MRS. CASSIE L. CHADWICK.
CAREER OF MRS. CHADWICK
Incidents In Barly Lifc of the Famous
In the history of "frenzied finance"
In this country, and in the entire
world for that matter, no case the
equal of that of Mr3. Chadwick has
ver been known. Recent disclosures
have startled financiers and business
men everywhere. How this woman,
apparently alone, outwitted shrewd
bankers and hard-headed business men
and borrowed fortunes on mythical se
curities and bogus note3 seems almost
beyond comprehension, but It seems
only too true.
Until the suit of Herbert D. Newton,
of Brookline, Mass., for the recovery
of a loan of $190,800, and the failure
of the Oberlln (O.) national bank, few
of her victims suspected she was any
thing but what she represented her
elf to be, an extremely wealthy
woman. Then as the news of her sev
eral transactions became public the
history of her life gradually became
known, and a most strange and Inter
esting story it is. It Is said she be
gan life on a little Canadian farm in
Ontario, as Elizabeth Bigley, in 1857.
A - l i .
ukcinaiua sue was Known as iouise
ALLEGED AND BONA FIDE
Bigley, then as Mrs. C. L. Hoover,
Lizzie Hoover, Mary Hoover, Mme.
Rosa, Mme. Devere, Mrs. Wallace S.
Springsteen, Mrs. J. R. Scott, Lydia
6cott, Lydla Clingan, and last of all
Mrs. Leroy D. Chadwick.
Begins Strange Career.
She was one of eight children, six
of whom were girls. Thos9 who knew
her father say he wa3 a plain, honest
man, who worked industriously and
supported his family to the best of
his ability. There is no record of ec
centricity in tho girlhood years of
Elizabeth Bigley. In 1878, however,
she seemed to have begun the strange
career of adventure which she has fol
lowed ever since. It is recorded that
on November 21. 187S, Elizabeth Big
ley called at a barber shop in Brant
ford, Ont., and asked to have her hair,
which wa3 hanging over her shoulders,
cut off. This having been done, she
"asked for a false mustache. When at
length she sought to raise money on a
gold watch the police were called in.
Her father was communicated with
and she was taken home. Her pecul
iarities were soon made more manifest.
It became known that she was In the
habit of carrying a card on which were
the words: "Miss Bigley, heiress to
115.000." . To support this role she made
many expensive purchases. She
bought $250 worth of dry goods with
a note Indorsed by a wealthy farmer
sear Brantford. She also purchased
an organ from E. G. Thmoas, of that
city, giving her note in part payment.
When her note came due she did not
meet it, but gave another note, made
by the late Reuben Kipp, in security.
This proved a forgery and landed her
in jail. Her trial took place at the
spring assizes in 1879. She was de
fended by the late Ashton Fletcher,
Q. C, and the plea of Insanity being
made, she .was acquitted on that
ground. She disappeared from Wood
stock then and was not seen again
there till 1889, when she came back to
town, evidently prosperous.
Goes to Cleveland.
Aftr her disappearance from Wood
stock, in the summer of 1879,- there is
no record of Elizabeth BIgley's where
abouts for several months. In 1880,
however, she was first known in Cleve
land. She took up her residence with
her sister, Mrs. Alice M. York. In
1882 her trouble with the money lend
ers of Cleveland began. Her scheme
was to borrow money on Mrs. York's
furniture. She gave them among other
names that of Alice M. Bestedo. Her
brother-in-law forced her to leave his
house. Then she became acquainted
with Dr. Wallace S. Springsteen, and
the marriage of the two took place on
December 3, 1883, and within 12 days
the doctor applied for a divorce. Dr.
Springsteen became suspicious of her
and hired detectives to investigate her
stories concerning herself, and learned
for the first time that she had a sis
ter in the city and the story of her
difficulties with the money lenders.
He also learned of her birth In East
wood. Ont., in 1857, and her trial for
forgery at Woodstock in 1879, of which
charge she escaped conviction on the
fplea of Insanity. Soon after the di
vorce was granted, which was asked
for on the grounds of infiuelity, Dr.
Springsteen received a letter from
Buffalo attorney informing him that
xura. oprmgsteen was stopping at one
of, the best hotels there, and that she
had empowered him (the attorney) to
draw $C,000 on Dr. Springsteen on the
grounds that she had submitted to a
separation. The doctor Immediately
denounced her as an impostor.
Known as Mme. Rosa.
After her divorce from Dr. Wallace
Springsteen Elizabeth Bigley lived in
a boarding house in Cleveland. This
boarding house was kept by a Mrs.
