New-York tribune. [volume] (New York [N.Y.]) 1866-1924, February 26, 1896, Image 3

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New-York tribune. [volume], February 26, 1896, Image 3
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New-York tribune. [volume] (New York [N.Y.]), 26 Feb. 1896. Chronicling America: Historic American Newspapers. Lib. of Congress. <https://chroniclingamerica.loc.gov/lccn/sn83030214/1896-02-26/ed-1/seq-3/>

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FORMER INMATES TESTIFY.
ALLBOKD MBTHOM OF rrNISHMENT AT
TIIK WESTCHESTER HOME.
OiNT.MlNO IHI INVr.STlGATIOS OF THB
CHAJtOM AOAINVT lOT-DHIBTEXDENT J.
Xt. viymcf. - dkfksce UAt BE
BIARS ON THIUSDAY.
At the hrarinK now ln -.rogress at White Flains
to laveatlsata tha chargea of brutallty mada
_, , at Bupa rtntendent J. w. Heree, of the Weat
c'e-trr Temporary Home for DeaUtute -Chndren,
,?.? tb? MMlona held yeaterday were devoted to
lhe dlrecl examlnation ar.d the eioaa-examlnatlon
ot wltneaeea for the preoeeutioa. in the nature of
tblnga th.refore. the testlmony glven was of a
Em calcuUted to dlaeredlt the auparlatendent, bv.t
he will have a cbance to reply later.
When tha aaornlng .e. sion opened the courtroom
V.-.S filled to IU Btmoet eapadty Wlth Ir.terested
,..,,?- ,]<a th.- n-ajorlty 'of whom w.>re women. At
one side of the room aat aeveral memn.rs of the
boaid of women manager.. s.veral of them hav
lag come a constdarable dlatance In order to be prea
?al Among them was Mrs. Hoe. J. T. Daviee. jr.,
wa* preaent in tha capaeHy of her prlvate counael.
The referee, D. w. Guerneey, ex-Jodge ot the Su
nreme Court Ol New-York. was again on the bench,
and H T. Dyck condueted the pros. ctition, the
?n-ss-examlnation belng done by ex-Judge I. N.
Mllla
The crowd took great Interfst in the proceedings
and aeveral times indulged In demonatratlons that
ne.irlv reaulted in having tho courtroom eleared.
Bupertntendent I'ierce uraa preaenl througboul tiie
two sessions, anl preaerved a prrfectly unrullled
d.tta-anor throughout the day.
THK PIR8T W1TXESS.
WllUaaa Bogaurt, of Tookora, was the flrst wit
r...s of the mornlng. Ha said, In anawer to quee
tlona, thnt he had often beea whlpped wlth a eat
o'-nlne-tallB for tmaney and throwlng dlce. rhe
ua ial doaae waa twenty laahea, ha aald, and he bad
b<?en whlpped more than once untll the blood came.
At one tlma he had bean chato*>d to Wi:il< Mable
for two weeka. He Wentlftod some ebalna thal
Mr. Dykman ahowed hlm.
Thomas Owena, a brakeman on the New-York ( en
tral RaKroad, aald lhat when he was twelve yeara
cid >e was aent to the bome; thal he waa often
bcatea by Mr. Plerce with a cat-o'-nlne-taila. and
tbal a tinger was broken by belng Btruch by the han
d> of the whip, He exhlblt. I the deformed nnger
whlch reaulted On croaa-ea lhe wltne?
nld th.it he had never I ld Mra H e ol hla Injury,
n r any of tha- managerB. _.____.
, iarlei R rberts, a boy ten yeara old. teBtlfled thal
he had llved al the home for three yeara up to
?, ,,. flve montha ago, and that he had been
whlpped by Mr. Plerce with a eat-o'-nlne-talla untll
thera were rldgea ori hla body and hand* Ho adfled
tbal Mr. Pl rce obllga I hlm to remove a part ot 1 a
. wh n ).- wai whlpped. The wltm ? aald
had icen other b ya whlpp I wlth a eat- i-nme
, kUa ?,? tlmea la ? or three of ihem belng pun
Isiied al a tlme. When eroee-examined lhe boy aaid
lhat he waa punlahed for talklng in bed, whlch was
agalnat th, rulea. and lhat Alberl JacK ,
on? ol the leadlng Bpirlts in thi pro***cutlon, baal
c to ta'.i; to hlm aboul teatlfylng.
Xettle Gllbert. a colored woman, who had been
tmployed a long tlmt as laundreaa, waa ihen iworn,
aml proceeded to glve evldenca wlth reference lo
v.iva Owna had aald. Thi* ? em. l to in_ r Judge
>llll? who di :. ? ed Ow. naft i< itlmony as a fabrl
There followed a wordy flght between Ju ige
M , and Mr. l yck. after whlch Mra. Qliberl _ nl
on to -..-? that Bhe had eeen water and aall tuken
l?to tha room where Walter Margery waa belng
... a*. one nme, lhe wltnesa aald. Mr. i i
becam- angry wltb o glrl Mlnnle 8cnle..e, and
dunip) i of swUl over h.r head and li I il
lhere. ghc aald ahe had aeen Mr. Pler;a acour
boya' long tea with keroasne.
HER MEMORY DEFECT1VE
OT1 eroae-aaamlnaUon. however, Mr. Mllla broughl
,.., .... f_ct thal the witneaa'a memory of exact
? - and Of peopla at the home was rather ha_y.
Mrs Mary H ?Uand, alao a colored woman. or.ee
emploved at the home, aald that she saw a flvr
v?.r-oId Chlld ore mornlng at breakfast who wns
? ?nd could nol ea! th. muah and mllk provided
rthemeal. Bha declarad il *'"??**
the chiid to eat :t. ln aplte of the fact that . ..
< ullntVtair, lt ,i her .tomach. At -hls polnt the
i**%PJ^
were always removed. ;*"'" ,,'"wn when he waa
SlK^nY^a^hlM^i^neliT-s fi runnta.
ma whlpped bl Mr. Werci *"? *
bean aoaked ln aaU *?j?_i,?_*atlCB. bad talked
^Trfim^bou"giv.nr^etl?onylnthec.M
\T THE MOTHBR'S REQUE8T.
Bobert Weta said tha: when he was at tha, hwneAn
M Mr. i'ierce ha.l made hlm wear chalna abou hia
_:.,., for threa montha. ^??JdeT 5r ill
... ?, v.? miki . were Bore, he aoaea. ?r.
."?'.'; ou"STf.e tha: his mother had n ? |Uueti 1
MV i'ierce to chaln hlm, le.t h. should run away.
???. u/,iil*e cl.'h;:_ ThevWteS h.t .... ai tha
aon'a anklea vinen ant, anis fcJ , ? .
l\Tnerghcr^i: "Oh.^mml mamma: Take ma
&^?_SimS?anMS
^>.'_;:__,..%r_?..^.?,Bi???
tifrte'l Wltb the H'.m.-. ls H .' ?.,,-?.
??I d'dn't say it was,' gimwered the wltness
iv _;, Burgeai teatifled to recelvlng aevere wh p
,,'.:;-?: thSKSd.oiMr.>?.? ?.???.***.*****&*}*
break a whalebone whip over a hrtfer*a. bach be
. -iiis. she got her horns caut;ht ln a few e. Ha
. i..,_ v,7.?,.var that Mr Plerce to'k him away
fr_mU_ man7 whom ho hid been aent becauw ri -
<S__f dldTnot glve h'm enough to eat. The referee
I_S_lnted two Phyelclana to examlna the boy for
X. .'?'-? whlch he sald reaulted from beatinga
_ivr-n h'm hv the Bupertntendent.
%.-//.. vt-.k Robblna. although leatlfy ng bj eevere
ireaiment, acknowl. Iged having maintalned frlend
Iv ..Utlona Wlth Mr. IM.-rte for several years after-,
WT_e rlefenr-e __aaltted that . hlllren who had been
eaugnt ateallng had been compelled by Mr. Plarco
lo wear a plaoard readim? "I am a thlef.
-r*hf heari. . was tben adjourned tp next Thura
daV mornlng' th'- proaecutlon promloing to flnlah
|.* caBe bv noon Of tbal day. The defence will then
have a chance to be heard.
