mium for the converted policies re mains the same throughout the en tire time of payments and the rate is figured according to the nearest birthday at the time the' policy is converted. Since the passage of, the Sweet bill, government insurance on converted policies, in case of death, will now "be paid either in a lump sum'or in stallments as may be requested 'by the applicant Unconverted service insurance is stil payable in install ments. Should the applicant request that the payments be made in a lump 'sum or in installments covering any period of time over 36 months, the beneficiary may receive the payments over a longer period of time by so re questing but not over a saorter period. Compensation Paid. Besides the insurance the govern ment pays compensation to all men who were disabled through sickness or injury resulting from their mili tary service during the war. Every An important point nection with the propos* jfig improvement, that shoV^6 carefully considered by all tax payers, is that of maintenance. It has been shown by Concrete figures" from the state highway department that the cost of maintaining a mile of paving is less than one-twentieth the cost of keeping'up a dirt or gravel road. Grfcy figures show that it ha scost Bemidji an enor mous sum of,-money to keep passable the section of the pro posed paving route running through Nymore and coming up from the Soo right-of-way. If no paving is done, more money will have *to be spent this year on those two sections especially and this money will have' to be paid in one year by all of the taxpayers. It must also be remembered that if the Babcock law passes a part of the maintenance, charge on the two routes will be paid by the state, which agrees to keep all state roads in re pairs. Sentiment in the city is rap idly crystallizing in favor of the bond issue^The work of the speakers a^the theatres has been productive of splendid re sults and on Sunday another talk will be made to the mem bers of the Labor league, who are now seeing that the passage of the bond issue will be of great benefit to them as it will give work to a large number of men, will bring in hundreds of new tourists and create a favor able impression that will mean more business for Bemidji. The cost is low enough that no hardship will be worked on anyone, while the fact that the assessments will be spread over fifteen years is an added argu ment to the man along the route. Citizens are urged to talk the bond issue to their neighbors and to report arguments that brought up against it so that they can be answered in this space on Monday. ELECTION ON TODAY FOR CONGRESSMAN (By United Press.) Richmond, Mo., Feb. 14,J. L. Milligan, democrat, opposed John E. Frost, republican, in today's election in the Third congressional district to succeed Joshua W. Alexander, now secretary of commerce in President Wilson's cabinet. Political experts awaited the out come with interest, particularly be cause of the republican's attack on the League of Nations throughout the district, classed as rock-ribbed democratic. i NEW NOTE FORWARDED BY ALLIES TO HOLLAND (By United Press.) London, Feb. 14.The council of premiers has completed and dis patched to Germany and Holland new notes on the demand for German war guilty and extradition of the former kaiser, it was learned semi officially today. The notes were com pleted late yesterday. BEMIDJI LABOR LEAGUE "MEETS SUNDAY AFTERNOON At the meeting of the Bemidji Labor league in the Moose hall at 3 o'clock Sunday afternoon, the ques tion of the proposed paving will be brought up fer' discussion. A local speaker is also expected to make talkin favor of the improve ment being advocated for Bemidji. discharged service man is entitled to an examination at the expense of the government in case he is suffering from any disability through the service Compensation runs from $8 to S200 per month, according to the percentage of disability. Application should be made in writing to the U. S. Public Health Service, 744 Lowry Building, St. Paul. Better Service Promised. Better service is promised by the insurance Bureau since now the of fice is becoming better regulated and more accustomed to the work, and has a better standard of assistants than during the war, when it was al most impossible to obtain experienc ed help in this line. When the war risk insurance was first begun, the insurance 'bureau found itself the largest insurance company in the United States overnight, and with the great