Newspaper Page Text
L PASO HERALD
Monday, Sept. 19, 1910.
II You're Looking
For something out of tlie or
dinary in men's furnishings;
ee ns the out of the ordi
nary men's furnishers and
hatters. The fact that we
are 'catering to the hest
dressers of this city should
convince you that for style,
quality and reasonableness
of price, we can satisfy you.
Get the Habit. Pay Cash.
. A. R. ENCAMPMENT
IN ATLANTIC CITY
(Continued from previous page.)
had died in service. The total enlist
ment in the UnlQn army for the full
war period approximated 2.S59.000. No
one has ever yet been able to ascer
tain exactly how many individual sol
diers were in the federal service, but
deducting the supposed number of re
enlistments, it is found that approxi
mately 2,C20,000 men saw service in the
Union cause. There had been killed in
battle 67,058; 43.032 died of wounds
and other injuries, while disease had
claimed 224, 58C. Those the cause of
whose deaths were unclassified aggre
gated 24,852, making a total death roll
in the cause of the Union of 359,528.
In other words, fifteen out of every
hundred soldiers who went to the front
lost their lives during the war.
The Finnl Review.
It was at the suggestion of secretars
Stanton that the armies of Meade and
Sherman were reviewed formally be
fore their final mustering out. This
review took place in "Washington on
the twenty-third and twenty-fourth
of May, 1S65. One of the features o
tie occasion was the display of a long
banner at the c&piiol declaring that
"the only national debt we can never
repay is the debt we owe to the victo-
rious Union soldiers.'
Founder of G. A. R.
The G. A. R. had its inception in the
mind of Chaplain "W. T. Rutledge and
surgeon G. F. Stevenson, during a trip
Into Mississippi in 1S64. After the war
they conferred together and in 1866' at
Springfield, Illinois, took the initial
step looking to the organization of the
G. A. TL The first post was establish
ed at Decatur, Illinois, April 6, 1SG6,
and the first national convention of
the organization was held on Novem
ber 20 of the same year.
Tomorrow Hospitals in America.
FORUM HOLDS ITS
At an informal dinner Saturday even
ing at the Angelus, the Forum of the
Y. M. C. A- held Its quarterly election
of officers. H. W. Browder -was elect
ed president to succeed H. W. Crawford,
who had just completed two terms In
that position. E. P. Rankin was select
ed vice president, C. L. Sirmans was re
elected secretary and treasury.
The executive committecr of four Is
headed by George Helde, assistant sec
re tary of the Y. M. C. A., the three re
maining members of the committee be
ing R. W. Hafey. Franl Smith and Ash
ley T. Reed. Charles Owen gave the
principal address, his topic being "The
Advantages of Becoming a Regular
Member of the Forum." Retiring pres
ident Crawford and H. W. Browder, the
newly elected president, each made a
brief talk to the members of the Forum.
The Forum is planning for a series of
Informal dinners and open meetings
during the fall and winter, in addition
to its regular literay programs.
ALL REPUBLICANS WILL BE
TREATED ALIKE BY TAPT
Whether Insurgents or Regulars They
Will Be Treated Alike In the Dis
bursement of Offices.
Washington, D. O, Sept. 19. Indica
tions are that the letter written by
Chas. D. Norton, secretary to the pres
ident, to an unnamed Iowa politician, is
an expression of the policy of president
Taft, to be followed by various depart
ments of the government in their atti
tude in matters of patronage towards
all Republicans, whether they be Insur
gents or regulars. The letter itseir is
a direct statement that so far as pat
ronage is concerned, regulars and in
surgents in the Republican ranks look
alike to the president.
A food as nourishing, more
delicious and economical
than meat. Quickly and
easily prepared. Try it.
Ask 3-our Grocer.
IS ropii nor
Plans for Reduction of Sates
and Other Important Is
sues Are Discussed. -
CONVENE AT CHICAGO
Hy Frederick J. Hnnlcln.)
Chicago. 111., Fept. 19. The National
j Fire Insurance Agents convention,
1 which met in Chicago today, is an event
of great importance in the Insurance
world. Just now there is a widespread
effort among insurance companies to
cut down the commissions paid to
agents. It is claimed by the insurance
companies that In the past too much
cent of the nremiums were naid back to
j the insured, while 37.3 represented the
expense of the business.
