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The Clarion: Wednesday, April 4, 1883.
The Clarion. NATIONAL BANKS. A Vast System -Their Enormous Profits. .ETTISi r.rcn os the tVTKUK WHAT THEY UWK. Senator Omft'l Revelations to a cor respondent of the Courier-Journal : "Your corresiiondent asked a Henstor a few question to-day which were calculated to draw from hiin itome of the moat inter est ing and valualils lacts which he had collected relative to National Bank and their business. "Senator, ia the numher of National Hanks increasing rapidly, and ix tin ir booi liens ro6table ?" "I ssy, yea, emphatically, to both branches of your question. Lust year 171 new hanka were organized with a capital of $15,707,300. Only nineteen hanka closed out their business. They reprcsent ed a capital of f l,K66,(KMk There wax, therefore, a net increase ih the amount of the capital of the National Hanka laat year of 11813,300, and in the number of National Banki of 1M. In three yearn and ten months National llnnk note in creased in amount 940,936,678. I think these figure show pretty clearly that National Hanka are very profitable Institu tions.'' "Have vou anv further proof of the profit which lliey yield t Hi, yes. 1 uki for instance : Tin $2I,J10,77. Tin; loana were $'240,700, 000 of their own funda and J'.07.:.MJ,.VJ4 of deposits. Proa thin it will le seen that over three-fourths of the profit conic from lonna of deposit, or of other jeopit'a money." "la there any way of reaching the amount of prolita of hanka other than national hanka ?" "No; hut it ia presumed that their profit are about equal to those of the national hanka." "Ilo not the depof.it of the national banks very nearly equal the entire cur rency of the country? ' "They do. The entire currency of the country ia $l,4H,:W,o54. The deposit of the national hank. amount to $1,134, 900,000, lacking only $363,038,164 of being equal to the whole amount of money of the country. The deposits are about four liflha of the amount. "Do you know what is the amount of deposits in hanka other than national bank?" "Yen $1. 718,5-00.000, ami their capital in $'j:4 ,000,000,000. The depoaita in all hanka of all kinds are in amount 12,850, 000,000." The amount of deposits, then, is greater than all the nnmcy of the country 1 " Ves ; the amount of deposits ia $1,301, fjOOMJufrcater than the amount of cur rency inVic country; or in other words, the dtpottPS of the hanks of all kinds is vi ry nearly double tht! amount of all money in the country. The national bunks ac complish the retNSrkabU feat of loaning I four dollar for everyone the v possess. I 1 hev do tins while f hi i.ivi; IT DOWN. lh a foo'ish word been apoken, Or an evil deed been done; Ha tin- heari been almost broken For the friends that now disown ? Let not the coldness or ihe irown Shake thr manhood live it down. Ia the atern tnnlticer sneering, Tru.-iing inuiiendoa viie ; With the world' opinion veering. liasking in it fickle smile; What are gossips with their frown? Buzzing iuaecia live itilown. Verdict fairer will he given. In the sober after thought; Charity, sweet child of heaven. Judgment hirsh will set at naught. Thee will grieved mercy'a frowu Hmite the slund'rer live it down. I!ul if man refuses to soften For that weakness he may feel, There is one forgive aa often Aa to him we choose to kneel. Iroop not then if all should frown ; With such friendship lire it dawn. It sounded almost i r -A i rize S tor HankM of this Country ill amount is $483 v have $240,000,- the following figures!"lnl, a"iai mat cannot BW.loanea. noihil of the N'-ili il i "With this, favorable sbowfjxr vou do not lie released think national banks ought t 16413. Thay have m gains and surplus I Irom taxation T" the sum of $181,977,46, They have as "Idonot. I dp Dot think the time has undivided orofit the sum of tUl. 1 MI'Illl. TCl COniS for relieving tliehauksol taxa- 1 hese sum amount to $193,167 ,761, or over 37 per cent on their capital. They have therefore a total amount of $6?6, 88 1,07 4, and that, too, after paying large dividend and meeting large expenses, We have to raise tor revenue pur iboiit $330,000,000- over 1 ,000,000 lion. Ill ISC for every working tuxes and louses." "Are they making good profits now ?" "Yea; for the half rear ending Sept. 1, 1682, they paid a dividend of 'l 4-10 per cent, or 8 N-I0 per cent annually. "Have you any additional figures on Ibis point?" "Yes; the net earnings for the half-year named were $26. 