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if AGE TWO Consumer Notes Issued Weekly by Consumers' Counsel Division, A. A. At Washington, D, C. Snild Your Furnace Fire in Reverse I ?.,«ral Do you start your furnace blazing I pa|(j g0 ly piling kindling on paper, and then I Important Changes (Continued From Page One) occupation. We have to keep in mind, however, the cost. The worker and his employer each pay a percentage of the workers' wage to build up a fund QUt of which old age coujd 5 Division of the AAA. I good of the greatest number. First, there should be a layer ashe? (Mi the grates, then a layer Government. The fire will catc I p0nsate for his wage loss when easier, and will give greater heat. Ij^ Leaving a thin layer of ashes on the I practjce y bottom protects the giates, so remem-1 compensation. '2. Protect ber whenever you shake the fire down, stop at the first sign of a hot coal. You can economize on fuel costs, too, if you know how to keep the nrelj.jie burning properly. The wrong v-ay to|as first push the hot coals to the side or I back of the furnace with your shovel. I the furnace so that the fire will givel a cut into your heating budget. I found Finally, don't burn trash or refuse I ]east in the furnace, and keep the ashpi I ^.jie cleaned out to give an even-burning! ^re* I ber that it is better to be safe than For more information on fuel econ-l omy, write the Consumers Counse I Division, Department of Agricu tuie.l Blankets range from 54 to 80 inches I advance the date of benefit payments, wide, and from 70 to 90 inches long. I to liberalize the benefits in the early An ample blanket makes for comfort I vears, and to broaden the reach of the and longer wear. The cover should I benefits to include the worker's fami be long enough to spread over the en-|lu.R. At the same time it was pos tire bed, with about inches to spare, I sible to avoid an increase in taxes— and a few inches wider than the bed I aii to allow for the depth of the mattress I jnr the financial soundness of the sys and the take-up by the body. A slight-Item. ly larger blanket than what you need! Payment of Monthly Insurance will also allow for shrinkage in the I Benefits Begins Jan. 1, 1940 first laundering. I "The first change you will feel in Read the blanket label. A good one I the old-age insurance system—the should tell you the percentage of I first thing that will come home to wo^l and cotton in the fabric| the ten-1 many pf your members, is the new syile strength (pull which'a blanket I date for the beginning of monthly should be able to .stand before tear-1 benefits—January 1, lf40, instead of ing) weight of blanket, in order tolj{inuarv compare blankets of the same size audi "Under the old law, the most that liber content and, of course, the size I workers becoming 65 years of age of the blanket in inches. I prior to January 1, 1040, could have To judge the cover's weave and I received was a lump sum equal to a construction, hold it up against the I percentage of their total pay from light. A good one has a uniform I the last day of December, 193(, to weave and no thin spots. I the day they became 05 years of age In this way, too, you can toll I \Tnw they may rocoivo monthly bone whether the contrasting borders, I fns stripes and plaids are all woven in theldalo As a final test, beware of a blankotl pear. Because an over-supply of peanut can put too much fat in the di nutritionists advise mixing peanut with other protein foods. Peanuts can be worked into the menu in the form of nut loaves, nut scallops, nut cr quettes, salads, desserts, and oth• dishes. For a list of recipes using pea ts write for a copy of the Depart ut. of Agriculture's pamphlet, uts, and Ways to Use Them," rtich was prepared by tho Bureau onje Kconomics. You can get a fi ••py*from th^ Consumers' Counsel ii ision. Department of Agrirultur Washington, D. ('. Whether you v. i i benefits are to our v 5ory coal on kindling? Ipi'ocess of estimating the size and Fire should be built in reverse from! potentialities of that fund, now and «.,$he u?jal methods if they are o burn I ^or ^jme come, in order to see ^Swperly, is the advice of the Counsel I j1QV/ study, and the Ad- Council's study, were largely a j-,e u?e(j coal, then kindling, and finally, on topi Provide an old age income which of everything, the paper. That really I is doing the thing right side up, ac-1 fording to fuel experts the Fed-I v/ouid for the greatest -of I «\ye wanted to do three things es- of I pecially: have some relation to the work- .g average er Wage earf, an(j in his working ^.^ug some extent retiretl, and tjons about this me com- following the time-honored principles of workmen's the worker's family as well as himself. Tut the purchasing power of rui imj purenasinK power age Soon fieed a fire is to heave coal on every I "You will recall 1 time it gets low. The right way is I as possible. 0f ,u insurance taxes to work y0Ur delegates asked some ques- $47^00,000,000 re ?orve fund and am K,ad to pay that Tht n fill up the pocket with freohl proi}]em iias been solved in the coal. This gives a maximum amount I process of working out a new and of heat without wasting any fuel. I more Another thing to remember is to I ..ee gentleman who interrogated learn how to regulate the dampers on I effective pattern of benefits. I jas^_ year smiling. think he n-)ade a point last year. otff an even flow of heat. Letting the I j.,,orty.