Newspaper Page Text
THE WEALTH MAKERS.
Apiil 18, 1895 c Conducted by J. Y. M. Hwibaht. Correspon dence (elicited. Kir, cyclone or ball. The Governor' Veto Governor llolconib did not approve of II. R. 240. A bill intended to allow peo- pie owning town property of any kind to organize and insure theuiHelves with out the intervention of money making insurance companion. He has mado the mistake of comparing the present farm mutual law, with this propottod law and aa he had been well imprestied with the workings of the farm mutuals under the law, he concluded that II. U. 24Gwasnot explicit enough. If any one will look uour farm mutual law he will And that it takes the form of articles of incorporation, and the govern or considers it a good and complete law; but the new law was somewhat short of that But if you should turn to the Iowa code you find that the law under which about 1150,000,000 worth of property is In sured you will see that there is need of but little law in mutual fire insurance when taken into consideration that every member of the compauy is holding for his proportionate share of all losses that may occur, whetherthatbe large orsniall. We have no decision touching this point in this state, but there was a decision in the Michigan Supreme Court some years ago, that has been taken as good gospel by all mutual men; Stock companies road agents use this same decision to care men about mutual companies, tell ing them that an application in a mutual is a mortgage on his property, and that bo is liable to lose all he has in such a deal. While the facts are that the mem bers are liable for any losses that may Occur, but to take all ot the members property would be an improbability, be cause no one has his land insured, and it he had, it could not burn, and further, as only the buildings and personal prop erty are insured every member would have to have all he had insured destroyed before the members would have to pay the amount that their policy called for; but such talk goes as gospel among peo ple who have not looked at insurance statistics except through the spectacles of stock company's agents. "While thore is life there is hope." There is now a question whether the governor filed his veto message with the secretary of state before the time al lotted by the constitution, which is Ave days (Sundays excepted) while the legis lature is in session and after adjournment five days (Sundays not spoken of). The bill was given to the governor at 10:45 o'clock p. m., April 5th and he filed it with secretary of state at 10:15 a. m. on April 11th, less than five days without Sunday. Which is purely a technical point. There are other bills in the same boat among which is the Omaha charter. That will no doubt be taken to the Su preme Court for an opinion before the iirst of August, the time that all laws passed without the emergency clause will take effect, Delow we give the Iowa law which is only a section in theinsurancechapter,but has given complete satisfaction for about twenty years. The governor in his veto message al ludes to Sec. 40,Ch. 43,compiIed statutes of Neb., 1889. That section is almost verbatim with the Iowa law but it is en titled "Unincorporated Mutual Compan ies." In Iowa the companies incorpor ate under the same law that we are, pre vented from incorporating under in this state. I think that if the governor had had the Iowa law and the knowledge of its working before hinfH. R. 246 would not have been vetoed. IOWA LAW. "1723. Mutual Associations. 