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UNIVERSITY MI8SOURAN MONDAY, BiABCH 4, 112.
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An Evening-Dailj by the Students in the Scheol
of JotawUiam at the University of Missouri.
TBUatAM H. TAIJJCT
nrnnnn tOSaODXIAN ASSOCIATION, IMC.
Jambs G. Mat, President.
Hemxt H. Kinyon, Secretary.
O. D. Wbtheeell. Treuorer.
Habbt D. Gut Haxbison Bxown
Wasd A. Not iV Paot. J. Thomson
Bex B. Magee I B. O. Brown -
office? 12 north tenth stubt, fhonb 66
Entered avt;the Postoffiee of Colombia, Ma, as
second-class mail matter.
By carrier or jnail $3 a year.
Address all communications to
troubled with aviators. A few stu
dents own automobiles but we bare
not reached that stage of affluence
where students can afford to fly in
The Passing of "Stocking Banks"
In tie banks of Columbia is depos
ited auDrozimatelv two and one-
aeroplanes. This is still a democratic nalf mmiQn dol,arfl) representllJg tne
savings of the people of Columbia
ELECTRICITY AND WATER.
We who are far removed from the
great cities little realize the advance
electricity is making as a means of
locomotion. In the East, especially,
it is rapidly replacing the more ex
pensive and inconvenient steam en
gine. Many roads in thickly settled parts
of the country have replaced a major
ity of their steam engines with elec
tric motors. Western lines are grad
ually making preparations for a sim
ilar change. President E. E. Ripley
of the Santa Fe estimates that within
twenty-five years electricity will have
almost entirely replaced steam.
This means that water power will
play a much more important part in
our commercial life than it has here
tofore. The monster dam which is
being erected across the Mississippi
at Keokuk, la., and which is to sup
ply power to Chicago and St. Louis,
is a good example.
Are we to pursue the same negli
gent policy in regard to our water
power that we have with regard to
our other natural resources?. Are we
to stand blindly idle while the trusts
and corporations deprive us of what
is rightly ours?
The corporations are already mak
ing moves in this direction. The
American people must begin a coun
ter move. .
HOOKWORM VS. BOOKWORM.
A Washington University dean is
alleged to-, jhave made the assertion
that half of the students in that
school have the hookworm. The St.
Louis Star, in commenting on this
statement, suggests that this is a
worse state of affairs than the old
bookworm trouble, which, the Star
believes, is no longer a menace to our
There are no statistics at hand as
to the decadence of the college grind,
but it is a pretty safe guess that there'
has not been a marvelous decline. In
fact, it is doubtful if the average of
student scholarship was ever high
er in our colleges than it is today.
In any comparison with the past it
must be borne in mind that college
curricula have grown wonderfully
and requirements have likewise in
creased. The hookworm we will have al
ways with us. It seems to have sur
vived the period of the big flood. We
very much suspect that Ham was res
ponsible for its presence on the Ark.
Anyway, it is here and seems to have
settled down for all future time. We
might be able to' get along without
the bookworm but we cannot get rid
of the hookworm.
We are sorry if the hookworm has
been working unusual ravages at
Washington University. Since exam
inations, not a few students at the
University of Missouri have devel
oped alarming symptoms. We can
only suggest to those Washington
University students that the matter
sW Id be reported at once to John
lockefeller, who may be ready to
' rlbe means of relief.
In the early days of aviation, in
Germany and France, farmers com
plained that the flight of aeroplanes
over the land damaged the crops. It
is hard to see just how this could be
done but the peasants hung on stead
fastly to the idea. We might get an
opinion from the College of Agricul
ture as to the possibilities of such
damage. It sounds about as logical
as some-of the almanac theories as to
the time to plant potatoes.
Aeronautics have never received
much attention in Columbia, al
though the price of gas continues to
soar and occasionally a baseball
pitcher "goes up in a balloon."
