The Helena independent. [volume], December 13, 1891, Morning, Page 10, Image 10

About The Helena independent. [volume] (Helena, Mont.) 1875-1943

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thousa nds o
thrifty tou Be
Sof 0 Wtho Is a All
ne `athe Unitedfor
'tates, who are
ambitions t o
secure a com
y/ pltency for
their old age
are at a loss to
know how to
invest their
emall savings
to advantage.
There is scarce
k.'.. - ly a successful
business man
in New York
who does not
sad in his mail every morning requesta
r informartion as to the beat way to invest
$mal sm of money.
ut businiess men have not time or inoli
into answer these inquiries. With a
i~ o obtaining some opinions on the
bject a reporter called a few days ago
p several of the most prominent and
sroessful business men of the country,
noted for their shrewd investments, and
asked them to give their opinions of the
bae~ way to invest $100.
Goil veraor-Eleot Flower's Viewi.
Governor-elect Roawell P. Flower had
catroely recovered from the strain of the
einpaign, but be lost no time in turning
tbg subject over in his mind,
If I had a hundred dollars to invest and
lived in a thriving tows," he said, "I should
pu t it into real estate. I should make that
"ybaank for the reason that we have only
about twenty people to the square mile in
the ountry, and a better government than
00y other country in the world.
"r: ance has less population aoeording to
I'r territory than England, Germany, Italy
.or iegui. If I am correctly informed on
thbe subject the populations to the
hearte mile of those countries are
-England 802, Germany, 223, Italy 271
y Belgium 544, France 184. As immigration
comes in and settles this country, as it will,
and our topulation rises near to the point
of the French republic, the price of land
-must advance, You cannot duplicate land;
you can duplicate railroad stocks and
bonds and other corporate proper'y."
The governor-elect said that from the
surplus poculations of the old countries the
square are s of the United States are be
coming rapidly settled. In referring to
England, he quoted rom Goldsmith's pas
sase on "The Deserted Village":
* "A time there wae, era E. land's grief began,
SWheo every red of ground contained its man."
Mr. Clews Says "Buy a Homestead."
'Mr. Henry Clews, the famous New York
banker and distinguished author, who has
earned a reputation for his sound judg
ment in all matters relating to investments,
said:
"The best investment for $100 is to ulace
it in a good savings bank and make it the
foundation to build upon by frequent ad
ditions to it. When the amount gets large
enough the first acquisition of property
should be to buy a homestead, and when
that is accomplished it will give such com
fort and peace of mind to the owner and
his family as to make life worth the living
"When a man is known to own his own
house it gives him a status in the commun
ity greater than anything else. It also
gives him an established credit which. when
obtained, if judiciously and conservatively
used, will make it much easier to acquire
this world's goods.
"The best of citizens are those who own in
fee their homes and their contents, for it
develops qualities in a man's nature that
otherwise may remain dormant, or hidden
like a light under a bushel.
"Among these qualities are pride of posi
tion, which will keep a man resnectable;
the love of country, which will make him a
patriot and, almost more than anything
else, contribute to make him, not only re
spected by his neighbors and friends, but
also a good and faithful husband and a lov
ing parent. No surer foundation can be
laid to build upon than this for the attain
menst of riches. First obtain a proper start,
however small, and continue to build up
slowly but surely. Nothing can be more
strongly demonstrated than the growth of
the huIs, rugged oak from the original
acorn,
'"et a "Gilt-Edged Bond," Says Dr. Depew.
Dr. Chauncey M. Dopew, the genial pres
ident of the New York Central & Hudson
itiver Railroad company, whose popularity
extends the world over, advised that the
$100 should be made to grow to a thousand
before being invested in any enterprise.
"Put it in the savings bank,'" said the
learned doctor, "whore it can draw com
pound intereet, and add to it as you can
until it becomes a thousand. Then consult
some wise, conservative banker and invest
it in a gilt-edged bond which can be
"re.istered. There is no investment for $100
except to put it into a savings bank that is
absolutely safe. Of course a banker famil
iar With soeurities could select some stock
'hich would be perfectly safe and put $1(10
'in that, but a small investor has no fhoili
ties for finding out what stocks are safe
. ti'°d what are not., The chances are that if
ae. i went to inquire he would meet speou
Sl gentlemen who would land his $100 in
Some mliatg or other similar scheme
b:hl hh promlsed large returns, and that
: Would be the end of it."
r"rasta Wifmn's .onnd Advice.