237, 63d, Of this sum there were divided as profits only $2,876, 853, leaving gains undivided $5,361,082, This would increase the dividend over 'Z'i per cent., or over I I per cent, on the capi tal, of course you understand that this is the average of gaina of, all National Hunks, including those which are uiismun aftcd. The gaina of those which are well managed must be enormous. What other business can make such a showing 7" MDo you know how these gaina are made ?'' "I hie of the ways, and the principal way, ia loaning money from sixty In ninety clays, thus continually compounding the interest. The gain in money-lending this way is simply astonishing. One dollar at B per cent., semi-annual interest in twenty year bring 3. 'JO ; nt S per cent., $4,79, flic same sum at o percent, iii fifty years brings $19.79 at k per cent. $S0.47. The sum of $500,000,00 at 6 per cent, in fifty year bring $'.1,897,000,000; at 8 per cent, 185,289,300,000. "Are not the profits of the bank largely made from their depi aits?" "Yes; the deposit with the National Banks, are immense, On the first of No vember, 188i;, the individual deposits mounted to $i,',,j,j,47i;,08l. and the Uni ted States, $8,817,411. The total deposits Were $1,181,298,098. The loan at the MUM time were $1,238,286,820, The ex ce of loans over capital Was $766,182,-31-, and the excess of loans over capital Orplttl ami undivided profits was $562, 824,651, From this it will be seen that the National ltank loan over $660,000,000 snore than they have, including real estate. United States bonds, and all other kind 01 assets." "of course 1 am to understand the de- iy and I think the banks are well able to bear their share of this burden, 1 know of no interest in this country near so prosperous. It i one of the plainest canons of taxation that taxes should be imposed on those interest best able to pay them. The taxation imposed on them is not onerous or oppressive, and does not in the b ast cripple their useful ness, I would not do this. They are u f u I , if not essential institutions of modern commerce." Biographical Sketch of the Life of the Late Timothy 0. Howe Postmaster-General. hi in the main, of the posits nr. loans'.''' "Yes; that is shown by the following figures. Their capital is' only $,483,10 4, 218. Their capital, surplus, anil undivid ed profits altogether amount to $676,001. $74. The banks also have the follow ing properly which it does nut appear can be loaned : Heal estate ! United States certificates of deposit Due from United Statis treas urer Other reserves not named U. S. bond to secure circula tion Other J, S. bonds Htocks and bonds 18,800,000 8,700,000 $00,000 600,000 167,600,000 37,000,000 Ii0,.r00,000 668,600,000 Mr. Howe was born at Livermore, Me., February 24, 1810, and after receiving an academic education studied law and was admitted to the bar. lie was u member of the Legislature for the State of Maine in 1846, in the latter part of wluch veur hn removed to Ist'OtlSM, where be was elected judge of the Cir cuit and Supr ' ( units. 