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THIS GARDEN 1BLAXV, TtTESDAT, DEC. 28, 1920 m THE GARDEN ISLAND My New Year Resolve Issued Every Tuesday MyN I KENNETH C. HOPPER Managing Editor TUESDAY DECEMBER 28. 1920 BEXEFICIAL 1XSVRAXCE FOR LABOR One of the progressivejneasuros ttont might well be installed in Hawaii is Industrial Em ployees Insurance. This was inaugurated some 30 or more years ago in Germany and p oved so successful that it has been adopted by England where also it has proved a most salutary and beneficial measure. Substantially it is a monthly deposit of a certain fixed pro portion of the wages by the employee. . As a rule the employer is required to deposit an equivalent amount which also goes to the of the employee. In case of disability from any cause, accident, illness, old age, etc. this insurance fund is available for support. Hawaii furnishes an unusually .good field for this sort of beneficial insurance. The la bor is largely in the employ of big concerns disbursing large payrolls so that it would be comparatively easy to collect the dues. "We have very largely an improvident, hand-to-mouth class of labor, that is extravagant today and thoughtless about tomorrow. Every plantation or other similar corporat ion is becoming increasingly a charitable institution supporting improvident depend ants, who are dependant because they failed to make provision for old age or incapacity. Perhaps they could not; at any rate they did not. The County is now in a measure assum ing this burden also. It is a burden that will grow, especially when it becomes evident that dependants will be readily taken care of. Employees insurance would obviate all this pauperizing kind of sycophantic support. Insurance is one of the very best lii.es of de velopment iu citizenship and patriotism. When the government holds a considerable fund made up of a man's hard earned savings for years, he w ill be more likely to stan'd by that government ami be loyal to it. He has an interest in it. The Bolshevist- sithe man who saves no money, and has no stake. Finally, the sum accruing from the Insur ance dues would in the course of time mount up to a very large fund which the government could use for beneficial public purposes, and which would very materially add to the strength and influence of the government. ' PAX AM A CAXAL PROFITS Speaking of Panama Canal profits, there arc none. The canal is a burden financially; but economically it is a source of great profit, if time and convenience are to be considered as profitable to the nation. The Panama Canal was built at an expense of $307,151, 093 and since its opening the cost of operation has been 3(!,(j37,7G0 and the rev enue 34,(i57,S71. Its last year was the best, having yielded a gross income of 8,1)35,871, with an operating cost of $((,584,372, leaving a profit of $2,387,50!). If a fair rate of interest upon the cost of the canal was reckoned, the balance would be upon the wrong side of the ledger by a considerable sum ; but the cost of the canal is a buried proposition. If it will show in future years a profit over operating ex penses it will have performed the function for which it was intended, and that was, to shorten the distance and save time in transportation between the Atlantic and Pacific coasts of the United States. One reason for its building was to reduce the cost of railroad transportation, and for this the government has sunk an immense sum of money and at the same time queered the rail transportation to the extent that the people of the United States are now called upon to make up u railroad defecit far iu excess of the cost of Ihe canal; but this latter condition is not a direct result of the digging of the "big ditch", but a condition arising out of the war. The canal will or should pay better in future years, although it was not built as a source of profit. It affords a means of quick passage of our fleets from coast to const, iu time of war; but the immense distance of an enemy from our Pacific coast makes invasion in that quarter very improbable. As a commercial enterprise the canal has been a success; for it accomplished its object iu the reduction of trans-continental freight rates and eliminated profits from coast to coast transportation. The proposition now before the n ation is to operate the canal in harmony with the rail roads. It is claimed that by raising of tolls to a point that would make the canal profit able, the losses to tax payers would be reduced; but if the increased toll is to be added to the price of merchandise carried through the can al, there seems to be no way to save money to the people by that method. If increased tolls and freight rates increase the price of commodities to the consumer, although It may eliminate the necessity of appropriating mon ey to make up a deficit in operating expenses of the railroads, there can be no gain for the people, and only the satisfaction of a larger balance in favor of the canal. This is a sort of an india rubber proposition. If you squeeze it in one place it bulges out in another. WEALTHY IXDIAXS It was probably never intended that the AnP erican Indian should become rich. It was ex pected that he would remain poor and a ward of the nation. lie was given a