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title: 'The Anderson intelligencer. (Anderson, S.C.) 1914-1917, December 11, 1914, Page PAGE THREE, Image 3',
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F Al |\^| F R*^5L^ OA A Regular Weekly Feature for the Farmers of Anderson and")
/^kVJ ? adjoining Counties. Contributions for this page gladly received.
Facilities Now Ample
For Financing Cotton
SETS OUT LOAN VALUE OF
STATE'S COTTON RE
SAYS HOME BANKS
CAN SAVE THE DAY
Telia of Interviews in Wash-^gton
and New York?Exhibits Let
ters From Reserve Board?
Farmer's Note Eligible for
Rediscount at Richmond.
"Now this moans that we have two
avpnues of relief: First, the Wado
loan fund ($135,000,00); second, the
discount feature of the i federal re
serve act," said John L. McLaurin,
State cotton warehouse commissioner
yesterday, in discuBsing the result of
a trip to Washington and Now .York.
"In both " cases the situation 1b
squBrely- up to the banks in South
Carolina. Tho federal government of
fers the machinery; if wo fail to take
advantage of the opportunity, we are
responsible for the consequences."
Mr. McLaurin has prepared a
statement which defines the attitude
of the* federal reserve board and oth
ers toward South Carolina's cotton
warehouse, system. The statement
I am making this statement in re
sponse to numerous inquiries as to
how much money may bo obtained
on State warehouse certificates, and
you can hand inclosed copies to
your local banks and other. interest
When in Washington I visited
treasury officials and conferred with
made to order, 50 new patterns to
select from, expert workmanship.
Give us a trial order. We can
please you and save you money.
Green's Art Shop
On The Square* .
Try a - bottle o? Nanzoita'e.Pro
scription for/impure blood, kidney,
liyer and stomach. It has pleas
ed hundreds and thousands, ,why
shouldn't it please ,yon.. Doctors
and druggists claim it can not be
improved u?cr, for what it Is re
Sold and guaranteed by ail lead
ing drug stores and the Nans?t?
ta Medicine Company, 114 Coffee
St, Greenville, a a Pone U16. .
Are You 1
Ate your wall* and floori
they heed come of our i
make them a ??urce of p
: brighten up your home t<
members of the reserve board to I
whom matters relating to cotton are)
I will make a clear statement, just
as I see it, because our people need
enlightenment' on financial matters
more than on any other subject.
It this question I1 to be settled toi
our advantage. It . 'ist be on sane'
Consulted Mr. McAdoo.
On November 17-1 addressed a let
ter to Secretary McAdoo, setting!
forth the terms of the warehouse and |
acreage reduction acts, calling spe
cific attention to the former, viz:
"1. The title of the cotton Is made
absolute to the holder of a Stute j
"2. The weight, grade and condi- !
tion of the cotton are guaranteed by
the State of South Carolina.
"3. The identity of each bale 1st
fixed in the receipt so as to prevent '
substitution. I give a heavy bond, j
and bonds are exacted from man a-1
gern, weighers and graders.
"4." The State grants holders of
receipts permission to erstand estab
lish rights under s?me. This right
docs not exist even as to State bonds,
as they can bo repudiated and the
hohler can nut sue the ?t?te."
I asked Secretary McAdoo if "a
farmer's note indorsed by his lien
merchant and accepted by a member
bank, would be discounted by the
federal reserve bank at Richmond."
I sent a copy of this letter to Senator
Tiliman and a copy to Congressman
Lever. The following letters aro
"December 4, 1914."
"Hon. John L. McLaurin, Columbia,
"My dear Senators: I have Just re
ceived the inclosed letter from the!
reserve board, which explains itself.
I had to write Secretary McAdoo
again before I could get a reply, but
I suppose this was due to the fact
that they were figuring Just what;
kind of answer to give. If I can |
you further let me know.
"A. P: LEVER."
Reserve Board Replies.
"Federal Reserve Board.
"Washington, Dec. 2. 1914.
"My Dear Congressman: .Your let-1
ter of November 13 addressed to Sec
retary McAfee was ^e^^^?e^?~tc and'}
has been considered by the federal
reserve board. In this letter you !
transmitted an inquiry from Mr. John
L .McLaurin, State warehouse com-1
mission, for South Carolina', asking
whether notes and securities describ
ed therein would be eligible for -re
discount under the provisions of the
federal reserve act.
