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VOJLUME XIV. MIDDLEBURY, VERMONT, TUESDAY MORNING, JANUAItY 15, 1850. NtfMIJER 381 Cljc ittibMcbuvn ilcgtstct- II rUnt.lBHED IVEItT TUESnAT MOI1NINO, BY J. H. BAKHETT & J. COBB. OFFICE IX BTKWAHT'snUII.WXO, ON MAIX-ST T 12 lt M S . Jly Mall, ot nt tlio Oflicc, fr annum, S1.S0 II iiot paid wifhin Ihc ycnr. 1,75 )y Carricr 2,00 lf not pni.I williin llic ycar, 2,25 0"No pnpcr discontinucd until nrrearngcs nrc pnid. ti7"AH rommnmcations tntisl bc rost rnid. C7 V. II. l'nlmcr is our ngcnt in Boston anil ;sew lork, Ipoctrj). Frora l)ie Bolton Book, fnr ie50. THEJVTND. DT or.onOE LUNT. Tho wind tms voices Ihatdcfy Thc tpirit's utmost scrufiny; We ilmdJcr at Its sobbing wnil, And shrink whcn howU tho rolling cale, And evcn its softest brcnlli is hcard, I.ike some lialf muttercd, snddcning word ; Of nll its toncs therc is no volco That bids tljc thrilling lienrt rejoicc. The sailor, on the silcntseas, Xlny long lo hail the freshening brecze J Tho blnst, that lturls ihc spattcred foatn, WI11 wnft him to his distant liome ; Vct, viliilc ttie Iooscning sail he flings, That givcs his lloating bird its wings, Hls mnnly brcast will oftcn fcel Some strnngc, drcnd fancy o'crit stcal. When crouchcd bcside tiio wintry blaze, And midnight siogs its wontcd lays ; Thc music of the mingling tune, Now rising higli and falling soon, The wailing and complaining tone, Might Le a laugh, tboug'n more n moan; llut wild or sad, orhigh or low, It cvcr takes a note of woo. I nevcr licar it on thcsriorc, Conccrted wilh tlio watcry roar, Or swecping whcre tln tilcnt brcezo Glidcs likc a spirit tlirough tlie trccs; Nor listcn to its mustcring wnil, Whcn wintry tompcsts swcll the galoj Iluthannting fancier, dark and wild, llrood likc the drenms that dannt n chitd. I'rc sccn it stir Ihe ncstcd rills, Amid the lopmost Crystal liills j llare watchcd it drire the clashing cioudi, And scream aiong thc shakcn shrouds; Wild, strangcl thc same in eicry hour, Kcsintlcss, forniless, unsccn iorcrt A voice that giies uj no rcply, A sound that shakcs, wo know not wbyl Yct not the lcss my lattling soul Springs liko a racer to its goal j C'nn wring a joy, that clse were pain, Whcn linrrying blnsts cry o'cr the main, llear miuic in thc mournful tune That snftena on tho gales of Juno; And gathcr, from thc firciiJc tone, A sad, swctt languagc of its own. ittisccllann. 5T Wo nro naturally skeptical rcspccting nll suoh " mvftcrici " ;is arc treatcil of in tlie folloing uilicle, and arc gcnerally inclincd not to lask ilie crcJulilv of our readeri nitli eucli rolations. As lliis casc, linwever, lias nltractcd iinii."uul atteniion.we copy thc full ost and niost rcliablu account of thc tnatlcr that wc have Jft seen leainj Ihe read. or onlircdy to liis own opinions as totlio taits italcd. Krorn tbe N w Yotk Tnbuae. Mysterions Sonnds. Knowing Ihat iho public mind, in various localions iri Wtstern New York, has becn tooiuwhat agitatcd on account of ccrtain soundi1, called by sonio u myslerious," wc ahall oll'er no apology for making the follow ing plnin stalemeut uf faels in regard to our kiiowlrdgc of the matlcr. The tounds werc firnt heard about tno yeats sincc, anil havo not yct ccascd, but seem to bu snrcadin? from onc placo to anolhur. and graduajlr claiming i thc atlcntion of Iho public mind. Whcn first ucani, tuey wero mar.ilestccl Uy a simplc bol-low-sounding rap iipon the lloor of a liousc. This rapping was continucd cvery night for n long tinie, aud Gnally conimcnccd in tbe day lime. It was at fi'rsl antirely uniiittlli giblc to tbc inliabitaiils of tbc housc. At lcngth, a littlo girl eaid, " Xow do as I do," and tnappcd hcr Cngcrs tbreo timcs. Shc was antered by tbreo raps. On rc peating it, sbo found tbat it invariably rc peated !he number sbo made hcrself. An- olhcr pcrson said, " Now count tcn," (ono ol the childrf n.) Il was duno corrcctly. I Anolhcr was tricd wilh liko success. As 'it begsn lo display signa of intolliL'encc, thc . i . ..i " .i i i. family bccainc alarmcd. and the fcnnlci all Ielt tbe house at night. Tho ncighbors wero ralled in, but thcrc was no ccssation of the sounds. The eacittment bocame intensc, and at ono time, it is eaid, nearly or quitc tbreo hundrcd persons aiscmblcd to discovcr I'rom A'hencc Ihe soundi nrocccdcd. The liousc was tlioroughly cxamincd from garrct to ccllar, but, whilc tho sounds conlinucd, no ono ever discovcred the opcralor. At lcngth, it was diseotcrcd that evcry time a qucstion was nut thit required an af firmaiitc, a rap waslieard fora ncgativc no sound. Thc qucstion was put " arc you a spiril?" 1 hc answcr was by rapping thrcc raps. Uy "" raeans they Ibund that it. purnort- o l.o tho epirit of a man. Wo.iy e.xpcd' nls wcro rttwL'l ,0 b Lic)' t nd out ho namo of Ihe man whnSc fpni! was making thcsc manifcstations. At lenglli a slranger nsked, " If I wilUall thoalphabct,teginniiig witli A, will you iap when I como lolho firt letti'r of his name '" Tho answcr was af firmatiTC. Ile Ihen comnnnrcd, A, H, C, When he camn to C,there was a rp. Again ho wnt on, and it rappcd at II, and in ihat way he apclled out Ciiaiilks IUhmk, As before stalcd. tbcso sounds have, from Ihat time, bccn bcard in various familics in that placc, and in Iho cilics of Auburn and Roch ester, and various places in thc country. Al thnugli confincd to this rapping soond, he moJo of coinmunicilion has gradually im proved, so Ihai uuny vury curious and as tonnhing ecntcnecs liavc becn spellcd by Iho tuo of thc alplmbct. It no longcr purporls to bo tho spirlt of ono man or onc pcrson, but when nn individuil mkes t'm inqniry. m-'is tn i orMl witli mu, of mmo ier nx - ial. Strangcrs liavo tricd llic cxperimcnt,and hai thcir nnmcs spcllcd out lieforo ny pcrsons prrscnt knnw it, or wlicre tlicy cnmc from. In cach faniily wliero thc eounds appcar, tlicro tcoms to bo one or two, whosc prcscncc is ncccsary to insurc communicationsfrccly. Gencrally wc fiml tliat thcsc pcrnons arc sus ccpliLilo to magnclic inllucnco. and clairToy ant, In thc fnmdy of Mr. Grnngcr,of Uocii cstcr, a citizcn well known thcrc, tlie communicntions could bo liad witli any two of thc family provious to any of thcm being nl.iccd undcr thc magnctic inllucnco, but af tcr a daiichtcr was ruasnetizcd and bccanic clairroyant, no couimunicalion could be had withoul licr prcscncc. JNo parson liad tvor bccn magnctizcd in tbe family