1 le was elected to the United States Senate as a Union Republican to succeed Charles I burke, anil took his scat in 18(11. lie was re-elected to the Senate in 1809 and 1873, during these eighteen years hold ing important committee positions, and being one of the most prominent and in Hucntin) members of thai body. His term of office expired March 8, 1879, The famous triangular contest in which the election of his successor was involved, and in which .lodge Howe, S. W. ,Koya and Matt Carpenter were participants, men contested, wnicn imaiiy ended in the election of Mr. Carpenter, will be recalled. Judge Howe then retired to Green Bay, w here he had made his home since his removal to this State. He w as not permitted, however, to remain long in retirement, and was tendered by President Garfield an appointment us a member of the Board of Commissioners sent by the United States to represent thi government in the International Monetary Congress t Paris, liis usso cistOS being ex-Senator Thunniin, of Ohio, and William M. Kvurls, of New York, lie remained abroad about six months, and soon after liis return be came prominently mentioned as a possi ble member of President Arthur's Cabi net. In December, 1881, he was tender ed the Postmastor-Goneralship, which he accepted, and to the duties of which he has since devoted his attention. He strongly favored the reduction of post age made by the hist Congress, and has been largely instrumental fa securing improved mail facilities throughout tin' country, K BNOBHA, Wis., March 26. The Hon. T. o. Howe. Postmaster-General, died at 2:20 ' clock yesterday afternoon at the residence of his nephew, Col. James II. Howe. He contracted a severe cold a week agoatGreen Bay, when he return ad to Kenosha. He was very ill till Sat urday, when he seemed io improve. Physicians pronounced it pneumonia He was taken worse Saturday night, and sank rapidly, passing awav peacefully on the 25th. The following story vnis written for the Wiener AUgemeines Zeitung, and took Uie prize of 300 florins iiguiribi7.j(J competitors Returning from a business trip, I en tered niv wife's boudoir, and found her kneeling before a low (diair, on which sat u boy baby with large, round and wondering eyes. She trot op and came rustling in her silken robt tie thambn to me. she reached out her band and greeted me not more heartily nor yet more formally than we were accustomed to greet each other in those days. "There it is,'' said my wife, pointing to tin child. "W hat'.'1 nsjked I. Hut she stooped down lielore the little stranger, held a biscuit to it's upturned face, and, half turning toward me, replied: "Well, you know - did we nb read of it in the newspaper? Don't you revneni ber the day before yesterday? Ami is it, not beautiful V" Now I did not recollect that a few nights before she held the Gazette under the light of my student lamp, and point lug with her finger to an adrestisement, said to me, "Please read that." It was the- well-known appeal, the cry of de spair from a bleeding heart, addressing to "good people.'' A child Was offered for adoption to persons Well off. "What Would you think of our taking it?" my wife had said: and! had returned the paper to her with a shrug of my shoul ders. "Hut. Marlha, what have you done?" cried I, in a tone vibrating with anger. "You have really?" "Certainly' its you see. And then it belongs to me; I myself have settled everything with the poor mother, who is in reality to be pitied. 1 have sworn to take good care of it ; and so 1 will indeed." She blond hand- it not loved." Hut the somewhat sickly and delicate little face showed no sijrus of undci Btanding, except that out of the heart shaped little mouth came one of those ! sighs that sound so strangely from child ren. I at once gave up all serious objection. Had we not been accustomed for years to act independently of each other? Our marriage was not a happy one, al though we had not married for love. 1 luring the noise and bustle of the crowded exchange, our fathers had con tracted this union. She. had to tear her he in from a beloved one, and in mine hail glowed a passion, not yet outspoken. took the 1 sill:, curls, ami fondled little idle head, witli ils between her while and eare-sed it. "Is one? vou will be Hut p" rental wishes conquered, We chose to be obedient children; and so it happened. At the commencement we each other a which followed finally wo cam: wore to after until i 'Futures" Not Gambling. DK- Making a total of "living assets to