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THE DAILY EVENING TELEGRAPH PHIL A D tiL P 1 f A, SATURDAY, SEPTEMBER 17, 187C. the royal insurance company. From the Snrth American Kxchanqe and Review, SrpL 7, 1810. The Royal Insurance Company with Its report for 18C9 completes the history of operations for a quarter of a century. Its twenty-fifth annual exhibit vindicates the past, and is rich in pro mise for the future. The whole record of the Royal demonstrates a steady financial growth ecarcely disturbed by the fluctuations of busi ness. Its present stock cash capital is partly surplus capitalized, and the annual dividend for the twenu -fifth year is equal to twenty-five per cent, of the capital as paid in by the share holders. At the close of 1803 the Royal had, by the American standard, a net earned surplus over capital of $1,079,273, deducting all Hie and fin- liabilities. The special reserve surplus luncl 11 one of this company, set apart out of j.rojits to guard the capital from inipn rmenl, was increased through the )esults of 1809 by the splendid addition of $591,830. This reserve now amounts to a sum nearly equal to the cash capital. Total assets about nine million dollars. The fire department shows for 18G9 a less ratio of loss to premium than the business of the previous year. "With such a wide distribu tion of hazard, excessive losses in any particu lar country are generally compensated by suc cesses elsewhere. The heavy American Are losses of 184i9 of the Royal, merged in the vast extent of the underwriting, have a very slight effect upon the aggregate result. American policy holders will appreciate the value of a Becuritj' whlc'a is lifted out of tho contingencies besetting fire insurance here. In insurance as in war, the more avenues for resources that are kept open the better tho chance of ultimate mitt v. To give an idea of the details of the ovhIV j dtition, we present an abstract of tho l:-s: ur.T uiil report: Tin itMiual general meeting of tho sharehol ders w e held August 5, at the head ofllce of the company, North John street, Liverpool. HEI'OKT FOR THE YEAR 1809. The directors have the pleasing duty of re porting that the results of the year 1809 are highly satisfactory In both departments of tho business. FIRE DEPARTMENT. The premiums for the period amount to 183, 180 5s. 9d. ($2,425,900). and the losses to .390, 85 10s. lid. (91,453,425), being an increase of premium and a decrease of loss, as compared with the corresponding totals of the preceding t velve n onths. The net profits of the depart ment, Including Interest, amount to ,73,151 3s. 5d. ($390,770). With a single exception, this is the largest surplus that has been announced as the result of a j-ear's operations since the esta blishment of the company; and it is satisfactory to state that m.wt of the branches have contri buted to it in some measure, the American de partment being the only important one that shows a small adverse balance. Tour directors have repeatedly had to refer to the fluctuations to which fire Insurance busi ness is exposed. The year now under review has been marked by the absence of fires of any Serious extent; but it has been succeeded by a period equally distinguished for the number and severity of the losses which have occurred In various parts of the world. The Royal has shared in many of these, and so favorable a report as the one now presented cannot, there fore, be anticipated for 1870. LIFE DEPARTMENT. It will be in the recollection of the share holders that the results of the quinquennial valuation of the liabilities of this department now fall to be reported. Your directors feel that more than the usual interest attaches to this investigation, in consequence of public attention having been prominently drawn, dur ing the past twelve months, to the financial position of life offices by the failure of one large company and the rumored difficulties of others. For the better security of the public a bill, which has just received the approval of the legislature, will compel all life companies to publish, periodically, important information respecting their financial position and the means they possess of meeting their en gagements. Your directors