The world is wide and even though
the aviators may not alight in the
New York parks, and even if the
peasant farmers of Germany and
France do not take kindly to trespass
in the upper air, there is plenty of
room in the world for the bird-men
to fly. We suggest that the Univer
sity golf links would make an excel
lent starting and landing place for
aeroplanists if they can acquire suf
ficient dexterity in dodging golf balls.
Echoes of Yesterday
Four Years Ago.
Burglars made a five-cent haul
from a local grocery store. A window
was smashed and the cash register
Young women of Boonville formed
a Proposal Club. The young men
planned to organize a Not Much Mary
Ten Years Ago.
Centralia had sixteen inhabitants
who had lived there since 1886.
Mary L. Hall, a Columbia archi
tect, filed suit in St. Louis for alleged
Twenty Years Ago.
' The question of rebuilding the Uni
versity was taking the time of the
legislature, as a strong fight was be
ing made for its removal from Colum
Stephens College began the use of
steam for heat.
Noah Porter, former president of
Thirty Years Ago.
De Lesseps, the French engineer
proposing the Panama Canal, visited
and the surrounding country. Never
before have banks been patronized
as they- are today. Business has
been steadily on the increase and
the bnks report the prospects for the
future exceptionally bright.
Columbia had the first national
bank in Missouri. The Boone County
National Bank is the lineal descend
ant of the Banking House of PrewHt
and Price, established in 1857, the
first national bank in Missouri and
the third west of the Mississippi Riv
er. For fifty-five years it has been in
constant operation. In 1863 it oper
ated under national charter number
sixty-seven. On the day of the mas
sacre at Centralia a block house was
built on Broadway for the protection
of the bank. The country surround
ing Columbia was overrun by guer
rillas, robbing and plundering. For
further protection the bank changed
to a state charter, which required
less reserve kept n its vaults. In
1871 the bank went back to the nat
ional system under the name of the
Boone County National Bank, which
has continued to this day. The
Banking House of Prewitt and Price
was succeeded by the first chartered
bank in Columbia, of which R. B.
Price was cashier. Mr. Price is now
president of the Boone County Nat
The second bank in Columbia was
the Exchange National Bank, estab
lished in 1865 and in constant ex
istence since. The Columbia Savings
Bank was established in 1886 and the
Boone County Trust Company in
1902. The Central Bank was estab
lished three years ago. The newest
is the Conley-Myers State Bank, es
tablished January 3, last, in the Gui
All banks, except national, which
are under the supervision of the nat
ional government, are now inspected
each year by a state examiner. Be
sides this, the law compels the direc-J
tors or board to meet and carefully
go over the books once each year.
With certain exceptions state chart
ered banks are forbidden from lend
ing more than 25 per cent of their
paid-up capital. Savings banks can
not lend more than 10 per cent.
These are some of the safe guards
that are thrown around the deposits
after the banks have coiCplied with
strict laws in their establishment.
No savings bank can start with a
capital of less than $10,000, and in
cities of more than 150,000 popula
tion thy must have $50,000. State
banks in cities of 150,000 population
must have at least $200,000 capital.
The law is explicit in a hundred
ways concerning the details of the
There was a time, and not so long
ago, when many people hesitated
about depositing their earnings in
banks. Savings were buried in the
earth or hidden away behind the
chimney in an old stocking. Millions
of dollars were thus withdrawn from
circulation. , Farmers carried hund
reds of dollars in their pockets andj
storekeepers emptied the cash drawer
into an old tobacco sack and carried
the money home. Banks were
thought to be only for the very rich.
Many felt that they did not have
enough money to deposit unless they
had several hundred dollars.
But times have changed. " A thous
and dollars today is smaller than a
hundred was fifty years ago. Circu
lation has increased manyfold. Cash
is becoming less and less used every
day. The check is now almost a uni
versal rule, and it has vastly in
creased the business of the banks.
Along with increased prosperity
has come a spirit of saving, despite
the fact that this is considered an ex
travagant age. Extravagance has
not kept pace with increased wages
and profits. Millions have been stored
in the banks in spite of the craze for
western land, for southern land, for
Canadian land, for town lots, auto
mobiles and a thousand other things.