Hoover. Elizabeth Bigley was there
known as Mme. Rosa, and also as Mrs.
Scott. In 1884 this strange woman was
at Erie, Pa., stopping at a hotel. She
was seized with what seemed to be a
hemorrhage of the lungs a clever
counterfeit, however but she succeed
ed in enlisting the sympathy of a
number of people. She explained that
she was a wealthy woman returning
to her home in Cleveland, had become
unexpectedly embarrassed, " and was
successful in obtaining a number of
small loans. v hen the Erie people
wrote for the return of the money
they received a queerly written note
that the woman who had imposed
upon them was dead. In 1885 Eliza
beth Bigley appeared again in Cleve-
land, under the name of Mme. La
Rose. She had a sign in her window
advertising herself as a clairvoyant.
Again she disappeared and it was
learned she had married a farmer
named J. R. Scott in Trumbull coun
ty. She was divorced from Scott in
a few months and Scott was minus his
farm. In 1886 she returned to Cleve
land a third time. It was in this year
that the boy now with Mrs. Chadwick
and known as Emil Hoover was bora.
Her Career in Toledo.
There is a break of two years in the
history, during which the woman left
Cleveland. In 1S90 she turned up at
Toledo as Mme. Devere. At Toledo
her career was as dramatic as it was
spectacular. Fifteen years ago she
was. a familiar figure. She could be
seen in the finest of carriages driving
about the city, and her entertainments
were known as elaborate, the cost of
flowers alone being high. Her past
history was kept secret, yet by de
grees it developed that she was born
in Woodstock, Can., and was the
daughter of Mrs. Mary Ann Bigley.
She began to secure large sums of
money from various men. It is assert
ed that a prominent doctor gave up all
and was completely under her control.
He is to-day a physical wreck. A
bank president, since dead, was de
ceived, and how much he loaned her
will never be learned. Two express
officials and a grain merchant are said
to have been caught for large sums.
j One of the stories told by Mme. Devere
in Toledo was that of her marriage
j to a wealthy gentleman near Manches-
ter, England, who was killed shortly
' after in a runaway, and from whose
: estate she received an annual income
x Spends Money Lavishly.
For years Mrs. Dr. Leroy S. Chad
wick's lavish expenditure of money has
been the subject of comment in Cleve
land. There is not a store in Cleveland
of any prominence with which Mrs.
Chadwick has not had dealings. At
some of them she has spent thousands
and thousands of dollars, and has paid
spot cash. She tried no trickery with
them when she wanted anything. No
person with millions at his command
ever bought with a more lavish hand
than did Mr?. Chadwick, and when she
bought she had the money to pay for
it. She juggled with no securities, gen
uine or otherwise, when she made her
purchases in the Cleveland stores. The
cash with which she paid probably
came to her through her ability to
make, banks and bankers think she was
a person to whom a loan, no matter
how large, would be a good business
investment, but when she dealt with
the grocer, the butcher, the jeweler, or
the house furnisher she paid him in
good coin of the realm, and paid him
in enormous sums. There is not a
store in town that has not its story to
Buys Gems by the Tray.
Most persons when they invest in
diamonds buy them singly, or in ones
or twos at the most; not so Mrs. Chad
wick. One of her favorite pastimes was
to walk into a store and ask to see
diamond rings. It might be that the
clerk would place before her one or
more trays of the baubles. "These look
nice," she would say, Indicating with
her finger an entire row of gems. "I
think you may give me those." And so J
DXL LEROY S,
she would leave the store, carrying In
her muff enough jewels to pay a year's
rent of a Fifth avenue mansion. Jim
Chadwick was one of its customers at
a piano store. One of her small orders
one day took the form of eight grand
pianos, sent to as many as eight differ
ent friends of hers, as a slight token of
her esteem and regard. This bill was
settled in cash.
Takes Twelve Girls to Europe.
There is a firm of jewelers in Cleve
land who do a business that would
make them rank with Tiffany, of New
York. They are not giving to telling
what they do for their customers, but
here is a story of Mrs. Chadwick's
prodigality that Is known to almost
every clerk in the store. Some time
ago she took 12 young society girls on
a trip to Europe. Just what happened
on this trip nobody but those who took
part in it knows, and for obvious rea
sons just now they are not telling.
What pranks were indulged in and to
what fantastic limits this money mad
woman went in order to shower luxury
upon the young girls only they them
selves know. This much, however, be
came known when they returned to
Cleveland. Mrs. Chadwick went Into
the private office of the head of the
big jewelry firm here and displayed 12
exquisite miniatures painted on porce
lain by one of the greatest Parisian art
ists and had them framed in solid gold.