"In. reply I, am having, forworue? j
you .today copIes__of all regulations
Issued to dato by the federal reserve
board] relating to paper eligible for j
rediscount by federal res or vb banks.
" ' "You will, of course, understand
that the board can not consistently
make ruling on the subject of the.
eligibility of any'paper unless the
request for such ruling emanates
from one of the; federal . reserve
tvintts. ' The general regulations' of
the board, are designed' to Inform
both'the public and the banks what
qualifications the paper must possess
In order to' bo eligible.. These regu
lations having been Issued, any. inter
pretation of them must be based up
on a- concrete; case growing, out of en
application for rediscount made to a
federal reserve; bank. You -will, of
course, appreciate the fact that this
coures. Is'- nsoessary to avoid confus
ion and to Insure a. systematic and
expeditious hand ling of applications:
"C. B.' HAMLIN, '
Hon A. P. Lever, "P
\ "House of Representatives,
ovombor 26 for Wash
? on the- /foiUjwing
communicate with nie, in. j
tmskta and wallpapere to
New York. On the following Tues
day I heard from Mr. Harding, as fol
South Carolina's Leadership.
"I desire to say that at this meeting
yesterday the board discussed the
cotton situation at great length, iH
reported what bad been done in Sooth
Carolina and the individual members
of the board were greatly interested.
.* am sure each member of the board
Il Riad to koow that your State has
takeu the lead In so progressive a
' On my return to Columbia I ad
dressed the following letter to Mr.
"Columbia, S. C, Dec. 3, 1814.
'.'Mr. W. P. G. Hareng, Federal Re
serve Board, Washington, D. 0.
"My Dear Sir: I thank you for your
letter of 1st lnst, addressed to me,
Imperial hotel, New York city.
"I find many lnqr/rles awaiting my
return and I would like to get the
following Information: r- ? f-v^V'B
' "If a note, with -State warehouse
receipts as colateral, is given by a
farmer to a merchant for advances,
and the note is indorsed by the mer
chant and accepted by a member
bank, is such a.paper eligible for dis
count under section 13 of the federal
. "I would greatly appreciate also
any information that you en give me
as to the loans contemplated by the
Wado plan. It seems to be under
stood as little by our bankers as by
farmers. . .
"JNO. L. McLAURIN,
"State Warehouse Commissioner."
> Farmer's Note Eligible. -
Tho folowing' is his reply:
"Washington, December 4, 1914.
"My Dear Sir: Replying to- your
letter of the 3rd lnst. would say that
it ls the policy of this board to refrain
as far as possible from reply to in
quiries as to what constitutes paper
eligible for discount under section 13
of. the federal reserve act. .Tho board
has issued a circular on the subject
which hap been published and whlcb
1$ in the bands of all of the federal
reserve banks and the board greatly
prefers that'direct inquiries should be
made to the officers of tho respective
federal reserve banks and I would re
spectfully suggest that you' refer in
quiries to tho federal reserve bank of
Richmond. I have, however, no ; ob
J^ttea'to itstifi'g, es a s??it?r o* per
sonal opinion,' that notes given >y a
! farmer to a merchant for advances
and indorsed-by the merchant 'and
discounted with a member hank are
j unquestionably eligible ; for redis
count, . upon the indorsement of the
member bank, with a federal reserve
"In regard to the cotton loan fund,
jT * X\m ?t . cot ten -, I Gen cornrn *
te?s have been appointed in the va
rious States and the South Carolina
committee Is as follows: Pi G. Rhett,
chairman, president People's 'Nation
al-bank, Charleston; Henry Schachte,
president Germania Savings bank,
Charleston; E, Hi; Pringle,. Jr.^vice
president Bank of Charleston, N. B.
A. ; E. W. Robertson, pr?sident . Ns>:
tlonal. Loan and Exchange bank, Co
lumbia; C. G. Rowland, pre&ldent
Bank of South Carolina, Sumter, and
John M. Kinard, president, Commer
cial bank. Newberry.
"I; inclose for your' infornation en
unofficial analysis bl tho plan which
has been substantially folio wed .in the
completed draft and also1 a typical
bank statement showing 'toiir a bank
can ease itself by participa ting .in th?
fund and place Itself 1n ^position :U>
discount more freely all Masses of
good paper that may be o? ?red to it
m? "Very truly yotr>,
"W. Pi O. HAjfelNG,
"Member Federal Reserve Board. ,
"Hon Jno. L. McLaurin, State Ware;
?Columbia, S. C."
