New-York tribune. [volume] (New York [N.Y.]) 1866-1924, January 26, 1893, Image 5

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New-York tribune. [volume], January 26, 1893, Image 5
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New-York tribune. [volume] (New York [N.Y.]), 26 Jan. 1893. Chronicling America: Historic American Newspapers. Lib. of Congress. <https://chroniclingamerica.loc.gov/lccn/sn83030214/1893-01-26/ed-1/seq-5/>

Newspaper Page Text

fO*?V
m-gf, */? he Rav.-57,8C.7.1S, or sn annual average- increase
\*g\m* ">?" 0450,000.
ai the clo** of tho past year we had ln*nranre ta
amounting tn 823il.4.-1.7'.>0, or RboM fl-sO.COO.OOO
(han WO had on Deiftuhor 31. l(4-",7. makin:.' an
average annual Increase olmo the latter Rat* of (JIG..
poo.ooo.
Agiln. our accepted and tiHlton business during 187)2
aflRSSOated OsB.OtO.OSO. a3aln.st ?'J7i,3'.'3,100 writ*.r>n In
Mpf.
' During the year 1887 we paid t,) the bon.fl. larles of
!*, fltmastl taraitam Rlra78,RBl*M, making the total of
'h raftaSMB from oi cani'atlun to the clo*,- ol that
t-mtt.lB**1-**- Wo dUhurs.-d ta death lien-lit. during
Lg paet peat Ssl,*tSaX**WJra, ?lOtaa Ita "irani Total
nfath IsssM psid s.n.e srjjmlloHsn R14.7W.l7R.aM, i r br
avenge pay**oa? atat* 1S87 of moro than tri.000,000 an
?sal
jtotwltiistandlne thar ne have thus disburse, flhrlaj.
more than TF.X ANT) UN'It-HaUI'
? have ad.
. yur r'.""' '" ii,,',^',e.- ....... ?......., thi,. pened
TWO MiM.l'.X nOM.Allfc tH2(gf0.000), on axer.
'lg, ot mott Ita* KU li Hl'NDKI'.D THOUSAND DOD
j*.!.* MsM.tBM am.nully.
thal ta' Monal Ita aura Inda all other bara bt anl In
Bbs MB I'V the fact, thut tte (11*hur*e p, death
nefirlv tis., and om-.half dolla:* (?.J 50) to every on,,
-?il*r t*l r01 as-peadad for ali etta! raoasa eoa*j*b*ed,
?Mre?* U*e sworn l*p*H* to the ln*t,r:in," Department,
tint the three eroat "etd linc'' companies dl.liur 0
?je-jseaoea in MamdesBraP' ?* Bosch a> they do for
> __ , Uhrs.
""rtjrt'i."?rnioro. althcisrh receiving hut one-third (1.3) at
_a}h as do Itam companies for each 01.000 bmntaMB In
fg^. ire p*v la death losses a* much p.-r each RI,OOO
g. risk a* they Uo, ?* the following table WUI ihOS i
,k, pflOt ?*? *****
Jill.UlON'S OF IHH.I.AKS <flO.*,00.000). x
itaerra ai tineiRraey fund dorlof
aBBBtsV
aV?
a
iV *tl?'??JJ of this Aesocintlon extend* ultu, tn Its for?
eign bnnrhrs, md that our Uno of march ha* tan along
th* y*iii of paaaperHp is bsdfeaBSd hy the lettawmg record:
A?.Tu,a,rte,r?n'Tl??n''',flD?l
ibm. * Tom idM.
Amount in farce
Dn em bel RI,
HM.
Eagliod..
Frits re...
tl4.3-21.40R
3.4S3.360
R3.N72.230 ? 16,07**,l?'23
at.176.RBO ?,7*20.700
t'ousda.| 11,61 3, son 3,71*0.100 13,700.200
. amt indira
Raeden* ml
enter coan
Mea.
?60,?73 '2.,*.**-V220 3,4544,000
, tMUB.... ..$33,3*1,733 $14,333,0.10 ?4st.043,7'i3
The above tobin lliow* our n-t Increase for tho yea,
lr**-.' of business in force tn fir.-ii.-ii countriri to bs
17,203.900. dlstributed among -',859 nev BBSBBbara, and thi
niortaiirv for tho year v.as hut ?.8.44 to ouch RI ,000 lr
force.
In conclusion, to sum up tho pSMBM standing of thi"
Aft-o-tHlon. lt ne<*i only be stated that our niortnllty |? .
tavorsble a* any company ef the sun,,, magnitude BM BBOW
our axpenses lo B*BflOb i* an- hut a fraction of the amoun
Charged under the -old ?t*tein:" ull just death claim:
base been promptly rmid in full; Ute atsoaot lott-uiU'
Mi**-* in every depaitment: the bBOBOm are bSMMty RH
BBpsbly managed, ind tm inter upun thc ut-u ram wttl
BMurance* of RtOM promise.
Respectfully *nibniltted,
llLNBf J. REIXMUXD.
January 25. 180S. _
TREASt'RERS REPORT.
Mortimer and Honoria 1'nud Xcrls.
Balance D- -n : ??- Al. 1C91.Vt. ? J-'.0:171 94
REC KI PT!*.
h'et receipts from mortu
ai v cull* .Lui .ari 1 to
Dt.'Cfiuber 31, 1892. lu
inclusive.0,*2,753,N13 og
Joter*-1, credited io Death
Fund Januarv 1 to De?
cember 81. lom. In
ataatw. 118,343 37
Vn .*?"! Special Deposits.. 30,71!'* 23
Total receipt*.
DISBL'nSF.MF.XTS.
Inent Uric
ms pli
ott ith
'2.H30.127 SI
Rsi,ldS,Y?l ff
**2.702.'l37 04
Bo'.isce- December Pl. 1892.13.440,424 71
(Accounted for os lollowsj :
Bond* nnd milman
lin liena on Kcal
I-AUtei .??{,310,000 00
Condi, Dominion of tan*
?du. & per et nt*.
Bird*. J'n, vine- ot
Quebe~. {, p,r trat*
R??l k-tate-ln lb* olly
ot Xeti-York (Bala*
cumbered' .
tmllsli ( onuoU, 2Js l?r
cent. .
Rigistercl French Kent.
*.. 8 |.?r cent*.
Lodi, Ci .da Praetor,
IhSia, li anett, A per
'?'.-.- . .
Italian Knite*. 5 per
.ta
3'2,3-25 37
30.000 OU
41 331 67
07,300 00
30.1 H3 77
19.SS3 ON
777 07
1.0410 00
Bond*. Cito ur St. U."ls,
,8 ra-tco iM-r aram..
Cur, oi, d*j>o?lt:
Ch*mlc?l .National n-ink, New-York.~ $100.000 04
lOO.OOtl Ol
First National Bank. Nett-York
Fourth N'Htlonu; I'iltik. Neil.,-url.
.Central Tiu*t (7oii,uunv, Xew.T*rb .
'Carnell National Itarik. Nett-Vt-rB
-MtTuBiiui' Exchaag* Notleaol Hank.
. Ne't-X'i.rk .
(1'itiiiu, National Bunk. New-Yorb.
Mer-ai.Ule XaUonsl Hank. Nen-York
X?tto<iai 1'i.it .ii. ul Hank. I.ondun, Ice?
land
'BiaK-lthtjIiTi's FJiskllda lianK. stockholm,
-. Stt.d,,,.
.Credit Fender Pfiri.. tra. . ?
* Oriiiptoir Nullawil d'F.i-oaipte. Par!*,
fisrire
&*dlt Lyonnalse, P*ri?. Ftan-e..
Tthil Xullt>ii*l ll.tiik. Iliistoii Ma*
Tlrit XaUotial lvnif. Milwaukee xvi..
w?.hiiirton I^wii and Trus! Company,
Wa.l.ltift.in. D. C
Xit'onsl l**r'.( Buna
i-i?,i:i7 7:
HM.Situ o'
70,40!* 3*
?23,000 Ol
-23,000 414
al -,000 Ol
30.030 7
34.B-20 S7
12.11 li tl
n.Ml I .V
'-'0.000 0<
1 il.**44M III
3.3-23 li
3.000 Ol
?3.s:in nt
iii rn
ati.t-io.t-XdT
?-2>?.IIS-2 ?;
3.371.3U3 3)
?2.702,3.17 0
13.0110.000 Ol
3RB.133 7
4.7V3.'2Mi Qi
(iiiortuury ucuniit ,
Xetr-York .?.
Ci?h it, nave (?artnory aeeeaati.
Total.
fOMP.XlUSOX.
xv* in-re.se.i nut- Ut-u Itescrxe -r i.m-r
B*ict Fund ?'irlnu 18^2 ...-?. ?
Mttint ti.i, fi,.,u On Peeentlifi ^1 D'C
*?'?? ntld h, Death ( lain.* during tin just
rear.
Mill.* tt.e (froiid tnt * I d.*our*iu-*'its lo
ts. het,.-"cl*-Je* nf our dooen?d incia's-r*
Since f.rga'ii'ltloii nomi"
Ballas th iw-t 4oiir there ha* b en added
?f. ry..* rash and BBVaatal ?.?ett th--*
?nm of .
Bot loBBl irr-e.- u*?.-1- Dece-liln : Ml.
1R0' amotini -d tax .
