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VOLUME Linn DUMBER 69 jEWBERRY, S, (? FRIDAY, JULY 28, 1916. E XW1C1S A V>?i?A, <L*y A lhA*.
? I ?
BIRD'S-EYE VIEW OF
RURAL CREDIT ACT
What the New Law Proposes to Do
terest Nerer to Exceed 6 Per Cent.
News and Courier.
Washington, July 25.?Many long
and complicated explanations of the
Rural Credits Act have been published.
These have wearied or confused
the average reader. On the other
hand, most of the brief descriptive
references to the Act have been too
general to give a clear idea of the
What the ordinary citizen would
like to know is how the new rarm
loan system is to work and how the
farmer is to secure access to its benefits.
The main features and the principle
can be shown in a few words
Under the Rural- Credit Act the
country is divided into twelve districts,
each of which has a federal
land bank. These banks which back
each other's loans, form the divisional
links of a system which is centrally
supervised by a federal farm loan
board of five members, appointed by
The Government supplies $9,000,000
to stacrt each of the twelve farm land
/ banks with $750,000 capital, the money
being returned to the Government as
the banks become gradnally the property
of the farmers themselves, as
will be explained later in this article.
Tha fori oral land 'hanks lend thrOUPTh
local farm loan associations in
amounts from $100 to $10,000 on approved
farm lands estimated to be
^orth twice the amount of the loan.
These farm loan associations are really
banks, except that they cannot receive
deposits. Neither can the federal
It takes ten or more farmers in a
community to form a local associatmTi
-and thftv must desire to borrow
at least $2fo,000 from the federal land
bank of their district. If the character
of thes^ men and the lands they
offer as security are approved by tho
officers of the federal system, a charter
is issued to them.
After being chartered, each local association
can receive ,application for
loans from as many farmers in its
territory as have land to cover the
amount. To get the money, however,
each applicant must become a member
of the local association and take
stock in it to the extent of 5 per cem
of his borrowings. Similarly, tlie association
itself must take stock in the
farm land bank of the district to the
extent of 5 per cent of the money
leaned ^through the association by the
Thus it will -be seen that the local
associations "will gradually acquire, foj
the automatic operation of the sys
tern, al of the stock of the twelve
district banks, and that the borrowers
through the local associations will
in1 the Same way acquire all of the
stock of the associations. In other
words, the borrower in a few years
"Rill own the entire system, the Gov
eminent being left with no functions
except protective regulation.
Borrowers will be required to pay a
certain proportion of the principal of
their loans every year. This annual
payment, constituting what is called
-'amortization," will be smaller in proportion
to the length, of time the loan
Ls to Tun, which time is never to be
more than forty years nor less than
The "rate of interest Is not to ex^
ft rvp-r fpnt in anv r\pt;p arid
nc-ver to be more than 1 per cent more
than the rate of interest carried by
the last bond sold by the land ban!*
when the loan was made.
Additional capital necessary to operate
and expand the system is to be
obtained from the sale of bonds based
on the mortgages owned by the land
banks, all of these banks being jointly
responsible for the bonds. Being
thus backed, these securities are expected
to be in such demand as safe
investments that in a few years the
- ^ + Ann rr A+- oil "fVl A
liiriut;! wiiu gvjvm icmu tan cm
capita! the land justifies at 6 per cent
or less in any part of the country.
K. Foster Murray.
[ TO AID SUFFERERS
IN FLOOD REGIONS
Whalej Presents Measures Providing
$100,000 for Relief in
Washington, July 25.?Appropriations
totalling $800,000 for the relief
of storm and flood sufferers in North
Carolina, South Carolina, Georgia.
Alabama and Mississippi are provide!
in joint resolutions introduced todaj
in the house and referred to the committee
on military affairs. The resolutions
also authorize the secretary oi
war to issue quartermasters' and medical
supplies to the needy.
The appropriations are divided
among the States as follows: North
Carolina, $300,000; Soutli Carolina,
$100,000; Georgia, $200,000; Alabama
and Mississippi, $200,000.
In addition to these sums $400,000 is
provided for flood sufferers in Georgia
and Alabama in resolutions introduced
Last Friday by Representatives
Lee and Burnett. Of this sum $300,000
would be spent in central 'Ailaba-1
ma, which recently was flooded, and
the remainder would be spent for relief
in southwestern Georgia.