Insurance statistics afford perhaps
the best evidence of the effectiveness
of the crusade against national waste
in the United S'ates. Figures covering
the first half f the current year show
that it is the first year since 1905 that
the losses from fire in the United
"tateo have fallen under $100,000,000
for the first six months of the year
Insurance men believe that the declin
ing ratio of loss may be another fac
tor in the reduction of insurance rates.
That there is still great opportunity
for cutting down fire risks is shown
by the fact that if they were as good
in North America as they are In Eu
rope, our annual loss today from fire
would be only 90,000,000 instead of
Beginning of Insurance.
Fire insurance had its beginning in
the great London conflagration of 1666.
Relatively speaking, this was the most
disastrous fire the world has ever
known: the actual loss then sustained
amounted to 50,000.000, which would
be more than $300,000,000 according to
present day valuations. Three-fourths
of all the houses in London wore de
stroyed, and ten years after the fire
there swas still abundant evidence ot
the destruction it had wrought. In
1C67 the first regular system of insur
ing buildings against fire began.
Nicholas Barbon opened an office and
had some success. In 1680 he organized
a partnership known as the Fire Of
fice and did considerable business, j
About the same time the city of Lon- '
don went into the business, but its
of the premiums has been used in pay-
mg agents. It is admitted that Insnr-
ance rates are nnw tnn hisrh uTiri thv
something must be done to reduce them
It being believed that a reduction of '
rates will result in more than a cor- '
responding increase in business The l
last tew months have witnessed a
movement all along the line to stoD '
the cut-throat enmtm ihnt ),, i
Kbeen going on, the insurance men be
neving that such methods do harm
to the business rather than good.
Reduction of Rates.
There i ample room for a reduction
of insurance rates and much opportuni
ty for hewing down of expenses Inci
dent to the business. This is shown
by figures furnished in the report made
to the New York commissioner of in
surance, covering a period of twenty
years ending on the first of last Jan
uary. During those two decades pre
miums aggregating $3,391,000,000 were
paid to the insurance companies re
porting to the Xew York department
of insurance. During the same period,
losses aggregating $1,988,000,000 were
paid. The expense of conducting the
business amounted to 1,256.000.000.
It will be seen from this that 5S.6 per
experlment of municipal insurance was
not very successful. In 1683 the
Friendly Society was organized. It be
ings an association of individuals un
der the mutual plan. In 1696 another
mutual, not the Hand-In-Hand,; was
organized. This company is still in
Charles Povey has the credit of being
the originator of the idea of insuring
the contents of buildings. He organ
ized a company for this purpose in
1706, and when his venture did not suc
ceed he anticipated modern corporation
methods by organizing a holding com
pany to take over the other. This
was known as the Sun Fire Office, and
exists to the present day, making it the
oldest non-mutual insurance company
in the world. Marine insurance had
been resorted to long before fire in
surance first came into existence. Being
the seafarers of the world, it was but
natural that England shouM have been
the birthplace of a modern marine in
surance. First American Insurance.
In America the first insurance busi
ness was marine. In 1721 John Copson
of High street, Philadelphia, advertised
his business in the Philadelphia Mer
cury, and became the forerunner or
that great brigade of advertising
agents of insurance companies in tne
United States. In 1752 John Kidd and
William Bradford announced them
selves ready for the business of insur
ing all sorts of property and goods. In
1752 the Philadelphia Contriburorship
was established, na.ving the endorse
ment of Benjamin Franklin. In 17S1
a dispute arose in the Contrlbutorshlp
as to whether property with trees in
front of it should be insured or not,
some asserting that trees around a
house prevented effective fire-fighting
and others that they did not. The
sign of the dissenters was a green
tree cast in lead, affixed to a board
which was attached to the front of the
The National -Board of Fire Under
writers was organized in 1866. For
many years there had been such a
reign of unstifled competition that the.
insurance companies were in danger of
going to the wall. In this embarrass
ing situation they got together and
organized the Underwriters' associa
tion, whose members were confronted
with the task of adopting rates, rules,
and regulations that would permit tha
j insurance company to live and let livo.
Ancient Insurance Custom.
