The Clarion: Wednesday, April 4, 1883.
The Clarion.
NATIONAL BANKS.
A Vast
System -Their Enormous
Profits.
.ETTISi
r.rcn os the tVTKUK
WHAT THEY UWK.
Senator Omft'l Revelations to a cor
respondent of the Courier-Journal :
"Your corresiiondent asked a Henstor a
few question to-day which were calculated
to draw from hiin itome of the moat inter
est ing and valualils lacts which he had
collected relative to National Bank and
their business.
"Senator, ia the numher of National
Hanks increasing rapidly, and ix tin ir booi
liens ro6table ?"
"I ssy, yea, emphatically, to both
branches of your question. Lust year 171
new hanka were organized with a capital
of $15,707,300. Only nineteen hanka
closed out their business. They reprcsent
ed a capital of f l,K66,(KMk There wax,
therefore, a net increase ih the amount of
the capital of the National Hanka laat
year of 11813,300, and in the number of
National Banki of 1M. In three yearn
and ten months National llnnk note in
creased in amount 940,936,678. I think
these figure show pretty clearly that
National Hanka are very profitable Institu
tions.'' "Have vou anv further proof of the
profit which lliey yield
t Hi, yes. 1 uki
for instance : Tin
$2I,J10,77. Tin; loana were $'240,700,
000 of their own funda and J'.07.:.MJ,.VJ4
of deposits. Proa thin it will le seen that
over three-fourths of the profit conic from
lonna of deposit, or of other jeopit'a
money."
"la there any way of reaching the amount
of prolita of hanka other than national
hanka ?"
"No; hut it ia presumed that their
profit are about equal to those of the
national hanka."
"Ilo not the depof.it of the national
banks very nearly equal the entire cur
rency of the country? '
"They do. The entire currency of the
country ia $l,4H,:W,o54. The deposit
of the national hank. amount to $1,134,
900,000, lacking only $363,038,164 of being
equal to the whole amount of money of
the country. The deposits are about four
liflha of the amount.
"Do you know what is the amount of
deposits in hanka other than national
bank?"
"Yen $1. 718,5-00.000, ami their capital
in $'j:4 ,000,000,000. The depoaita in all
hanka of all kinds are in amount 12,850,
000,000." The amount of deposits, then, is greater
than all the nnmcy of the country 1
" Ves ; the amount of deposits ia $1,301,
fjOOMJufrcater than the amount of cur
rency inVic country; or in other words,
the dtpottPS of the hanks of all kinds is
vi ry nearly double tht! amount of all money
in the country. The national bunks ac
complish the retNSrkabU feat of loaning
I four dollar for everyone the v possess.
I 1 hev do tins while f hi
i.ivi; IT DOWN.
lh a foo'ish word been apoken,
Or an evil deed been done;
Ha tin- heari been almost broken
For the friends that now disown ?
Let not the coldness or ihe irown
Shake thr manhood live it down.
Ia the atern tnnlticer sneering,
Tru.-iing inuiiendoa viie ;
With the world' opinion veering.
liasking in it fickle smile;
What are gossips with their frown?
Buzzing iuaecia live itilown.
Verdict fairer will he given.
In the sober after thought;
Charity, sweet child of heaven.
Judgment hirsh will set at naught.
Thee will grieved mercy'a frowu
Hmite the slund'rer live it down.
I!ul if man refuses to soften
For that weakness he may feel,
There is one forgive aa often
Aa to him we choose to kneel.
Iroop not then if all should frown ;
With such friendship lire it dawn.
It sounded almost
i r -A i
rize
S tor
HankM of this Country ill amount is $483
v have $240,000,-
the following figures!"lnl, a"iai mat cannot BW.loanea.
noihil of the N'-ili il i "With this, favorable sbowfjxr vou do not
lie released
think national banks ought t
16413. Thay have m gains and surplus I Irom taxation T"
the sum of $181,977,46, They have as "Idonot. I dp Dot think the time has
undivided orofit the sum of tUl. 1 MI'Illl. TCl COniS for relieving tliehauksol taxa-
1 hese sum amount to $193,167 ,761, or
over 37 per cent on their capital. They
have therefore a total amount of $6?6,
88 1,07 4, and that, too, after paying large
dividend and meeting large expenses,
We have to raise tor revenue pur
iboiit $330,000,000- over 1 ,000,000
lion.