O' " i-ml. ? 81 of tit- ureviou* v.-ar tlc V . _
***** .. . . ..... 4.3lf?.-*?*-2 tl'
Au In. r-a-- of . 430.0S3 ?
I .ut.init this siinual tejiort wllh J-erulUr prld. M
I'teamir"., lecau,e- each teflr ol my luU.i with the Muttia
Wierxe ct>iistr?:iiH me to ie|M-ut with tarreoocd eam**M*a
tbe .uteii'i-iii* Ueretolore made, tliut BBS tlnui"'* of thi
?ssotlaij,,,, >n. siin-f.itl.-r manuged. all receipt* behn
ixrupulously imotiiiTel (ur, and a'.l dl?biir*on.cn*-* fin full.
taapaaM botom approval; Ital 'u'lt and every let-ltlnml
tie*lii rlaloi l* pu.iii.iMy paid lu inll. and adsance* Im
WAdlitelv made uiion notice ot death Whenever thc sam* ]
Je6atie?t.-I by the ts notl-l:ir4.
I congratulnta* our rn- mbcm upon Ita splendid r-jtor
of 18i>- lt brsBeMM steady und healthy growth Rf Hu
ABsotlat'on, and js a practical ? \hi:.li of the uiiioBsln
"abor and un.fi m.- )adf aa| of our Pitapat oh
The luccesitful pant aaastM gi te us added Inspiration 1
.rontlntiit the develop-T^tft of Life Insurance ta Rh* future
The good tior-i ot providing for thc widow and orphan cir
**?"*? u* *,u* I>o**xlhillWCB sTlthout limit; and our b*?
?taught sod-cftoft ?hould go forth to -advance the Intercat
rtol ,, ? ?*'UP?'** hi which we are engaged. Tie
Ham roth, ten. 25. *?b_^ -Tibmmbi.
HONEST CIsAlW* ALWAYS PAID.
I Jlm-u'it1 " ?' ?' ,U",Wln' C"*?rB'*n Death Cl.lm* De. j
Cain" Zl"'t% '" ?' "? ,J,,lt,Wi"' **-*--?*"ssbs of the BaRIb
4 l? nm Department, -hewed that tu, lea, lh8h lM-. wiUuita. I
orphans and other beosaMaattat ta thia and nth., ,.,,?nt.ies.
I'l't.-.utlni.' 77:1 p.Hrles. th- ,iuvme,it ?f wl,i.h no* BB*
pi. ted. re.-.-ived frol? fh(. lrf,a,lltv a-...:o2.3.,7.0t during
me y.ar iv.-.?. CooUaoiag, Mr. RBtawta'airpanaaM:
if- eatoa-M ..1 Room .iain*. gmiaBid B*aw?*-M ami
tnrapfjwved, dur.ng Me pam IORI mai XmWrnu\ W?LV
-<?<"'.-"I. tihlle ira antr.unt, in 1*12 over ism y,a, ?i,iv
B270.t74.00, a din.-,.-,..-,. i? faV?t of ,*.,-, (lf ,,,,., ,?. (i0' j
Au cv.eii..,,, ataorMR, condering thc greal Increase sf
Ii.'tv hu-ines,.
Thi, b*Jpa*trarai deiires u i-eodet lu "Matta to nm
Helical Derartmeni for biiIiRmh ttmtttot in ita various
op-ratlon*. u* *e|| a* Bj ail Bttal RspailBtSalB U the
ABBI* Inti in.
lt give, me ptaoaara to report that from the
dea-i, etataa -received oud thc raaam ihereot
Ui- indication, ur- tha' la artppe, which darli.*; the
l?*t three seor, has been as t.ital a.* 4tell a* st, uni
vcr al, has sort latin-ly abated, and the death rata- ls rc.
."i.tly materially Unpins eu thereby, and a continual lu
pint.m.nt rroin tm* cnuice I,,,,i )?. npei-trd,
All death etalon hate bc,, , -.r?*fiilTy esamined under
tl:? nil.-* and tfi-nl;ui..u* laid dotti, hv the n..ard of
Dlraelem and Coarail ot ORteoia r<>r nit irnpaiiwiai; md
they are nuts bala* also s,.-rutlnl/od hy the i?**Mlll| Con,.
mltt.e ?n Death Claims before pic.-ntatloii to the iio?id
8f Dir.eUir* ot I'Aeeutlve Committee for 111,al 8000*1 lelon
ana arstperais ot dtaspprsrsl. lt ha* bee,, th,- aim of
lin* Dep.rtin.nt t.. prc*, claim* lorttard with the utmost
dl-jsitch and pay all jn-t clnln,*, having duo reKird ta. tho
In,]-,:t;,ii,,. ?f peeper Investigation, to the .nd that all the
BOpan may be In tWROl foin, and thc BBOSpMp fully Bra*
Meted upon |siTiri,iit.
On" '??*? re)e, ted by thia Department deserves a special
nicnti'in:
On August! 2 we riveJvtd notloe of the death nf Joseph
R. Claikson, stiid lo have been drowne,|. insured for fin,.
WO. Ill* body not has-lnj- bera lound, and BOM tatostf.
(ration lt appearing t? the satisfaction of this Department
IBM Mi. l'laik*on was not dron-ned. nlihouirh sworn afli?
davit* in support ot the claim had been tiled, the claim was
r-jctted. On November 14 Mr. Josasph R- Clarkson ap
IK-jftcd alive, ?,,d hat" since remained alive. XV.rc li not
tor thu suits whl' h have been broucht against the A**..
elution on the most preposterous claims, limply tor annoy?
ance and vexation, if not for btookniall. lt would be un?
necessary for me to add that no stilt hi. benn commenced
up. n this claim.
On the other side, In the carte of neimen* o. Krelbehm,
J-it. lannis, Mpv tvbo had only been ln?ured In fhl* Ann?
otation f-r 1 month I days for Rr.OOO, nae Instantly killed
by an explosion.
The ci*,- of Lattas D. OflrpBBtar, Seymour, Ind.. *10.
OOO 'Insured 2 ?wita 23 day*; accidcntallv drowned.
Tta tom of Dr. .1. H. Hill. Intuited only 1 month 10
days, for 4.2.000: lu-'.lcd out ut night on u profV*?lon il
visit aud brutally murdered bv a crowd of disorderly
negroes.
All were not onlv promptly but gladly paid In full by
thia Association.
El a hiv-tb ree elaina, amouiiting to RPORSJRB, have bren
accept d. t> bo jmiiI from lin proceed* or the assessment
of PbhtOmP I. IRBR, when the ionic shall hove been cl
beted, unless provlou*lv palo from the Emergency Fund.
Th- Uabllltlf-s Dfteniber 31. 1H92. ait* slated al 0301,.
088. of which amount el tri (.'00 han bron already pud.
I again be* to report pi rf*et harmony In the working
of the for--e in thu- Dep?rtoient lu their endeavor* to pro
du'"* fhe t"'*t results tun ord t'ie suetrem and proiperity of
tint Mutual Reserve Fund Ufa AoamMltaa.
Very rtypeetfuiiy raRSBltMd, \
l). D. BALDWIN,
( L.ilrtr.uti D. C. D*purtment,
REPORT OF <?r\Si:ia I?Ir.I.D
I:illf K A. Bl KMIAM.
The repurt ot thu law department ot the AseralOttafl was
ItflflBMi ti. with min h Interest. Mr. F.nrnhain *ild th il
ntiti4ltb-?tasadli,L- the lt,rr?o?e ot bWBtaeea the nun,lier of
-nit* pandlBg wa* le** Ilian one .tear ago. Referring lo
ile esperieii' es of lils BlRce, Mr. Uurnkam, among other
iblnes. said i
Tbe |utt year han not bi en without attempts to de
rmu.l wi death lund, bul lu no taalOM, mve one. a* far
as w-- are nwur.-, hi. any *uch erturt net with sucre**.
One rBRBOR for thin lark of ieee BM may U* ta th- b*w
rule which we adopted at the RefbUtlag ol Hie year and
whteh ara have -t? scilly Mtawed, t- the .ne, t that iii earn
of iii attempted fraud we would nut l>e roetrat tilth
Hlmply stn te**rully resisting th-- claim, but that we would
tarry tta war Into Africa, and hy criminal proaoraBra**
punish these scoundrel* lu the s-m- n ann*i (hst we would
th-- more courageous thieves who attempt.-! to break Into
our safes at night, 'ihe defeat of tbe fraudulent death
Ulm hn? been hut a secondary vonilderutloii, (ta punish?
ment of the ciin,mil* who snake lt a bu*ifi?-". BS rob life
insurance RORBJRatafl ticing in these nutter* our great aim.
lu this tte ham ROM more stiece.sfnl than ive anticipated.
XX'c base secuied more than one BMOltUM, and more than
om- hitherlo preaumitly respectahle ell nen bu. learned
ttao lute that lt I* a (lill la rob B Hie In*.nant- .om
jany, and In Ita opportunity lor ie Ra aura aBordad hln, lu
the -i.r.fi'l' ot (h.- felon', cell repeats, ll not of hi* crime,
certainly 'hat be Trl"<! 1t M the Mutual He*, ive.