Mr, Erastus Wlman, who is identified
4ih some colossal eaterprises, is of the
Pa stloni that "the best way to invest $100
Hk3ZE 7 IK DDiN
placed them o. the center co . th runte r a
TO EXTREMELY LOW PRICES THE FOLLOWING:
1Lot Ladies' Print Wrappers, Lined Waist, 5Oc. 1 Lot Printed Cashmere and Sateen Wrappers, $1. 1 Lot Child's Leggins, SOc,
1 Lot Colored Blankets, Ranging in Price from $1.25 to $2.50. Knitted Skirts, Stockings, Gloves, Corsets, 1 Lot Hoods, 25cr
Our Line of Thompson's Glove-Fitting 'Corsets is Still Complete.
It will be toyour advantage to, come mornings as you can't
get the attention we wish you to have during the rush and crush
of the afternoon business.
GHAS. R. STEVENSON, Assignee.
BRUNELL & CO'7 PT:XNY.
is to buy a share in some well-managed
local building and loan association. These
associations represent the aggregate sav
ings of their members, and the mioney is in
vested only in houses built by one of their
own number. The investment is therefore
a very safe one, because men will pay for
their homes and the interest due thereon
sooner than they would nay for anything
else. The money can be withdrawn, if need
be, while it rests with the society, and it
pays as good an interest as any other safe
enterprise can afford. Compared with the
savings bank it yields about twice the in
terest, while the security is generally just
as good.
"Of course all depends upon management,
but taken as a whole the money of the poor
people out into building loan associations
has been more honestly administered by
the poor people themselves than has been
anyotherfinancial trust in the country. In
proportion to the enormous amount invested
which now reaches over $700,000,000
reaching that of th.e capital of all the na
tional banks-the amount of defalcations
has been infinitestimal.
"The rate of interest paid has been larger,
the purpose accomplished nobler, and the
security just as safe as that of the averarh
railroad, bank, mortange or insurance in
vestment. I put $100 away every month in
a building and loan association, conscious
that it is the very safest and best invest
ment that I can make. B3y it I am enabled
to insure my life for $20,000 and I am all
the time accumulating., not only the princi
pal, but interest, which has thus far av
eraged 10 per cent.
"My vote is for the building loan asso
ciations, which movement represents the
most interesting economic sense of the
times, and which has gone forward without
a leadership from a great financier, or any
impulse from a great philanthropist, but
illustrates better than anything else has yet
illustrated that benigner sentiment of gov
ernment of the people, for the people and
by the people."
"Uncle" Rufus Hatch's Views.
"Uncle" Rufus Hatch. who has lost over
a million of dollars in Wall street, does not
recommend any "high flying" investments.
His advice for putting out $100 was to "go
slow," and he added: "If you can find a
solvent savings bank, put the $100 there.
and be satisfied with three or four per cent.
interest. It would seem, however, from re
cent disclosures that national banks, and
savings bands and all other banks are more
or less open to criticism. The vast majority
of the public do not know how to take care
of their savings and are elsily induced to
put them wherever'they are promised a biz
per cent. interest.
"The truth is, as stated by a statistioian
friend, that there is only one man out of
32,000 who is at all capable of caring for
himself. This aacounts for the few wise
and clever men becoming presidents of cor
porations, of railroads with a system, of
banks or trust companies. These men, as
the Irishman has aptly put it, ride in
chaises, while the others must walk, by
blazes.
"However this may be." and Uncle Rufus
looked very serious, "under any and all
events, keep out of Wall street. Teach the
public to shun its precincts. It is simply
suicide for a man to go into Wall street
with $1(00. If he had $100,000,000 that
might do. 1My advise to thrifty persons is
to keep the $100 saved and keep adding to
until it has accumulated to a reasonable
amount. Buy then an annuity for life or a
paid up life insurance for your wife and
children."
Copyright.
Fast Typewriting.
