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PACIFIC MUTUAL'S GROWTH
AND GOOD BUSINESS
Notable Work of Popular and Pro
gressive California Company
Its Eminent Heads.
The Pacific Mutual Life Insurance
company of California came into
large prominence in the daily press
recently through its promptness in
paying a death claim to the widow of
Charles H. Wellman of Lakeville,
Ohio, within three days after the
death of Mr. Wellman, in the wreck
of the Twentieth Century Limited, at
Mentor, Ohio. Mr. Wellman carried
a $io,oo0 accident policy with the Pa
cific Mutual which doubled in event
of death in a common carrier. The
accident occurred on Wednesday
June 21, and although the company':
home office is 3,000 miles away, th<
perfect system of identification usec
by the Pacific Mutual enabled it tc
send a check for $20,000 on Friday
The Pacific Mutual, through its de
votion to the interests of its policy
holders and its promptness in payinj
claims, together with the securiti
which it offers by its unique legal or
ganization, has come to be regarded
not only in its home state but als<
throughout the Union, as a carefu
conservator of the sacred trusts wit]
which it is charged. According t<
last reports, no company in the coun
try is showing a larger percentage o
increase in its business than the Pa
cific Mutual. The month of May
1905, showed a total of new busines
written 36 per cent greater than in th
corresponding month in 1904.
The Pacific Mutual is a tremen
dously active organization, and offer
to policyholders contracts which cov
er every conceivable contingenc:
which can arise in a man's life, name
ly, accident, disease, total disabilic:
and death. These policies are safe
guarded by an old law of California
which is now extinct, save as it ap
plies to the charter of the Pacifi
Mutual. This law makes each direc
tor of the company personally liabl
to the extent of his private forcun
for the misuse or embezzlement o
the company's funds. The result o
this is to give the Pacific Mutual
board of directors who do not absen
themselves from the regular monthl;
meetigs of the board. There are n<
dummies, and the directorate con
sists of fifteen of the foremost busi
ness men of California.
Dr. Moore At The Helm.
The organization is headed by Dr
George A. ?oore, as president, whos
portrait appears in the Insuranc
Press today, and who ha,s been chie
executive of the company for almos
thirty years of the thirty-eight year
of its existence,,the first president o
the company having been governo
Leland Stanford, who was also it
first policyholder. Dr. Moore is al
insurance man by inclination an<
training. He is one of the few execu
fives who have begun their careers a
While a native of New York City
Dr. Moore's professional and busines
career was started in Leavenworth
Kansas. whence he came across th
mountains in the '70s to join the rank
of the Pacific Mutual of California
No man in the statce occupies a mor
enviable standing for his integrity
aggressiveness and his devotion t<
California than Dr. Moore. He ha:
directed the investments of the conm
pa,ny in a way to best conserve thi
interests of the policyholders, ena
bling the Pacific Mutual to pay ver:
harge dividends and -at the same timn
-to take a large part in the develop
ment of the home state. The magnifi
cent street railway system,s of south
ern California have been financed b;
the Pacific Mutual, as were the firs
great irrigation enterprises whici
have benefited California and it:
neighbors. All of these investment1
have been of the very i - hest order
produced for the Pace Mutual ex.
A Vigorous Worker.
Although a man of 72 years, and
veteran of the Civil WVar, Dr. Moor<
has the activity and the appearanc<
cf a man in his prime. He takes
large interes: in all of the activitie:
whc make for the improvement anc
uplifting of mankind. He has the
ation of the large fcrce of agents of
the company and bids-fair to live to
see the company he has nurtured and v
built up become a giant in stature as
it is in character.
Medical Director Cluness.
Living as next door neighbor to
President Moore is one of the best
loved citizens of California, Dr. Wil
liam Robert Cluness, the medical di- 1
rector of the company, who was ,one 1
of the organizers of the Pacific
Mutual. Dr. Cluness has also reached
his three score years and ten, but is
in the very prime of his active career.
Eastern people cannot easily under
stand how such things can be, but
octogenarians and even centenarians
are commonplaces in California. Af
ter forty years of active practice of
medicine. Dr. Cluness gave up his en
tire time to the office wi.ich he graces
in the company. Born of parents
from Inverness in the Highlands of
Scotland. the doctor has inherited
those rugged traits of character as
well as physique which combine to
make the great men of the world.
Though born at \Villiams. Ontario.
_ Canada. on December 29. ]83;. and
_ educated at Queen's colige. in Kings
> ton. Ontario. Dr. Cluness is one of
the best Americans to be met on the
_ Pacific slope (and it is here that
President Roosevelt said that he had
been made a better American through
1 his contact with the Westerners).
A Man Of Rare Judgment.
Dr. Cluness is a man of the highest
literary attainments and is a writer
f of note. After taking his doctor's
degree. in 1859, he settled in Peta
luma. Sonoma county, California, but
very soon removed to Sacremento.
e the capital of the state, and a little
later he married Miss Mary Laird,
daughter of General M. T. Laird of
Utica. N. Y. At the time the Pacific
S Mutual moved its home office to San
Francisco Dr. Cluness came with it
as its most important fixture. He is
a member of American Medical asso
ciation, the Medical society of the
state of California and the American
society for Medical Improvement,
- but first and ioremonst he is medical
director of the Pacific Mutual Life
Insurance company of California, and
e the agents of that company have im
e measurable faith in the judgment
f which has produced the most favor
able mortality record throughout its
a history. While sternly just, he is
pre-eminently fair, and every loyal
agent of the company accepts his
Sjudgment uncomplainingly, knowing
-that *he agent's interest is best con
-served by the safeguarding of the
Dr. David Starr Jordan has said
that "The truth which another man
ehas won from nature or from life is
enot 'our truth until we have lived it.
fOnly that becomes real or helpful to
any man which has cost 'the sweat of
ghis brow, the effort of his brain, or
fthe anguish of his soul. He who
rwould be wise must daily earn his
t These two eminent heads of this
splendid California company, though
-possessed of wisdom in a large meas
ure, have daily earned it.