Representative Britt introduced for
North 'Carolina and provides for the
I expenditure of $300,000 in Buncombe,"
Henderson, McDowell, Rutherford,
Polk, Haywood, Mason, Jackson, Clay,
Cherokee, Swain and Transylvania
counties. Engineers of the war department
now are investigating conditions
in the flooded district of the
State at the instance of Representai
tive Webb, who has supplied the re1:
partment with photographs of flooa
I damage and other data which have
j been sent to him from North Carolina.
j The $100,000 proposed for outh
Carolina by Representative Whaley
would be spent along the Santeb
river and its tributaries, which, went
out of their banks last week at the
. same time western North Carolina
Representatives Adams, Howard
! ;nd Bell were authorities of the reso'
lution for Georgia and they proposed
! an expenditure of $100,000 for the
.1 Chattahoochee river section and $100,
000 for the Coosa river valley.
i The resolution for Mississippi and
* ' - ^ 3 1 T? ? ??
AiaDama was oueieu oy xve^rcscuta
tive Harrison of Mississippi.
1 WALKING FOR HIS HEALTH
NOW NEARING CHICAGO
: The editor has received a communi1
cation and a newspuaper clipping
from Levi Jones the noted travellert
tramp who passed through 'Newberry
j in January on a hike from Augusta,
Georgia, to Chicago, 111. Jones in hi.?
' j letter which is a little short of the
j best literary style and spelling, says:
? "dear Editor, I donte forget you nor
| your reders Ether tho I am so Bisy
trying to get through. I have too
i hundred more miles to make to Chica'!
go. I have too hundred postmarks on
' my Book.. This has bin A moste trying
trip tho I would Rether dy o/
; the rode than give it uvp.^
"I am as Ever yores
, | "Levi Jones."
: j Jones has reached Greensburj.
. j Indiana, which is two hundred miles
.; from his goal, Chicago. He starteo
. j walking for his health in 1912, hi.5
. | physician having told him it was
> J walk or die. The walking seems to
i be pretty effective medicine though
1 probably a little hard to take.
CARD FROM DR. E. 3T. KIBLER
Editor of The Herald and News:
I learn that there "has been some little
misunderstanding tas to my rej
marks at the Whitmire campaign
meeting concerning the appointment
a whiskey constable for this county.
My statement, in effect, was that I
saw no need for this appointment,
and regarded it as a waste of the
money of the taxpayers. I did not intend
to say that Sheriff Blease wa?
responsible for the appointment. I
} am reliably informed that he ha6
Tiothin? whatever to do with' it. I
~hnll be glad if you will publish thh
Yours very truly,
E. X. Kibler. |
REUNION AUGUST FOURT1;
Little Mountain, July 24.?The annual
Newberry college reunion will
be held at this place on Friday, August
4. George B. Derrick of the class
of 1916, will make the welcome ad
dress. Other speakers will De ur. j.
W. Horine of the Lutheran Church
Visitor staff, James C. Kinard, winner
of the state orator's medal this year,
Chas. P. Barre, superintendent of
| education of Newberry county, and
[ President Harms of the college.
NEWS OF EXCELSIOR
Excelsior, July 27.?iVYte have had
a lot of rain in this section the past
lew weeKS ana coru -dim tuuvu cms
badly drowned and in the grass.
There will not be an over production
of cotton this year.
Mrs. Carrie Hartman left Wednesday
to spend some time with her sister,
Mrs. G. B. Lominick and familjnear
Mrs. Ben Wheeler of Columbia i?
visiting her parents, Mr. and Mrs. A.
Messrs Junius and Karl Kinard of
Greenwood have been spending a few
days with Mr. and Mrs. H. J. Kinard.
IMiss Ada Hunt h'as been on a visit J
to Misses Cora Lee and Viola Cook. I
Mr Robert Odell of Newberry1
spent Sunday with Mr. R. J. Crumpton's
A pity all cross roads along the
public high ways wa'sen't posted showing
the traveling public where the>
are going. This could be done with
very little cost to the county.
Mrs. Rhoda Watts will return home
this week from an extended visit to
her son, Dr. Pearl Watts of Florida.
At a recent meeting of the patrons
of Excelsior school Miss Gertrude
Bobb of Prosperity was elected to
teach, said school another year. Miss
Bobb has accepted of the school and
ihe patrons have made a good selection
as Miss Bobb is -a teacher of ex
pr-rience and knows her business in
th'j school room.
The continued rains have cut out
the, watermelon crops In this section.
