if AGE TWO
Consumer Notes
Issued Weekly by Consumers'
Counsel Division, A. A. At
Washington, D, C.
Snild Your Furnace Fire in Reverse I
?.,«ral
Do you start your furnace blazing I pa|(j g0
ly piling kindling on paper, and then I
Important Changes
(Continued From Page One)
occupation. We have to keep in mind,
however, the cost. The worker and
his employer each pay a percentage of
the workers' wage to build up a fund
QUt of which old age
coujd
5 Division of the AAA. I good of the greatest number.
First, there should be a
layer
ashe? (Mi the grates, then a layer
Government. The fire will catc I p0nsate for his wage loss when
easier, and will give greater heat. Ij^
Leaving a thin layer of ashes on the I practjce
y bottom protects the giates, so remem-1 compensation.
'2. Protect
ber whenever you shake the fire down,
stop at the first sign of a hot coal.
You can economize on fuel costs,
too, if you know how to keep the nrelj.jie
burning properly. The wrong v-ay to|as
first push the hot coals to the side or I
back of the furnace with your shovel. I
the furnace so that the fire will givel
a
cut into your heating budget. I found
Finally, don't burn trash or refuse I ]east
in the furnace, and keep the ashpi I ^.jie
cleaned out to give an even-burning!
^re* I ber that it is better to be safe than
For more information on fuel econ-l
omy, write the Consumers Counse I
Division, Department of Agricu tuie.l
Blankets range from 54 to 80 inches I advance the date of benefit payments,
wide, and from 70 to 90 inches long. I to liberalize the benefits in the early
An ample blanket makes for comfort I vears, and to broaden the reach of the
and longer wear. The cover should I benefits to include the worker's fami
be long enough to spread over the en-|lu.R. At the same time it was pos
tire bed, with about inches to spare, I sible to avoid an increase in taxes—
and a few inches wider than the bed I
aii
to allow for the depth of the mattress I jnr the financial soundness of the sys
and the take-up by the body. A slight-Item.
ly larger blanket than what you need! Payment of Monthly Insurance
will also allow for shrinkage in the I Benefits Begins Jan. 1, 1940
first laundering. I "The first change you will feel in
Read the blanket label. A good one I the old-age insurance system—the
should tell you the percentage of I first thing that will come home to
wo^l and cotton in the fabric| the ten-1 many pf your members, is the new
syile strength (pull which'a blanket I date for the beginning of monthly
should be able to .stand before tear-1 benefits—January 1, lf40, instead of
ing) weight of blanket, in order tolj{inuarv
compare blankets of the same size audi "Under the old law, the most that
liber content and, of course, the size I workers becoming 65 years of age
of the blanket in inches. I prior to January 1, 1040, could have
To judge the cover's weave and I received was a lump sum equal to a
construction, hold it up against the I percentage of their total pay from
light. A good one has a uniform I the last day of December, 193(, to
weave and no thin spots. I the day they became 05 years of age
In this way, too, you can toll I \Tnw they may rocoivo monthly bone
whether the contrasting borders, I fns
stripes and plaids are all woven in theldalo
As a final test, beware of a blankotl
pear.
Because an over-supply of peanut
can put too much fat in the di
nutritionists advise mixing peanut
with other protein foods. Peanuts can
be worked into the menu in the form
of nut loaves, nut scallops, nut cr
quettes, salads, desserts, and oth•
dishes. For a list of recipes using pea
ts write for a copy of the Depart
ut. of Agriculture's pamphlet,
uts, and Ways to Use Them,"
rtich was prepared by tho Bureau
onje Kconomics. You can get a fi
••py*from th^ Consumers' Counsel ii
ision. Department of Agrirultur
Washington, D. ('.