wbcro it first appcnrcd. Wc first bccamo ncquaintcd niih tlicso manifcitations about onc vcar sinco, nnd wc bave takcn cvcry opportunity to discovcr, if possiblc, wb.it it 15. V e liavc bcconio con rinccd that tbcsc tlirco facts tlicro is no dis puting, viz : The sonnds, the intelilgcncs, and thc abscncc of any collusion or deccp tion in thc mitter. Some two wccks since, wc vrcro in com pany wilh somo pcrsons wlio wcro pctting communicatiom from tho imisiblc comniu nicator, wbcn a mc6sajc was spellcd out to us to Iho iniport that the mattcr sliould bc madc more public that tho timo liad nr r'ncd for tbc pcople to invcstiatc thc nholc afl'air tbal it was a thing nbicli will tilti matcly bccomo known to all nicn, aud that Mc. sliould immcdialcly takc incasurcs to liavc it investigatcd. The dircctions wcro then minutrlr gircn bj these fpirits, as tbcy jnr- fiott to bc, and wbirh wc aro willin to bc icTO aro, until wc liavc as mucli proof to tbc contrary as it rcquirra to bring us to tliis conclusion. Tlicsc dircctions will appcar in tbc following bislory, as tboy wcio fully and strictly followed. Thc preat objcct was to start invcitigalion, and clcar thoso who liad been hearing it for the last two ycars from thc imputation of fraud and dcccptiou. Accordingly, on tbe cvening of Novcmbcr I I, a Iccturc was dclivcrcd in Corinthian Ilall, in tlie city of Rochester, and a full bis lory of thc risc and pro;ress of tbcsc slrange manifcstations givcn. IJuring tbe rclation of tbcso facts, tbe sounds werc ditt'nctly bcaril liy Ilm pcrtoiis iti tbc haK. After the leelure, a committea w.u cl.o sen by tho audicnce, romposod of the follow ing pcrsons A. J. Comlw, Uanicl Marsb, Kutli.micl Clark, Kmj., A. Judson, and V.d win Joncs. On tho followin!; cvcning, t'.ie commlltcc rcnorted, in substanco, as follows : That without tbc knowlcdgo of thc pcrnons in whosc prcscncc thc manifcstations arc madc, tlie rommittec selecled tbe liall of tbc Sons of Tcinpcrancu fnr thc invcflijation that Iho tound on the floor ncar nbcro tho two btdies stood was bcard asdistinctly as at otb er placcs, and tbat part ol tho rommttlcc bcard tbe rapping on Iho wall bebind thcm that a number of qucstionfl werc askcd which werc answered not altocther rigbt nor allogctlitT wrong that in ihu aflcinoon, they went to thc houc of a privnto citizcn. and wbile therc, Ihc sounds "xcrc lieanl on Iho ontside (apparenlly) of the front door, after they had cntcred, unil on tlio door ol a rloset. Ily placing thc band on tho door, tbeiewas ascnib'c jarfeltwbcn tbe rapping was hcard, Onc of thc (ommiltcc placed one of liis liandl upon thc feot of Ihc ladies. and tho othcr on tbc lloor, nnd thougli ilie fcet wera not mocd, tbcrc was a dislinct jar on tho lloor. On tho pavcmcnt and on thc ground iho samc found was bcatd a kind o( iloublc lap, as if a 6lrokc and rc liound wcro disiinpuisliablo. Whcn thc la dies were separalcd at a dislaurc, no scund was bcard ; but whcn a third pcrson was in terposed bctween thcm. Ihc acunds werc lieard. Tbc ladlcs seemi'd rcady to givccv-i-ry opporlunity to the Couunittee to invcsti gatc the caucc fully, and would submit lo a (borougb incstigation by a cotr.r..ittce ot la dies, if dcsircd. They all agrcod that tbc sounds werc bcard, hu'l lliei) cntirtly faileil to discoi er nm means by wlnchil coubl bc uonc. After th!s report and somo discussion on tbe suliject, tliu audicr.ee felcclcd anolbcr cominittee, composcd of Ihe following pern l)r. II. II. Langworlliv, Ilon. 1'rcdcrick Wbilllescy, 1). C. JlcCullum, William I'isb er, of Koc'hostcr, and Ilon. A. V. Ilascall.of I.crov. Althe ncxt Iccturc, tliis Commiltec re portcd Ihat tbcy went inlo tbc investiga tion at Ilie offico of Chancullor Whiltlesoy, and thev beaid the sound on tbc floor, on tbc wail and door that tho ladies werc placed in difTcrcnt positions, and, liko tho olhcr comniittec, tbcy werc wbolly unablc lo tcll from wbat thc sounds protecded.or bow tbcy wcro madc thal I)r. Langworthy madc ohservations witli a stctbescopc, to asccnnin wbclhcr thcrc was any movemcnt of the lungs, and found not tho lcast diffcrcnce when tlio sounds were madc; and tbat tbcrc was no kind of proCability or possibility of tncir ueing mauo uy vcniruoquism, as fome liavo supposcd and they could not liavo bccn mado by macbincry. Again, after this report, anotli icr commit- tco was formed, from persons wlin had op- Cosed in thc mccting all prctcnsions to thcrc cinj; ar.y Ibing but a Iruk. This committco was composcd of I)r. K P. Langworthy, Dr. J. Rates, AVm. Fitzhue, Ksq., W. L. Ilurtis, nnd L. Kcnjon. This committeo mct at Ihe rooma of l)r. Galcs at tho Ilocbestcr IIousc, and appointcd a com miltec of ladies, who took tbc young wo mcn into a room. disrobcd thcm, and cxam incd thcir pcrsons and clotbiug, to be surc that theto were no fiittuiea aliout thcm that could produce Iho sour.ds. When satUlicd on this nolnt. tho coniniiltoe of ladies tricd Uomn otlicr expcrimcnts, and gac tho vounj I .i.-r.it.: . c ladies tho fol'owina ccrtificale : " Whcn thoy were slandinc on nillows wilh a handkerchicf tied ronnit tho bottom of thcir drcss, tight to thc anklcs, wc all nearu tno rapping on tbn wall and lloor Uis tinctlv." (Srgncd,) Mns. Stonf, Ma9. J. Gates, Mi3a M. P. LAvnECK In tho ctening thc coniniif.ee, tlirough thcir chairman, l)r. I.angnorthy, mado avo ry full report of thcir cxaminations duiing tlio clay. They reportcd that tbcy had cx cluded all f'ricnds of the two ladies from Ihc rommittec room, and had tho cxamination only in prcepncs of tbc commillce of ccn tlemcn, and ladies choscn by thcm. Nolwitb- siauuing an uu prccauiion, tlicsc sounus wer'C ''canl whun Iho ladies slood on largc fealhcr nilioC". wilhout shoc,and in variom olher posilions, liolh C tbo fioor and Dn Ihe wall tbat a number of rtucf'ioiu wcreask- cd, which, when answered, wcro gcin'rally corrcct. Kach meiubor of tbo commillce reportcd scparatoly, agrccing witb nnd tor roborating Iho first slatcmcnla. Thus, by thrco days of tho strictest scru tiny. by means of inlcllizcnce, candor and acicncc. wcro the pemons in whoso prcscnco tbcso sounds aro hcard acquitted of all fraud. On Friday ovening, after tbo leclurc, tbreo oT Iho commillce, viz: Ilon. A. 1. Hascall, 1). C. McCullum, and William Fiah cr, repaired to the house of n cilizen, and pursucd thcir invieitiations (.till farther. Tlicro wcro nearly a acoro of persons pres cnt. 