1160; 16 G. A. Nothing in this chapter shall be so construed as to prevent any num ber of persons from making mutual pledges and giving valid obligations to each other from their own insurance from loss by fire or death, or doss or damage by tornadoes, lightning, hail storms, cyclones or wind storms, but such association of persons shall in no case insure any property not owned by any one of their own number, except such school houses or church buildings as the said companies deem proper to insure within the territory where they do business, and no life except that of their own members, nor shall the provisions of this chapter be applicable to such asso ciations or companies. Each fire insur ance company organized under the pro visions of tins chapter shall report iu January of each year, to the Auditor of State, which report shall show -the fol lowing facts: 1. Name of company. 2. l'lace of doing business. 3. Names of president and secretary. 4. ' Address of secretary. 5. Date of commencing business, 6. Amount of risks in force at the be ginning of the year. 7. Amount of risks written during the year. 8. Amount of risks cancelled. 9. Amount in force at the end of the year. 10. Amount of losses paid during the year. 11. Amount of other expenses. 12. Total expenses during the year." Statute of 1888. THE BILL THE GOVERNOR VETOED HOUSE BOLL 246. Section 1. Any numberof personsnot less than one hundred (100), w ho own city or village property in the state worth at least one hundred thousand dollars ($100,000) which they desire to insure against damage by fire, lightning or storm, may organize a mutual insur ance company under such restrictions, and rules as to management or discon tinuance of same, as the company may see fit to adopt. ' Sec. 6. The articles of incorporation of such company, containing the name of said company, the name of the city where the business office of the company is to be located, and intended duration of the company, together with its rules and by-laws, are to be filed with the auditor of public account, and it found conformable to this act, the auditor shall give certified copy of such articles and rules to said company, charging ten dollars ($10.00) (or such incorporation , proceedings. Whenever a sworn copy of such article of Incorporation are filed with the county clerk of any county, the company shnll liuvtt the right to truiis- . . ; ...I. ... BCl UUSIIieHS III ucu niumj. i hb tin a. n fee for such filing shall be fifty cent (50c). Kkc. 3. Such corporation and its offi cers shall have the rights and iciform the duties usual to similar corporations and officers, mny sue and be sued, and shall imike an anuual report to the aud itor, in such manner as he may direct, If he becomes satisfied that any such cor poration is fraudulent in any way, he shall request the attorney general to in stitute proceeding t-oeiose up the busi ness of said company. For examining anuual report and granting certificate for continuing business the following year, the auditor shall charge one dollar (f 1.00); lor ngent s certillcate nity cents (50c). All of which, together with ten dollars ($10.00) incorporation fee, shall be paid into the state treasury and cred ited to thegcneral fund. Sec. 4. No officer, agent or attaches of any such corporation shall ever re ceive a salary, fees or commissions, to exceed seven hundred and fifty dollars ($750.00) per annum. If theauditor be lieves it necessary to investigate the books and records of such company, he, nor any deputy sent by him, sliull charge more than five dollars ($5.00) per day and necessary travelling expenses while making such investigation. Such mutual insurance company shall never make any dividend. Sec. 5. Every company organized un der this act; shall provide in its by-laws for an annual meeting to which all policy holders shall be invited. Eucli one pres ent at said meeting shall havo one vote and no more in the election of Officers, amending rules, and the transaction of all necessary business. No voting by proxy shall be allowed, but rules may be made so that policy holders can send their votes for election of officers by mail, and such votes shall be received and counted. . The goveruor contemplates giving the public in detail his reasous for the Veto, as soon as he has time. A 8PKCIALTV CRA8S MILLET AND CANE CLOVER. TIMOTHY. MOO-1403 Union Ave., Kansas City, Ho, SEEEk Hickory Flats, Miss., April 15. Four members of the family of J. L. Craw ford were poisoned by a negro girl 13 years of age. Mrs. Crawford and Wal ter, aged 16, are In a critical condition. 