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? ? ? si i,mi n springs. ? ? 0 . Sulphur Springe, .lime 1).?Just one yoar ago today we had front and it is almoHt cold enough today for more. Tho men folks are hunting up their coata and a lire feels very pleasant. We are having plenty f rain now and CTopB are looking better. Corn Is looking line and there has been quite a large acreage planted all over the county and we also note that there haa been an unusually large crop of oats harvested an<l they were particu larly line and we see that all stubble lauds have been planted In either corn or peas. Cotton Is looking well In Some places where there has heen rain while the red lands are small owing to the long drought that kept It from coming up until th" showers came. Mr. and Mrs. Guy Smith of Trlnlty ituige were the guests of thclv par ents Mr. and Mrs. .1. M. Smith, a part of last week. Mr. W. Q. Martin and little Kloree, spout the latter part of the week with his daughter, Mrs. Covlngton of Lau rons. Mr. James Hill was up from near Cross Hill to see his daughters, Misses lluth and Kay who mnke their home with their grandmother, Mrs. CS. W. L. Teague. Mr. W. S. Benjamin of Uouverdnm spent Sunday with his children, Mr. and Mrs. ti. O. Teague and carried Mrs. Benjamin, who hart been with her daughter, Mrs. Teague for the past week. Mr. and Mrs. J. W. Saxon and lit tle Jessie Bllzaibeth were .the guests of their aunt, Mrs. F. M. Hushurdt of Brewerton last Thursday and Friday and wlille there had the pleasure of meeting several of their old friends. Mrs. (5. W. L. Teague and Missen Ituth and Fay Hill, were the guests of Mr. and Mrs. Q. () Teague last Sunday. Mr. Cleveland spent Wednesday night in Lauren8 With his sister, Mrs. Dan Covlngton. it is Doctor Now. Among 'the graduates this year of tho South Carolina Medical college, .located at Charleston, appears the name of J. W. DuPree, of Owings station. Doctor Dupree took a high stand In his studies and passed suc cessfully all of the required examina tions. He has not yet stnted where he will locate. Seo our new line of Fancy Odd Dressers. They are in oak, mahogany and birds eye maple, every one a splendid value. 8\ M. & B. H. Wilkes & Co. 18 SOT CO-OPERATIVE. Mortgage System in use by Italian Dank. Florence. Italy, June 6.?At the be ginning of Its lnvestgatlon of coop erative banking societies, the Ameri can commission on agricultural co operation, assembled by the Southern Commercial congress, has had the ad vantageous experience of first visiting a part of Europe where cooperative banks have not made much headway. Agricultural cooperation 1? prac ticed in only one form in the coun try nbout Florence?cooperative so cieties for the purchase of agricultur al machinery, fertilizer, seeds, etc.! This is chiefly due to the fact that in the early days the merchants of Flor ence were landowners and their es tates were farmed on a share basis by the peasants, the lanlords furnish ing the house, cattle, machinery, fer tilizers and seed and the farmers furnishing the work. The merchants were able to finance their farms through their banks in Florence and the farmers themselves had no need of credit. If crops were bad the land lord furnished food for the peasant farmer until the next harvest. This system of land tenure still prevails and studyof the systems near Flor ence has shown the commission that cooperative credit Institutions are only possible where the need la great. Hanks Might Serve. Comparing Italian conditions with American, one of the Florentine ex perts who appeared before the com mission suggested that in the United States the solution of the problem of farm flnunce, so far as money for (^pqraUng the farm* \* contented, might bo found In an enlargement of the operations of existing banks. Signor Martolli, president of the Savings Dank of Florence, described a practice common with banks about Florence, where by the farmer gives a mortgage to the bank and receives In return open account for a certain amount of credit. Thus a farmer who considers that he needs a credit of $10,000 to operate his farm gives a mortgage for that amount to the bank. Hut lie docs not draw out the entire $10,000 at one time. As he needs money he draws on the bank. If he wants $r>00, he draws only that amount. He pays Interest only on the amount which he borrowed from the bank. In this way the farmer can secure a credit for any amount of money, always readily available, and has to pay interest only on the amount which he actually uses. For the long time loans of the farmers, the savings banks are al lowed to Invest up to 30 per cent of their deposits in farm mortgages. These mortgages are of two classes?'? those for periods up to ten years and those for periods of from ten to thir ty years. The shorter term mortgage loans are repaid by the borrowers in one lump sum, as in the United States, but the longer term loans are repaid by amortization?that is, small annual payments made upon the prin cipal of the loan. The banks are only permitted to charge borrowers one half per cent more than they are re quired to pay depositors. At the pres ent time the prevalent rate is 5 per I cent., though generally it is 1 per cent. Money is only loaned up to 50 per cent of the appraised value of the land, although the banks accept second or third mortgages so long as the total amount of mortgage ndebe edncss docs not exceed the "?0 per cent. A Mortgage Hunk. There is also a mortgage bank in Florence, the Monte d Paschi, found ed by one of the ealy dukes of Flor ence, which has carried on a profit able and beneficial business to this day. This bank