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the Hawaiian sTACretmDY7 At if THE g4NK0FjAVVAII LIMITED. Incorporated Under the Laws o the Territory of Hawaii. PAID-UP CAPITAL $000,000.00 SURPLUS 200,000.00 UNDIVIDED PROFITS 85,737. S5 OFFICERS AND DIRECTORS. Charles II. Cooke President P. C. Jones Vice-President P. W. Macfarlane....2nd Vice-President II. Cooke Caahler C. Hustace Jr Assistant Cashier E. P. Bishop, E. D. Tennoy, J. A. McCandless and C. II. Atherton COMMERCIAL AND SAVINGS DE PARTMENTS. Strict attention given to all brancnes of Banking. JUDD BUILDING. FORT STREET. THE FIRST CO. OF HAWAII, LTD Capital, $250,000.00. President Cecil Brown Vice-President M. P. Robinson Cashier W. Q. Cooper Principal Office: Corner Fort and King streets. SAVINGS DEPOSITS received and interest allowed for yearly deposits at the rate of 4 per cent per annum. Rules and regulations furnished up on application. Claus Spreckles. Wm. G. Irwin. Clans SprecMs ft Co B A. I7 K 1C J S HONOLULU, - - - - H. I. San Francisco Agents The Nevada National Bank of San Francisco DRAW EXCHANGE ON SAN FRANCISCO The Nevada Na tional Bank of San Francisco. LONDON Union of London & Smith's Bank, Ltd. NEW YORK American Exchange Na tional Bank. CHICAGO Corn Exchange National Bank. PARIS Credit Lyonnals. BERLIN Dresdner Bank. HONGKONG AND YOKOHAMA The Hongkong and Shanghai Banking Corporation. NEW ZEALAND AND AUSTRALIA Bank of Now Zealand, and Bank of Australasia. VICTORIA AND VANCOUVER Bank of British North America. TRANSACT A GENERAL BANKING AND EXCHANGE BUSINESS. Deposits Received. Loano llnde on Approved Security. Commercial and Travellers' Credits Issued. Bills of Ex change Bought and Sold. COLLECTIONS PROMPTLY AC COUNTED FOR. ESTABLISHED IN 185S. BISHOP k GO BANKERS BANKING DEPARTMENT. Transact business In all department of Bamking. Collections carefully attended to. Exchange bought and sold. Commercial niid Travelers' letters or Credit Issued on The Hank of Cali fornia and N. 31. Kotlischlld & Sous, Correspondents: The Hank ofCall fornln, Commercial Hanking Co. or Sydney, Ltd., London. Drafts and cable transfers on China and Japan through the Hongkong & Shanghai Banking Corporation and Chartered Ban!: of India, Australia end China. Interest allowed on term deposits at .the following rates per annum, viz.: Seven days' notice, at 2 per cent. Three months, at 3 per cent. Six months at 3 per cent. Twelve months, at 4 per cent. TRUST DEPARTMENT. Act as Trustees under mortgages. Manage estates (real and personal). Collect rents and dividends. Valuable Papers, Wills, Bonds, Etc., received for safe-keeping. ACCOUNTANT DEPARTMENT. Auditors for Corporations and Pri vate Firms. Books examined and reported on. Statements of Affairs prepared. Trustees on Bankrupt or Insolvent Estates. Office, 024 Bethel Street SAVINGS DEPARTMENT. Deposits received and Interest allow ed at 4 per cent per annum, In accord ance with Rules and Regulations, copies of which may be obtained on application. INSURANCE DEPARTMENT. Agents for FIRE, MARINE, LIFE. 'ACCIDENT AND EMPLOYERS' LIA BILITY INSURANCE COMPANIES. Insurance Office. 924 Bethel Street M. PHILLIPS & CO., Wholesale Importer And Jobbers of AMERICAN AND EUROPEAN DRY GOODS Corner of Fort and Queen Sta. Twenty-nvo cent.: pays for a Want ad in the Star. A bargain. SAFETY IN THE SURF Queer How It Lingers: That old leaning some men have fot HOW TO AVOID DANGER WHILE BATHING AN EXPERT LIFE- the Custom Tailor. They stand foi bAVliK AINU SWIMMER SAYS THAT LOSING THE NERVE IN , THE WATER IS ONE OP THE GREAT CAUSES OF DROWNING l,is b,unders Is waste of time, Ins SWIMMING VERY HARD EXERICSE. lack of ncrcentlon nn.l iHpv n.v hi. . i -- tall bills for short service. Till Reason is most generally to be found in their not knowing the Way Out "Now that the swimming season is fairly under way," said Capt. "Tom" Riley, the veteran Coney Island life-saver, "it may not be a bad Idea to give a few pointers to the average bather, that may come in useful to him some time or other. "The first piece of advice I would give Is: Don't go far from shore. Swim ming is one of the hardest exercises in the world, and a man must be well used to