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•. ?via -rS V."i-• '.^ ^,:. :n, rV^.l*0^£i:- :i Jl'ir i. .'.-•^'•i 'J. Vol. 21 No. 38 G0V.NEST0SW0ULD STRENGTHEN RURAL CREDITS DEPT. OF BANK Revision of and strengthening of the rural credits department of the Bank of North Dakota, is expected to be urged upon the legislature at its forthcoming session, by Governor R. A. Nestos. The proposals of the Governor are expected to embrace both the remedying oi defects exist ing in the law at the present time and permitting the continuance of the rural credits business in the future. In line with the Governor's policy as announced in campaign speechea of asking that the state industrial en terprises be placed in the hands of non-political boards of experts, it is expected that such a recommendation will be made with regard to the Dank of North Dakota. It is generally held in administrative circles that the distance of the Grand Forks mill and elevator from the state capitol makes it imperative that a board be named to manage the mill, but that the prin ciple of noiiTpolitical management of the industries also applies to the Bank of North Dakota. There are several measures said to be necessai-y in consideration of the rural credits department. During the last six months, the amount of money used from the Bank of North Dakota to act as a revolving fund for the handling of the farm loan business has varied from $600,000 to $ 1,100,000.00, averaging about $800, 000, and it is held by bank officials that the same amount of money will be needed for the efficient handling of the business for years to come. The legislature probably will be asked to provide for such a revplving fund, be cause of the uncertainty of depending upon available tax funds in the bank. Changes Held Necessary Under the rural credits law, the de partment is permitted to charge an amount to cover administrative ex penses, not exceeding one percent. There is, however, no provision for turning into the farm loan any excess there may be over the actual adminis trative expenses. One difficulty en countered by both the league and present administration in the sale of state bonds was that payment at ma turity was fixed by law at the state treasurer's office whereas most bond investors desire bonds payable in New York. It is probable the legislature will be asked to enact a law making the payment optional, either at the state treasurer's office or at a trust company in New York. The law governing the making of farm loans by the Board of University and School lands provides that the board may pay taxes and insurance upon land and buildings on which loans are made when the borrower is delinquent, but there is no such provision in the Bank of North Dakota law. The laws per mitting the issuance of bonds has been construed to mean that farm loan mortgages must mature within 30 years after the passage of the law, which would make the amortization period at this time but 26 years. It is desired to clearly provide for an amortization period of 30 years. It also has been pointed out that al though the limit of bonds which may be issued by the rural credits depart -ment was raised from $10,000,000 to $20,000,000, if tne department is to be This coronation takes place Saturday night, January 20th. Besides being Queen of the Circus the Elks will pre sent her with a beautiful diamond ring. There will be three oth.er valu able prizes given to the three next highest contestants. Any lady is eligible to compete for these four val uable prizes, all that is necessary is to register her name with Secretary W. J. O'Rourke at the Elks Club, get her tickets and start to work. Season tickets for circus week will be placed on sale this week. All members of the Elks will have these tickets. Tickets Will be placed on sale at all the leading places in town. We will not say much about the en tertainment being prepared by the Committee this week. The commit tee assures us they are bringing one of the best shows to Minot ever brought to this part of the country. A show that will be pleasing to both young and old. Don't forget to get your tickets on the Buick Sedan. All holders of season tickets are entitled to a chance on this beautiful car. Somebody is going to win the Buick. Why not you? Buy early and often. Watch these columns for more circus news. We will keep you posted on permanent this latter limit must be increased. Abolish Deposit Feature With regard to the Bank of North Dakota proper, it is understood that Governor Nestos is prepared to rec ommend that in the interest of econo my and for the welfare of the state to abolish the private or individual de posit features of the Bank and to devote the energy of the management of the bank to a complete development of the rural credits department and the handling of the funds belonging to the state and to the various insti tutions. When the present manage ment of the Bank of North Dakota took over the bank the individual de posits amounted to $26,000 and now are about The individual