Ill ISC
for every working
tuxes and louses."
"Are they making good profits now ?"
"Yea; for the half rear ending Sept. 1,
1682, they paid a dividend of 'l 4-10 per
cent, or 8 N-I0 per cent annually.
"Have you any additional figures on Ibis
point?"
"Yes; the net earnings for the half-year
named were $26. 237, 63d, Of this sum
there were divided as profits only $2,876,
853, leaving gains undivided $5,361,082,
This would increase the dividend over 'Z'i
per cent., or over I I per cent, on the capi
tal, of course you understand that this
is the average of gaina of, all National
Hunks, including those which are uiismun
aftcd. The gaina of those which are well
managed must be enormous. What other
business can make such a showing 7"
MDo you know how these gaina are
made ?''
"I hie of the ways, and the principal way,
ia loaning money from sixty In ninety
clays, thus continually compounding the
interest. The gain in money-lending this
way is simply astonishing. One dollar at
B per cent., semi-annual interest in twenty
year bring 3. 'JO ; nt S per cent., $4,79,
flic same sum at o percent, iii fifty years
brings $19.79 at k per cent. $S0.47. The
sum of $500,000,00 at 6 per cent, in fifty
year bring $'.1,897,000,000; at 8 per cent,
185,289,300,000.
"Are not the profits of the bank largely
made from their depi aits?"
"Yes; the deposit with the National
Banks, are immense, On the first of No
vember, 188i;, the individual deposits
mounted to $i,',,j,j,47i;,08l. and the Uni
ted States, $8,817,411. The total deposits
Were $1,181,298,098. The loan at the
MUM time were $1,238,286,820, The ex
ce of loans over capital Was $766,182,-31-,
and the excess of loans over capital
Orplttl ami undivided profits was $562,
824,651, From this it will be seen that
the National ltank loan over $660,000,000
snore than they have, including real estate.
United States bonds, and all other kind 01
assets."
"of course 1 am to understand the de-
iy and I think the
banks are well able to bear their share of
this burden, 1 know of no interest in this
country near so prosperous. It i one of
the plainest canons of taxation that taxes
should be imposed on those interest best
able to pay them. The taxation imposed
on them is not onerous or oppressive, and
does not in the b ast cripple their useful
ness, I would not do this. They are u
f u I , if not essential institutions of modern
commerce."
Biographical Sketch of the Life of the
Late Timothy 0. Howe Postmaster-General.
hi
in the main, of the
posits nr.
loans'.'''
"Yes; that is shown by the following
figures. Their capital is' only $,483,10 4,
218. Their capital, surplus, anil undivid
ed profits altogether amount to $676,001.
$74. The banks also have the follow ing
properly which it does nut appear can be
loaned :
Heal estate !
United States certificates of
deposit
Due from United Statis treas
urer Other reserves not named
U. S. bond to secure circula
tion Other J, S. bonds
Htocks and bonds
18,800,000
8,700,000
$00,000
600,000
167,600,000
37,000,000
Ii0,.r00,000
668,600,000
Mr. Howe was born at Livermore, Me.,
February 24, 1810, and after receiving
an academic education studied law and
was admitted to the bar. lie was u
member of the Legislature for the State
of Maine in 1846, in the latter part of
wluch veur hn removed to Ist'OtlSM,
where be was elected judge of the Cir
cuit and Supr ' ( units. 1 le was
elected to the United States Senate as a
Union Republican to succeed Charles
I burke, anil took his scat in 18(11. lie
was re-elected to the Senate in 1809 and
1873, during these eighteen years hold
ing important committee positions, and
being one of the most prominent and in
Hucntin) members of thai body. His
term of office expired March 8, 1879,
The famous triangular contest in which
the election of his successor was involved,
and in which .lodge Howe, S. W. ,Koya
and Matt Carpenter were participants,
men contested, wnicn imaiiy ended in
the election of Mr. Carpenter, will be
recalled. Judge Howe then retired to
Green Bay, w here he had made his home
since his removal to this State. He w as
not permitted, however, to remain long
in retirement, and was tendered by
President Garfield an appointment us a
member of the Board of Commissioners
sent by the United States to represent
thi government in the International
Monetary Congress t Paris, liis usso
cistOS being ex-Senator Thunniin, of
Ohio, and William M. Kvurls, of New
York, lie remained abroad about six
months, and soon after liis return be
came prominently mentioned as a possi
ble member of President Arthur's Cabi
net. In December, 1881, he was tender
ed the Postmastor-Goneralship, which he
accepted, and to the duties of which he
has since devoted his attention. He
strongly favored the reduction of post
age made by the hist Congress, and has
been largely instrumental fa securing
improved mail facilities throughout tin'
country,
K BNOBHA, Wis., March 26. The Hon.