A Qualified Assent.
Saturday Evening Post.
ISenator Allison of Iowa, has the
reputation of being the most cautious
man in public life. He takes no
chances, but always qualifies his
statements. His letters are marvels.
During the past session of congress
the senator read to Senator Hale a
letter he had written on a subject in
which Senator Hale was also interest
"What will he think of that?" asked
S"I don't think he will get much out
of it," Hale replied.
"I didn't intend he should,"chuckled
tThis incident led an Iowa man t'o
tell the story of the rash citizen of
Dubuque who once made a bet he
could force Senator Allison to answer
"yes" to a direct proposition.
Half a dozen friends went along to
see the miracle performed. They
entered Allis.on's office and chatted
on various topics. Presently a flock
of sheep, newly sheared, came by.
edhsesheep have just been shear
ed senator." said the man who had
made the bet. wxinking at his com
Senat'or Allison gazed earnestly at
the sheep. Then he replied softly:
A Correct Diagnosis.
An exchange tells of an old colored
eoman who called in a doctor to pre
cribe for her husband. The follow
ng is the conversation between the
voman and the doctor:
"What did ou say was the :rouble
rith my husband?" said the woman.
"I said." replied the doctor, "that
he most annoying symptom seems
o be water brash, or pyrosis, as we
loctors call it. He must be more care
'ul regarding the food that he eats."
"Dat am just what the matter with
im-pierosis," said she. "He's the
)iggest han' for pie you ebter see.
Hle eats most three pieces ebery meal.
[t surely am pierosis he am suffering
The undersigned will elect a teach
er for Union Academy on August i,
1905. at a salary of $3,.oo per month.
Applications must be sent to the un
dlersigned at Prosperity, S. C.
L. I. Feagle,
M. C. Moore,
J. D. H. Kinard.
NOTICE OF FINAL SETTLE
MENT AND DISCHARGE.
Notice is hereby given that I will,
as administrator of the estate of Mary
A. Kinard, deceased, make a final set
:lement on the estate of said deceased
in the Probate Court for Newberry
County. on \Vednesday, August 23,
[905. and immediately thereafter ap
ply to said court for lecters dismis
sory as administrator of said estate.
All persons holding claims against
said estate will present the same, duly
attested, by that date.
Jas. D. Kinard,
NOTICE OF FINAL SETTLE
MENT AND DISCHARGE.
Notice is hereby given that I will,
as administrator of the estate of Ellen
Sumter, deceased, make a final settle
men on the estate of said deceased in
he Probate Court for Newberry
County, on Thursday, August 10, 1905
and immediately thereafter apply to
said court for letters d::smissory as ad
ministartor of said estate. All per
sons holding claims against said es
tate will present the same, duly at
tested, by that date.
H. E. Todd,
Season Tickets Via. C., N. & L.
The Colum-bia, Newberry and Laur
ns railroad offers Season Tickets to
:he f:ollowing points, limiited until
October 31st, 19o5:
Asheville, N. C. $7.05
Flat Rook 63
Hot Springs 8.oo
Lake Waccamaw 9-30
Isle of Palms 7.90
Sullivans Island 7.90
Cross Hill '.95
Glenn Springs 4.45
Parties wishing to purchase tickets
to points beyond Spartanburg will
please notify me before the trains are
due, that I may arrange to have tick
ets ready on their arrivaL
For schedules or further informia
tion phone or write,
J. W. Denning, Agent.
Dr. R. M. Kennedy,
Newberry, - - S. C.
OVER NATIONAL BANK.
Best Mineral As
C. H. CANNON,
ear C.. N. & L. Depot
All tre dead of the Benningto
have been idemified: they numbe
J,c Strong. the York count:
(Pe:nnsylvania) hermit, died of blood
Thorough Collegiate Trainin
under positive Christian in
fluences at a minimum
Next Session begins Sept. 2,
JAMES A. B. SCHERER,
1785 College of
120th Year Begii
Letters. Science, Engineering. On
county of South Carolina. Tuition $
tory $10 to $12 a month. All candida
'for vacant Boyce scholarships which
Splendid location. Health r
year. High grade of work. Hi:
Conservatory advantages in Mt
Elocution. Hot water heat. E
Remarkable health record; of
Close personal attention to the he
pupil.. High standard of scholai
public occasions. CHARGES V
24th Annual Session will be;
address, REV. J. M.
There you will find
fresh and nice. Heac
Tetley's Tea, Asparal
French Peas, Apr
Grated and SlI
White House Coffee, White
Corn, Lobsters, Tripe, Ha:
New crop Ne
F Charleston 1905
s;'oTr, s. C.
is September 29th.
e scholarship giving free tuition to each
10. Board and furnished room in Dormi
tes for admission are permitted to compete
pay $100 a year. For catalogue address
HARRISON RANDOLPH, President.
esort. Over 2oo boarding pupils last
gh standard of culture and social life.
isic. Advanced courses in Art and
lectric lights and other modern im
ily one death among pupils in 23 years.
alth and social development of every
ship. All pupils dress alike on all
in Sept. 13th, 1905. For catalogue
RHODES, A. 3,
PRESIDENT, Littleton, N. C.
Good to Eat
imon, Roast Mutton,
1and Roast Beef,
set and juicy.
Cherries, Peaches, Mushroons,
n Loaf, Veal Loaf, Slice Ham,
w Orleans Syrup.
Newberry, S. C.
RRY, S. C.