approve of the salu tary provisions of the measure which enforce the publication of accounts upon all compa nies; and, iu order to afford an adequate con firmation of the accuracy of the statements of this compaiiv, j our directors have adopted a farther check, which they are satisfied will commend it to every shareholder and assurer. A valuation of the life liabilities has been made by the officers of the company as heretofore, and a totally independent valuation has been obtained from Mr. Samuel Brown, one of the most experienced actuaries of the day. It is satisfactory to state that the two valuations were nearly Identical in their results, although in the one case each policy was valued sepa rately, and in the other they were grouped in classes according to ages. It Is unnecessary to enter upon the details here, as they are given fully in the accompany ing reports by the manager and consulting actu ary, and it only remains to make the announce ment that the amount of profit accruing to the shareholders for the transactions of the last ve years Is 81,933 6s. 8d. ($409,005). The results of the business for the last twelve months have been as follows: Total Income from pre miums, after deduct ing reassu ranees. 213,420 149. 8d. (11,007,100) Of which the 1344 new proposals completed during the jear have contributed, net 19,003 7s. Sd. (195,015) The Interest from 1b vestments 40,162 lis. 9d. ($230,610) The claims, including payments of bonus ad ditions 104,3S3 9s. 6d. (1521,915) Js'ew auuuit.es and en dowment, purchase- moaey and premiums 10,827 4s. 2d. (134,135 Tie luiereKt placed to ' 1 the credit of these ac count 7,185 53. 4d. (135,925) After payment of all claims, annuities, and ex pe uses of every de scription, the amount added to the life funds for the year is. 133,059 7s. Si (005,295) DIVIDEND AND BONUS. The directors beg now to recommend that a (dividend of 3s. per share and a bonus of 4s. per share, and on the present occasion a further bonus of 3s. per share from the life profits, together wi'h 10s. per share free of income tax, Xe declared. FUNDS. .Alter providing for payment of dividends and bonuses, the funds of the eompnny will stand as follows: Capital paid up 289,095 ($1,415,475) Reserve fuud and profit and loss account. .. . 280,925 10s. (11,434,625) Llle asaurance funds.. .1,173,401 9a. Id. ($5,867,005) I'lilDiri TrHNKR. (Vliiirman C1XT ITEBltJ. Torbf.rt's Old Dominion Table Sauce la the r,.-t thin? to sharpen the appetite and irlve health tone to the digestive org ana, besides giving delicious flavor to meats, ah, soups, oy.stis, game, etc. New STti.ks Fall ctOrnrNa, In Stock no Dailt Rhokitro, bkttkr. in mark, si 'i.k, and kit, AMI Lower in Price Than ant Oiokr Stoci of Rkadt-Madk CLOTHIKd In Philadelphia. Halfway between I B"H55w'? H'i Fifth and Sixth Street, f No. eKsr 'sr. Jr?T Recmvkd, Pes Cope Brothers Ship Tonawanda, A Large Invoice of Vert Cheap Wnrrs English Ironstone China Dinner, Tea, and Chamber Sets, at Krrr's China Hall, NoL 1218 Chesnut Street. Fine English Ale Glasses, Suitable for Private Families, at Kerr's CntNA Hall, No. 1219 Chesnut Street. Rich Paws Decorated Dinner and at Tea Sets, Kerr's China Hall, No. 121S Chesnut Street. New sttles and all prices. Fast Living and its Consequences When "fast life" has undermined the strength, destroyed the appetite, impaired the digestion, and stolen the hue of health from tho choefc when the hand trembles, the spirits droop, and the whole physical and mental organization lungulshes, Is It possible to re pair the evil and restore the dilapidated system to full health and vigor? We answer that it is. Hun dreds of cases have been cited, thousands might be cited, )n which this regeneration has been accom plished by the regular and persistent use of Planta tion Hitters. Abstinence from the indulgences which have wrought the mtachier is, or course, one of the means of restoration. But it is not suffi cient ahme. The consequences remain after the cousc has been abandoned. A wholesome anl gen'al tonic Is absolutely necessary to rouse the cor poreal ana mental energies from their state or col iinsc. 