TALK OF 4V OLD 8CBEME BEYIYBD.
A mi.T. . AIO TO HAVE B__W F1IRPARK_. TO TAX
TJIK BAL__I OF ?_. .RITIKfi ON BXCHAKOBa.
Tne story was told ln Wall Htreet yepterday that
the oil BCbaUne to levy a tax upon all sales of ee
rurltiea on stork axehaagea was to be revlved. It
*as added that the promoters of the meaaure had
preparad thair bill. aml expected to Introduea it ln
Con_rcss wttbla a few days. Western allver men
were Cfedlted with thlB project. whlch was te bt
ralled a plan to tax bucket-ahopa out of exlater.ee
?nd at the samo tlme to swcll tho Gktvernment'fl
?ever.ua s.
In the Street the report arouset] sorne eommerit
and much skeptlclsm as to the poaalbtllty of such a
measure havinK any frood results. I.,-_lllmate bual
ness. the brokers said. would BUffer, whlle tne
bucket-ahopa would not I,e airlven nui of tno neio,
Presldent francla U Bamea, of the stocx bx
:hariK-', sald that h<- dld not belleve auch a blll
would get throunh I'ongrf-ss. In war tlm.-s a law
if th-* sa,rt was enacted, hut lt was paaaed as a
aar me.sun-. While, ln the abeence of detalls ai
to the provlslors of tl e blll now reportasd to be in
prosp.-ct. Mr. Kam.-s eould not alls.-us- Its efrecta
tx.ept ln a general way, lt seamed to hlm mat,:. t
that it would be an Impolltlc move. DJathoneBl men
would fl-il m'-ans to evade . i -h a law. Ha- could
not see how lt wouM eradlcate the bucket-ahopa
A Vlf RFI'UBLIOAN CLUB.
The Bew-Amaterdam Republloan Club, whlch
s-as orxanir.-d as h bo_Be for tbe Bapublleana of the
KXIst Ansembly Dtotrid andh.i-b<en toCOrporated,
wlll oceupy eOMUBOdloua i|t,arters In Nlnetv-sixth
jt., near C-ntral I*:ir!c Weat, on Marr-h I. Banatoe
John Kord was tha- laagaBT in tlie movement to form
the elub. aml among the oth.-r eharter membera are
J. EdKar Leaycraft, C. N. Bovee, Jr., Oeorge C. Aus
lln, Jamea Taylor. Willlam B. lirInkerhoff. JudMH
Lawaoa an'l aCepbaa Brainerd, jr. The .lub now
baa more than 1<? mc-mbers.
BO AMMBSTB IB THF TENDERLOIN.
The returns sent to I'ollre ll.aalriuartars va-ster
day by Captaln Plokett. of the West Thirtleth-st.
Statlon, BhOW that not a slnKle arra't.t waa made ln
the Tenderloin 1'realnct ln the twenty-four hours
betweea c o'clock Baaday mornins anal r, o'clock
yesterday mornlntt. only ona-e b. fore ln th" hlatory
of tha department hav,- twenty-four hours a-lapsed
wlthout aa arrest havinK heen gtade In the Tender?
loin. Tha: was about two months ago.
THE FIFTIETH ANNUAL REPORT
To the Mtmbm:
Flfty years ago a few men llvlng ln Hartford
?became Intereated In the then r.ovel acheme of
llfe Inaurance. They had no knowledge of Ita
adence, but were attracted by IU promlaed re
sult-the protectlon of the famlly againat the
.noney loai Incurred through the death of lts
bread-wlnner. A New-England eommunhy, with
lta ateady waya lts aobrlety of temper and habit,
its many homea ahelterlng Induatrloua, frugal,
thrlftv bouaeholda, its pervadlng aentlment of
famlly affecti-.n. and Its Btrong aenae of duty.
?eaemed to them a proper fleld for the proposed
benoflcence. Not deelring to make money out
a.f it. but almply to give thla protectlon at lta
actual coat to all needlni lt, they determlned to
make a mutual company. And ao the Connecu
cut Mutual M.'<- Inaurance Company was b*orn,
belng chartered at the May aesalon of the Oen?
eral Assembly ln ISdt, an.l aoon thereafter or?
ganlaed for buslneas by eecurlng a Kiiarantee
eai.itai. aoon afi-i retired, and 500 aPP-catlona
for pollclea, of whlch nlneteen are atlll ln roi ?>?.
Fortunately for the company and for tho. pevei
opment of llfe Inaurance In thla country, ln the
absence of an Amerlcan experience, reeort was
had to the th?*n fundamental asBumptl ma 01
mortallty, Intereat and ?* *nees whlch had been
proven aafe by the Engliah practice. Tha pru
dent thrift. characterlatlo of kew-England bual
neai operatlons of every degrea, was from tha
outaet a marked feature of the.fompany11 man?
agement. Another occaalon will be <*<>??? *'!
*, tf.arth aome of tho more Interestlng detalla of
the company'a hlstory, lts careful t-r.-iRress. lts
conslmttlve changes In the baaes of lts cadcula
tlons and its more scientiflc and equltable ad
u-.men.s ln the matter. of rrturna of aurptaa
and the appilcatlon of reaervea on lapslng poi
,CFor the purpoee of thl_ report tt la rufflclent to
call y ur attentlon to th.* f illowlng strlklng group
'"F* -*n'its organlaation to Jan. 1. U*. the com?
pany recelved:
ptst."S-sass
i-.'i. ..:',. ...YY.YY.Y.. e.aw.MB.?e
Bal. prufli and loaa.j_.'-..>>.-* *?.
.. ,1388.711 M6 5S
ToUl reca Ipta.*
n^aa>M>*ff^^^l^l?4Him.n
gS52 eiiai-nrmenV, for. 2'i__'_i?'_i
Hrrrrvrrl-r-' p !'..? -s. 2'1__K_"S
1 1 dlvidendi.4 ?'? -___ZZ
\ ? ? .; rei irn. I to l >}}ey
: ? ;. -a or ihelr benetl \.\nea,
h,.ul.. ..." v-. per ceni t ""*..-.,,,,.? n
... ..,.,->- a.. .. -_;';:^ **
. - ? ._?_ ?*??'?"' ??-''
T tal expMMl irea. * _ _
? ? '?i '? ?????.:. TSS'iS'Si
aai aaa. 11 ?-- ???? ' " "'
_ _?A2.7M?.7_a <??"?
Total aeela . ,
That ls the amounts returned to pollcy noia
ers and thelr beneflclarles ($176,912,185.13) and
the balance of Income after all expendltures
0f asseta. na above, tl. ? percenl g<" " 12< 38. This
naa been done al at, expenae of management of
87 per cent of the Inrdme. Both ln whal haa
. ..' .,,,?.. ror the pollcy holdera and ln the
economy of managemem thal Is, ln the low
cost of the protectlon glven these resuits are
equalled by no Amerlcan company.
0|iei-nlliin? I" iBAti
Th? year 1806 was one of proaperlty. A falr
galn ln new buslness and ln the am unt at rlnk.
with no Iner'-as* ln expenae; a favorable mor
tallty with a conslderable aavlng therefrom; a
aubstantlal galn in aurplua, notwlthatandlng an
Increased dlvldend, and a s< n-ral malntenance
of healtny condltlona ar.- the chlef features or
lhe *?? ar's ? xperlence.
We greatly regret tbat tbe new requlrements
of the aeveral Btate Inaurance Departmenta In
terfere wlth 1 ur long-contlnued practice "t com
olet.lv cloalng a year'a bualneaa before report
Ing lt, and compel us to close "ur 1.ka whlle
mai v Itema of bualness belonglng to the yi ir
were atlll outatandlng. In coosequence. we
shi.w an Item ol premluma ln eourae "f r >Hec
tlon?for tha flrat tim.- in many yeara a larger
uncollected Int.rest and a sliKhtly larger ratlo
of expenae to Income, without an actual In?
creaae than would otherwlse have been the
caae Th. full expenaea bav.- 1.n Incurred
without our having recelved the full Income to
whlch they are referable. It ls proper to say
thal wc actually cloaed the year*a buslness as
has been >.ur cuatom; bul we are not permltted
to publlsh th* reaull aa hltherto, as the flgurea
would not agree wlth thoae of the reporta re?
qulred by th.- aeveral departmenta.