it. No matter whether he is as fit as a fiddle to run a five-mile race in record time, let him be careful how far he tries to swim. "Every muscle is used when a man is swimming, many of them that are never brought Into play in any other way. This is the main reason why so many fellows get into trouble every year. "They feel good and strong, and when they get into the water they swim and swim until they get tired. Then when they try to swim back again their strength plays out, and if help isn't near by they get rattled. The next day the newspapers have another account of 'An expert swimmer drowned-' "Getting rattled is another thing to guard against. Nine times out of ten this has more to do with people getting into trouble than anything else. Whatever you do or wherever you are, keep cool keep your nerve. A man can stay afloat a long time if he won't get rattled, no matter what's the trouble with him. "There's a spot just off Norton's Point where you can't make headway in one direction or the other. If you are caught in there with a boat you can't pull out, so you can have an idea of what kind of work a swimmer has cut out of him. There Is only one thing to do, and that is to keep cool and quiet, and after a while the current will carry you out, but you can't get out by swimming. That is what we call a 'sea puss.' "In a race I had once some years ago from the Battery to Coney Island I got caught in this place. I knew it the minute I reached it, so I didn't try to swim, but turned over on my back and floated. In the course of a few min utes I was whirled out, and went on and won my race. Now, an inexpe rienced swimmer would have got rattled, made big efforts to get out, and finally have tired himself out and sunk. "Don't be afraid of cramps is another thing that all swimmers should remember. There has been so much said and written about cramps that people arc scared to death when they feel a little cramp coming on in a toe or hand. Then they lose their nerve altogether and give up, where by being cool they could have made their way to shore in safety. Lots of the pleas ure of bathers is taken away by this fear. I won't say that cramps are not slightly dangerous, but they are never so bad that a swimmer can't take care of himself. Swimmers with any kind of ability ought to be able to swim any reasonable distance with any kind of a cramp. The ones who are not good swimmers should always hug the shore and never take chances. "Cramps are brought on by swimming. So when you feel one coming on stop using the leg or arm where it is located. If you turn over on your back and float a while that will give the cramp a chance to go away, but even if it doesn't it won't prevent you from swimming slowly and getting to shore. "Most people think a cramp spreads gradually until it goes all over the body from a little cramp in the toe. This isn't so. It is always confined to the leg or arm, where it starts. This is proved by the fact that it goes away when you quit using the leg or arm. I have never yet been in a swim ming race for a long distance that I haven't had a cramp in a leg or aim. I got one in my right leg one time so bad that the leg locked at the knee joint every time that I made a kick. Yet I not only finished the race, but won it. "Whenever you hear cramp stories some one is sure to mention stomach cramps. They are supposed to be the most dangerous kind. You hear where people are doubled up like a jackknife and then sink like a stone. Now, a? a matter of fact, in all my experience I never had a stomach cramp or saw a person with one. If they ever happen they have kept out of my sight. And I don't believe there is such a thing. This is another fairy story that has been told until everybody believes it. So that when a fellow in swimming gets a little pain in the stomach he at once imagines he has stomach cramp., and that he's a goner, and will at once yell for help or do something foolish. "Its nearly always the poor swimmer who gets in trouble, for he is the one to take the greatest chances. Good swimmers always travel in pairs, so they can aid one another in case of trouble. You often see the head of one of these poor swimmers bobbing about away off shore, although we try our best to keep them in, and when one of them gets into trouble he is usu ally so far out that he is gone before we can get at him." New York Times. 