Two Relief Sources.
tiNovr, this means that wo have two
avenues of relief :
/1. The Wafle loan fund.
2. The discount feature of,the fod
erai ^?"?"ve it* v.
tu both , cases th? -situation Is
squarely Up to the banks in South
Carolina. . Tho federal government
offers the machinery; it wo fail to
take advantage of *ho opportunity we
ara responsible for the consequences.
I bave be?n carefully over the pa-,
poro sent me by Mr. Harding and will
endeavor to explain them so the aver
age man can understand . ' ft ' Tho
Wado plan, contemplates a loan tor
a loan committee in each State who
pass upon applications and they
will noon raako some announcement
as to South Carolina. -1 found in N6w
secretary of- the treasury that ..the
j?fetthu. 'was compioto had a steady
ing effect on the market and created
ggjetfer feeling in financial circle* tin
An ExamplA. ? 1
In order, to I17.ustrate.vthe operation
of the Wado plan. I will, suppose the
case of ? farawr- who has just writ
ten to me that; h? ha?-6?f>:;ba?a^.o?
cotton in ? State warehouse and de
sires a loan of tlC.oOG. Mr. Harding
said that"pne of the difficulties ?iat
I pa was etpertericing was the tk\a qI
r the .cotton and weights and gr4deij-r
ItbV:.'OSAka .were objecting.to>[msfal
no tronble iut South Carolina, as , our
Btsio recel?t;, v^r*' >^?jgfct and
grade, Supfrloafng than the ?00 ?baie*
average middling and 6#> pounds in
Cached to. a note for $15.000: 53,750
LARGEST COTTON CROP
Production Exceed* Any Crop
Ever Grown, But Its Value '
Will Be Far Lets.
(By Associated Press.)
WASHINGTON, Dec. lO.'-The Unit
ed States this year has produced the
greatest crop of cotton In its history.
More than sixteen million bales, or
15,964,000 bales of lino cotton and
Unten cotton, unofficially estimated at
from 600,000-to 650,000 bales, consti
tute the crop.
Last year 14,342,867 bales. Includ
ing Untere, were produced and in the
previous record year, 1911, the pro
duction was 16,250,276 bales, includ
The production of iint is estimated
at 7.637.113.O00 pounds or 69,500,000
pounds more than in 1911.
While the. production exceeds any
crop ever grown Its value will -bo
far less, and smaller than any other
year during the "past five. Based on
the average price of 6.8 cents a pound
on December 1, the lint Is worth $519,
684, while last year it valued at
The estimated production by States
Virginia 24,000; North Carolina
950,000? SS?th Carolina 1,500,000;
Georgia 2,650,000; Florida 75,000; Ala
bama 1,600000; Mississippi 1,275,000;
Louisiana 460,000; Texas 4,600,000;
Arkansas 1,040,000; Tennessee 365,
000; Missouri 76,000; Oklahoma 1,
250,000; all other States 52,000.
New York Cotton
NEW YORK, Dec. 10.?The govern
ment report estimating the' cotton
crop of this year at i?,96C,000 bales,
excluding Untres, exceeded average
expectations in the'local cotton trade.
European Iioubcs were heavy sell
ers, whlla; there was liquidation by
recent investment buyers,' - The mar
ket closed barely steady at a net de
cline of 12 to 17 points.
Trading was quiet before the re
port wan issued, ond after opening at
an advance of 2 to 3 points prices
worked aboot -2'to'Y points net high
er, o? covering by' yesterday's late
sellers and a more favorable view of
the war situation, but the market
showed Uttle trading feature until the
break.In the last hour. Closing pric
es were the lowest of the day
Spct cotton quiet; middling uplands
7.40; Gulf 7.65. No sales.
Cotton futures closed barely Bteady.
Open high low cIob
January .. .. 7.16 '7118 7.16 7.02
March .'. 7.36 7.88 7.16 7.17
May .. .. 7.63 7;66 7.35 7,36
July .. .. 7.68 7.74 7.50 7.60
October ., 7.94 7.98 7^6 7.76
New Orleans Cotton
NEW ORLEANS; Dec. 10.?The gov
ernment's estimate of a record
breaking cotton crop this, season
caused a break of 22 to 23 points In
the prices of most actlvo future
months on Ute local market today. At
the : lowest,. prices were' 16 to 17
pointa under yesterday's final quota
tions. , Th? dose was at a net loss
for the day of 12 to 17 points.