'I he mcmbers of tho committeo wrotc many queslions on paper, whleb no pcrsons prescnl knew tho purport of, and they were answered rorroctly. At times tbcy would ask mentally, and would rcceive tho answera witli cqual corrctncw, and they wcro fully ' satidieil Ihat tuere was somctliini! prescnt. tnanifcsting an intelligence bejond Ihe pcr- in orjsons vmiiic. une oi liio rominutee triea 1 tent. tha expeiiment of clandinj; the ladies on glass, and failod to gct any sounds ; but tho samc was subscnucntly tricd in tbe prcscncc of a large mimbcr of pcrsons, and tbo sounds wcro as iouu anii uisuuet ua uuiuru, uu iuu lloor as usual. Such aro tlio facts, as far as tho public proccedings arc conccrncd, (wbich i but n sniall part of tlicsc strnngc occurrcnccs,) witli Ilie commiltecs report grcatiy con dcnscd. Thus tbo matlcr stands at prescnt, and wliclbcr it is only a rcmarkable plicnomenon which will nass awav wilh tho prcscr.t neii' caation, or wilh tlio persons who sccm now 10 uc inc meuiumoi inis ujiiimiuuiiuj mnnicalion. or wliclher it bc tho commcncC' mcnt of a new cra of spiritual inllux inlo 1110 WOriU, II 19 CTiailliy SUlllClUMi nunnj Ilie atteniion ol tncn oi canuor iiiiu punuso P'iy' E. W. CAI'ON, Auburn, GK01U5K WILLE rs.'.llochcs tcr. Kochcslcr, Nov. 22, 1849. Baxter's Conrtship andMarriajje. Among Baxter's old parisliioncrs uf Kiddcrminstcr, tvas a widoued lauy of gcntlc birth, nanicd Lharltnn, ulio, tvilli lier dauglitrr Margatct,occupied a house in thc ncighborlioud. Tho ilnuglilrr was a brilliant girl, of "strangcly vivid wit," and "in cnrly joutli," lie tclls us, "pridc and rnmancc aud company suit ablc thcrcunto, did t.ikc licr up." Itut cro long, Baxtcr, who acted in thc double cnpacity of fpirilual and tcmporal physic'un, was scnt for to visit lier, on an uccasion of sicknvss. He nunisler cd to hcr bodily and mcntal suffcrings, and thus sccured licr gratitudc and con fidcnco. Ou hcr recovcry, undcr the in flueucc of liis warniugs and ndmoni- tions, tho gay joung girl becamp lliouglilful and scrious, abandoncd lier lighl bnoks aud cotnpamons, and dcro It'd licrself to tlio dutics of a Cliristiau profcssinn. Daxtrr was licr counscllor and confiilant. Slie discloscd to him all hcr doubtp, trials and lcniptalimis, and hc in rcttirn, wrolc lier long lcttcrs of syinpathy, consolation and cncourage- nient. Mc bcgan to lcel such an un wonlcd intercft in thc moral and ?pirit ual crowlh of his young disciplp, thal in his daily walks among thc parisliioncrs, hc found liiinsclf iucvitably drawn to wards lier tnntlicr's dwclling. In hcr prescncc, thc liabitual auslcrily of his manner was suficned ; 'iis cold, closc hcart wanned and expanded. 11c began tn rep.iy licr confldpucc wilh liis iv.mi, disclosing to licr al! liis plans of benevolenre, soliciting her scrvices, and wa'ning witli defercncc for her judgincnt upon tlicin. A change camc over liis liabits of tliniiu ht nnd liis literary tastcs; thc liarsh, rude disptilant, thc tough, dry logician, found himself addressing to his young fricnd cpisllesin vcrsc on doc trinal pointsan.l mattcrs of casuistry, Westminster Catcchism in rhythm and mcasurcd harmonics. A iniraclc alonc could have madc Bax ler a poet ; the cold, clear light of rca- son "paled thc incfTectual fircs" of liis imagination ; all tlungs presentcd llicm- sclves to his vision "witli liard outlincs r.olorlcss, and witli nosurroundiug.it- mosplicrc. I hat hc did, ncverllielois, writc vcrscs socrcditablv as to jiistify a judicious modcrn critic in tlieir citation and approval, can perhaps be accountcd for only as onc of Ihe phciionicna of that subtle and Iraiisfnrmiiig inftuencc to which even his stern naturc was uncon sciously )iclding. Itaxlcr was in Invc. Ncver did the hlind god trr liis arcli cry on a more unpiomising subjcct. Ilaxtcr was nearly 5U yeara ol age, nnd lonked still oldcr. His life. had bccn onc long fast and pcnnancc. I'vcn in youtli lie had ncver known a schoolboy s lovc for cousin or playmatp. He liad resolutely closfd up his hcart against c- motiniis which lie rcaarded as the al- urcments of time and sense. He liad madc a mcrit of cclibacy, and writtcti and publiahcd against the entanglcment of godly miuistcrs in matrimonial en- gagements and lamily carcs. It is qucstionable whclhcr hc now undcrstood nsowncasp, or attnbuted to its rin'it cause thepeculiar iulerrst which he felt in Jlargaret Charllon. Left lo liiinsclf, it is more llian prohable that hc tnight nevcr have ditcovered tlie true naturc of Ihat interesl, or coujeclurcd that any thing whatevcr of carlhly passion or sublunary cmotion had mingled wilh liis spiritual I'lalonism. Commistioncd and set apart lo preacli rcpcmancc lo dying mcn pcnniless and liarmless, Horn witli bodily pain and mental toil and trcadiue as he bclicvcd on thc very margin of his gravc. wliat liad he todowith lovet W liat powcr liad he to inspire thal tcndcr sentiment, the ap piujiriuiu uipruig oniy oi youtn, and licallli ind bcnuf't "Could any Hcalricc seo A lovcr in such anthoriiel" fBut, in Ihe meantimc, a rcciprocal lecluiB waseaiiiinn strenslh in thc hcart of Margarct. To her gralcful apprc cialion of the condesccnsion of a great jiiu goou man grave, lcarned, anil re iiouncd, to her youlli and wcakucss, and lo her eutliusiaslic admiratiou of his intcllcctual puwers, dcvoled to the liigli- esl and holiest objecls, Miccecded nalu rally cnough thc lcndcrlv sin?3estivc nitv l of lier wninan's hcart as she lliouglit of nis lonciy noinp, ins uusliared sorrows, his lack of thosc sympathies and kind-1 ncsscs which makc tolerablc thc liard journey of lifc, Did shp. not onc to Iijiii, under God, the salvatinn of body and nuud ? Was he not her trucst and moit faithful fricnd, cnlering wilh lively iutcrcst iutn all lier joys aud sorrows T Had she not scen the clouds of his lia bitual sadncss broken by gleamsof sun ny warmth aud cliccrfulncss, as they couverscd togclhcr I Could shc dobel tcr llian totlcvole hcrself to the plcas ing lask of making hwlife Imppier, of comforting him in seasons of paiu aud wcarine'i3, eucouraging him in liis vast laborf, aud ihrnwiug over Ihe cold and liard austerilics of hisnaturethe tvaruitli and light of domcstic afTcciiont I'ity, rcvercnce, gratitudc, and womanly ten derncss her fcrvid imaginalion and the nyinpathies of a deiply rcligious naiure conibiiicd lo iufluncp lier drcisiou, Disparity of age and coiidilion rrndcrcd