T. o. Howe. Postmaster-General, died at
2:20 ' clock yesterday afternoon at the
residence of his nephew, Col. James II.
Howe. He contracted a severe cold a
week agoatGreen Bay, when he return
ad to Kenosha. He was very ill till Sat
urday, when he seemed io improve.
Physicians pronounced it pneumonia
He was taken worse Saturday night, and
sank rapidly, passing awav peacefully on
the 25th.
The following story vnis written for the
Wiener AUgemeines Zeitung, and took Uie
prize of 300 florins iiguiribi7.j(J competitors
Returning from a business trip, I en
tered niv wife's boudoir, and found her
kneeling before a low (diair, on which
sat u boy baby with large, round and
wondering eyes. She trot op and came
rustling in her silken robt tie thambn to
me. she reached out her band and
greeted me not more heartily nor yet
more formally than we were accustomed
to greet each other in those days.
"There it is,'' said my wife, pointing
to tin child.
"W hat'.'1 nsjked I. Hut she stooped
down lielore the little stranger, held a
biscuit to it's upturned face, and, half
turning toward me, replied:
"Well, you know - did we nb read of
it in the newspaper? Don't you revneni
ber the day before yesterday? Ami is
it, not beautiful V"
Now I did not recollect that a few
nights before she held the Gazette under
the light of my student lamp, and point
lug with her finger to an adrestisement,
said to me, "Please read that." It was
the- well-known appeal, the cry of de
spair from a bleeding heart, addressing
to "good people.'' A child Was offered
for adoption to persons Well off. "What
Would you think of our taking it?" my
wife had said: and! had returned the
paper to her with a shrug of my shoul
ders. "Hut. Marlha, what have you done?"
cried I, in a tone vibrating with anger.
"You have really?"
"Certainly' its you see. And then it
belongs to me; I myself have settled
everything with the poor mother, who
is in reality to be pitied. 1 have sworn
to take good care of it ; and so 1 will indeed."
She
blond
hand-
it not
loved."
Hut the somewhat sickly and delicate
little face showed no sijrus of undci
Btanding, except that out of the heart
shaped little mouth came one of those
! sighs that sound so strangely from child
ren.
I at once gave up all serious objection.
Had we not been accustomed for years
to act independently of each other?
Our marriage was not a happy one, al
though we had not married for love.
1 luring the noise and bustle of the
crowded exchange, our fathers had con
tracted this union. She. had to tear her
he in from a beloved one, and in mine
hail glowed a passion, not yet outspoken.
took the 1
sill:, curls,
ami fondled
little
idle head, witli ils
between her while
and eare-sed it. "Is
one? vou will be
Hut p" rental wishes conquered, We
chose to be obedient children; and so it
happened.
At the commencement
we
each other a
which followed
finally wo cam:
wore to
after
until
i
'Futures" Not Gambling.
DK-
Making a total of
"living assets to tlieanioimt of $."i02..ri0l),
000 not loanable, they have circulation,
baaed on capital at 90 cents to the dollar
of bonds for circulation, $321,800,000,
Deduct from this their unemployed means,
and it is shown that they have $240,700,
000 of capital which cannot bs employed
in loans, Thi would leave for capital
ior loans the sum of $848,404,218. Leav
ing the surplus and undivided profits a a
reserve ano, we will nave excess ot loana A N IMI'OHTANT TEN N RBsRfi CASK
over deposit aa $100,866,432. The banks CIDRU in Tin: BUPBKME coURl
naving only ot capital wluch can be The oaes ,f the State v s I) M Wool
loaned $'240,700,000. it followH that ll the L , "2 ' " ' ,l:lt T V' M.' "
W... f...r .ii.:' f... r'ge Voi .-pnngneid) ana tnc Mute vs.