Bank failures, while not a thing of
the past are becoming less frequent
each year. This is due to the general
increased prosperity of the country
and to the improvement of the bank
ing laws and more efficient manage
ment of the banks. In years past
thousands of failures were due to
mis-management. The .examiner
could not close the doors of a weak
banr; he could not lock the stable
doors till the horse had been stolen.
But today meager signs of weakness
or mis-management are sufficient
reason for the closing of the doors by
the examiner. He acts while the bank
is yet solvent, instead of waiting un
til the vaults are empty.
Embezzling and mis-appropriation
of funds by bank officials, so common
in years past, is extremely rare. Rigid
bank laws and careful inspection by
expert examiners have practically
The bank has come to be a great
factor in our economic welfare. It
really is just coming into universal
use. C. A. L.
Caps and Gowns for St. Patrick's
Day may be secured now and
kept until after Commencement
$3.00 Deposit, $1.0 of which will
be refunded on return of cap and
gown. : : : : : :
Your Own Store
In Main Building Under Auditorium.
The Keister System
Ladies Tailoring and Garment
Teaches a practical, thorough knowledge of Dressmaking.
It meets every demand and teaches every detail. It lias
branch colleges all over the country. We offer individual in
struction to our pupils. Students may enter at any time during
the year. Our graduates are awarded diplomas.
The School that Qualifies Women
Every woman should know how to make her clothes, even
if she doesn't have to do it; the knowledge qualifies her to
pass in judgment on her jailor.
Call or Address
Maude or Willie Robinson
Third Floor Elvira Building. Columbia, Missouri.
Fifty Years Ago.
The United States Navy was at
A slave trader of Maine was
hanged in New York.
HAVEN FOR THE BIRD-MEN.
The New York commissioner of
irks has issued a rule that no avia-
or may land in any of the public
parks of the metropolis. The rule
followed a stampede in a park in
which a crowd tore down a wire fence
and ruined shrubbery to get close to
a bird-man who had alighted after
sensational flight over the city.
Th- re are holes on the campus of
the University of Missouri where the
brave warriors of the cadet battalion
have trodden, there are criss-cross
paths across the quadrangle where
students took short cuts during the
snows, but to date we have not been
William Penn received the grant of
Casimir Pulaski, Polish general, a
volunteer in the American Revolu
tion, born 1748.
First Congress under the constitu
tion met, 1789.
Vermont admitted to the Union,
David R. Atchison was es-officio
president of the United States, 1849.
Samuel Slocum, Inventor of the
first pen-making machine, born 1792.
Americans took possession of Dor
chester Heights, 1776.
Henry C. Taylor, commander of
the Indiana in the Spanish-American
War, born 1845.
Thomas W. Ferry was ex-officio
president of. the United States, 1877.
Carleton Wiggins, artist, a cele
brated painter of landscapes and cat
tle, born 1848.
The bank of the United States
ceased to be a government institution,
The New Books
Haveners Road Primer
Samuel W. Ravenel, civil engineer
and former editor of the Boonville
Advertiser, has written an excellent
"Road Primer for Children." The
volume discusses in simple language
the location and maintenance of
roads. It is well adapted for supple
mentary reading for school. If placed
in th,- hands of Missouri's school
children, It will do much to make the
roads of the next generation more
worthy of the state. The primer is
well illustrated and contains much
information that would also be of
profit to the grown-ups. (A. C. Mc
Clurg & Co., Chicago, 159 pages)'.
Call 55 for Circulation
ment University Mlssourian
Read Hall, the dormitory for wom
en students of the University of
Missouri, was opened In 1903. It
was built at a cost of $30,000, appro
priated by the State Legislature. It
was named after Dr. Daniel Read,
president of the University when wo
men were first admitted.
The hall has rooms for thirty girls
and accommodates forty in the dining
room. The prices of the rooms vary
according to their size and location;
board costs $4 a week.