3"he motive was revenge. HswOatalogns of Buggies. Etc One of the most elegant and complete illustrated Catalogues of Carriages, Har ness, Saddles and Bicycles it has ever been our good fortune to examine, has just been issued by the Alliance Car uiAue Co., of Cincinnati, O. It is quite beyondl our comprehension how such beautiful and stylish goods can be manu factured and sold for the remarkably low prices named. This free book will certaiuly be appreciated by every horse owner. Our readers should send for one at once, if they have not already done so. Dense mention the name of our paper when you write. Personal. IF ANY ONE who has been benefitted by the use of Dr. Williams' Pink Pills will write to J. H. Dobson, 1120 M St., Lincoln, Neb., they will receive informa tion that will be of much value and in terest to them. How everybody may have money. See "Money Found," for sale at this office. Send 25c. Doble's Aluminum Cofffea Kconomlsei FITS ANY COFFEE POT Pre Trial No EOT needed to settle. Keep, the pot I Saves clean iuslde. Neer rusts or blackens, wc g-uaraniee our Vntnnmlu, tit ntH kft hflt.tar The Coffee stronger and richer coffee. Pries w"i less, enow post Cf) each purchaser one week's. jva nro, aim ii nut Paid' factory can be returned and S will refund the money ARTHUR L. DOME CO. 3 1 1 WaUih at., Chloafo, IU, k 55 ) ST WllICER'Su. FEED GRINDER MA MONEY MAKER AND SAVER." A double Grinder with three burrs. Center draft. Can be attached to any make ot pump ing wind mill. E. B. WINGER, 532 Kenwood Terrace, Chicago, III. AGENTS $75AWfFg naiuff or -H-llmj PRACTICAL KLAI ING DYNAMO.Tt.emo4 era method, used la I1 tostorica to pi aw now foadi. Piatei fold, ilfcr, nickel, ete., on watches. i jewBlrr, table-ware, bicycle and aii mouu frnoas; nnaoutata for yrenU.; different litest, always reail.r; no battery; do toy; do exprrlanea ; n Until to plattog DMCtM: a aTrfatt nwinn maksr W. P.HARRISON A CO, Clerk No. 16, Columbus. Ohio. it -.inw'i.liV xWIIIGER'SSTEa WIND MILL . . t. mii . Hai as sqval for wvngciu or iu rltjr, Awaroea dal and Dip- I Ionia at World Fair. Al-oGal- frantzed Steel Tank, Gitadaia and Regulator. E. B. WTNOEB. MS laawaoa Tairaea, laltat, IS r f fi. svr CAMERON'S Home Grown Seeds. BESS TOB oATAtootra" Beaver City, Nebraska. Furnas County Herd. J5aOa- i L E. Berkshlres Poland-Chinas, Holstelp Cattle. r ZJ M pig. tired by tlx first class males, and from aoti aa (rood, Berkshire: Ral lies, Dnrneaa, and others. Poland-Chinas: Corwln. Te cnmitea and Wilkes. None better. All stork at half price, (on account of the drouth), and guaranteed a represented. Mention Tbe Wealth Makers. H. S. WILLIAMSON, C.Yr City, H.V nniHttmiiiniiHrrrmtmmit.rw We ... . . Invite You. To make an examination of our goods for yourselves and you will find that we make our suits better, use better goods and they will fit you better than any other house will offer you we want To Trade With Us. BROWNING, KING &C0., 1013 to 1019 O St., Lincoln, Neb. WIIUIIUIIIIUIIIIIIH jl l M l l l ll llllll ll l l lllllMJillllJIji Model 41 Columbia C0LUMBIAS They almost fly. Bicycling ':,Women I 2 I in Physicians recommend bicycling. Dame Fashion says it Is "good torm. Iwo new models for women's use in Columbia Bicycles. Model 42 Columbia has been especially designed for the many ladies who prefer to wear knicker bockers rather than cumbersome skirts. Ladies' wheels, also in Hartford Bicycles at lower prices $80, $60, $50. . Model 42 Columbia Illl Mill POPE MFG. CO. General Offices and Factories, HARTFORD, Conn. BOSTON NCW YORK CHICAGO SAN FRANOISCO PROVIDENCE BUFFALO Send for Catalogue. Free at any Columbia Agency, or by mail for two a-cent stamps. Six handsome Paper Dolls, show ing ladies' . 