The Opa-rnllaina, itf tlie Va-nr
as covered by our reporl to the Inaurance De
partmenta ar'- as foHowa:
f ? . -,. Jaa, |, 1886 880.848 888 r.*.
. . .a fr..n, ooal Homt
mi . aoo.ooo.oo
Balanee ael a-aais. 180.848,888.38
:'-' . remluma.-?? N.ajl.4Sl._l
i - -..-?? and renta .'??????, - "?> '->
Balance proBi and loaa. 11 -'?' 4.1
_v*l Income. T.TaW.-_.a_
I'.-.i::'.-a.c ;i
ntsl.ura"^ ?
Pi r ' li.lir.a l.y a3a*ath anA
radowroenta. M.M8.888.70
Burplun raMurned to r >ii^y
1. :...a ..... ... I.242.M7M .
Lapea 1 .-. I aurreaderad pollclea. 888.878.08
. .tal pald p-Ii'V h"l^a*ra. 16.291.318.88
' , i.t.-r.'- ;..' ? ?
11.. :. al eaamlnera' !? ea, prlm
lag, advrrtleliia, i<?i!. reai
H.-AH-. 1.1.1 ..li other ? 4:.i-iiaa.?
of D___s?meni . 77f...".7? .n
Tuea . "1 '-*? '?''
Total exseadlturta. 7."!T.'..:.R2.10
Balanea ael aaaata Jaa. I, i*i^>. 880.704.030.84
Ald .:.t.-i?',t .lua* .in.l aecrued, markel valoai
i,f sl-.k.s ;ir. 1 I ?ldl '?.-! ?? -*. and Ii't <!??
3? rr' .1 un-'. in .'?? ? ??? I premlum*, u.a l--r
It.-mlzi-- atatemrnl herewltli. 1,888.748.31
Oroa? aaaaa-ta .T.-in. 1. 1>4(a?.Jail'.7rm.?.;.*. 08
Total iiai.niiia-a. Be.eaa.no9 r,2
Surplua Jan.. 1. ISW. |7.0U8.'_>&_
Inlrrenit.
w<? recelved for Intereat nnd divldenda
12.(409.is<a. 17; f'.r n nta, $2J8,'!2.'..',2. The flnaoclal
and buataaaa condltlona of the year made the
collectlon of Intereat aomewhal leaa aatlafactory
than tiaual. The total of overdue Intfrest on
reai eatato loana?amountlnn to $36,069,561? Jan.
I, Jw::<t;, aa by our department reporta waa
$122 116.11. Of this amount there had been pald
ta. Peb. 1. |18,118.?.
Tha- intereat overdua last year on the bonda
of th'- Clty Of Austln, Ta-xas, was m>-t early ln
iH9f., and the lucceedlng coupona hav? been
pald.
Of liondt* rostinir $12.6^7,0,",:.?:'!, only one lt<*m Is
now In defaull via, the flral mortgage bonds of
tho lia-trolt, IyansitiK aml Northern, the reor
citiization plana f..r which have not been com?
pleted. . _
I .iinn* on Itenl I.alnle.
In tlmea of bualneaa doubt and drproasion,
conaervatlve borrowera with aatlafaotory aa
a'urity si-.-k la.ans leaa freely than under condl?
tlona whlcb promlac well for na>w venturea a
f-ia-t reflected ln th.- demand for our funda ln
1895 We loaned on reai eatate |7,1M,M8.M, an.l
bad loana pald olf, $8,666,1?-,M.
Iuiiir.K the company'a flfty yeara of l.ualn'-s*
II has loaned upon reai eatate 1143,895,950.19, of
whlch amount :*:<;,"'.:?..'.Ol are now outatandlng.
Thes-.' loana bave been largely made ln the
cltlea aml <m the fartna of ih.- "corn belt of
the Weat and bave been profltable to our m.*in
i.. i a
loreiloMnri-i anrt Malea of n,*al Ealnle.
The condltlona which bav affected general
bualneaa during tho last year have opaarated to
aomewhal check sab-H, depreaa reai t-fiiatc, and,
i? conaequence, Increaae forecloaurea Wa have
taken In during Vm- year by forecloaure prop
crtlea coatlng $M7,740.82, and have aold reai
eaUte coatlng 1394.635.94. aome of whlch was on
account of propertlea a parl of whlch remaln
unsuld; bul $220,070,941 of thla amountJjajarthe
coal of parcela entlrely cloaed out at $234,878.20,
a proflt of $H.60:,.24.
I-'Iflj. Vrara' I'lirerloeurra.
Durim? tha flfty yeara of Ita experience the
Connecttcvt Mutual baa tak-n by forecloeui
propertlea coaUng it $lt.gn.m.0Bj lt haa aold on
accunt of propertlea not yel cloaed oul $1.9.- -
967 11- It has aold oul entire parcela coatlng
19 192,312.10 for *1 o._.?L'._7l.41; tho propertlea whl.-h
were aold at more than th.-lr cost ildM a
nroflt of $1,818,714.3**; thoae whlch fOld at WB
than coat niudc a lo.-s of $118,756.87. leavlng a
nel pr-nt a.f tl,<SM,K8.SL Tha- amount now 'an
hand from forecloaurea aUnda at a coat "j
t7.07.,481.fl8. Our experience geema to wnn.ir.i
the i,..|ief that thls property, properly held ana
treated, wlll probably aell for at Last Ita coai,
at wbleh lt la carrled ..n our booka
Home Dillaa- llllllallnu.
Twenty-fllx years ago the then managera of tha
pany erected a very hands .me and eubetan
ti.tl gtructure, wlth all tbe conven "? [ *J;
pliances neceaaary to the bualneaa aa n
? .1. The property coal ll.10_.S7-.94. hix ,?
ai'.. taOi.fm.94 waa charged ofl from inia cosi.
leavlng the book > ilue al $800,000. rhe porl
of the bulldlng arrang d r t! j :??>"? ? ',
have b. ome entirely Inad-quate I ?r nnd un
aulted t - th.' safe anal proper tra '? ? tne
enormoua amount a.f detall to whlch the uuain ? ?
has expanded; and we can no longer P0"1''0"
the proper changea and addltlona r,-?ssa.> t .
remedy the altuation. Thla will lnvo.ve an out
layof aboul 1200.000. in antlclpatl n of whlch >our
Dlrecl ira have deemed It wlae t i make a Wjtnir
reductlon of $200,000 ln the bo k rai ol w
Btructure as lt atanda, leavlng it a i-r-i-pt rep
r sentlng ln our aaaeta only IM0.M0. Aa the
pr ipa rty ls the permanenl h tme ol the c ?/".'?'"?;
the flarure al whl th 11 atanda on our boon. s oi
llttle. conaequenee. bo lt be not exag . rated.
There can b ? no queatl >n a. to rh- entlre con
servatlsm of the treatment of tlns Item.
Uonds.
We hav.- pur "haaed dui Ing lhe year bonda coat?
lng ll.7S6.K0.tt; there have I.n pald ofl bonda
coatlng I326.7-3.S0; our preaenl holdlng la ?
bonda of the par value of $13,261 000* ?? ?"**{?
687.057.83. and of the markel value of ?'??-??? ? ?
K, _ very conaerratlve eatlmate. Our bond, nay*
moatly a long tlme to run. Their quallt).wlll
readlly appear from areadlmrof the achedule.
insi it wii: oi'r.it tTIOSia.
Ma,rtiillt>.