j';, TZ '" v.' " B'i" v. U. Wallace (of Shelbyville) were
LinJjl'uk-StV woh :Z a' "vascs wherein the judges of the circuit
ing the capital that can be loaned- name- m , iU"'s llli4trl"''l''l
ly, $240,700,000 4997,687,525, the amount r'1" Jttrie,tn dealing in futures, as
of loan based on deposit. This om 1 ls "'"'" was ginning, and hence t hat
nearly a billion of dollars, is more than 11,0 Inquisitorial jurisdiction of the
double the capital of the hank grand jury extended over such trans
"Lending more than double their capital I Action, and they could (tend for witness-
of other people's money, besides drawing I M l,r,s;'nI all persons for dealing in
interest on about y;i',i.i.o.i,),..oo ot t nitcd MUtures.. i nner these instructions thev
btates bonds, or four-fifth of their capital, subptened the lelegratih oiwratorst Woo
and then lending of their own nionev I ridge and Wallace) to come before the
f40,iOO.KlO, or about one-hnlf of their grand jury and bring dispatches relating
rX. V. . juu uiuik uiey Jiave n very io ucailllgs in I ul II n s. I lievrelllsed to
pronia uc r.uainea .' answer any questions relating to trans-
Will Vr.ll li n.u., . n . . , 1 . ! . 1 .. ... 1 I . I . . .
" ; Mm .in mm prvpuw- iiciions in tlllures made through the tel
,,V " .:i i . more icrseiv .' i egraph offices, or to produce 'the dis
x .i.ua uiiin actual US1 OI patches Called for. Pof this refusal thev
nionev In- the national hanks :i I'llllllt'iroil 1 1 1. aa.
With 'their enoi.al is ,nl, ,A , " "m' . "P'U and ptllUshed lor COU
. ' :. . . 1 .'. , "' " tcliiPt ot court, hnei and ent. to nrison
io.wis on nepoHiia, eigin-tent h tune in f, i v T-n jST I . ,
United States bonds, and oue-balf time in Jt the present t nitcd
loana of their own nionev. inereaai. l.ir ' a,,'s.lu.arsh.al for district, w as em-
ai-tual working capital' :; HO-lOOtha tier i V0), y 11,0 tJetrPB company and
cent., or three-fold and 30 jht cent, over , ' ,'a?"'s ,lu' 1,I,r,me court by
anrl tlua, too. independent of their r. ",,km , lrl'r i"1" supersedes I he au-
aouroca, surplus, real estate, and other ' Pre,ne collrt, last week, decided the eases
property." j m favor of the defendant, ordering
"Ihe lion'aihare of the profitacome from I umr UWclmrge-holding that dealing in
depoaita, doa it not ?" futures is not gaining, and that hence
"Certainly iuloea. For aix month of 1 1,, inquisitorial jurisdiction of the
sat year the profits of the notional hank j grand jnry doe not extend to it. Nnsh
rom loans and exchangea were shout ville American.
silent reproach;
a declared war,
to tioiite and glooniv
peace.
To be sure, she was beautiful, she
was good and bright and sparkling.
Others called her an angel. And I?
Well, I believe 1 was no monster either.
The analysis showed the brightest, col
ors, still the sun was missing. We
were six years married, and had no chil-
uren. remaps nan ncaven sent us
them
Well, this child belonged entirely to
her! 1 heard later that she had given
$1000, the price of a set of jewels which
she sold secretly.
"Why did you not tell me of it?" said
1 half angrily.
"Because it would have been too late,
il 1 had watted for your return to the
city, and, besides, 1 wanted to have it
entirely for myself ; 1 want to call it my
own," said she, poutingly.
My horses, mv dogs; her canaries, her
gold fishes -1 could endure that; but
that she wanted to have her child for
herself alone, that was to much for me.
The thought of it tortured me one, two
days long. On the third day my wife
had gone out in her carriage, there came
a veiled woman and demanded entrance.