Buys Store Full of Toys.
Ju3t before Christmas several year
ago, Mrs. Chadwick walked Into a
Cleveland toy store and pulled out a
written list that, according to the store
officials, was two yards long. Nothing
but toys was on the list, and when Mrs.
Chadwick had finished buying, her bill
was In the neighborhood of $800. Dolls
galore were bought, Mrs. Chadwick
saying that she wanted something like
100, the price to range, from one to
three dollars- each. Personally she
made no selections, leaving that to the
clerks who waited on her, but when
the bill was presented it was paid at
once. The toys were distributed among
the orphan asylums and the different
children's wards in the hospitals and
many a heart was gladdened that
Christmas by the benevolence of the
unknown person, as Mrs. Chadwick ex
pressly stipulated in buying the goods
that the recipients must not know
where they came from.
Such, it is said, is a brief history of
the mysterious woman whose audacity
has staggered the whole financial
world. The suit filed by Mr. Newton
has led to the unfolding of the mystery,
and but for it she might still be con
tinuing her operations.
MANNISH WAYS A MISTAKE.
Women Will Never Win Adoration
from Men by Adopting
Women are never more largely and
gorgeously mistaken than when they
thinu that they make a winning with
men by trying to make imitation men
of themselves. The fallacy that men
pine fcr women to be little brothers to
them has gained ground of late and
found many adherents among women
who affect masculine sports, discuss
risque subjects, and endeavor to wipe
out the sex line. Never wa3 greater
folly. It is woman's unlikeness to man,
the difference of her point "of 'view, that
makes all her charms and lends pi
quancy to her society. If a man wanted
the ideas of another man on a subject,
he would seek one who had been bcrn
to the masculine estate, not one who
has merely understudied the rcle.
Men like what we call the old-fashioned
virtues in women, says the Chi
cago Tribune. It is the fashion now for
women to be blase and cynical, but there
is no man so hardened that he dees not
shudder away from a hard woman. He
may never put his foot inside cf a
church, but he wants a woman to be
pious. He may disbelieve in everything
in heaven and earth, but he wants a
woman to have a childlike faith in every
thing, and no matter how much he laughs
at her for her credulity, he loves her the
better for it. He may judge the world
mercilessly, but he wants a woman to
be full of tender and unreasoning sym
pathy and pity. No man ever loved a
woman who did not cry, or who was not
tender to little children, or who would not
give to a beggar and investigate his
needs afterwards. The girl who thinks
it smart to sneer at domesticity and de
clares that she will never debase he ta!
2nts by learning to cook or sew, who
hates children and mocks at religion, no
matter how brilliant or beautiful she is,
does not attract men.
USEFUL UMBRELLA CASE.
A Very Handy and Economical Ar
ticle for Every Traveler
An umbrella will last twice as long
if used with care and properly treat
ed. Although it of course looks much
neater to carry when folded, when put
aside it should be undone to prevent
the folds from cracking. When trav
eling, however, both parasols and um
brellas should be rolled up and packed
In a case to prevent tneir getting
rubbed or soiled. Our illustration
shows one which is designed to be
UMBRELLA CASE FOR TRAVELERS.
made from cloth or waterproof mate
rial from 45 to 52 inches wide. About
three-quarters yard would be needed,
one-half yard of which forms the
foundation, which must be turned in
all around and machine stitched. The
remainder is employed to make the
receptacles for the umbrellas. These
also should be stitched after having
been carefully tacked In position, and
should be placed so as to leave enough
of the foundation to turn over and
protect the handles. The whole is
tied up with two lengths of ribbon
which should be sewn neatly to the
back of the foundation.
LOVE AS A COSMETIC.
Love Is the greatest beautifier. The
reason is easy to see. Love itself is
beautiful, and, if we give unselfish love
a lodgment with us, it is constantly
exerting a moulding influence upon us.
Love always appears at its best.
When it goe3 wooing, it always
chooses the most becoming attire and
the most captivating adornments. So
love, when it gets possession of a hu
man body, proceeds to mould the face
of that body Into the most attractive
form, for love always seeks to clothe
itself in the most attractive garb.
There 13 no masseur like love to
work miracles in a homely face. There
is no facial specialist who can begin
to do as much to make a plain young
man or woman attractive, to over
come deformity or hide blemishes, as
the magiciain Love can do. Christian
Endeavor World. -
Minister's Wife Wake up! There
are burglars in the house, John.