The death lOBSC. lo 1893 W?- l_.916.6W. Thls
amount la so far under that expected by the mor
tallty tablw uaed In our calculatlona as to glve a
aavlng rrom the premluma nnd reaervea PW'Idyd
thereforof $343,155.00 a very sa':sf.? .??: ? rea ul -
[, |a a common thlng t n* thoae eompan ****?*[ "
a,- younger than the Conn- lleu Mutual. m
whoae bualneaa has lapaed more freelj ?"'' ;'|
to be reDlaced by eoatly "new blood, i " '
^?rou7mm^alltjraaunfavorablelnc.parlwn
wlth thelr own, by^taklng* lt. ratio. t? *<">? -tot
flgurea whlch make-a -.or morUllty l?* i.'"
anil theira look amall. The amounl of a i m
pany'a loaaei and thelr ratl i I i osi -ta. ....??"????*
rtak'orany other group of flgurea. bayen. thlng
todowlth the queatlon of o pro,,, r . ?, ?? >
oflosaorgalnby reaaon of ll rheol.Wtn
pany, ,..,. longer its bua neaa hn ?-?
booka. the more peralBtently ll ha
th- I, the more valuahle the bualne
o ,.:?;..?:..,.., ln amounl .
will Its mortallty be. And the soli* tyst
favorable ?? unfav rable rhara tei of th< a tua
SUSfStah. urred la ln comparUiK I
death rateexpe led by the tab o
mi:,?.1 ln the ralrulatlnna ..... r
the premluma and res rves baaed
he iuggeatlone of au h crll
? UM v. aafe only ? ? I ?ng as II wen
T'c'ompany. buslneas,ma
t, n itlva y new, an l Ita i"-- "*.inPr_; . ,,
SSSlrir amall ln am unt: and
. , ,?av be far above whal
and provlded f.r. and ma> bi a ?
' .... . .11 i, . .,- , ' nn uni
clency Any exhlbll of Ibe nn uni
.,....??,,.,? .,;.,..:? '
,[,?,. do. i nol Bi. nlf) ui
what the M ,..t..i 1
;V:;?.s,,-.'..mm ?? ??
the a tual and the exj.ted death ra1
Both ln Ita flnanclal raiul and
,,?,. m the aelectlam of rl ka our n
hlghly fav.tral.li-.
Bspenaea,
T!l_ ratio ..f exponacs to In
exactly 10 per cent, b trlllli . '
eral prevloua yeara. h la ?n H
howa ver.and nol In acttial volu ? ' '
by reaaa n of the chnnii"
portlng the y< "'- ' ' '
thla report. There haa b-en noi
?trictneaa ? t our wonomlei nd
are far Inalde th ?ae of any oth. r ?
the i avlngs show.
?_r BfaslNMB
Wlth >ul extra exj -ns.. we m nl ' a g
ln new bualneaa wrttten ln Ifc-S. and a
whal larger galn In tln amounl ln foi ?
M< aaurlng, aa we i . tha ti ie valu. >l -
Inaurance eompan) '?? Ita n tltuei
the communlty by lt > auc
Ideal r..s,ilts of the ayal m pa rfa ctl>
te tlon ateadlly malntalned ai Ita lo. ?
ble annual o ii II la a pn r.mn 1 aal
that the Connectl ul Mutu il I
attalned the m igl Itudi . fln in Ial
Mlltv ln memba rsh p. ?
Bteadlneaa ln operatlon whl< h n
tatlon to aa cure lha Bhow of a lai ge n ta
neaa at the i ial of amalli i dh Idemla lo ;
membera, i r il the -a :i:. ? ? " ? '
pi j ii. i t lea !:; ' ? lei wrltlng oi
of publl p l< ? Pun ilni
courae of man ig' m nt ?
company ls. to glve tha
old bualneaa, and to tal wlth < r; tl ?? I
vantage to both. I_d kini l ? the i i
growlng need a.f famll) i?? ?' '
\m. rlran home ahall endi "
..f thls poaltl m In not I of i
rea ilta of flfty yeara oi ??
tlvlt .
*?,, i',.r<-l_,> Bmmtmroat.
\\e regard It a very matei
s.'if. tv. as well aa of prolltabl
our bualneaa ln reatr cted lo i ui ?? n tuntr;
Wa aei. cl our ou n rlak ? undi i I
ti t. and have our ? ntli ? org inli
mcdlata Iy it, hand; we d > not ha
the . ontn i of m .st ?Ital mattera to lhe dl
tlon of a forelgn dlrectorate. nor dlBtrlt.ute
lhe cual ..lv of our aaai ta among fon Ign 11
itihjeol lo all iii ? rontlngi n le i of lha ir
i. litlcal and eommerelal futui . to be I ft Im
hlnd a ha n a IH dr iwal la compa ll< d untll all 1
billty , n a ? m'.u.i of f< relgn i inti a la dlaap
pa ara; a long walt
1)1, lalrnala..
The dlvldend pald In 1895 waa larcer !? I
o.-.s.- ...' .-a 1, poll ty iii a.i lhal i ai l ln 1894. gi ng
,i decreaalng cost of Inaurance, There wlll be a
slmilar Increase of dl\'ldenda and decrease of
co?i 'an pollclea rem wlng In I
The peralstence i f ..ur bualn, aa contlnuea to be
a grattfytng feature of a ? ? i rlence.
gurplua.
Motwlthatandlng the dlvldend pald In 1895 and
the deductlon from the coat "t the home ofllce
bulldlng already noted, we mada a BatUfactory
galn of aurplua, correspondlng ?-iif<-ly wlth the
Increaae ln llabllltlea.
p*rom a legal and _ ivernmental nolnl i f vlew
anir atrength la much greater than our own cal
. iial mi ihow. We are requlred to compute our
llabllltlea on tne aaaumptlon lhal w wlll earn 4
per cenL annual Intereat. <'ri all buslnesa wrll
t--n alnce April I, 1882, we have aa ima*d only -t
i ,-r cenl aa tbe t>aalfl of cal tulatlon, maklng ..nr
llabllltlea probably over $1,<.,000 biore (and our
stirplus conalderably loaa) ihan tha deparl
n-ports will ahow.
-om* l-'na-ti Alaaiiit Siirplui,.
The publlc ought to underatand much i"-ttr
than It doea JiiBt h"W BUrplua arlsa-s ln a life in
aurance eompany, and how it Ih aff^ted by the
yearly rarlatlona In Ita experience. Pollcy
holdera would be the better abla to judge ol I ??
treatment accorded them by thelr aeveral com?
paniea ln tha matter of dlvtdenda, patd-up In
?urai.s. <_.. The knowledage would remove
prejudloe as p> thoae companiea whl li are dolng
rlght, and would make perfectly clear tha- pre
(?is.- t-haracter of the apeculatli.r "Invaeatment"
pollclea ao grently In vogue, and would ahow what
muat Bral be loat by aomebody that it may be
won by ? imebody elae.
\\'.. agree i i pay certaln auma on ti-.ur
r.-ti e of i certaln event. To do thla we muat
have premluma large enough to pay runnlng ex
pensea, the death ,-IiiIiiih. and provlde a reserve
for the greater mortallty lhal wlll come arlth the
Increaalng age of the bualneaa. Wa can earn
Intereat on that reaerve whlle we hold It. Ro wc
aaaume a maxlmum death rale, a maxlmum ex?
penae rate, and a mlnlmurn rale of Intereat, and
calculate our premluma and the reaerve to be
lald aalde oul of them on ih we three aaaumptlons.
If the death 11 iaea and cxpenaea ai I - than wa
aaaumed, n*o aave the dlfference from th prc
i,, l ii in; |f the Intereat ls more, we aave that alao.
Tha-p. are Hundiv ,,th--r Incldental Itema Here
ls an exhlhlt ..f lhe operatlon of theae Beveral
factora ln the Connecth ut Mutual In 1896:
part a.f mmltU- |,i'.".l'l.-.! tot tX
pnoua, *- . IW..0..1
Interesi nn.l renii ln av ..-, ,.r rata bb
im?d .1";;::';:;
Itai.iti..- proOl Bnd l' ??". . ?:'.
s.i.i r,-..in expected death i ibh .... ata,iaa
,s,n,..i from ? '?? wi M.ti. i.:. :??!
poiiria*.. ? m.<iea
Ini-r?,,na. In n,?i,..t :! !?? <t l...!iln _-_.._
anl Stocks . ?'''!!!
B-n?lil?? . " '"'
Thls lotal ol im." sppllcable t. txptoaet, dlvMemta,
A,-.. haa i., .iii'- i bi followa: ,??.-,.
Bxpenaaa ot a__ug*nwal. stinv.
ol'laAoB '..'n'll' MWOfflN l.a'il.iin.'; aW.OIW
|1,_M._0B
niviiien.. aaM .,____?? ???*????_
Adalltlona to iceuni ' I i""1' ??? ?"','";'
jn.t'.nt la Burplna . ?'""