Tiie proposed BBdllOBttafl of the tUiltitr* of this tsta'e
in i clot inn t. Hf.- btanraora, trbleh I luentl..md lu niv
report lani yest, ls now au accompli-h-*d fact. Hie pro?
vision* cd tills Itntute concerning a**e*fmeut or natural
premium liisurau.?- thoroughly lOBBRalm and llrmir e?t?b
lisp tbe principle, of our a) Bte SB. F.qual rights and
equal i raaseUra ure i,v rht* law tullr ie tii:"1-s| to ail
honest i.Btural piemluiii l*SBBJBaa**u. Tta statute 1*. li.Ue.d,
In mv judgment, a model one. und, l Mn. lnfurnied. 1*
lielnff coiiled and BMBMl M ? liw In *n,*nv uth?r SUtes.
All credit 1* due to Hon. Jameu F. Ilene, the ."'iiiurliiU-tid
ent tat laamoara ot thi* StaU-. la promt.rluir the pa.*air
i,r t.hl* act. and 1 "hiv reeiet Uiul be wa* not equullv u*
ntmaTnl ta bl* en,.it*, in which we nsslited. ls bat.- the
-an- act prohlhlt the frsudulent business carrud H bv
th,, itali term -inb.wnient Briers, iii* boob***** ta thia
ic.sp.-ct wu* "hiiwn bv the collapse .| th- Iron Hull only a
few it, eks uita-r the bill be, uni- a law.
With the B**r*oaol koewledga that durinn Ihe i.u*t
year everv liBiic*! deui.Ii claim hu* b>*n pu.runt Iv poid In
tull, with the riinemliuiicc nt the olint,*t InvarlsMo surc-fts
which ha* attended th* lubcr. nt mv d"i>attn.ent in this
and oth< r Rlicctlraa. I mrteej th.- leeetd of the year with
much of pud- aird t-ntKactiori. If-<aii*e with thli ret lew
iib ti the tMBflaaanraa Brat i have thus been able tn
contribute SOBMObtoR to-.t.nd the ureat and taJteReBM
res'ilt* tillich the BBMftaUra I* dally .f ospBabbiR.
FRF.DKI'.H K A. JU'lt*.'ll AM.
Coitniel Mutual Riserve lund Ufa AaaeetaUra.
siliCRKTARV'S REPOST.
Secretary P. I. Bsoasra rtjsd hii raper! ?? leBew*, being
the uselttli uJ.iiuul statement of Hie seeiituiy of tte As.o
Buluii"- net or inn-ted fuiets Dn ember
?jj iRRg . t3 3H4.4.I, 0.)
Di. on.- iluiniB 1S97-'._4.1 e. 17.2(3 (r.i
Total . source.* . 0-7.48!.RM U
Total di*l)ur-cinent*. ? .m.''*. ?>?
llalance Dec ll, D3*C. *''!'.'-"l'Wilii
Total asset*. 4,illl.is? I'"
. 1, T74T. (>B!i 147
imaa our all ll-jblllt1e* . *:4.048,202 ')?
lo.'u pollolei wHttea la lotw . 4*,it4r.,i4M? oo
Toiai llabllltle
yet
.,.741 4 ,.
> :44- lfolicu* in force peeeoe
i",- El 1M7'2. rovertng ..e2R0^21,-nW00
04.U70 poiletea tn ferr* pee**** ,.,,?^
b-r 31, Ictlll. covering.... 21.',2O7,!H0 00
7,003 pollcle* Kicion-ed for IRRS, aiuount
lng to.
ri 1.213,830 00
REPORT OF J. OO I-fi la AS WELL?,
THIRO VICE-PRESIDENT.
A Titi III Ii- TO JOHN A. MH'AI.D.
rio* Ml Tit Il?r|*ei s?ld on the conclusion of tho bS*X**flflrp*a
CUBllBBSna' Von seo the inapniriceiit tlgures |? our show
ine for the pam POO*. RtaOl "f you doubtie.s wonder
bow all thi* I BBB! rr wa* seined. 1 um going to lal
IM se, rot oi.t and in doing *o. 1 ""I pr.*-ni to you Mr.
Wells, our Third Vlce-l'is-i-lent. ta chart-e or the Ag.i.cy
Uepailm.-iit of the .Xr.*o.J*tlon.
Mi XVell* wa* loundiy ttaeeofl a* he stepped fer.
ward and frefi'iontlv was he apphi'id-d d.irlii* the rea ling
?t hi* rsrpawt. 'it.e pmeflral brltata paM ny him to ex
Insurance ('omnii**loner John A. McCall sus heartily
appreciated. atBl* I* what Mr. Well- said:
To (he nisltir*. Bliwrtra* und MssaMr* of th.: Mutual
Biiiiti Fund UM Msneioitaai
uBMTltCMBB: in pramalMi t> you mr lopfltl of the
Tear 18712 I ,vl" Md lora*, us far a* pal stall', to Keep
within the lln.it* ot mv own de,,arlinent. and to deal
ivlth (hose matter* only wM. ti ulTe.t th- agency *orit
of this A-soc la tlon.
M.xv BtmiBRBB.
I .tat<"l |aj Utf BSpert OM y-nr tliat the new business
applied fur. through our BRXWMS, durlnK ihe your 1S1U
aiiiiiiiiit-d t?> i'.O.Or.i.Ul-'t. and lhat the Inoi-ase oter the
BiertOOB year ol new bti.liirt* aiiiouuted ta osei XINi;
AND (iNi-Ql'MiTKIt MILUOXa.
1 MW ROB the honor lu report that the new BMMSM
applle.1 for during the year IS'.U Bmouflt* lo ROO.OIO.OIO,
ano ttist the lucre**"- oter thc year 1J(?1 amounts to
aasjaavRRB. Thia hMMMt talawa or tasdnmn wai
reniM-tl a* foll""*'
l-r.m the ll". Department.Oia.OJO.WO
I-.. tho I'lnadl... EavartOrent . **00.000
ir r (he IlrlMsh D'psrtmeot . 0.Ul.1.."tiio
Ro? "he lontlnenli! Department. . J.tW.MJ
pyS the W'*t t""11"*' '" . 2.O47O.0OO
1 M<-**1 hajdrji remind yon tint In bl* annual report RMI
rcsr ont Fiesldrii-t foretold a R*4B builnesa of edO OOO.nOO
for the your 18!?2. and I am now glad ta Bhnw you thst
bi* prophetic Instincts hate brm fullr renUied. It itiiiet
be r-mruibi red, too, lh*t ev-ry dollar of this aiW.lXiO.itOi)
repr.'f-eiil* straight life Insurance, and Uiat If "TC eiimltuto
tm'itiue and endowment business and limited llf? and In
vestment ltotleleA Bf one Bind and another, ill tt wlHrh I*
meru TJi-.'-if1 wit* au iniurouc* nii.h, the reiult la
I* I Km
BOS squalled RP mr nth?r fMBtraOM company In Ute world.
It should not ta forgotten, however, that In order to
mable the I'r'-sldrnt U. fuilill his pmrTtery ?nd Beep his
word, the agent* of the Association furnish*!! mw applir*
BMfl during the month <.f BcetaoMt alone amounting t"
RRt.IO.Bta, a feat wMeb ha* probably neser ls-n a. om
pll-tn-d before ror any other coni|*jrn- hr BM same asartaf
of uf'nt*.
If our J'r's.J.nt will malte ano7h'r pioplcr for the
Teat f'.i'A, M may rest BMOJtd th.tt tl-. Min.m-rgy la
baataoos and the sam. dei.,tlon to him will n.uke lt .le?
st our next, aiiiiual RateUM "a pioph'-cy falfllled."
IXCIU.XMM; I (i.NHIiI'.M j:.
Hut while et id. ice ot th" rxer-toereastag e**>R4eac? nt
Ute |?il,ll, in th,- Mulual r..-*.-ri.- , .... et/er) ilsy. alt*
In every form und from evert- ii'inlet, paths** ta- flBtal
ora i tai log ctid-nt. i? (,? is. fi.niiti iii the ?tflnanmo'y in
rrea?ing bn-ln-*" (*Bcb month in IRD9 arel IM terr*.
sroodtag fltaalhi "f IRB1. This in ress* arra, lo
Jaaaary. BtRS.ROO'Jot*. MT.RIA
IVbruary . V'.t'.t'-c Aucnst . VM.2H)
Mai h . . '."0100 Sept. ni ', . ' 'l*]n
Aptll . Bltt,400O.-Io*?er . ill '.7(1..