It was the mother. Like a shadow she
glided into the room, and, with a half
suppressed sob. begged to see her child
once more. She could not purt from
Mm forever w ithout imprinting one kiss
Upon his cheeks. I opened my safe
quickly. '-Here, my good woman! ' said
I, "take that; they have not given you
enough." Hot tears fell down her wan
cheeks; she begged me not to judge her
loo rashly; she had another child, it crip
pie and helpless; she herself was sick
and would not live much longer, and
What was to become of the children?
Then she thought I myself had to fin
ish the sentence, which a violent tit of
coughing had interrupted. "Yea," she
had thought: ""I will sell the healthy
one, in order that the money may help
the cripple wben 1 am dead and gone.
No, she must not bo judged harshly;
we rich ones know but little of the trials
and temptations of the poor.
When my wife returned I gave her an
account of the call 1 had had, adding
that I had given the unfortunate one
exactly the same amount as she had.
"And now." said I, "vou see the child
belongs to both of us.'' Sfc hit her lips
with her little white teeth.
"It is all the same to me," said
she, nfter a moment's reflection, and
w ith that ahe pressed a tender kiss on the
little bov's mouth.
like a challenge.
"Our child:'' I scarcely ever saw it.
And the changes that were made in our
household for his sake were made entire
ly without me. iSomotime after rthe
most important things were decided, my
consent was then asked. "We were
obliged to have a nurse; I hired one,
Ansel ni." I nodded silently. "We
must fit up a nurserv; that room is too
warm for the child.'' I nodded silently,
but I heard the sound of the workmen,
who were already at work in the hall.
What could I do better? Was it not all
done for the child.
My wife and I did not talk much
about the child, and when we did men
tion it, we used only the name "It."
Hut this "It" could lie heard through
the house at almost any time of the day.
Hush! not so much noise: It sleeps:
It must have its dinner It should be
taken out for a drive It has hurt itself!"
and so the whole house began to turn
round our "It." This nameless neuter
vexed me.
"It must have its own name," said I
one day.
"I entirely forgot to ask the mother
I mean the woman what its name is,"
answered my wife. "She intended to
come again. Hut she does not come; she
is certainly sick. Sow 1 call it Max.
Max is si pretty, short name, is it not?"
"H'm," returned I between two
draughts of my cigar. "Fritz would
also be c ni te a pretty mime." "One
cannot change the name now on account
of domestics," answered she, shortly,
and then called out loudly, "Is Max up
already?" Nevermind; was it not our
child?"
Once, though I played my justifiable
part toward our child. At dinner it was
always served at a little table in an ad
joining room. At such times we could
hear, between the scantily dropping
phrases of conversation, its merry prat
tling, accompanied by the clattering of
Its spoon. My Wile had no rest; there
was a continual coming and going be
tween us and him; the soup might be too
hot, and he might eat too much!
"Wife," said I very quietly, but very
decidedly, "from to-morrow It shall eat
with us at our table. It is old enough
now, with its two years.''
From that time on "It" ate with us.
He sat there, in his high chair like a
prince, close to ni v wife both opposite
to me like declared enemies, as it were.
The yellowish paleness of poverty had
yielded to an aristocra tic pink in his lit
tle cheeks, which, now becoming quite
chubby, sat comfortably on the stiff
folds of the napkin. It worked power
fully at its soup; and now that it had
finished, set up the spoon likie a scepter
in its Utile round fist on the tuble. My
wife and I exchanged a few words, anil
now we sat silent. Apparently 1 on ac
count of this silence Its large eyes be
gan to open wider and wider. They
stan d on me, stared at my wife, witli a
surprised, almost frightened exprcssiyui,
as if they bad a presentiment that all
was not right between us. 1 confeps
that those eves embarrassed me, and that
I had a feeling of relief when FrederieBr
entered with a dish. And I think thatl
my wife felt tin- same.
And the following days there were the
same large, wondering eyes, like, an ap
pealing question, staring into-the pauses
of our conversation, it. sounds ridicu
lous, but it is, nevertheless true; we were
culprits before the child, we two grown
persons? And by degrees our conversa
tion became most animated. The occa
sional prattlingsof the little one were
noticed and spoken about; indeed, some
times there was mutual laughter at his
attempts to speak.