The market acted short all day and
gossip on the floor late In the session
was to the effect tj\at-if th? short in
terest had beon smaller more soiling
would have followed the estimate and
th? break'In prices would have'been
Spot cotton quiet Sales on the spot
\Bii:U> irrlvV-I^?O.: ' ?*ry''
Cotton futures closing: .
Janaury 6.92; March'7.03; May 7.21 ;
July 7.40; October 7.6t
, Liverpool Cotton
J UVBKPOO?s?^T?Oi'-^'on. spoV
1 qc?et; prices easier? Amerhan mid-'
" pi'fwlr S.24; tgobd mloWsg i*0?,
ddilnt 4.34; low middtl j,t 3.SST
good o?Hnary . 3.23 ; ordinal y 2.7$.-'
les 6.0 W -bale* Inel?dlnr S.100
^uwr^^ari' and ?.O00 for speculation.''
and exportv Receipts lO^rbaiesy ri6
American. ; '
Futures closed steady. May-Jdae'ti
4.?0; Juiy-AUgOAtt 4.18; (>ctober,-Kd-Jj
'vetnber;4.26; Jan.mrr-Febrpary 4.31. Ii
; '&?TWI YORK, JDcc, 10,-^Cptton oeed
oil started ?teady but later broke
sbatrly under the bearish government
report on cotion <whlcb brought4-but
?general llquliation. Final prices
?iW[?10' to': 17 points1 not lower. Sales
i 'The market ; closed v weasi S
Jan?ary* l6,M@W; February *5.$!
*W|!|?*eh ^0206.04? April ?6.10 _
6.1?; Ma?;??6^6; .Tune t6.80?;
6.80; Jnly ?6.46fe647.
ItfBWi YORK. Dec. 10.?The;
of domestic cotton was stimula
ir. ' ' Overcoating for fall were'
ed at uL'riW&WlltoM'm&f
FOR GOOD SECURITIES
Conspicuous Feature of General
Financial Situation on the
(By Associated Prats.)
NEW YORK, Dec 10.?Continued
jroadeniug et the demand for high
trade securities was tho conspicuous
feature of the general financial situs
ion on the stock exchange here to
Both bonds and stocks of specula'
:We quality moved irregularly. The
icope and extent of trading was be*
ow that of recent active dayu. In
ho stock list the weakest feature was
s7ew York Central, which reflected
yesterday's dlvlden dannouncement
Routine, news included the Novom
3er tonnagp statement of tho United
3tat?g steel Corporation, which we a
nore favorable than most forecasts,
md the - government cotton report,
which estimated tho lot 4-'15 yield at
ilmo.it 16,000,000 without Untern. Cot
ton opt Ion b broke precipitately ou
publication of tbe report.
Leading steel miUs .according " to
report, have increased their produc
tion thus .far this month, and Indica
tions o? genuine betterment were of
'ered by advanceajn special products.
Bankers again were in' conference
ndth representatives of European gov
ernments planning the placing of ad
lltlonal credits in this market,, but no
letalis concerning these projeta
cure AGO, Dec. 10.?Fear of grave
lainage by frost in Argentina more
than offset the bearish influence to
lay of. the German navtil defeat and
the illness of Emperor William. The
wheat market although much unset
led, closed l.08@l-l to 3-8 aboro last I
night Corn scored a not gain of 1-3
?8-8 to 3-8, oats finished 1-8 down
to 1-4 up, and provisions at a ddbllnej
3f 21-2m to. 20?22 1.2.
Grain and provisions' closed}
December ... . .'....$1.18
Kay. .., I50f>i8t
December. 62 3-4 j
Hay . . /. 08 7-81
December ..$. ... 46 7-81
May .... 518-8
Cash wheat No. 2 red, ? 1.15?3-4;
No 2 hard $1.151-4 ?1.16.
Corn, No.'2 yellow, 6391-2.
Oats, No. 3 whlte^47?3-4.