Whether you v.
i i
benefits are to
our
v 5ory
coal on kindling? Ipi'ocess of estimating the size and
Fire should be built in reverse from! potentialities of that fund, now and
«.,$he u?jal methods if they are o burn I ^or ^jme come, in order to see
^Swperly, is the advice of the Counsel I j1QV/
study, and the Ad-
Council's study, were largely a
j-,e
u?e(j
coal, then kindling, and finally, on topi Provide an old age income which
of everything, the paper. That really I
is doing the thing right side up, ac-1
fording to fuel experts the Fed-I
v/ouid
for the greatest
-of I «\ye wanted to do three things es-
of
I pecially:
have some relation to the work-
.g
average
er
Wage
earf, an(j
in his working
^.^ug
some extent
retiretl,
and
tjons about this
me
com-
following the time-honored
principles of workmen's
the worker's
family as
well as himself.
Tut the purchasing power of
rui imj purenasinK power
age
Soon
fieed a fire is to heave coal on every I "You will recall 1
time it gets low. The right way is I
as possible.
0f
,u
insurance taxes to work
y0Ur delegates asked some ques-
$47^00,000,000 re
?orve fund and am K,ad to pay that
Tht n fill up the pocket with freohl proi}]em iias been solved in the
coal. This gives a maximum amount I process of working out a new and
of heat without wasting any fuel. I
more
Another thing to remember is to I ..ee gentleman who interrogated
learn how to regulate the dampers on I
effective pattern of benefits. I
jas^_ year smiling. think he
n-)ade a
point last year.
otff an even flow of heat. Letting the I j.,,orty.|.,jve Million Persons Eligible
fire die down and then building it upl por j^oc|u| Security Benefits
again several times
day will also! «Qur actuaries and statisticians
a
formula which gives us at
a
long start toward our goal.
chariges do
(.oUjd wjs}-if
not go as far as we
it is important to remem
tf) be sorry We have here & huge
nsurance
problem. To operate anv
nsurance
Washington, D. C., for its free lealle .1 tential beneficiaries to whom the gov
'When You Buy oa I arnment itself is responsible needs all
I the wisdom and prudence we can corn-
Facts 1" or Blanket Buyers I mand. Thanks to the careful con
Before launching forth on a blanket-1 sideration of the Committees of Con
buying expedition, know the width,I press and all concerned in preparing
depth, and length of your bed. I the amendments, it was possible to
system with 45 million po
these changes without endanger
after
A reasonably sturdy blanket should I xho one stipulation is that wages
have a tensile strength of 15 pounds I
per inch in the filling direction, andlward
they are 05, or at any later
wiien tboy
same direction as the rest of the cov-1 have earned as much as $50 a quar
I
a i much as
a-. buying
peanuts shelled or unshHIed depends
on the relative cost for equal quanli
ties of each. In 1 pounds of pf a
iiut.s in the shell, there is as much
edible portion on the average us in 1
pound of shelled peanut?.
Bell Sybtem operators answer 97
p^r '.ent of all loeal ealL Iul., handle
within ten seconds.
retire, provided they
ter in each of any six calendar quar
Taut or over-full stripes and bord-Iters sines 1936. This is true even i
ers may cause puckers and ripples in I they are now past 05 and have al
the covcr after the first wash. I ready received a lump-sum payment
t!arned aftor aRfi
and well fastened. They should bcl(.an qualify for monthly benefits in
guaranteed not to out-shrink the rest|thp .pnn(?
of the blanket when laundered. I
(jo, to be counted to
0ld-age
25 pounds per inch in the opposite di-l^ave been earned in 1939 or later
rection, I Thus a worker who was 65 years o
findings should be neatly finished I
insurance benefits, must
a ro bpforo in30 and js stm at work
of lf)4Q( if he has oarncd
$50
If your rug develops streaks, made I wages, but not as under the old law
by the crushing of the pile, try this I on his total wage: It will be figured
simple household remedy. Ion his average monthly wage. Thi
Steam the pile by placing a wot I results in a considerable increase in
cloth over it and applying a hot iron,I the monthly benefits to workers now
taking care not to scorch the surface. I of middle age and over. It brings
Then brush the pile in its natural di-lin 1940, a monthly benefit of #30.90
rection. I to the retired worker who has had
Usually, this remedy works only I let us say, an average wage of $150
for a few months, after which it must I a month since 1930, if he is single
be repeated v !r n the rtreak" reap-1If he is married, there arc additional
1 benefits for his family
Pointer For Peanut Fans
I enmits are not just a betwee i
meal treat. They are a very nourish-
in cach quarter 0f
1!)3j) an1 the first tw(J quarterB of
whose fii:/./ pulls ofF easily. 11910
I "The amount of monthly benefits
A Remedy For Uug* I will depend upon the worker's past
Benefits Payable to Worker's
Dependents
"That brings us to the most funda
mental change in the Act—provision
ing food, and inventive planners find for the worker's wife or widow and
ways to work peanuts into meals.