it iniprobahle Ihat Iiaxter would ever venlure to nddrrss her in any olher ca pacity llian that of a fricnd aud teachcr . Unil it wai lefi to licrself to give thc firs intiniation of tlie possibility of a more intimatc rclalion. It is easy toiinagine wilh tvliat mixcd fcclings of joy, surprise and perplcxity, Baxlcr musl have reccivcd thc dclicatr avowal. Thcre was mucli in tlie cir cumstanccfof ihc caseto justify donbt, misgiring and closo searching ol hcart. Hc musl have fcll the painful contrasl whicli that fair girl in thc bloom of hcr youtli prtsentcd to the worn man ofmid dle years, whose vtry breath was pufTer ing, and orcrwhom ilcalli secmcd alwajs impending. Kecnly conscious of his iufirmitics oftemper, he muat have fcar ed for thc happiucss of a loving, gcnlle bcing, daily cxposcd to tlieir manifesta lions. From liis wcll-known habil of consulting wliat he regarded asthe Di vine Will in cvcry important stcp of liis lifc, thcre can bo no rioubt that his dc- cision was the rcsull quitc as mucli of n praycrful and paticnt considcration of duly, as of the promptings of his hcart. Richaid Ilaxtcr was no impassioncd Ab clard, his pupil in thoschool of his s.c vern and self-dtnyiiig piety was no He loisc; but wliat thcir uninn lackrd in rotnaulic interest was coinpcnsatcd by ils purity aud disintcrcstcdiiess, and its .oanction by all that can liallow liiiman passion, aud harmonize thc lovc of thc crcaled witli thc lovc and serviccof thc Crealor. As was natural, thc wits of llic Courl had thcir jokcs upon this siugular mar riage ; and some of his bcst fricnds rc grcltcd it, whrn they called tomiiui wliat be had writtcn in favor of m'mistcrial cc libacy, at a time whcn, as he says, "he thnught to livc aud die a bachelor." But Uaxter had no rcasnn to rcgret thc in consislency of his prccepts and cxam plc. IIow mucli of ihu bappinrss of the ncxt twcnly years of liis life rcsnltcd from liis uniou witli a kind and aflec tionale woman, lie has liinuclf lcstificd, in his simplc and touching "Brcviatcof the lifc or thc late Mrs. Baxtcr." Hcr affl'ctimis werc so ardent, Ihat her lius band confesscs his fear tbat hc was unn blo tn makr an adequatc relurn, and that she must liavc been disappninted iu him in conscquence. Hcextols herplcasant ronvcrsation, hcr active bcncvolcnce, hcr disposition to nid him iu all his la bors, and her forgetfulncss of sclf, in niinistcring to his comfort iu sickncss nnd iniprisonmcnt. "Slis waslhc ineet rst helpcr I could liavc had in thc ivorld," is his language. "Ifl spokf harehly or sharply, il offeuded her. lf I rarricd it (as I am apt) wilh too mucli nrgligencc of ccremony or luimblc cninplinirnl to any, she would modcilly tcll mc of it. If my luoks scemcd not plcasant, bIic would have me ainend thcm, (uliicli my wcak, pained state of body indisposed me to do)." II admits she had her lailings, but takcn as a whole, ihc "Bre viaie" is an exallcd culogy. J. G. Whtltier. Triiles and Conseqnences. If in tbn world of spirits the contequencc of evcry trilling act of an individual sball bo plainly viiblo to him, bow great the re inorse of thosc whosc cvil works and words nro numcrous ns thc sauds of Iho sea fliorc. Who is therc that cannot traco back to tbe niost trilling incidciil or accidcni tho cause of an eniirc change iu his wbole lifc ? Somo havo been made iinmensely rich by tbe turn ing of nfeathcr, tlieir cbildrcn cducalcd. giv cn influonce, andpcrbaps changed tbc tlcsti ny of a nation : whilc. anothcr has bccomo poor in conscquence of souis slight nnd al niost imperceptiblc incident. l'overty has brought on discnse or dissipation,and a ng abond'a life or drunkard's graic bccouie his portion. Soinc of our ricbcst and moit in llucnlial mcrchants sons of farmcrs can traee thcir coming to New York, to the mcct ing of a play-fellow in tha slrcet, or tbe run- ning away ot a coll, or purlnps, as an inslancc wo liavo hcard of, tbo breaking of a bowl. Uad thesc boys rcmaincd at liome aud been farmcrs, bow jifl'erent would havo bccn thc situationof tlieir familics. Thcir daughters, instead of flaunting in fills in liroadway and cnjounj a scnt at tho opcra, might hatc been cngaged in tbo more worlhy opemtiun of making buticr and cbcese. Steamsbips that now form rcular lincslodifi'crcntuuar- tcrs of tho globc, and nflcct tbc dcstiiiy of nations, would nnt tiavo been tmili ; wars might have becn madc or avoided, as subsc quent circiimstances havo dictated. Thirty ycars ago, two boja inJfcw Hamp shiro quarrclled about a uox of blacking. To get rid of ono of thcm. bo was scnt to New York, and is now one of our firsl shin- ping mi'rcbants, n diicctor in a bank, nnd owner ol a line or slcamcrs A tlisputo a boit a lin dinpcr wilh tbc slcward of a stcani bont rcsulted in a lan-suit, tbat cost a tbou raud dollars, and laid tho foundalion of thc fortuno of ono of out millionaires who now owns moro tin dippera and tloamboats llian any olhcr ono maii in tho world onco a ileck uand ot a uoat, now tbo captain cr thc ' uppcr tcn." An incident mado hicn, au accidcnt raay unmake bim. Ily the disobedience of a lad in 1 609 gardcn-gate in Rhode Island was kft open ; a pig gol in and ilestroyed a tcw planls ; a quarrcl bctwccn thc owncrs of tbc pig and tho gardcn grew out ol it, wbicli cpread a' moni' thcir fricnds, dcfeatcd thc I'edcral can didatc to tha I.euislaturc, and gavo the Slate a dcmocratic Senalor, by nlusc vote war was dcclartdinl812withUrc.it Ilritain. Can that bov, now in anothor world. seo tbo con scquences of tbat one act of disobedience? anil uocs lie sutlcr the remorso or llic mur dcrcr of n thousand liuman beiiiizs ? Napoleon bccamo asoldier in conscquence ot ono uisooeuicnt act to nis motlier, llicn ucncral, Lonsul, l.niperoi, tyrant and cxile asbiuzlnn beeamc, in carly lifc. a faionto wilh men of inllucnco and powcr, bccauscof Uia ooeilicnce to tns momcr. jn uccnlcni maue mu Known to onewno nevcr loltielit of tho obcdient hon. which rcMilied in his bccoming ihc head of the Anicrican Army One tinale role sent Olivcr Cromwell Iu the long I'arliamciit, Chatlcs Stuarl to tbc scaffobl, rootutionicd Kng'.and, aud mado Oreat Ilritain frcc. Fcur votes in thc eily of Now York niadu Thomas Jeflerson I'rcsidcnt of the United States; ono volu gave us tlio UrilT of 1812, and one vote made tbo laritfof 18111. Onc voto gavo us Tcjcas, made war wilh Mexico, slew thousands of our peopla and purihased