|.,jve Million Persons Eligible fire die down and then building it upl por j^oc|u| Security Benefits again several times day will also! «Qur actuaries and statisticians a formula which gives us at a long start toward our goal. chariges do (.oUjd wjs}-if not go as far as we it is important to remem tf) be sorry We have here & huge nsurance problem. To operate anv nsurance Washington, D. C., for its free lealle .1 tential beneficiaries to whom the gov 'When You Buy oa I arnment itself is responsible needs all I the wisdom and prudence we can corn- Facts 1" or Blanket Buyers I mand. Thanks to the careful con Before launching forth on a blanket-1 sideration of the Committees of Con buying expedition, know the width,I press and all concerned in preparing depth, and length of your bed. I the amendments, it was possible to system with 45 million po these changes without endanger after A reasonably sturdy blanket should I xho one stipulation is that wages have a tensile strength of 15 pounds I per inch in the filling direction, andlward they are 05, or at any later wiien tboy same direction as the rest of the cov-1 have earned as much as $50 a quar I a i much as a-. buying peanuts shelled or unshHIed depends on the relative cost for equal quanli ties of each. In 1 pounds of pf a iiut.s in the shell, there is as much edible portion on the average us in 1 pound of shelled peanut?. Bell Sybtem operators answer 97 p^r '.ent of all loeal ealL Iul., handle within ten seconds. retire, provided they ter in each of any six calendar quar Taut or over-full stripes and bord-Iters sines 1936. This is true even i ers may cause puckers and ripples in I they are now past 05 and have al the covcr after the first wash. I ready received a lump-sum payment t!arned aftor aRfi and well fastened. They should bcl(.an qualify for monthly benefits in guaranteed not to out-shrink the rest|thp .pnn(? of the blanket when laundered. I (jo, to be counted to 0ld-age 25 pounds per inch in the opposite di-l^ave been earned in 1939 or later rection, I Thus a worker who was 65 years o findings should be neatly finished I insurance benefits, must a ro bpforo in30 and js stm at work of lf)4Q( if he has oarncd $50 If your rug develops streaks, made I wages, but not as under the old law by the crushing of the pile, try this I on his total wage: It will be figured simple household remedy. Ion his average monthly wage. Thi Steam the pile by placing a wot I results in a considerable increase in cloth over it and applying a hot iron,I the monthly benefits to workers now taking care not to scorch the surface. I of middle age and over. It brings Then brush the pile in its natural di-lin 1940, a monthly benefit of #30.90 rection. I to the retired worker who has had Usually, this remedy works only I let us say, an average wage of $150 for a few months, after which it must I a month since 1930, if he is single be repeated v !r n the rtreak" reap-1If he is married, there arc additional 1 benefits for his family Pointer For Peanut Fans I enmits are not just a betwee i meal treat. They are a very nourish- in cach quarter 0f 1!)3j) an1 the first tw(J quarterB of whose fii:/./ pulls ofF easily. 11910 I "The amount of monthly benefits A Remedy For Uug* I will depend upon the worker's past Benefits Payable to Worker's Dependents "That brings us to the most funda mental change in the Act—provision ing food, and inventive planners find for the worker's wife or widow and ways to work peanuts into meals. Peanuts contain as much as 50 per cent fat and from 20 to 25 per cent protein. In addition, they contain some carbohydrate material, a litt.l« mineral matter, and good supplies of Vitamins and G. dependent children, and in some cases hi dependent parents. The man Costly Lonses Should Bo Protected V'»u wouldn't wear a diamond in a loose setting. Don't endanger your lenses with loose frames. Come in and let us service and tighten th^ frames on your glasses and clean the lenses. This minor repair may save you a great deal of expense. Convenient Time Payments Or. Herschel A. Rubin O V O i I S At Loon Rubin's Jewelry Storo 5H v/ashmg^u g». rHONE UV wife, if or when she is 65, will get monthly benefit equal to half of his. If his amounts to S30, she will get $15, and the two will have $45. A idow's benefits is three-quarters of her husband's monthly payment, a child's benefit is one-half until he is. 16 years old, or 18 if he is regularly school. If, for example, a man ith a $30 monthly benefit dies leav ing a widow and two dependent chil dren, the family altogether will have $52.50 a month until the oldest child is 18, when the child's benefit stops. "You will probably want to know much more about these family bene fits, of course. I shall not attempt more examples here, however, because I think you will find it easier if you actually see the figures in print. This you can do if you ask for one of the leaflets which you will find in the lob by near the Social Security Board exhibit. "And incidentally, in the annual re port of the Executive Council there is