flood of work.which fol lowed was literally swamped. Mr. GHes was well received by his hearers and the information /which he imparted to the Legion members was of great Interest, especially to those who have either allowed their insurance to lapse or have not as yet converted their policies into another form. J' iffiSrSSS-l GE TODAY' S NEWS OUT-OP TODAY' S PAPER adV BEMIDJI HIGH AND FOSSTON TLAY SECOND TIME TONIGHT Locals Defeated in First Gaifce, Played in the "Museum of Plumbing" THAT'S WHAT FOSSTON CALLS ITS BASKET HALL poach Smith's "Hounds" Strain ing at the Leash Large Crowd Assured In what promises to be one of the fastest and hardest fought games of the season, the Bemidji High school basket ball quint will play the fast Fosston High school team at the Armory this evening. A good idea of the strength of the Fosston aggre gation can be obtained by glancing over the record for that team this season. It is the only undefeated team in that district, having defeated the strong Ada High outfit at Foss ton last week by a*score of 32 to 24, the Ada quint in turn having defeated the Crookston bunch by a count of 23 to 15. The locals defeated the Crookston team here earlier in the season by a score of 15 to 14. When Fosston Won. A month ago Fosston defeated Be midji at Fosston in the "Museum of Plumbing," otherwise known as the "Cracker Box," or "Gymnasium." Gymnasium is the nickname it has been given by the Fosstonians. The game resulted in a 51 to 25 victory for Fosston. Bemidji players and followers ailke are straining at the leash for another chance at the Fosston five. Coach Smith's tossers have been improving rapidly and have defeated Walker, Crookston, Mechanic Arts and Brain erd since losing to Coach Hughitfs quint from Fosston. Big Crowd Expected. Yesterday afternoon a big mass meeting was held at the High school assembly room in preparation for to night's game. The Fosstons arrived this noon with a large delegation of followers and Bemidji does not in tend to be outnumbered at the game this evening in the number of sup porters. One of the largest crowds of the season will no doubt be pres ent to witness the battle. Coach Smith has changed his line up a trifle since the Brainerd game and the change seems to work to better advantage for Bemidji. Higbe will be at left forward in place of Stapleton, who has been switched to Higbe's guard position. CIVIL CASES DECIDED AND TWO DIVORCES GRANTED BY COURT Jury Gives Farm 'Hand $600 Due Paid $2 for Six Years' Work Civil cases already decided at the present term of court include the case of August A. Radi vs. Lucy Redel in a suit for wages. Tb* dam ages were assessed at $600 by the jrfry and the amount is to cover the wages, of Radi as a farm hand for a period of nearly six years. During this time he claims that he received only $2 to pay for his work. The matter of Adolph Klein vs. Fred Brinkman and M. E. Brinkman was decided in Javor of the defend ant, and the case of E. J. Willits vs. A. B. Hazen was also decided for the defendant. Two divorces were granted yester day by Judge Stanton in his cham bers to Elias Anderson -vs. Anna Helena Anderson of Spooner, and Paul Gruszecki, aged 60, vs. Malanka Gruszecki, aged 41, of the town of ZippeL FOUR-MINUTE MEN SPEAK AGAIN TONIGHT On the proposition to connect the Babcock routes with paving through the city of Bemidji, which will be voted on at the municipal election on February 17, four-minute men will speak again at the various theatres this evening and outline the necessity of the bond issue at this time. G. W. Ham well will appear at the Elko tonight and at the Rex Mon day evening. W. L. Brooks will be at the Rex tonight and sneak at the Grand on Monday. W. Z. Robinson will explain the merits of the proposed paving at the 'Grand theatre tonight, and on Mon day night will, give the Elko audien ces detailed information. ags: ESMI?DJ I DAILY PIONE BEMIDJI, MINN., SATURDAY EVENING, FEB. 14, 1920 TRAVEL EXPENSES_ MAY BE COLLECTED BY SUPERINTENDENTS County School Head Entitled to Such, Decision of Dis trict Court I Thief .B&ver Falls, Mum.. Feb. 14 The long drawn out controversy to decide whether or not a county su perintendent of schools is entitled to his traveling expenses wbejf'-'bis du ties call him to outlying districts of his jurisdiction was decided in favor of the superintendent by Judgti An drew Grindeland in district court. The court holds that such compensa tion is allowable and that the supei intendent has a right