home in the supposedly sterile lands of Indian Territory, now Oklahoma, and government agents were appointed to look after him and supply him with the food and clothing necessary to his wants; but oil and coal have been found be neath the surface of the lands allotted to the Indians, and they have become rich, richer in fact than their white brothers and are today the richest people in the world. Iu the old days the Indian walked or rode upon his pony. Today he is riding in his automobile and living in a good house, when he feels so inclined ; but in many cases the house of the white man does not appeal to the Indian, and frequently the wealthy aborigine may be seen enjoying life in a tepee, when he has a. bank account sufficient to purchase the New York stock exchange. There are but 304.1)50 Indians iu the United States, yet their combi ned wealth is in excess of ?1)00,000,000. SII1PP1X G IX VFSTI GA TIOX The Shipping Board investigation is reveal ing conditions that rival even the South Sea Bubble. The men connected with the compa nies engaged in ship building were in many instances allowed 10 per cent, upon the cost of the work, and the higher the cost the more money they made, and fabulous prices were paid forunskilled labor. A more pernicious system could not have been devised, and tle men engaged in the rob beries of the government money (the people's money) deserve no consideration on the part of the people, who will be obliged to pay for years to come, burdensome taxes, in order to make good the money that was stolen by the unscrupulous manipulators of the ship build ing graft. The interests of all citizens are involved in this inquiry, and the general desire is to have the Congressional investigation made thorough and complete, and then every effort made to. bring the guilty to justice. . WOMEX'S PROGRESS In America the name of Susan B. Anthony is closely allied with the long struggle for women's suffrage. She, was the organizer of the International Council of Women, which has recently held its first full session since 11)14, in the main parliament building in Christiana, Norway. All of the 22 countries which affiliated with the organization in 11)14, except Germany and Italy, were represented, and also the newly formed councils of Uru guay, Russia, Iceland, Ukraine and Mexico. Reports showed a steady advancement of women in political rights, legal status, etc. In 28 countries women have been granted full political freedom, and there are 100,000,000 voters in the world today. Women are eli gible to vote and hold office iu the League of Nations. A Minnesota pastor has what seems to be the most rational idea regarding the restora tion of the national self-respect of Germany. His proposition is to force her to pay for the damage she wrought during the war. Good sense prevails in the confirmation of that meth od. They who deliberately commit crime should pay the penalty. Germany deliber ated half a century and never once during all that time ceased her preparations for the per petration of the greatest crime in centuries, and the Minnesota pastor has the right idea. It is said that few Yale graduates are going into teaching. They might succeed better as football or baseball coaches, and in any event the salary would be more gratifving. We are warned to save our pennies, and we may as well do it; for they will buy nothing but a post card. Some autos have automatic attachments, and others sheriff's attachments. KEEP YOUR PICTURES IN ,PH0T0 ALBUMS It preserves thorn for future en tertainment. Complete new assortment from 35c to $10.25. Special Attention to Orders by , Mail HONOLULU PKOTO SUPPLY CO. Everything Photographic 1059 Fort Street . Honolulu r I Plantation i Store L Wholesale and Retail Groceries Dry Goods of all Descriptions. General Plantation Supplies CALIFORNIA FEED CO. LIMITED Dealers In i Hay, Grain and Chicken Supplies SOLE AGENTS FOR International Stock, Poultry Food and other specialties. Arabic for t cooling Iron Poofs. Petaluma In ; cubators and Brooders. King's .Special .Chick .Food jr. j. JOOX D2 Honolulu J JEWELERS Everything In the Silver and Gold Line, Rich Cut Glass and , Art Goods Merchandise of the Best Quality Only., H.F.WJCHM AN & Co. ,Ltd Leading Jewelers. P. O. Box $42 Honolulu WHEREAS it appears as sound reasoning THAT My country cannot fully prosper unless 1 prosper and. THAT My family, who, with other families, constitute the bulwark of the nation, , cannot prosper unless I prosper and THAT The Banks which hold the wealth of the nation cannot fully prosper unless I prosper and , THAT I cannot prosper unless I am willing to intelligently do my full share of the nation's work, , THEREFORE BE IT RESOLVED: THAT Beginning the first day of January, 1921, I w ill do an honest day's work every working day in the year; and further, that I will save in some manner, preferably in a Savings Account, an amount equal to at least 10 of my earnings. BAXK WITH THE BANK OF BISHOP & CO., LTD. Waimca, Kauai, i -44 44 4 44 4 Tank Building Reinforced Brazing W. M. MULLIN WELDING ENGINEER Acetylene and LIHUE HOTEL Electric Welding Kauai. BAXKIXG HOURS : 1) A. M. TO 3 P. M. ON AND AFTER AUGUST lGth The Bank of Hawaii Ltd. 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