tlieanioimt of $."i02..ri0l), 000 not loanable, they have circulation, baaed on capital at 90 cents to the dollar of bonds for circulation, $321,800,000, Deduct from this their unemployed means, and it is shown that they have $240,700, 000 of capital which cannot bs employed in loans, Thi would leave for capital ior loans the sum of $848,404,218. Leav ing the surplus and undivided profits a a reserve ano, we will nave excess ot loana A N IMI'OHTANT TEN N RBsRfi CASK over deposit aa $100,866,432. The banks CIDRU in Tin: BUPBKME coURl naving only ot capital wluch can be The oaes ,f the State v s I) M Wool loaned $'240,700,000. it followH that ll the L , "2 ' " ' ,l:lt T V' M.' " W... f...r .ii.:' f... r'ge Voi .-pnngneid) ana tnc Mute vs. j';, TZ '" v.' " B'i" v. U. Wallace (of Shelbyville) were LinJjl'uk-StV woh :Z a' "vascs wherein the judges of the circuit ing the capital that can be loaned- name- m , iU"'s llli4trl"''l''l ly, $240,700,000 4997,687,525, the amount r'1" Jttrie,tn dealing in futures, as of loan based on deposit. This om 1 ls "'"'" was ginning, and hence t hat nearly a billion of dollars, is more than 11,0 Inquisitorial jurisdiction of the double the capital of the hank grand jury extended over such trans "Lending more than double their capital I Action, and they could (tend for witness- of other people's money, besides drawing I M l,r,s;'nI all persons for dealing in interest on about y;i',i.i.o.i,),..oo ot t nitcd MUtures.. i nner these instructions thev btates bonds, or four-fifth of their capital, subptened the lelegratih oiwratorst Woo and then lending of their own nionev I ridge and Wallace) to come before the f40,iOO.KlO, or about one-hnlf of their grand jury and bring dispatches relating rX. V. . juu uiuik uiey Jiave n very io ucailllgs in I ul II n s. I lievrelllsed to pronia uc r.uainea .' answer any questions relating to trans- Will Vr.ll li n.u., . n . . , 1 . ! . 1 .. ... 1 I . I . . . " ; Mm .in mm prvpuw- iiciions in tlllures made through the tel ,,V " .:i i . more icrseiv .' i egraph offices, or to produce 'the dis x .i.ua uiiin actual US1 OI patches Called for. Pof this refusal thev nionev In- the national hanks :i I'llllllt'iroil 1 1 1. aa. With 'their enoi.al is ,nl, ,A , " "m' . "P'U and ptllUshed lor COU . ' :. . . 1 .'. , "' " tcliiPt ot court, hnei and ent. to nrison io.wis on nepoHiia, eigin-tent h tune in f, i v T-n jST I . , United States bonds, and oue-balf time in Jt the present t nitcd loana of their own nionev. inereaai. l.ir ' a,,'s.lu.arsh.al for district, w as em- ai-tual working capital' :; HO-lOOtha tier i V0), y 11,0 tJetrPB company and cent., or three-fold and 30 jht cent, over , ' ,'a?"'s ,lu' 1,I,r,me court by anrl tlua, too. independent of their r. ",,km , lrl'r i"1" supersedes I he au- aouroca, surplus, real estate, and other ' Pre,ne collrt, last week, decided the eases property." j m favor of the defendant, ordering "Ihe lion'aihare of the profitacome from I umr UWclmrge-holding that dealing in depoaita, doa it not ?" futures is not gaining, and that hence "Certainly iuloea. For aix month of 1 1,, inquisitorial jurisdiction of the sat year the profits of the notional hank j grand jnry doe not extend to it. Nnsh rom loans and exchangea were shout ville American. silent reproach; a declared war, to tioiite and glooniv peace. To be sure, she was beautiful, she was good and bright and sparkling. Others called her an angel. And I? Well, I believe 1 was no monster either. The analysis showed the brightest, col ors, still the sun was missing. We were six years married, and had no chil- uren. remaps nan ncaven sent us them Well, this child belonged entirely to her! 1 heard later that she had given $1000, the price of a set of jewels which she sold secretly. "Why did you not tell me of it?" said 1 half angrily. "Because it would have been too late, il 1 had watted for your return to the city, and, besides, 1 wanted to have it entirely for myself ; 1 want to call it my own," said she, poutingly. My