Peanuts contain as much as 50 per
cent fat and from 20 to 25 per cent
protein. In addition, they contain
some carbohydrate material, a litt.l«
mineral matter, and good supplies of
Vitamins and G.
dependent children, and in some cases
hi dependent parents. The man
Costly Lonses Should
Bo Protected
V'»u wouldn't wear a diamond in a
loose setting. Don't endanger your
lenses with loose frames. Come in
and let us service and tighten th^
frames on your glasses and clean
the lenses. This minor repair may
save you a great deal of expense.
Convenient Time Payments
Or. Herschel A. Rubin
O V O i I S
At Loon Rubin's Jewelry Storo
5H v/ashmg^u g». rHONE
UV
wife, if or when she is 65, will get
monthly benefit equal to half of his.
If his amounts to S30, she will get
$15, and the two will have $45. A
idow's benefits is three-quarters of
her husband's monthly payment, a
child's benefit is one-half until he is.
16 years old, or 18 if he is regularly
school. If, for example, a man
ith a $30 monthly benefit dies leav
ing a widow and two dependent chil
dren, the family altogether will have
$52.50 a month until the oldest child
is 18, when the child's benefit stops.
"You will probably want to know
much more about these family bene
fits, of course. I shall not attempt
more examples here, however, because
I think you will find it easier if you
actually see the figures in print. This
you can do if you ask for one of the
leaflets which you will find in the lob
by near the Social Security Board
exhibit.
"And incidentally, in the annual re
port of the Executive Council there
is a splendid explanation of all of
these changes, including the ones that
I have just mentioned.
AH Members of Worker's Family Are
Protected
"From what I have said, however,
you will realize that the new provi
sions for old-age insurance give pro
tection not only to the worker him
self, but to his family when he dies—
more benefits, more protection than
we could possibly buy anywhere with
the amount of his social security tax
It provides an income for him and an
additional benefit for his wife when
they are old. It provides for his
widow and children until the children
are out of school and can presumably
help to take care of their mother. And
when that mother reaches 05, if she
has not married again, she receives
three-fourths of her husband's month
ly benefit as long as she lives.
"These provisions are so funda
mental that Congress changed the
title of this part of the Social Security
Act to 'Old Age and Survivors Insur
ance.'
Employers Required to Give Employes
Receipts for Social Security Taxes
Paid
"Another change which will be wel
ome to you is an amendment to the
law requiring employers to furnish
receipts for social security taxes
aken out of the worker's pay. Those
receipts will show the amount of the
tax and also the amount of the wage
They must be furnished at least once
a year, and in any case, when the
worker leaves a job. They may be
furnished oftener.
If the worker saves these receipts
he can keep track of his social se
curitv account. He can also check up
by asking the Board what his wage
rcdits are. We are now replying to
many thousands of requests of that
kind, which are coming in on pofet
cards we have issued for the work
ers' convenience. Any union can ob
tain a supply of these cards for its
members. Many unions have already
done so, and others can, by asking
the nearest Social Security Board
field office.
Safe Old Age Reserve Account
Established
"Xnother change in the old-age in
surance system affects what the old
law called the Old Age Reserve Ac
count. The new law provides that so
cial security taxes shall go into a fund
to be known as the 'Federal Old-Age
and Survivors Trust Fund' which
shall be managed by a Board of Trus
tees. The trustees are the Secretary
of the Treasury, the Secretary of La
bor, and the Chairman of the Social
Security Board. This fund will be
drawn upon to pay benefits when they
come due, and is expected to provide
in addition, a reserve for contingen
cies.