Mai .1..7IISH \o,en,Kr . -.71 t'.'.n
ju:.e . 301 toi J'-e.ehcr .5,033,100
't'hls nirtcllnus laeiCB** "I ba*lBti*?, oil '.r shi,li, ,>r
erarse, ha* boon Hts tra*! <>f sprat*, ha* ne', bera .1 -esra
pllshrd without B '? rn'*|,mulina Incrfi ... |,, u,e trorB sf
lanai Im.mes. chinna the nr.l tweli- i,,r- nf lt- ex?
istence .-sceeflsd by many millions the combiu'd business
during- the first twelxe ^.-ai* of their ulan Blt af throe
or the lar.-c.t lii?ii-?n-'.- companies lu the world, sli:
Th-' F.iultaible, the MunM Ut,- aili ih- Bew*Terb Life,
and wli?e brats*** ilnrinit Ks twelfth v.-ar fas Beatty
BOOthla thst ni Ita l; i'll-1 .lo, und eleven t-:,.-* lar.. r
? ililli that of the Mutual Life, and ti-t.tv USMB Urc-r
Dian Hut -r tiie X'l'-Vorl. Uhf aWtoR th,- r.-elfin tear
of Uielr esi?|.-i,i???; n , .ei?puny will, h by the es r l-e nf
a judi, lou* .-. oiioii.v In -ill :l* <|. purim, ic *. and by purine
I?l lt* nen l,u*ue-- i. -- thu:, MC mild, ami l-l BM
fiialia..-' ii.er.t .,r lr. oil lenin.**, lesa 'han SB**Mlf of
Hie tt..Ta.'- ii ri., mut | all by Ihe nhl In, , i,ii,|r.iiile?. ll
able to h.-?;,.? il- i. su;l. r* Bl kr** than hull Uie reel ot
oiilliiarj I,,..ini,,?- : a ? -tt,| ..liv ii I,:? :, ha. j -,,li,| gold
r,-., ri, Bf i.-ail- .-'< MM J* 'i. "'"I ne- osaeU asMoaltafl i
*??_? 7", (,,; ,-j h *1''*i Bf Hal, I-f; * eoipssj wblcb poM
dariofl fae i.-nr le-.r.- iM tl,.o, ?!.,(,.-. oat af Ita erdlaary
mnrtuatt fund. Hi- ISM ol 02,702,000, BBd -ic IM
organisation, In leal, asorly |IS,0W.(M0; i.spoay
which --ur, 1 ir. Bte tuoiith ol December last, BRI** It-SIMM
bm lasarsa ?? aaiouaUng ?" tB.9dfi.0lfl aad ipplleatam
darteg Ita r*oi iB*B4p.tia-; ta star 000 O0.00*. Raeh :,
i on pany. I ray, BWOORed by peaBtieal bnatocs* method,
ami . antro Ile t. lospiioR ami eoargil i by a great rum.
raaader, eta I* tsjih |.idem sud genersl aatasger, bc
? ii|iie. a very preta paaBlan asarsig tit- Inanrhl InstUB.
MUTUAL RESERVE FUND LIFE ASSOCIATION'S
NEW HOME,
Broadway, Corner Duane Street, New-York.
vuur ag-my department, from whleb Mi b"-n amt out
durlne th. year BMrly 1 ?"> 01)0 lett r. :., our malian-r*
? nd agent*, Brat 4 ?>. o rspre*t parcels rae.talalag ,fi-i,;
hundred fhou-aiel printed documents, iii ah*",r to sp.-'I il
I BROS BBS, und oter l'l.QnO special elmrtBI letleis. lu
addition ta, this ne leta thBii 1.100 new ...i.tri't* with
agen's hBte MW mad' land HMM, Uut wt u- i*
the Briio'int ot lalor iii vols ed in rho eerrrapeedeor* r.f ?? ?? I
re. Bod the .eruiiig or tirw BReata, thc neil In, I lent il [.,
the dillie* o', you: BR*My l*pa*t*>t*l s* I.l li 1. dills
trought Into conti I with .vi iv ..tli-r dciatta-nenl of th..
Aiaactattaa, li .,r raoal n*raHta>.
ROB. J'iii\ ,x. Mf.ti.r..
lt ri'.e* h.. .ii,i|.iaiiiie i ptewnire an beaalf M lb*
BRWtl Bf III* Mutual l!e,<f.,e l'ui?I |.if? A -n, .al -it t..
i on-rat'little Ih.- Moll. John .X. M'l'uli BRM hi- appoint
nant ai PreeMem >.r Ur* Kew-Yerb LBe. Tb*** ha.
boen tm Magie cteiit iii i asa rant* rirdea durira tha part
year srhtrb ha* bera i.iri'iieii attn raere latetv ? aad
which rrsaled m..re inti.fie tim. ihan ",.' Bptjotntmeol
XV- ell iou eu,her (he deep ansi.-tv wi.Mi prevailed BM
ot.-r the w,,*ld ht'.l vu rcMH-ernini tta Bil "f tbe
N.-tv-Votk Lire, ar.,I nhill , nln, .ute:) bj "" - a -? . rt
Bott i,r Su|i"iint'ndent [Var. au! tte all re.al
Hut Moiety 4ian relieved by IM ?|.| oiniu-ut o'. Mi
Mrl'all. Th.- app un''',' nt wa. r* ?rded by i-i"i li-islv a*
u ?troke...r geolni ea IM part al "" esoeailva ..nie- * ,,t
thut eorapwp, ii'"l H i'*ul'-t in '?oinpletelf leataring the
rawpeay ie public iwiRdrnre Mi. ItrCall, BlUteuqh
allied with and Mtteated In the m bool or old Ito* rsaV
panic, waa b**M eooogti aad big eiaMRh up-n oil o.u
sions to aekaewledge bbb *i,u:i1 priaelplea aud baoest
m*nayment ni Ihe Mutual Fleas* VS and lo de.n .- In
vigereM Bum itam wba iloodered B. ll ta tor ni.-.
roa-ons th?t. altatoaah b- i- pi..ni,nt t,r n petmitol rlral
Insurance .nu.pany. the ra*MRer* untl n-c.it* -I ti,,- MuUiol
Itesi-rte l-nder him itali num.esl ioin.t:iiulutitiii.. Mi
MeCall'a example, l *?. i*i?d i? ??:'. im* brea fallowed by
munv of the btrget a'"! "'r':" I'-pe table Insiirni.c- cm
panie.. lucluif ,ii'e not onlt the New.,'ora. l.lf-. of .oiii.e.
but tho l'.ijultiiUo aud tho Mutual tito, win. I, roaapoatei
bat* show ii not ""7y u dlspasltlM bm u d.-l.-riiiinat'i.n la
?Cop the disreputable method* uf *Iaiid-i and abuse which
hate hitherto pm ailed.
MU-i tiMMITlT'.r.S OP Dlltl'.i TOP.S.
I cannot spMR bra highly, so far it ul', et. ms as th.
ag<m-v dspirtm-nt I* ' oiic-rn.-d. ot (he p*BB thar ha
already been BOBBI1"* ?l th'' ?"g".'**!'"" M th- PtmMral, af
tartal a. rab taasadB.<r tbs due. tor* n.t duly r<., the
discussion or what inns- ts- calb-d-estiauidinaiv BWtlllS,
The plan ha* ttoil-'tl u'l tn ira lily, und hu* bj lo Bbs l.c-t
result*. lt not only lii-un-* the bel and tti*e?t mn-Mira
MM Bl es ? r s mat:'t brouj-ht Isl..re the aflMBtMae, but il,
BU natl th'' con-'e-tlon ol hn-iii-ss and gMIOOlfas, O" nu
other sYst.-in .au. prampl attention (.. th ? Innumerable and
imitorUiit detail.- ..f ofllio tt..:..
1TF.LD KII'I'KTN"!! '.ND I'.NT BJ. I). Lt'DXVIti.
lt would alford me liiHulte ptanMN to'leter pmtlirVlarly
to thole manage!* and ast-nt* who contributed sa targely
in the results of the ron. but the ?|,0'-c allowed bl BM In
thia report presents lt. I cannot r*fmto, tawarra, 'rom
referring to ?nd expressing my appro,lit'nn af the l?lsir*
of our Field Siipoilnteiideut. I'., ll. I.udttlg. II. bSBR
BRpflrWam und gr.-ul rapoRMtaa j.- iii administrator and
orrunif.r wen- BOeb ** to j'lltlfv thc A*"*., lath.li a ssl i'll ur.'
to him. for BBRaMttthM, a tarp Urge aertlaa of pm Uaitt-d
State*. *nd m. ordlngl*' he itu* pto,-tl in ? har-v ot xv. -t.
Bra PJew-Yeeh, IVnns'yls-t?iil?,Ohlo.'XtVi X'lrt'liilu, Mhhl
eau. lini.?na and Mi**mitl-B district lures enough ta unlit:
several Old BTOtM'pt'IMBjRBBlB. Si).-r],itBjabM Ludwig
hat i roten bimi lr ile- right mun In the light pla e. not
only lu Hie Ibid hut ul tin home onie; :t* a nen.hr af
the ABeiu-T ''ulm:,Itt.-.- hi* BOggSStloO* and es|? t,? ii.???*
hate MSB of ire*1 tata* to tba .Xs*o litn.n. 1!:* work
? un 1"' somewhat und,' (sid when 1 ?til- tiia7. tin," y. .ir.
pretlons lo his bsntaR I hire-- af Mlasottil. th- IpRt '
aiitinnt ot rhe taataflBt fro-n that Mute ?** laaa IhM
BJ .VfO.OOO. whlh in the tl.re- teal* h- lu- hal r-bOtCS Ita
biiBine?s ha* exc.-ederi t*-.i.(*X?,t>()0.
Ptnraplranta, Waatara Bew*TetB, Ohio and Michigan
hate ul*o made laree b**tSOam niubr ll* -ur* rinteiideiii-y.
During the pa*t tear h.- lu* actually travcllel full* JJ0,1"*i
milos, vlsitinc Beery laetlM ol his Held, fhUaBBBR mw and
salnablc ns-n In the agent-)- work, and hy lils BMOMlBM
and iTm\ RaralBptaR n number ..( old ug-iiia who hail he.
come nome*, hat d.? li ea rte ii OB, The reason Bf hts su-cesa
I* found in bl* unqtiBllfird belli f lu th<> intern nf th,.
Mut ul Beset ie and hi* (lototio-i to lt* I're-ldent.