horses, mv dogs; her canaries, her gold fishes -1 could endure that; but that she wanted to have her child for herself alone, that was to much for me. The thought of it tortured me one, two days long. On the third day my wife had gone out in her carriage, there came a veiled woman and demanded entrance. It was the mother. Like a shadow she glided into the room, and, with a half suppressed sob. begged to see her child once more. She could not purt from Mm forever w ithout imprinting one kiss Upon his cheeks. I opened my safe quickly. '-Here, my good woman! ' said I, "take that; they have not given you enough." Hot tears fell down her wan cheeks; she begged me not to judge her loo rashly; she had another child, it crip pie and helpless; she herself was sick and would not live much longer, and What was to become of the children? Then she thought I myself had to fin ish the sentence, which a violent tit of coughing had interrupted. "Yea," she had thought: ""I will sell the healthy one, in order that the money may help the cripple wben 1 am dead and gone. No, she must not bo judged harshly; we rich ones know but little of the trials and temptations of the poor. When my wife returned I gave her an account of the call 1 had had, adding that I had given the unfortunate one exactly the same amount as she had. "And now." said I, "vou see the child belongs to both of us.'' Sfc hit her lips with her little white teeth. "It is all the same to me," said she, nfter a moment's reflection, and w ith that ahe pressed a tender kiss on the little bov's mouth. like a challenge. "Our child:'' I scarcely ever saw it. And the changes that were made in our household for his sake were made entire ly without me. iSomotime after rthe most important things were decided, my consent was then asked. "We were obliged to have a nurse; I hired one, Ansel ni." I nodded silently. "We must fit up a nurserv; that room is too warm for the child.'' I nodded silently, but I heard the sound of the workmen, who were already at work in the hall. What could I do better? Was it not all done for the child. My wife and I did not talk much about the child, and when we did men tion it, we used only the name "It." Hut this "It" could lie heard through the house at almost any time of the day. Hush! not so much noise: It sleeps: It must have its dinner It should be taken out for a drive It has hurt itself!" and so the whole house began to turn round our "It." This nameless neuter vexed me. "It must have its own name," said I one day. "I entirely forgot to ask the mother I mean the woman what its name is," answered my wife. "She intended to come again. Hut she does not come; she is certainly sick. Sow 1 call it Max. Max is si pretty, short name, is it not?" "H'm," returned I between two draughts of my cigar. "Fritz would also be c ni te a pretty mime." "One cannot change the name now on account of domestics," answered she, shortly, and then called out loudly, "Is Max up already?" Nevermind; was it not our child?" Once, though I played my justifiable part toward our child. At dinner it was always served at a little table in an ad joining room. At such times we could hear, between the scantily dropping phrases of conversation, its merry prat tling, accompanied by the clattering of Its spoon. My Wile had no rest; there was a continual coming and going be tween us and him; the soup might be too hot, and he might eat too much! "Wife," said I very quietly, but very decidedly, "from to-morrow It shall eat with us at our table. It is old enough now, with its two years.'' From that time on "It" ate with us. He sat there, in his high chair like a prince, close to ni v wife both opposite to me like declared enemies, as it were. The yellowish paleness of poverty had yielded to an aristocra tic pink in his lit tle cheeks, which, now becoming quite chubby, sat comfortably on the stiff folds of the napkin. It worked power fully at its soup; and now that it had finished, set up the spoon likie a scepter in its Utile round