Million More Persons Covered
"The new law also extends the cov
erage of the social security system
by more than a million men an
women in jobs not covered before. U
brings in the crews of American ships
the employes of national banks ami
State banks which are members of
the Federal Reserve System, and em
ployes of building and loan associa
tions.
Agricultural and domestic Workers
Excluded
"Labor asked for extension also to
agricultural and domestic workers
and to employes of religious and
other non-profit organizations. The
Board is on record as recommending
this. However, Congress apparently
believed that this extension should
not be undertaken, at least for the
present.
$ ICO,000,000 Taxes Saved For
Workers
"I have already referred to another
important change which will affect
labor materially. Congress kept the
old-age insurance tax rate, for work
ers and for employers, down to the
present one per cent of wages for
another three years. Under the old
law it would have gone up to l'£ in
1940. That change amounts to
swing of some .f lOO.OOO.COO in work
ers' taxes during that time.
"Wo have, then, with the amend
ments Congress adopted in August
a very different old-age insurance
rvstem from what we had before. It
protects the workers' families, thus
reaching millions of people not co".'
ered under the old law. It enlarges
the benefits for men and women now
middle aged or more. It reduced
taxes. At the same time, however
it brings monthly benefit payments
nearer, and puts to work next year
I lie purchasing power represented in
the taxes the workers and their em
ployers have paid into the old-age in
urance and survivor'* fund.
tenclits Should Extend To Permanent
Disability
"The great related hazard which
till remain* unprotected that of
permanent disability. A person wlio
THE POTTERS HERALD
becomes permanently disabled prior
to age 65 suffers as real and perma
nent a wage loss as a person who re
tires from gainful employment at age
05 because of old age. With the sin
gle exception of Spain, every other
country which has a system of old
age insurance has made provision for
permanent disability. The Board rec
ognizes that the administrative prob
lems involved are different although it
does not believe them insuperable."
Jobs
For All
(Continued From Page One)
eadily sen the disadvantage that it
brings to the enlightened states who
have provided or who are seeking to
provide for their own citizens.
As the old age pension system de
velops and is perfected—and by that
I am not endorsing any wild scheme
of old age pensioning that may occur
to the mind of any candidate in the
October season of the year—I mean
sound old age pension that is rela
tively uniform in the forty-eight
states of the nation—when that is
perfected it will properly care for
superannuated workers and relieve
just that many from the extreme end
of a great army of workers of this
country.
"And then the other condition I say
we have met, even in my own state
s to bring about, by proper constitu
tional amendment, a real child labor
provision to prevent the exploitation
of children in factories and in indus
tries.
"True,
we have child
labor
laws in
many states, but that does not Serve
the purpose as long as there is any
state—and there are several—that
will brazenly advertise that labor of
all ages, unrestricted, is available if
ndustry will come down to those
tates. That is a fact, and it puts the
enlightened states to a disadvantage.
"So that when we think about uni
formity in the control of child labor
we must see to it that all sections of
the country provide schools instead
of jobs in the mills for their children
and that will in turn reduce at the
other end of this army of workers.
Unemployment Insurance Should Be
Uniform
Then in the middle, a really effec
tive uniform system of unemployment
insurance. Wfien I suggested some
years Imck before 1929, in Congress
one day, a study of unemployment in
surance to meet what was sure to
happen—the technological displace
ment of men through the advent of
machinery—the Chicago Tribune print
ed an editorial and stated that this
alien-minded radical ought to be do
ported. Coming from the Chicago
Tribune I considered it a compliment
No one will suggest, of coi^pe, that
we must stop progresfcr-^V's fcould not
if we wanted to, but there is no
reason why, as new means of pro
duction are devised and employed, in
dustry cannot regulate itself to pro
vide employment by a shorter day and
a shorter week.