'cycle costumes by noted designers, m. led for five a-cent stamps. SEEDS ALFALFA SEED A SPECIALTY. Caaa. HUM Bason, KOr, Blo and Jmalra Cor, all ajown la prlcM KldrMa, KeUTI t UIIZSOI. flans, awatlon thl papsr. unro.a uuy. A. L. SHADER, Agent for Columbia and Hartford Bicycles, LINCOLN, NEB. POLAND CHINAS -FOR SALE. I! in need of a choicely bred Poland boar write to J. V. Woi.fk, Box 325, Lincoln, Neb. He has a few way up p gs of April and early May farrow. th.OLP RELIABLE PEERLESS FEED GniriDEns Grinds more grain to any otnermm. unnasear- agency, y by the lagni. Wagons, Windmills. Bicycle., Harness, Frloet iowesL Quality best corn, oats, etc., fine enough for any purpose. War ranted not to choke, we warrant uie reeriess m do THE BEST AND CHEAPEST MILL ON EARTH. r-tff WrHa ii. it nncA for nrlnes and There Is money in this milL Made only JOLIET STROWBRIDQE C0..J0LIET, ILL. Jobbers ana Manufacturers oi r arm maenmery, Cam etc. METAL WHFFL S for your J WAGONS Any siz yon want, 90 toMuLhigh. Tires 1 to 8 in. wide hubs to fit soy ails. Saves Vrmt many times in a ssaaon to bare set of low wheels to fit roar wagon for hauling train, fodder, manura, bogs, o. No resetting of fares. Oatl'g free. Address UMPIRE MFC. CUv, (V I M HAVE YOU FIVE OR MORE COWS? If so a" Baby" Cream Separator will earn Its cost for you every year. Why continue an Inferior system another year at so great a loss f Dairying Is now the only profitable feature of Agriculture. Properly con ducted it always pays well, and must pay you. Tou need a Separator, and you need tbe BEST, tbe " Baby." All styles and capacities. Prices, $75.00 upward. Send for new 1895 Catalogue. THE DE LAVAL SEPARATOR CO., Branch Offices: General Offices: ELGIN, ILL. 74 C0RTLANDT ST., NEW YORK. For Sale at a Bargain! Lease of 640 acres school land (im proved) all enclosed with six-wire fence, 180 head of nice young hogs weighing from 100 to 200 pounds to go with it. This is in Custer county near Broken Bow. Price, $3,000. FOR SALE Good 5-room cottage, barn, corner lot in good neighborhood. For sale cheap. E. T. Huff, 23S So. 11th St., Lincoln, Neb. Maaa ii hi iip n ii i i JL. J. -A-d.a,ms, BKADSHAW, NEB., Breeder ot Black Langshan Chickens. The grsateat general pnrposs chicken ot the airs. My flock wore, from SOVi to . EGGS FOB SALE. Ah . . Box Elder and Black Loetut 11.20 Per 1,000. 100 TREES $3,50 All the Uadlaw Tartetlos. 1M Choles Ooaeord Grapoylnes i l.m Kus. Mnlberry, $1 IS. Shade sad Ornamentals. A Bomplete Prlc-Llat fre. Addreea. Jansen Nursery, J.flWrsoa Co. Jansen, Jfeb, is WTn i soMETnipp 1867. KA1ISAS HOME NURSERY. 1895. -sSSSOVEIt 100 ACBES. Grow all kinds of Fruit and Ornamental Trees of Best Tarieties suited to the wtfrt. Originator of the Kansas Black Raspberry. AU Lading and new Tarieties of small traits, Orapss, Shrubbery and Erergreens. Pries list to all applicants. AgeaU waatsd. A. H. GR1ESA, Box J, Lawrence, K. BUY OF A HOME NURSERY 1 ( CRETE NURSERIES. , Sstablished in 1872, point to many thousands of successful orchards in Nebraska supplied from their nurssry. Thtir stock for 1895 is complete in all department, and as good as srsr smt out. Large orders for apple trees, filled on Mgki month's time. Purchase at first hand and save agent's and dealers profit. Cat respond early before the rush of spring trade opens. . F. STEPHENS, Manager, Crete, Vet. CARRIAGES) BU&SIES, HARUE3S and Bleyelca, at Favrtory Prices. Work aroarantped and 20 to per cent saved. Our goods received the highest awards at the world's , f air, fjur lew Mammoin liiuBirawa vaiaiugue ib iree vu mu. iisuuna all tbe latest styles and improvements and