CHICAGO, Dec. *0:?Hogs lower. I
Bulk ?7^7.20 ; light 58,70#7.40; ?nlx
Bd .. 16.80?7.40; heavy * $8.7697-40;
rough $G.firstname.lastname@example.org; pigs $3.2507.40.
Cattle firm Christmas beeves 11? j
13 ; native steers ; $5.70 ?10.85} - wes
tern steers ' $5.2698.40? cows and I
iielforo $3.2598.60; calvew $0.50? j
Sheep strong. Sheep $6.4090.50^1
yearlings ?5.G0?7.75; lambs $6.759 j
?.65, ^ < .
SOUTH CAROLINA I
C^^nson College to GivO Market-1
nig Facis Each Wesk From
Every Ccunty in the State.
: " "r
(Statemon of W. TT. toni
taough fact about marketing condi-1
S?P P^PlIha. T^
bar to marketing progress is that on*
corner of ,?ie\staie is juttatfy 'S&Mt
W?|p, wbat another Is paying for cot
ton seed or po*k or corn or boof or}
buiter or t?ny* Other products which
ant .farme?,? baye to seit v
''In view of .this situation, CIcmcon J
College propos fs to givo to tbe pub
ck'lho ess^tial mahetlng}
,, aged in parallel columns in snch
i manner teat. valuable comparisons
?rill bo strongly Impressed upon ' the
MfUt As ha oxporSracnt. a tibia of
cotton and cottonseed figures was
compiled from quotations received by
f?legraph at tho samo horn- Satur
iay, r?ecambto?- -5, from every
Semonstratlon agent*in South .
fin the eskly market reports)
icmonfitraion ages' ; will r?pori^t?
rjiemson Coll?ge; tue ' prices; offered
that day, on their markets; The tables
(The public Is asked to be -indul
at .kith-thoreports in, the Wgltf
ig,;sttico it is:?ltogether;a>^;tlh
rta.kihg for our s^nt^aad iu -
RMtttlng\ ftpVh' them lmd?*0?U??tom ?
to correct 'tneu ? errors * aa ? theymay.
*lnk >e^ it"'
Producing Sheep 01
Shoeo have a place on southern
?arrns.-iiy keeping a flock of from 6
to 12 ewes, fanners in that section
can provide themselves wiih meat for
the table, sell a few iambs for.mut
ton and secure additional revenues
through the sale of wool.-For those
who have no sheep, let ub consider
lust how to get started In the busi
ness with a small outlay of capital
and how to handle the flock after ob
- - Choosing and Baying.
Your first ewes can be native ewes,
purchased 'from near-by sh?ep owners.
Go into a flock and pick out vigorous
owes with compact bodies. Get young
healthy ewes, If you must buy old
ones, do not take those having spread,
broken, or worn-off teeth. Buch ewes
can not eat well and will make no
money as breeders for their purchas
Do not use anything hut good rams
of a mutton breed .upon your ewes.
A. Southdown, Shropshire, Hamp
shire, or Dorset Horn ram will prove
most desirable. He should be about
2 years of age, healthy, and carry
plenty 02 mutton: Such a ram will
cost delivered, from $16 to $25, and
cad bo bought by a ha.'? dozen farm
ers clubbed together. He will breed
from 40 to 60 ewes.
Protection from Stones aad Begs;
Sheep do not require cloned build
ings tor protection from cold, as their
fleeces-afford protection If kept dry.
A low shed, built on dry ground and
opening to' the south, "Is' sufficient.
Buch a. shed neerj cost but very little,
as scraps of lumber' about the farm
can be utilised In building it
Place your flocks within a dog
proof fenced enclosure at night as
dogs often attack and destroy shoep.
A fence that will turn a dog must be
at least 60 Inches high, have a barbed
wire' stretched flat to the surface of
the ground at Its bottom, and-three
barbed wir?? 7 Inces apart stretched
at the top. Tho apace between the bar
bed wires can be filled in with old
boardB, poles or any other fonce
building material, provided it Is so
built as to keep the dog from crawl
General Care of the Ewes.
Often ewes'become taggy or have
dungy locks collect on the wool about
the tail and' between the hind legs
Such locke should bo cut off and tho
ewes kept clean1 abottt~thls part of
Ticks and lice frequently " infect
Bheep. Guard against this by dipping
once j each year In dips for this pur
pose. A rain barrel or tub can bo used
to hold the dip. Pick up bodily and
work'it r?und"'ij'PsdujUly va, the' dip un
til all par tu are submerged and
drenched to the ekln?