a splendid explanation of all of these changes, including the ones that I have just mentioned. AH Members of Worker's Family Are Protected "From what I have said, however, you will realize that the new provi sions for old-age insurance give pro tection not only to the worker him self, but to his family when he dies— more benefits, more protection than we could possibly buy anywhere with the amount of his social security tax It provides an income for him and an additional benefit for his wife when they are old. It provides for his widow and children until the children are out of school and can presumably help to take care of their mother. And when that mother reaches 05, if she has not married again, she receives three-fourths of her husband's month ly benefit as long as she lives. "These provisions are so funda mental that Congress changed the title of this part of the Social Security Act to 'Old Age and Survivors Insur ance.' Employers Required to Give Employes Receipts for Social Security Taxes Paid "Another change which will be wel ome to you is an amendment to the law requiring employers to furnish receipts for social security taxes aken out of the worker's pay. Those receipts will show the amount of the tax and also the amount of the wage They must be furnished at least once a year, and in any case, when the worker leaves a job. They may be furnished oftener. If the worker saves these receipts he can keep track of his social se curitv account. He can also check up by asking the Board what his wage rcdits are. We are now replying to many thousands of requests of that kind, which are coming in on pofet cards we have issued for the work ers' convenience. Any union can ob tain a supply of these cards for its members. Many unions have already done so, and others can, by asking the nearest Social Security Board field office. Safe Old Age Reserve Account Established "Xnother change in the old-age in surance system affects what the old law called the Old Age Reserve Ac count. The new law provides that so cial security taxes shall go into a fund to be known as the 'Federal Old-Age and Survivors Trust Fund' which shall be managed by a Board of Trus tees. The trustees are the Secretary of the Treasury, the Secretary of La bor, and the Chairman of the Social Security Board. This fund will be drawn upon to pay benefits when they come due, and is expected to provide in addition, a reserve for contingen cies. Million More Persons Covered "The new law also extends the cov erage of the social security system by more than a million men an women in jobs not covered before. U brings in the crews of American ships the employes of national banks ami State banks which are members of the Federal Reserve System, and em ployes of building and loan associa tions. Agricultural and domestic Workers Excluded "Labor asked for extension also to agricultural and domestic workers and to employes of religious and other non-profit organizations. The Board is on record as recommending this. However, Congress apparently believed that this extension should not be undertaken, at least for the present. $ ICO,000,000 Taxes Saved For Workers "I have already referred to another important change which will affect labor materially. Congress kept the old-age insurance tax rate, for work ers and for employers, down to the present one per cent of wages for another three years. Under the old law it would have gone up to l'£ in 1940. That change amounts to swing of some .f lOO.OOO.COO in work ers' taxes during that time. "Wo have, then, with the amend ments Congress adopted in August a very different old-age insurance rvstem from what we had before. It protects the workers' families, thus reaching millions of people not co".' ered under the old law. It enlarges the benefits for men and women now middle aged or more. It reduced taxes. At the same time, however it brings monthly benefit payments nearer, and puts to work next year I lie purchasing power represented in the taxes the workers and their em ployers have paid into the old-age in urance and survivor'* fund. tenclits Should Extend To Permanent Disability "The great related hazard which till remain* unprotected that of permanent disability. A person wlio THE POTTERS HERALD becomes permanently disabled prior to age 65 suffers as real and perma nent a wage loss as a person who re tires from gainful employment at age 05 because of old age. With the sin gle exception of Spain, every other country which has a system of old age insurance has made provision for permanent disability. The Board rec ognizes that the administrative prob lems involved are different although it does not believe them insuperable." Jobs For All (Continued From Page One) eadily sen the disadvantage that it brings to the enlightened states who have provided or who are seeking to provide for their own citizens. As the old age pension system de velops and is perfected—and by that I am not endorsing any wild scheme of old age pensioning that may occur to the mind of any candidate in the October season of the year—I mean sound old age pension that is rela tively uniform in the forty-eight states of the nation—when that is perfected it will properly care for superannuated workers and relieve just