Ah. how light, how bell-like pure
sounded her laughter. Had I never,
then, heard that before? And what was
the matter with me,- that I .sometimes
bent over my writing-desk, listening, as
though I heard from a distance these
same silvery times?
With the first sunny spring, "It" be
gan to play in the garden, w hich I could
overlook from my seat in my office. She
was generally with him, I could lieu
the sound of his little feet on the peb
bles, and then her footsteps. .Now she
would playfully chase him, and a ( horns
of twittering sparrows would join in
their notes with the merry laughter.
Now she would ketch him and bus his
cheeks over atid over. Once 1 opened
my window; a warm, balsamic air
streamed around me, and a butterfly
fluttered in and lit on my inkstand.
.lust then she came out of a green, vine
grown bower; she was dressed in a daz
zling while negligee, trimmed with a
costly lace; all over her streamed the
golden sunshine, except that her face
Was overshadowed by the pink of her
parasol.
How slim she appeared! how graceful
in her movements! Had I been blind!
Truly the hunts and cousins were right
she was in reality beautiful ! A sweet
Rirule transformed her features! she was
happy and her happiness came from
her child. Then a voice made itself
heard in my breast, which said verv
jimmy, i ou are a monster! I got up
and walked to the window. "It i8 a
beautiful day," called I. 1 know how
cold and prosaic it must have sounded
to her. It came like a heavy cloudshad
ow over a sunnv landscniio. Sim ..
swered something that I did not under
stand , nut the Dnghtnes was gone from
her little face. Then she loot- ni. t 1...
child, who Wis stretching out his arms
to her. and Iritfted and caressed him be-
ioie my eyes.
There it was when the fi
jealousy was aroused in me, a jealousy
truly , but what a strange jealousy, whieii
could not make clear to itself who was
its object! If "It" said "mamma," there
came a pain to niv heart; and the cares
ses with which she overwhelmed him
almost drove me wild. 1 iealon nt
botlf! It pained me that I had no part
m this weaving of love, that I was not
the third m the union. I iiiu
sen to gam a part of their love. I did.
.v - i.uii.Mii. i,,e I'll M luwrnrn,
in a certain shyness, and she had I not
kept myself forcibly awav from her dur
ing these long, long years?
One day at the dinner-rnhl.. r- -
skirmish of words, came a great stillness
b.lt Wil'O lis n wli'l.. . . ..
had ever been. I glanced down at the
flowers on my plate of Saxon porcelain,
my displeasure showing in my face; but
I felt plainly that "It" had ita eyes on
me, and also her eyes. It wa. as if those
four eyes burned on my forehead. Then
sounded suddenly in the stillness:
"Papa!" and again louder and more
courageous; "papa!" I shuddered. "It"
sat there and stared, now very much
frightened, over at me, wondering per
haps, whether a storm would be raised
by its "Papa." But her face was suffused
with glowing redness, and her half-open
lips trembled slightly.
There came a rlood of gladness over
my heart. Certainly no one but her had
taught him this "papa." Why did I not
spring up, bound toward her, and with
one word, one embrace, strike out the
loneliness of these last six years? One
right word in this moment and all would
have been well. It remained unspoken;
I seemed to have lost all power, to act;
but on a certain page of my ledger are
still traces of the tears I shed in anger
at my own stupidity.
There was no doubt about it; another
spirit had stepped in with its little curly
head the spirit of love; and that made
me a stranger in my own house. A
precious sunshine brightened the rooms,
even when the one in the heavens was
hidden by clouds. The faces of the ser
vants, and even inanimate objects,
streamed back tins radiance. But me,
only, the sunshine did not touch.
I felt myself always more and more
unhappy in my loneliness. Jealousy
grew in me; it gave me all sorts of fool
ish thoughts. I wanted to rebel against
the little autocrat that would be ridic
nlous. I wanted to give her the choice
between him and me. I, audacious one,
well which side her heart
. At another time, I was
step:; in order to find the
with the power of gold
take back her child behind
iae!? That would be cow-
l knew very
Would choose
ready to take
mother, and
force her to
mv , wife's I
ardly.