Miss Curry, Dec. 2, 1891, at the Henley
Shorthand college in this city, in the pres
ence of a number of people, among whom
were Dr. John Van Duyn, No. 427 South
Salina street; Eugene J. Mack, No. 504 Irv
ing street: James Cantwell, No. 104 The
Florence; Frant B. Lord, No. 1512 Grape
street, and D. F. McLennan, commissioner
of deeds, No. 515 South Salina street, who
have affixed their signatures under affidavit
to the correctness of the statement that
Miss Curry, upon the Smith-Premier type
writer, in making nineteen attempts upon
the customary speed sentence, "Now is the
time for all good men to come to the aid of
the party," attainedg a speed of 100 words
Ver minute in thirteen, 162 in three; 168 in
one and 160 in two.--Syracuse Daily.
WEST POINT WAR DAYS.
Authorities Knew Precious Little
About the Persecution of
the Plebes.
There Were Other and Serious
Matters That Demanded
Their Attention,
Arrival of the "Peps"-Taken in Out of
Harm's Way-On the Command
ant's Desk.
OW IT MAY BE IN
. ferred from these pre
vions chapters that all
this "persecution" on
the part of the "old ca
dets" at the expense of
the plebes went on un
rebuked by the authori
ties. The fact of the
matter is the authorities knew precious
little about it. I doubt if there ever was a
time in the history of West Point when the
corps of cadets were left so much to them
selves and to their own devices as in '62
and '63, Later an investigation was made:
a court of inquiry sat for many a long
week, and the war department fulminated
an order which deprived half of our
class of more than half the prized
furlough at the end of the
first two years' service. But nobody
ever interposed in our behalf when we were
plebes, or seemed to bother a head about
us. The superintendent was "house
bound," and rarely, if ever, ventured out
side his own gate. The commandant was
imploring the war office to get him into the
field. His whole heart was in the war,
and a gallant and distinguished general he
became. As for the other officers of that
eventful July and August of '62, they
could think of little else than the state of
affairs in front of Washington; MeClellan
balked on the Peninsula; Pope called from
western fields to a splendid o:por tunity
A RUDY, AWARENINO.
and speedy disaster; the whole situation in
dicating "worse and more of it" as
the summer wore along, while we
poor plebes worked and drilled and were
deviled week after week; never saw a
newspaper, never realized what was going
on, never knew until after it was all over
of the days of battle and danger in which
fathers, brothers and kinsmen had been
exemplifying the art of war in its highest
sense, while we were meekly struggling
with its first principles at the Point. It
was a harsh experience, but so far as I was
concerned, never made me wish for an in
stant that I had never entered. I had had
no other ambition. I had encountered se
rious opposition; had won my appointment
from Mr. Lincoln himself, and knew per
fectly well what to expect when tempting
Providence as a candidate for a commis
sion through the United States military
academy in the days when nobody had time
to think of what was transpiring within its
hallowed walls.
So it was with delight we hailed the near
approach of "breaking camp" and then mov
ing into barracks where, by the unwritten
laws of the corps, we would be released from
daily servitude and nightly disturbance that
our bewildered faculties might recuperate
and grapple with Bourdon and "goose
tracks."
A week before the first of September
came the first of the "seps"-an arrival that
thrilled us-how thoroughly drilled, tanned,
uninformed, hardened and looking like old
cadets-almost as much as it did the year
lings. Of course these newcomers were
to be our classmates and we could
not "devil" them, but we could and did re
gard them as of a plane beneath our own.
Years before the war there was a saying in
the old army. "No officer has won his
spurs until he has served in Texas." And
in the same measure at West Point did we
hold that no man who had not passed
through plebe camp was aver a full-fledged
cadet. To this day such men are distin
guished from their kind by the soubriquet
"asp," and of late years a movement has
taked shape to do away entirely with the
September admissions-so essential is the
discipline. as well as the teaching of the
plebe camp regarded.
The appearance of four or five shy,
strange, awkward, young fellows trudging
across the plain toward camp, convoyed by
the familiar drum-boy orderly, was greeted
with a howl of rejoicing by the year
lings and suppressed but rapturous ex
citement by "ours." It brought the com
mandant hurrying from thetelegraph office,
and then, to the unspeakable indignation of
the third classmen, who were promising
themselves the wild joys of an "initiation"
in camp, a cadet lieutenant and two cadet
co:porals were promptly detailed to take
the new-comers over to barracks and as
soma charge of them and all who should
arrive to swell their numbers. That night
at parade the adjutant read an order de
claring the barracks off limits to all cadets
exd~pt the three or four detailed for ddty
over them, and forbidding any communica
tion whatsoever with the new-comers. And
thus was the array of old cadets to be
balked of its time-honored festival in honor
of the "sops."