St'l*CCMPI I. JlF.Sl'LTS.
- I aro not. I hope, trin?(tre**lri? the ordinary limits ot
esUhuilaim when I raj that au iniuraucc company whoso
Uara of thi* country, and l? rarely rntitlel to b<- tm.
kMeied oin ,,( tlil financial tt..inlet. ,,f IM age.
k.-p ? Hally atjini.it-'-I.
j. i. xv ir. i.s.
Third \'i'e-l're.l:lcul.
HiJ'oiM or Hi:I)MAI. Ill KIM TOK
BOWDEN.
A < 1 ra t if) 11147 Mliott iiii* I kihi lin- rletl
14 (il StaiHlpoiiit.
Tm,-'.:??: T. :.:i X','. X'r ?n,Jn !? ::.|, il ??-?- .',:? Be 'Ipi .1 tl.
'hair, and it i,"ii,,.. bb lot) ta lafrodu. Dr. J. Vt*.
Dttwdea, Me.lini lilr ? i.,r. to SBOIli lie I- ? i-.mrlt i
I, : I- il .. 'IMd Rds baie."
NI.X'.'.VOKK. Jun. ??, lbl>3.
Ta fl,. I'i .luiLuad the IV* d "i birt! tor* I lb* Mutual
Ri -? rte I'u . 1 l.,:e.,x-.. ,?,:.: , n, Xe* I", .. i Hy.
tl .-;. n? ii : a:- Mi li. wi Dirri tai 11 tb* * ? la?
ura l-l* 1 at/* to snlllliit tel V",t . -a-al-la!, ll .1 brl-f
: |, ' .: tn labors la-longing '" h.- B. pa iR ??? al lining
the I-,.- i .,? . aii'i iii in.un- x ..ni cu refill rmnld.-ratioa
,4 i:,,. ...... 4 .,,.- t. unite sith ran In rejol lag ut the
i,i.lia:.' succttM a ui.-a il ld tta A? orlatioa darla* Bw
t-.,t latrc.
'Ihe t ,'..,1 um-':!?' Bl , m timing the put
ttt-ive i:,until* I-, Bit9.OlO.0IC, 14" irbleb ttare hoi bara
r-. ,n..I f...:n ita I ulled stn - - i ' ??? BBB Irom th
D-.ii Iel.ci <t '.unuilii. .i-l'."'.','"'. IMBI llreal Hrlt.iln aud
Ireland, Kl,*lb, ,ui; frota Un- l.'ontlnentaj dt-iioitiiient,
R3.S4R.3ft4; fr*ta lb* R*-a.,rrdlnavi*a aad otbei rewtri**,
ta, r.i.'. IMO.
ur thi. ta-t volume .,r Mall. |ep.e?eoted by 17.070
?ppIlrsUon*, lb ?.? ha* been approved MS.fllfl.BV>. ami re.
|eetrd i ? rt. nd ami lu |,'u,,-s ,,f luvi -ti-'ulion piior la
ainu ot al. +11.:ii'.3.7(ili>.
M'nii labor hu* bera gitra to ti.nilderai na of thi*
(.ti--i..?. eomlag :? ? H '1 ie* f? tit *>. milli- tlltt, i- nt conn
trie* and r..|t,iring rsBefSl oi*l'l' "Bl n tml .-lilt' ot th
rltata toing) "r Ot- .mint'I-* it a- h have tarnished lt, bur
aloa ;.* le lat Malnbtllt] fr*'"' the sun-ip-int- al f*Mlj
ami peraoeal hi--,irv. ox.imlii sMafl aiel snvlronmentB, ll,
ita perforawae* Bf tm* daly tta m-duai tl rector ha* ex
.?iil-sil u tl -lu- 'ure. lias In rr i-ah'-l Ihe i.*?:ly ol keen
di*,, rum. ni. ?* IliBBBlBlal bf tb* rej--li.ui af a norlin
risk, on tin- one hand, ami UM meeptooee af an urnl *ii
able one ..ii (If ,,t'->r: Bad BOB foetid ' at BWay times to
be a Roost1** "I callie*!. IhOdfbtfVl I rash* tati.m. ' an rill
., -rntinv sad int. *:igarion. Ilovtaf rsa raited nv a--.
, late* rretjueatly lu aeriel le anira bi s eorreet raarlnslra,
j-ul bax.n? eserci* -1 mt t, ty les! juli-nant In al! ta- baal.
ii,-., wkl'h h?* hen before ni- for .isiileiattou, I tar*
eiit|eas?red I on*.leritl("i*lv 1. gOBld the tru*l tWBSSXd I*
m-. Mv coworkers ,.r tli- BMOsrOl Itod han- eit.-ii to mo
t,,e Rt milt -I their csis'r'.ene and all a*i-t. In Ita
ariuou* latat sf th.i-iii"i',.'i.,ii af thia ta*t valaaM al
baslaera. snd Rave lone a" bi IMIr gowar I* au ra* ta tr
dlarhorg* -( Bty awlttpl* daB*?, Md foi their rapparl and
.Hie.-iri'.-eiuenl. 1 RSsiM to t ndd- my Mncere thank* and ap?
er'' lattas.
| hat- attar* f nit iil-rnllc art.-tl Bl :>'*> (?> the triller
?r the d"-.tu- "inch Mr* Beran i tariM ta* rwm rear,
ti,., detalla or a-bleb "ill bs pm*mb*d by th* ebslnua of
,1,,- Dratb * la'ti. Ii-p:trtnoiit.
i me li iiitlr*-il and I* -itlr-fineo or Ita r**M .u.iiiprl*.-,!
In tho lOeoei "t n.-inilitf am ta bc attributed lo th
rpllcml. which int.-I'I ."ir ...iinr*v Iwo yeal* BR** or
,,,?-.. i.iii.i" ii a* "I-' .r,|p." Th- -t.-.t: ?, lag power*
af thi* rooted* cannot l- aaMawMl, st M <i,:T.-r. fn.iii any
,,'hor epitiertiie "hilt Ms eyre esuttd, lavadltig ihe
palace ami the hotel *'"-' ** I ...:n u- ad many ti ho
lute bet. Bbl* <? f-"' ""' *??????*> """' di*"*****, ll
ha, la-en re -'.-I,'-/-! m S Stssl WSBdeK*! illa::no*tici:i-t.
iraieodng IM arab po1"'* fcf *-* ~*umu ?-?t-a, nil
?tlaehlng Vital |;,:" **btab, M "? lt* J|.f'ara ...-. Ind not
iiuif. i.'i jut- i adit -it'on or a\RtinUh?d r..r ... Tin* .t*.
",'.'i',,t'i.ia. ii-' oom a-i -s... nttoa I- it- bBaetal la.
, nft |)M| |t |a n.i .ariii-.t li- li -r rha( bsd 't imf mal
lt, .pi, aroora tts, mutt-iii- of eal ,x arte!.roaM Mia
I ,., i f'r I -low MO iitet-aKc essp*Heare-| Iv ?..,nannies of
. .'i'n,. ,?.??,'.ershlp. A* wi all Ml, Rhea*** <>t th"
, t.,,1 tot ti"" cii.uiutory -y-:.tii ur, pstrot tartari
['""din Ini-bl "?' ",ir mntai but ti" line Vr-at |v,i?,.:i* to
i.iiai' rarsrlvra Mai bt .-ar- in Ita act Hos -r
ni nh hat..- b-en ttttpOrt thi* Aaaaelatlea hn* bera
KttjVta n.t "ll d-ni:.'"J* ah*** hat- MM mule u|uin lt
thr,','.i;h death aaOMR our member*.
tl,., a.lrnlt ible (er -I.iii at out Sialril Pt -.Ident sq*
hi* e*-?r*?R*** MB BMrh pr: l-e cannot be elt.-n. f -r ly
wei i'd -Heed l"'?ln-? rrin.Jjil.s amt i mOttOm. Baster
BBBBdtaR sf our -.i tn sf taramaee rbi* AraariallM to-dov
stand* th- fu'ic'L cf ti*. SMMtl ,,..-i'.l-' ttl n* M Ita
gMsT.
with fratMpi "'? P-M phaemn I Mata with ny a**o
claU- ai'-d "I"1 TB*, PW momhsm. In Un- cr at rejoicing
to wtk-h wo are tn'altled **i the wonderful aucces* *f Ita
Mutual K.*erv* Kund Life A?*oejottnn. No Institution
of a Uko number of years of existence ran approach It In
lu wanrjerful record. It batt paid to the widow and tho
orphan ovrr ? M.OOO.OOO. and lt li ready to meet every
ju-t claim which moy be made upon lt ; while Itt eruer
ironcy fund, eveedmg RR,000.000, gives tn lt a BRM and
persMoeet BNeRCrORti In the minds of (tte pdbllc.
rontir.itutatliiB- fun and my associate officer* upon thi'
duse of Ihe most *tiioe?sfiil yonr experienced by th.
-Xtutuai lt?.rv*, and w;th an aasOjasI wish that, 1803 naas
I "if nair o<|titl. but excel thc record of the feist, I clout
the volume of the record <-r my Reward sh lp for RM yeti
last*. J. W. IH-WDF.X. Medical Dlr-*ctor.
UK DU Al. SIPERVISOR*.* RE.
FORT.