I.BSOJMI
|3,IM_.__1
The only Item In this a-xiiii.it whlch doea not
explaln Itaelf la proba dy the aavlng from the
reaerve on pollclea aurrenJered or noi renewed -
$85 402 This growa .mt nf lapaed and .?uir-ii
dered pollclea (leaa thoae rdnatat-jd) ''?r/?'?':-',?.
C.l the reserve upon whl h wutt JSI'J.M., ut wnicn
amount $7.'. 1.74*:. or about 90 pa*r cont., was re
turned to the pollcy ln Idera in pald-up insurance,
? r ii or therwlae, leavlng th-- aavlng men
i ned 185,402 This covera pollclea whlch had
r.'t been In force long enough t.< have a value;
t ut la prlnclpally made up of amall aurrander
charge made upon each aurrendered pollcy to
help In raplactng tbe bualneaa an l< st, to i >*i .
the coat of tha- change, and to protect the con -
pany againal tru- Impalred vltallty cauaed by lhe
voluntary wlthdrawal of aound llvea. Not only
tl.- falrnesa bul the neeessltj of thla aavlng
wlll be obvloua t.> all famlllar wlth the nature
of the tranaactlona out of whlch lt la made;
an.l lta moderatlon ln amount, proportloned I
those transactlons, Is cheerfully aubmltted to
c impatria. n.
I.'t lt i><* noted that were we dolng a Tontlne
'ulatlve "Inveatment" buslness, the wbole
$?40,145 of reaerve and all thp surplus lf had
arcumulated would bava ^.m.- int.. tha "pooI.M
A almllar exhlblt of the ita-ma avallable fir
expensea a_c, and thelr appllcatlor. f.'r. nn\\ the
lasi nfteen years, wlll be Intereatlng in this
c nnei tlon.
Parl - r premlum prwrMed for es
penata, <*??-? .SH.sJ.i.nij
Int?n*_ .-,:. i i nti ln ea eat ot rat?
_ nii.1 . 14. lajti.rsT
B ilan. i - fll an.l Iom . BTal.201
- . ? 1 r. -in .M.--.-I.-I a*ath \naaea... 6,715,580
Baved from reaervi- ..n lurrendtra,
In mai kei ralui. of tx.n.l'j
and atocka . 181 T.-'j
Sundiiea . BI.BS1
ir.s.or,.-! :,02
Thla hns n_.n ?jppl'ril nn f 11 IWti
i ?! ?? ra t managemimt .$10,028,371
T.iva . 4.S7'.'..^."
18.801.298
: ' n li pald .$18.O40.a?
Iri-'-ri--- -. ...-.-utrnilntf .1 r]lv_l___.. 487,458
Ii-i-i-- :.. lurplui . ."..Ti...im
23,282,308
83.o_l.S02
Ifa-re asaln tho only lt<*m neodlnp exptanatlon
la the aavlng of $1,1M,?I9 ln tii<* fift.-.-n yeara on
lapaed and aurrendered pollclea Theae
amounted to $70,937,318; the reaerve on theae
waa $11,507,047, >>f whlch amount $10,217.258?or
aboul *.mi per cent. was returned t" pollcy hold?
era in pald-up Inaurance, caah and otherwlsc,
Vl'ere ours a Tontlne bualneaa the whole $11.
-'"T.'iiT and all the aurplua accumulated by it
would have gone Into th* "pool" for th.' lucky
..ii.-i to dlvl i ? or ." much aa was not eaten up
bj ili ? exper a of "Raclng."
Sitnii.tr exhlblta by the many Tontlne or ln
i-i tmeni iu ? Inaurance companlea would be <>f
-1 kable Intereat.
Llfe Inmirnna-c a,|,iM-iilnf lon?A Turn In ll,a*>
I latl*
Over twenty yeara ng. certaln N"ew-York com?
panles found themselvea loalng bualneaa very
rapidly on account of very hlgh expenses and
very small dlvldends. The enormoua number of
n ultli ? lapsa s threat. n d thelr pxtlnctlon;
bul th. ae v. !??? a< lr. d upon aa the happy bo ils
..- ,, ,,..,,. .,, ronverl llfe Inaurai ce Into a ? h ime
m -:.-->? oul of the many who ahould
i |.ip!M. theli pollclaj-. fa?r thi- ba na lit of the
? .\ who al iuld live and keep paylng premluma
throiiKh ' ' ? rtaln perl d of years. Th ? reseryea
on lapa t pollrii-s whlch wlth us uo '?' buy
up inauram ?? for the famlly and the un
I .j,, ,; of boi thoa who dl< d and
? .? . i -.- tai be pul Into n '!' intlne i.I, to be
?.'.!.-. wi r. lucky enough to
: .... und ki'i'P i ??? Ina The gambli was as t..
v i , the lu. 1.'. nnes ahould be.
Th, y tr,-ir- I .-'it ei :?' ous pra.b il '-?? pronta
? ? ,i poll ?- houl
I ihi "Katimati ?" of these
attrn live. Itlch men took the
l? . rl iln r -r.t- i- ..-?? tha! they could
, . . , . ,. ,- ,., -, r . >k th. m ln Imlta
- ... an l ttustlng lu. k to ? s?*ai*e
? ... forfeltlng of thelr dlvldends
,., j ,. H rv, n f ?- the rl h men to dlvlde, 1 latn
. ? ?? : ,r, "?':.. '
! ,... thlng that aparkh I rhe
-j. . ,-? wn > di iv.ii ii|-.ii for . .mmlBHiona to
? ?? il ?? ? Imply al iu.-- ? i f?'
- *hl I iM-eam.- a prlncl
The scheme awept
. n, nre The buslness ol
,lnt? ? "SSi-Sg
.::, ,. ,t be lested untl
. theen.l of th.*
- : ; . and ' i ? manj
?. .
Ti - lerebuttwo arays fn eetlng lhe i heme
. , | ,,?. , m.?lsslon nnd rebates by
' ' ;?iUlal?l,?n,wt.hn_.r?
? ,:.:;.r,,:;;s-...:!u!i'nw,th,h:
?' '? ' : ' ,}V.l\7?ound
.- lin ihenrouna
........ what th^y want
i ? lh,r waj waa I ? p Ini out to thoei wn aa
- led pi '??'.'- ai I ,,:' t:'" ?", ' ',' '
,.--,?? raaa pure gamble wlth
' beat ii.??- "f ""?h,"."-.
. ,,,,. - - . ind dlvldends of the
. . rime agalnal thoae th -
. i. tlr.it he
, . they were made
t wa. that ?; ? ?; j; ?,,,!*, J
- i thn In
ntrlbutlon.
' ' " '% hvroPbbln_
-?*" t . an) one except b>.dng
. .... .i- f.,r ':? I i '";
? H '? ' " ""'<^"r'' ,"^'
. . .1 the true
- : ,? the name
? ? ::::"
__;_.?.-.^-r_s_
.., .,:?.-;,. ? -f ProOl. f'?*??', A "S,*
xu ihai l-i-li.-' --. ','.*., ,,..,'...,,vi,.,l.
. aaaa . - f Uf,- li -li! .' .?'<* h ri . "' I" ' " l"i '? " ?a
hurtKlko^g^t ground J^n;
..*i.:.'.iv?i-?if? *?. ???;? n';,';, t,,;r,...ic"!
;,,,.n,,M estlmates that "catered to thi il" "
m,i now thetlde baa turned. Even thelr tra
?,.,?,??, eapendlture- for bu.lnew cannot keep
thi-m ahead of the aame, at l-ast in ????-? ? *
ness;Tn7yeUt9f>^nke^
wh|ch m,,u? that ov.-r $1-.... ';'? ,',, ',Hj,|T.4.*.555
ll. i, ika laal year. Another wrow ?i ;
? T iTv'TJ? .f*.. !lV?.? ?f dollara. th.
!::iv.sM:?d V'i'umuua,. jurplu. on.many
b.;''v^!!'ii^^^v,:-a;,T:;;ncc:'n;,,ui!
tU"of th...r...'e:-lH.-v..rhKj. ?..?_.,. or ever wlll
,,.. mftde. There ar. no accountlnaa
Th- Connectlcut Mutual renewa IU plea for
??rf. ??. ,?.urance; that men wh<*aa famme.
aeedlt buy tha only ditaiiA*^SK&g5
??"">?'?',* ri1,l:yK,'"i' b. h."^aae o'gamble
I "l,tt'1' JACOB I. OREENB. Prealdent
i Hartford. >''"''- ^ 'Vl1''_?