fist on the tuble. My wife and I exchanged a few words, anil now we sat silent. Apparently 1 on ac count of this silence Its large eyes be gan to open wider and wider. They stan d on me, stared at my wife, witli a surprised, almost frightened exprcssiyui, as if they bad a presentiment that all was not right between us. 1 confeps that those eves embarrassed me, and that I had a feeling of relief when FrederieBr entered with a dish. And I think thatl my wife felt tin- same. And the following days there were the same large, wondering eyes, like, an ap pealing question, staring into-the pauses of our conversation, it. sounds ridicu lous, but it is, nevertheless true; we were culprits before the child, we two grown persons? And by degrees our conversa tion became most animated. The occa sional prattlingsof the little one were noticed and spoken about; indeed, some times there was mutual laughter at his attempts to speak. Ah. how light, how bell-like pure sounded her laughter. Had I never, then, heard that before? And what was the matter with me,- that I .sometimes bent over my writing-desk, listening, as though I heard from a distance these same silvery times? With the first sunny spring, "It" be gan to play in the garden, w hich I could overlook from my seat in my office. She was generally with him, I could lieu the sound of his little feet on the peb bles, and then her footsteps. .Now she would playfully chase him, and a ( horns of twittering sparrows would join in their notes with the merry laughter. Now she would ketch him and bus his cheeks over atid over. Once 1 opened my window; a warm, balsamic air streamed around me, and a butterfly fluttered in and lit on my inkstand. .lust then she came out of a green, vine grown bower; she was dressed in a daz zling while negligee, trimmed with a costly lace; all over her streamed the golden sunshine, except that her face Was overshadowed by the pink of her parasol. How slim she appeared! how graceful in her movements! Had I been blind! Truly the hunts and cousins were right she was in reality beautiful ! A sweet Rirule transformed her features! she was happy and her happiness came from her child. Then a voice made itself heard in my breast, which said verv jimmy, i ou are a monster! I got up and walked to the window. "It i8 a beautiful day," called I. 1 know how cold and prosaic it must have sounded to her. It came like a heavy cloudshad ow over a sunnv landscniio. Sim .. swered something that I did not under stand , nut the Dnghtnes was gone from her little face. Then she loot- ni. t 1... child, who Wis stretching out his arms to her. and Iritfted and caressed him be- ioie my eyes. There it was when the fi jealousy was aroused in me, a jealousy truly , but what a strange jealousy, whieii could not make clear to itself who was its object! If "It" said "mamma," there came a pain to niv heart; and the cares ses with which she overwhelmed him almost drove me wild. 1 iealon nt botlf! It pained me that I had no part m this weaving of love, that I was not the third m the union. I iiiu sen to gam a part of their love. I did. .v - i.uii.Mii. i,,e I'll M luwrnrn, in a certain shyness, and she had I not kept myself forcibly awav from her dur ing these long, long years? One day at the dinner-rnhl.. r- - skirmish of words, came a great stillness b.lt Wil'O lis n wli'l.. . . .. had ever been. I glanced down at the flowers on my plate of Saxon porcelain, my displeasure showing in my face; but I felt plainly that "It" had ita eyes on me, and also her eyes. It wa. as if those four eyes burned on my forehead. Then sounded suddenly in the stillness: "Papa!" and again louder and more courageous; "papa!" I shuddered. "It" sat there and stared, now very much frightened, over at me, wondering per haps, whether a storm would be raised by its "Papa." But her face was suffused with glowing redness, and her half-open lips trembled slightly. There came a rlood of gladness over my heart. Certainly no one but her had taught him this "papa." Why did I not spring up, bound toward her, and with one word, one embrace, strike out the loneliness of these last six years? One right word in this moment and all would have been well. It remained unspoken; I seemed to have lost all power, to act; but on a certain page of my ledger are still traces of the tears I shed in anger at my own stupidity. There was no doubt about it; another spirit had stepped in with its little curly head the spirit of love; and that made me a stranger in my own house. A precious sunshine brightened the rooms, even when the one in the heavens was hidden by clouds. The faces of the ser vants, and even inanimate objects, streamed back tins radiance. But me, only, the sunshine did not touch. I felt myself always more and more unhappy in my loneliness. Jealousy grew in me; it gave me all sorts of fool ish thoughts. I wanted to rebel against the little autocrat that would be ridic nlous. I wanted to give her the choice between him and me. I, audacious one, well which side her heart . At another time, I was step:; in order to find the with the power of gold take back her child behind iae!? That would be cow- l knew very Would choose ready to take mother, and force her to mv , wife's I ardly. I could no longer fix niv mind on bus iness. I mistrusted even myself. Peo ple asked me what was the matter with me. I feigned illness. The sunshine would not let itself he banished, and the spirit of love was stronger than I. With its flaming sword he drove me out. "I must take a long journey Martha." My voice trembled as I said this. My wife must have no ticed it for something like moist, shin ing pity trembled in her beautiful eyes. At my taking leave, she held the little one toward me and asked, in soft, caress ing tones. "Will you not say adieu to our child?" I took up the "little one, perhaps too roughly; at all events he began to cry and to resist my caresses. Then I put him down aud hastened away. 1 traveled in uncertainty through the world, and behold! after" the first few days, in addition to my ordinary travel ing companion, bad humor, there came another fellow who told me plainly that I was a fool. First it sounded like it whisper, then louder and louder; "Vou are a downright fool." Finally, I read it in the newspaper before me; it was traced on the blue mountains; the loco motive shrieked it to me. Yes, I be lieved it; why did I not then and there fitvm ..... f.,..., I,A,- ,11 ll',.ll JV . 1 l""'i '"J lave iiuiuvniliu i iveii, me iOOi 1. ....A il-.- . 1 1 1 iimisi. ursi. travel it an on neiorc every thing would be right again. At last, one day, with a violent hcat inW of tiie heart, I again entered mv dwelling. What a solemn stillness reigned there? 1 could now hear the sound of whispering voices; my wife came toward me. "It is sick, verv sick," moanfed she; "it will surely die!"" I tried to coinfort her. Only a short time, howewer, proved that her fears were but too well grounded. During the last night Wte both sat by the little bed; she there and I here, each of us holding one of his little hands. Ah! those feverish pulse beats! every stroke sounding like an appeal: "Love each other, love each other; hot good!" We i'elfr eventually these th robbings, and we understood the appeal. (,ur eyes met, full and earnest through the glittering tears, as in a first, holy vow. ) Words would have seemed a sacrilege then. Not long lifter we laid our darling in the warm, srWing earth. When we Wain sat down at our table, theie was a sltillness between us; but it was not the siHine stillness as that which the little stranger had broken in upon with his parting "Papa," Even by the Wall stood his high arm-chair, and on the little boiird before it lay his spoon scepter. My vi-ife reached her fine, white hand over the; table, and asked, ""Did you also love it.? at least a little!" Her voice tremble "My wife! my sweet, my own wife!" cried I. Then I fell at ner icei and iiejd her hands fast in mine 'I love thee, m) wife, oh, my wife I" ' After