Mrs. 6. M. D. Livingston land chilj
dren of Prosperity spent Sunday with
! her father's family, Mr. J. A. C. Kihi
After the weather clears up would
be a good time to drag the public
roads for they will need it badly.
We miss the trains on the Southern
road passing through this section.
Ain TrtWV TPTTPP
1 1/11/ XVfffll JUljXXUlV
Miss Gladys Miller returned to her
home in Little Mountain after
spending sevral days with her aunt,
Mrs. J. L. .Fellers.
Mrs. J. F. Lipscomb and young son.
John of Ninety Six, and Miss Julia
Matthews of Greenwood spent the
earlier Pfcrt of the week with theii
sister, Mrs. J. S. Werts, returning to
Y?/\c?rvAnfiTTA Tiatv?qc? r\r\ TnooHo V
liiCH 1 uuuuto vn JL UV/CUU^.
Misses Wattie and Sallie Lee Cromer
of the Mt. Bethel section spent
the past week with their sister, Mrs.
H. C. Fellers.
Mioses Aline and Mildred Fellers
i of Columbia have arrived to visit their
! i-ncle, Mr. J. L. Fellers for some
| tfjne. ^
The protracted meeting will begin
on the first Sunday in August at Mt.
Zion. The services of Rev. W. J. Nelson
of Rock Hill have Seen secured,
which promises excellent preaching,
j Miss Addele Fellers entertained
about seventy guests last Thursdav
evening at a lawn party in honor of
her house guest Miss Belle Young of
Pickens. The grounds were lighted
with electric lights and Japanes"lanterns.
Punch and lemonade were
served during the evening by a bevy
nf vrmncr IstHies
BLEASE RALLY DAY AT
GREENWOOD, AUGUST NINETEEN
Editor Herald and -News:
We are going to have a big Blease
Rally Day here the 19th of 'August.
Would be pleased to have you make
tne statement lurousu vuui wium?i>
so that his friends in Newberry and
way may be apprised of the meeting
ind attend. We expect to get reduced
**ates on all railroads.
'A'e are exnocting the largest crowd
"^resent of the campaigns in Greenwood,
'PROGRAM OF THE .NEWBERRY
COUNTY 8. S. CONVENTION
Lebanon Church, August 8-9, 1916.
First Day?First Session.
Song and prayer service, by Rev*.
T7I T 7 DaVU
ci. v. oauu.
Enrollment of delegates and appointment
President's report and message, by
Jas. F. Epting.
Secretary-Treasurer's report, by
J. B. O'N. Holloway.
The Sunday School Organized for
Service by R. D. "Webb.
Building Up tlie Sunday School'
Tnrougli tne Jb'orwara step nan, oy;
Miss (Agnes Ravenel.
First Day?Stecond Session.
Song and prayer scrvice, by Rev.
F. E. Dibble.
Reports from DiWsion Superintendents.
Elementary, Mr3. J. Sidney Derrick.
Adult and Home Visitation, Rev. Z.
Home, iMrs. A. J. Bowers.
Teachers Training, Rev. T. C. Cro
Secondary?13 years to 20?Miss
Temperance, Mrs. J. M-. Workman.
Missions, Miss Lizzie Neel.
Reports of Township Presidents:
1. What we have done.
2. What we are trying to do.
Township 1. Jno. II. Wicker.
Townships 2 and 3. T. W Keitt.
Township 4. J. M. Fridy.
Township 5, J. Sidney Mayer.
Township 6. Dr. W. Eh Senn.
Township 7. J. Sam Werts.
Township 8. I. Preston Cannon.
Tqfwnship 10. J. A. C. Kibler.
.Township 9. J. S. Wheeler.
Township 11. Wm. H-. FoIK.
j Uniting the Sunday School and the
, Home Through tne uraaie kou ami
: the Home Department, by Mrs. J. S.
Practical Ways for Mjaking the
Sunday School Attractive, by Mrs. E.
Discussion?Speeches limited to twa
Questions and Answers for "The
i Sunday School Teacher."
i The Teacher's Preparation of the
j Lesson, by R. D. Webb.
Class Organization for Men and
Women, by A. H. Bouknight.
Seo.ond Dav?First Session
Song and prayer, by Rev. S. C. Ballentine.
The Teacher's Duty, by Prof. O. B.
Questions and Answers on Sunday
The Strength of the Christian Appeal,
by Jas. C. Kinard. \
! A World-wide View of Sunday
' School Work and Pledges Taken, by
; Prof. R. D. Webb.