r-i: i l .L c ; i aniuruia, iurncti iuiiucr mu iiuuui ciliigrn tion, and will change tbo deslinyof the world lly not givingtbo riglitihaiigafora uews paper, a boy prcvcnlcd a passongCr from cetling on board of n ferrj boat. On the ncxt lioat he mct a fricnd. in conversation wilh whom a plan for tbe transaction of n simplo buvncts was adoplcd, which, in ilj carrying out, has Hgiluled tlio nalion aud is fast bccoming Iho subjcct of ncuipapcr dis cujiion ou both continrnls of thu vitilized world. It Will chango tbc' Cunmieri'C of na tions, and m.iy rcsult in war. The abovo aro but a fow inidenfa thn( havo coinc witlnn thokuowlcdgeof tho writef where great rcsults have grown nut of mcro triflcs. If in come future state of our exisl enee, we can sce all thc resulls ol cvcry ac tion running down tlirough a scricsof ycars perhaps of agcs, bow grcal will bo nur h.ipp!ccs or lnisery. Wc cannot tcll wliat ititl the result of any ono act, or wliat cf fcet it will have upon tho future. It may makc us rich nnd it may makc us poor. Ilut ono thing tre do Lnow. Wo know that n riglit action will bring no cvil conscquenccs Ihat a pood dccd will bring no luiscry. Thcse things aro worlh rcfleclinn. The boy who tried to cbcat tho forry-boat passcnger may havo been made a ncwsboy by some unlucky strokc or fretful oxclama'lionof his molhcr. The boy who Icft opcn thu gnrUcn galc and brougbt on thu last war, may hnto bccn in dulgcd or neglcclcd or wronglv inslructcd by his pafcnts. Tho quarrcl about the tin dinper, which madu onu nniii poor and an ollicr rich, umy linvc aiincn in n lill more trilling incident. lf our spirils in anolbcr world can son all llicso things can traco all cfl'ects to Ibeir causcs count the ovils nf cv ery wrong, nnd mcasurc tho amount of hu man miscry and hum.in hapnincss that cvcry act bai pro luc cd, tbcy will enjoy tho plc.as urcs of Ilcavcn or sud'er tho pangs of hcll. A', y. Day Book. Mr. Carlyle on Ncgrocs. An article lat:ly appcarcd In 1'razcr's Maga- zine, on the West India ncgrocs, which is at tributcd to Jlr. Carlyle Tlie views taken are so totally nt varianco witli Iho supposcd opin ions of llils dislinguishcd wrilcr, that pcrsons cntertaining opposite vicws, ntlribule thcm to an abberation of the mind. " liis dislike,"says the London Inquircr, " of a frothy, bcncvolcnt agitation has at lcngth bocomc as cxtravagimt and rcpulsivo ns any of thc hypocrisics nr cor ruplions which bc dcnounccs. Ilissoiirmcdila tions liavc allogcthcr unscttlcd hls judgmcnt, and ohscured hls moral pcrccptiQns." Fiom Xlr. Carlyle'a prescnt po'ition w anlicipato thal his numcrous adinircrs in New England nill diminish ; "hilo the fricnds of tlio "pccu liar instilution" at tho South will bnil wilh dc light the nddition of so distinguishcd a ronvcrt to thcir side. Wo quolo from nn nrliclo of considcralilc lenglli in Ihc Inqnircr, the following rcmniks : "Thc aspcct of tho West Indian nlTiiirs is, to moit pcople, unsatisfnetory. To Jlr. Carljlc. it is as glooiny ns night. Cultivation is diniin ishing. Thc Intercsis of ciUliralitm. so f.tr as they arc icprccnlcd by llic projpcrilvand prc- dorainanco of tho nhilo race, aro in jcopardy. The ncgrocs, living casily, are indip-,tcd to the soverc labor of thc cane ficlds wiikout wngcs which ihe planlcrs cannot pay. Xlr. Cailvlc looks round for the rausaof disurdcrand.pure- ly out of opposiilon lo Kxctcr IIull, ho selccls as thc objccts on which to dischargo tlio wholo of his indignation Ihe parlics.who, of nll olhers, have -onc iho lcast wrong and sull'crcd thc most. IIo desrribcs the nholc ncgro racc in n lone of scirnful vitupcralion, which wc cannot call lcss tbun Irulal. One largc brnnch of ihe liuman family, colorcd nnd organizcd in thc manncr that has setlncd good to the just and niercilul 1'nthcr of us all, nnd who arc thought by compcicnt obscrvcrs, liko Ii3 llnrlincau, to possess in pccnliar strengih some of the mot bcautiful elcmcms of our natuie, Xlr. Carljlc stigmalizes as being in morals a'ld intcllcct no bolter than bcasu. IIo conieinptuously em bodics tho whole class as " lllack (Juashco," living on pumpkins with the l7y glattony of a pig, and iudisposcd, witbout the iuccntirc of tho " tcneliccnt whip," to rendcr anj i scfnl ser- ico to socicty. A whole West Itiding popula tion of such is not cqual In " quanlity of intcl" lcct, fjcully, docility, cncrgy, and availnble hu mau alor and raluo " to " onc of tho sirccts of Scvcn Dials." Not only poor Quasbcc's eulor, but lua very exislcnce secnis to be a crimc, and his slavery to bc of Divinc appointment. Ile was tobc.and willhavc tobe, thc scrvant of the white, who no mortal can doubt is bom wiscr lly lifo contincts, or somelhing cquivalcnt, Kngliih whiics niust conlrivo to makc thcir hlacks work.ortlicy will bc tumcd out of thc Wct Indies, ignominiuusly ns quack-riddcn philaulhropUts, by somo moro hcroic raco (" as llrothcr Jonathan or still unothcr,") who know bow to cxccuto the will of God upon tho ifricam. riovidatce JouimiU Report of the ISecretary of War. The Itepnrt of ihe Sccrclary of War enibraces a largc amouut of infnrmation, alrcady known lo tlie public, such as thit touching tlie Florida ludians, and thc Indian outrages on tlit frontiers, the agency of the Armr in maintainiug thc Civil (iovernincuts in New Atexico aud Califoruia, the various operations aud movements oMroops in different portions of thc terrilnries. e state thc impor tant fdcts and suggeslions containrd in the report. The prescnt strenetli nf ihc army is less than that providcd by law. Thc dcficieucy arises from ilischarges, dcalhs and dcsertions. To-fifths of iho 1200 regular troops in Califoruia havo dcscrl cd since Jan. 1, 1841). The protection of thc fronticr lines was fornierly dccin ed cqual to the capacily of ihe army. Since thc acquisition nf Califoruia and New Mcxico, the scrvico required is crcater, and calls lor au incrpase ol nul ilarv foicc. Thc brevet commissinus have causcd embarrassnicnt. It is sug gestrd thal the objcct which tlicycou leinplatc will hc accoiuplished by iclain ing Ihem as hounrary disliuctions, aud restricting the nflicers lioldiug thcm to tlieir liucal rank and pay. Souieruleis neccssary for rctiring uisabled ofTicers from the army. The uuniber of inef. fcctive ofTicers was increascd by tho war witli Alexico. lo rcliiiii tlieui iu ser rice is liad policy, aud to discharge lliein withmil suitable