reduced prices. It has 200 -k" erase. Si, -pages and is the largest and most complete catalogue ever Issued. Wrtuto-dar. Bead for It, Jt'trc. Alliance Carriaw C., ClaelaauaU, Obto. OVHsVM 1 "A tTnte.S47 Wrue THB r. S aSYTT Ik. sT TT I. 1 KFfk II . Broke the Record No Cultivator ever bad such a remark able run tbe first season. Sales nearly 20,000 in 1894 andtbls year will be greatly Increased. The O. H. D. i .imply the besi Walking Cultivator er asda snd s. jret ha no imitator. It sells st ight For Ml. b on. dealer in s town. Se. H be fore jou buy. Writs m tor illiMtratsd circular. Deere & Co." pPyTA llUHTorlfFT r pf T 41Ard Qround. T 1L poAitively guaranteed to give 3 fair frail Allowed 1 TV read ' wb ii iaid by those. Wrjo b&ve U5d frjerr), Manufactured 0) , OMLV BV TMC fesRPCK 6LAHP'PLQWr.O. BocKlauHD.lLt WW Prirtil Offtcfs am) KV . 221 129 C22 230 nor rrtrt&r it hua.tMa1 tor AS V..WdWllMI Cr. 371 X 6radwat . Sc VeCl. D &. CATALPQUC PRCC'AT AMY Rambler Agency . off tnr by maiu rOR 2 TWO CCMT -STAMPS. ' E. R. GUTHRIE, A Kent. Llnooln, Nel. SEED CORN, $1.10! At State Fair 1894, my corn won 1st In Stat, on white, 2nd on yellow; Sweepstake in Lan county, Have won let or 2nd place S Tears In succession, I will wll In lota of 6 bnsbels or ovsr at 11.10 per bnahnl either Armstrong s whits or Ham a yel' low. Sacked F. O. B. car. at Greenwood. Bend tamp for sample. J. M. ARMSTRONG, Greenwood, NeV LINCOLN NORMAL UN1VERSITT. A SCHOOL FOR THE PEOPLE n...,,.. Its equipment, are mora comp'.t. HGCdUSB. Its buildin:s are better. vwuu wwup ltg ,acutT u iarger all(i abler aud tbe expenses lower than those of any other Normal School In Nebraska. . . -., Tuition. Board from Booms from 1.00 per week 91.60 to a.00 M M 85o. to 76c. - " . . . We will bare the . . . . heading Stonier School iij Nebraska This year. Term opens June 4th, 1895. Continues 10 weeks. Total expenses, $3.00 per week. Send for catalogue, free. Address, LINCOLN NORM Aii UNIVERSITY, Normal, Neba EtninKtntiiM IRRIGATED FARMS$1,000. Ont of a thousand farm. In Southwest Kansas, of 160 acre each, we are selling a limited number equipped with an Independent and permanent Irrigation plant an 81 dent for at least ten acre, on each farm. The price at which these 160 acre farm are selling Is merely about what the ten acres and Irrigation plant are worth. Before bnying a farm Investigate this. Special terra, made for Colonies. Call on n. or write for particular.. THE SYNDICATE LANDS A IRRIGATING CORPORATION, E 2 5 g Boom 412 Hew England Life Building, 9th ft Wyandotte Sts., KANSAS CITY, M0, 1 BntSBTBS, r)brter While, imej Bi aaa Polana China iHGO. Imty, Oaenmr and aoliMtn Cattle. Thoroighbrea fchMD. Fanor FoaUrj. Hnntinj aid Hoan Doam. CaUlorne. iv.Ule, tiaeawr ve. a- SHIP US YOUR Ran FURS Hides. Tallow, Jas, McMillan. & Go. Incorporated. Exporters of Fine Northern Furs 200-212 First Ave. North, MINNEAPOLIS MINN. t"Wrlte for Circular. The Sledge-Hammer y Is one of the beat Populist papers in in existence. It is published weekly at Meadrille, Pa., at 60 cents a year or three months on trial for 10 cents. We bare special terms by which we can furnish the Sledge-Hammer and The Wealth Makers one year for 11.20. Or. D.Tls. diseases of teeth aad mouth. WOVEN WIRE FENCE Horse high, bull strong, Siand chicken tight, aka It yourself tor l3to20S 50 styles. A man and bo; dOtofiOrodaadav. catalog free. yean make Ind. Elkhorn Valley Herd of Poland-China Swine. 3 I hare all the leading trains including Free Trades, Wilkes and Black 0. 8. families. Tbe beet lot of pigs I erer raised sired by Paddy Chip 16;i89. Fa Wanna maker 26829, Col. D. 8. 10605. My bows are mosHy Free Trade and Wll ke. train. L. H. SUTER, Neligh, Neb. h. s. ALEY.m. D. SPECIALIST IN FEMALE, limwniifi ncnvuud AND r.HRnwm ( Will V DISEASES. Office 1215 0 St., Lincolu, Neb. W Writ for terms and question blank.