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LATEST PHOTOGRAPHS OF THREE CELEBRATED NEW-YORKERS WHO ARE ENDOWED WITH FINANCIAL ABILITY TO A DEGREE WHICH IT IS DIFFICULT TO DISTINGUISH FROM GENIUS. FINANCIERS. Whence Comes Their Enviable Ability? It would seem that anybody ought to get rich nowadays. Never were there so many methods, nor so much advice — as to which t!;> tod to adopt. If ever there were any secret* in the art of money making, they must now all be known. Wherever one turns one st ea opportunity upon opportunity to win fort one upon fortune. Th.-re are advertise ments which tell how to Invest In this land or that stock. There are 1 total Felling for a nickel or a dime which explain methods of ac cumulating millions of dollars. Regular period icals are printed which purport to unveil all the mysteries of Wall Street, so that the "^••ritle reader" may "gel in" even before the pr. ;:t money kings sus pect which way the market will tip. And if the fortune hunter be young, there are a hundred and one schools scattered throughout the land where he may study the art of finance from A to '/.. He is taught how to organize companies and to manage compli < ated commercial enter prises, and in some schools he is even made a member of a mimic Stock Exchange, where he speculates on the rise and fall of the market with mimic money. Yet, despite all these ways to wealth, all the finder posts pointing to tUe golden goal, all the «uides who "will take you there," the great mass of humanity still remains in as hope l'-ss darkness as before, and those of them who do attempt to rise by ii" sudden, well ad v ri i(-f>d means, almost always sink to still greater depths. At last, but too late, they learn I that t^ose who boom, cr-rtaln stocks are most I anxious to get rid of them; that authors of books on "get-rich quick flnanc*" teD how '.. make the plunge, bat. NEW-YORK TRIBUNE ILLUSTRATED SUPPLEMENT. MRS. HETTY GREEN. JOHN IX ROCKEFELLER. OHnnrrtsm. UO< by Amu. New-Tort.) RUSSELL SAGE. 3 never themselves takt it; that professional tip sters seldom take their own tips, and that In structors in commercial schools remain content to instruct others. All of which goes to provo that wealth is not to be obtained by rule or rote^ A study of those who have actually obtained wealth soon discloses the fact that their chief, characteristic is not a knowledge of books, tip bureaus, prospectuses, or commercial schools, but a knowledge of men. The successful merchant of New-York at the present time is the same as the pros perous trader of the asa of Abraham, the first capitalist mentioned in. the Bible, who "was very rich in cattle, in silver and gold." With out a keen insight into human nature a man, in spite of the most ex travagant luck, will soon fall behind the real of the world. The mer chant cannot succeed unless he knows the desires and needs of his fellow beings well enough to meet them satisfactorily. The man ufacturer must also suit the product of his ma chines to the tastes and sometimes to the fleet ing whims of the con sumer. The banker ni<ij| read the mind behind the face when he :.<* vances loans and takes securities, for unless I'd can Judge men rightly he is sure sooner <>r later to be trapped. And as the employer nui.>t know human nat ure "to get orders," .«t the employe must havf i .similar suit of wlsdoif" to bo able "to take or ders." Otherwise, one heart; it si id that "ha cannot gel along with the boss," and lilts plaoa is soon made vacant for one who can. No one has yet been known to analyze exact ly that mysterious es sence which is called financial genius; for if this had ever been dona and the results made public all men would be equally rich, or all equally poor. All that is possible is to point out the characteristics of some of the repre sentative rick men of the world, and thus from many pictures