I could no longer fix niv mind on bus
iness. I mistrusted even myself. Peo
ple asked me what was the matter with
me. I feigned illness.
The sunshine would not let itself he
banished, and the spirit of love was
stronger than I. With its flaming sword
he drove me out. "I must take a long
journey Martha." My voice trembled
as I said this. My wife must have no
ticed it for something like moist, shin
ing pity trembled in her beautiful eyes.
At my taking leave, she held the little
one toward me and asked, in soft, caress
ing tones. "Will you not say adieu to
our child?" I took up the "little one,
perhaps too roughly; at all events he
began to cry and to resist my caresses.
Then I put him down aud hastened
away.
1 traveled in uncertainty through the
world, and behold! after" the first few
days, in addition to my ordinary travel
ing companion, bad humor, there came
another fellow who told me plainly that
I was a fool. First it sounded like it
whisper, then louder and louder; "Vou
are a downright fool." Finally, I read it
in the newspaper before me; it was
traced on the blue mountains; the loco
motive shrieked it to me. Yes, I be
lieved it; why did I not then and there
fitvm ..... f.,..., I,A,- ,11 ll',.ll JV . 1
l""'i '"J lave iiuiuvniliu i iveii, me iOOi
1. ....A il-.- . 1 1 1
iimisi. ursi. travel it an on neiorc every
thing would be right again.
At last, one day, with a violent hcat
inW of tiie heart, I again entered mv
dwelling. What a solemn stillness
reigned there? 1 could now hear the
sound of whispering voices; my wife
came toward me. "It is sick, verv sick,"
moanfed she; "it will surely die!"" I tried
to coinfort her. Only a short time,
howewer, proved that her fears were but
too well grounded. During the last
night Wte both sat by the little bed; she
there and I here, each of us holding one
of his little hands. Ah! those feverish
pulse beats! every stroke sounding like
an appeal: "Love each other, love each
other; hot good!" We i'elfr eventually
these th robbings, and we understood the
appeal. (,ur eyes met, full and earnest
through the glittering tears, as in a first,
holy vow. ) Words would have seemed
a sacrilege then.
Not long lifter we laid our darling in
the warm, srWing earth.
When we Wain sat down at our table,
theie was a sltillness between us; but it
was not the siHine stillness as that which
the little stranger had broken in upon
with his parting "Papa," Even by the
Wall stood his high arm-chair, and on
the little boiird before it lay his spoon
scepter. My vi-ife reached her fine, white
hand over the; table, and asked, ""Did
you also love it.? at least a little!" Her
voice tremble "My wife! my sweet,
my own wife!" cried I. Then I fell at
ner icei and iiejd her hands fast in mine
'I love thee, m) wife, oh, my wife I" '
After the tirpt emotion had subsided
i pointed to thd arm chair. "The little
. e came w teacn us love," whispered I.
And when it had finished its teaching
it went again to the angels," added she,'
through her teats."
One day the physician stepped out of
my wifes room, with a smiling face.
He touched the little arm-chair as he
passed it, savinkr: "Let it. atnn.l !,...
you will need it again."
Really? Was lit possible? had I de
served such hapAiness?
As I held mvf wife close to my heart
m my irrepressible joy I could not for
bear to bend dovn to her blushing little
face, and say, f We will love it dearly,
very dearly. 1.4 it not so f
l.Noi.,Sl, Female BiTTuasis an iron and
vegetable tome, prepared specially for the
enreof ill, that afflict the female eej at
builds up nd strengthens feeble, broken
down aud worn,' out constitutions, repairs
dauiagesinflictoa hyyetrs of suffering, regu
he d , PT1'' lds iron t0 te i -over-one
t l e il'1"11 t,HeS I'ermoent cures. It
a "3 d h. Vonmck'- ,mPar,s appetite,
teat 5 1 1 Zi r7 ? Vesa 8ick hed"hi, acts
Ken i) upon the liver, cures swimming of
the head, a,i palpitation of the heart
For hadaehe
constipation and bilions-
"Tonlph on Chill ,
UJTt! in "h or sumps.
Mania by John Parham, Atlanta, Ga.