THI. l.ui.ir \li BDEB MY8TEBY.
rr-ii.* iwoiTEgT?CORONER
POSTTONBMRNT Ol THB W.< '??
JS_rS_i__f^S^??
i-.f anddumb waa sel down for 11 a m r? tei lay.
|. lli .111.1 aiu.aa , ,.,,,, y..l, BcUtU'S Mll-n
: ,\t aboul thal hour John B. /-"'*? -'"u
... ih. .nronc.a ofllce wlth hla wlfe, and
law, .'..-.." Into lhe Coroner a u. . vl Jam?
Xa_S a_fc aS'alay __a! ?????"??."*;
_^'H%_-_a"_S^?JS5-l
Jr\.r i , _i\- the pollce further tlm- to work up
evldence. The Inquent waa accordlnfly adjouriMd
fCCo_>ner -.tapatrtck aald after the a 1J .r.rnm-ntr
' ?Mr Ollver an! Detectlve Prli.ach wanted an
tdjo'urnment. Whal new evldence h?r hav. to
work up l do nol know. !??"' ?y part. ' thlnk tha
, , , a_ _ near a aolutkm ni It wlll ever bav I be
;tove tbe I'.r/Kii-' boya are entlwdy- Innocent. I
have my auiplclona as :-i ?!:.> hill.?l i-.Klau. but
thera ls noi aufllcleni evldence f-.ihe an arreal
on .,,. i i hava ilfted the matter from top to bot
t-.i'n if the bulldlna had been cloaed up ..<. aoon as
th * murder wa. ii-1" ered, and avertr one thm ln
th- bulldlng rloaely itlnlaed, I belleve th** mur
derer would hava b ..uiKht. lt iu too late now
to _ct evidenca tbat ?- oonvlct any ooa
THF W88 OF ADOLF LADENBURG.
OREAT RBGRET ___Plt___i__D IN' THE FINAN
CIAL f'OMMf.N'ITY-Mli.MORIAI. SKRVICKS.
The fate of Adolf ^aalenbtirp, who allsappeared
from the steamshlp Nlapara last Wednes'lay nltfht
whlle at se.i, was a suhject of jrenera! repret yester
aiay In the Unar.rlal communlty, where he was re
parded M a bualneaa man of the hlglMOt ablllty and
lnte^rlty. Ile waa a man of tlne personal qualitles,
anal snjoyed the eateem of all wij,. came ln contaet
wlth him.
Mr. Ladenburg was ruilte as well known In the
flnanclal ca ntrea of Burope as ln tbosa- of Amerlca.
The forelgn reiatlona of hla houae were extenaive,
aml great preatlga was civen to the house by the
connectlon wlth it aa speclal partnera of the Blaich
roedera, Of Uerlin. Thera; are only two or three con
eern^ ln Wall Btreet whieh have carrled on opera
tlons ln forelgn exchange on anythlng llke the same
scale aa Mr. I___enbui_r*a tirm. and thls part of the
buatnear.waa somethlng to whlch he gave close per?
sonal attentlon.
He was qulei and unaaaumlng, and ln the last year
nr two h;s reaerve had '.ncreased to a noticeable de?
gree He had looked far from we]| for sevei.il
months. Ha had grown atouter, but hls fa.-e lacked
th,. healthy COlor Whlcb formerly rr.arked It.
Hla actlve partners?Krnst Thalmann aml EUchard
Umburger?acoutad tbe idta that Mr. Ladenburg
Al_iI.F LADENBURO.
commltted sulclde He was, they said. un'lo'ihredly
ilung overboard by the pltchlng ot rh" vessei whlle
aeeklng alr on the deck. He was affllctatd wlth no
Incurable malidy. He Buffered much from gall
stonca, and waa run down l>v too c'.ore attentlon to
busineaa. bul he knew that he could obtaja rellef,
und he had everything to llve for.
The followlng notice was laaued yeaterday by
La ' iig. Thalmann & Co.:
"Notwlthatandlng the death of Mr. Adolf Laden
burg, there a-lli bo no changa in the ilrm. as_ re
garda partnera or capltal, untll Da*x**>mber **. 18M.
when t ... ipartnerahlp expirea by Umltatlon."
The offlces of the Ilrm, at Xo. 41 Wall-at., were
ed. A notice on the door read:
"Owlng to ti." death i,f ,.ur Mr. Adolf Lnden
burg, on'y the most neceaaary bualneaa wlll be
?: ,- icta i for the present."
m :.:. nbuig was nol a member of the .-itock
it:--... but i,is two partnera, Mr. Thalmann and
Mr Llmburgi.-, are.
Memorlal servl ei wlll probably be heid at the
Chureh "f the Aneensl n, E-fth-ave. and Tenth-at,
i. cl Monday Bfternoon at t o'clock. The aarvlcea
wlll ..lii-i.-i by the Kev. Uoland Cotton
Smlth. of \ .:-.,::;?.t.,u. Maa" Tius is th.- chureh
the famlly of Mrs Ladei burg has long at
la ti led
Mr. I.al. n'.'ir.' waa not a aoclety man In tha-ac
cepti l senie of the lerm, a th iugh be w.is a mem?
ber of tha promlnent fashionahle cuba. Mr. and
Mi . l.a l.-nburg w.'.-e never counted among the
Hf.it . ai.-rtai: ? t - n aoclety, liifa.rmal t.as and
?mall dlnner partlea belng the extenl to whlch they
entertalneal at thelr home, In Kaat Tlr.ny--ighth-st.
i.... ? country place, < ?.isis. Bt V-'asatbury. l^ng
i .... i haa I'.-ii ihe ,.-,;,. of many pleasant
gatheringa of tha membera of the Meadow Urook
Ttunt Club. Th.- retlrement ol Mra. Ladenburg wlll
deprlve New-York aoclety of one ,,f its most ad
mirci and attractlva young marrled ..lies.
GUE8T8 AT LEADING HOTELS.
Tha week began well at the leadUg hote'.s yester
<luy There was a latg. number of arrivals, and
many apartmenta wer.: -nnc : ahead.
tLBKMARLE. J. A. Bakar, PhtliViphla.
it D iv-v anal wlfa M->r A . i. get*. B ??:? ".
.. . Un. Troy. -J ? lu*_Tl__.|f___!M*'
It M I'-irin. IIUIaMpbU. ? ?!?'"? ' *""'_
va.. ' Itnahnell lan'n'lil A. * Ni.iaon. Ilab.n
Mr. Bui ...... la.i.ni lJ#vv Weraer, rinclnn*tt.
Mi_s Buabnall. i':-in,..!d. n H. P. Uiwt. Oamrm.
J . IMPBMAIa
?^n. Bu.hnell. PUtafl.M .^^ _ E _,_?*?**
BROADWAT CKNTRAL. J, O. Henahamw, Uubioo.
" v wwr ?_- hixnBr*'"
fej ^LJ'."_%&?S2U
(i "_>, \i . -i. Portland, Me. ' :'
,; i:. Wlaeman, I ??'? ? KORMAKDIft
Ky. ,..,,. VA'. O RayaoM. BuHlngtoo,
\\ T Tate, ' 1:1. -n->. ...
i: T llart. Johnaoa ( lly. f ,, ..u!:... M..::<:>-<? -
r". ? ial.. BUk. Bna *>;^lr * wtt*. Phitod*
n ,.!____ M''? I- vv;:..:,? i, B_r___m.
H IV. . irnw. K " ? ,' ' _ ,, ,.,...., A artfa,
**? ,. ... , , >?. iu? W a---:' iry, C na
V UeN la. gt. 3ol ni\l la v, ,, , . . ..,; ? [nrtng
S. *a , . . ?? ??? '.-ii ?
J. :? v.n-s. Mmi.a-.s'- M ,.,..,,..., |nmK. ,n. n
N 11 II i.l - ti
j. r BturfeB, Tyler, T*?. ., , Hodge, at. Loula
j ... ?? ;...?.-. . larksvtlla, gj 'A ,,
J II Bchrtr. n-'hleh-m. kl'1, " ",<n,_h,. l*r..vt.>m-e.