provision, would be ungraleful, It is suggesled thal ihu l'residcnt be authonzed to placc ou the rctired list thosc ufliccrs ilisqimli fied fnr service, witli a propcr allnwauce An nstlum fnr velernn soldiers isrecoiu- mended. Tha .Military Academy at West l'oint is comuicndcd. l'orlilica tions for llic defencr. of barliors ou thc 1'aci.ric. arc rpcnmmcnded tobobudt, Ktw Iluven I'allculiitm. Tiik Factionisis Reiiukkd at HoMf The Muliile Adcertiur saa tbal tho rofn sal of Souilicrn Whigs and such Whigs, too, as Stcpheni, loonibs, &o. to voto lor Mr. Winlbrop as Speakcr of t!m House, ci citcs turprisu in all iiuaiteis, nnd is not nn prcved by any porlion of llic hig press in Iho South. The samc iourr.al pronounce Iho posilion assumcd bv I'lo succdcrs not only impolit c and unjusliiiablc, but nlt6a'thcr unrcasnna bl". Such, wo b.ie no doutt, is the pre Tallingopiiiioir of Iht) Whiijs at the ':')ut',. Report of the Sccretary of tho Navy. Tho nnnual report of Alr. I'rcston, Sccretary of tho Naty, occupics five coluninsuf the Intclligcnccr, and gives in dctail thc movements and whercabouts of our ualional vcsscls during thc ycar. IIo rclcrs to the many dcsertions iu Cal iforuia, and the difliculty of ciilisling mcn lliere at$IO and $12 per month, whilc thc mcrcliant scrvice is payiug ironi to toJjloU. Our snuadrons in tlio .Mcditcrrancaii, I'acific, Clnnascas, on thc; Brnzil cnast, iic, have all bce.n rcccived wilh kind ncss, and trcalcd with coiirtcsy. ht. Davis has bccn charncd witli thc duty of supcrintciiding the prcparation of a Nautica! Almanac, and l'rol. I'agc has becn enlrustcd witli llic duty tif ma king prncticat cxpcrimculs for tcsting thc capacity and uscfulucss of thc clcc-iro-magnetic power as a mcchanical a gent for thc purposes of navigation and loconiotion. Thc Sccretary givcs a full account of the stcani mail scrvice. Thc L'ucrpoul line will probably uc cnmplctcd williin the time slipulated. This syslcm, how ever, of iucreasing the Navy by nccan slcamcrs is dcprccatcd as tuo cnst'y. For a naval cstablisbment, that wbich wo arc ninsl in necd of is an indcpcn- dcnt navnl stpam forcc, of such cxlcnt and of Fuch magiiitudc asthe uisdom and liberality of Conqrrss maj tliink -ufficient, and thc neccssilics of thc ccuntry rcquire." Thc number oi insnnc pcrsons now in tlie Navy hopitnls is but 12. 1 lie rcsolution aullKirizing tlie pur- chase of Amcrican instead of foreign rntted hcmp, will have tn be amcuded, in ordpr to avoid mntiopoly, nnd insurc the trrowers of the article ihe supply of thc navy. It is bclieved thc Wrst can furnish a siifficient supply supcrior lo thc foreign growth. 1 hc expcnnipnts in gunnrrv at Ilie Washington Navy vard have becn very succcssfiil, aud tlio obsprvatious and cx pcriincnts at thc Obscrvatory conlinucd witli grcal skill. Rcfcreuce is made tn ihe exnminalion nf ihe I'acific coatt by a joint commis sion of officcrs to ihp floaling dry dcicks at l'hiladclphia, I'ensacnla and Killrry and to the retur is of prizc agents. A r e v i i . i 1 1 aud rppubbcntion of llic various laws passed for thc govcriiment nf the navy aud of the general ordcrs of j thcNavv Dcpartmciit urgenlly dcmand allentioi). I Attcntinu is askcd lo our intcrests in ' thc Paoific nccan, nnd tn thc iucreasing obligations llic Gnvprnmcnt is undcr In prolcct and cherish il. Williin a short period wc havo ndded an pxtent of iea , cnast to our nosscssions of more than 900 miles, cmbracina many cood, and ono of thc bcst harbors in tbe world, , posscssintr iminense iniucral wcallh, at- , tracling to ils shnres the inhabitauls of all nations, and inviting il to Ilie com- J mcrce and tradc of evcry cliinate riie four first class spa-gning stcam- ' ships arc in a cnursc ofcomplctiou ; thc Saranac will shorlly be ready fnr sca; the San Jacinto will be ready in thc spruig, nnd the olhcr two during thc cn- sumg siimnicr. 1 he becrelary rcconi- meuds the buildiug ol olhcrs. I hc becrctarv savs llic niiiriber ol ol- ficers of thc Navy in the higlicr grades are crcater than are required, cither for thc vessels now in conimissiun, fnr thc number of nicn authorized by Congrcss to be employed, or for any incrpase of forcc nfloal whicli may rcasoiiably be expected. Thc niimbcrs in tbc rcspec live grades are ilispropnrtiniicc! to each otlicr. Its prescnt organizati'iii retards prnmniinn. Age, infirmily, and wnntof cmplnyment liavc disqualified many for tbc performancc of active profcssiunal duties. These evils are felt and ac- knowledgcd by nll who havo a just re gard for the prosperity and luinor oflhe scrvice. Hc therefore rccommcnils a rcduclion of the numbcrs in the various gradc of ofTicers to that poiut which will secure a sulhcicnt number in cach for such a na val forcc as Ci.ugress may dcterniine is nccessary aud propcr, and that a provis ion be made for a retircd list for such of ficcrs as are disnualifind for active scr vice, on such tcrms and with such pay as may be thonijlil libernl and just. Should Congrcss deem it propcr tn adupt such a systrm, it is bclicvcd a plan cau be prcparcd whicli will meet tho appro balion of a large proportion of the offi ccrs ihemselves, and which will grcatiy rrducc thc expemlilurc of our naval cs lablishmpnt. Altrnlion is invited tothc navalschool at Annapotis. During the lat year it has becn under tbc supcrinteudpnce nf Commandcr Upsluir, who has devoled himself witli zcal to the discharge of his dutics. Kxpericncc had disclmcd many defects in its nrgmizalion and suggcst nl innny imprntcuicnts which might bc rcadily effccled without materinlly in creasiug thc cxpcnditure for the instilu tion. Tho cstimaics for tlie naval scrvico for tlie pnsuing year amount to $0,20!I,!J.';0 !.", from which $2,003,078 arc forspe cial objecls. The Total amount drawn from ilie Treasury during tbn fiscal year ending thc iltlili ofJuuc 1811), $13,107 ,'.; Sli; from which dcduct repaymeuls 82,209 -02;l!59, and the sum of $10,69S,:U2 87 is sliotvn as thc cxpeni-e nf the navy and mariiio corps, and iiicluding all nbjpcts placed under tho conlrol uf thc Navy Dcpartmcnt for Ihat year. Theunexpccted balancein the Treas ury nf the appropriatious fnr llic naval scrvice and marine corps nn tlipllOlh of June, 1819. was l?2,0;)U,fi!l3 10, all of which will be required to mcet Ihe out standing dues from the appropriatinns made for Ihat year. Thc value nf storcs aud malerials uu hafid at navy yards for nnra! purposes, x