9- The Path runs straight to our unlatched door. Follow the path and you will know Stotn-Bloch Stuart Clothes and learn lessons In Style, Quality and Fit that you never guessed. Ask for this label. 1 SSI V Rtt-ISTtRED 166a jS I M. HCINERNY, LTD. Merchant and Fort Sts. 1 1 1 i ?s. Kin HON. S. E. DAMON'S MOANALUA POLO G-QUKDS Aug. 8ith and 27li, 1!MM. Tickets, 50c. Tickets on sale at E. O. Hall & Son's, Woods & Sheldon, Pearson & Potter. ROOSEVELT CONFIDENT FLEETS ENGAGED. Associated Press. .Uornlnc Service. TOKIO, August 11. The entire Rus sian lleet emerged from Port Arthur "Wednesday and a severe engagement followed with results which are not yet known here. The battleships Retvlzan and Pobioda were seen outside Port Arthur after the battle. THE PRESIDENT SANGUINE OF HIS ELECTION AND THINKS THAT IF THE RIGHT MAN IS NAMED FOR GOVERNOR OF NEW YORK THE ENTIRE REPUBLICAN STATE TICKET WILL BE CARRIED IN THE COMING ELECTION. WASHINGTON, D. C, July 20 President Roosevelt is exceedingly san guine of his election in November, according to friends who have talked with him in the last few days. The President is confident that the country does not desire a change in the parties in power at this time, and he sees noth ing to make him believe that the voters manifest any particular dislike for him. The President's long experience in New York politics has made him acquainted with the varying possibilities there, but it is declared that if a suitable man is nominated by the Republicans for Governor the President feels that the entire Republican ticket will be carried through In November. Newspaper stories represent the President as earnestly desiring the nom ination of ex-Secretary Elihu Root as the Republican candidate for governor, and some of these stories go so far as to think that the President is look ing forward to four years from now for Root, believing that if the ex-Sec-vetary of War is elected governor this year he will be the logical candidate of the Republicans for President in 1908. This, however, is probably speculative, as the President would not offend various Republican leaders who are looking forward to 1904 by apparently working plans so that Mr. Root would succeed him as President- There arc many big men among the Republican leaders who arc looking toward the nomination four years from now, and all of them are personal friends of the President. Secretary Taft, Senator Knox of Pennsylvania, Speaker Cannon, Secretary Shaw, who will have the backing of Iowa; Senator Spon er of Wisconsin, Senator Lodge of Massachusetts and others are In the ambitious list. Anything that would look like favoritism for Mr. Root might make some of these men feel unkindly. The President, realizing the prospects, is most likely to keep his hands off in the struggle that will precede his retirement from the presidency. The President's confidence as to his election in November is based upon information reaching him through the party leaders in all the states. He has had a number of conferences with most prominent Republicans in the last few weeks, and all of them think the election Is assured to the Repub licans without question. :o: Judge Parker has received a telegram from Muscogee, announcing that "the Indian Territory Is on fire with nn unconquerable Democratic xeal." He should promptly tell them not to try to put out the fire, but allow it to spread to some region that is represented in the electoral college. Vash ington Post. RUSSIAN SQUADRONS TO UNITE Associated Press. Morning Service. CHEFOO, August 11. The Russian torpedo destroyer Rlesitlllne has arrlv 1 ed here. It reports that the warship 'havo left Port Arthur to unite w'th the I Vladivostok squadron. 1 BALFOUR DISAGREES. 1 Associated Press. Morrilr.tr ijtfrvii'. 