Shorter Hours Are
^fecessAry
"But here is where organized labor
can be of great assistance. I hav
made this statement many times
Sometimes I get a very cold recep
tion when I make it, but I know it
is
right and I shall continue to make it
—that a shorter day and a shorter
week should be utilized to create more
jobs and not overtime for the fellow
who has a job. When we think
that—and that, of coursd, changes
many of the pet theories we have en
tertained—when one has an equal
•*.,
'MP*
«»sr,
o«
p-.osTcf*
The Crockery City Ire & I'r. 'Jurts Co.. E- Liurpool. 0-
At Club. Taiern- Dining tt«oxo»
or Neighborhood Dealer
eekly wage, when one has per
manency' of employment, he might
finish that week in the shortest pos
ible time and then for the rest of
the week have rest, recreation, educa
tion, and let another shift come in.
"We are coming to that, but we
will come to it quicker when we get
complete understanding of the prac
tical application of the shorter week
and the shorter day and the com
plete cooperation of all those who are
interested."
A. F. L. Convention
(Continued From Page One)
lynching legislation poll tax racial
discrimination in labor movement
President Roosevelt's administration
extension and improvement of U. S.
Civil Service Commission standards
in Government employment Court of
Appeals in Federal Civil Service U
S. Employes Compensation Commis
sion Federal board for vocational
education tariff legislation to restrict
importation of wood pulp legislation
prohibiting government agencies from
purchasing products made in foreign
countries.
Federal Government Employes
A number of the resolutions con
cerned employes of the Federal gov
ernment. They covered: Thirty year
optional retirement correction of an
nual and sick leave laws application
of seniority principles to all federal
employes provision of pay increases
on longevity service.
Employes of the Postal Service
were covered by a number of resolu
tions. They included: Progressive re
duction in hours based on length of
service non-civil service employes in
postal service restricting use of tem
porary employes by postoffice depart
ment substitute postal employes im
provement of employment standards
of l-ural mail carriers civil service
and seniority for substitutes in the
rural mail delivery service compen
sation for rural mail carriers accord
ing to number of mail boxes served
inclusion of special delivery messen
gers in postal service under civil ser
vice.
Panama Canal Workers
Employment conditions of govern
ment employes on the Panama Canal
zone were also considered in a num
ber of resolutions. The subjects in
elude: Shorter work week for Pan
ama Canal and Panama Railroad em
ployes twenty-five year optional re
tirement and widows' annuity for
Panama Canal and Panama Railroad
employes wage differential for Pan
ama Canal and Panama Railroad em
ployes.
Two resolutions concerned employes
of U. S. Navy yard?. They covcr em
plovmont conditions of navy yard cus
todjal service employes and wage
rates for navy yard employes sub
stituted in supervisory positions.
In addition there were a number of
resolutions urging increase organiza
tion work in a number of industries
and a few complaints in
the field
jurisdiction.
of
Industrial Safety
(Continued From Page One)
ments.
and health problems of each trade or
industry and the preparation of rec
ommendations for the prevention of
accidents and occupational diseases.
"Inclusion in union agreements of
clauses requiring the provision and
maintenance of safe and healthful
working conditions.
"Exertion of pi*essure on Stato and
local authorities for the adequate
regulation of industry through spe
cific safety and health requirements
to the end that industrial accidents
and occupational diseases may be pre
vented."
Finally, the convention insisted
"That the benefits of workmen's com
pensation laws be extended to all
workers and that exclusive State
funds be set up so that injured work
ers will receive the full benefits due
them, and at the same time bring
about reduction in compensation in
surance cost."
Shortage of Skilled
(Continued From Page One)
real alleged shortage of men on the
job, indicates failure of machiner
and procedure to bring this skilled
man and the job which needs him to
gether.
Breaking Down of Wage Standards
Feared
"Difficulties in recruiting skilled
workers would appear, and have every
indication of being a by-product of an
effort to break down wage standards
and working conditions.