do posit feature, however, is held in ad ministration circles to be a commer cial function of the b'ank which ought to be dispensed with. It also is known here that Gover nor Nestos plans to lay before the legislature the question of action to make possible the payment without delay of all soldier bonus claims, on a basis somewhat similar to the hail warrant sales negotiated by the ad ministration. Salvation Army Drive for Funds Amounted to $3,600.00. The Salvation Army drive for sus taining funds was completed Satur day night and it was successful in every way. Air. Borgen of St. Paul, who came here to direct the campaign reported that. $3,600.00 in cash and pledges was raised and practically all of this came from the city of Minot. Mr. Borgan and Ensign and Mrs. E. Sher ping are greatly pleased over the out come of the campaign and thank the good people of IVlinot for their sup port. Minot's quota had been set at $3,100.00 and the city oversubscribed. The county campaign did not net a very large sum. Kenmare raised about $200.00, but little success was reported from other quarters. The- committees in charge of the campaign did not urge anyone to give more than they felt they could afford to give and whatever was sub scribed was given freely. On the final day of the campaign, a successful tag day was held, which netted about $360.00. Many school children and a1 number of ladies as sisted in this work. Prizes were of fered for those who secured the most money that day. The first prize, a camera went to Mrs. Sherping, who gave her prize away to a little girl. The second prize, a gold pencil was secured by Anna Linholm 3rd prize, a sewing basket, went to Marjory Mc •Carroll 4th prize, a $2.50 bottle of perfume, was won by Maxine O'Brien. Jesse Benton, Lillian Nelson, Magda lene McDowell, Helen Christenson, Edith Bacon and Sybil Malm were each given a box of candy. Breaks Arm on Way to Prayer Meeting While on his way to church to at-1 tend prayer meeting A. D. Kiell of Mott caught his foot in a piece of wire stumbled, fell and broke his arm. ELKS CIRCUS WEEK OF JAN. 15 20 WHO'LL BE QUEEN OF MINOT? To hit is history. To miss is mys tery. You will sure be a mystery if you miss the Indoor Circus being staged the week of January 15-20, 1923, by Minot Lodge 1089, B. P. O. Elks, at the Minot Armory. The Elks are leaving no stone unturned to make this one of the greatest events ever undertaken in this part of the country. If you miss this epoch making event in the history of Minot Elks, you miss one of the greatest treats of your life. The contest for Queen of the Circus starts in a- day ,.or two. The lady selling the most tickets through her own efforts or the efforts of her friends will be judged the most popular lady in Minot and also crowned Queen of the Circus. the show as new features develop from day to day. All revenue derived from this circus will go toward the Elks* Charity fund. South Dakota Stockman Weds Pretty Des Lacs Girl A delightful romance which had its inception at the little village of Vienna, South Dakota, some two years ago, when Miss Gladys Jose phine Opland of Des Lacs and Leslie G. Brekke, popular young South Da kota stockman met at the home of a mutual f.riend where they had been invited as the evening's guests, cul minated Thursday evening at the home of Judge Murray when that favored jurist united in marriage these two young people. Miss Olga Larson, a cousin of the bride, stood up with the couple. Miss' Opland, daughter of Mr. and Mrs. Andrew Opland, Des Lacs farm ers, had gone to Vienna to take a po sition with a mercantile firm of that place as clerk. After spending a couple weeks visiting at the home of the bride's parents, Mr. and Mrs. Brekke will return to Vienna where Mr. Brekke is one of the leading Hol stein stock growers of South Dakota, and will make their home on his large ranch near that point. The Indepen dent joins in wishing the happy cou plea long and blissful married life. Women Guard Building When Police Make Arrest George Foot, usually known as Geo. Hines, pleaded guilty to having liquor in his possession and Judge Murray sentenced him to serve 90 days in jail, pay a $200 fine and $10 costs, with 15 days additional if in default. Foot was discovered by some Minot women, in a basement of a vacant house, operating a still. The women guarded the house and notified the police who made the arrest. (Capjmcnt, W. X. 0.| OFFICIAL NEWSPAPER OF WARD COUNTY AND THE CITY OF MINOT &LN* CHRISTMAS IS ALU OVER WfTrt WARD COUNTY INDEPENDENT All Over—But the Shouting OH DEAR, ARNT vou DR.A.D.M'CANNEL HOSPITAL INJ NEW COLCORD BLK. CENTRAL AVE. Dr. Archie D. McCannel, well known eye, ear, nose and throat specialist, who for the past fifteen years bar. occupied the Scofield block with his offices and hospital, has moved to the second floor of the new Colcord Block, 33 West Central Avenue, which has just been completed. The new hospital is one of.the most modernly equipped institutions of its kind in the west. It was built espe cially for l)r. McCannel who co-oper ated with the architect, Ira L. Rush, in drawing the plans. No expense was spared to make the building first class in every particular. The wood work thruout is of beautiful selected birch, done in walnut effect. The floors are of hardwood maple, oiled and waxed. The bath rooms, washrooms and operating rooms have tiled Honrs and marble bases. The main waiting room and office' combined is large, light and airy. The office is equipped with two large built in fc'afes. Overlooking Central avenn is a private waiting room for patients, fitted out in luxurious easy chairs. 