to collect. While the case is one which all the county superintendents in the state are interested, it was (brought originally by George Gundersin to compel the commissioners of Pen nington county to pay hib expenses while attending to his duties away from home. The commissioners main tained fthat this cost was covei etl by the salary received by the official and that they were not justified in making any further allowance LABOR LEAGUE WILL HEAR VETERANS' AIMS 1 W. G. Hedenberg of Hallock, Minn., will talk on the aims and pur poses of the World War Veterans, an ex-soldier movement which has resulted since the demobilization of the service men began, at the regular monthly meeting of the Bemidji Labor league to be held in the Moose hall on Sunday at 3 o'clock in the afternoon. Several matters of importance will be discussed at that time and among the importantissues will be the pav ing bond proposition. All members are urged to be in attendance. WRESTLERS TO MEET AT GRAND THEATRE What promises to be the biggest event of its kind ever staged in Be midji is scheduled as an attraction for those who admire muscle and. brawn when scientifically applied, when L. C. Curtis of Bemidji will meet Dan Larkin of St. Paul in a return match the Grand theatre Thursday, February 26. Both men are well known in this city, having met here before, when Curtis won two straight falls. Lar kin at that time was unfortunate la having a nearly disabled right arm from two boils which appeared short ly before the date set for the bout, but which did not deter him in his determination to'fulfill the engage ment. Now ttiatl'he is again in the pink of condition",' it Is rumofed that several of his admirers from 8t. Paul will be present to "substantially" back their favorite. Ringside seats have been arranged for, as the spacious stage at the Grand theatre has ample room for i the bout, besides accomodating a numbersea whon FIGURES IN A ROMANCE OF THE WAR Emily Knowles, of England and her baby, whose father is Perley Spiker of Baltimore. He met Emily while in the army and romance developed. But Pcrlej is uiuiried, and when he confessed all to bis wlie, she urged Emily to come to America and make her home with them However, PerleyN brother, Gjiy, decided he wanted Einilj for his wile, so they have just been married, i wish to see close up- Ever i the house will be re served and the tickets will be on sale ten days in advance at the Grand 1 theatre. Mail orders will be filled I in the order received. i Weather forecast, 24 hrs., Markham: No change. LATEST MOTOR TYPES DISPLAYED IN DETROIT (By United Press.) Detroit, Feb. 14.Detroit was to introduce to the world of motordom here today several new makes of motor cars, at' the annual automobile show. Tljese cars, expected on the market for some time, were delayed by strikes and labor unrest. They were completed too late for the New York show. Practically double the space used in former years was made available for this year's show, and likewise double the effort to make it a suc cess has been put forth, according to officials. NEW TAX SECRETARY. (By United Press.) St. Paul, Feb. 14.N. A. Nelson, Stillwater, will take over the duties of secretary of the stat&tax commis sion Monday. He recently resigned as auditor of Washington county and withdrew as a candidate for secretary of state in the coming primaries.- MAYORS UNANIMOUS FOR IMPROVEMENTS St Paul, Feb. 14 Full steam ahead with city improvements, let not the present prices be a cause for delay! Forty mayors from as many Min nesota cities and towns, agreed on this distum at the second annual con vention of the mayors of Minnesota at The Saint Paul Stillwater Not Delaying Mayor J. R. Kolllnor, Stillwater, presided at the debate on the sub ject, "Should cities delay improve ments because of high prices,'* and he was not backward in saying that Stillwater was not delaying. We have got everything in the way of a commission that St. Paul has," said Mr Kolllnor. "Every time St. Paul appoints a new com mission, the mayor of Stillwater ap points the same kind of a commis sion. Some of them are not doing much, but we have got them." George W. Frankburg, Fergus Falls, said that in the work of pav ing, it is wise not to let the con tractors know what kind of a paving the council has decided to have. All the different contractors would bid against each other and the cost price would be lowered in that way. St. Paul Forcesjiow Bids. Mayor Hodgson, Sjp Paul, agreed with