In reviewing the history of fire- in
surance one is impressed with the, fact
that there is nothing new under the
sun, for although modern insurance be
gan with the great London fire, the
idea may be traced back to the very
dawn of civilization. In Assyria 2500
years ago, the country was laid off into
communes. Judges, priests and mag
istrates were appointed in these com
munes to levy contributions for fire
less on every member of the communi'
ty, and this form of government Insur
ance has come down through all the
succeeding ages, and is in vogue still
in some parts of China. In 1220 the
laws of count Thomas, of Flanders,
I provided indemnification for loss by
It is estimated that there are nearly
2000 mutual fire insurance companies
in the United States. A large propor
tion of these are small associations do
ing business in rural districts where
the fire hazards are not great. But
while there are ore mutual insurance
companies than any other kind, the
business they do is but a small per
centage of the total fire insurance
business of the country. It is estimated
that more than 90 percent of all tha
fire insurance in the United States is
written by incorporated stock com
panies. These companies, as a rule, pay
a commission of 15 percent on all busi
nss written by local agents. In soma
principal cities insurance brokers ara
to be found. These men represent the
insured, and deal directly with the in
surance companies. They are paid a
commission of from 5 to 7 percent, and
while representing the applicants for
insurance, their pay is derived from the
The Mill Mutual Insurance companies
are an interesting development in tha
Insurance world. These companies are
formed as much for the prevention of
fire as for the payment of insurance.
They have established a thorough sys
tem of inspection, and require every
policy holder to take such steps as pre
ventive engineering may prescribe for
the safety of the insured property. One
of the installations for the prevention
of fire is an automatic sprinkler.
When a fire brea.ks out in a factory
as soon as the heat reaches a certain
W miked Rlack
HAVE a letter from a woman In
Terrie trouble. She signs her
letter "A Broken Heart."
It is too long to print, but the gist
of it is that 'the woman is married to
a man who treats her brutally. Beats
her. laughs at her. breaks up the fur
niture just to see her cry. and then
dresses himself in the brand new suit
of clothes she bought him, puts on the
diamond rins: she crave him a few
months asro "to trv to nlease him" and
goes out and makes himself so agree- Dear me, don't let him laugh alone
able to everyone he meets that no- I at a Sood Jke like that-
body can see why she isn't happy at ! Laugh at yourself and take the corn
home with such a charming man for ! fort of It. Be as fat as you want to
a husband. i be set some good-natured friend to
Now. In the first place, dear woman,
your heart isn't broken at all.
You feel as ifi:
as if it war. and I don't
blame you. but it isn't, it's just crack
ed a little, that's all.
You say you have given this man
everything he has to wear and to eat
for the past year. That you have found
positions for him, and that the only
thing that you haven't 'given him is
the home In which you live.
- ery well.
It is your home. Isn t it. not his? It t
"""as given to you by the husband who
died. Well, then, live in it in peace.
If tne nian you've married won't let
'ou be happy in your own home, lead
politely but firmly to the door, bid him
an amiable good morning, go out in
the kitchen and get the very nicest
M tl-v litnhonn vnn Vrmiv Vin-nr tn nnnlr
i s.- a ti... --i,v,,i.. t. -
Hiviiu n o Ji mice lutuuj in i.j ea.i.
it with you and begin to live again,
You are in a dream now a hideous
nightmare. There's nothing real about
X THE hotel where I am staying
there are several invalids, elderly
women who are obliged to go about
in wheeled chairs. On a drive the other
day I saw a girl scarcely out of her
teens who was evidently a confirmed
invalid, her poor back bent almost
i It had been raining for three days,
j and I hate the rain, so I had grumbled
J and thought myself a much abused per
son. And then I thought of those three
invalids, who must spend the rest of
their lives deprived of freedom and in
constant company with pain, and 1
blushed for my ingratitude and peevish
ness. There are things to be sad over, but
there are many more to rejoice over.
There are life and youth and love and
the beautiful world.
Perhaps you have left youth behind
you, but at least you had it once upon
a time and many of its memories are
Grow Old Gracefully.
But rouge will not make sunken
cheeks plump nor remove Time's writ
ing, the wrinkles, nor will false hair
deceive any one but the woman who
wears it- ,
There is a beauty in growing old
gracefully, and the wise woman does
not disdain it.
Keep your heart young, that is the
best way to keep your face so, and the
easiest way of keeping the heart young
is by looking for the bright side of life.