1 Eleven rooms arc occupied by pa tients and nurses. There are eleven other rooms devoted to the offices, library, operating room, kitchen, linen room and eye testing rooms. The lat ter are duplicates in every detail, en abling two patients to receive optical attention at a time. The kitchen is of pure white and is fitted out with a built-in cabinet of biri'h, and a hreakfast. table and high backed benches of the same material, all white enameled. New rugs of a rich design and new tables and chairs adorn the various rooms and hallways. The entire place is equipped with tasty pure white electrical fixtures. The hospital was built with an eye single to cleanliness so important to a hospital. In his new location, he has consid erable more room and he will be en abled to care for a larger number of patients with less effort. The construction of the building was in charge of Swen Olson, local contractor, who spared no pains to do his work well. The plumbing was done by the Minot Plumbing and Pleating Co., the electrical work by tlie Kopald Electric Co., and the paint ing and decorating by the Minot Decorating Co. The building is 40x 100 feet and the improvements, in cluding the cost of the new Hebron On and after January 1, 1923, the Taylor Drug Co., N. Main Street, will be known as the Saunders Drag Co. Cap Saunders, the manager and pne of the proprietors, has been associated with the store ever since it was start ed twelve years ago and during the past eight years has served as its manager. The store was organized as the Taylor Drug Co., because Frank P. Taylor, now manager of the Leiand Drug Co., was one of its organizers. The new name of the Saunders Drug Co., will be much more convenient and proper, inasmuch as Mr. Saunders is its manager and devotes his entij'e time to that concern. This store has enjoyed a remark ably fine business. Mr. Saunders is a very capable merchandiser, a good advertiser, a quiet unassuming man who does big things witfiout making any particular fuss about so doing. THE INDEPENDENT HAS THE LARGEST CIRCULATION OF ANY WEEKLY IN THE STATE This Issue 12 Pages ViHftT vo you MEAN? AIL OVER brick front, aggregate more than $ 16,000.00. The Shirley Grocery Co. and the Savings Loan and Trust Co. occupy the main floor, and the business of the Western Grocery Co. is conducted in the basement. lr. AfcCaniiel has secured a ten year lease on"the second floor from the owner, G. D. Colcord. Dr. J. A. Smith, a well known spe cialist, is a member of the hospital staff. Bottineau Has Unique Community Building Walter Lee, publisher of the Ana nioose Progress, was in Minot today, (iii-oute home after spending Christ mas with his family in Bottineau. Ml1. Lee states that Bottineau has just completed one of the most use i'ul community buildings in North Da kota. It is 70x140 feet, elliptical in I r-hape without any posts in the center jjnd will be used for a skating and filing rink in the winter, and in the summer and fall for agricultural shows and fairs. The Bottineau curlers, headed by 1 Dr. Durnin are expected to be heard from and Minot would like to take on some of their best players during the winter. 1 The operating room has been fitted with a new operating table of the lat est design, a new sterilizing equip ment and other of the most modern appliances. The entire room from tile floor to ceiling, including the equipment, was done in a soft gray .shade. The new building was constructed under the supervision of the trustees of the Presbyterian church and cost $3,000.00. There is no indebtedness against it. Dr. Wheelon Attended the Parker Funeral Dr. Frank E. Wheelon returned Sunday from Westbrook Maine, where he accompanied the widow of Dr. L. V. Parker and her two daughters and the body of Mr. Parker. Mrs. Alex Bell of this city also accompanied the Parkers. Mrs. Parker, who was quite ill at the time she left Minot was still reported in a weakened condition, al though she was able to attend the fun eral which was held in Westbrook a 1 Dr. McCannel has received numer ous compliments on the attractiveness of his entire place and deserves much credit for his progressiveriess. week ago Sunday. Dr. Wheelon re mained for the funeral. The remains were interred in a beautiful cemetery not more than two blocks from Dr. Parker's old home. Dr. Wheelon reports that they were compelled to remain in Chicago for 2-1 hours before berths could be secured. Westbrook