Thi* la BM rpott of MOdteol Rapatvtsm L- L. aVaomn
ni the t>i>eratloii* or th.- Association for IBM I
To tho ItaORfaM aud Hoar' nf Directors of the Mutual
it'.-ise Fund Inf- A **... lu lion :
... ntl.-n .-ti : Tee Iie| aitm> til of Medical Supervision I*
bow rcL-ularlv -'irani,,-1, willi a medical <up.-rtlsor ut Its
band, *..i*ted hy tun ettpflrimced Bhpaietara, *nd sss
pteptag Bitch ot'e r ae*l'tnrii >- u* ,.,*'-' fro'n tune tu time b<
r ?|ti.r 'I.
It. object, aro. Hrs', and fort-most, tho Inxe-tltrailon of
rhe , na,... te, of itsks before, rather thou oft-r, their ac
repMom bp Bta AaaeciatlM, a*p*cMly in thara fltaorteta
ti It-re (r?u-.l ha* b.s'u mo t pretulent. In conducting these
luse*tlcition* attention I* isi'.il not only to (he ph)Mal It'?
ll.-* of Bm applicant, but al-o to the BMttOT ot Mtsi'iflcu
I it'll. Mrroeadbta*, habit*, etc .?lu ohi'r words, to (lie
ararat lu., nd. Them iiivc.*iig*iMoii* ai*o BRtaod ta Rta
examinion- physician* and aeanf... whenever (hort I* reason
to Mapee! that' they bm not working for Uie best Inter
? -!?, ,,r the Association. lu cort* BOM one btSOBBM U10
11,, ??ity for .nu h supervision ba* ulr.sidy Mm demon
stilted.
In addition to rh.s duties mentioned the Department of
MM '?l .Nupcrvl.toii ha* full charge of all foreign applica?
tion* those from (aaiada .'scented, and co-o|s'i-ites to the
fnlle*t extent pesstbta with th* Death 4'lalm Department
In the liise*tlisiUuii of BMb claim* as bear etld.-ii<?s of a
.|U> *tiuiial le nature. lt also |<B*t*M the M isl hal Director
of ? portion of lil* work when the volume of new busi?
ness li so gis-at as to atm OBI hi* d"psrtmont.
From tho nature of BB duties lt I* not practicable nor de.
*lr.ible to lepokt la detail tho method* pursued nor result*
reached further tlian to state that they base cnnstanC.v In
view- Un- eomnion ebfflel of all departmental, th" bes-t Inter?
est* ot the A?soclailc.-i In Bhe protection of lt* membership.
K"'.*p>x tfully submitted,
L. L. SEAMAN. M. D., L. L. B.
Medli ai taperrtm*.
Januajy 23, 1S03.
REPORT CHAIRMAN INVEST.
MEST COMMITTEE.
Th- fottawtad ls the report rabwltgerl by C. P.- BsMtU.
ehalrman of BM Investment Cou,mitt-o :
To the l'lesldent. Directors and Menib'-rs of tho Mutual
geoeira Fund Life AraartatlM:
1-lilli men : Tour "MBMlttee, through lt* ?li-)tnmin,
raspectfolly repott* tiiot on the Ital duy of pMeoatbsr,
I ROS, poer nsflira or BRMffearp fund oanmaasd 10
?*;i ;471..'m:i..V,i. ?n Increase oscr the year 1801 of RBI*)..
ORSjSI; BM amount Insetted in bond and more-age 1*
*^,:!io,ooo.
This last amount hoing that with which your com
11,ut-- ho* raper tally io deal, U tamed on .nat-cUns, tai
prnt.-d Kal rohtta In the tttp of New-Voik. as tim mort?
gage*, ul !??** than HO |* r cent of lt* value. u< alpra!*"d
hv Hon. Michael Coleman, who also appraise* for the
(antral Treat Company. The value of ground rep-esented
lt- (hos- mortgage, ls ei.&M.O.'.O, and the value of the
MlMlBRa upon the ground Ut *2,4.V;,9jO. making a (oral
taine af #1.047.OOO.
Th.- tin- Insurance carried upon tho bulldlntrs Barara!
hT these BM**tRBB*S In favor of thc company amount; to
(i.OOR 100, all lu old and leliablc NflBpoOsBB,
INTF.IU'.-ST.
Tlio n-t batareal on (hose loane for tho year 1P02, In
eluding R3.18S pm uniald and Ru*O,270.19. accrued but
not vet duo, ha* Mea Rt40.RRR4R.
j',,- :, deerdtad d.-s.-rliitlon of rh" jirois-rtl"s on which
our lunns aro ba*-d wo refer lo and herewith submit a
talulat-d st.iton.eiit. ci tilled by our trust-e. fin- Central
Tru-r Company of Now.York, lu coii'ludln* Ihls br.ef
report we rej,,|ce in being ubi" to relterafo tho stuteuient
11.ado in cur report a rdSI afio? xii., thnt our compuny bus
Bevel lost t? dollar lu Hs loan.", either of principal o:
lab ri Bb
I'..*pctf'illy submitted,
C R. BI5SF.LL.
Chaim,an lusehtmeiit Commltfc<*.
report of stepiie* II. TV\f.,
CE.MaRAL DIRECTOR OF TIIE
COMPANV FOR (OMIVEMAL
El ROPE.
Wheo PiraMtOl llirper Bnnoiinr-.'J that Director.O-n
rial fitrphm ll. Ty*f. wbu-e btodoaartflm are in Fans,
t.otild t -ul the report of that tb partmeut, thee- was a
-tir BOMBI Bm audience, r,illottod bv applause a- Dr.
Tyofl ailsun, cd ta bas platform. Ile look si tttM, mid
throagboat ita (wents- (ive aUaat*** o'-euoi'-d In tho rr tdim/
of th.. r>-|*irt hi* tvorils ti "re cur tully list ned to. und
h' r.*ii'ii"d hi* tat amid much .iithu*l.i.?n. Ht* r-'iuarks
roost t.t iaitf.it ot a Materleol review or btaafraea,
b-tii Hr- and ur-, in Fmu.e, and trera rb*r*et*ttmd bv
nulli'r,,iis lttl..i~*tlnsr touches Brlaata* bl. sketch down
to there ldt.-r day'". Dr. Tvtig saxid:
?Tho n--lmlla-l-n td Uf* ln?uranee with tho*.- lire
Basoctatlaaa sta* th- problem priseated to Us- Fr*nch pub?
lic l.v um latradaetiaa <>r Bm n-u of th- Mutual Kesorsc
lt ml I'.f.i AaaeStallM BMM *tx y.-jrs ago. lt wu"
(o:.nd thut In tho Mutu'-lli lninioblll-To. ,,-?ji,i/.d in teltl
und the Mufti.ll- Mut uit-re. orRBOlt d In IbtR, the BbM
(Batar"** of our system were "rerefataai laid applied. They
ats) pnr*lv mutual, In the sense that they are controller!
ht tin 1- ni-iiib-r* Brilbral shire or giur.uitee capitol,
They Inwm at coal prli", without th- baiting tf r*t.>
ItalWIS* ll.an for tli- creation ol ai. BB*a*t|*BMy fun4,. They
levied 11 pta nm premium deleiailaid bv th-ir ac'uui
lara**, until they had mtomutalol iii tli-Mr emeigeney
fund ? lUfhftenl *uni to tt?rr.iu', th- d-termlnaflou nf 1
u.BSlmtini mu,u.i: tutlfT. Tu nail out.-lv.-* of their cs.
i-fii.-in- rad t>. 1 x-'nd th,-ir m-'thod* to pur" ur* hear
BM* ttua the nat-trjl Hue of u-t'.on mn,Ked Ott tor Bl
i,v the blemrp ot laatrais srhra ora iir?t temafltaeta
th* Miittiiil lb-serve Poad Life AaaeetBIM. hilo France.
Tl,I* tte luise ip te aa r.h? lines ol urirumont traced bs
thc Pr *M nt und rh* iiiMi'd at Bhe*tera et the Associator
lu Mu- ta hu* dir.u'ient* that ure *o ftnilllar In America
but. a', th" *ane- time we luise artm-it-sl the*e orirum.nti
I* the pet nlinr BMftadi of ttangbt of itaeaaatry to ahlrl
tt ? trett" . .,n:mi*?ie>ind umt the Marney ?>( Ita prsjadhei
.1* tte lune ulr-idy trai'-I them.
Tta diseaqiloq in thc pr,-.* af their pmtaem. Ma ob
leetleSB ral.ed bv the "ld line retnpu'il.-i to rhelr prim J.
pies end tho JeaJousv ot tlnaiiclal clicl,-. p, left* I ant I ta.
their Btiuitinta-es have combined to place lu *'r4iinei itllej
anil to estuhllsb rn, a Urn,.", pedfatnl the i-lear mt. nu.
t|Ulsti,jl und most *atl*ru tory a ra tem of th- MotMl Ko
?orv* loud Ufi AamctatlM.