issues mortgage debentures at 3 1-2, 4 1-2 and 5 per cent. Most of tho debentures now outstanding at 5 per cent. They sell a trifle under par, which is the usual condition in Italy, and their market price compares favorably with government bonds. The cooperative societies for pur chase among the landowners havo ben successful. The farmers them selves do not belong to these societies but the landowners do all purchasing of farm machinery and fertilizer. These societies are also active from an educational standpoint, and main tain agricultural experts who travel about from one village to village, in structing the farmers in the use of .scientific ,aig*icu'ltura{l (methods. It is a hard task to Induce the peasantry to use modern machinery and chemi cal fertilizers. But the great inter est of able men in the work has ac compli8hed much, both In spreading a more thorough knowledge of sci entific agricultural methods and in financing the farms.?The State. .lust received, a fine lot of Daven port Beds, they are in oak, mahogany l and Mission finishes, upholstered la best Chase Leather. S. M. & B. H. WILKES & CO. Shafting, PuIUye, Belts, Repairs and Files/ Teeth, Locks, Etc. LOMBARD IRON WORKS, AUGUSTA, CA. Get our tlrcuUr be/or* you tug. BIG J. C. BURNS & COMPANY'S BIG DEPARTMENT STORE RED IRON RACKET, The Store that's made Laurens Famous for its Bargain-Giving Power by Selling Same Goods for Less Money. Come to J. C. Burns & Company for your Spring and Summer Bill. It will pay you to come many miles to this store to buy your Gocds. Six Bargains Days Each Week at Red Iron Racket. We want your business, that's why we cut the prices. Come and see for yourself, we will show you. Our Goods and Prices V / speak for themselves. DON'T MISS THIS BIG JUNE SALE. ^ Buy Your Goods at J. C. Burns & Company and Save Your Hard Earned Money They Sell Same Goods for Less Money, and they sell very near everything you need. New Summer Goods arriving daily, now, of the latest creations. Money saved in buying is money made easy. A child can safely buy Goods here?try us. We Sell Same Goods for Less Money to everybody. We appreciate your Bill, let it be a Little Bill or Big Bill. Our building is Rammed?Jammed Full from the Basement to the Ceiling. Enough said, come and see. Our Goods and Prices Speak for Themselves. MOUK GOODS FOR SAME MONEY. Red Iron Racket SAME GOODS FOR LESS MONEY. J. C. Burns & Company-Biggest Department Store in Laurens 300 pairs Mon'a Pants, worth $1.25 up to $2.00 a pair, your choice while they last for.98c 50c Shirts.39c 68c Shirts.46c 100 pair Ladies' Slippers, worth $1.50 up to $2.00, bo quick only.98c 100 pair Men's Shoes and Slippers worth $1.50 up to $2.50, while the lot lasts $1.25 2 special lots Men's Fur lints, samples and odd lots 39c and 75c. worth double the price All Standard medicines: $1.00 Rot tics cut to.79c :>tv Bottles cut to.39c 25c Mottles cut to.20c 25c pkg. Black Draught going at .... 15c Buy your Medicine here. It will help you two ways, physically and financially. HURRY- HURRY 11 See the big lot of Remnants to close out Just the kind you need now to make shirt waists, skirts, children's dresses and chil dren's bodies and men's shirts. "Hurry, Hurry." $2.50 pair Ladies' Slippers, now going at.$1.98 $1.75 pair Ladies' tan or white Slippers. now.$1.39 $1.25 white and black Slippers, Ladies' 98c 4.000 pairs Shoes and Slippers for the whole family. Buy your Shoes here, you will save money. 2 Spools good Thread .5c G Spools best Thread.25c 1 large Towel.10c 1 pair Lace Curtains.29c $1.00 Alarm Clock.49c $3.00 large Family Bible.98c 1 small Testament .10c Special lot of fine Candies, per lb . .10c 24 Collar Buttons.5c Special lot Ladies' Pin Sets. Collar But tons, Cuff Buttons, watch chains. Scarf Pius. Finger Rings, Watches, Clocks, Spec tacles, Bar Pins, etc. $1.25 Men's Dress Shirts, only.94c 75c Dress Shirt .48c $1.00 Overalls, Red Iron Racket Special for.79c Hie; values in Laces, Ribbons. Dress Goods. Extra values in Hosiery going at 5c, 7c, 10c, 15c, 19c and.23c Ladies' Gauze Vest.5c, 7c and 10c Men's Underwear ....19c, 23c up to 48c Needles, Pins. Key Chains, Hair Pins, Post Cards.lc 3 cakes, tine Toilet Soap.10c 10c eake Glycerine Soap.5c 8 boxes Searchlight Matches.25c 13 eakes Washing Soap.25c 20c Tin Bucket only_ .10c 1 big Dish Pan .10c $1.00 Pictures, framed .49c $1.50 large Rug, only.98c 45c Rug, special.19c $4.00 Art Square 9x12 feet.$2.79 4 pkgs. Gloss Lump Starch, yours for 15c 4 sticks best Bluing.6c 35e, Broom, only.25c 7 cakes best Laundry Soap.25c 10c lb Sulphur, only.6c 10c lb Epsom Sahs for.4c 3 lbs Epsom Salts for.10c Just received a special lot of Ladies' and Children's Hats, which goes on sale at a way-down price. Ladies' Kid Gloves . . . .69c, 94c and $1.98 Long Silk Gloves, special value.68c 20e Men's Suspenders.13c 15c Men's Suspenders.10c 10c Men's Suspenders .8c 35c Men's Suspenders.23c 50c Men's Suspenders.35c 10 pkgs. (full 1 lb. weight) best Soda made, Eagle Thistle, guaranteed under the pure food law, 10 lbs for.25c 1 Razor, a working model of the $5.00 Durham-Duplex Razor only.29c 1 Waist Pin Set. .i0c $1.00 Watch?here . ......59c $20.00 Watch?here .$12.97 $5.00 Boy's Suits, here.$3,94 $6.00 Men's Suit now.$439 $10.00 Men's Suit.$7,93 $15.00 Men's Suit, here ..$1L35 Bargains in the basement: Tin, Glass, Crockery, Enameled Ware and Racket Goods. COME-TO-LAURENS! All Roads Leads to Red Iron Racket, J. C. Burns & Company's Big Department Store, the Store where Quality, Quantity and Lower Prices Rule. J. C. Burns & Company 210 West Laurens Street, Completely Out of The High-Priced District, Next to Bramlett's Shop.