Mr. W C. BrADLky, Jackson i T
for the past year and am well pleased with
MEDICAL
Deaii Sib, - During m,
Internal Kevenue rw.-. m
... . Ot II... . -" of
wu attti,.tf, - "SI at ...
cua a , .1 at I "Ck flf I
- oiuJCIM 1
cuiveu the mciliii ...- "
.TT -"" M so. 2"
Bled by their prescripUoni l2!
bv the failure of ,i,. a ."I
Inn ,'!.,. ! ,. .. . . flSSkku
... . ):..:.... . " flOkU
Kenieuy, and procured TzT
directions. ' '
Before I had taken it three d,
. : nm.i i
lore i una usea two tinou. t -
i m Ml,
. . . . . . vr m M.I
-7 " I CLUrTI a '
- - j ueciB ian.
Before closing I beg to im7..
uul mine in K..
cwuiuisnaea this Min.v,.
I J . .-.: ill
... B ro.cicj Irom
lias uiuiiuuiiceu DV nis nhnU
Tv(. nriTiipt nr w ,.,' . - a.
llu Deg,n ,
oo B1iceuiiy restored tv.
-luiuuB me MHVini? or hi 11.
llli.RKllirr nf n nw.r..; f, .1 y ..
-.v.vUm i raiiaeiiM
Ueniedv.
rojiaence, w
Another friend of mine in
X n.-v;wiiiiuv:iiueu llUDl'S lU'mtvlw
. , TT.J .. "
i-ii.v.Li, Hum iviuney uiseasn. on.1
i iiieiiui iv niter usini? th i ,i. ,
... . . , -"wnal
vmv IRB
i - .......I ,., iii, i t , nn.i ...
nun. o iwnuiuy. i ieei ittA.
.1. ..il .lU IlIlVllCl'H HI fun. A .
UlUili V tlliu uimuilClieU STftl.m.,r.t M
niiuriiiuLiuu ui your large number of
this wiuely-spreadiiig scourge, and I
it is me oest medicine now known
will cure all ciiaps nf Kl.ii. ai
cured.
T ..1. ,.11 I. ..1 A . i
i nil, ill ill imithmi'm in fin.ira. ...i.i.
- .. .eu.ulu. I I F,
llAPAln MWifa i.u.1
vm wwHuw. j i my yours
m. 1? 1 , ' I ,
A-A.iliUUiliJ
w h jtra x. s n
iSV Elm w I
K w CELEBRATrn
InvalHls iij ii.r rcoovcTin.'.' . .
vii.ii ui iui7 uiii ita us u Luuiii Ul xi
Btomach Bitters. Not only does it
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Ull II I IK 111 III UV.IU CllllU Ul Lle B
gives ease to those who suffer from
mill IP. n nil If liincir tpniililns ni.ili.nn,
Well as prevents fever and acne.
For sale by all Druggists and
generally.
v"f.
i . v r 'ISSl r III !! .
PURIFIES THE B
Pl-nHnnf no Mnlnrinl Poi
WlllUI VU M. Wel l uiwinu" - --
luuHievor, viuien Ats-vw-
emaon, juyspopsin.. 1101 -- -
of Sleep, Female & Summer
Beoommended & Used ty PbJ
Sold Free of U. 8. Liquor -i
liable Druawista ana mm-
PRINCIPAL OFFICE & LABORATW.
24&26N.MAINST..ST.
I t r t . . r n .TiU-hrHl
cmcs known, rnmhinpd into a rrmcdy"uT,
Ivu UUWCISiUIUIILlKC ilW Kill.." " '
ui.i ncs'"
3fi
HAIR BALSAM
1 IWUU iu vm
fu.MI tM
fi IK- nrvc
vonlMt'l
la. . 1ml- f ni lilnf IIHI" .
upon having Fiirrston coloonb.w"'"
niVT Qfl TiAVfi' T
miuu. . win srnii ik x a a vw .-b
ISbECTRO-VOLTAIC B KLTS aaa -
iiuuvu on trial i"i uv .,v
I vnllnn I ... afflicted
vans lie hi I itu I.n.t VltalllT.
iroauss, guaranteeing Pea.T,""TJi
reilnralinn nf haallh anil minlT Vll'
areas as above. N. II. No n -
as 30 days' trial is allowed.
n.3l,'S-ly.
mWHk SSSSS SSSSl