Out of all rho distil tatara <>f r.?ra. tnalnttlned with
Hut bitterest acrimony ut linn*, alu.,I hs- Ute struice.l
111.11:11 lui *-'lf lnlei"-*r. amt iMtalMd bv Ita p*i -nltt-iclon.
nu,- peeteaitaaa of so-callod "actuaries" in RM aflflfltap ol
.xlstlng coiiipunl."', bus he?n rtwlral a .nnvicthin In th'
public mind that tte ?rn right. tlm( mir principle., ?r,- true
utid lhat the meir- or all pure UT* Insurance, unconnected
with bunking, i* HBOieg to ussoclatioti* unalBgou. to our*
I),iring th. si-it of our ili-.liiiiriii.heij 1'iestdtnt In th*
month of A ut, u.t la.*t, wirti that thames* of vision and
ilehiiit.i.ii fThleh hate uli'av* > na bled him to forove unit
pi os ide for the po.sll.Ie ol the ASBBClBllM Hi dlfforenl
lund*, tu- piopouiided a ilocrrlne whh-li wa* mmt llhelv,
liistruclise uiul determlna'lce of thc problem than 1 slstln :
and d*SBBOdl*fl lolutlon. XX'hsii h- stated to an Influential
-at'iHi :..- , tomposed of 1'reii' fi economist* and liisurinci
.11 in l'arls. Unit the Mutual r,e*-rve Tund Lll^- Assis'la
il, ,1 wa* at onto n national anil an International **->o litton
wlicf'tor lt opcra''tl. M "tt'ici. a 1 hord which bas boen
librsttaR lu many mud*, and Mta*d In maaiv circle* rdaet
hi* departure. lOOflmoeb as till* As.oclatlon 1* authoilfs<
In PrMM by a PieoMaattol decree, in accordance with a
law dating 1*001 l*-'"7, la unti.-r Ma supervision of thc
Minl*fr of Commerce nnl Nbjtct to hie control, uni
ti-c-pt" Ita j'irl.pr'ideiic ? and ihe judicature ?.f tbs Ile.
public ol Fun. a Baster HM .ou'lition* af li* eMRimta it
hil* tu'* n^ht U. .iain, to BM ,1* uovrrniie-nt, authorl/ution
|. 1 QUI I load, lo I" u natl mal Inetlturlan. Moreover, i:
il,,., nil that unv nutUnul tasBMOjM I* e|r|,*r obligated M
ea prated lt mi-it papa lt* death losse. In France. ]|
iii.-liit.ilnH tho d.-iKwIt of the l'ii,er?-n.y Fund p'.'ttBlnln.
t., it* 1 tench policies III Ra**OWBMM llistllutlons III Pl Bl I
lt eiiploy* lt* Mt pto'i Poml ht Pto***, ant it insok-.s thi
orarstPhl of French clttaBM 'oniprLIng a Xi'Der-l Council
?f BMBBtam Insured foi rhe lara-st sum.. In all thoa,
lealures lt btv* at 1*1*011 OOtflMI ix, and 1. not so tim J
f, r-l-i. a- rh" Cr. mil ? ouiponi.* .ihivJi operite |,. B*brtS*B
Spain and Half, where nuuiy of Ihs*.. ,-ontlltions uro un
fullllled. Hut Li sud, anl bctond fills na'lonal MpSet, lt
(ilse* tn,- Bdsanta."- to local member* of on international lit
,,r in lUilty Iroln Hat operatl'sis In all Ita healthy portion
of tho Culled Ma'--* und other baefRO countries.
This doctrine ha? been *o thoroughly approve! bt
thlukei. on mir side ol rho ocean that th- Association bu
today a pafltHn taefed bp m sflbm America.1 or larahp
ium|.?uy or asi.o.-utn.n, ami pres.-ut. a claim to the Irene)
peeps* amish nBBtaa the aaceealtp af argaaiaaitaM 0
a like Batar* In that cotibiry.
The rosultf, of th'- year's operitlou* are hssRBBad In th.
I rt'l-otts of the general ollher* of the Association. ll i
only tiecei-ary to a-lrt that our mortuars as?es-,,.e,,'? hast
j incr-a-od In an abounding manner during the pust ve ir
that ads number ol applications has boen one-third mor
than dering the pres lou* year, and that the ins'imnc
now lu force ls nearly the double of what It was ai
ft,.- tl.110 of my lu?t personal tepee**. The death loise
h?4e Nen more uuincro'is. but tho entire amount j*|,
during tlio your has BBM only IlJl.OOO francs, wherena. uui
mortuary eabfl f >r tho ?arno period have been 48'i.729.4.'
franc*.
Has Inc iH.upi.d *o much ?paeo and time in r ruc In j
the hi-to: s of insurance in Frince and the relation* of Un
econoBilcal MM Introduced by the Mutual ReBerve Fund
Life A BiataMM to thli hlitory, 1 hive lett my-ell but .
few niomenti in which te speak of tbe HEBB eraatrlei
whlrh hove been placed under my direction. It la isAV
clent to roy, however, that dunn-.; the whole year wa
have had no serious o,ue*tlon? in any of the sevca
countries, cither with tho government* or before their
conn* of lao. Our measure* hate beet taken to right
our battle oa the plan of reason, accepting limitations
whlrh, like molli,Um ridges, surround us, under Uj*
form of RBMnmam pmraabpBnta and BSBaRBtaad law*.
In Haly, a* win BRBOM from the report of our general
manager in that country, we have osui llshcd BR0RBM all
teamas our trtajbta andes the mbxbI desBee. Ir .*?pain wo
ins.- MMteM BM r-ugultlon Oma the Mlnl*try of Cluan, e.
in I'ortti'.-al tte BM on rh. paM ol iMBtabBJI the -ama
BSSMOBtMBOW. In lleluliim and in Holland our pBOPJM 1*
undisputed, and we enjoy Ms lure..- liberty affnrded by
thus- c.-neron* kingdom*, mir system ot BjpflMtaB and
stib-uirei,,Flea has been .-sl.-nd- ,1 thM.it.-li all those coiintrie-i.
1 BM. ?ga its Bp fu ii.-kn.iv. Ld.e. ,? this connection,
the large and RRMMH n,-a.,ms taken by the PtaaMRflR
during his rei ont \ i-.it to Kalapa, aud pBOdRrl (hat if tho
Association shall BBBflBlB him In (h.- consl.tlon* which
In- formed upon rho greata and the Inn- ?r action Bbb BJ he
h.t. laid out und which tv. n* ht. BBbMMaOM officer*, are
onlv too glad to -t|tj.ly with all loyalty ana ll "silty, tha
production rion, lin' Continent of Lumpe will not only
ex, fled, u? ll now do-*, thnt of som.- of MO mo*t liniutrtaut
Mute.* in (he Airorican Clou, tat will bring Considers.
thui* ot .cneiie.l , risiti t, th- minds ol RJMM who. hov.
lng a IteUcr preps, td H.-IU MM l<?-* -ho-'lllfv, are t-u.pted
bssxtap to steee rmdai anea,
XVlrh the siilntaHou. ,,r otir larne group ol members,
tho expretsloii ot their ..ninden,-, p, the - n. ral manar*,
mont of RM A**..ciu(lon am! their p|l?htad eo-operution ta
the extension ot the true .soniimbjl principle* of whlcb
the Mutual tatsWTS lund Uta .x.sociatluii ls to.day tb*
exisincnt throughoul the xi ,rid, I um, faithfull!- sour*.
S. II. TYNii,
DiKi'toM it-lie.al.
AKSISTAVF COMPTROLLER'.-. RE.
PORT.
Asils-ant Comptroller.
The report af >?? lt- MeCboancp
ls un-a Is-luw III fill, as follo-t*.
I'o th.. PraaaaMO, ORtaara :uui Bfteetom of the Mutual
Berat ra Fund Lifo AaaaataUao.
tMBbhram : lt altiird* nie pbmsom to render a brief ??.
count and review- ,,f th,- verb of my d- pun,neut for Uie
yar HEB, st hi. h hus so Mu'ie.*fully etasOd.
A* A**i<tuiir ?t'oinpir Jler el tin- Association lt has been
my duty not only to renew t;..- tlailt llBMMMM ul the
business i,r rh" A**oc|?tlo,i, but t.< !t?p a derailed ac?
count af all pull,'ie* iBSMd, il* Bred BB tho business tt tho
vari aaa bssMs M rh.- Jtaaeemtlaa, -o tiiai raeb Bdtom could
h. taferBMd at aay hour or the bu*iue*s Msahrad from any
deptaoarem o,- aaaoi. in ad inion ttanie I hav during
(he pu*t r-tt months kept RM .icoiiut* of tho special
Barrani, showing r.e amount af hu-lii'ss re cited from each
agent, and the amount paid for meb goatees*.
I udor the dir-'tinn of Uie pteaMMt I hise rexlesvod the
work of thc audlrtir*. footlnc Rta taOORM of tho a.soelatloa
from raeb BaBMeaaaat, rartfpmg Hm BdMataM roanta in the
policy register" or the aaaaetottaa nf lach as-einnioiit, whlcb
work ha* required const int uttentluii gild necessitated
working at mtiht us areli us d:i\ dartoR m..*t or tin- past
tli i-i**- montli*.
in this coiitioetlon I deslr" to ?tato (hat. alf*ioiigh not
knowing tho renting* or th* register* made by the auditors,
yet, utter |B*efBftj coiue ov-r til'' work of footing the lev*
oral reglsrer* anil a-c. ita-niiiF (he luceme, from tho seserSal
mortuary tulls, ti ho, tho ie*ult ol our aJdltion and foot>
ings tram compared, my I SI RM and audit confirmed tba
eorrectne** cf the auditors' tunk.
lr I* hut pi-uper RMI du- .T-.ht should bo riven to tha
faldiful corp* of ut?l*taiits In my dipartinont, who have
must faithfully psffatRMR lho:r several duties iud co*,
tribnied much tn the flaeeom "f Rta o*po*4BmB*.
ltaepeiItally submitted.