Sometimes, when I am out of doors on J
a sunshiny day, it suddenly comes over
me. What a happy, happy woman I
should be to bfe living in this beautiful
I feel more sorry for the blind than
for any one on earth.
Think of the horrible fate of shutting
your eyes forever to all the glory of
earth and sky.
It is hard to be gay and light-hearted
if you are in constant pain.
That land oZ pain is holy ground,
where the strong walk with blundering
step and unseeing eyes. They are full
of ready sympathy, but they never can
No. 16 The Most
FOR several days Helen had cherish-
ed a wonderful secret. It seemed
too precious, too intimate, too
wholly her own to share it even with
W'arron TT'rn- o -i-)iil nt l,,- -i, I
wanted it all to herself.
It was as though she was living in a
dream a dream so beautiful that she
almost feared the putting of it into
words might mean a ruae awakening.
Her eyes shone with a new light, a
rapt wistfulness that even Anna saw
land wondered at. One evening Warren l
degree the sprinklers are automatically
opened, and a great volume of water j
under high pressure is forced upon tha I
fire. These sprinklers have saved the I
Mill Mutual Insurance company mil- ,
lions of dollars. j
It is estimated that three percent j
of the fires in the United States are :
caused by lightning, while four per- ,
cent are due from sparks from machin
ery and railroad engines. Four times j
as many fires are caused by other .
lighting and heating apparatus than j
by electricity, yet in the value of the i
f'ective wiring cause a loss of $12,000,
000 as compared with $5,000,000 a year
i through fires from other lighting and
heating agents. This of course is due
to the fact that nearly all large risks
are lighted by electricity. Children
playing with matches and men careless
in smoking cause more than 1100 seri
ous fires ayear. It has been estimated
that nineteen-twentieths of all fires
represent only a partial loss.
Some insurance companies retain the
privilege of reproducing the property
destroyed if they deem it to their ad
vantage to do so. But this privilege
has Its perils to the insurance com
pany. A few years ago a Tennessee
building owner had a fire which de
stroyed the property. The Insurance
company conciuaea tnat it was a case
of fire by friction; that is, occasioned
by rubbing a high price policy on a
low priced property, so they decided
to replace the property. This they did,
striving to make it better than it was
before. The insured carried his case
to court, declaring that it was not re
placed in a satisfactory way, and sued
for the full amount of his policy. He
got It, and as the building stood over
his lot he got that also.
All you have to do is to wake up.
You are comparatively young, you
have some means of your own; life is
full of happiness for you; all you have
to do is to reach out your hand and
Don't let this worthless man embit-
ter your whole life. If you have done
right you have nothing to regret.
You say he laughs at you because
yu nave grown fat and unwieldy
. come and live with you. Let's see. the
raps are getting ripe. Where s tnat
J grape "jelly you ougnt to maKe tor tnis
good they'll taste when you and your
friends sit down in front of a leaping
fire to a comfy little tea all by your
selves, without any disagreeable in
terloper to annoy you.
Don't be angry with the unfortun
I ate man who can't behave himself. Just
j let him go. Smile at yourself in the
glass and think i am looKing into tne
j eyes of a free and honest and a happy
woman. Lay in a stock of good books
I for the winter evenings, hunt up some
! lKtle girls who want help making their
dolls' clothes, give a certain number
' of hours every week to thinking of
. other people ana trying to neip tnem
! in anV WaV VOU Can. and before VOU
' T.-TrTT- It T-nnMl havj ;r manv friends
, wi.. .. ... .. . .,
j and so much -happiness you won't know
J whatfto do.
And the next letter you write to me
I I hope you'll sign It "Merry Heart."
know the horror of the long, weary
night and pain-racked days.
And it Is to the strong and well people
who grumble that these words are
Perhaps you are poor. "Well, ft's hard
to be poor, but worse to be ill.
I notice that the successful people
never grumble they are too- busy
working to have time for complaints.
If you don't like your work and feel
that you are fitted for something bet
ter, don't grumble, but get out and
hustle, as the saying is.
There are some people who take a
morbid pleasure in all the dark sides of
They would rather cry than laugh.
A tragic story is better to them than
a joke. A funeral is a melancholy
Don't AVorry Over Trifles.