That night a t-io of yearlings slipped
across the post of Nunber Five, stole noise
lessly through the guns of the field battery
south of camp and so on to the friendly
shadows of the big elms in front of the
chapel. It was after twelve o'clock; lights
out allover the sleeping Point. The soldier
sentry at the corner of the old aoademic
was always dealf and blind when cadets
crime scudding down the pathways in his
charge. Softly they tip-toed through the
echoing sally-port and up the iron stairway
of the barrack wing, now occupied as a
harbor of refuge for the belated cadets. In
one room, sleeping perhaps for the first
time of their lives on the floor, were the
tallest and shortest of the day's batch-two
young fellews who bore two of the most
prominent names known in the western
states. Gently but firmly they were bidden
to rise, take up their beds and follow.
Unhesitatingly they obeyed, and, blanket
laden, were marched around by way of the
road overhanging the majestic Hludson.
across the post of Number Four, who was
most accountably at the other end of it at
the moment, and were conducted straight
way to the sanctum sanctorum of a soldier
camp-the big marquee of the commanding
officer. On the wooden floor they again
made down the beds, obedient to the calm
instructions of their guides, and were bid
ben to go to sleep and fear no disturbance.
"Some of your fellows will probably have
a roughmnitiation over in barracks after the
clock strikes one, but for the sake of the
names you bear (heaven forgive the whop
per, the bigger the name the more had the
bearer to be taken down) we have brought
you here out of harm's way. To-morrow,
sometime, you may be aroused by the map
who has charge of the tent-a rather good-.
looking, middle-aged party, with reddish
hair and beard. He will, of course, be as
tonished. but pay no attention to him.
You're all right,"
And before the gentlemen with the dis
tinguished names could mumble their
thanks their merciful anides vanished, leav
ing them stretched in front of the com
mandant's sacred desk, surrounded by the
commandant's papers, books and belong
ings, while that distinguished offioer him
self lay gently snoring in the little tent
wherein he slept, just back of the big, offi
cial canvas of his office and headquarters.
I think the whole corps was on the qui
vive at roll call. We all honored and re
spected our courteous chief--none the less
because we knew he chafed at having to
command us fledglings instead of the regi
ment of cavalry awaiting him in the field.
In some mysterious way it was whispered
ThE 'SEPS" ASLEEP.
all over camp before gun-ore cat some
thing queer was in store for the colonel.
As was his regular custom, out he came
from the little tent, in he stepped into the
big, and then, to the exquisite joy of every
old cadet in the secret, recoiled. There
on the floor, looking up at him through
sleepy eyes, were the two young men whom,
to protect from molestation, he had moved
from camp to barracks the day before,
If the yearlings looked for an explosion
they were disappointed. "Get those Sep
tembers back to barracks, Mr. C--," he
quietly said to the offioer of the guard, and
nothing was ever done about it, for within
a day or two he penned his farewell order
to the corps and was wearing the stars of a
general before those saps were fairly into
uniform.
And then for several months we had no
commandant at all-only an acting officer
-auntil the healing wounds of Fair Oaks
and Gaines' Mill brought to us such pallant
gentlemen and instructors as Clitz and
Chamblise, scarred, crippled, but soldiers
to the core.
CHAnLst KINo, Capt. U. I. A.
Copyright.
LOVE'S NEGATIVE.
I do not love thee yet waret thou to eay
"old t hands thus" "Stand here,' "Be thus
and so:"
No matter what 1 willed. I should obey:
lnut why, I do not know.
I do not love thee, never have rre.l
For any bond of love 'twixt thee and me:
Yet all that I call mine I would have dared
For one hand-touch with thee.
I do not love thee; but the meanest thing
Thou should'aC require would be my joyous
task:
Out of its clay my very Qnl would spring
To do what thou ehouldat aDsk.
I do not love thee. yet wher'er thou art,
There I dellght to i,c and there 1 o.
Led by some subtln quickening of the heart;
lut why, I do not now.