cltlsive of ship buildiuss, iu nrdinary, unucrgo.ng repa.rs anu . . , ........... navy yarda, and olher pnbhc lands res iiuired fnr purposes of ihc navv, wilh their improve.uents, is g 0.r.VI.l2 i 27. The report closcs by asking for an nppropriaHiin lo pay a balancc of $.10,- 000 (o ofTicers and privates, cnlillcd to- Ihrcs monlln extra pay for rcrricci du rinotlic Mexiearr var rnosi'ECTUs of Tiin NATIONAL LIFE INSURANCE CO. OFFICn, MONTrRI.IUR, VT. Incorporaled by the r.cgilnturo of thc State of Vermont, Notcmbcr 13, 1848. cuatitrr AMKsnno Octobcr 26, 1849. AUTIIOUIZF.I) CAl'ITAr$l,OOO,O00. directors: William C. Kiltredge, I'.iul Dillinglinm, llcnjamln llnlch. Julins Y. Dcwcv, Tiniothy V. ltedficld. IMmnnd Wcs'o'n, Dnuitl llatdwin, llomrr W. llcalon, Joscph 11. Danforth. Jr. In presenting tho publio with tho l'ros pcctus of this Company, Iho Directors dccm it propcr to prescnt somcwliat in detail thc principlcs on which tbo instilution is bascd as wcll as tho rulcs and rcgulations by which !u busincss will bu conduc'ed. It will bc perccivcd that no company offcrsgrcalerad vnnlagcs to its mcmbers. Mutunlitij, in i's strictest scnrc, is a lead ir,g fcaturc intbis coniiany. Kery asurcd pcrson reccivcs his lcitimalc portion ot thc profitSiif ho ronlinues aincnibcr until dcath; or, if ho dcsiro to lcavo tbc company aflcr n torm of ycar, ho will bo paid in cash tin cquitablo vatuo of his policy. Inslitulions similar to this havo bccn in succcssfiil operation in lOurope for moro llian n ccnlury. Thoso countrics most ndvanccd in ciiilizalion, and notcd fnr prudoncc and forcthouglit, wcro thf first to avail the:nscUe of tho bencfits of Life Inmrance. England, Scotland, and Holland, have cach sevcral prospcrous comp.inics on the mutual and joint slock piinciples; Iboformer (ormtilual companics) liavo dcmonslraled Iho impor tant fact that wcll conduetcd Mutual I.ifu In- surance Companies nirord perfcct secnrity to tho nssurcd and a safo and profitable invest mcnt to capiliili-(s. Association aud conibination for mulual defcnce nnd prolcctiou has mado rapid pro grcss williin tho last balf ccnlury, and, ir fact, iu thc cxtended senc, it is the princi- ple upon which nll slates, nnd constituliaiis nrc b.isod, and wbich wbcn well rcgiilaicd, is tlie bcst strengih aml salcguanl for tlieir prospcrous continuancc. Saing lianks, tho various cliaritablc in slilutions of tho diy, .Mutual Firc Insurance all " thow wliat ninazing and cxtcniead vantages can bc rcalizcd by unioii and coin- biuation, wiihout inju-y to one, nnd bcncllt (0 Tn ,)0 associntion can preatcr benefils bo spciiicd to thu coinmunily llian in life inU' lance. A lonlcniporary protpcctus wcll re marks: " .Muiual hifc Irsuranco is n nobte nnd bcautiful sciencc, and is dcstined lo work a grcal ch?ngo in amclioiating the state of socicty and clCTatmg its moral eharaclcr : prescnt iudicnlioin sbow tbat it will cro long bo universally approwd nnd verv gcnerally practiced. Iis action is not confincd lo any particular class but mav be advantageouly emnloicd bv all, and a great nnss of'misin bo aoided by the sacrifico of a very fnull portion of annual incomc, in making provi' sion I'or familics and fricnds lt is only ma king usc of thc Iaudablc means which sci- cnco has doelo.'.cd for sceurir.gintho evcnt of dcath a eomfortablc nnd respcclablo sup porl for familics and fricnd." Tlie progrcss that I-ifc lusurnr.ee has made in Ivngland, Scotland and llic United Slalcr, williin the last lulf century, and its i cry rap id increase within thc last fuw jcam afi'ords slrong evidencc that it has mucli in it con genial to tbe feelings and wants of socicty ; aml whcn its principlcs come to bo gcnerally undcrstooil, wc hae little doubt but tbcrc will bo one huudred persons in tbo prnctice of it whcre there is but onc now." " Il is now a well sctllcd piinciple, thnt thc systom of I.ife Iiisuranco docs nut rekt upon unceriaiu theoricsur vague spoculations but that it is reduccd to an tact scicnco or approacbiug sufficicnlly near to this lo reudcr sure and safc nll computations nud eontrarts bascd upon it relating thorcto." A late number of Chambers' lCdinburgh Journal, iu an able urticlcon Lil'u Insurance, showing tho advnnlngcs to thc assurcd in tho Mutual over tbe Joint Stock Companies says: "Iu finc, thc system of Mulual nssu rancc, purcawl umltited,i that wbich thc public sliould, for its own sakc and p.irtly for tbo kako of morali'.y, support. It is an inslituliou contcinpUting unuiixcd gnol to mankind and whcre no groeser intcrests than thoie of a fow ouicials can possibly be con cerned. Conduetcd on a largo scalc and up on a propcr fooiing, it involvcs no risk, and, at thc samc lituc, from tho divi-ioi, of sur plus, the cbnrgcs must bo bcld ns rcduccd to a perfcct squaro wilh the necefilics of tbo casc, cxcepliiig only thc cxpenses of managcmcnt." Tho tablcs wc liavc ndopted in this Com pany werc constrnctcd after ampla " oliser valions of tbo bills of mortality , and fix the aeragc duration of liuman life approaimat ing so nearly to cerlainty that they may bo rclied upon in nll calculations whcre tho tc nuro nf lifo Is conci-rned." "Nothing is moro uurcrtain than tho continuanco of in dii idiml life, and yct, nothing mcro ccrlnin than its avcrage duration ; it is this ccrUiuty which (ilnccs tbo calculations connccled wilh I.ilu Insurauco upon abroad and sura basis." Tbe ratcs in our tablo nro much lower than in uioid of tbo 'nglih nnd foreign com panies, nnd ct not so low as lo endangcr its eiistcnee, as is beliotud to bo iho raso with uuny fpoculaling institutious which aic springiug up in various scctioni of llic Uni ted Slates. TheNalional I.ife Inturanr Compnny, uidi theiranomy nnd rure wilh which its conrorns nre nmnagcd, is cnmmcndcd in ihe fuvorablo considcr.iliou of un eidight cned public in Ihu Iwu fuld forui ofnanfe Life Insurance nnd Saringt Iiutitution , 'J'fie lutler, to thoso wlm liato Lifo I'olicics n(. mn ,ur,n !, fcarccy ce, jm. ' 1 , . ""'p.in.ea l.av.ng no ndvanlagea ovcf ih.a how tbal in policros, fny of iwrnly ycar durnlion, tho prul:is paid nt doalli liavo heci) qual la thc cninc ni.uual prcmiuun nt rompound mtcrcil m addi iou lo tho um smcd tn accordanrc wilh n voto of ihc ditcc !ora, tho Carlislo TnhU, (nf ncknowlettueil pctniancnt safety,! has bceh ndnpicd irf prcfercnco Id tho Nnflhnmpton nnd olher moro oxpensivc lablta now in use by innny of