the tirpt emotion had subsided i pointed to thd arm chair. "The little . e came w teacn us love," whispered I. And when it had finished its teaching it went again to the angels," added she,' through her teats." One day the physician stepped out of my wifes room, with a smiling face. He touched the little arm-chair as he passed it, savinkr: "Let it. atnn.l !,... you will need it again." Really? Was lit possible? had I de served such hapAiness? As I held mvf wife close to my heart m my irrepressible joy I could not for bear to bend dovn to her blushing little face, and say, f We will love it dearly, very dearly. 1.4 it not so f l.Noi.,Sl, Female BiTTuasis an iron and vegetable tome, prepared specially for the enreof ill, that afflict the female eej at builds up nd strengthens feeble, broken down aud worn,' out constitutions, repairs dauiagesinflictoa hyyetrs of suffering, regu he d , PT1'' lds iron t0 te i -over-one t l e il'1"11 t,HeS I'ermoent cures. It a "3 d h. Vonmck'- ,mPar,s appetite, teat 5 1 1 Zi r7 ? Vesa 8ick hed"hi, acts Ken i) upon the liver, cures swimming of the head, a,i palpitation of the heart For hadaehe constipation and bilions- "Tonlph on Chill , UJTt! in "h or sumps. Mania by John Parham, Atlanta, Ga. Mr. W C. BrADLky, Jackson i T for the past year and am well pleased with MEDICAL Deaii Sib, - During m, Internal Kevenue rw.-. m ... . Ot II... . -" of wu attti,.tf, - "SI at ... cua a , .1 at I "Ck flf I - oiuJCIM 1 cuiveu the mciliii ...- " .TT -"" M so. 2" Bled by their prescripUoni l2! bv the failure of ,i,. a ."I Inn ,'!.,. ! ,. .. . . flSSkku ... . ):..:.... . " flOkU Kenieuy, and procured TzT directions. ' ' Before I had taken it three d, . : nm.i i lore i una usea two tinou. t - i m Ml, . . . . . . vr m M.I -7 " I CLUrTI a ' - - j ueciB ian. Before closing I beg to im7.. uul mine in K.. cwuiuisnaea this Min.v,. I J . .-.: ill ... B ro.cicj Irom lias uiuiiuuiiceu DV nis nhnU Tv(. nriTiipt nr w ,.,' . - a. llu Deg,n , oo B1iceuiiy restored tv. -luiuuB me MHVini? or hi 11. llli.RKllirr nf n nw.r..; f, .1 y .. -.v.vUm i raiiaeiiM Ueniedv. rojiaence, w Another friend of mine in X n.-v;wiiiiuv:iiueu llUDl'S lU'mtvlw . , TT.J .. " i-ii.v.Li, Hum iviuney uiseasn. on.1 i iiieiiui iv niter usini? th i ,i. , ... . . , -"wnal vmv IRB i - .......I ,., iii, i t , nn.i ... nun. o iwnuiuy. i ieei ittA. .1. ..il .lU IlIlVllCl'H HI fun. A . UlUili V tlliu uimuilClieU STftl.m.,r.t M niiuriiiuLiuu ui your large number of this wiuely-spreadiiig scourge, and I it is me oest medicine now known will cure all ciiaps nf Kl.ii. ai cured. T ..1. ,.11 I. ..1 A . i i nil, ill ill imithmi'm in fin.ira. ...i.i. - .. .eu.ulu. I I F, llAPAln MWifa i.u.1 vm wwHuw. j i my yours m. 1? 1 , ' I , A-A.iliUUiliJ w h jtra x. s n iSV Elm w I K w CELEBRATrn InvalHls iij ii.r rcoovcTin.'.' . . vii.ii ui iui7 uiii ita us u Luuiii Ul xi Btomach Bitters. Not only does it hi re iilti I ill I lie weuK. mil. ir. niwi Ull II I IK 111 III UV.IU CllllU Ul Lle B gives ease to those who suffer from mill IP. n nil If liincir tpniililns ni.ili.nn, Well as prevents fever and acne. For sale by all Druggists and generally. v"f. i . v r 'ISSl r III !! . PURIFIES THE B Pl-nHnnf no Mnlnrinl Poi WlllUI VU M. Wel l uiwinu" - -- luuHievor, viuien Ats-vw- emaon, juyspopsin.. 1101 -- - of Sleep, Female & Summer Beoommended & Used ty PbJ Sold Free of U. 8. Liquor -i liable Druawista ana mm- PRINCIPAL OFFICE & LABORATW. 24&26N.MAINST..ST. I t r t . . r n .TiU-hrHl cmcs known, rnmhinpd into a rrmcdy"uT, Ivu UUWCISiUIUIILlKC ilW Kill.." " ' ui.i ncs'" 3fi HAIR BALSAM 1 IWUU iu vm fu.MI tM fi IK- nrvc vonlMt'l la. . 1ml- f ni lilnf IIHI" . upon having Fiirrston coloonb.w"'" niVT Qfl TiAVfi' T miuu. . win srnii ik x a a vw .-b ISbECTRO-VOLTAIC B KLTS aaa - iiuuvu on trial i"i uv .,v I vnllnn I ... afflicted vans lie hi I itu I.n.t VltalllT. iroauss, guaranteeing Pea.T,""TJi reilnralinn nf haallh anil minlT Vll' areas as above. N. II. No n - as 30 days' trial is allowed. n.3l,'S-ly. mWHk SSSSS SSSSl