Sometimes you hear a girl say envi
ously of another: "Oh, she has a snap:
her work Is easy." "Whatever her
I "snap" is you may be sure she earns it.
Xothing comes for nothing in this
All employers like to have cheerful,
willing employes. That Is most natural.
The cheerful, obliging ones, who are
not afraid of doing a little more than
their share of work occasionally are
the ones who get advancement, and
they- deserve it.
Don't let your woes overpower you
like a snow avalanche, let the sunshine
of your joys melt the snows.
There is something in every life for
which to be grateful.
Some of us have more than others,
some less, but all have something.
Don't worry about trifles there Is
nothing that ages you like worry.
Some women work themselves into
tantrums of worry over a little thing
that before the end of the day is abso
lutely smoothed out.
"Women worry over trifles, and that
is one reason they grow old sooner than
Keep your youth as long as possible,'
and be grateful for beine alK-A in thu
the First Year
Mabel Herbert Urner
came home and found her gazing out
of the window. "When she turned to
freet nlm he was almost startled her
-i-ioir, " ve Seen a
"I have," as she kissed him gently
He glanced out of the window "i
see a taxicab, an old woman with a
bundle and a newsboy anything par
uticlarly inspirational about that'"
bneRtniied. "Oh, I
see much more
But he sunnoserl it --n i..
whimsical fancy: she was ain-,vc i I
' . o 11UO.& - J
Now fo$ the Fair, Oct. 29 Nov. 6. From all indi
cations and judging from last year, it's going to be
a big Fair.t
T?i4fi' f1 - I - The regular daily circulation of The Herald
JXira KylTCUlULlOTl is 11,000. The Fair edition will have an
extra circulation of at least 4,000 additional copies, to meet the demand for a
paper containing official and complete Fair news.
lnative and fanciful, and he gave It no
A few nights later, in the dark, with,
her face pressed close against his arm,
she told him r
Her Greatest Happiness.
And then in the days that followed
came to her the greatest happiness she
had ever known. His selfishness and
irritability seemed to have fallen from
him, and In their place came a wonder
ful gentleness and tenderness and con
sideration. She felt as never before
that she was standing within his shel
tering, reverential love.
Instead of going out almost every
evening as he had done lately, he now
stayed with her, reading aloud while
she sewed or lay on the couch near by.
He was very careful of her health
,and strength in that tender, protecting
way that women yearn for all their
lives, and which, at most, they receive
for only a short time and many of
them never at all.
He was anxious that she be not too
closely confined, and arranged for fre
quent little outings and diversions.
Often he came home early from the of
fice to take her out for a walk OKrie,
usually through the park.
Helen's love for all living things, par
ticularly all small and -helpless things,
had grown very tender of late. And she
lUced to feed the squirrels that came up
to hey In the park, and even to visit the
Zoo and pet the young deer and -watch
the soft white baby rabbits.
One afternoon just at dusk as they
were sitting on a park bench, Helen
was startled at a sudden light touch on
her arm and there on the back of the
bench, looking at her with its bright,
eager eyes, was a squirrel begging
for the peanuts she always had.
"Oh. you dear little thing! Look,
"Warren, how tame It isn't at all
He smiled. "It knows it needn't be
She gave it a peanut, which it ate,
still sitting beside her on the bench.
"Oh. do you think it would let me
hold it? It looks so soft and warm.
I'd love to hold it, just for a moment."
"I'm afraid not. They're not used
to being handled."
"Oh. but I want to so maybe if I'm
very gentle "
The squirrel was still beside her nib
bling its nut. its tail arched plume-like
over its back, its little nose a-quiver
and its bright alert eyes watching her
Very gently she put out her hand as
though to stroke' it but In a second It
was off whisking up the side o'f a
Oh. I'm so sorry! I think It might
have let me held it just for a second."
He drew her toward him with that
protecting, reverential touch she had
come to know and love.
"Xever mind, dear, you will soon
The Official Fair
The Herald is now arranging for a special IPair Edition,
an edition giving all the news of tl;e Fair and one that
will be eagerly read by the thousands of strangers whom
the Fair will draw from Texas, .iSTew; Mexico, Arizona
and old Mexico. This Edition will be issued next month
just what date cannot be determined' as yet. It's go
ing to be a big Edition, just as- it?s going to be a big
have something much more sweet and
wonderful to hold."