is a suburb of Portland. Donnybrook Woodmen Elect Donnybrook Camp No. 0218, Mod ern Woodmen of America elected the following officers for the year 1323: Consul—P. S. McKenna. Advisor—John Steinberger. Banker—J. B. Leighthall. Escort—Farnk Kirklie, Jr. Clerk—E. T. Bowman. Sentinel—August Barke. Watchman—J. G. Egan. Trustees—E. T. Cory, Wm. A. Pul len. August Barke. SAUNDERS DRUG CO. NEW NAME FOR POPULAR DRUG CONCERN Minot, Ward County, North Dakota, December 28, 1922 Subscription $2.00 Per Annum '¥c&rl\i O S I 0 ,=-, ii V,1: Captain Forester Team—Art Bean. Immense Crowd Attends Midnight Mass at St. Leo's An immense crowd attended the midnight Mass at St. Leo's Catholic church Sunday night. Every seat was taken half an hour before the services opened and hundreds of chairs were placed in the aisles. A large number were unable to get into the church. The children's choir sang at the opening of the service. Mrs. Cath erine Baker directed the church choir, the music being played by an eight piece orchestra. The music is con sidered by far, the most beautiful ever rendered at St. Leo's. The services were in charge of Father Ulrich of St. John's University, assisted by Fathers Schneider and Raith and Robert Feehan, a student at the St. Paul Seminary. The ser W!on was delivered by Father Ulrich. C.D.SEE IS PRESIDENT MUTUAL BLDG. & LOAN ASS'N OF MINOT Andrew Jacobson Celebrates Half Century Milestone Andrew Jacobson, bonanza Burling ton farmer and rancher, was 50 years of age Wednesday, and the affair was celebrated with an enjoyable family reunion at the Jacobson ranch. The following were present: Mr. and Mrs. 1). R. .Jacobson and daughters, Henrietta and Almyra Eriek Jacobson, wife and .son, Albert, of Rolla Bertie Jacobson, wife and daughter, Margaret and the father, Carl T. Jacobson .Mr. and Mrs. Matt G. Evcnson, Phil Myers and .1. W. Saniuelson. The guests enjoyed a famous feast of roast goose, .roast turkey, and all the good trimmings that go with a banquet of this kind. After dinner, the company sat around telling stories of the good old days in Denmark and the even better ones that followed the emigration of the Jacobson family to America. Andrew Jacobson is a member of one of the best known pioneer fami lies who settled Ward county. Mr. Jacobson is a prosperous farmer, who tills the soil extensively and well. He makes a hobby of breeding the famous Jacobson Shetland ponies. Nestos, Herigstad and Stenersen Form Law Partnership The law firm of Nestos, Herigstad & Stenersen has been formed for the practice of law in the present quar ters in the John Ehr block. The firm of Nestos & Herigstad has been in existence for many years, no change being made when R. A. Nestos left for Bismarck to become Governor of North Dakota. Mr. Her ifistad, state's attorney, continued the work for the firm and when V. E. Stenersen became assistant state's attorney, he moved his law office into the building occupied by Mr. Herig stad. Mr. Stenersen has been elected state's attorney and now returns the compliment by appointing Mr. Herig stad his assistant. Should Mr. Nestos ever retire from public office he will undoubtedly re turn to Minot where he lived for so many years, to again take up the work he left when he was elected to the highest position within the gift of 1 the people of our state. Salvation Army Good to the Poor Ensign and Mrs. E. Sherping of the local Salvation Army Corps, distribut ed food to nearly fifty needy families in the city the day before Christmas. The food consisted of potatoes, chick ens, butter, coffee, sugar, canned goods, cabbage, nuts and candy. Presents were given to more than 100 children together with nuts and candy. New clothing was sent to the children of several families and good warm blankets provided for the sick. A Christmas tree was arranged for the children at the Barracks Tuesday night, the building being crowded to the doors. The program was given by the children, under the direction of' Mrs. Sherping. Hans Balerud is spending his holi day vacation in the Twin Cities. State Well Drillers to Convene in Minot in January The state association of well drill ers will hold their annual convention in Minot, Jan. 2.'i, 2-1 and 2n. Prof. Howard Simpson, state geologist, will address the gathering. The Farm Bureau of North Dakota will hold their annual convention here at the same time and Lhe big Inter national Bonspiel will be in progress in Minot on those dates. A special railroad fare to this city will be given during those days and the old town ought to be quite lively during the week. It is expected that 700 farm bureau delegates alone will attend their meeting, and several score of Canadian curlers together with sev eral other clubs of the state are to be represented. Governor Nestos Spent Christmas in Minot Governor R. A. Nestos was in Mi not over Christmas, being a guest at the home of his brother, Dr. P. A. Nestos. The Governor returned to Bismarck Tuesday. He is getting ready for a strenuous time during the legislative session and