The first head of Read Hall was
Miss Mary Elizabeth Lewis, now Mrs.
A. M. Green, Jr., of Troy, N. Y., who
served from 1903 to 1906. " In 1906
Miss Mary B. Breed, the present head
of Read Hall, succeeded Miss Lewis
and has since held that position with
the exception of the year 1909-10
when she went to Europe on a leave
of absence. During that period, Miss
Eva Johnston, assistant professor of
Latin in the University, 'took her
Read Hall has been investigated
twice by the State 'Legislature be
cause it was thought that the man
agement was extravagant and the
hall was a Dlace for rich girls only.
The investigations proved that the
charge was unfounded. Several
girls who have lived at Read Hall
have worked their way through the
Read Hall furnishes a place, where
all the women of the University may
have their social gatherings during
the year. Women's class organiza
tions, departmental clubs and the Y.
W. C. A. often use it for thei arties.
The Association of Collet? -e Alum
nae frequently meets a' Aead Hall
and the Fortnightly O ib uses it as
its regular meeting j tee. The rooms
on the first flop', which can be
thrown together, are admirably
adapted for al kinds of entertain
ments. There are tree calling nights a
week, Friday Saturday and Sunday.
The doors of .he hall are closed
promptly at 10 p. m. The girls are
not allowe to play cards on the first
floor. No girl carrying less than
nine hours work in the University
may room or board in the hall. No
rooms will be assigned to residents
of other s tea than Missouri unless
I there is no applicant from Missouri
tor a vacancy.
The girls of Read Hall have a
house president and a modified form
of self government. They are par
ticularly interested in athletics and
in Y. W. C. A. work. The girls are
allowed to give two dances a year to
which they may invite their men
In the few years since the opening
of Read Hall, it has been successful
both from a social standpoint and as
a home for University women.
When You go to St. Louis Stop at
THE AMERICAN HOIEU
For University of Missouri students, alum- M
ni and faculty Alumni Luncheon
Corner Seventh and Market Streets.
FOR SALE BY ALL DEALERS IN COLUMBIA
Blaake-Weweker Candy Company. St. Louis.
Cleaning, Pressing, Repairing. Phone 736
Fine Tailoring;. Work called for and Delivered
Virginia Building, ' Upstairs, NexttoBoocbeV
SUITS TO YOUR MEASURE
BELL-The College Tailor
Phone 746 Bkck.lt
University Missourian's Official Weather Report
S. Department of Agriculture.
i March 4, 1912
Observations taken at 8 a. m.. 75th meridian time. Air pressure reduced to seaieveL isohon feontinimiaii.. ... .
of equal air pressure. Isotherms (dotted lines) passthraSSTpMnt? of&'tmSntBW toZlt&ZZ&?Lr&'
O clear Q nartlv clondv. A clondv: (Si rain- S mnw At -... m .w.wI.Z2.Hra,wad "
perature past 12 hours: second. preclplttUoa of "jM inch or more for past 24 hours; third, maximum wtad vetecttK-
M.v. -WEATHER BUREAU. A Iff
m i 10 I V-L3 wiiusu
yr - j
WEATHER CONDITIONS: The low pressure with stormy conditions are tftlll confined to the Souttenl
"DrtrtlT aJTvnt tm ma4 QAn4liifAntAfi TJlntsta ... A,l . i a. . .. ''IT
"""j jmuuummu uu auui.uncoi.ciu j. iwus ouuea, me es&xwara movement uaving met with great reeiatame-?
irom ine Dans oi com air, comciaem wun me nign pressure, that overspreads the north and east sections fc
the country; another low 1s apparently some distance off the South Atlantic coast, having moved northwari
from the south seas; as a result of this distribution of pressure the weather is cloudy or raiay in the souther!
nan oi me country, ana snow is iautng in utan, Colorado, and New Mexico, sleet In Oklahoma unit rin ta
Texas and Arizona. It is 20 degrees or more below zero in Alberta, Can ada. and near zero temperatures pre?4
van in an oi me uuruer BiBies. -