(All communications must bear the
signature of the writer, but the name
will not be published where such a re
quest Is made).
HERALD'S POIiICY APPROVED.
Pecos, Tex., Sept. 16.
Editor El Paso Herald:
We cannot refrasn from congratulat
ing you upon the editorial in today's
issue of The Herald along the line "of
developing the mineral resources of
Texas and calling in question the one
man ririe of handling same. While you
touched many important points, the es
pecial one for consideration is tne tying
up of the lands in such a way as to ab
solutely prohibit the small man or the
actual settler from turning a wheel to
ward developing his holdings.
Your suggestion as to, taxation of the
lands after liberal encouragement for
developing seems to more nearly fit
the demands than any other that could
be offered. Keep up the good work and
ends-sought for will -come. "With best
wishes for The Herald. I am. Yours
truly. s. B. Simmons.
THE CUIUS IX JUAREZ
Editor El Paso Herald:
One sucker states that he was
"drugged and robbed" In Juarez yes
terday. It seems strange to me, when
our people have been warned so often,
through the press pf El Paso, of the
skin games that are tolerated in JnaTez.
they go up against those games, lose
their money, and return to .i Paso, cry
ing like a baby, and tell how it hap
pened. The officers or this city should
place them under arrest and pvn them
in the city jail for 10 days for erying.
and 30 days on tne rock pile for being
a damp fool.
Let us suggest a dainty frozen" desert. J
r-nune tne inie any time.
ifatinees. Wed.. Sat.. Sun. Happpy Hour
Are you just barely getting around
by the aid of crutches or a cane? Un
less you have lost a limb or have j
a deformity If your trouble i rhwi.
matism. lumbago, sprain, stiff joints. !
n? onvthtiki. 111.. ..
, . "".' i"i"t, ui nive nature n-e ti?-
iards bnow Liniment and in no "me
you can throw a-nay -vnUr crutob- an.'.
be as well as anyone.
Price 25c 5uc and Sl.oo. Sold by ail I
BY THE Y. M. 0. A.
Tent Preacher Leaves Eec
ord Behind Him as Be
loved Tenant of
As te.2 prize ingrate, evangelist Head
gets the pup, the Y M. C .U boys siy.
At the time he was fracturing the at
mosphere in the vicinity of Montana
street, and denouncing the institution,
this tent meeting evangelist was hang
ing his Sunday lid on a nail in room
23 in the Y. AT. C. A. dormitory.
It has been the custom of the Young
Men's Christian association since tho
new building was opened to Invite
preachers to be the guests of the asso
ciation while they are in the city and
no charge has ever been made for a
room occupied by a skypllot in the Y."
Yet the tent evangelist, the association
boys say, attacked their basement
amusements, figuratively knocked over
the bowling pins, ripped up the pool
and billiard tables and condemned the
whole lot to the place where he said
the major portion of the permanent
population of El Paso was going in
the sweet bye and bye.
Think of it, the cliff dwellers and
dormitory boys say. To be an invited
guest in a house and then to knock
the place and ways of the host whose
hospitality he was enjoying!
And that is not all of the party, the
association young men say. The rev
erend tent evangelist suspected of
having thrown his hosiery discard into
the open plumbing on the dorm, floor.
thereby causing the head janitor no
end of trouble.
Can you beat it? ask the do:n. dwell
ers. RAILROAD 31 AX IS
A COUXTKY BOOSTER.
J. T. Snelus, of A'alentine. Js a Dry
Farmer nnl Is "Worklns: up .in Ex
hibit for El Pao Fair.
J. T. Snelus, road master Tor the G. H.
at Valentine, is in El Paso attending
court and making arangements for
bringng an exhibit to the fair from Val
entine and vicinity. Mr. Snelus Is a
member of the executive committee ot
tbe Texas Dry Farming congress and
v't a lecture on dry farming to the
people of his town on Saturday. Thi3
will be published in The Herald farm
ing: department this -week.
Mr P lusTiopes to be able to have a
Mih-irnu.-'Mi.n i.lant put in at the E
T - 'o.r t '-"-- fall, to show what can
t '- l r. n Uils line as well as rrom
dry farming and the ordinary methods
nZ ir aticn.