contemplates going to the Battle Creek, Mich., San itarium for a few weeks' rest at the close of the session. Unique Fraternal Emblem Louis Moe is waring a unique Ma sonic watch charm. It is a beautiful Indian arrow head, presented to him by a pioneer Minot jeweler, John F. Cooper, who died more than 15 years ago. Around this is a band of gold, I formed from a gold ring worn by Mr. Moe's great great grandmother in Norway more than 200 years ago. Burdell Barririger, who claims that he formerly resided at Velva, was picked up by the police today and may be examined fo.r his sanity. He has been living alone in a little far paper ed shack along the Soo. A meeting of the Mutual Building and Loan Association directors was held at the Leiand hotel today, the following officers being elected President C. I). See. Vice President: Geo. W. Kemper. Secretary Aksel Bratsberg. Treasurer: D. Colcord. Attorney: Ray O. Miller. The other directors are R. M. Gra ham, Henry Wilson, W. E. Borene, John \V. A.orreo, A. .,1. Christenson ami Ma\ Johnson. The company has received its char ter and the by-laws as adopted have been sen to the Blue Sky commission for approval. The company will un doubtedly be authorized to do busi ness by l''eb. 1. The plans are for the secretary, who is the manager of the Union In surance Co., to transact the business in hi.- present quarters for the pres ent. The expenses will be kept down to the minimum and the lirst loans will be made within six months. Money will he available for building residences and business blocks in Mi not and the directors will consider all loans carefully before passing on them. No loan can be secured for more than 60 per cent of the value of the property. Investors from anywhere will be enabled to become members of the company, altho no loans will be made outside of the city of Minot at the start. The investors will be guaran teed a fair rate on their money and those who need money to build or to improve their property, will be able to get it at a fair rate of interest, payable on the amotorization plan. A thousand dollar loan, for example, will become paid up in ten years by paying in six dollars a month. One putting $600,000 in a lump sum into the company will receive $1,000.00 back at the end of ten years. Those investing money in the company may get it back at any time with accrued interest by giving a reasonable notice. The new company will offer the very best kind of inducements to anyone who will want to save their money regularly. A few dollars saved each month will within a short time accu mulate to a good sized sum. The banks of the city will welcome the organization of such a company for it will enable prospective home owners to secure money that no bank is in a position to loan. It is esti mated that 100 new homes in Minot would be occupied if they were in readiness. 1 The president of the Building and Loan Association is C. D. See, mana ger of the Minot Sash & Door Co. He is an energetic young business man, who has won a reputation for doing business strictly on the square. The directors will devote their time in building up the organization which gives promise of becoming one of the strong institutions of the state. Pastry Cook Plaza Pioneer:—Jo'hn Lunaas tried his skill at fancy pastry cooking last. Friday and made his wife a birthday cake which was a dandv. TOUGHS WITH BURGLAR KIT FOUND BY OFFICERS IN ROOM Three t.jugh looking characters were arrested by Officers Bronson, Brundage and Shire in Room 34 of the Smart block early Saturday morn ing, the fourth member of the gang making his get-away down the fire escape. The men gave their names as John Anderson, 32 years G. E. Brown, 38 years, ami Eric Taylor, IS years. These men ar:1 held in the city jail and Chief Byrne took finger prints of them this afternoon, and will send them to the Bureau of Identification, in hopes that these characters, who are withtuit dhubt desperate charac ters, may be identified. Officers found in their possession a lot of fuse, caps, a bottle of nitrogly cerine, hack saws, punches and chisels. A number of shells and a .32-.20 Colts revolver were also founjJ. These men have been jailed as vags for the-present. They have been in the city for about two weeks and it is suspected that they may have had something to do with the blowing of the vault of the Lone Tree State Bank recently. One of the men objected to having his finger prints taken, declaring that he did not want them to fall into tho hands of the Canadian authorities. Pictures of the trio were taken. The young lad is not a bad looking fellow. He claims that his folks live at Van Hook. It is possible that he will be sent home. He was without money and says that the men have been feed ing him. He does not tell anything about the men that would incriminate them. Judge Lynch gave them 20 days for vagrancy. One declared that he was no vag and that he played cards for a living. Nels Quale of Sanish butchered a hog that dressed 500 pounds. Sounds like an Illinois or Iowa news item.