llio Knglisb rind Scotrh companies cf London and Edinhurgh. In tlio use of the Corlilo Tnhlo, wlicre tho full tirciniuin is paynblo nnnually in nd vancp, tlie Mulual Lifo Insurnnre Cnnipaj ny of New Yoik. tshicli niinmenced husi. ncfs in 18)3, nilhoul capinl hcyond tbc prcmiums iilfunlril by tliis labfc lua nccu mulnU'd williin tlio ahorl period of scven yeara a Snfeiy Kuinf of upwards of m'ne hnndml thuutand dollars. Tfie dividr.nft dcclnred upon llio busincss oftliu onc com pnny diiri-ig lliefimt five enr?a wasfilly two pcr ccnt.., nller piying 173,OO0, iu lopsca and Pxpcnse?. In thc iiic of the samc t.ible, thc cquitablo Life Assuranrc Socicty of I.omlon, has n-i-n mulatod nFund of JTll.OOO.OOU stcrling.orfM, 000,1100, nflcrpnj ing balf n many luillions du ring 87 years in Ioc. This company, as wclf ns tho Mulnal I.ife Insurance Co. of New Yuil: coinmcnced busincss wiihm'it capiial. Tbc lirge fiinds nf piofits for the most part hare becn dciivcd from thcir annual rccclpls of pre miiims nnd from thcir invcstincnt at comp'mmt' intcrct. 1'rcvious to tho jcar 1779, wlicn llio Curlistc Table was fonncd, this (ompany in London, umlcrthc ueof I)r. rrire'sNortfiainp ton Table, of much hhjhcr ralcs, hnd donc but n small busincss sinco thal timo thcir busincss has gradually bccn incrcalng; tho irnnaal re. ccipts at this time of tliis ono company in Lon don amouniing to over two miUions of dollni' Thcir plans of l usiness on llic purcly Mutual principlc may i.ow bo snfcly followed by df new inslitulions nnd adi jilcd asa modtlol nnlc ty, profit nnd iiselulacss. A incmbcr of thu London cnmp.iny who lnurcd 55,000. nt Iho expirniion of 34 ycars. was tnliilcd al his dc ccase, toS 10,00(1, the arciiinuhiiiug piofit nn . intercstiliiiinuilmt period Inving nmountcd In Stl.C'O, n Ii it Ii largc sum ofiiccumulntcd prnf its was pai.l in addiiion toihc $5,000 orlginalK iti5iircd. Anotbcr mcmbcrwho insurcd tj.oot nt thc cxpirallnii of 54 ycars was crtili'cd rn S29,8oor more Ihan.Ifc rimivtho original sum wbithho insurcd, which, at his dcccasc. wos paid to his lcgnl licirs. Thc number of insur ni.ccs mado by Ihis one company in thc couo of tnrentv ycars frnni tho ycnr 1S0O, was 151. 754,ormnretlnn 7500 nnnually, by incnus of whiih Ihousniids nf familics wcro t'av'cd from cxticmc porcrty. Thc cxiiiing p dicics of Lifo Insuranu, in" Lngl.ind, in the ycnr 1845, ninountcd to 210, 000. By n rcccnt Mcdical Ifcort in Scotland, tho avcrage pcr ccnt of los, anniinfly,liri5A r:i,450 pcrsons nt iti ycars of ngc, has bccn shonn by facts nnd staiiflics of mortality, to bo lcs than onc and a qnarlcr pcr ccnt, tvhile tbo North ampion tablo makcs thc aiirage over 2 J. lly thc snmo Itcporl, thc nverngc yearly lo es or dc.iths upon ccry IO,nou pcr-ons nt 52 ycnrs of age is a frnetiun over Ii pcr ccnt Tlie firsl dMdcnd of profits of the Connecl icut Lifo Insnr.iiico Company, in thc me nf tho Carli-le table, w.ts f ty pcr ccnt and llio sccond sntij pcr ccnt,, aflcr pnjing all loscs nnd cxpcnscs, proving that thc ralcs of insur ance ctahli-hcd in iIim table arc not only pcr mancntly safc, but nmplc to moct nll ordinary Iosscs nnd cxpcnscs during thc whole period of lifc,without any Ilcscrvc Capital whatevcr. V. ju.il proof is atrurdcd ihat tbcsc intcs whcn ful ly paid in cah, will mcct nll ordinary Iosscs and cxpcncs during tho first tcn or twcnly ycars to double orqnadrtiplethe amount. These favoral.Ie rcsults werc in conscquence of taking nono but good lius , from large In crease in imcsting the fuud, nnd, also, fiom thc shurt policies. lt is undcrstood Ihat n nn but mcmbers of tho company sharc in the nc commodatinns cf the fuiids, but that in allut scs of dcath an equilablc sharc uf all thc prof its will bo paid to holdcrs of thc poln y With such IncowroicrtiMe evMeneca of Iic prescnt sccurity and pcrniancnt )Srotcction al fordcd in thc uc of the ratcs of insuranco uu dcr thcir Itill anuual pnment, the Ri ard of Directors hnvodecnud it cxpcdient at prcnent to dipcnso with tlie payment of u larye poriioit ot thcir Ilcscricd Guarantce Capiial, in nrdcr to avoid the tnx upon iho insuicd mcmbers, whith Ihcguaramied inl 'rcsl upon its full pay ment wuuld otherwiio impoe. Tbcy have. in accordance with this dctcrminalion.ndoprej tho l'urtly Mulual Syitcm ol Iusuraiicc for thc firsl cUss of mcmbers, until the nnmbci' shall' be incrcasul to 500, undcr thc practical opcra tion of which nll profiss of cach ycar, wiih.iut nny dcdiiclion. will rcicrt to tho assurcd iu proportion to thc rcspccihe prominms paid by cach rncmbcr. Tho Diicctors aic sntUficd that tho only way to mako n Xlutual Lifc Iiisiuanco C ompany Injtli uscfulas a Savings Insiiiuiiun aud u,r le yond a cvntvvjrnry to tho nssurcd K torcUm tho iucome from prcmiuins until tbe cxpirni ion oflhe lifc policies ;anJ, that the pmciicflof refnndmg in Scrip.to be udd in wholo orj an, cr In (ho rcduction uf the annu.tl prcinlums, dcfcats in n great dcgrco ihc very objecls of tho Institutiou linpresscd wilh tliis tunriction this cunipany will cenduct iisconcerns accordingly. A general btdance will !e struck evcry fiio years and cach rncmbcr will l-e creditcd" witli thcir fulf prnportion uf protils nud prt-iniumt and ihurgcd wilh ibeir prniortiunate sharcs nf lusct and cxpcnscs in no casc lo excccd Ihe aununl prcmiuui ; and in case of dcath nfanv incmbcr tho halaurcslaudingto thcir cicditwil' bo paid to thc lnddcr of thc policy' (To be Cominued ) Tiie Siur CAtru Gi.imimaw. The barquo Clarissa C. llcll, arrivrd ilua inorniug from l'ayal, has bruughl homc Captain Hoxic, late of the ship Calch (irimshaw, burnt at sea. Also, Mrs, Hnxie, clulil, firsl and second uiaic, (tcwartl aud Mcnnrdcss, Wo am pain cd lo Irarn from C.ipt. Hoxic, ihat bc twecn fifly and sixty of llip ttperage pas ncnncrs who wcro ou one of the rafls, hae perishpd j nnlhiug having bccn hcard of theni nftor they wrre cut ailnlt from the burning ship. The sumvors werc tn takc passagc in thc harquc Sa rah, which was In Ipaye for New York in a fcw days. A'. 1' Com. Atfe. Tin: Rf.ciuiiiks. The nio iiunpnl lo' thc mcmory of Cnl. Divwell, iu thercar of tho cenlrc cliurch, is complrtrd It is n square hlnclt cf mnrble, linviug (ii on il thc placc ofhiJ uativi'y, llipleail ing incidcnU of hls life, faunly ciul of arini iic. '1'ho whofc i surroundcrf by a neat iron lailiug, on a granifc hR''p, nud unkcs n verv tastcful apl)(38llc,-"" " Ihftn V- irr