1 hts orood work It is the mission of tho Plan tation Bitters to perform. But no other stimulant must be taken. A new article in paper hangings has just been nvented, which has a great advantage over all other kinds by reason or its being washable. This great desideratum, long looked ror, but herctorore undiscoverable, has at last been attained after long years of experiment. These patent washable hang ings now offered to the trade and public are guaran teed to Btand washing with a soft brush or sponge. They are In plain tints, but require no preparation before or after hanging, cither of varnish oranythlng else, so that the delicate shades are preserved and the hard gloss given by varnish Is not necessary. The article is for sale wholesale and retail by John H. Longstreth, the sole agent, No. 12 North Third street. The dwellings bnilt in St. Alban's place are not only handsomely finished, with all the modern im provements, and facing a park extending from Twenty-third to Twenty-fourth streets, north of Catharine, but are being rented at a figure about one-half what is asked for properties similarly located np town. The magnificence or the neigh borhood must be seen to be appreciated. Mr. Leslie, No. 717 Sansom street, who built these properties, Is renting them rapidly. We would bt no means recommend any medi cine which we did not know to be good, particularly for infants. But of Mrs. Wlnslow's Soothing Syrup we can speak from knowledge. In our own family it has proved a blessing Indeed, by giving an infant, troubled with colic pains, quiet sleep, and Its parents unbroken rest at night. Boston Christian Freeman. Fall Ovekcoats. Rockhlll & Wilson's Fall Overcoats. Rockhlll & Wilson's Fall Overcoats. Kockuill & Wilson's, Noe. 603 and 605 Chesnut Street. A Word to the Elderlt. Nobody loves to be grey. That's human nature. Everybody detests the hair dyes, and the aedlmental "not-a-dyes." That's human nature too. Phalon's Vitalia, or Salvation foe the Hair, which literally rejuve nates grey hair, is free from the filth and sediment which defile the dyes and ' 'not-a-dyes." Sold by ail druggists and fancy goods dealers. Mb. William W. Cassidt, the Jeweller at No. 8 Soath Second street, has one of the largest and most attractive stocks of all kinds or Jewelry and Silver ware in the city. He has also on hand a fine assort ment of fine American Western Watches. Those who purchase at this store at the present time are certain to get the worth of their money. The Excellent Menu of the American House, Boston, commends Itself to the traveller. The lo cation is unsurpassed for parties either on business or pleasure, and its accommodations unequalled. 1II2I. Eceert On Friday afternoon, September, 1870. Hknkt Trevor Kckert, son of the late Dr. George N. Eckert, in the22d year of bis age. His friends and those of the family are respectfully Invited to attend the fnncral, from the residence of bis mother, No. 1031 Spruce street, on Tuesday after noon, 20th Instant, at 3 o'clock. Interment at Laurel Hill. I.EFSiG. In Philadelphia, on the morning of fee 16th instant, Lizzie a., daughter of Eliza and the late jonn u. Lessig, or rottsvuie. The friends or the family are respectfully Invited to attend the funeral, from the Potuvllle Depot, on Tuesday, ine x'Jia, upon me arrival or tne 12 45 train. Potuvllle and Reading papers please copy. NEW PUBLICATIONS. JOOK BUYERS, TAKE NOTICE J GREAT BARGAINS. The old stand, No. 724 CHESNUT Street, to be closed out, regardless of coat. BIBLES AND PRAYER-BOOKS. The best assortment in the city AT NE-HALF THE USUAL PRICES. Fine Editions of Standard Works, Poetry, History, Biography, etc etc. tSff During the continuance of the time required to close up the business we shall keep a sufficient supply of ALL Tim SEW HOOK fi, and sell them at a discount o30 to 83f per cent, Oioe us a ealU D. A8HMEAD, Agent, No. 724 CHESNUT Street, 9 17stuth3t4p Philadelpt la. TRIMMINGS, PATTERNS, ETC. M IIS. 1 . V. CII VUIIHU!, Fancy and Staple Trimmings, ZEPIIVK GOODS, ETC., No. 224 South ELEVENTH Street. Pomades, Soaps, Powders, Perfumeries, Hosiery, Gloves, Ribbons, Etc. IB ths3mrp OIQARS. ELEGANT TEN CENT Honey Beo CigriXVH, Three Tor a Quarter. SOLB IN THIS C1TJ BY J, T. FI.AlIIilt TV, 9 16 thstuftirp S. K. corner BlOUTHand CHESNUT. MATS AND OAP. nWAWBUKTON'8 IMPROVED