that many from the extreme end of a great army of workers of this country. "And then the other condition I say we have met, even in my own state s to bring about, by proper constitu tional amendment, a real child labor provision to prevent the exploitation of children in factories and in indus tries. "True, we have child labor laws in many states, but that does not Serve the purpose as long as there is any state—and there are several—that will brazenly advertise that labor of all ages, unrestricted, is available if ndustry will come down to those tates. That is a fact, and it puts the enlightened states to a disadvantage. "So that when we think about uni formity in the control of child labor we must see to it that all sections of the country provide schools instead of jobs in the mills for their children and that will in turn reduce at the other end of this army of workers. Unemployment Insurance Should Be Uniform Then in the middle, a really effec tive uniform system of unemployment insurance. Wfien I suggested some years Imck before 1929, in Congress one day, a study of unemployment in surance to meet what was sure to happen—the technological displace ment of men through the advent of machinery—the Chicago Tribune print ed an editorial and stated that this alien-minded radical ought to be do ported. Coming from the Chicago Tribune I considered it a compliment No one will suggest, of coi^pe, that we must stop progresfcr-^V's fcould not if we wanted to, but there is no reason why, as new means of pro duction are devised and employed, in dustry cannot regulate itself to pro vide employment by a shorter day and a shorter week. Shorter Hours Are ^fecessAry "But here is where organized labor can be of great assistance. I hav made this statement many times Sometimes I get a very cold recep tion when I make it, but I know it is right and I shall continue to make it —that a shorter day and a shorter week should be utilized to create more jobs and not overtime for the fellow who has a job. When we think that—and that, of coursd, changes many of the pet theories we have en tertained—when one has an equal •*., 'MP* «»sr, o« p-.osTcf* The Crockery City Ire & I'r. 'Jurts Co.. E- Liurpool. 0- At Club. Taiern- Dining tt«oxo» or Neighborhood Dealer eekly wage, when one has per manency' of employment, he might finish that week in the shortest pos ible time and then for the rest of the week have rest, recreation, educa tion, and let another shift come in. "We are coming to that, but we will come to it quicker when we get complete understanding of the prac tical application of the shorter week and the shorter day and the com plete cooperation of all those who are interested." A. F. L. Convention (Continued From Page One) lynching legislation poll tax racial discrimination in labor movement President Roosevelt's administration extension and improvement of U. S. Civil Service Commission standards in Government employment Court of Appeals in Federal Civil Service U S. Employes Compensation Commis sion Federal board for vocational education tariff legislation to restrict importation of wood pulp legislation prohibiting government agencies from purchasing products made in foreign countries. Federal Government Employes A number of the resolutions con cerned employes of the Federal gov ernment. They covered: Thirty year optional retirement correction of an nual and sick leave laws application of seniority principles to all federal employes provision of pay increases on longevity service. Employes of the Postal Service were covered by a number of resolu tions. They included: Progressive re duction in hours based on length of service non-civil service employes in postal service restricting use of tem porary employes by postoffice depart ment substitute postal employes im provement of employment standards of l-ural mail carriers civil service and seniority for substitutes in the rural mail delivery service compen sation for rural mail carriers accord ing to number of mail boxes served inclusion of special delivery messen gers in postal service under civil ser vice. Panama Canal Workers Employment conditions of govern ment employes on the Panama Canal zone were also considered in a num ber of resolutions. The subjects in elude: Shorter work week for Pan ama Canal and Panama Railroad em ployes twenty-five year optional re tirement and widows' annuity for Panama Canal and Panama Railroad employes wage differential for Pan ama Canal and Panama Railroad em ployes. Two resolutions concerned employes of U. S. Navy yard?. They covcr em plovmont conditions of navy yard cus todjal service employes and wage rates for navy yard employes sub stituted in supervisory positions. In addition there were a number of resolutions urging increase organiza tion work in a number of industries and a few complaints in the field jurisdiction. of Industrial Safety (Continued From Page One) ments. and health problems of each trade or industry and the preparation of rec ommendations for the prevention of accidents and occupational diseases. "Inclusion in union agreements of clauses requiring the provision and maintenance of safe and healthful working conditions. "Exertion of pi*essure on Stato and local authorities for the adequate