Mr. Frankburgflhut said that unfortunately the chwfcer of St. Paul obliged the City council to designate the special kind of paving it wanted installed. Mayor Hodgson described the system adopted in St Paul and said that the city was practically a competitor of the contractors on every Job and the result had been that the contractors put in more reasonable bids. Mayor George Hirsh, Austin, who led the discussion, took the position that high prices should cause no de lay in making improvements. N. Bergheim, kittle Fails, strongly recommended going ahead with improvements, if reasonable bids could be secured. Other speakers who took much the same view were Mayors John Street, Northfleld, L^ F. Johnson, Bemidji, and S. B. Duea, Pipestone. "PIQHEEjfS" CIRCULATION Largi mtral on this Larges circulation of any paper in North*"" Centra Mmn*ofX~-^dx8rtiiing accepted 45c PER MONTH WASHINGTONIS AMAZED OVER SEC.LANSING'S RESIGNATION Asked by President to Leave Cabinet Congress May Probe Differences MAY AFFECT LEAGUE O NATION'S BATTLE Washington Officials and Con gressmen Avoid Talking for Publication (By United Press.) Washington, Feb. 14. Official Washington today was apparently bewildered by the sudden resigna tion of Secretary of State Robert Lansing, at the request of President Wilson, who charged his ranking cab inet officer with trying to assume presidential perogatives. Talk of a congressional investiga tion ,at which the full story of the differences between Lansing and the president would be aired, the possi bility of the resignation affecting the League of Nations battle in the sen ate, and the possibility of the resigna tion of other cabinet officers, were some of the things discussed in private. Administration officials and con gressmen avoided any utterance for public consumption, however. It was pointed out today that Wil son, by condemning holding of cab inet meetings during his illness, would disavow responsibility for injunction proceedings against the coal strikers, a policy which has been widely condemned by labor. (By United Press.) Washington, Feb. 14. Further disclosures were believed imminent today in the controversy between President Wilson and Robert Lans ing, which resulted in Lansing's resig nation as secretary of state. Although Wilson's announced rea son for acceptance of Lansing's resignation was that he had called and presided over cabinet meetings without authorisation of the presi dent, prolonged friction over the con duct of foreign affairs led up to the final clash, according to correspond ence made public. The full story of the long con tinued conflict between the president and Lansing is expected to come to' light during the next few days. Frank Polk, under-secretary of state, today took up Lansing's work and all foreign governments were officially notified of Lansing's resignation. Reported differences between the president and Lansing, during peace negotiations in Paris, were recalled and it was remembered that Polk was substituted. More recently, the Mexican situa tion caused friction, it was stated. Lansing's notes to Mexico some time ago became more and more beligerent until the president took a hand. Ob servers pointed out subsequently that Lansing discontinued cabinet meet ings. WHOLESALE JAIL DELIVERY IS AVERTED BY WARDEN (International News Service.) Rawlins, Wyo., Feb. 14.A whole sale jail delivery that would have turned "Vanishing Bill" Carlisle, famous train robber, loose with other notorious inmates of the Wyoming state prison, was averted when W. H. Brine, acting warden of the peni tentiary, discovered an ingenious skeleton kep in the cell of one of the prisoners. With steel and tin the convict had manufactured a contriv ance that would open every cell in the jail. London.Food Controller G. H. Roberts is responsible for this: Hear ing a friend call his wife by the unusual namePegasia, he asked the reason. "Feminine of Pegasus. Pegasus was an immortal horse, my wife's an eternal nag." ANYONE KNOW WHERE THESE PERSONS ARE? Communication has been received by the city police department from Thomas B. Miller, Jr., and his sister of Carbondale City, Pa., asking that efforts be made by that department to locate their father, Thomas B. Miller, and their uncle, Miles Miller. Anyone knowing the whereabouts of either or both of the above named men will kindly communicate with the police department of the city of Bemidji or with the children at 214 Ponderley street, Carbondale City, Pa. i Mi