Keep salt before' the nock at ait
times. Sheep require a great deal oi
salt and It is essential for them.
Glvo the sheep access to all haryest
ed and vacated fields, but do not de
pend entirely--upon -such -forages. - The
Ideal way is to provide lots of forage
of tench sise as will pasture the flocks
for only two week periods during
vvtcm weather. By changing th? pas
turing ; ground of lambs every two
weeks there ie little danger of loss
ftrom stomach wonas, as clean pair
tu^es do not infect sheep. Rape, sow*
peas, oats, vetch, crimson cloven and
soy beans should constitute tho prin
cipal forages used. During the fall
and winter permanent pastures can be
used. Even regular fields of wintov
wheat and barley can bo pastured
Without injury to them. * s
When na*turo Is not available'feed
hay or fodder to tho flock. Keep up
the appetites of the.ewsB by adding
small quantities of rape, collards,
chopped cabbage, or rots ; along with
the hay. Do not feed suger beets and
pe wurfeela to your rains or
^IrSeedlng th? eweVa little grain
about-ttjo woeks before lambing-aad
gradually lncreasetheamount to bae*
hatf;>^utd, dally -&\im*j>wM?
lamWaXTiiowJy Incratjsa. the amount
to 1"W or'2 pounds daily, and ^con
tinue this ration during tho ' suctora^
him in good eoaflliton. The.
fed' should bo Ir.croaoed data)/
lng ecasor... - g&gsr?
?jrtor tho mareet. |
twlco daily, U?l?q creeps
'grain ration,. general
on the farm, Is sutt^?o
meat 1,pan by weight.
it months for mating,,as this
ing yo?r lambs In January and
ewes continually, but take tho
.to him for a few minutes each
-* Allow ?nly^?^ssn^to a,,
, certain that tho owo gets In Jamb
3 dropping breed?p
? sy ?c??f ' discount ?s'o?f?
'arrangements nw, arui.prepai
. ent career. .Morc.callsvfor?c
supply Catalogue ?free, i
be lambing season, but do no't inter
cro with them un les a necessary. After
aroba aro born, boo that they , are
romjitiy dried and suckled. Freciuont
y ewes disown their lambs unless
Dreed to nurse them,
Olve the ewe little, it any -grain
atlon for two or three days - after
ambing. At the expiration of this -
lme it can be gradually given her 'un
it the full ration la reached.
In small flocks the fleecco can be
aost economically removed by using
land shears. After the sheep Is shorn
emove all tags and burs from tho
leece, carefully roll it up insldo out.
nd tie neatly with cotton or paper
tring. it only a few fleeces are . had
hey can be placed In clean sunny
aoks and sold to local dealers. If
here is ? wollen milt In your vicinity,
?orhaps it will make you wool Into
loth for you. ,1
Returns from Six Ewes*. ;
Now let us summarise the returns
o bo expected from six of properly*
mud led owes.
1. Four fat lambs ready for <no
able or market and weighting from
0 to 85 pounds when 3 1*2 or ; 4
3. Two ewe lambs to remain in the
lock. ( '
3. One old ewe culled for .the but
4. Six fleecen, giving 40 pounds of
6. Increased, valuation la flock due
o improved breeding.
6. Increased valuation in Sock due'
o forage crops a&3 manure produe
vii .. . . -,
7. A new source of income provld
d for tho farm.
\, - i ft
A full new stock of
Wo want to can special
??tcat?on Co cm?
lei m paper th&t room"at
. *fai^^tt|aB co*t fa yea. ;
Prop in and took , it
' Ai ; >:. - . -
."fir- ' ' ..
w&t*on votive* wfc
' . 'I.
Now is a go?d .time^io
bfcjjr a farm ft*
that can be bought -?'tf
I li^v? ?liem in any ate?
^ou want, y ;
One 3p acre tract
One 40 acre tract
?One 51 ^4-2 ?cir?Hract:
One 74 acre tract>
One 65 - acre' tract
One 86 acre tract
Qhe 2l0 ?^r? -ah^
jrs that I ihaventt space to^ioeh- ?
red-forfirW week; ; Make ;
e tyourself )f or an i independ^
?mpetent help than .^e^j^-:
Write -or call<vto,??ay.: ;