"With respect to what has been
called "neck of personnel bottle
meaning demands for tool and die
makers and similarly high trained
specialists, our records reveal that,
large numbers in the very prime of
their skill and efficiency have been
refused employment, for no other rea
son than that they had reachcd 10
years of age.
"The organization
of
tional Arsociation
the Interna
of
Machinist
reaching from the Grand Lodge Head
quarters through various grades of
union officials to local secretaries
business agents, grand lodge repre
pentatives, stationed in all parts of
the United States and Canada, pro
vides the best available facilities
through which contact can spcedil
be established with unemployed, skill
ed worker.-. The records of the grand
lodge contain information of the in
dividual classifications, training, ex
perience and availability.
Would Be Glad
To Work
"This applies not only to member
of this association who are out of em
ployment but to that other and very
valuable class mentioned above who
no longer follow the machinist trade,
and perhaps, in some cases, are no
longer members of the union. They
having been denied employment be
cause of age limitation now find them
elves forced into other lines of ac
tivity, but would no doubt, in any
emergency be glad to return to the
trade in which they have acquired
such skill if the opportunity present
ed itself, or a condition existed which
required their presence.
"We are convinced that an oppor
tunity exists for great service along
lines for which our entire organiza
tion's procedure and machinery are
equipped.
"We therefore repeat our offer of
placing at the disposal of your de
partment every facility we possess in
order that the facts may be ascer
tained and a speedy remedy applied
that will meet the requirements re
garding skilled labor which may be
necessary to operate to fill all re
quirements of our national" defense
program."
MAIL EARLY, FARLEY URGES
Washington, D. C. (ILNS).—Post
master General James A. Farley has
appealed to the public to mail Christ
mas packages early so that all postal
employes who can be spared may
spend Christmas Day with their fami
lies.
He said Christmas Day work would
be voluntary for regular employes or
classified substitutes. Regular em
ployes, he said, have the option of re
ceiving either overtime pay or com
ensatory time for Christmas work.
(at^ncx
1LJ
Thursday, November
To the Electorate of East Liverpool:
It is with extreme gratitude that I acknowledge the
election to the office of City Treasurer, and it is my in
tention to continue to merit the good-will and support or
the public.
9,
1939.
NOTICE!
Important Announcements of Local
Unions are to be found in
CLYDE V. HALL
•?7
this
Column
«S»
ATTENTION
Harry Handley and Clarence
Prescott of Local Union No. 172
4* have been suspended.
& if* 4* *1* &
NOTICE KILN DRAWERS
All kilndrawers in the trade
are urged to attend a special
meeting to be held by Local
Union No. 17, Thursday, No
vember 16.
FEW ISSUES SEEN IN ELECTIONS
Chicago, 111.—Citizens of only a
few states will be called upon to de
cide initiated and referred proposi
tions and constitutional amendments
on November 7, according to a recent
survey of the Council of State Gov
ernments. Like all odd-numbered
years, 1939 will see comparatively lit
tle direct legislation. More than 350
cities are holding elections, however,
either to choose councilmen or to act
on local ordinances or charter amend
ments. Old age pension proposals in
California and Ohio and the legaliza
tion of pari-mutual betting on horse
races in New York are the outstand
ing issues of this year's state elec
tions.
f*
r*j i'» i
arc built of uniL constructed in ad
vance not only to save you money but
to make sure that each incorporates
the most approved work-saving fea
tures.
No mattel what shape or size your
kit.chen may be there are a number of
IIOOSIER arrangements which will
fit it—varying both in appearance
iiid cost but, alike in that cach
offers the utmost convenience for the
money.
To learn how ultra-convenient and
truly beautiful a kitchen can be, come
in and sec our display of HOOSIER
kitchens.
HERE IS A WORTH-WHILE
CHRiSTMAS GIFT
Make Your Selection Now To Save
Money And Be Sure of Finding Just
What You Want
A SMALL FIRST PAYMENT WILL
HOLD YOUR PURCHASE
CROOSC'S
A'.-i"•
Look
Belier
Servo Better
Cost Less
ill
With the Iloosier
Sh k, dh':uaihing
is robbed of
drudzery