!? ' ? I 'V Nla .. ?! . N< ?'? H c-tl
IUM'NsW i.'K. \ s. Hunter _t wlfa. Itl.n.
M-m R .\i '.itl.iii. Katiai, ", i' r--nr..?iat. NorUl
'.'. " A lama, Maaa.
M .', ;? U.Olbbon. KbhsbsJ K i_t*_uldlng A wlfe.
?IS! ' ' Alnstard, ' ? tm.
e j TompkMia. Buffalo. M Cihapti. Waablagton.
iv.., .?'?! ? -.-ire. lAindon. C. Keldel. lUlttmot.,
\V al PuddefOot, iourt I'.UtK AVENl'E.
Fr.iititm.'l'. ?!". ,.; t>. JtnxaoO, Alhany.
" '." ,SJ__ J. s. Davla Iti.H ...
? rvr';:^^,,;;;^'"' U-thMaplaa.
AK..t,:t... Ma.-,. i:na A. h. Aaalr-wa Mavld-n.
T. c Templa, Phltadelphla n v;MM?l(,r Boehaatar.
FVBl-CTT F. N i.i? v.i * wlfa Boatoa
,- r S '?? I* AtUuita Oa 'M(('^ Conaor, Hiwrtuii,
', W Ml_l,r?ito,%l__i?-_B 3. lt Wltoon. l'hiia..eipi,i.i.
j Nar a ?ir. ?"rl""n ,. M Ktwton. Llttla Rock.
t.-i u. \ a.
a; ii Dam . WaahlngtoB. ST JAMRB.
,- i: atruns * wlf*. i'i"" ,. x,,.,,?? pttta*_anr, r-nn.
M^o^maMmo.**^^
W.tTtt M"'"V. Conntrtl ,/'j'.;^,^^ nn,.llmI.M.
r,jt. Ma-.n. I'awtu-ket. 0.^ WaternUUl. Red Bank.
jlt'v TownBMd, N?w *?'* MeCool, Bsaver Falla.
af^fmm **?<****. %\'"JTXrlrwXi
ii C.^fe&oirtiaa. j'-v'""'"""- '>-^n. Hn,
aoti. ****?
J. I.oii.len. Sllnneaata. STi T.TKVAXT.
Olt_iCT. ll W Cmrtar. .'hi^ago.
Mlaa M OattaalMr. Kralra li C, Paek, Blmhamton.
a U l'avn?. K?Kt Ha_ipton,4*. i' Hanacock & wift.
r, I Rhepparai M i.'ra-:,l. I'lilladelphla.
I II Mii. n. Montreal. O. R. Davla, jr., Fhlladel
W W Haroli. Monliaal. I'hln
I r Hurr..??. l_ilcago. *? af. ?'lapp. BostOB.
Ml-s M. li- l'iaM'"H. In S. XV. Oodfrasy, Na.rthport.
dlanapolla. V C Bradley, Kiriierno_k.
A ll ateal, Ban l'rnn.is.-.i J, aj. Ka-nt. T>r..iitn.
,. r tvulverinn, Elmira J. ll PreWa 4 wlfa, Boatea
j r H"v. Tn... J Hajfferraan, <)il Clty.
\ir-a U A. Kngllah, Troy. \v .1 B*__M__, Jr . P_tl__*l
llraj. J i tt.-......-ii.l. Troy. pbla.
W. s. Hai.. Kavartilll. wai.dorp.
HOyPMAN. I'.nvemir J. D. Carroll,
J. S M.iiin Itoehf__er. Maryland.
H. st.rt'. l(..tl tei P a DonaM, f'liimro.
A. IV. Maata__. a Bleftga i: |., ____ur fimaha.
S B Ban_d?n. M ntr.-il. \\ . E. a'r,x. Boatoa.
A H Ut iwne, \\ i_itnnt 'n.
B. II Qasklll ? wlfe. n.tln WKSTMINSTEJt.
,i.i| il i XV. .1. Davls. Kra-ss Ttty.
.1 II Maawell, IMiIlfxleliihlii l>nn
a w Rrady, Albany, a _ M,>ri,it?, Fiet,? (*it>,
.1 K Mann, Boaton. ivnn.
r. Wllann, Waahlngton, Mrs c, B. __Uu_a Lowell,
a'. A. I'ampba II, Ua sion. Mu?s.
.1. Rargamt, Boiton. Mrs. M. Thompsnn, Low
HOIXAMD. jliH^ gwope, tVaahtagtam.
O. F. BfoWB, Jr . Chleaga N H. a'hun-h, Tlvert .n.
II. . . UaTUldell, I! -t.itl. K. I.
Tlir SlmUera Are u llnppy lonimunlty ,
I, la aaM, bul rhe nlmk-r who .liake* b?,-au_* ht can't
balp lt ln bf n.. meant. B li?ITV ln,llv|,tual. 8o nhakfj
,1... patrson tre-Mad Wlth ehlllB and fever. The qulverlng
aad Fliu.1.!.-riim ?-n->atl<-n \a followed by no le?. a pla?ue.
??,r.-lv, btirnliiK f.'v.-r. wbleh 1- ******* h>' ? >?"l"ra
tlon lath that kavea lhe aokoppy ?"ff"er "a. weak aa ?
,?,.?' a mo* uiifnrtunaie .Imll.-, by tha way, aa the rat,
f,,r lt_ ?'-.? la a inrll.-iiliirly inu-.ular anlmal. t njer
the ?-.,.- .-'.r.-,i.nMan.-.-s v.ta. ******* la s-.n UBB4 u,..
What wiii i-euparata Itt Heatattafa ******* WAan,
Whlch .-raalK-al-ia malarlul .llsent-e ln every fatBB an.l re
palra Ita i-rribie isisfN ***** *** ****** _*______M^
Of UM liver BlWBTB aceBwaaalBB ********* ********* T.
Uie r.-llet a>r thla romplnlnt. na well aa ronatlpatlon and
JiMHIialB lhe BlliTa la aJmltably a.lapte,!. N., le.a
amoBlW- nnd th..r..ush la It P.r kbltia-y trouble. nervoui
neaa. rheiimatliin and na-ural-jia. A wlne.lasaful ihraa
tlmea a day.
af\f\ TONS OF ROSES.
\f\j YEARS' SUCCESS.
Colgate's
Soaps and Perfumes.
FOR THE UNDERGROUND ROAD.
K. ML SHEPARD BUMl I'P ON tlEHALF OF
THK RAPID TRANSIT BOARD.
A RKPI.T TO THK OIUKCTIONS OF P_OTE8TI__
PRO.ERTY -OWNERS ? YE*JTKRI>AY*8 SESSIOK
OF THE St'PREME COI'RT COM MISS lONERi.
The Supreme Court Commiesloners appolnted ta
t ike .-vldence to determlne wht-ther or not an under*
grotind rallroad ehOUM be ronstructed In aecord
ance wlth the plana of the Rapld Transit Uoard,
met agaln yeaterday at No. Wt Broadway. fiederla
K. Coudert, chalrman, and (' immissloners Oeorge
Bherman ani \v. h. Qalahenen were praaaat Pres?
ldent Alexander K. Orr and Srth Low, of the Rapld
Tranalt Board, were also in att-ndance.
chlef Bngtoeer wiin.im BarcJay Paraoaa waa re
called, and a few queetlons were put to hlm by E.
M. gbatpard, of CBMBBiI for the RagM Transit Hoard.
Ha* testltled that the bulldlng ln Clty Hall Place
whlch cra ked whlle an excavatlon was belng made
for an adjolnlng buUdiag was only three feet flve
ln. hes from the lim* of excavatlon,' and not seven
(.et, as has been teetUM before the (*ommiss!on.