Minister Well, what of it? Let
them find out their mistake them
selves. Smith's Weekly.
CARING FOR THE HAIR.
t m ! a . . '
- uixo ojrsiemaucaiiy Xt is oy HOP
m- ti . -
jiirnun u JuaooriOUS XBLSK. 101
When you have finished your house-
worK and are ready to sit down at your
sewing or darning, or perhaps to scan
the magazine, you very naturally do
'not want to waste the precious andt
pleasant moments of the day struggling
over your appearance. You haven't time
for everything, you argue, and you
must get the mending cone or you must
read and improve your mind a little,
or you must finish a piece of fancy
work. Well, do it; do any or all of the
things you want to do or ought to do.
but first choose a sunny corner, by an
open window, and, sitting there with.,
the sunlight filtering in on your back,
let down your locks to the winds. Let
them blow and play about your shcul-j
ders. Give them chance at the air and
sunlight, just as you would give your
flowers that chance to. breathe and to
draw in life. The divine Sarah Bern-'
hardt never confines her locks when
she is in private. All day long when
she is at home they fly to the sun and
winds and are untouched by a hairpin
or ribbon. That is why , even as a grand
mother, she still has golden tresses In
stead of iron gray wisps of hair.
Nothing is so good for the scalp and
the hair itself as a daily sun and air
DRYING THE HAIR IN THE SUN.
bath, and nothing is so comforting or
Usually the little housekeeper is too
poor or too frugal to patronize the hair
dresser, or to indulge in a shampoo at a
dollar or half a dollar at one of the hair
dressing establishments. And so, in an
irregular, off hand sort of way, she
"washes' her hair when it is "dirty" or
"sticky." For this "wash" she uses anyi
soap that may happen to be about the
house, rinses quickly and dries her hair
over the radiator. Such treatment will
kill the finest hair in a few years.
You should decide upon a regular in
terval for shampooing your hair, ana
you should "shampoo" it. If you have
very dry hair, do not wash it oftener
than every three weeks, and you might
let it go for four weeks with prudence.
If your hair is oily you may indulge in
a shampoo every two weeks, but not
oftener. Some girls, during the rage
for fluffy hair, were in the habit of wash
ing their hair, once a week or oftener.
a process which took all the natural lire
and oil out of the finest locks and left
them dry, hard, dead, and ready to fall
out at the first sign of ill health. Use
for your shampoo a good tar soap or a
plain castile soap nothing else except
warm water. Do not make the bath
too hot, and do not put ammonia in it.
To attempt to burn your hair out in thla
way is a fatal mistake. Scrub thorough
ly, rubbing the scalp well and washing
the hair as you would a piece of cloth.
Above all, rinse the hair thoroughly in
warm water, and be sure that every
particle of the soap is removed, so that
the pores are free to breathe. Dry the
hair in the air and the sun. Fan it, If
you like, and rub it with the towel, but
avoid the life-killing, hot air from the
radiator or the gas stove, if you do not
want to rot and ruin the best part of your
Nearly half of your life is spent In
bed, and thus nearly half of your life
your hair is in tight pigtails and .curl
nancrs. This la nnfnrf unof (n.
reasons. First of all, it keeps the scalp
from the air and Is not good for the
roots of the hair. Secondly, it would
drive the most devoted man to the ether
woman or the uttermost parts of the
earth. Take quite as much pains as
you would for a party. Do not attempt
to put it up conventionally, but dress it
picturesquely. One of the prettiest night
arrangements is the Mar?iirit fuchinn
of two plaits down the back, locsely
woven and gracefully parted.
Don't use knives for scraping the
table and pots.
Don't crumple up your dish towels.
Rinse and hang them in the sun.
Don't black a stove while it is hot.
It takes' more blacking and less polish.
Don't put damp towels and napkins
in the hamper. Dry them first or they
Don't put egg dishes into hot water
it makes the egg adhere. Soak the
dishes first in cold water.
Don't put tic pans on the stove to
dry.' They become heated, the solder
loosens and they soon leak.
Don't pour boiling water over china
packed in a pan. It will crack by the
sudden contraction and expansion.
Don't put a greasy spoon on the
table. It leaves a stain which re
quires time to erase. Put it in a
. Don't litter up the kitchen whenj
pptttner n mpnl hpcanafl It will
hours to clean up after the meal i
Don't pour boiling water and soap
on greasy spots. Moisten the spots
first with a cold saturated solution of
soda, then scrub" them with the grata
of the wood, using cold soapsuds. .
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