1 LONDON, August 11. Prenv-r itil four announces that he does not pro pose to appoint a committee to examine into the fiscal affairs of the emplro as suggested by Chamberlain. HAND CONCERT. A public concert will be given by the Territorial band at the Moana Hotel, Walklkl, at 7:20 this evening, for which the following Is the programme: PART I. March, "A Deed of the Pen" Moret Overture, "Light Cavalry" Suppe Ballad, "Alico "Where Art Thou"..Asher Selection, "Pirates of Pens-.ince" Sullivan PART II. Vocal, "The Holy City" (by reuuest) Adams J. S. Ellis. Intermezzo, "Dixieland" Haines Waltz, "Beautiful Blue Danube"Strauss Finale. "Bedolla" Schwartz "The Star Spangled Banner." GOOD PLUMBING is our forte, vrt 1 don't do cheap work. You will And on ( exhibition In our store, all the latest I fancy designs In bath room apparatus Wo carry everything that goes to makr 'up that most Important part of a dwell 1 log-the bath room AND WE IN 1 STALL IT RIGHT. Our plumbing l rut l.i to last, we guarantee all work I done by us, and can quote you thf I names oi hundreds of satisfied custom jers. I It costs no more to have your plumh ilng and s-wer connections done by us and remembor WE GUARANTEE THE I WORK. I BATH the Plumber, 165 King Street, Telephone 61 Main. Good Bread Ahead f Golden GateY M Flow j(pbr All Grocers. r JmM RHackfe I d &Co UTll. $&) 1 whole galcrs There is a Hotter Place Than Honolulu 4 - But no such Comfort there aa an Electric Fan Why melt and suffocate when for $15.00 Invested In on electric desk fan you can l.ave genuine cool comfort? Think about It and telephone to us. Hawaiian Electric Go., King Strcot Near Alakea Tel. Main 300 Rubber stamps for the business man that give a clean-cut impres sion and long service. Any style of lettering to suit, also copies of signatures. The quickest work and the lowest prices at Hawaiian News Oo. Xvtcl Bishop Street. TWO STORES. Merchant Street. lavory Meat TENDER BOILING MEAT, JUICY BROILING BITS WE HAVE THEM ALL. For special occasions or for the dally menu, we furnish the meats that fill the need completely. Telephone orders are carefully filled and promptly delivered. Main 7S. Island Heat Co., Fort Street 72.50 AND RETURN One way via St. Louis with stop over privileges. SALE DAYS August 18th, 19th, September 1st, 2nd. 5th, Cth, 7th, 8th, October 3rd, 4th, Cth, Cth. TWO. FAST TRAINS DAILY Via the Southern Pacific Union Pacific and Chicago and NorMiweetern Rillwnys Overland Limited. Yestlbuled. Leaves San FranelF(o at 10:00 a. m.. The most Luxurious Train in the World. Electric Lighted Throughout. Buffet smoking tars with barber and bath, Booklovers Libiay, Dining Cars, Standard and Compartment 'Sleeping Cars and Obfier allon Cars. Less than three days to Chlcogo without change. Eastern Expreso.s Vestlbuled. Leaves San Francisco at G:00 p. m Through Standard and Tourist Sleeping Cars to Chicago. Dining Cars. Free Reclining Chair 6nrs. Personally Conducted Excursions Wednesdays, Thursdays and Fridays at 9 a. m. Send ten cents In stamps for Russia Japan War Atlas. Chicago & Northwestern Ry. R. R. RITCHIE, G. A. P. C. 017 Market St. (Palace Hotel) San Francisco, or S. P. Company's Agent, rHE 11 Limited. ESTABLISHED 1SS0. Capital Subscribed. r apltal Paid up.... Reserve Fund Ten 24,000.000 18,000,000 9,320,000 HEAD OFFICE, YOKOHAMA. Brnnchos: Honolulu, N w York, San Francisco London, Lyons, Bombay, Hongkong Newchwang, Pekln, Shanghai, Tientsin XV.ie, Nagasaki, Toklo. The Bank buvs and receives for col lection Bills of Exchange, Issues Drafts and Letters of Credit, and transacts a general banking business. Honolulu Branch 67 Klnff Street (COMPANY. LTD.) esplanade, cor. Allen and Fort 6t Manufacturers of Soda, Wmer, Ql rer AU, Sarsaparllla, Root Beer, Cream loda. Strawberry, Eta, Ete. THE HAWAIIAN REALTY AND MATURITY CO. Ltd. Real Estate, Mortgages, Loans and Investment Securities, Homes built on the Installment plan. Home Office: Mclntyre Building., T. II. L. K. KENTWELL, General Manager. 8. IOJXXXX2&. Impoiter and Dealer in LIQUORS, JAPANESE raOVISION GENERAL MERCHANDISE AND PLANTATION SUPPLIES No. 45 Hotel Street... .Honolulu, T. Telephone White MIL P. O. Box 90S. Rlnr Want rt jnv mt ono. Eight parts ofthe World's Fall Eight parts of the WorId'sFak Portfolios now ready at Star office. Portfolios now ready at Star office. iiftnifflTiirtfilmAi uwt - " , r.'w----.vX-"-w:4i-.,..; 3 . j .- m.-