1 do not love thee? No; but why prolong
T'he seers; of tie words? It ies as risr
As were "I love thee" written in my song
For all the wrld to hear.
--lMeredith Nu.lholson in ths New York dun.
To Farbmera.
We have money on hand to lots out m
proved ranch property throughout the
state with water for irrigating, Lowest
rates. Time and terms to auit, Write, de
scriblna your property, Five per cent, in
terest paid on savings deposits.
MoNTANA SAvINGs BJANZ,
selsne, Montana.
SANTA CRUZ, CALIFORN .A. ... ....
• THE SEA BEACH HOTEL
Is the NEWEST, LARGEST, MOST COMPLETE AND MOST
DELIGHTFULLY LOCATED HOTEL in Santa Crum
Situated in the midst of commodloua gronds, the house directly overlooks the broad and
curvtng beach and the bay of Monterey, where is fodnd the finest winter and summer surf bathing
in the world. From the wide verandas the most magnificent and varied marine and mountain
views in Californ a are seen on all sides. lte many rooms 'are handsomely furnished and sanny,
while plenty of bath-rooms, fire-places. steam-heaters, electric lightsand ells, gas, hot and cold
water, are necesary comforts which will be appreciated by all,
A Large DiningiR-oom, Excellent Table and the Best
of Service Throu hout the House are Specialties.
STREET CARS PASS THE DOORS
The Peach Station of the broad gauge road is Just below the house, and carriages await trains
at all depote. A descriptive souvenir booklet of the Motel and surrounding country mailed free of
charge on application. For full particulars and terms apply to
JOHN T. SULLIVAN, Proprietor.
hlcago's Great Road, tile Famoaus Maple
Leaf Line.
The Chicago, St. Paul & Kansas City was
the irat railroad in the country to issue
special transportation advertising for the
World's fair at Chicago. That is enterprise
and an illustration of the sort of manage
ment that within a few years has trans
formed the Chicago, St. Paul & Kansas
City from a short and unimportant line,
with little to encourage its continuance, to
one of the most prominent and most popu
lar lines in the northwest. With its termi
nals in Chicago, Kansas City and St. Paul,
it unites the east, the northwest and the
southwest. The territory it embraces is
the garden spot of America. In it dwell
8,000,000 people whom this great road ao
cemmodates. The grenat states of Illinois,
Minnesota, Iowa, Missouri and Kansas are
tapped by its lines.
The general headquarters of the road is
at tt. Paul, while the freight and pas
senger departments direct their business
from Chicago. In the latter city the com
pany's trains arrive at and depart from the
Grand Central passenger station, com
plted at the beginning of the present year,
and aoknowledged to be without a peer in
this country. The three main lines of the
road unite at Oelwein, in Northeastern
Iowa. Aside from these are several short
branches, all of importance, the longest
being from Sumner to Hampton. Iowa.
The laster state is divided nearly in halves
by the road, which crosses its very floset
portion. The mileage is Missouri, Kansas
and Minnsota is comparatively small, but
in Illionois again increases, the northern
and most populens part of the Prairie
state reverberating to the thunder of its
trains.
Mask of the success of the road is due to
the ability and energy of a railway man
well known to many in Itoehester, W. t.
Busenbark, the traffico manager of the road.
In his intercourse with the patrons of the
road he has won thousands of friends for
himself and his company.
The equipment of the Chicago, St. Paul
& Kansas City is unexcelled by that of any
road in the country. Its vestibuled com
partment sleeping cars are models of lux
ury, comfort and convenience. No other
line west of Chicago runs compartment
sleeping cars. The dining car service is
fually up to the requirements of the most
fastidious and luxury-loving of modern
travelers. In short the Chicago, St. Paul
& Kansas City is the best line between Chi.
cago and tt. Paul, Minneapolis and the
northwest, between Chicago and the prin.
oipal points In Iowa, between Chicago and
the southwest. Persons going from east
ern points to Chlcago and beyond will do
well to bear these facts in mind.--toohes
tar, N. Y., Democratand Chronicle Oct.