VENTILATED and eaav-tlttlnK DRESS HATS (patented), in all tbe Improved laahlons of the season CHESNUT btreet, next aoox vo we riwi vuiu, , rp STKAWBKIDGE & CLOTHIER RICH CLOTH PXJAIOS. LAINE FOR SXJITS, simx, WOOL, .AJNX CORDED POPUNS, In all tlic now similes, and full lines of Low and Medium Priced Dress Goods, Adapted to the'wants of the most critical, as well as the most economical buyer. Zn our advertisement of Slack Silks some time since, we gave a list of very low prices, at which prices we shall continue to sell them for two weeks longer, notwithstanding- the general advance. We have since Cheney Bros Same Goods as are STRAWKKEDGE & CLOTHIE N. W. DEESS GOODS. Oar Second Opening- of rorei?n Dress Fabrics embraces man 7 new and seasonable goods not yet exhibited by any other house. The very low Tprlces we have been asking for our earlier and present offerings (much lower than last year, notwithstanding- the war,) have induced large and rapid sales. Although our importations have been on a much larger scale than ever before, we already find our stock rapidly diminishing1 be fore the active demands thus early made upon it. Among the almost endless variety of French, German, and British Fabrics we would mention unusually beautiful styles of ELMX SELES. added to our stock American Black at $U90. offered by our competitors as very CORNER EIGHTH AND MARKET Gros Grains cheap at $2'00. STREETS, HI. OAS FIXTURES. CORNELIUS & SONS, OF GAS FIXTURES. Wholesale and Retail Salesrooms, No. 821 CHERRY Street PHILADELPHIA. We bare no store or galeeroont en Chesnut street. 0 14 2tn?p CORNELIUS & SONS. BAKER, ARNOLD & CO.. 91 A I 1TF A CT IT IX C It S OP GAS FIXTURES, CHANDELIERS, PENDANTS, BRACKETS, ETC., Of Every Desig-n. S. W. Corner TWELFTH and BROWN, 8 83 gmrp PHILADELPHIA. DRY QOODS. JOHN BURNS, Nos. 245 and S4T 8. ELEVENTH Street, above Spruce, Will open a splendid assortment of Barnslcy Table Linen in superb patterns. Belgian Table Linen, 3 yards wide, Sl'12X "P Irish Bleached Table Linen, 60, CO, T5. 80c. up. Table Napkins, all Linen Damask, tl-25 doz. Complete assortment of Towels at every price. Sheeting, Shirting, and Pillow Linens, ob lots. Best Sheeting Muslins, 1 yards wide, 45 and 50c. Marseilles, Honeycomb, and Dimity Bed Quilts. FLANNELS AND BLANKETS. Heavy 10-4 Blankets, l per pair up. Fine Blankets, large size, from mills, $5 up. Ballardvale Flannels, 45c. Shaker, Welsh, Domet, Bed, White, Blue, dray, and Sacque Flannels. Black Waterproof Oloaklngs, 87xc 11, tl-25 np. Blue, Striped, Plaid, Gold Mixed Waterproor. CAKTWRIGIIT & WARNER'S Celebrated English Merino I'ndjrwear for Men, Ladlt-B, Boys, and Misses at 25 per ceut. reduction. Boys' full regular made English Merino Vests, 70c. up. Ladies' full regular male English Merino Vests, tl-25 up. Gents' English super stout Half-hose, 26c. up. Ladies' lull regular made Hose, 25, 2-3, 81c. up. Children's , and extra long English Hose. JOHN BURNS, ; HOUSE F' ilNlSIUNG DRV GOOD3, AND IMPORTER OF HOSIERY, No. iil3 and 3-1 South ELEVKNtn STREET, ABOVE SPRUCE. It OPENING. J. M. HAFLEIGH, C3ESNUT STREET, ABOVE TENTH, WILL OPEN PARIS WALKING 8UITS, LADIES' COATS, JACKETS, E(.., MONDAY, September' fjgjPf,"?' c ARTWKIGHT & WAKNElTOVMV't 'iiTr.' t Merino Hosiery and UaderjfrelTi Just received, by steamer City of Brooklyn, Z cases (900 dozi ns) of Cartwright & Warner's cele brated make of MERINO GOOD?, embracing every description of Men s, Ladies', Bojs' aud Misses' wear. COOK & BROTHER, Importers and Retallera or Mo slery Uoods, No. 13 North E'GHTH Street, 8 15thtu3m PHILADELPHIA. XTEW THREAD LACE COLLARS, l NEW KM liliOI DEK ED LINEN SBTS. NEW HAMBl KG EDGING AND IN8KKTING, NEW BIAS TUCKING AND RUFFLING, NEW NOTTINGHAM LACE CURTAINS. NEW NOTTINGHAM LACE BY THE YARD, NEW MECHLIN LACES, NEW 8-4 FRENCH MUSLIN. INFANTS' WAISTS, 60o. AND tL Job lots of Waists, very ch p. LAL1ES' COLORED BORDER LINEN HDKFS., Very Rood, only 12c., very cheap. IADIEV HEMSTITCHED LINEN HDKFS., New poods, from 19 t 60i, very clieap. GENTLEMEN'S HEMMED LINSN HDKFS., In lau y carious. Much better thau usual for th pi"1'- . . Togtther with a great mauy tew sid cheap Laics, F.ii'broidfius. anii White iiMd., at WuKaES, No. Si Noi tu LIU 111 U olieeU If