regulation of industry through spe cific safety and health requirements to the end that industrial accidents and occupational diseases may be pre vented." Finally, the convention insisted "That the benefits of workmen's com pensation laws be extended to all workers and that exclusive State funds be set up so that injured work ers will receive the full benefits due them, and at the same time bring about reduction in compensation in surance cost." Shortage of Skilled (Continued From Page One) real alleged shortage of men on the job, indicates failure of machiner and procedure to bring this skilled man and the job which needs him to gether. Breaking Down of Wage Standards Feared "Difficulties in recruiting skilled workers would appear, and have every indication of being a by-product of an effort to break down wage standards and working conditions. "With respect to what has been called "neck of personnel bottle meaning demands for tool and die makers and similarly high trained specialists, our records reveal that, large numbers in the very prime of their skill and efficiency have been refused employment, for no other rea son than that they had reachcd 10 years of age. "The organization of tional Arsociation the Interna of Machinist reaching from the Grand Lodge Head quarters through various grades of union officials to local secretaries business agents, grand lodge repre pentatives, stationed in all parts of the United States and Canada, pro vides the best available facilities through which contact can spcedil be established with unemployed, skill ed worker.-. The records of the grand lodge contain information of the in dividual classifications, training, ex perience and availability. Would Be Glad To Work "This applies not only to member of this association who are out of em ployment but to that other and very valuable class mentioned above who no longer follow the machinist trade, and perhaps, in some cases, are no longer members of the union. They having been denied employment be cause of age limitation now find them elves forced into other lines of ac tivity, but would no doubt, in any emergency be glad to return to the trade in which they have acquired such skill if the opportunity present ed itself, or a condition existed which required their presence. "We are convinced that an oppor tunity exists for great service along lines for which our entire organiza tion's procedure and machinery are equipped. "We therefore repeat our offer of placing at the disposal of your de partment every facility we possess in order that the facts may be ascer tained and a speedy remedy applied that will meet the requirements re garding skilled labor which may be necessary to operate to fill all re quirements of our national" defense program." MAIL EARLY, FARLEY URGES Washington, D. C. (ILNS).—Post master General James A. Farley has appealed to the public to mail Christ mas packages early so that all postal employes who can be spared may spend Christmas Day with their fami lies. He said Christmas Day work would be voluntary for regular employes or classified substitutes. Regular em ployes, he said, have the option of re ceiving either overtime pay or com ensatory time for Christmas work. (at^ncx 1LJ Thursday, November To the Electorate of East Liverpool: It is with extreme gratitude that I acknowledge the election to the office of City Treasurer, and it is my in tention to continue to merit the good-will and support or the public. 9, 1939. NOTICE! Important Announcements of Local Unions are to be found in CLYDE V. HALL •?7 this Column «S» ATTENTION Harry Handley and Clarence Prescott of Local Union No. 172 4* have been suspended. & if* 4* *1* & NOTICE KILN DRAWERS All kilndrawers in the trade are urged to attend a special meeting to be held by Local Union No. 17, Thursday, No vember 16. FEW ISSUES SEEN IN ELECTIONS Chicago, 111.—Citizens of only a few states will be called upon to de cide initiated and referred proposi tions and constitutional amendments on November 7, according to a recent survey of the Council of State Gov ernments. Like all odd-numbered years, 1939 will see comparatively lit tle direct legislation. More than 350 cities are holding elections, however, either to choose councilmen or to act on local ordinances or charter amend ments. Old age pension proposals in California and Ohio and the legaliza tion of pari-mutual betting on horse races in New York are the outstand ing issues of this year's state elec tions. f* r*j i'» i arc built of uniL constructed in ad vance not only to save you money but to make sure that each incorporates the most approved work-saving fea tures. No mattel what shape or size your kit.chen may be there are a number of IIOOSIER arrangements which will fit it—varying both in appearance iiid cost but, alike in that cach offers the utmost convenience for the money. To learn how ultra-convenient and truly beautiful a kitchen can be, come in and sec our display of HOOSIER kitchens. HERE IS A WORTH-WHILE CHRiSTMAS GIFT Make Your Selection Now To Save Money And Be Sure of Finding Just What You Want A SMALL FIRST PAYMENT WILL HOLD YOUR PURCHASE CROOSC'S A'.-i"• Look Belier Servo Better Cost Less ill With the Iloosier Sh k, dh':uaihing is robbed of drudzery