Than Mr. Shepard began to sum up on behalf of
the Rapld Transit Hoard. He sald It waa not __?
puted tbat addltlonal rapi.l-tran.slt facllltlee were re?
qulred in New-York. and that these facilitlea ahould
at least be eijual to those proposed by the Rapld
Tranalt Hoard. "If, however." siti he. "lt appeara
frorn the evldence advanced by the protestlrg prop
erty-owners that the Injuriee whlch would result
to property would be so great as to overcome the
beoeflta whlch would flow from the constru-tion of
the rallroad, then unquestlonably It wlll be the duty
of this CommlMloa to report ln the negatlve as re
gards the proposed rallroad. The question for thla
Commlsalon to conalder, and the only one, In my
oplnlon, is whether th.- ohjectkma of th.> abutting
propertjr-ownera are so serious and so completely
eatabllahed as to outw Uh all the beneflts to tbe
publlc from the propoaed road."
Mr. Bbepard then began to attark tlie objectiona
that bad been offered by the opponents of the under*
ground road. He called attentlon to th<* wonderful
growth th.it had taken place in the city of New
York. and aaid it was only falr to assume that thla
growth would be as great in the future as lt had
been la the paet
'There wlll be also an enormoua increasa? ln busl?
ness wlthln the next ten years. and there must be
enormoua proflt to the clty h-aaa laaproved rapi.l
tranalt fadlltles," eontlnued Mr. Shepard. H. went
on to say thit th. _M who own.-d the valuable
property between Fourteenth-st. and BowUog Oreen
were alwaya oppoaed to rapld transit. The elevated
roada were bullt. however. "Mo d.mbt." he s.ud.
??the elevated rallroada aave aerved a great purpoea
but I v.*nture to say thal if there were no elevated
rallroada at preeent la N-w-York, no one would
have the audaclty now to advlse an elevat. 1 system
for this clty."
Mr. Shepard aald that the cltizens of New-York
Clty, by thelr votes In the electlon of UH ahowed
that they wer. ln f.i\or of muniolpal constructlon
of a rapld transit rallroad. "ihra-e out of every
four cltuwna," sa.d he, "vo*.-d in favor ol muntcp.il
,,,: itructlon, and those who so voted dld so in a
stance ln favor of an underground road."
Cou'isei dealt wlth the nue. .lon of thn cost of the
road ar.d raid: "1 respectfully submlt that the Com
mlaa'on has not to d. al with the cost. Our fr.emia
on the other alde say that th. coat of the r.-ad ls
reatrlcted to $80,<WMW>. Th.-re is no auch provision
ln th.- atatute. The provlalon of the atatuU la
that the amount of bonds to be laaued ahall n..t.
without th<- consent of the Leglalature, .xc.-.-d the
aum of av,.XK?.u<a). That la to say, when tbe Rapld
Trarfsit Commlaalon comea to build the road. ,t
shall not Involva the clty In a greater debt than
S3o.ooo.ooa.'' , , . .
\t this potnt Mr. Coudert interposed, and asked.
"SuDOoae that lt would cost $7aV080,Oa_ to build the
road what do you thlr.k would be our duty then?
"I 'thlnk." replled Mr. Shepard. "that your duty
would ba* to report In favor of the constructlon of
\t th- close of Mr. BbepareTa argiiment Oeorge G.
I).. W.tt r**|>rtsentlng prottsting property -owner.
along Broadway, read ? number of atatutory .-nact
menti and Mdfnancee paeMd ln WJ and 1*7. gov
ernlna* ths constructlon of vaults. Mr. l?e Witt
aa'd that the clty had derlve.I conslderable revenua
from these vaults, and any Inv.islon of them now
would be lnlurlous to the owiits. Some of the
vaults were bullt at great expense. and the ap?*aker
clted the case of the vault under the lmpa-r.al Hotel,
whlch coat ?1.'X?>. , ,,, ,.._,
At this point an adjournment was taken unt.i i(7.*_
o'clock this mornlng.
EYIDEXCE FOR GREGORY.
,
AN F.X. F'KT lglWIBS THAT TIIE WIFE __h_
DEB-M IS INriANE.
Th* irla! of Jesse M. Gregory for the murder ol
hls wlf.-. Clara, whom I.e accuseal of infld. li*v. waa
eontlnued yesterday before Record.t GofT ln Part
IV of the Oeneral leaalona. Dr. Charlea B. Kenny.
Of the Middletowa Insane Asylum. testlfted that
Nicholaa Mabee. a lirst cousln of the prisoner. had
!..,n twloa admltted to that Institutlon. sufferlng
from MUte manla. He ihen sald that he had mada
an examlnatlon of th. prisoner for the purpose of
aacertalnln* lf he was probably Inaana at the time
of the rommlaatfltl of tha homiclde. In reply to
queationa by Mr. Levy, of eousel for the deft-nce,
Dr. Kenny aald: "I found that the prisoner was
weak phyetcally. There was a aptaal ditficuity. i
told hlm to close hls eyes and walk. I!e d!d so. and
nearly ML ni? h. art waa in a a, asttlva ot Irrltabla
condltlon. Tter. was a aenaltlveneaa along hls
splne. When I pressed my flngeru upon his back he
moana d In pala. Th. aptaal cord ls vlrtually a con
tlm:.it!on of th* braln. When the prlson.-r walkad
he dld not brlng hls feet aqtiarely and llrmly upon
the Her. Hls memory was Imperfect. He had
numbneaa of hands. H>- sald he had reason to be?
lleve that hn wlf. waa unfalthful, but he stiil lotad
ha-r, and was wllllng to work hiinl f?r her. He haC
purehaaed a plstoi becauae he feared that some per?
son would harni hlm or hls frlend."
ln th.- oplnlon of the wltneaa Gregory was insane
at the time he kllled hls wlfe.
Dr. - W. Beward was n.-xr called as a wltness.
He sald he waa a phyalclan reatdlng at Ooeheo, and
had charge <>f an institutlon for the insane at Inter
Plnea. He had ? aamlned the i.rlsoner at the Tombs.
Tlie wltness was about to descr.be the result of the
examlnatlon when th,- court adjourned untll 10
o'clock this mornlng.
QUTCELI COXYICTED OF MURDER.
A BPUBDT TRIAI. OF LOl'IS HERMAN, WHO KIT.I.BD
HIS WIEE.
I_>uis Herman, who shot hls wlfe three tlmes and
kllled her at No. 104 Eaat One-hundre.i-and-flft.h-st.
on July 15 las-t. was yesterday afternoon convlete.l
Of murder ln the flrst degree ln the Crlmlnal Hraneh
Of the Supreme Court, before Justlce Keogh. Her?
man ls a crlpple and an ex-eonvlet. Hls ivife re
fused to live with hlm when he returned from the
penltentiary, and he asserted that she ha.i b'i*otm
interi'Sted in another man. The trlal began at 9:30
a. m. last Friday. Assist.mt District-Attorney John
F. Mdntyre CO-dUCUad the prosecutlon. and J. O.
Fennell was counael for the defeno. There were
forty-thre. tale-vneri examlned. and B full Jury waa
aecured ln one and thn .-quarter hours. The prose?
cutlon 1'B.d nl.ie wltnef-aea. Court adjourn-d at 8
O'clock that afternoon and opened at 9:_ a. m yea
t. r liy. At 9:*) o'clock the prosecutlon had flnlshed
and the oafence began. ? _.
The onlv wltness for the defence was Mrs. Mlnnle
Bchwendeg. of Ur-.oklyn. ? alster of the defen-lart.
SisrSSf XxT^^on^Z. hooK:
_ans<i 1 ,n .'.fl h-r the wltneaa sald. that she no
iV.iig." tov-d h-r' husbaiui. and c.ue 1 more for .
,'rVnsel''then'n?ummed up on both sldes. and Jua*
, ? _?__.? ^__r_ed the jury. whlch retired at 1J$
J,";".'?-, 7X>% tbe iWrrtovnM wlth the ver
, '"ilerman'was r.m inde 1 tor s*entence untll Friday
,'"a, betnj led our of th. ?urtrponi he turned
1 i_L r.ls Mrs WVrner. the mother of hls murdered
wlTi and Mrs. S.-hne'.der. th.* janl'.ress of the houae
' Jh-W tha "bOOtlng was done. and .x.larmel. Thla
1* your work!" The women looked frlghtened,
but sald nothlng.
NEW-YORK TRIBUNE
is printed wlth
OUR B. B. NEWS INK.
J. HARPER B0NNELL CO.,
Chicago..New?York.

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New-York tribune. [volume], February 26, 1896, Image 3
About New-York tribune. [volume] (New York [N.Y.]) 1866-1924