How We Can Maintain Interest in a
! Small School, by Miss Ola Brown..
Second Day?Second Session.
Song and prayer service, by Rev.
T. C. JCroker.
iAi Practical Standard for the Ele!
J mentarv Division, by Miss Agnes
I The Correction of the Home,- tho
! Church and the Sunday SchooT ?n
| Saving the "Teen Age Boy and Girl?
1 G. B. Cromer.
The Textbook of the School?Rev.
i F. E. Dibble. *
i Our Aims fnr the Year?Prof. R. D.
Reports of Committees.
Election of Officers.
Miscellaneous Business?Place and
Time of Next Meeting.
SPECIAL SERVICES AT
KINGS CREEK POSTPONED
On account of the unusual weather
j conditions the special services that
[ were to begin at Kins:s Creek on Frinierht
and run through the Sab
bath have been postponed till the thiri
Sabbath of September. All who are
rntorrst^d v.*ill please take note of
, this change. 1
T'.ie reir.Iar ?c*vire hol'l
next Sabbath afternoon at 3:20.
J. TV. Carson. Pastor.
Miss .Toe Dunn of Albemarle, X. C,
is the giiost of Miss Pearle Davis.
ITEMS FROM WHITMIRE
WMtmire, July 26.?Saturday- was
county campaign day in our town.
Many of the candidates were here. I
am sure that the week-end that they
spent with our people will linger
long in their memories. Whitmire is
entirely surrounded by streams.
These were swollen, our irienas aia
not even succeed in getting their cars
and many of them went away on the
train leaving their auto's with. us.
The last meeting of the Whitmire
Biographical Club was held in th?
home of Mrs. W. A. Andrews. The
character for study was Jas. H
Carlisle. The following program wa.carried
out, "Carlisle's Private Life
and his Influence on the State," bj
Mrs. Wm. Coleman, "Carlisle the Educator"
by Mrs. S. A. Jeter. Readinj
by (Mrs. T. W. Coleman. "Carlisl<
Lecture on Madame De Stiael" B3
his request Mr. iWm. Coleman, an ar
dent admirer of Dr. Carlisles at
tended this meeting. At the earnes'
< solicitation of the club he favored us
j with a few remarks paying a glowing
(tribute to the great educator. ,
One of the most' enjoyable event!
of the season was the Rook partj
given recently by Mrs. T. W. Cole
man in honor- of her sister, Misi
Bessie Parge&nd x of New Orleans
The following ladies enjoyed Mrs
Coleman's hospitality: Mesdames Wm
Coleman, T. H. Watson, J. B. Pitts, S
A. Jeter, A. M. Watson, H. K. Boyd, E
E. Child, and W. A. Andrews anc
Misses Frances Jeter, Nell Fridy, anc
Erroll Martin. Delightful 'refresh
ments were served.
Miss Erroll Mtartin of Graycour
after a .pleasant visit to her uncle
| Rev. J. M. Fridy and family, has re
turned to her home.
Mrs. W. D. Suber and children ari
I spending the summer -with her sister
Mrs. Inez MeCarley and children
i of Columbia are visiting her brothers
i Messrs Jno. M. and Z. H.- Suber, an<
i nthpr relatives and friends here. -
| ? - v
Miss Nora Cofuld after staying ?w<
week with her aunt, rs. S. A. Jeter
has returned home.
Misses Mattielene Trues&ale / o
i Kershaw is visiting her aunt, Mrs. Z
| H. Suber.
!.V?r. and Mrs. J. E. Cofield are spend
ing some time with their son, Georg
Cofield at Carlisle.
Miss Weinnie Henderson, who ha:
been gone for nearly a month visit
ing friends in the lower part of tffi
State and at Columbia, has return?*
Miss Frances Jeter is spending th?
j week with Mrs. Sallie Hardin ant
I other relatives in Columbia.
Mrs. M E. Abrams who hue a ver
sick baby has gone down to Mr. T
W. Abrams, hoping the change wil
do the little sucerer good.
Mrs. P. B. Hilton and children hav<
| returned from a visit to her parent'
in North Carolina.
Mrs. T. A. Beckett has returnee
from a short stay with her home folks
near Huntersville, N. C. Rev. t. a
Beckett went over for her in his ne^
ORDER OF SERVICES IN A. R. P.
fHrRfH FOR \EXT SABBATH
(Rev. J. W. Carson, Pastor.)