G. P.. MeCHEBSfST,
A*?l.taut Comptroller
THE Itlll TISH DEPART-nEXT.
?*l>lr udiil *?liott I uk from Beyond tho
Spa.
F.. D. Jones, Dlroctor-i.enerjil af M* nrltl.h Depart*.
ment, wa* |>r"-'iit t? uud the i*3port frew that ics-altty.
Mt'TCAL RBBEBVB FIND UPI AS.SOCIATI0!r,
HKo.xD RTRBBT HOUSE,
cl.I) SKOAD STIIF.F.T. F. C.,
LOB DOM, Msg., *?'i- ?* 1803.
To tho rroldent. MieebSM uud Meesbms ol the Mututf
ttemrri lund l.tle ,Xj.-o,'I;i(IBB, Netv-Vork.
OsMtaOMO : Wt iiuxe to report for the year now h'utl*
no.. flfliraflttal to *7.318,:.V), OtawMg hu Increase ? id
P1.7U.PRR on the pieredtaR .var.
U*B IQ Ul BBS! brun, h.-* hate l.e-t, < |rf?n, tl In the course,
?f RM year, and altnough it I* ?' present too early te
speak uf l-eiults tte think taut the futur,* will tfilTe juitlfyl
our efforts to thu* extend tb.- MOMOB*.
ibo chief stimulus which tha tl-isirtment received w*a
the visit of our distinguished President in th? month of
July, wthlch a'ted as an Incentive to our agents, ,,.* wa*
demonstrated by the Influx ol new builnesrt during tho
months of Ker*tomb?r nnd October, usually a dull peri*d ut*
the j*ar for life Insurance. The Pr-sltl-iit's visit haa
also Inspired coiifldence ou the jiart Bf our members.
Mr. Har|ter, ever anxious lo stroiirthon our hand*, ap*
poln'ed an Agency Manager, who Iib* .ntered most actively
ii|K)n his diit!.-*. anl tr* bap* b) u fin thor development of
our o.-cii.p ipaBBW that tho MsBMM will ero'! accord*
mgl.v
?urine th" year. In mortuary call* and du**, we hara
ell-ted (li- no', uicnsldi ubi* vim of e'^Ht.UTJ.
Our death llanos have been heavier than uiuai,
amo'intliiL- to t'2-.?,B00. LIM BU other BRI organization*.
we And that th" dreadful areorps of influenza h*? i.f*
it* usn k* ui on our mortality MrpattaBM; perhaps tha
dea'h lia* not Bltrapa bera ascill-l to li. but those pul
monars- com'.Utnts tillich lt .nundi* bute b-en ".trungly
lu evidence.
As we have beter* palatal out. rh" future wlli mu Bb
depend upon our own atlvity. XX'e base au A-aoetarjoo
tn work for BOaaM to none In lr* IB******, it. utlllov and
ita beiietltetice. OaasehN* ol (lil* 'jct. sto begin our
labors ttlth'r-nottel etlo.t*. BirraROhsssId by our e-xperl.
euee of the pa?t. and by our faith In tl,.- BSnadBOM of tho
AsaarMttM'i pru,, ipi... '.-isini- a* it do*. Uta li *urano*
al coil, and tirlnain- lt svi'hlu the r,u?h of all settle**
of tiie community.
honor ta bo, gentlemen, your* tapp
XX'e base the
lalthfuliy.
E. D. JOXES, Dpctor-Coneral.
J AM ER T. URIPPIE, Treasurer.
EDWIN lt. Rl'BlRB, c-mptroll-r.
KOBBBT MC l lt. I gil I M ita -er.
JOHN I.' 'XVI. BM, Illy Manager.
TIIE LIVERPOOL DEPABTME\T
A tepoit wa* al-so iced ttOM A. lt llaivey, managor
of the Llver)iool depart,,. nt. epOSBttBR enthusiastically of
the luxor wltli Whteh the Mutual K ?. rsv plan BBB la
"MR h.ealitt and Bap* ult ol Ue ttBMttM i.t*oided by
ri ii ita i ni ltaip.-i's reeeat s:-it t.. Lu op-.
OFFICER** ELECTED.
At th." elem of rbo annual nie.-iutg of thu member*, thi
Hooitl of lni-t.,i* imt und BeRXBOtBfld und Blevted toe
tollowiiiu BRI "I* r?r Mi" pm* IBRl!
I'.DXX'AUD ll. HhBPEB, Fie-ilnt. ? .
0. 1). BhlaOWlB, Vic?? President. ?_
H. st. lif'JNMCNl). MtllOd Vl.e-rro?ld< nt,
J. D. XVKI.I.s. 'Ihutt Vi. e.l'i.-.-ili nt.
1. A. liCKNIIAM. I ..tinsel.
JOIIX XV. VHOUM.XN. 'lie.'.ui.i
B. F. l'flll.l'S. (.?iierul S'lpiuxi.
it. ll. Mei 'H ESS EY, ( ompdolhr.
P. T. liKA.XlAN, M-Clt-Uiy.
I, XV. B()XVI"I'.N, M. H., M.'ilh al Duector.
I.. L. .S.KA.XIAX, M. I)., Medleol Su|s-rsl.0r.
j. M. RTEVEXBOB, As*,*tant BtateMtpt
B. W. T. AMSDKN, AiilstuiK Set r.ury.
i ll BISSI.LI,. M. D.. 4 liairnuii Investment Commlttmh
JOHN MIT.I.KiAN, Supeisi-oi- Mippls Department.
H. M. HITCH! DCB, M. O., 1. n. i 'A MI-HI I.I,, M. Q^
J. D. (idll.MAN. M. I). .x*-l-Uii-. M.11. al Direi-toia.
i'.. D. LI'DXVUi, Superintendent,
i;. H. H.Xltl'i:it, ll. J. 1U.1NMI ND, F. A. UUKMIAIIa
executive 4'oinmitto,'.
O. D. F.A1.DXVIN, ( hinman D ath I lalm lommlttee,
hAMLT.L XV. XVF.AV, JnHN J. A( Kl.l.t, Auditoi*.
ani taramoabj
cor.Ncil un d ki-.**:.
A. N- BK A DY.
WhJUUBU KIANI.DY,
ll. 17. t AMF.KDN,
1. ll. .SIIIF.I.IJ4*.
K. D. JON IA,
A. H. llAKVF.Y.
J. KUtllAKD. M. D,
ll KN RY L. LA Mil,
XVM. XVII.SON.
ll. A. MIJ.'nlT.
JiIlN .tl. JDl-.IiX.V,
J. I (.KUHN,
S. ll. TY.Ni', D. D.,
*-n XV. UUTII HLNJ'PJI,
M. D.
When the r.'pjrts ind ull b-cti rend, speeches wera
culled for fruin dllterent 000000* pr-*?-t,i, bjb| th..bo
limned iibiive r--p> nd.sl. Then Mr. Lamb offensl th-u*
lesoltllltJIl*, which BRM llli:illlll!:.ii*ly il I,.,?!-,I :
The pBtttP holder*, memb-rs ot Uk- Mutual KoserrO
Fund I.K- A**..Tati.si. af tho Tis.-llth Atniua,! Meeting
BaaewrMed, hosing h-urd with pleasure the most exhmi*Uio
I repart* of the I'lesldoiu and tho other olin cn ot ibe tu*.
elation, teadatataf u inn reraed of bm BoosasMgw of ta*
a sactatlflB, sta th'- poa! laretv* bbmrM in parhlntar, os
it.-ll a- tor lt* BOSON hi-t-ry. ti 1,1,h i.-p.,rt* fulls- *t forth
tho amount ot !>>-ath Cluain* pall. tiru.mat i,r BOM sad n Ba?
ner of their In vestment, the IN", of liix-?tti,enui. tertltl, alu*
ot Auditor* aud Kspert Accountant*, ant tillich fully d'-iu
oiistrates that th.- hu?ine?* <f this Asiu lati.ui has bea
tmn?a?-t"l Ititellli-ent'.y, h?n-*tlv and ?ticcessfully. aad
that thi* Association I- Hu- pom ot any Life Iniutaueo
organisation In (h.- world.
Kessilied, That the .pedal than'*;* ot tin memboni ar*
due to Mr. FdwarJ H. Harper. l?ri-*idoiit, and tn all of lu
officer* and direotor* for their faithfulness lu the potforai*
ance of their xartous duties.
I.a*t evening l*re*ldeiit F,. li. Il:irp?-r entertained ?
number of lil* ass .elute oHli-ors aafl lu-'en!. of the
Mutual Ueserve Fund Life ftaaoftalbsi itt dlnn*r al
tho Lotus Club rooms, Twetuy-Hrst-st. lind Hfth ar*.
Informal Mpeeche* were delivered at thc flos-* ot fal*
dinner bp Mr. llarpei and auuiy ot bte gueat*.

New-York tribune. [volume], January 26, 1893, Image 5
About New-York tribune. [volume] (New York [N.Y.]) 1866-1924

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New-York tribune. [volume], January 26, 1893, Image 5 About New-York tribune. [volume] (New York [N.Y.]) 1866-1924

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New-York tribune. [volume], January 26, 1893, Image 5
About New-York tribune. [volume] (New York [N.Y.]) 1866-1924