29, 1891,
Wisdom's Violet Cream
Is the most exquisite preparation in the
world for softening and whitening the
hands and face. It is not only a substitute
for, but in every respect superlor to glycer
Ine, cold cream, vaseline, and like prepare
tions. Try it.
le'sure anl visit the eie Hive before makln¶
your holiday purehese, there the largest, best
elt t suitable fr newMurt that catn
be fitedp anYwhereIn the city
SUMINON -I I THE DISTRICT COURT
Jof the First judicial district of the state of
Montana, in and for the county of Lewis and
Clark'.
lamies uilivgn end L Marks, plaintiffs vs. J.
E. Byrne, defendant.
The lstate of Montsna sends greeting to the
above named defendant:
You are hereby required to appear ilan action
brought against you be the above named plaintif
in the district court of the First judicial district
of the state of Montana, in and for the county of
Lewis and Clarke and -to answer the complaint
filed therein.within ten days (exclusive or the day
of service) after the srerice on you of this sum
moos if served within this county- or, if ssrved
out of this county, but within this district, within
twenty days, otherwise within forty days, or
judgment by default will be taken against you
ordin to the rayer of said complaint.
The said action is brought to recover judgment
aggainst you for the sum of one hundred and
sighty-four and sixty one-hondredths dollard,wlth
interest thereon from August 181, 1891 and costs
of suit, the plaintiffs having paid said sum of
1184,60 on said *gastll 8f. 1, to one 'ii. P.
aS ydam in satisfaction of a certain judgment
myiven and rldered, esnter1s and docketsd
in said district court on Jone 1', 181, in favor
of said Snydam and against you, the above
named defeardent. atfrmlng on appeal the njudg
ment of one C. W. Fletsoher. justice of the peace,
in said action. and by yon appesaled from said
ustice court to said i striet court on Ma 8, 1890
eplaiutiffs herein, the said James Sulivan and
L arks being the sureties qpen thie undertak
ing on said apeial and thereby became liable for
the payment of saLd judgment cm appeal, and
having paid the same, e aforesaid.
And you are hereby notified that it you fall to
appear andansw th.e said complaint., above
re-.inre . saraid pl ntif Wiltl taklrei gmtnt
railnt ou for said cum of 18t.80 with Interest
thereon firom the 18th drty f Auragst, 1891, and
csuts of suit.
Given undeyrny hand andd isesal of the dis
trict court of the First judicial district of the
etateof Montan, in and for the county of Lewis
and tClarke, this 4th day of Deember. in the year
of our Lord, one thousand eight hundred andt
ninety-onue
[saL~lJOHN BEAhN. Clerk.
iL R, THOMPaON, Deputy Clerk . C
SrzTu.INo and MuwFLr. attorneys for plaintiffs.
/. tr ct court of tic First Judicial district os
the state of Montana, in and for Lewis and
Clarke county.
In tLe matter of the estae of Patriok b. Sen
nott, deceased..
Noties is heebty given by the undersigned, ad
mInistratrin of tle .atate of ltriyk A. .ngnit.
d ecaed, t the creditors of and al pe eons lsv
iug claims against ti a said deceastd, to exhibit
them.with toe 00 -essary vouhaers, within foul
muonths after the first p'ibliratln of this nutio,
to the sid adlniutrasirx, ., room s.. in lbe
court boases of Lewis and ,re uprk , in the
city of Holens, Montana. the aims besin the
place for the transaction of the business uf raid
estate in the county of 1 a.e and Clerks.
ANN& li )ItJON,
Adminitratrax of the estate o Paltrick A. Een.
nott, iaeon€d,
Dated Dec. V. 1891.
NOTICti O STtO UI OLDEIH MITINO.
relie in hereby gliven to thi etokholderu
of the Hluboldt (;oneolidted MLini company
that a mitltng of the stockhol.erse-said oouns
.n wl behd at the ohmo of MaKe."
nld room dik info oi f htea
e.a. Montan o.n Teed, ih th di.y of s
esmber. A I 01, at =t O'o , ato thof -
purpose of eloetng five trustees for said eon
. to4 # rv unttl ti net nnual meeting of
tOl ietoeltlleuers, snd antiJ their t soeOe~o
ehall be elect ad qualified. and for the trans
aOtion of uoh other busir:ses as i be r poperly
p1easted for consideration. All itoeholl.rs
arerqueted to r.e .pueýt .sn.rpson or by
rzProxitesOel bonldbelilflWilth tbhe eeoc
Iar etore n.on of the dayf f letinag.
1 President.
TMAAInes, Seeretara-