10 o'clock. Sabbath school.
11 o'clock. Morning- worship.
Subject of Sermcr "TTiat will /:
do in the end " Jer.
"T was ^lad when they said untc
- _ . 1?f Vl?
i me. Let us go 11110 uie uuusc uj.
A "handsome set of twins, a girl and
a boy. arrived at the home of Mr. an 1
O'r-r-nce Duncan in No S township
PREPAEIXG FOR CAMPAIGN
BAY AT POMARIA
Pomaria, July 27.?Tuesday, 'Augustl,
will be county campaign dayat
Pomaria. Every tiling is being placed
in readiness to greet the happy gsoup
I of candidates with a smile of welcome.
All places of business in town wilj
close promptly at 10 a. m. and remain
closed until 2 p. m. o'clock in order
that everybody may have a chance
to hear the candidates for the various
* * - ?- _ rrru ?
offices present teir piauorms. xjio
usual barbecue dinner will be served
in the grove. Ever effort will be put
forth, to make the dinner one of the
i seasons. Every body is most heartily
'! invited to be present and spend a
'' pleasant and profitable day. In the
afternoon there will be an interesting,
nail game between Pomaria and Saluda?.,
Both are strong teams -and a close
I game may be expected. *
^ Tuesday afternoon the Joint Council
composed of Bethlehem, Pomaria*
and St. Matthews, with a full representation,
assembled at the parsonage
for the semi-annual meeting. All the
churches of the charge were reprot
' ed ia a very prosperous condition 01
their own accord. Pastor Ballentine's
salary was unanimously increased in
J responds by the excellent christian . ;
7 V/ ork done by him and is family, some
" new furniture was added to the par3
j sonage for their convenience, and
other repair work will be done soon. jjs
Rev. Ballentine, together with hi? ; T?
cheerful christian wife, is a most able
, preacer and a distinguished church
"? I'OTtrw nvm
tVUl&Ci. ' " T: a. J UVU O 4 4V?VUK - - ' (M
1 sings upon them. May they have many ~ M
1 more prosperous years in our midst
| The Newberry Conference will ba j
lit Id at Pomaria,1 Friday,'Saturday anl N
t .Sunday. An interesting and helpful
' program has been arranged.
On Saturday afternoon, August S.
j from 6:30 o'clock to 10:30, an ic<v\
'cream supper will De served -1
a, grove of St. Paijls chureh, for the
i benefit of the oYung People's Society^
: Every body is' invited to come and
^ , help a god cause. ^J1
<S> ? <?
< <$> County Campaign Schednle. <? ^
:> <j> <?
Young's Grove, Friday, July 28th. jj
Pomaria, Tuesday, August 1st.
. j Longsliore's, Thursday, A'ugust 3rd. J
Chappells, Tuesday, August 8th.
Newberry Court House, Friday, Au-1
2 Jalapa, Tuesday, August 15th.
Keitt's Grove, Friday, August 18th.
3 Little Mountain, Tuesday, August
-' 22nd" ; J
2 J Newberry (West End). Saturday, . 3
1 August 26th.. 'IS
! The meeting at <Whitmire will be* ;
I gin at '2 p. m. The meeting at West A 3
3 J End wil begin at 8 p. m. All other.
*| meetings will begin at 10:30 a. m. 1
Frank R. Hunter. I
B. B. Leitzsey, . Chairman. j
;! 4 CAMPAIGN SCHEDULE ' |
' j ? <8> I
11 Orangeburg, Fridav. July 28. $|
; St. Matthews, Saturday, July 29.
Sumter, Tuesday, August 1. JB
Manning, ivveanesaay, August,
Moncks Corner, Thursday, Aug. 3.
I Georgetown, Friday, August 4.
Kingstree, Saturday, August 5. ^ ' I
Florence, Tuesday, August 8.
[ Marion, Wednesday, August 9. I
Conway, Thursday, (August 10.
Dillcn, Friday, August 11.
Darlington, Saturday, August 12.
\ I Bishop ville, Tuesday, August 15. I
; Bennettsville, Wednesday, Aug. 16.
) j IChesterfield, Thursday, August 17. I
! I CamGen, Friday, August io.
Lancaster, Saturday, August 19. J
Union, Tuesday, August 22.
[ Gaffney, Wednesday, August 23. :
[ | York, Thursday, August 24.
.I Chester. Friday.' August 35. * fl|
! TVinnsboro. Saturday, August 26.